Home > First National Bank of Bay City > Assets and Liabilities

First National Bank of Bay City, Assets and Liabilities

2001-12-31Rank
# of Employees:157,306
Assets and Liabilities
Total Assets:$27,639,0008,462
Cash and due from depository institutions$2,697,0007,306
Interest-bearing balances$490,0003,722
Securities$13,265,0005,739
Federal funds sold & reverse repurchase agreements$1,445,0005,342
Net loans & leases$8,985,0009,021
Loan loss allowance$137,0008,767
Trading account assets$0182
Bank premises and fixed assets$739,0006,548
Other real estate owned$125,0007,306
Goodwill and other intangibles$03,095
All other assets$383,0008,722
Life insurance assets$01
Total liabilities and capital$27,639,0008,462
Total liabilities$24,312,0008,453
Total deposits$24,095,0008,367
Interest-bearing deposits$17,402,0008,602
Deposits held in domestic offices$24,095,0008,365
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$05,675
Subordinated debt$0241
All other liabilities$217,0007,730
Total equity capital$3,327,0008,256
Total bank equity capital$3,327,0008,256
Perpetual preferred stock$0158
Common stock$1,556,0002,239
Surplus$1,556,0006,028
Undivided profits$215,0008,472
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$155,0006,367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$212,0008,304
Earning assets$24,185,0008,523
Long-term assets (5+ years)$7,784,0005,339
Average Assets, year-to-date$26,883,8008,380
Average Assets, quarterly$27,543,5008,420
Volatile liabilities$3,260,0008,153
Insider loans$200,0006,947
FHLB advances$04,938
Loans and leases held for sale$01,749
Unused loan commitments$90,0009,223
Tier 1 (core) risk-based capital$3,164,0008,280
Tier 2 risk-based capital$137,0008,656
Total risk weighted assets$12,896,0008,825
Total unused commitments$90,0009,224
Derivatives$0450
2000-12-31Rank
# of Employees:157,445
Assets and Liabilities
Total Assets:$26,158,0008,632
Cash and due from depository institutions$1,698,0007,445
Interest-bearing balances$100,0004,566
Securities$13,125,0005,971
Federal funds sold & reverse repurchase agreements$2,985,0003,432
Net loans & leases$7,182,0009,399
Loan loss allowance$72,0009,447
Trading account assets$0175
Bank premises and fixed assets$776,0006,565
Other real estate owned$125,0007,445
Goodwill and other intangibles$03,145
All other assets$267,0009,237
Life insurance assets$01
Total liabilities and capital$26,158,0008,632
Total liabilities$23,045,0008,595
Total deposits$22,943,0008,493
Interest-bearing deposits$15,219,0008,933
Deposits held in domestic offices$22,943,0008,492
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$05,732
Subordinated debt$0239
All other liabilities$102,0009,264
Total equity capital$3,113,0008,505
Total bank equity capital$3,113,0008,505
Perpetual preferred stock$0178
Common stock$1,556,0002,286
Surplus$1,556,0006,081
Undivided profits$1,0008,955
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$72,0007,158
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$56,0009,433
Earning assets$23,392,0008,660
Long-term assets (5+ years)$2,245,0007,206
Average Assets, year-to-date$23,838,4008,699
Average Assets, quarterly$25,232,5008,664
Volatile liabilities$2,845,0008,457
Insider loans$212,0007,052
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$405,0009,056
Tier 1 (core) risk-based capital$3,112,0008,448
Tier 2 risk-based capital$72,0009,410
Total risk weighted assets$11,226,6009,128
Total unused commitments$405,0009,062
Derivatives$0481
1999-12-31Rank
# of Employees:138,108
Assets and Liabilities
Total Assets:$22,429,0009,163
Cash and due from depository institutions$1,484,0008,108
Interest-bearing balances$06,854
Securities$9,867,0007,120
Federal funds sold & reverse repurchase agreements$3,125,0002,782
Net loans & leases$6,790,0009,709
Loan loss allowance$63,0009,780
Trading account assets$0165
Bank premises and fixed assets$812,0006,595
Other real estate owned$08,108
Goodwill and other intangibles$03,276
All other assets$351,0009,049
Life insurance assets$01
Total liabilities and capital$22,429,0009,163
Total liabilities$19,828,0009,127
Total deposits$19,779,0009,016
Interest-bearing deposits$15,210,0009,188
Deposits held in domestic offices$19,779,0009,014
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$05,751
Subordinated debt$0242
All other liabilities$49,0009,956
Total equity capital$2,601,0009,003
Total bank equity capital$2,601,0009,003
Perpetual preferred stock$0193
Common stock$1,556,0002,317
Surplus$1,556,0006,162
Undivided profits$-511,0009,623
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$9,0008,606
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$43,0009,765
Earning assets$19,782,0009,193
Long-term assets (5+ years)$2,043,0007,647
Average Assets, year-to-date$19,790,6009,285
Average Assets, quarterly$21,943,5009,168
Volatile liabilities$2,774,0008,538
Insider loans$48,0008,541
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$588,0009,069
Tier 1 (core) risk-based capital$2,829,0008,845
Tier 2 risk-based capital$63,0009,745
Total risk weighted assets$10,112,6009,492
Total unused commitments$588,0009,075
Derivatives$0488
1998-12-31Rank
# of Employees:128,518
Assets and Liabilities
Total Assets:$16,522,0009,825
Cash and due from depository institutions$1,541,0008,518
Interest-bearing balances$06,728
Securities$4,940,0008,796
Federal funds sold & reverse repurchase agreements$5,680,0003,021
Net loans & leases$3,421,00010,264
Loan loss allowance$4,00010,358
Trading account assets$0197
Bank premises and fixed assets$860,0006,389
Other real estate owned$08,518
Goodwill and other intangibles$03,445
All other assets$80,00010,362
Life insurance assets$01
Total liabilities and capital$16,522,0009,825
Total liabilities$13,817,0009,854
Total deposits$13,771,0009,790
Interest-bearing deposits$10,652,0009,855
Deposits held in domestic offices$13,771,0009,790
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$05,274
Subordinated debt$0255
All other liabilities$46,00010,265
Total equity capital$2,705,0009,068
Total bank equity capital$2,705,0009,068
Perpetual preferred stock$0199
Common stock$1,556,0002,283
Surplus$1,556,0006,114
Undivided profits$-407,00010,035
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$09,467
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$18,00010,189
Earning assets$14,041,0009,885
Long-term assets (5+ years)$2,418,0007,482
Average Assets, year-to-date$11,201,00010,148
Average Assets, quarterly$15,021,0009,907
Volatile liabilities$1,907,0009,073
Insider loans$15,0009,064
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$174,0009,840
Tier 1 (core) risk-based capital$2,713,0008,970
Tier 2 risk-based capital$4,00010,325
Total risk weighted assets$6,382,20010,103
Total unused commitments$174,0009,842
Derivatives$0527