Home > First National Bank of Borger > Income and Expense
First National Bank of Borger, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $14,000 | 7,562 |
| Total interest expense | $11,000 | 7,509 |
| Net interest income | $3,000 | 7,565 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $9,000 | 7,135 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $0 | 7,573 |
| Salaries and employee benefits | $0 | 7,556 |
| Premises and equipment expense | $0 | 7,547 |
| Additional noninterest expense | $0 | 7,571 |
| Pre-tax net operating income | $12,000 | 6,187 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $12,000 | 6,224 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $12,000 | 6,223 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $12,000 | 6,224 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $12,000 | 6,187 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $289,000 | 7,602 |
| Total interest expense | $39,000 | 7,584 |
| Net interest income | $250,000 | 7,592 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $39,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $39,000 | 6,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $0 | 6,957 |
| Total noninterest expense | $2,000 | 7,653 |
| Salaries and employee benefits | $0 | 7,638 |
| Premises and equipment expense | $0 | 7,632 |
| Additional noninterest expense | $2,000 | 7,651 |
| Pre-tax net operating income | $287,000 | 4,939 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $287,000 | 4,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 4,985 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $287,000 | 4,985 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $150,000 | 3,487 |
| Sale, conversion, retirement of capital stock, net | $-2,222,000 | 7,650 |
| Net operating income | $287,000 | 4,843 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 7,001 |
| Total interest expense | $183,000 | 7,345 |
| Net interest income | $1,128,000 | 6,803 |
| Provision for loan and lease losses | $40,000 | 6,403 |
| Total noninterest income | $148,000 | 6,089 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $136,000 | 4,671 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,000 | 6,859 |
| Total noninterest expense | $865,000 | 6,989 |
| Salaries and employee benefits | $389,000 | 7,157 |
| Premises and equipment expense | $159,000 | 6,176 |
| Additional noninterest expense | $317,000 | 6,796 |
| Pre-tax net operating income | $371,000 | 4,610 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $371,000 | 4,578 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $371,000 | 4,582 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $371,000 | 4,581 |
| Net charge-offs | $-28,000 | 7,583 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $371,000 | 4,400 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 6,976 |
| Total interest expense | $119,000 | 7,438 |
| Net interest income | $811,000 | 6,732 |
| Provision for loan and lease losses | $40,000 | 5,994 |
| Total noninterest income | $95,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $9,000 | 6,884 |
| Total noninterest expense | $582,000 | 7,021 |
| Salaries and employee benefits | $267,000 | 7,190 |
| Premises and equipment expense | $110,000 | 6,131 |
| Additional noninterest expense | $205,000 | 6,875 |
| Pre-tax net operating income | $284,000 | 4,493 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $284,000 | 4,408 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $284,000 | 4,407 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $284,000 | 4,407 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $284,000 | 4,260 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,073 |
| Total interest expense | $57,000 | 7,573 |
| Net interest income | $404,000 | 6,798 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $47,000 | 6,211 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $302,000 | 7,070 |
| Salaries and employee benefits | $136,000 | 7,257 |
| Premises and equipment expense | $62,000 | 5,980 |
| Additional noninterest expense | $104,000 | 6,937 |
| Pre-tax net operating income | $137,000 | 4,683 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $137,000 | 4,536 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 4,536 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $137,000 | 4,535 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $137,000 | 4,422 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,810,000 | 7,210 |
| Total interest expense | $277,000 | 7,639 |
| Net interest income | $1,533,000 | 6,862 |
| Provision for loan and lease losses | $60,000 | 6,744 |
| Total noninterest income | $109,000 | 6,920 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $156,000 | 5,099 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-47,000 | 7,534 |
| Total noninterest expense | $1,153,000 | 7,216 |
| Salaries and employee benefits | $521,000 | 7,393 |
| Premises and equipment expense | $176,000 | 6,686 |
| Additional noninterest expense | $456,000 | 6,931 |
| Pre-tax net operating income | $429,000 | 4,167 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $429,000 | 4,085 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $429,000 | 4,084 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $429,000 | 4,084 |
| Net charge-offs | $283,000 | 4,570 |
| Cash dividends | $700,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $429,000 | 4,013 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 7,280 |
| Total interest expense | $213,000 | 7,729 |
