Home > First National Bank of Baldwin County > Assets and Liabilities
First National Bank of Baldwin County, Assets and Liabilities
| 2013-03-31 | Rank | |
| # of Employees: | 54 | 2,733 |
| Assets and Liabilities | ||
| Total Assets: | $187,935,000 | 3,259 |
| Cash and due from depository institutions | $43,176,000 | 2,733 |
| Interest-bearing balances | $39,592,000 | 1,172 |
| Securities | $2,506,000 | 6,443 |
| Federal funds sold & reverse repurchase agreements | $2,275,000 | 1,897 |
| Net loans & leases | $125,567,000 | 2,923 |
| Loan loss allowance | $3,318,000 | 2,092 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $12,461,000 | 937 |
| Other real estate owned | $705,000 | 2,733 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,245,000 | 5,428 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $187,935,000 | 3,259 |
| Total liabilities | $184,343,000 | 3,017 |
| Total deposits | $183,592,000 | 2,913 |
| Interest-bearing deposits | $146,934,000 | 2,955 |
| Deposits held in domestic offices | $183,592,000 | 2,912 |
| % insured | 91.91% | 1,824 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $0 | 3,908 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $751,000 | 3,668 |
| Total equity capital | $3,592,000 | 6,611 |
| Total bank equity capital | $3,592,000 | 6,611 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,475,000 | 1,885 |
| Surplus | $26,356,000 | 1,199 |
| Undivided profits | $-24,239,000 | 6,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $99,000 | 5,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $379,000 | 5,107 |
| Earning assets | $169,940,000 | 3,300 |
| Long-term assets (5+ years) | $27,623,000 | 4,463 |
| Average Assets, year-to-date | $187,352,500 | 3,261 |
| Average Assets, quarterly | $187,352,500 | 3,261 |
| Volatile liabilities | $3,984,000 | 4,625 |
| Insider loans | $1,586,000 | 2,893 |
| FHLB advances | $0 | 3,677 |
| Loans and leases held for sale | $1,063,000 | 1,206 |
| Unused loan commitments | $23,617,000 | 2,453 |
| Tier 1 (core) risk-based capital | $3,591,000 | 6,570 |
| Tier 2 risk-based capital | $1,587,000 | 2,873 |
| Total risk weighted assets | $125,268,000 | 3,110 |
| Total unused commitments | $23,617,000 | 2,453 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 55 | 2,701 |
| Assets and Liabilities | ||
| Total Assets: | $186,770,000 | 3,283 |
| Cash and due from depository institutions | $29,908,000 | 2,701 |
| Interest-bearing balances | $26,817,000 | 1,543 |
| Securities | $3,760,000 | 6,329 |
| Federal funds sold & reverse repurchase agreements | $3,250,000 | 1,459 |
| Net loans & leases | $133,216,000 | 2,820 |
| Loan loss allowance | $3,224,000 | 2,145 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $12,553,000 | 930 |
| Other real estate owned | $2,753,000 | 2,701 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,330,000 | 5,405 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $186,770,000 | 3,283 |
| Total liabilities | $182,734,000 | 3,034 |
| Total deposits | $182,296,000 | 2,923 |
| Interest-bearing deposits | $146,148,000 | 2,946 |
| Deposits held in domestic offices | $182,296,000 | 2,922 |
| % insured | 95.56% | 1,321 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $0 | 4,109 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $438,000 | 4,625 |
| Total equity capital | $4,036,000 | 6,561 |
| Total bank equity capital | $4,036,000 | 6,561 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,475,000 | 1,901 |
| Surplus | $26,356,000 | 1,198 |
| Undivided profits | $-23,795,000 | 6,950 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $220,000 | 5,578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $412,000 | 4,985 |
| Earning assets | $167,043,000 | 3,326 |
| Long-term assets (5+ years) | $26,300,000 | 4,504 |
| Average Assets, year-to-date | $199,204,200 | 3,055 |
| Average Assets, quarterly | $188,542,500 | 3,228 |
| Volatile liabilities | $3,222,000 | 5,034 |
| Insider loans | $4,916,000 | 1,282 |
| FHLB advances | $0 | 3,864 |
| Loans and leases held for sale | $3,130,000 | 944 |
| Unused loan commitments | $24,825,000 | 2,268 |
| Tier 1 (core) risk-based capital | $4,032,000 | 6,502 |
| Tier 2 risk-based capital | $1,693,000 | 2,748 |
| Total risk weighted assets | $133,962,000 | 2,949 |
| Total unused commitments | $24,825,000 | 2,268 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 55 | 2,710 |
| Assets and Liabilities | ||
| Total Assets: | $190,315,000 | 3,222 |
| Cash and due from depository institutions | $27,980,000 | 2,710 |
| Interest-bearing balances | $24,252,000 | 1,615 |
| Securities | $3,761,000 | 6,420 |
| Federal funds sold & reverse repurchase agreements | $2,575,000 | 1,629 |
| Net loans & leases | $138,023,000 | 2,757 |
| Loan loss allowance | $3,281,000 | 2,153 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $12,644,000 | 920 |
| Other real estate owned | $3,441,000 | 2,710 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $1,891,000 | 4,894 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $190,315,000 | 3,222 |
| Total liabilities | $186,039,000 | 2,989 |
| Total deposits | $185,527,000 | 2,868 |
| Interest-bearing deposits | $149,717,000 | 2,899 |
| Deposits held in domestic offices | $185,527,000 | 2,867 |
| % insured | 95.84% | 1,301 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $0 | 4,201 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $512,000 | 4,621 |
| Total equity capital | $4,276,000 | 6,594 |
| Total bank equity capital | $4,276,000 | 6,594 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,475,000 | 1,938 |
| Surplus | $26,356,000 | 1,212 |
| Undivided profits | $-23,555,000 | 7,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $1,801,000 | 3,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $426,000 | 5,130 |
| Earning assets | $168,611,000 | 3,309 |
| Long-term assets (5+ years) | $28,284,000 | 4,357 |
| Average Assets, year-to-date | $202,312,750 | 3,050 |
| Average Assets, quarterly | $198,393,000 | 3,114 |
| Volatile liabilities | $2,719,000 | 5,326 |
| Insider loans | $4,956,000 | 1,283 |
| FHLB advances | $0 | 3,944 |
| Loans and leases held for sale | $2,496,000 | 998 |
| Unused loan commitments | $24,117,000 | 2,317 |
| Tier 1 (core) risk-based capital | $4,268,000 | 6,518 |
| Tier 2 risk-based capital | $1,655,000 | 2,827 |
| Total risk weighted assets | $131,066,000 | 3,026 |
| Total unused commitments | $24,117,000 | 2,317 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 54 | 2,765 |
| Assets and Liabilities | ||
| Total Assets: | $206,471,000 | 3,018 |
| Cash and due from depository institutions | $39,617,000 | 2,765 |
| Interest-bearing balances | $32,818,000 | 1,201 |
| Securities | $3,504,000 | 6,513 |
| Federal funds sold & reverse repurchase agreements | $2,425,000 | 1,786 |
| Net loans & leases | $141,859,000 | 2,696 |
| Loan loss allowance | $3,325,000 | 2,163 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $12,739,000 | 907 |
| Other real estate owned | $4,655,000 | 2,765 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $1,672,000 | 5,089 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $206,472,000 | 3,018 |
| Total liabilities | $201,854,000 | 2,793 |
| Total deposits | $196,270,000 | 2,731 |
| Interest-bearing deposits | $159,228,000 | 2,748 |
| Deposits held in domestic offices | $196,270,000 | 2,730 |
| % insured | 94.24% | 2,075 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,000,000 | 2,510 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $584,000 | 4,224 |
| Total equity capital | $4,618,000 | 6,525 |
| Total bank equity capital | $4,618,000 | 6,525 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $1,475,000 | 1,974 |
| Surplus | $26,356,000 | 1,210 |
| Undivided profits | $-23,213,000 | 7,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $1,976,000 | 3,261 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $443,000 | 4,947 |
| Earning assets | $180,606,000 | 3,135 |
| Long-term assets (5+ years) | $29,187,000 | 4,275 |
| Average Assets, year-to-date | $206,312,000 | 3,019 |
| Average Assets, quarterly | $206,170,000 | 3,025 |
| Volatile liabilities | $7,217,000 | 3,861 |
| Insider loans | $5,014,000 | 1,261 |
| FHLB advances | $5,000,000 | 2,409 |
| Loans and leases held for sale | $1,688,000 | 1,071 |
| Unused loan commitments | $24,749,000 | 2,241 |
| Tier 1 (core) risk-based capital | $4,615,000 | 6,441 |
| Tier 2 risk-based capital | $1,740,000 | 2,716 |
| Total risk weighted assets | $137,634,000 | 2,901 |
| Total unused commitments | $24,749,000 | 2,241 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 55 | 2,721 |
| Assets and Liabilities | ||
| Total Assets: | $205,869,000 | 3,054 |
| Cash and due from depository institutions | $33,249,000 | 2,721 |
| Interest-bearing balances | $29,072,000 | 1,471 |
| Securities | $3,888,000 | 6,536 |
| Federal funds sold & reverse repurchase agreements | $1,925,000 | 2,317 |
| Net loans & leases | $146,142,000 | 2,634 |
| Loan loss allowance | $3,560,000 | 2,046 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $12,802,000 | 908 |
| Other real estate owned | $5,918,000 | 2,721 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $1,945,000 | 4,848 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $205,869,000 | 3,054 |
| Total liabilities | $201,297,000 | 2,845 |
| Total deposits | $195,785,000 | 2,764 |
| Interest-bearing deposits | $154,711,000 | 2,867 |
| Deposits held in domestic offices | $195,785,000 | 2,763 |
| % insured | 95.29% | 1,649 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $5,000,000 | 2,535 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $512,000 | 4,437 |
| Total equity capital | $4,572,000 | 6,561 |
| Total bank equity capital | $4,572,000 | 6,561 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $1,475,000 | 2,001 |
| Surplus | $26,356,000 | 1,216 |
| Undivided profits | $-23,259,000 | 7,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,650,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $481,000 | 4,736 |
| Earning assets | $181,027,000 | 3,151 |
| Long-term assets (5+ years) | $30,868,000 | 4,181 |
| Average Assets, year-to-date | $206,232,500 | 3,037 |
| Average Assets, quarterly | $206,232,500 | 3,037 |
| Volatile liabilities | $2,458,000 | 5,537 |
| Insider loans | $5,037,000 | 1,250 |
| FHLB advances | $5,000,000 | 2,440 |
| Loans and leases held for sale | $526,000 | 1,577 |
| Unused loan commitments | $23,013,000 | 2,397 |
| Tier 1 (core) risk-based capital | $4,553,000 | 6,490 |
| Tier 2 risk-based capital | $1,804,000 | 2,653 |
| Total risk weighted assets | $142,539,000 | 2,836 |
| Total unused commitments | $23,013,000 | 2,397 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 58 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $206,596,000 | 3,023 |
| Cash and due from depository institutions | $28,874,000 | 2,616 |
