Home > First National Bank of Bolivar County > Income and Expense
First National Bank of Bolivar County, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,639,000 | 8,204 |
| Total interest expense | $1,454,000 | 7,455 |
| Net interest income | $1,185,000 | 8,714 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $255,000 | 7,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 5,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 7,113 |
| Total noninterest expense | $1,073,000 | 8,087 |
| Salaries and employee benefits | $572,000 | 8,108 |
| Premises and equipment expense | $167,000 | 7,436 |
| Additional noninterest expense | $334,000 | 7,966 |
| Pre-tax net operating income | $355,000 | 8,700 |
| Securities gains (losses) | $24,000 | 1,768 |
| Applicable income taxes | $93,000 | 8,518 |
| Income before extraordinary items | $286,000 | 8,482 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $286,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $99,000 | 6,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $268,000 | 8,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 8,651 |
| Total interest expense | $1,444,000 | 7,713 |
| Net interest income | $1,093,000 | 9,300 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $288,000 | 7,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 6,916 |
| Total noninterest expense | $1,098,000 | 8,334 |
| Salaries and employee benefits | $554,000 | 8,453 |
| Premises and equipment expense | $167,000 | 7,688 |
| Additional noninterest expense | $377,000 | 8,080 |
| Pre-tax net operating income | $271,000 | 9,323 |
| Securities gains (losses) | $45,000 | 1,403 |
| Applicable income taxes | $22,000 | 10,165 |
| Income before extraordinary items | $294,000 | 8,474 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $294,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $93,000 | 6,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $252,150 | 8,751 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 9,292 |
| Total interest expense | $1,229,000 | 8,496 |
| Net interest income | $1,044,000 | 9,795 |
| Provision for loan and lease losses | $46,000 | 6,390 |
| Total noninterest income | $352,000 | 6,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 5,560 |
| Total noninterest expense | $1,098,000 | 8,585 |
| Salaries and employee benefits | $510,000 | 9,025 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $426,000 | 7,943 |
| Pre-tax net operating income | $252,000 | 10,098 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $218,000 | 9,737 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $218,000 | 9,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $217,140 | 9,721 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 9,829 |
| Total interest expense | $915,000 | 9,060 |
| Net interest income | $1,070,000 | 10,181 |
| Provision for loan and lease losses | $89,000 | 4,852 |
| Total noninterest income | $206,000 | 8,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 6,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 11,366 |
| Total noninterest expense | $1,100,000 | 8,984 |
| Salaries and employee benefits | $528,000 | 9,140 |
| Premises and equipment expense | $143,000 | 8,743 |
| Additional noninterest expense | $429,000 | 8,542 |
| Pre-tax net operating income | $87,000 | 11,705 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $106,000 | 11,327 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $106,000 | 11,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,790 |
| Cash dividends | $67,000 | 7,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $87,000 | 11,545 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 10,587 |
| Total interest expense | $742,000 | 10,351 |
| Net interest income | $1,059,000 | 10,571 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $156,000 | 10,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $893,000 | 10,218 |
| Salaries and employee benefits | $444,000 | 10,215 |
| Premises and equipment expense | $156,000 | 8,751 |
| Additional noninterest expense | $293,000 | 10,534 |
| Pre-tax net operating income | $322,000 | 10,051 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $299,000 | 9,493 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $299,000 | 9,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 11,621 |
| Cash dividends | $30,000 | 8,419 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $279,860 | 9,442 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 11,340 |
| Total interest expense | $807,000 | 11,298 |
| Net interest income | $978,000 | 11,182 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $153,000 | 10,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 11,488 |
| Total noninterest expense | $814,000 | 10,939 |
| Salaries and employee benefits | $410,000 | 10,742 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $255,000 | 11,467 |
| Pre-tax net operating income | $293,000 | 10,205 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $91,000 | 10,135 |
| Income before extraordinary items | $215,000 | 10,395 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $215,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 12,901 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $205,900 | 10,178 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.