| Net interest income | $1,146,000 | 6,912 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $66,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $118,000 | 5,102 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-52,000 | 7,759 |
| Total noninterest expense | $884,000 | 7,215 |
| Salaries and employee benefits | $399,000 | 7,411 |
| Premises and equipment expense | $123,000 | 6,850 |
| Additional noninterest expense | $362,000 | 6,874 |
| Pre-tax net operating income | $328,000 | 4,428 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $328,000 | 4,311 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $328,000 | 4,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $328,000 | 4,309 |
| Net charge-offs | $-7,000 | 7,833 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $328,000 | 4,249 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,371 |
| Total interest expense | $148,000 | 7,800 |
| Net interest income | $734,000 | 7,018 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $89,000 | 6,551 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $14,000 | 7,048 |
| Total noninterest expense | $591,000 | 7,274 |
| Salaries and employee benefits | $266,000 | 7,486 |
| Premises and equipment expense | $80,000 | 6,940 |
| Additional noninterest expense | $245,000 | 6,882 |
| Pre-tax net operating income | $232,000 | 4,463 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $232,000 | 4,357 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $232,000 | 4,355 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $232,000 | 4,355 |
| Net charge-offs | $-4,000 | 7,749 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $232,000 | 4,246 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 7,358 |
| Total interest expense | $81,000 | 7,818 |
| Net interest income | $383,000 | 6,954 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $43,000 | 6,571 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $287,000 | 7,336 |
| Salaries and employee benefits | $127,000 | 7,596 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $119,000 | 6,792 |
| Pre-tax net operating income | $139,000 | 4,619 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $139,000 | 4,473 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $139,000 | 4,477 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $139,000 | 4,477 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $139,000 | 4,313 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,301,000 | 7,118 |
| Total interest expense | $539,000 | 7,601 |
| Net interest income | $1,762,000 | 6,691 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $-5,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $182,000 | 4,971 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-187,000 | 8,160 |
| Total noninterest expense | $1,154,000 | 7,333 |
| Salaries and employee benefits | $534,000 | 7,575 |
| Premises and equipment expense | $177,000 | 6,889 |
| Additional noninterest expense | $443,000 | 6,875 |
| Pre-tax net operating income | $603,000 | 4,608 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $603,000 | 4,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $603,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,110 |
| Cash dividends | $200,000 | 4,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $603,000 | 4,321 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 7,142 |
| Total interest expense | $435,000 | 7,641 |
| Net interest income | $1,363,000 | 6,680 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $-22,000 | 8,285 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $133,000 | 5,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-155,000 | 8,283 |
| Total noninterest expense | $848,000 | 7,381 |
| Salaries and employee benefits | $391,000 | 7,639 |
| Premises and equipment expense | $131,000 | 6,942 |
| Additional noninterest expense | $326,000 | 6,889 |
| Pre-tax net operating income | $493,000 | 4,953 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $493,000 | 4,477 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $493,000 | 4,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,073 |
| Cash dividends | $200,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $493,000 | 4,619 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 7,154 |
| Total interest expense | $320,000 | 7,651 |
| Net interest income | $918,000 | 6,673 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $98,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $89,000 | 5,053 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $9,000 | 7,734 |
| Total noninterest expense | $577,000 | 7,411 |
| Salaries and employee benefits | $264,000 | 7,691 |
| Premises and equipment expense | $91,000 | 6,912 |
| Additional noninterest expense | $222,000 | 6,874 |
| Pre-tax net operating income | $439,000 | 4,617 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $439,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $439,000 | 4,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $200,000 | 3,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $439,000 | 4,225 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 7,090 |
| Total interest expense | $181,000 | 7,620 |
| Net interest income | $482,000 | 6,586 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $47,000 | 6,756 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $43,000 | 5,092 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $4,000 | 7,805 |
| Total noninterest expense | $285,000 | 7,465 |
| Salaries and employee benefits | $132,000 | 7,721 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $113,000 | 6,841 |