| Interest-bearing balances | $24,418,000 | 1,550 |
| Securities | $4,411,000 | 6,490 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 2,213 |
| Net loans & leases | $151,174,000 | 2,593 |
| Loan loss allowance | $3,703,000 | 1,976 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $12,900,000 | 903 |
| Other real estate owned | $5,651,000 | 2,616 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,011,000 | 4,894 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $206,596,000 | 3,023 |
| Total liabilities | $201,465,000 | 2,820 |
| Total deposits | $195,992,000 | 2,723 |
| Interest-bearing deposits | $156,620,000 | 2,802 |
| Deposits held in domestic offices | $195,992,000 | 2,722 |
| % insured | 93.45% | 2,491 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $5,000,000 | 2,688 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $473,000 | 4,633 |
| Total equity capital | $5,131,000 | 6,415 |
| Total bank equity capital | $5,131,000 | 6,415 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $1,475,000 | 2,015 |
| Surplus | $26,356,000 | 1,229 |
| Undivided profits | $-22,700,000 | 7,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,342,000 | 3,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $519,000 | 4,694 |
| Earning assets | $181,578,000 | 3,117 |
| Long-term assets (5+ years) | $30,188,000 | 3,670 |
| Average Assets, year-to-date | $223,068,400 | 2,809 |
| Average Assets, quarterly | $206,915,000 | 2,999 |
| Volatile liabilities | $7,754,000 | 3,909 |
| Insider loans | $4,922,000 | 1,313 |
| FHLB advances | $5,000,000 | 2,571 |
| Loans and leases held for sale | $894,000 | 1,192 |
| Unused loan commitments | $23,411,000 | 2,291 |
| Tier 1 (core) risk-based capital | $5,101,000 | 6,343 |
| Tier 2 risk-based capital | $1,835,000 | 2,622 |
| Total risk weighted assets | $145,810,000 | 2,808 |
| Total unused commitments | $23,411,000 | 2,293 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 56 | 2,700 |
| Assets and Liabilities | ||
| Total Assets: | $207,234,000 | 3,012 |
| Cash and due from depository institutions | $23,034,000 | 2,700 |
| Interest-bearing balances | $19,529,000 | 1,934 |
| Securities | $5,900,000 | 6,306 |
| Federal funds sold & reverse repurchase agreements | $1,275,000 | 2,510 |
| Net loans & leases | $154,659,000 | 2,549 |
| Loan loss allowance | $3,832,000 | 1,943 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $12,996,000 | 893 |
| Other real estate owned | $6,974,000 | 2,700 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,396,000 | 4,613 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $207,234,000 | 3,012 |
| Total liabilities | $201,802,000 | 2,801 |
| Total deposits | $196,186,000 | 2,715 |
| Interest-bearing deposits | $159,895,000 | 2,762 |
| Deposits held in domestic offices | $196,186,000 | 2,714 |
| % insured | 94.56% | 2,102 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,771 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $616,000 | 4,368 |
| Total equity capital | $5,432,000 | 6,389 |
| Total bank equity capital | $5,432,000 | 6,389 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $1,475,000 | 2,047 |
| Surplus | $26,356,000 | 1,237 |
| Undivided profits | $-22,399,000 | 7,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 4,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $444,000 | 5,184 |
| Earning assets | $181,363,000 | 3,121 |
| Long-term assets (5+ years) | $30,506,000 | 3,589 |
| Average Assets, year-to-date | $227,186,500 | 2,764 |
| Average Assets, quarterly | $213,301,000 | 2,933 |
| Volatile liabilities | $3,979,000 | 5,051 |
| Insider loans | $4,963,000 | 1,322 |
| FHLB advances | $5,000,000 | 2,645 |
| Loans and leases held for sale | $73,000 | 1,855 |
| Unused loan commitments | $24,463,000 | 2,206 |
| Tier 1 (core) risk-based capital | $5,414,000 | 6,297 |
| Tier 2 risk-based capital | $1,919,000 | 2,537 |
| Total risk weighted assets | $151,636,000 | 2,742 |
| Total unused commitments | $24,463,000 | 2,213 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 58 | 2,628 |
| Assets and Liabilities | ||
| Total Assets: | $225,159,000 | 2,822 |
| Cash and due from depository institutions | $18,843,000 | 2,628 |
| Interest-bearing balances | $14,604,000 | 2,250 |
| Securities | $16,639,000 | 4,954 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 2,742 |
| Net loans & leases | $159,457,000 | 2,489 |
| Loan loss allowance | $4,005,000 | 1,880 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $13,113,000 | 889 |
| Other real estate owned | $7,922,000 | 2,628 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $8,185,000 | 2,187 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $225,159,000 | 2,822 |
| Total liabilities | $213,406,000 | 2,674 |
| Total deposits | $207,800,000 | 2,566 |
| Interest-bearing deposits | $166,762,000 | 2,686 |
| Deposits held in domestic offices | $207,800,000 | 2,566 |
| % insured | 93.25% | 2,780 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $5,000,000 | 2,836 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $606,000 | 4,232 |
| Total equity capital | $11,753,000 | 4,676 |
| Total bank equity capital | $11,753,000 | 4,674 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,475,000 | 2,078 |
| Surplus | $26,356,000 | 1,226 |
| Undivided profits | $-16,078,000 | 7,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $2,904,000 | 2,947 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $503,000 | 4,874 |
| Earning assets | $191,700,000 | 2,991 |
| Long-term assets (5+ years) | $27,801,000 | 3,762 |
| Average Assets, year-to-date | $239,644,000 | 2,665 |
| Average Assets, quarterly | $235,050,500 | 2,714 |
| Volatile liabilities | $4,325,000 | 4,971 |
| Insider loans | $5,004,000 | 1,332 |
| FHLB advances | $5,000,000 | 2,712 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $24,481,000 | 2,220 |
| Tier 1 (core) risk-based capital | $5,898,000 | 6,194 |
| Tier 2 risk-based capital | $2,060,000 | 2,395 |
| Total risk weighted assets | $162,845,000 | 2,595 |
| Total unused commitments | $24,481,000 | 2,223 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 59 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $244,942,000 | 2,628 |
| Cash and due from depository institutions | $23,109,000 | 2,616 |
| Interest-bearing balances | $18,417,000 | 1,965 |
| Securities | $24,263,000 | 4,098 |
| Federal funds sold & reverse repurchase agreements | $2,775,000 | 2,230 |
| Net loans & leases | $162,267,000 | 2,476 |
| Loan loss allowance | $4,137,000 | 1,843 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $13,170,000 | 884 |
| Other real estate owned | $10,781,000 | 2,616 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $8,577,000 | 2,143 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $244,942,000 | 2,628 |
| Total liabilities | $230,780,000 | 2,509 |
| Total deposits | $225,196,000 | 2,406 |
| Interest-bearing deposits | $186,318,000 | 2,447 |
| Deposits held in domestic offices | $225,196,000 | 2,405 |
| % insured | 89.02% | 4,447 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 2,893 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $584,000 | 4,187 |
| Total equity capital | $14,162,000 | 4,108 |
| Total bank equity capital | $14,162,000 | 4,107 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,475,000 | 2,106 |
| Surplus | $26,356,000 | 1,232 |
| Undivided profits | $-13,669,000 | 7,287 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,281,000 | 2,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $564,000 | 4,537 |
| Earning assets | $207,722,000 | 2,821 |
| Long-term assets (5+ years) | $28,904,000 | 3,635 |
| Average Assets, year-to-date | $246,886,500 | 2,593 |
| Average Assets, quarterly | $246,886,500 | 2,593 |
| Volatile liabilities | $6,108,000 | 4,432 |
| Insider loans | $5,200,000 | 1,304 |
| FHLB advances | $5,000,000 | 2,745 |
| Loans and leases held for sale | $511,000 | 1,022 |
| Unused loan commitments | $24,514,000 | 2,249 |
| Tier 1 (core) risk-based capital | $8,333,000 | 5,441 |
| Tier 2 risk-based capital | $2,135,000 | 2,356 |
| Total risk weighted assets | $168,178,000 | 2,531 |
| Total unused commitments | $24,514,000 | 2,250 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 59 | 2,629 |
| Assets and Liabilities | ||
| Total Assets: | $248,831,000 | 2,585 |
| Cash and due from depository institutions | $22,838,000 | 2,629 |
| Interest-bearing balances | $20,517,000 | 1,623 |
| Securities | $26,058,000 | 3,817 |
| Federal funds sold & reverse repurchase agreements | $1,275,000 | 2,874 |
| Net loans & leases | $165,412,000 | 2,480 |
| Loan loss allowance | $5,415,000 | 1,469 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $13,266,000 | 892 |
| Other real estate owned | $11,407,000 | 2,629 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $8,575,000 | 2,164 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $248,831,000 | 2,585 |
| Total liabilities | $233,436,000 | 2,478 |
| Total deposits | $227,961,000 | 2,358 |
| Interest-bearing deposits | $189,751,000 | 2,410 |
| Deposits held in domestic offices | $227,961,000 | 2,357 |
| % insured | 86.54% | 5,129 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,103 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $475,000 | 4,708 |
| Total equity capital | $15,395,000 | 3,855 |
| Total bank equity capital | $15,395,000 | 3,854 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,475,000 | 2,135 |
| Surplus | $26,356,000 | 1,228 |
| Undivided profits | $-12,436,000 | 7,343 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,375,000 | 2,808 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $557,000 | 4,699 |
| Earning assets | $213,262,000 | 2,748 |
| Long-term assets (5+ years) | $26,226,000 | 3,742 |
| Average Assets, year-to-date | $255,056,200 | 2,500 |
| Average Assets, quarterly | $255,867,000 | 2,508 |
| Volatile liabilities | $33,527,000 | 3,468 |
| Insider loans | $5,178,000 | 1,343 |
| FHLB advances | $5,000,000 | 2,939 |
| Loans and leases held for sale | $456,000 | 1,493 |
| Unused loan commitments | $30,858,000 | 1,854 |
| Tier 1 (core) risk-based capital | $9,940,000 | 5,013 |
| Tier 2 risk-based capital | $2,186,000 | 2,343 |
| Total risk weighted assets | $171,676,000 | 2,528 |
| Total unused commitments | $30,858,000 | 1,857 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 60 | 2,607 |
| Assets and Liabilities | ||
| Total Assets: | $262,903,000 | 2,487 |
| Cash and due from depository institutions | $46,498,000 | 2,607 |
| Interest-bearing balances | $36,168,000 | 1,002 |
| Securities | $8,158,000 | 5,975 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,051 |
| Net loans & leases | $166,839,000 | 2,507 |
| Loan loss allowance | $4,972,000 | 1,597 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,373,000 | 886 |
