Home > First National Bank of Bellaire > Income and Expense
First National Bank of Bellaire, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,091,000 | 5,599 |
| Total interest expense | $938,000 | 5,572 |
| Net interest income | $2,153,000 | 5,476 |
| Provision for loan and lease losses | $81,000 | 5,104 |
| Total noninterest income | $227,000 | 6,619 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 6,505 |
| Total noninterest expense | $1,792,000 | 5,351 |
| Salaries and employee benefits | $1,033,000 | 5,136 |
| Premises and equipment expense | $242,000 | 5,429 |
| Additional noninterest expense | $517,000 | 5,530 |
| Pre-tax net operating income | $507,000 | 6,250 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $140,000 | 5,201 |
| Income before extraordinary items | $394,000 | 6,386 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $394,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $373,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $374,020 | 6,331 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,047,000 | 5,659 |
| Total interest expense | $617,000 | 5,747 |
| Net interest income | $1,430,000 | 5,484 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $146,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $51,000 | 6,530 |
| Total noninterest expense | $1,165,000 | 5,436 |
| Salaries and employee benefits | $667,000 | 5,263 |
| Premises and equipment expense | $157,000 | 5,505 |
| Additional noninterest expense | $341,000 | 5,557 |
| Pre-tax net operating income | $357,000 | 6,129 |
| Securities gains (losses) | $27,000 | 2,433 |
| Applicable income taxes | $100,000 | 5,131 |
| Income before extraordinary items | $284,000 | 6,218 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $284,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $249,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $264,020 | 6,197 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 5,693 |
| Total interest expense | $307,000 | 5,874 |
| Net interest income | $717,000 | 5,468 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $75,000 | 6,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 5,142 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $582,000 | 5,438 |
| Salaries and employee benefits | $329,000 | 5,312 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $176,000 | 5,433 |
| Pre-tax net operating income | $183,000 | 6,046 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $46,000 | 5,224 |
| Income before extraordinary items | $137,000 | 6,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $137,000 | 6,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $124,000 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $137,000 | 6,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,013,000 | 5,887 |
| Total interest expense | $1,348,000 | 6,063 |
| Net interest income | $2,665,000 | 5,695 |
| Provision for loan and lease losses | $35,000 | 7,087 |
| Total noninterest income | $336,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $243,000 | 4,770 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $93,000 | 6,581 |
| Total noninterest expense | $2,208,000 | 5,521 |
| Salaries and employee benefits | $1,217,000 | 5,430 |
| Premises and equipment expense | $328,000 | 5,290 |
| Additional noninterest expense | $663,000 | 5,589 |
| Pre-tax net operating income | $758,000 | 5,904 |
| Securities gains (losses) | $152,000 | 1,374 |
| Applicable income taxes | $260,000 | 4,694 |
| Income before extraordinary items | $650,000 | 5,756 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $650,000 | 5,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $622,000 | 3,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $542,080 | 6,055 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 5,996 |
| Total interest expense | $1,765,000 | 6,480 |
| Net interest income | $2,682,000 | 5,485 |
| Provision for loan and lease losses | $40,000 | 6,926 |
| Total noninterest income | $334,000 | 6,133 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $241,000 | 4,740 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $93,000 | 6,591 |
| Total noninterest expense | $2,273,000 | 5,276 |
| Salaries and employee benefits | $1,218,000 | 5,255 |
| Premises and equipment expense | $299,000 | 5,528 |
| Additional noninterest expense | $756,000 | 4,986 |
| Pre-tax net operating income | $703,000 | 5,806 |
| Securities gains (losses) | $165,000 | 1,341 |
| Applicable income taxes | $277,000 | 4,426 |
| Income before extraordinary items | $591,000 | 5,666 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $591,000 | 5,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $622,000 | 3,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $478,800 | 6,054 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,263,000 | 6,282 |
| Total interest expense | $1,645,000 | 6,868 |
| Net interest income | $2,618,000 | 5,640 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $359,000 | 5,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,407 |
| Total noninterest expense | $2,122,000 | 5,462 |
| Salaries and employee benefits | $1,118,000 | 5,496 |
| Premises and equipment expense | $262,000 | 5,881 |
| Additional noninterest expense | $742,000 | 4,977 |
| Pre-tax net operating income | $855,000 | 5,682 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $286,000 | 4,681 |
| Income before extraordinary items | $569,000 | 5,997 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $569,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $622,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $569,000 | 6,003 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 6,649 |
| Total interest expense | $1,196,000 | 7,655 |
| Net interest income | $2,475,000 | 5,833 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $556,000 | 4,652 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 4,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,796 |
| Total noninterest expense | $2,103,000 | 5,492 |
| Salaries and employee benefits | $1,037,000 | 5,737 |
| Premises and equipment expense | $314,000 | 5,333 |
| Additional noninterest expense | $752,000 | 5,005 |
| Pre-tax net operating income | $928,000 | 5,522 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $276,000 | 5,001 |
