Home > First National Bank of Bradford County > Income and Expense
First National Bank of Bradford County, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 12,339 |
| Total interest expense | $347,000 | 12,452 |
| Net interest income | $633,000 | 12,101 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $202,000 | 9,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $777,000 | 10,780 |
| Salaries and employee benefits | $370,000 | 10,938 |
| Premises and equipment expense | $203,000 | 7,624 |
| Additional noninterest expense | $204,000 | 11,673 |
| Pre-tax net operating income | $-17,000 | 12,484 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-17,000 | 12,566 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-17,000 | 12,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-17,000 | 12,446 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $973,000 | 13,070 |
| Total interest expense | $387,000 | 13,225 |
| Net interest income | $586,000 | 12,765 |
| Provision for loan and lease losses | $47,000 | 9,237 |
| Total noninterest income | $210,000 | 9,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 6,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $789,000 | 11,056 |
| Salaries and employee benefits | $380,000 | 11,094 |
| Premises and equipment expense | $198,000 | 7,887 |
| Additional noninterest expense | $211,000 | 12,085 |
| Pre-tax net operating income | $-40,000 | 12,842 |
| Securities gains (losses) | $34,000 | 4,785 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-6,000 | 12,913 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-6,000 | 12,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-40,000 | 12,797 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.