| Other real estate owned | $11,712,000 | 2,607 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $8,823,000 | 2,160 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $262,903,000 | 2,487 |
| Total liabilities | $246,771,000 | 2,387 |
| Total deposits | $241,018,000 | 2,254 |
| Interest-bearing deposits | $199,982,000 | 2,329 |
| Deposits held in domestic offices | $241,018,000 | 2,251 |
| % insured | 80.32% | 6,054 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,225 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $753,000 | 4,118 |
| Total equity capital | $16,132,000 | 3,844 |
| Total bank equity capital | $16,132,000 | 3,843 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,475,000 | 2,173 |
| Surplus | $26,356,000 | 1,214 |
| Undivided profits | $-11,699,000 | 7,453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $2,848,000 | 3,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $588,000 | 4,791 |
| Earning assets | $218,665,000 | 2,697 |
| Long-term assets (5+ years) | $22,229,000 | 3,982 |
| Average Assets, year-to-date | $256,612,500 | 2,523 |
| Average Assets, quarterly | $257,579,000 | 2,533 |
| Volatile liabilities | $39,976,000 | 3,120 |
| Insider loans | $5,214,000 | 1,369 |
| FHLB advances | $5,000,000 | 3,066 |
| Loans and leases held for sale | $1,541,000 | 1,075 |
| Unused loan commitments | $25,450,000 | 2,181 |
| Tier 1 (core) risk-based capital | $10,386,000 | 4,961 |
| Tier 2 risk-based capital | $2,224,000 | 2,354 |
| Total risk weighted assets | $175,139,000 | 2,544 |
| Total unused commitments | $25,450,000 | 2,184 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 60 | 2,628 |
| Assets and Liabilities | ||
| Total Assets: | $252,255,000 | 2,597 |
| Cash and due from depository institutions | $30,978,000 | 2,628 |
| Interest-bearing balances | $27,652,000 | 1,222 |
| Securities | $8,059,000 | 6,102 |
| Federal funds sold & reverse repurchase agreements | $5,825,000 | 1,360 |
| Net loans & leases | $173,589,000 | 2,456 |
| Loan loss allowance | $6,085,000 | 1,349 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $13,482,000 | 892 |
| Other real estate owned | $11,606,000 | 2,628 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,716,000 | 2,211 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $252,255,000 | 2,597 |
| Total liabilities | $235,405,000 | 2,497 |
| Total deposits | $229,628,000 | 2,361 |
| Interest-bearing deposits | $199,492,000 | 2,354 |
| Deposits held in domestic offices | $229,628,000 | 2,359 |
| % insured | 67.66% | 7,294 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,370 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $777,000 | 3,946 |
| Total equity capital | $16,850,000 | 3,709 |
| Total bank equity capital | $16,850,000 | 3,709 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,475,000 | 2,194 |
| Surplus | $26,356,000 | 1,211 |
| Undivided profits | $-10,981,000 | 7,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,795,000 | 2,701 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $562,000 | 4,863 |
| Earning assets | $215,125,000 | 2,764 |
| Long-term assets (5+ years) | $22,991,000 | 3,909 |
| Average Assets, year-to-date | $254,515,670 | 2,558 |
| Average Assets, quarterly | $249,936,500 | 2,606 |
| Volatile liabilities | $42,527,000 | 3,011 |
| Insider loans | $7,466,000 | 961 |
| FHLB advances | $5,000,000 | 3,218 |
| Loans and leases held for sale | $1,178,000 | 978 |
| Unused loan commitments | $27,743,000 | 2,064 |
| Tier 1 (core) risk-based capital | $11,570,000 | 4,653 |
| Tier 2 risk-based capital | $2,295,000 | 2,308 |
| Total risk weighted assets | $179,770,000 | 2,505 |
| Total unused commitments | $27,743,000 | 2,066 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 63 | 2,536 |
| Assets and Liabilities | ||
| Total Assets: | $247,618,000 | 2,687 |
| Cash and due from depository institutions | $23,163,000 | 2,536 |
| Interest-bearing balances | $16,922,000 | 1,869 |
| Securities | $5,980,000 | 6,538 |
| Federal funds sold & reverse repurchase agreements | $4,175,000 | 1,971 |
| Net loans & leases | $182,284,000 | 2,402 |
| Loan loss allowance | $6,726,000 | 1,264 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $13,608,000 | 893 |
| Other real estate owned | $9,344,000 | 2,536 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $9,064,000 | 2,205 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $247,618,000 | 2,687 |
| Total liabilities | $228,831,000 | 2,623 |
| Total deposits | $223,067,000 | 2,464 |
| Interest-bearing deposits | $187,889,000 | 2,530 |
| Deposits held in domestic offices | $223,067,000 | 2,462 |
| % insured | 67.12% | 7,388 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,000,000 | 3,478 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $764,000 | 3,962 |
| Total equity capital | $18,787,000 | 3,380 |
| Total bank equity capital | $18,787,000 | 3,380 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,475,000 | 2,236 |
| Surplus | $26,356,000 | 1,233 |
| Undivided profits | $-9,044,000 | 7,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $6,922,000 | 1,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $630,000 | 4,626 |
| Earning assets | $209,361,000 | 2,893 |
| Long-term assets (5+ years) | $17,064,000 | 4,474 |
| Average Assets, year-to-date | $255,646,000 | 2,599 |
| Average Assets, quarterly | $255,646,000 | 2,599 |
| Volatile liabilities | $41,805,000 | 3,126 |
| Insider loans | $8,666,000 | 847 |
| FHLB advances | $5,000,000 | 3,318 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,228,000 | 2,138 |
| Tier 1 (core) risk-based capital | $14,962,000 | 3,898 |
| Tier 2 risk-based capital | $2,380,000 | 2,268 |
| Total risk weighted assets | $186,045,000 | 2,497 |
| Total unused commitments | $28,228,000 | 2,143 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $263,674,000 | 2,558 |
| Cash and due from depository institutions | $30,328,000 | 2,351 |
| Interest-bearing balances | $25,309,000 | 1,132 |
| Securities | $7,978,000 | 6,148 |
| Federal funds sold & reverse repurchase agreements | $5,550,000 | 1,486 |
| Net loans & leases | $188,373,000 | 2,389 |
| Loan loss allowance | $5,501,000 | 1,499 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $13,723,000 | 896 |
| Other real estate owned | $9,523,000 | 2,351 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $8,199,000 | 2,427 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $263,674,000 | 2,558 |
| Total liabilities | $243,530,000 | 2,482 |
| Total deposits | $237,681,000 | 2,315 |
| Interest-bearing deposits | $205,583,000 | 2,335 |
| Deposits held in domestic offices | $237,681,000 | 2,313 |
| % insured | 67.99% | 7,396 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $5,000,000 | 3,633 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $849,000 | 3,775 |
| Total equity capital | $20,144,000 | 3,175 |
| Total bank equity capital | $20,144,000 | 3,175 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,475,000 | 2,271 |
| Surplus | $26,357,000 | 1,242 |
| Undivided profits | $-7,688,000 | 7,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,579,000 | 2,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $162,000 | 805 |
| Income earned, not collected on loans | $638,000 | 4,715 |
| Earning assets | $227,210,000 | 2,682 |
| Long-term assets (5+ years) | $16,036,000 | 4,594 |
| Average Assets, year-to-date | $260,814,600 | 2,509 |
| Average Assets, quarterly | $263,233,500 | 2,543 |
| Volatile liabilities | $55,066,000 | 2,522 |
| Insider loans | $8,696,000 | 846 |
| FHLB advances | $5,000,000 | 3,488 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $30,858,000 | 1,984 |
| Tier 1 (core) risk-based capital | $17,152,000 | 3,486 |
| Tier 2 risk-based capital | $2,441,000 | 2,261 |
| Total risk weighted assets | $192,208,000 | 2,473 |
| Total unused commitments | $30,858,000 | 1,986 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 70 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $262,793,000 | 2,557 |
| Cash and due from depository institutions | $22,200,000 | 2,336 |
| Interest-bearing balances | $18,083,000 | 1,340 |
| Securities | $8,039,000 | 6,172 |
| Federal funds sold & reverse repurchase agreements | $5,225,000 | 1,689 |
| Net loans & leases | $197,762,000 | 2,320 |
| Loan loss allowance | $6,261,000 | 1,277 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $13,844,000 | 901 |
| Other real estate owned | $8,826,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,897,000 | 2,482 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $262,793,000 | 2,557 |
| Total liabilities | $239,720,000 | 2,524 |
| Total deposits | $233,821,000 | 2,334 |
| Interest-bearing deposits | $201,777,000 | 2,348 |
| Deposits held in domestic offices | $233,821,000 | 2,332 |
| % insured | 73.85% | 7,166 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $5,000,000 | 3,752 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $899,000 | 4,007 |
| Total equity capital | $23,073,000 | 2,900 |
| Total bank equity capital | $23,073,000 | 2,899 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,475,000 | 2,304 |
| Surplus | $26,356,000 | 1,239 |
| Undivided profits | $-4,758,000 | 7,549 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $5,220,000 | 2,299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $221,000 | 702 |
| Income earned, not collected on loans | $672,000 | 4,762 |
| Earning assets | $229,109,000 | 2,668 |
| Long-term assets (5+ years) | $15,013,000 | 4,711 |
| Average Assets, year-to-date | $260,099,750 | 2,529 |
| Average Assets, quarterly | $256,339,000 | 2,586 |
| Volatile liabilities | $59,561,000 | 2,379 |
| Insider loans | $10,622,000 | 674 |
| FHLB advances | $5,000,000 | 3,599 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $30,038,000 | 2,132 |
| Tier 1 (core) risk-based capital | $20,660,000 | 3,026 |
| Tier 2 risk-based capital | $2,518,000 | 2,190 |
| Total risk weighted assets | $197,672,000 | 2,430 |
| Total unused commitments | $30,038,000 | 2,135 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 72 | 2,320 |
| Assets and Liabilities | ||
| Total Assets: | $249,885,000 | 2,667 |
| Cash and due from depository institutions | $8,392,000 | 2,320 |
| Interest-bearing balances | $1,436,000 | 4,359 |
| Securities | $7,492,000 | 6,287 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $204,759,000 | 2,280 |
| Loan loss allowance | $7,626,000 | 1,027 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $13,958,000 | 913 |
| Other real estate owned | $8,139,000 | 2,320 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $7,145,000 | 2,450 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $249,885,000 | 2,667 |
| Total liabilities | $227,783,000 | 2,637 |
| Total deposits | $219,073,000 | 2,475 |
| Interest-bearing deposits | $189,677,000 | 2,488 |
| Deposits held in domestic offices | $219,073,000 | 2,472 |