| Pre-tax net operating income | $244,000 | 4,575 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $244,000 | 4,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 4,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $244,000 | 4,139 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,902,000 | 6,909 |
| Total interest expense | $808,000 | 7,486 |
| Net interest income | $2,094,000 | 6,390 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $219,000 | 6,616 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $195,000 | 4,957 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $24,000 | 7,697 |
| Total noninterest expense | $1,150,000 | 7,437 |
| Salaries and employee benefits | $515,000 | 7,771 |
| Premises and equipment expense | $190,000 | 6,837 |
| Additional noninterest expense | $445,000 | 6,851 |
| Pre-tax net operating income | $983,000 | 4,771 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $983,000 | 4,360 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $983,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,055 |
| Cash dividends | $1,154,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $983,000 | 4,349 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 6,944 |
| Total interest expense | $601,000 | 7,538 |
| Net interest income | $1,585,000 | 6,409 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $146,000 | 6,825 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 5,010 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,000 | 8,302 |
| Total noninterest expense | $865,000 | 7,409 |
| Salaries and employee benefits | $395,000 | 7,718 |
| Premises and equipment expense | $157,000 | 6,643 |
| Additional noninterest expense | $313,000 | 6,950 |
| Pre-tax net operating income | $686,000 | 5,161 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $686,000 | 4,711 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $686,000 | 4,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,266 |
| Cash dividends | $1,154,000 | 1,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $686,000 | 4,704 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,464,000 | 6,974 |
| Total interest expense | $409,000 | 7,530 |
| Net interest income | $1,055,000 | 6,462 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $105,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $11,000 | 7,835 |
| Total noninterest expense | $562,000 | 7,504 |
| Salaries and employee benefits | $259,000 | 7,788 |
| Premises and equipment expense | $106,000 | 6,656 |
| Additional noninterest expense | $197,000 | 7,105 |
| Pre-tax net operating income | $448,000 | 5,274 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $448,000 | 4,812 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $448,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,115 |
| Cash dividends | $704,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $448,000 | 4,809 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $753,000 | 6,936 |
| Total interest expense | $207,000 | 7,530 |
| Net interest income | $546,000 | 6,413 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $54,000 | 6,707 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $297,000 | 7,450 |
| Salaries and employee benefits | $130,000 | 7,830 |
| Premises and equipment expense | $70,000 | 6,029 |
| Additional noninterest expense | $97,000 | 7,149 |
| Pre-tax net operating income | $243,000 | 5,109 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $243,000 | 4,633 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $243,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 7,992 |
| Cash dividends | $464,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $243,000 | 4,619 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 6,889 |
| Total interest expense | $635,000 | 7,641 |
| Net interest income | $2,218,000 | 6,314 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $308,000 | 6,129 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $195,000 | 5,044 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 6,126 |
| Total noninterest expense | $1,172,000 | 7,435 |
| Salaries and employee benefits | $484,000 | 7,912 |
| Premises and equipment expense | $274,000 | 5,968 |
| Additional noninterest expense | $414,000 | 7,002 |
| Pre-tax net operating income | $1,154,000 | 4,869 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,154,000 | 4,369 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,154,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 1,384 |
| Cash dividends | $1,195,000 | 2,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,154,000 | 4,347 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,062,000 | 7,007 |
| Total interest expense | $430,000 | 7,784 |
| Net interest income | $1,632,000 | 6,427 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $255,000 | 5,975 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $147,000 | 5,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $885,000 | 7,424 |
| Salaries and employee benefits | $362,000 | 7,912 |
| Premises and equipment expense | $204,000 | 6,013 |
| Additional noninterest expense | $319,000 | 6,968 |
| Pre-tax net operating income | $1,002,000 | 4,704 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,002,000 | 4,156 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,002,000 | 4,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $670,000 | 2,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,002,000 | 4,153 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,335,000 | 7,064 |
| Total interest expense | $258,000 | 7,900 |