| Income before extraordinary items | $652,000 | 5,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $652,000 | 5,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $622,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $652,000 | 5,633 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 6,870 |
| Total interest expense | $1,134,000 | 8,065 |
| Net interest income | $2,438,000 | 5,934 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $285,000 | 6,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,994 |
| Total noninterest expense | $1,730,000 | 6,162 |
| Salaries and employee benefits | $996,000 | 5,808 |
| Premises and equipment expense | $241,000 | 6,084 |
| Additional noninterest expense | $493,000 | 6,490 |
| Pre-tax net operating income | $993,000 | 5,434 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $338,000 | 4,859 |
| Income before extraordinary items | $655,000 | 5,792 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $655,000 | 5,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,302 |
| Cash dividends | $622,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $655,000 | 5,686 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 7,539 |
| Total interest expense | $950,000 | 8,827 |
| Net interest income | $2,230,000 | 6,475 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $263,000 | 7,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 5,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,756 |
| Total noninterest expense | $1,479,000 | 6,844 |
| Salaries and employee benefits | $882,000 | 6,386 |
| Premises and equipment expense | $211,000 | 6,647 |
| Additional noninterest expense | $386,000 | 7,478 |
| Pre-tax net operating income | $1,014,000 | 5,787 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $345,000 | 5,359 |
| Income before extraordinary items | $669,000 | 6,029 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $669,000 | 6,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $638,000 | 2,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $669,000 | 5,980 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 7,988 |
| Total interest expense | $822,000 | 9,578 |
| Net interest income | $2,178,000 | 6,807 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $253,000 | 7,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $1,576,000 | 6,905 |
| Salaries and employee benefits | $852,000 | 6,700 |
| Premises and equipment expense | $198,000 | 7,064 |
| Additional noninterest expense | $526,000 | 6,867 |
| Pre-tax net operating income | $855,000 | 6,269 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $290,000 | 5,940 |
| Income before extraordinary items | $565,000 | 6,475 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $565,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 10,693 |
| Cash dividends | $498,000 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $565,000 | 6,407 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 7,947 |
| Total interest expense | $832,000 | 9,847 |
| Net interest income | $2,353,000 | 6,571 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $360,000 | 6,364 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $2,013,000 | 5,949 |
| Salaries and employee benefits | $814,000 | 7,030 |
| Premises and equipment expense | $212,000 | 6,974 |
| Additional noninterest expense | $987,000 | 4,399 |
| Pre-tax net operating income | $700,000 | 7,329 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $237,000 | 6,847 |
| Income before extraordinary items | $463,000 | 7,527 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $463,000 | 7,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $435,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $463,000 | 7,501 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 7,284 |
| Total interest expense | $733,000 | 9,910 |
| Net interest income | $2,789,000 | 5,933 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $331,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $2,780,000 | 4,718 |
| Salaries and employee benefits | $861,000 | 6,869 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $1,726,000 | 2,931 |
| Pre-tax net operating income | $340,000 | 9,817 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $150,000 | 8,297 |
| Income before extraordinary items | $190,000 | 10,401 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $190,000 | 10,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 12,278 |
| Cash dividends | $637,000 | 2,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $190,000 | 10,447 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 7,212 |
| Total interest expense | $835,000 | 9,859 |
| Net interest income | $2,905,000 | 5,794 |
| Provision for loan and lease losses | $68,000 | 6,717 |
| Total noninterest income | $376,000 | 6,737 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 7,013 |
| Total noninterest expense | $1,954,000 | 6,460 |
| Salaries and employee benefits | $838,000 | 7,087 |
| Premises and equipment expense | $235,000 | 6,992 |
| Additional noninterest expense | $881,000 | 5,467 |
| Pre-tax net operating income | $1,259,000 | 4,999 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $419,000 | 4,843 |
| Income before extraordinary items | $840,000 | 5,359 |
| Extraordinary gains, net | $193,000 | 1,039 |
| Net income | $1,033,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $715,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $840,000 | 5,127 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,024,000 | 7,473 |
| Total interest expense | $1,093,000 | 10,004 |
| Net interest income | $2,931,000 | 5,830 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $390,000 | 6,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $262,000 | 4,957 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,224 |
| Total noninterest expense | $1,877,000 | 6,720 |
| Salaries and employee benefits | $811,000 | 7,197 |
| Premises and equipment expense | $248,000 | 6,814 |
| Additional noninterest expense | $818,000 | 5,962 |
| Pre-tax net operating income | $1,284,000 | 4,654 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $437,000 | 4,480 |
| Income before extraordinary items | $847,000 | 5,128 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $847,000 | 5,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 3,797 |
| Cash dividends | $777,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $847,000 | 4,829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.