| % insured | 62.67% | 7,020 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $7,500,000 | 3,343 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,210,000 | 3,404 |
| Total equity capital | $22,102,000 | 2,982 |
| Total bank equity capital | $22,102,000 | 2,982 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,475,000 | 2,341 |
| Surplus | $24,906,000 | 1,315 |
| Undivided profits | $-4,279,000 | 7,617 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,488,000 | 2,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $767,000 | 4,275 |
| Earning assets | $213,687,000 | 2,852 |
| Long-term assets (5+ years) | $12,462,000 | 5,011 |
| Average Assets, year-to-date | $259,202,000 | 2,549 |
| Average Assets, quarterly | $255,716,500 | 2,596 |
| Volatile liabilities | $64,114,000 | 2,248 |
| Insider loans | $11,624,000 | 618 |
| FHLB advances | $7,500,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $31,044,000 | 2,166 |
| Tier 1 (core) risk-based capital | $20,033,000 | 3,136 |
| Tier 2 risk-based capital | $2,558,000 | 2,169 |
| Total risk weighted assets | $202,607,000 | 2,414 |
| Total unused commitments | $31,044,000 | 2,169 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 74 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $261,548,000 | 2,556 |
| Cash and due from depository institutions | $13,177,000 | 2,262 |
| Interest-bearing balances | $5,454,000 | 2,410 |
| Securities | $7,490,000 | 6,353 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $213,363,000 | 2,208 |
| Loan loss allowance | $6,592,000 | 1,128 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $13,874,000 | 921 |
| Other real estate owned | $6,775,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,869,000 | 2,504 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $261,548,000 | 2,556 |
| Total liabilities | $238,528,000 | 2,518 |
| Total deposits | $227,403,000 | 2,381 |
| Interest-bearing deposits | $203,387,000 | 2,333 |
| Deposits held in domestic offices | $227,403,000 | 2,378 |
| % insured | 60.91% | 7,182 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,000,000 | 2,988 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,125,000 | 3,462 |
| Total equity capital | $23,020,000 | 2,889 |
| Total bank equity capital | $23,020,000 | 2,889 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,475,000 | 2,359 |
| Surplus | $24,906,000 | 1,302 |
| Undivided profits | $-3,361,000 | 7,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,402,000 | 2,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $712,000 | 4,497 |
| Earning assets | $226,307,000 | 2,709 |
| Long-term assets (5+ years) | $8,096,000 | 5,711 |
| Average Assets, year-to-date | $263,860,500 | 2,515 |
| Average Assets, quarterly | $263,860,500 | 2,515 |
| Volatile liabilities | $68,500,000 | 2,151 |
| Insider loans | $11,574,000 | 638 |
| FHLB advances | $10,000,000 | 2,858 |
| Loans and leases held for sale | $401,000 | 1,472 |
| Unused loan commitments | $33,599,000 | 2,123 |
| Tier 1 (core) risk-based capital | $21,089,000 | 3,004 |
| Tier 2 risk-based capital | $2,599,000 | 2,121 |
| Total risk weighted assets | $203,912,000 | 2,397 |
| Total unused commitments | $33,599,000 | 2,124 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 79 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $266,173,000 | 2,495 |
| Cash and due from depository institutions | $9,540,000 | 2,144 |
| Interest-bearing balances | $538,000 | 4,308 |
| Securities | $7,456,000 | 6,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $224,518,000 | 2,136 |
| Loan loss allowance | $6,170,000 | 1,132 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $13,752,000 | 926 |
| Other real estate owned | $4,799,000 | 2,144 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,108,000 | 2,740 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $266,173,000 | 2,495 |
| Total liabilities | $242,263,000 | 2,463 |
| Total deposits | $228,620,000 | 2,327 |
| Interest-bearing deposits | $203,197,000 | 2,286 |
| Deposits held in domestic offices | $228,620,000 | 2,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,269,000 | 2,253 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $10,000,000 | 3,170 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,374,000 | 3,022 |
| Total equity capital | $23,910,000 | 2,778 |
| Total bank equity capital | $23,910,000 | 2,778 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,475,000 | 2,372 |
| Surplus | $24,331,000 | 1,298 |
| Undivided profits | $-1,896,000 | 7,492 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,149,000 | 2,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $818,000 | 4,307 |
| Earning assets | $232,512,000 | 2,603 |
| Long-term assets (5+ years) | $7,082,000 | 5,888 |
| Average Assets, year-to-date | $255,704,200 | 2,504 |
| Average Assets, quarterly | $265,066,000 | 2,474 |
| Volatile liabilities | $59,215,000 | 2,383 |
| Insider loans | $12,947,000 | 560 |
| FHLB advances | $10,000,000 | 3,051 |
| Loans and leases held for sale | $352,000 | 1,264 |
| Unused loan commitments | $37,376,000 | 1,998 |
| Tier 1 (core) risk-based capital | $22,242,000 | 2,814 |
| Tier 2 risk-based capital | $2,716,000 | 2,014 |
| Total risk weighted assets | $213,825,000 | 2,283 |
| Total unused commitments | $37,376,000 | 1,999 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 78 | 2,192 |
| Assets and Liabilities | ||
| Total Assets: | $263,959,000 | 2,495 |
| Cash and due from depository institutions | $5,208,000 | 2,192 |
| Interest-bearing balances | $121,000 | 4,886 |
| Securities | $7,221,000 | 6,437 |
| Federal funds sold & reverse repurchase agreements | $1,644,000 | 4,003 |
| Net loans & leases | $227,513,000 | 2,115 |
| Loan loss allowance | $3,085,000 | 1,896 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $12,871,000 | 987 |
| Other real estate owned | $4,635,000 | 2,192 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,867,000 | 3,214 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $263,959,000 | 2,495 |
| Total liabilities | $239,731,000 | 2,473 |
| Total deposits | $228,632,000 | 2,292 |
| Interest-bearing deposits | $203,579,000 | 2,234 |
| Deposits held in domestic offices | $228,632,000 | 2,288 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $10,000,000 | 3,200 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,099,000 | 3,633 |
| Total equity capital | $24,228,000 | 2,740 |
| Total bank equity capital | $24,228,000 | 2,740 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,475,000 | 2,390 |
| Surplus | $22,301,000 | 1,371 |
| Undivided profits | $452,000 | 6,902 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,710,000 | 3,229 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $861,000 | 4,331 |
| Earning assets | $236,499,000 | 2,551 |
| Long-term assets (5+ years) | $7,239,000 | 5,818 |
| Average Assets, year-to-date | $253,087,000 | 2,543 |
| Average Assets, quarterly | $260,652,500 | 2,507 |
| Volatile liabilities | $59,116,000 | 2,333 |
| Insider loans | $13,124,000 | 545 |
| FHLB advances | $10,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $41,234,000 | 1,969 |
| Tier 1 (core) risk-based capital | $24,018,000 | 2,665 |
| Tier 2 risk-based capital | $2,720,000 | 1,958 |
| Total risk weighted assets | $217,251,000 | 2,257 |
| Total unused commitments | $41,234,000 | 1,969 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 73 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $257,346,000 | 2,550 |
| Cash and due from depository institutions | $6,594,000 | 2,368 |
| Interest-bearing balances | $6,345,000 | 1,015 |
| Securities | $7,253,000 | 6,487 |
| Federal funds sold & reverse repurchase agreements | $193,000 | 5,584 |
| Net loans & leases | $223,263,000 | 2,136 |
| Loan loss allowance | $4,171,000 | 1,421 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $11,713,000 | 1,069 |
| Other real estate owned | $3,495,000 | 2,368 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $4,835,000 | 3,174 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $257,346,000 | 2,550 |
| Total liabilities | $233,185,000 | 2,528 |
| Total deposits | $222,041,000 | 2,340 |
| Interest-bearing deposits | $191,669,000 | 2,359 |
| Deposits held in domestic offices | $222,041,000 | 2,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $10,000,000 | 3,079 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,144,000 | 3,499 |
| Total equity capital | $24,161,000 | 2,771 |
| Total bank equity capital | $24,161,000 | 2,771 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,475,000 | 2,412 |
| Surplus | $22,065,000 | 1,366 |
| Undivided profits | $621,000 | 6,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,685,000 | 1,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $883,000 | 4,135 |
| Earning assets | $237,054,000 | 2,539 |
| Long-term assets (5+ years) | $7,923,000 | 5,689 |
| Average Assets, year-to-date | $249,463,000 | 2,587 |
| Average Assets, quarterly | $253,439,500 | 2,565 |
| Volatile liabilities | $68,819,000 | 2,040 |
| Insider loans | $13,966,000 | 506 |
| FHLB advances | $10,000,000 | 2,958 |
| Loans and leases held for sale | $932,000 | 908 |
| Unused loan commitments | $46,127,000 | 1,856 |
| Tier 1 (core) risk-based capital | $24,127,000 | 2,662 |
| Tier 2 risk-based capital | $2,712,000 | 1,922 |
| Total risk weighted assets | $215,489,000 | 2,276 |
| Total unused commitments | $46,127,000 | 1,857 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 70 | 2,453 |
| Assets and Liabilities | ||
| Total Assets: | $249,533,000 | 2,612 |
| Cash and due from depository institutions | $4,815,000 | 2,453 |
| Interest-bearing balances | $450,000 | 3,758 |
| Securities | $7,380,000 | 6,483 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $220,113,000 | 2,127 |
| Loan loss allowance | $5,587,000 | 996 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $10,865,000 | 1,153 |
| Other real estate owned | $1,647,000 | 2,453 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,713,000 | 3,155 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $249,533,000 | 2,612 |
| Total liabilities | $225,352,000 | 2,591 |
| Total deposits | $208,888,000 | 2,492 |
| Interest-bearing deposits | $181,950,000 | 2,489 |
| Deposits held in domestic offices | $208,888,000 | 2,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,579,000 | 1,600 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $10,000,000 | 2,873 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $885,000 | 4,313 |
| Total equity capital | $24,181,000 | 2,826 |
| Total bank equity capital | $24,181,000 | 2,826 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,475,000 | 2,410 |
| Surplus | $21,710,000 | 1,374 |
| Undivided profits | $996,000 | 6,827 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,548,000 | 1,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $909,000 | 4,056 |