| Net interest income | $1,077,000 | 6,478 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $112,000 | 6,788 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $100,000 | 5,022 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $12,000 | 7,965 |
| Total noninterest expense | $597,000 | 7,430 |
| Salaries and employee benefits | $239,000 | 7,965 |
| Premises and equipment expense | $146,000 | 5,844 |
| Additional noninterest expense | $212,000 | 6,979 |
| Pre-tax net operating income | $592,000 | 5,024 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $592,000 | 4,474 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $592,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $670,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $592,000 | 4,466 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 7,099 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $537,000 | 6,508 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $56,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $51,000 | 4,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,055 |
| Total noninterest expense | $293,000 | 7,480 |
| Salaries and employee benefits | $119,000 | 7,994 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $105,000 | 6,979 |
| Pre-tax net operating income | $300,000 | 4,972 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $300,000 | 4,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $300,000 | 4,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $80,000 | 3,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $300,000 | 4,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 7,243 |
| Total interest expense | $371,000 | 7,985 |
| Net interest income | $1,852,000 | 6,825 |
| Provision for loan and lease losses | $-3,000 | 8,476 |
| Total noninterest income | $286,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $251,000 | 4,569 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,739 |
| Total noninterest expense | $1,258,000 | 7,297 |
| Salaries and employee benefits | $515,000 | 7,847 |
| Premises and equipment expense | $268,000 | 6,028 |
| Additional noninterest expense | $475,000 | 6,718 |
| Pre-tax net operating income | $883,000 | 5,673 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $883,000 | 5,126 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $883,000 | 5,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,365 |
| Cash dividends | $1,969,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $883,000 | 5,094 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,615,000 | 7,314 |
| Total interest expense | $254,000 | 8,081 |
| Net interest income | $1,361,000 | 6,907 |
| Provision for loan and lease losses | $-3,000 | 8,575 |
| Total noninterest income | $225,000 | 6,354 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $194,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $938,000 | 7,305 |
| Salaries and employee benefits | $388,000 | 7,826 |
| Premises and equipment expense | $200,000 | 6,037 |
| Additional noninterest expense | $350,000 | 6,733 |
| Pre-tax net operating income | $651,000 | 5,801 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $651,000 | 5,261 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $651,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,581 |
| Cash dividends | $1,969,000 | 1,083 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $651,000 | 5,218 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,312 |
| Total interest expense | $154,000 | 8,151 |
| Net interest income | $913,000 | 6,890 |
| Provision for loan and lease losses | $-3,000 | 8,601 |
| Total noninterest income | $151,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $129,000 | 4,492 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $22,000 | 7,544 |
| Total noninterest expense | $609,000 | 7,361 |
| Salaries and employee benefits | $266,000 | 7,795 |
| Premises and equipment expense | $133,000 | 6,041 |
| Additional noninterest expense | $210,000 | 6,979 |
| Pre-tax net operating income | $458,000 | 5,658 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $458,000 | 5,106 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $458,000 | 5,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,762 |
| Cash dividends | $1,969,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $458,000 | 5,057 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,330 |
| Total interest expense | $72,000 | 8,236 |
| Net interest income | $467,000 | 6,887 |
| Provision for loan and lease losses | $-3,000 | 8,690 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $56,000 | 4,748 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $14,000 | 7,363 |
| Total noninterest expense | $296,000 | 7,481 |
| Salaries and employee benefits | $130,000 | 7,893 |
| Premises and equipment expense | $68,000 | 6,037 |
| Additional noninterest expense | $98,000 | 7,182 |
| Pre-tax net operating income | $244,000 | 5,497 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $244,000 | 4,934 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $244,000 | 4,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $244,000 | 4,886 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 7,552 |
| Total interest expense | $259,000 | 8,247 |
| Net interest income | $1,575,000 | 7,216 |
| Provision for loan and lease losses | $-111,000 | 8,800 |
| Total noninterest income | $350,000 | 6,078 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $307,000 | 4,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $43,000 | 7,588 |
| Total noninterest expense | $1,510,000 | 6,868 |
| Salaries and employee benefits | $588,000 | 7,707 |
| Premises and equipment expense | $348,000 | 5,238 |