| Earning assets | $227,943,000 | 2,626 |
| Long-term assets (5+ years) | $5,989,000 | 5,973 |
| Average Assets, year-to-date | $245,521,500 | 2,629 |
| Average Assets, quarterly | $245,521,500 | 2,629 |
| Volatile liabilities | $71,664,000 | 1,937 |
| Insider loans | $15,235,000 | 453 |
| FHLB advances | $10,000,000 | 2,760 |
| Loans and leases held for sale | $783,000 | 1,050 |
| Unused loan commitments | $45,056,000 | 1,924 |
| Tier 1 (core) risk-based capital | $24,072,000 | 2,671 |
| Tier 2 risk-based capital | $2,676,000 | 1,913 |
| Total risk weighted assets | $211,146,000 | 2,288 |
| Total unused commitments | $45,056,000 | 1,925 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 69 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $241,510,000 | 2,658 |
| Cash and due from depository institutions | $3,861,000 | 2,511 |
| Interest-bearing balances | $333,000 | 3,533 |
| Securities | $7,278,000 | 6,583 |
| Federal funds sold & reverse repurchase agreements | $765,000 | 5,200 |
| Net loans & leases | $215,606,000 | 2,161 |
| Loan loss allowance | $2,386,000 | 2,189 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $10,131,000 | 1,256 |
| Other real estate owned | $297,000 | 2,511 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,572,000 | 3,810 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $241,510,000 | 2,658 |
| Total liabilities | $214,955,000 | 2,670 |
| Total deposits | $197,182,000 | 2,597 |
| Interest-bearing deposits | $173,126,000 | 2,577 |
| Deposits held in domestic offices | $197,182,000 | 2,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,600,000 | 2,102 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,173,000 | 3,619 |
| Total equity capital | $26,555,000 | 2,583 |
| Total bank equity capital | $26,555,000 | 2,583 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,475,000 | 2,409 |
| Surplus | $21,711,000 | 1,353 |
| Undivided profits | $3,369,000 | 5,462 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,349,000 | 1,521 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,040,000 | 3,886 |
| Earning assets | $223,982,000 | 2,626 |
| Long-term assets (5+ years) | $5,491,000 | 5,885 |
| Average Assets, year-to-date | $231,258,800 | 2,666 |
| Average Assets, quarterly | $238,630,500 | 2,660 |
| Volatile liabilities | $62,332,000 | 2,169 |
| Insider loans | $12,503,000 | 563 |
| FHLB advances | $16,600,000 | 2,002 |
| Loans and leases held for sale | $938,000 | 947 |
| Unused loan commitments | $37,971,000 | 2,197 |
| Tier 1 (core) risk-based capital | $26,512,000 | 2,452 |
| Tier 2 risk-based capital | $2,386,000 | 2,083 |
| Total risk weighted assets | $201,464,000 | 2,351 |
| Total unused commitments | $37,971,000 | 2,199 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 60 | 2,853 |
| Assets and Liabilities | ||
| Total Assets: | $235,751,000 | 2,670 |
| Cash and due from depository institutions | $3,339,000 | 2,853 |
| Interest-bearing balances | $139,000 | 4,218 |
| Securities | $7,211,000 | 6,641 |
| Federal funds sold & reverse repurchase agreements | $729,000 | 5,277 |
| Net loans & leases | $211,617,000 | 2,167 |
| Loan loss allowance | $2,260,000 | 2,270 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $8,614,000 | 1,466 |
| Other real estate owned | $517,000 | 2,853 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,724,000 | 3,747 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $235,751,000 | 2,670 |
| Total liabilities | $209,559,000 | 2,680 |
| Total deposits | $197,665,000 | 2,560 |
| Interest-bearing deposits | $173,132,000 | 2,545 |
| Deposits held in domestic offices | $197,665,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,500,000 | 2,531 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,394,000 | 3,275 |
| Total equity capital | $26,192,000 | 2,589 |
| Total bank equity capital | $26,192,000 | 2,589 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,475,000 | 2,388 |
| Surplus | $21,710,000 | 1,317 |
| Undivided profits | $3,007,000 | 5,696 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $952,000 | 3,233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,086,000 | 3,957 |
| Earning assets | $219,696,000 | 2,635 |
| Long-term assets (5+ years) | $5,505,000 | 5,812 |
| Average Assets, year-to-date | $228,696,000 | 2,684 |
| Average Assets, quarterly | $238,672,500 | 2,622 |
| Volatile liabilities | $78,085,000 | 1,758 |
| Insider loans | $12,763,000 | 559 |
| FHLB advances | $10,500,000 | 2,412 |
| Loans and leases held for sale | $1,302,000 | 782 |
| Unused loan commitments | $40,547,000 | 2,105 |
| Tier 1 (core) risk-based capital | $26,189,000 | 2,474 |
| Tier 2 risk-based capital | $2,260,000 | 2,160 |
| Total risk weighted assets | $199,020,000 | 2,336 |
| Total unused commitments | $40,547,000 | 2,105 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 60 | 2,891 |
| Assets and Liabilities | ||
| Total Assets: | $241,594,000 | 2,627 |
| Cash and due from depository institutions | $4,755,000 | 2,891 |
| Interest-bearing balances | $76,000 | 5,051 |
| Securities | $7,125,000 | 6,705 |
| Federal funds sold & reverse repurchase agreements | $9,360,000 | 1,684 |
| Net loans & leases | $208,040,000 | 2,198 |
| Loan loss allowance | $2,233,000 | 2,285 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $8,037,000 | 1,562 |
| Other real estate owned | $413,000 | 2,891 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,864,000 | 3,615 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $241,594,000 | 2,627 |
| Total liabilities | $216,051,000 | 2,627 |
| Total deposits | $201,599,000 | 2,536 |
| Interest-bearing deposits | $173,303,000 | 2,564 |
| Deposits held in domestic offices | $201,599,000 | 2,534 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $13,375,000 | 2,163 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,077,000 | 3,698 |
| Total equity capital | $25,543,000 | 2,623 |
| Total bank equity capital | $25,543,000 | 2,623 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,475,000 | 2,390 |
| Surplus | $21,666,000 | 1,330 |
| Undivided profits | $2,402,000 | 5,993 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,111,000 | 3,634 |
| Earning assets | $224,601,000 | 2,592 |
| Long-term assets (5+ years) | $3,414,000 | 6,336 |
| Average Assets, year-to-date | $226,344,330 | 2,734 |
| Average Assets, quarterly | $231,018,000 | 2,711 |
| Volatile liabilities | $75,996,000 | 1,786 |
| Insider loans | $9,639,000 | 731 |
| FHLB advances | $13,375,000 | 2,047 |
| Loans and leases held for sale | $459,000 | 1,294 |
| Unused loan commitments | $39,236,000 | 2,181 |
| Tier 1 (core) risk-based capital | $25,595,000 | 2,538 |
| Tier 2 risk-based capital | $2,233,000 | 2,179 |
| Total risk weighted assets | $199,495,000 | 2,333 |
| Total unused commitments | $39,236,000 | 2,182 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $220,442,000 | 2,830 |
| Cash and due from depository institutions | $2,123,000 | 3,006 |
| Interest-bearing balances | $178,000 | 4,150 |
| Securities | $7,143,000 | 6,744 |
| Federal funds sold & reverse repurchase agreements | $629,000 | 6,178 |
| Net loans & leases | $199,199,000 | 2,248 |
| Loan loss allowance | $2,128,000 | 2,367 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $7,620,000 | 1,607 |
| Other real estate owned | $468,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,260,000 | 3,974 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $220,442,000 | 2,830 |
| Total liabilities | $195,458,000 | 2,854 |
| Total deposits | $187,105,000 | 2,731 |
| Interest-bearing deposits | $159,181,000 | 2,764 |
| Deposits held in domestic offices | $187,105,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $7,000,000 | 2,900 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,353,000 | 3,232 |
| Total equity capital | $24,984,000 | 2,686 |
| Total bank equity capital | $24,984,000 | 2,686 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,475,000 | 2,383 |
| Surplus | $21,666,000 | 1,305 |
| Undivided profits | $1,843,000 | 6,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $959,000 | 3,966 |
| Earning assets | $207,149,000 | 2,780 |
| Long-term assets (5+ years) | $3,514,000 | 6,291 |
| Average Assets, year-to-date | $218,719,500 | 2,833 |
| Average Assets, quarterly | $218,719,500 | 2,833 |
| Volatile liabilities | $61,053,000 | 2,117 |
| Insider loans | $9,211,000 | 755 |
| FHLB advances | $7,000,000 | 2,779 |
| Loans and leases held for sale | $1,393,000 | 848 |
| Unused loan commitments | $30,677,000 | 2,601 |
| Tier 1 (core) risk-based capital | $25,022,000 | 2,559 |
| Tier 2 risk-based capital | $2,128,000 | 2,261 |
| Total risk weighted assets | $186,594,000 | 2,428 |
| Total unused commitments | $30,677,000 | 2,602 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 57 | 3,028 |
| Assets and Liabilities | ||
| Total Assets: | $216,997,000 | 2,872 |
| Cash and due from depository institutions | $5,420,000 | 3,028 |
| Interest-bearing balances | $462,000 | 3,247 |
| Securities | $7,108,000 | 6,785 |
| Federal funds sold & reverse repurchase agreements | $10,590,000 | 1,562 |
| Net loans & leases | $183,414,000 | 2,377 |
| Loan loss allowance | $2,083,000 | 2,378 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $7,031,000 | 1,723 |
| Other real estate owned | $488,000 | 3,028 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,946,000 | 4,255 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $216,996,000 | 2,872 |
| Total liabilities | $192,589,000 | 2,890 |
| Total deposits | $187,104,000 | 2,724 |
| Interest-bearing deposits | $156,856,000 | 2,763 |
| Deposits held in domestic offices | $187,104,000 | 2,721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,000 | 3,296 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,460,000 | 2,031 |
| Total equity capital | $24,407,000 | 2,688 |
| Total bank equity capital | $24,407,000 | 2,688 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,475,000 | 2,378 |
| Surplus | $21,636,000 | 1,283 |
| Undivided profits | $1,296,000 | 6,889 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $943,000 | 4,127 |
| Earning assets | $201,574,000 | 2,836 |
| Long-term assets (5+ years) | $3,636,000 | 6,225 |
| Average Assets, year-to-date | $200,765,400 | 2,949 |
| Average Assets, quarterly | $210,908,000 | 2,904 |
| Volatile liabilities | $61,285,000 | 2,264 |
| Insider loans | $7,951,000 | 883 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $34,732,000 | 2,344 |
| Tier 1 (core) risk-based capital | $24,466,000 | 2,560 |
| Tier 2 risk-based capital | $2,083,000 | 2,285 |
| Total risk weighted assets | $177,426,000 | 2,518 |
| Total unused commitments | $34,732,000 | 2,345 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 57 | 3,030 |
| Assets and Liabilities | ||
| Total Assets: | $204,819,000 | 2,990 |
| Cash and due from depository institutions | $3,631,000 | 3,030 |
| Interest-bearing balances | $141,000 | 4,378 |
| Securities | $7,089,000 | 6,864 |
| Federal funds sold & reverse repurchase agreements | $4,566,000 | 2,593 |
| Net loans & leases | $180,095,000 | 2,413 |
| Loan loss allowance | $2,043,000 | 2,432 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $6,563,000 | 1,811 |
| Other real estate owned | $0 | 3,030 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,875,000 | 4,358 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $204,819,000 | 2,990 |
| Total liabilities | $187,649,000 | 2,922 |
| Total deposits | $182,853,000 | 2,731 |
| Interest-bearing deposits | $156,032,000 | 2,726 |
| Deposits held in domestic offices | $182,853,000 | 2,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,796,000 | 2,554 |
| Total equity capital | $17,170,000 | 3,589 |
| Total bank equity capital | $17,170,000 | 3,589 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,503,000 | 2,273 |
| Surplus | $15,040,000 | 1,742 |
| Undivided profits | $627,000 | 7,450 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $419,000 | 4,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $836,000 | 4,564 |
| Earning assets | $191,891,000 | 2,931 |
| Long-term assets (5+ years) | $2,665,000 | 6,565 |
| Average Assets, year-to-date | $196,707,500 | 3,007 |
| Average Assets, quarterly | $206,177,000 | 2,947 |
| Volatile liabilities | $53,053,000 | 2,513 |
| Insider loans | $7,536,000 | 935 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $417,000 | 1,282 |
| Unused loan commitments | $34,829,000 | 2,359 |
| Tier 1 (core) risk-based capital | $17,237,000 | 3,489 |
| Tier 2 risk-based capital | $2,043,000 | 2,326 |
| Total risk weighted assets | $171,437,000 | 2,566 |
| Total unused commitments | $34,829,000 | 2,360 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $207,535,000 | 2,934 |
| Cash and due from depository institutions | $10,331,000 | 3,250 |
| Interest-bearing balances | $89,000 | 5,074 |
| Securities | $7,004,000 | 6,905 |
| Federal funds sold & reverse repurchase agreements | $3,649,000 | 2,727 |
| Net loans & leases | $177,288,000 | 2,416 |
| Loan loss allowance | $2,002,000 | 2,441 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,133,000 | 1,902 |
| Other real estate owned | $0 | 3,250 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,130,000 | 4,090 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $207,535,000 | 2,934 |
| Total liabilities | $190,955,000 | 2,869 |
| Total deposits | $178,687,000 | 2,783 |
| Interest-bearing deposits | $139,906,000 | 2,966 |
| Deposits held in domestic offices | $178,687,000 | 2,779 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $11,040,000 | 2,506 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,228,000 | 3,077 |
| Total equity capital | $16,580,000 | 3,568 |
| Total bank equity capital | $16,580,000 | 3,568 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,503,000 | 2,267 |
| Surplus | $15,040,000 | 1,700 |
| Undivided profits | $37,000 | 7,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $805,000 | 4,293 |
| Earning assets | $188,030,000 | 2,944 |
| Long-term assets (5+ years) | $2,264,000 | 6,693 |
| Average Assets, year-to-date | $194,003,670 | 3,051 |
| Average Assets, quarterly | $199,680,500 | 3,003 |
| Volatile liabilities | $51,307,000 | 2,541 |
| Insider loans | $8,307,000 | 824 |
| FHLB advances | $11,040,000 | 2,376 |
| Loans and leases held for sale | $704,000 | 1,049 |
| Unused loan commitments | $35,858,000 | 2,319 |
| Tier 1 (core) risk-based capital | $16,697,000 | 3,529 |
| Tier 2 risk-based capital | $2,002,000 | 2,339 |
| Total risk weighted assets | $170,154,000 | 2,567 |
| Total unused commitments | $35,858,000 | 2,320 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 49 | 3,412 |
| Assets and Liabilities | ||
| Total Assets: | $191,826,000 | 3,097 |
| Cash and due from depository institutions | $3,999,000 | 3,412 |
| Interest-bearing balances | $246,000 | 3,983 |
| Securities | $7,033,000 | 6,959 |
| Federal funds sold & reverse repurchase agreements | $3,812,000 | 3,158 |
| Net loans & leases | $168,119,000 | 2,475 |
| Loan loss allowance | $1,912,000 | 2,511 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $5,885,000 | 1,938 |
| Other real estate owned | $0 | 3,412 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,978,000 | 4,096 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $191,826,000 | 3,097 |
| Total liabilities | $175,797,000 | 3,035 |
| Total deposits | $162,955,000 | 2,987 |
| Interest-bearing deposits | $132,045,000 | 3,087 |
| Deposits held in domestic offices | $162,955,000 | 2,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,040,000 | 2,299 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $802,000 | 4,063 |
| Total equity capital | $16,029,000 | 3,651 |
| Total bank equity capital | $16,029,000 | 3,651 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,503,000 | 2,257 |
| Surplus | $15,040,000 | 1,637 |
| Undivided profits | $-514,000 | 8,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $420,000 | 4,045 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $714,000 | 4,515 |
| Earning assets | $179,210,000 | 3,053 |
| Long-term assets (5+ years) | $2,248,000 | 6,710 |
| Average Assets, year-to-date | $187,238,000 | 3,131 |
| Average Assets, quarterly | $187,238,000 | 3,131 |
| Volatile liabilities | $45,343,000 | 2,678 |
| Insider loans | $7,413,000 | 902 |
| FHLB advances | $12,040,000 | 2,193 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $36,614,000 | 2,259 |
| Tier 1 (core) risk-based capital | $16,138,000 | 3,579 |
| Tier 2 risk-based capital | $1,912,000 | 2,397 |
| Total risk weighted assets | $160,250,000 | 2,656 |
| Total unused commitments | $36,614,000 | 2,260 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $182,650,000 | 3,194 |
| Cash and due from depository institutions | $6,093,000 | 3,471 |
| Interest-bearing balances | $221,000 | 4,135 |
| Securities | $7,043,000 | 6,991 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $161,235,000 | 2,524 |
| Loan loss allowance | $1,805,000 | 2,588 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $5,612,000 | 2,007 |
| Other real estate owned | $0 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,667,000 | 4,361 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $182,650,000 | 3,194 |
| Total liabilities | $167,115,000 | 3,147 |
| Total deposits | $153,781,000 | 3,103 |
| Interest-bearing deposits | $128,438,000 | 3,109 |
| Deposits held in domestic offices | $153,781,000 | 3,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $717,000 | 2,963 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,040,000 | 2,374 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $577,000 | 4,762 |
| Total equity capital | $15,535,000 | 3,711 |
| Total bank equity capital | $15,535,000 | 3,711 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,500,000 | 2,256 |
| Surplus | $15,018,000 | 1,607 |
| Undivided profits | $-983,000 | 8,392 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $427,000 | 4,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $714,000 | 4,528 |
| Earning assets | $168,499,000 | 3,166 |
| Long-term assets (5+ years) | $2,239,000 | 6,735 |
| Average Assets, year-to-date | $154,443,400 | 3,521 |
| Average Assets, quarterly | $178,462,500 | 3,232 |
| Volatile liabilities | $38,763,000 | 2,940 |
| Insider loans | $6,406,000 | 1,035 |
| FHLB advances | $12,040,000 | 2,250 |
| Loans and leases held for sale | $374,000 | 1,247 |
| Unused loan commitments | $35,018,000 | 2,282 |
| Tier 1 (core) risk-based capital | $15,636,000 | 3,625 |
| Tier 2 risk-based capital | $1,805,000 | 2,477 |
| Total risk weighted assets | $150,761,000 | 2,781 |
| Total unused commitments | $35,018,000 | 2,282 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 45 | 3,655 |
| Assets and Liabilities | ||
| Total Assets: | $174,275,000 | 3,278 |
| Cash and due from depository institutions | $9,044,000 | 3,655 |
| Interest-bearing balances | $195,000 | 4,396 |
| Securities | $7,060,000 | 6,994 |
| Federal funds sold & reverse repurchase agreements | $3,615,000 | 2,815 |
| Net loans & leases | $147,728,000 | 2,694 |
| Loan loss allowance | $1,625,000 | 2,813 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $4,754,000 | 2,300 |
| Other real estate owned | $0 | 3,655 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,074,000 | 4,951 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $174,275,000 | 3,278 |
| Total liabilities | $159,474,000 | 3,225 |
| Total deposits | $155,998,000 | 3,013 |
| Interest-bearing deposits | $119,397,000 | 3,237 |
| Deposits held in domestic offices | $155,998,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,000,000 | 4,312 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $476,000 | 5,276 |
| Total equity capital | $14,801,000 | 3,832 |
| Total bank equity capital | $14,801,000 | 3,832 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,475,000 | 2,333 |
| Surplus | $14,787,000 | 1,587 |
| Undivided profits | $-1,461,000 | 8,547 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $572,000 | 5,309 |
| Earning assets | $158,598,000 | 3,298 |
| Long-term assets (5+ years) | $2,247,000 | 6,795 |
| Average Assets, year-to-date | $147,391,750 | 3,635 |
| Average Assets, quarterly | $165,783,500 | 3,375 |
| Volatile liabilities | $25,505,000 | 3,784 |
| Insider loans | $7,924,000 | 784 |
| FHLB advances | $3,000,000 | 4,126 |
| Loans and leases held for sale | $1,000 | 1,841 |
| Unused loan commitments | $34,201,000 | 2,297 |
| Tier 1 (core) risk-based capital | $14,889,000 | 3,717 |
| Tier 2 risk-based capital | $1,625,000 | 2,652 |
| Total risk weighted assets | $133,028,000 | 3,053 |
| Total unused commitments | $34,201,000 | 2,300 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 43 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $157,292,000 | 3,489 |
| Cash and due from depository institutions | $10,986,000 | 3,791 |
| Interest-bearing balances | $24,000 | 6,104 |
| Securities | $7,113,000 | 7,034 |
| Federal funds sold & reverse repurchase agreements | $1,305,000 | 4,026 |
| Net loans & leases | $130,886,000 | 2,885 |
| Loan loss allowance | $1,455,000 | 3,062 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,732,000 | 2,275 |
| Other real estate owned | $0 | 3,791 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $2,270,000 | 4,580 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $157,292,000 | 3,489 |
| Total liabilities | $142,830,000 | 3,459 |
| Total deposits | $139,064,000 | 3,278 |
| Interest-bearing deposits | $103,829,000 | 3,582 |
| Deposits held in domestic offices | $139,064,000 | 3,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $369,000 | 3,348 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,246 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $397,000 | 5,466 |