| Additional noninterest expense | $574,000 | 6,128 |
| Pre-tax net operating income | $526,000 | 6,636 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $526,000 | 6,259 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $526,000 | 6,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,065 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $526,000 | 6,183 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 7,649 |
| Total interest expense | $190,000 | 8,312 |
| Net interest income | $1,142,000 | 7,306 |
| Provision for loan and lease losses | $-98,000 | 8,868 |
| Total noninterest income | $260,000 | 6,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $237,000 | 4,228 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $1,137,000 | 6,825 |
| Salaries and employee benefits | $458,000 | 7,572 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $419,000 | 6,174 |
| Pre-tax net operating income | $363,000 | 6,908 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $363,000 | 6,536 |
| Extraordinary gains, net | $7,000 | 18 |
| Net income | $370,000 | 6,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,788 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $363,000 | 6,462 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $875,000 | 7,718 |
| Total interest expense | $128,000 | 8,354 |
| Net interest income | $747,000 | 7,378 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $177,000 | 6,098 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $161,000 | 4,169 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $715,000 | 7,026 |
| Salaries and employee benefits | $321,000 | 7,490 |
| Premises and equipment expense | $176,000 | 5,184 |
| Additional noninterest expense | $218,000 | 6,931 |
| Pre-tax net operating income | $209,000 | 7,115 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $209,000 | 6,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $209,000 | 6,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,788 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $209,000 | 6,722 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,741 |
| Total interest expense | $65,000 | 8,400 |
| Net interest income | $377,000 | 7,395 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $81,000 | 4,084 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $369,000 | 6,987 |
| Salaries and employee benefits | $168,000 | 7,445 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $97,000 | 7,206 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $97,000 | 6,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $97,000 | 6,947 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $97,000 | 6,838 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,035,000 | 7,500 |
| Total interest expense | $392,000 | 8,136 |
| Net interest income | $1,643,000 | 7,152 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $457,000 | 5,657 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $311,000 | 4,212 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $146,000 | 5,871 |
| Total noninterest expense | $1,764,000 | 6,415 |
| Salaries and employee benefits | $767,000 | 7,043 |
| Premises and equipment expense | $382,000 | 4,895 |
| Additional noninterest expense | $615,000 | 5,916 |
| Pre-tax net operating income | $336,000 | 7,291 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $336,000 | 7,101 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $336,000 | 7,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 1,314 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $336,000 | 6,959 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 7,445 |
| Total interest expense | $317,000 | 8,166 |
| Net interest income | $1,332,000 | 6,983 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $272,000 | 6,223 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $235,000 | 4,215 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,602 |
| Total noninterest expense | $1,353,000 | 6,311 |
| Salaries and employee benefits | $594,000 | 6,942 |
| Premises and equipment expense | $291,000 | 4,820 |
| Additional noninterest expense | $468,000 | 5,841 |
| Pre-tax net operating income | $251,000 | 7,435 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $251,000 | 7,247 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $251,000 | 7,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 1,416 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $251,000 | 7,084 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 7,452 |
| Total interest expense | $213,000 | 8,249 |
| Net interest income | $906,000 | 6,928 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $175,000 | 6,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $159,000 | 4,157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $921,000 | 6,248 |
| Salaries and employee benefits | $395,000 | 6,973 |
| Premises and equipment expense | $194,000 | 4,796 |
| Additional noninterest expense | $332,000 | 5,640 |
| Pre-tax net operating income | $160,000 | 7,528 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $160,000 | 7,346 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $160,000 | 7,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,018 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $160,000 | 7,162 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 7,501 |
| Total interest expense | $106,000 | 8,351 |
| Net interest income | $452,000 | 6,942 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $84,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 4,258 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $472,000 | 6,189 |