| Total equity capital | $14,462,000 | 3,839 |
| Total bank equity capital | $14,462,000 | 3,839 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,475,000 | 2,309 |
| Surplus | $14,787,000 | 1,552 |
| Undivided profits | $-1,800,000 | 8,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $510,000 | 5,392 |
| Earning assets | $139,328,000 | 3,597 |
| Long-term assets (5+ years) | $2,092,000 | 6,903 |
| Average Assets, year-to-date | $138,430,670 | 3,801 |
| Average Assets, quarterly | $146,246,000 | 3,672 |
| Volatile liabilities | $24,909,000 | 3,740 |
| Insider loans | $10,074,000 | 590 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $557,000 | 1,213 |
| Unused loan commitments | $20,791,000 | 3,109 |
| Tier 1 (core) risk-based capital | $14,265,000 | 3,766 |
| Tier 2 risk-based capital | $1,453,000 | 2,884 |
| Total risk weighted assets | $116,245,000 | 3,319 |
| Total unused commitments | $20,791,000 | 3,110 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 38 | 4,161 |
| Assets and Liabilities | ||
| Total Assets: | $135,200,000 | 3,919 |
| Cash and due from depository institutions | $3,228,000 | 4,161 |
| Interest-bearing balances | $44,000 | 5,797 |
| Securities | $5,080,000 | 7,575 |
| Federal funds sold & reverse repurchase agreements | $6,958,000 | 1,759 |
| Net loans & leases | $113,002,000 | 3,205 |
| Loan loss allowance | $1,330,000 | 3,291 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,691,000 | 2,259 |
| Other real estate owned | $0 | 4,161 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,241,000 | 4,577 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $135,200,000 | 3,919 |
| Total liabilities | $125,309,000 | 3,823 |
| Total deposits | $122,022,000 | 3,639 |
| Interest-bearing deposits | $99,359,000 | 3,752 |
| Deposits held in domestic offices | $122,022,000 | 3,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $287,000 | 6,155 |
| Total equity capital | $9,891,000 | 5,051 |
| Total bank equity capital | $9,891,000 | 5,051 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,190,000 | 2,622 |
| Surplus | $10,823,000 | 1,975 |
| Undivided profits | $-2,122,000 | 8,726 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $404,000 | 6,026 |
| Earning assets | $125,084,000 | 3,889 |
| Long-term assets (5+ years) | $2,212,000 | 6,930 |
| Average Assets, year-to-date | $129,000,000 | 4,049 |
| Average Assets, quarterly | $129,000,000 | 4,049 |
| Volatile liabilities | $23,158,000 | 3,823 |
| Insider loans | $5,096,000 | 1,217 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,976,000 | 3,477 |
| Tier 1 (core) risk-based capital | $9,495,000 | 5,108 |
| Tier 2 risk-based capital | $1,296,000 | 3,128 |
| Total risk weighted assets | $103,605,000 | 3,582 |
| Total unused commitments | $16,976,000 | 3,478 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 38 | 4,179 |
| Assets and Liabilities | ||
| Total Assets: | $122,800,000 | 4,232 |
| Cash and due from depository institutions | $3,727,000 | 4,179 |
| Interest-bearing balances | $46,000 | 5,784 |
| Securities | $5,164,000 | 7,597 |
| Federal funds sold & reverse repurchase agreements | $663,000 | 5,245 |
| Net loans & leases | $106,432,000 | 3,367 |
| Loan loss allowance | $1,285,000 | 3,329 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,712,000 | 2,215 |
| Other real estate owned | $0 | 4,179 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,102,000 | 4,715 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $122,800,000 | 4,232 |
| Total liabilities | $113,721,000 | 4,115 |
| Total deposits | $110,500,000 | 3,917 |
| Interest-bearing deposits | $89,473,000 | 4,032 |
| Deposits held in domestic offices | $110,500,000 | 3,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $3,000,000 | 4,157 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $221,000 | 6,662 |
| Total equity capital | $9,079,000 | 5,327 |
| Total bank equity capital | $9,079,000 | 5,327 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,142,000 | 2,643 |
| Surplus | $10,153,000 | 2,022 |
| Undivided profits | $-2,216,000 | 8,798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $378,000 | 6,238 |
| Earning assets | $112,305,000 | 4,248 |
| Long-term assets (5+ years) | $2,053,000 | 7,064 |
| Average Assets, year-to-date | $104,016,400 | 4,608 |
| Average Assets, quarterly | $119,348,500 | 4,272 |
| Volatile liabilities | $19,913,000 | 4,137 |
| Insider loans | $4,023,000 | 1,514 |
| FHLB advances | $3,000,000 | 3,981 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,299,000 | 3,704 |
| Tier 1 (core) risk-based capital | $8,385,000 | 5,473 |
| Tier 2 risk-based capital | $1,221,000 | 3,248 |
| Total risk weighted assets | $97,616,000 | 3,711 |
| Total unused commitments | $14,299,000 | 3,705 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 38 | 4,156 |
| Assets and Liabilities | ||
| Total Assets: | $115,897,000 | 4,361 |
| Cash and due from depository institutions | $1,094,000 | 4,156 |
| Interest-bearing balances | $24,000 | 6,198 |
| Securities | $2,697,000 | 8,253 |
| Federal funds sold & reverse repurchase agreements | $1,044,000 | 4,483 |
| Net loans & leases | $104,399,000 | 3,364 |
| Loan loss allowance | $1,050,000 | 3,880 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,726,000 | 2,180 |
| Other real estate owned | $0 | 4,156 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,937,000 | 4,924 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $115,897,000 | 4,361 |
| Total liabilities | $107,967,000 | 4,238 |
| Total deposits | $99,153,000 | 4,202 |
| Interest-bearing deposits | $82,835,000 | 4,240 |
| Deposits held in domestic offices | $99,153,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,171 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,100,000 | 3,262 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $214,000 | 6,993 |
| Total equity capital | $7,930,000 | 5,814 |
| Total bank equity capital | $7,930,000 | 5,814 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,049,000 | 2,739 |
| Surplus | $9,317,000 | 2,157 |
| Undivided profits | $-2,436,000 | 8,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $295,000 | 7,084 |
| Earning assets | $108,164,000 | 4,318 |
| Long-term assets (5+ years) | $2,068,000 | 7,139 |
| Average Assets, year-to-date | $99,320,500 | 4,760 |
| Average Assets, quarterly | $110,940,000 | 4,453 |
| Volatile liabilities | $25,179,000 | 3,494 |
| Insider loans | $3,571,000 | 1,640 |
| FHLB advances | $6,100,000 | 3,108 |
| Loans and leases held for sale | $155,000 | 1,573 |
| Unused loan commitments | $11,104,000 | 4,194 |
| Tier 1 (core) risk-based capital | $7,315,000 | 5,969 |
| Tier 2 risk-based capital | $1,050,000 | 3,643 |
| Total risk weighted assets | $90,610,000 | 3,887 |
| Total unused commitments | $11,104,000 | 4,194 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 40 | 4,036 |
| Assets and Liabilities | ||
| Total Assets: | $105,983,000 | 4,637 |
| Cash and due from depository institutions | $3,097,000 | 4,036 |
| Interest-bearing balances | $15,000 | 6,424 |
| Securities | $2,152,000 | 8,441 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 4,682 |
| Net loans & leases | $93,420,000 | 3,628 |
| Loan loss allowance | $945,000 | 4,180 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,691,000 | 2,158 |
| Other real estate owned | $0 | 4,036 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,833,000 | 5,031 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $105,983,000 | 4,637 |
| Total liabilities | $98,266,000 | 4,516 |
| Total deposits | $94,173,000 | 4,346 |
| Interest-bearing deposits | $77,802,000 | 4,425 |
| Deposits held in domestic offices | $94,173,000 | 4,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,900,000 | 3,908 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $193,000 | 6,901 |
| Total equity capital | $7,717,000 | 5,772 |
| Total bank equity capital | $7,717,000 | 5,772 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,047,000 | 2,748 |
| Surplus | $9,298,000 | 2,130 |
| Undivided profits | $-2,628,000 | 8,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $265,000 | 7,219 |
| Earning assets | $96,377,000 | 4,647 |
| Long-term assets (5+ years) | $2,001,000 | 7,237 |
| Average Assets, year-to-date | $93,795,000 | 4,980 |
| Average Assets, quarterly | $99,780,000 | 4,811 |
| Volatile liabilities | $22,206,000 | 3,746 |
| Insider loans | $3,182,000 | 1,811 |
| FHLB advances | $3,900,000 | 3,752 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,903,000 | 4,251 |
| Tier 1 (core) risk-based capital | $7,113,000 | 6,024 |
| Tier 2 risk-based capital | $945,000 | 3,897 |
| Total risk weighted assets | $80,951,000 | 4,198 |
| Total unused commitments | $10,903,000 | 4,251 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 36 | 4,371 |
| Assets and Liabilities | ||
| Total Assets: | $93,577,000 | 5,041 |
| Cash and due from depository institutions | $1,967,000 | 4,371 |
| Interest-bearing balances | $22,000 | 6,351 |
| Securities | $2,239,000 | 8,411 |
| Federal funds sold & reverse repurchase agreements | $335,000 | 6,353 |
| Net loans & leases | $82,963,000 | 3,892 |
| Loan loss allowance | $866,000 | 4,400 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,411,000 | 2,245 |
| Other real estate owned | $0 | 4,371 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,662,000 | 5,104 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $93,577,000 | 5,041 |
| Total liabilities | $85,932,000 | 4,940 |
| Total deposits | $83,240,000 | 4,779 |
| Interest-bearing deposits | $72,194,000 | 4,710 |
| Deposits held in domestic offices | $83,240,000 | 4,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,493 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,500,000 | 4,616 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $192,000 | 7,121 |
| Total equity capital | $7,645,000 | 5,889 |
| Total bank equity capital | $7,645,000 | 5,889 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,045,000 | 2,749 |
| Surplus | $9,280,000 | 2,096 |
| Undivided profits | $-2,680,000 | 8,981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $226,000 | 7,557 |
| Earning assets | $85,559,000 | 5,056 |
| Long-term assets (5+ years) | $2,356,000 | 7,065 |
| Average Assets, year-to-date | $87,701,000 | 5,222 |
| Average Assets, quarterly | $87,701,000 | 5,222 |
| Volatile liabilities | $20,389,000 | 3,867 |
| Insider loans | $3,205,000 | 1,785 |
| FHLB advances | $1,500,000 | 4,427 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,149,000 | 4,599 |
| Tier 1 (core) risk-based capital | $7,027,000 | 6,021 |
| Tier 2 risk-based capital | $866,000 | 4,095 |
| Total risk weighted assets | $73,716,000 | 4,418 |