| Salaries and employee benefits | $202,000 | 6,954 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $168,000 | 5,579 |
| Pre-tax net operating income | $64,000 | 7,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 769 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $64,000 | 7,450 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 5,794 |
| Total interest expense | $822,000 | 7,448 |
| Net interest income | $3,325,000 | 4,933 |
| Provision for loan and lease losses | $2,079,000 | 711 |
| Total noninterest income | $712,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $676,000 | 2,313 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $3,436,000 | 4,032 |
| Salaries and employee benefits | $1,284,000 | 5,233 |
| Premises and equipment expense | $598,000 | 3,426 |
| Additional noninterest expense | $1,554,000 | 2,884 |
| Pre-tax net operating income | $-1,478,000 | 9,202 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-1,478,000 | 9,242 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-1,478,000 | 9,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,396,000 | 718 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,478,000 | 9,209 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 5,321 |
| Total interest expense | $1,833,000 | 6,366 |
| Net interest income | $3,617,000 | 4,461 |
| Provision for loan and lease losses | $770,000 | 1,547 |
| Total noninterest income | $964,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $908,000 | 1,665 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $2,874,000 | 4,486 |
| Salaries and employee benefits | $1,328,000 | 4,959 |
| Premises and equipment expense | $586,000 | 3,431 |
| Additional noninterest expense | $960,000 | 4,202 |
| Pre-tax net operating income | $937,000 | 5,072 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $937,000 | 4,460 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $937,000 | 4,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $775,000 | 1,128 |
| Cash dividends | $935,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $937,000 | 4,342 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 6,040 |
| Total interest expense | $1,680,000 | 6,809 |
| Net interest income | $2,894,000 | 5,281 |
| Provision for loan and lease losses | $417,000 | 2,202 |
| Total noninterest income | $540,000 | 4,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $514,000 | 2,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 8,716 |
| Total noninterest expense | $2,029,000 | 5,630 |
| Salaries and employee benefits | $972,000 | 6,041 |
| Premises and equipment expense | $377,000 | 4,697 |
| Additional noninterest expense | $680,000 | 5,291 |
| Pre-tax net operating income | $988,000 | 5,284 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $988,000 | 4,421 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $988,000 | 4,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 1,962 |
| Cash dividends | $811,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $988,000 | 4,420 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 6,766 |
| Total interest expense | $1,218,000 | 7,601 |
| Net interest income | $2,346,000 | 6,028 |
| Provision for loan and lease losses | $588,000 | 1,555 |
| Total noninterest income | $500,000 | 4,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,163 |
| Total noninterest expense | $1,728,000 | 6,234 |
| Salaries and employee benefits | $854,000 | 6,524 |
| Premises and equipment expense | $348,000 | 4,979 |
| Additional noninterest expense | $526,000 | 6,312 |
| Pre-tax net operating income | $530,000 | 6,997 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $530,000 | 6,251 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $530,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,683 |
| Cash dividends | $316,000 | 4,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $530,000 | 6,235 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 7,749 |
| Total interest expense | $976,000 | 8,481 |
| Net interest income | $1,836,000 | 6,976 |
| Provision for loan and lease losses | $98,000 | 5,179 |
| Total noninterest income | $378,000 | 5,789 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 3,762 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,370,000 | 7,043 |
| Salaries and employee benefits | $607,000 | 7,719 |
| Premises and equipment expense | $303,000 | 5,351 |
| Additional noninterest expense | $460,000 | 6,719 |
| Pre-tax net operating income | $746,000 | 6,310 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $746,000 | 5,410 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $746,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,908 |
| Cash dividends | $505,000 | 3,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $746,000 | 5,305 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $192,000 | 10,842 |
| Total interest expense | $70,000 | 10,806 |
| Net interest income | $122,000 | 10,839 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $24,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 9,735 |
| Total noninterest expense | $86,000 | 10,892 |
| Salaries and employee benefits | $48,000 | 10,883 |
| Premises and equipment expense | $19,000 | 10,774 |
| Additional noninterest expense | $19,000 | 10,905 |
| Pre-tax net operating income | $60,000 | 10,211 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $60,000 | 10,180 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $60,000 | 10,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $4,750,000 | 215 |
| Net operating income | $60,000 | 10,146 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.