| Total unused commitments | $9,149,000 | 4,605 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 35 | 4,492 |
| Assets and Liabilities | ||
| Total Assets: | $81,825,000 | 5,481 |
| Cash and due from depository institutions | $2,927,000 | 4,492 |
| Interest-bearing balances | $12,000 | 6,566 |
| Securities | $2,639,000 | 8,386 |
| Federal funds sold & reverse repurchase agreements | $70,000 | 6,232 |
| Net loans & leases | $70,758,000 | 4,330 |
| Loan loss allowance | $840,000 | 4,458 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,021,000 | 2,459 |
| Other real estate owned | $0 | 4,492 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,410,000 | 5,602 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,825,000 | 5,481 |
| Total liabilities | $74,225,000 | 5,431 |
| Total deposits | $72,008,000 | 5,278 |
| Interest-bearing deposits | $62,281,000 | 5,171 |
| Deposits held in domestic offices | $72,008,000 | 5,274 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,075,000 | 4,334 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $142,000 | 7,624 |
| Total equity capital | $7,600,000 | 5,830 |
| Total bank equity capital | $7,600,000 | 5,830 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,040,000 | 2,776 |
| Surplus | $9,235,000 | 2,081 |
| Undivided profits | $-2,675,000 | 9,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $215,000 | 7,757 |
| Earning assets | $73,479,000 | 5,545 |
| Long-term assets (5+ years) | $1,504,000 | 7,454 |
| Average Assets, year-to-date | $61,563,000 | 6,270 |
| Average Assets, quarterly | $76,310,000 | 5,678 |
| Volatile liabilities | $19,245,000 | 4,011 |
| Insider loans | $3,346,000 | 1,675 |
| FHLB advances | $2,075,000 | 4,153 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,282,000 | 4,002 |
| Tier 1 (core) risk-based capital | $6,965,000 | 6,008 |
| Tier 2 risk-based capital | $799,000 | 4,345 |
| Total risk weighted assets | $63,906,000 | 4,863 |
| Total unused commitments | $11,282,000 | 4,006 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 34 | 4,610 |
| Assets and Liabilities | ||
| Total Assets: | $70,795,000 | 5,946 |
| Cash and due from depository institutions | $2,707,000 | 4,610 |
| Interest-bearing balances | $11,000 | 6,631 |
| Securities | $2,551,000 | 8,420 |
| Federal funds sold & reverse repurchase agreements | $516,000 | 5,919 |
| Net loans & leases | $60,333,000 | 4,821 |
| Loan loss allowance | $595,000 | 5,557 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,484,000 | 2,755 |
| Other real estate owned | $0 | 4,610 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,204,000 | 6,071 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,795,000 | 5,946 |
| Total liabilities | $63,122,000 | 5,942 |
| Total deposits | $59,415,000 | 5,898 |
| Interest-bearing deposits | $50,905,000 | 5,867 |
| Deposits held in domestic offices | $59,415,000 | 5,896 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,575,000 | 3,779 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $132,000 | 8,065 |
| Total equity capital | $7,673,000 | 5,780 |
| Total bank equity capital | $7,673,000 | 5,780 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,040,000 | 2,793 |
| Surplus | $9,235,000 | 2,049 |
| Undivided profits | $-2,602,000 | 9,106 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,000 | 7,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $193,000 | 8,081 |
| Earning assets | $63,411,000 | 6,006 |
| Long-term assets (5+ years) | $1,797,000 | 7,379 |
| Average Assets, year-to-date | $56,497,500 | 6,571 |
| Average Assets, quarterly | $65,031,000 | 6,191 |
| Volatile liabilities | $16,445,000 | 4,373 |
| Insider loans | $2,673,000 | 2,031 |
| FHLB advances | $3,575,000 | 3,614 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,911,000 | 4,080 |
| Tier 1 (core) risk-based capital | $7,662,000 | 5,617 |
| Tier 2 risk-based capital | $595,000 | 5,210 |
| Total risk weighted assets | $55,225,000 | 5,280 |
| Total unused commitments | $10,911,000 | 4,086 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 33 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $59,267,000 | 6,506 |
| Cash and due from depository institutions | $1,276,000 | 4,723 |
| Interest-bearing balances | $12,000 | 6,634 |
| Securities | $2,581,000 | 8,434 |
| Federal funds sold & reverse repurchase agreements | $551,000 | 6,268 |
| Net loans & leases | $50,887,000 | 5,311 |
| Loan loss allowance | $517,000 | 5,936 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,927,000 | 3,159 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,045,000 | 6,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,267,000 | 6,506 |
| Total liabilities | $51,415,000 | 6,563 |
| Total deposits | $51,297,000 | 6,379 |
| Interest-bearing deposits | $44,142,000 | 6,327 |
| Deposits held in domestic offices | $51,297,000 | 6,378 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $118,000 | 8,270 |
| Total equity capital | $7,852,000 | 5,685 |
| Total bank equity capital | $7,852,000 | 5,685 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,040,000 | 2,793 |
| Surplus | $9,235,000 | 2,007 |
| Undivided profits | $-2,423,000 | 9,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $168,000 | 8,282 |
| Earning assets | $54,031,000 | 6,514 |
| Long-term assets (5+ years) | $1,822,000 | 7,362 |
| Average Assets, year-to-date | $51,731,670 | 6,865 |
| Average Assets, quarterly | $55,347,000 | 6,670 |
| Volatile liabilities | $9,583,000 | 5,835 |
| Insider loans | $3,233,000 | 1,710 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,001,000 | 4,722 |
| Tier 1 (core) risk-based capital | $7,469,000 | 5,654 |
| Tier 2 risk-based capital | $517,000 | 5,594 |
| Total risk weighted assets | $45,356,000 | 5,883 |
| Total unused commitments | $8,001,000 | 4,733 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 32 | 4,788 |
| Assets and Liabilities | ||
| Total Assets: | $51,427,000 | 6,911 |
| Cash and due from depository institutions | $1,496,000 | 4,788 |
| Interest-bearing balances | $1,081,000 | 3,111 |
| Securities | $2,554,000 | 8,500 |
| Federal funds sold & reverse repurchase agreements | $1,343,000 | 5,906 |
| Net loans & leases | $43,187,000 | 5,743 |
| Loan loss allowance | $447,000 | 6,343 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,840,000 | 4,333 |
| Other real estate owned | $0 | 4,788 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,007,000 | 6,408 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,427,000 | 6,911 |
| Total liabilities | $43,394,000 | 7,059 |
| Total deposits | $41,918,000 | 6,979 |
| Interest-bearing deposits | $36,444,000 | 6,914 |
| Deposits held in domestic offices | $41,918,000 | 6,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $873,000 | 2,431 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $500,000 | 5,066 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $103,000 | 8,459 |
| Total equity capital | $8,033,000 | 5,525 |
| Total bank equity capital | $8,033,000 | 5,525 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,040,000 | 2,804 |
| Surplus | $9,235,000 | 1,977 |
| Undivided profits | $-2,242,000 | 9,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $151,000 | 8,466 |
| Earning assets | $48,165,000 | 6,828 |
| Long-term assets (5+ years) | $1,755,000 | 7,392 |
| Average Assets, year-to-date | $47,964,000 | 7,082 |
| Average Assets, quarterly | $47,964,000 | 7,082 |
| Volatile liabilities | $10,957,000 | 5,423 |
| Insider loans | $2,863,000 | 1,880 |
| FHLB advances | $500,000 | 4,806 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $7,138,000 | 4,907 |
| Tier 1 (core) risk-based capital | $7,725,000 | 5,469 |
| Tier 2 risk-based capital | $447,000 | 5,969 |
| Total risk weighted assets | $37,857,000 | 6,364 |
| Total unused commitments | $7,138,000 | 4,920 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 23 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $44,501,000 | 7,321 |
| Cash and due from depository institutions | $1,243,000 | 5,964 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $4,744,000 | 7,906 |
| Federal funds sold & reverse repurchase agreements | $299,000 | 6,648 |
| Net loans & leases | $35,976,000 | 6,317 |
| Loan loss allowance | $342,000 | 7,103 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,445,000 | 4,953 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $794,000 | 7,127 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,501,000 | 7,321 |
| Total liabilities | $36,247,000 | 7,529 |
| Total deposits | $35,370,000 | 7,427 |
| Interest-bearing deposits | $30,364,000 | 7,404 |
| Deposits held in domestic offices | $35,370,000 | 7,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,586 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $77,000 | 8,828 |
| Total equity capital | $8,254,000 | 5,382 |
| Total bank equity capital | $8,254,000 | 5,382 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,040,000 | 2,806 |
| Surplus | $9,235,000 | 1,946 |
| Undivided profits | $-2,021,000 | 9,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $145,000 | 8,579 |
| Earning assets | $41,019,000 | 7,270 |
| Long-term assets (5+ years) | $1,184,000 | 7,654 |
| Average Assets, year-to-date | $25,543,600 | 8,403 |
| Average Assets, quarterly | $40,110,500 | 7,559 |
| Volatile liabilities | $5,776,000 | 7,035 |
| Insider loans | $2,419,000 | 2,150 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,069,000 | 5,158 |
| Tier 1 (core) risk-based capital | $7,961,000 | 5,320 |
| Tier 2 risk-based capital | $342,000 | 6,797 |
| Total risk weighted assets | $32,293,000 | 6,832 |
| Total unused commitments | $6,069,000 | 5,163 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 14 | 7,525 |
| Assets and Liabilities | ||
| Total Assets: | $10,107,000 | 9,458 |
| Cash and due from depository institutions | $473,000 | 7,525 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $0 | 9,430 |
| Federal funds sold & reverse repurchase agreements | $8,246,000 | 1,765 |
| Net loans & leases | $144,000 | 9,533 |
| Loan loss allowance | $30,000 | 9,428 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $904,000 | 6,130 |
| Other real estate owned | $0 | 7,525 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $340,000 | 8,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $10,107,000 | 9,458 |
| Total liabilities | $1,997,000 | 9,576 |
| Total deposits | $1,997,000 | 9,542 |
| Interest-bearing deposits | $1,623,000 | 9,497 |
| Deposits held in domestic offices | $1,997,000 | 9,541 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $0 | 9,624 |
| Total equity capital | $8,110,000 | 5,306 |
| Total bank equity capital | $8,110,000 | 5,306 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $877,000 | 3,404 |
| Surplus | $7,793,000 | 2,147 |
| Undivided profits | $-560,000 | 9,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $8,000 | 9,519 |
| Earning assets | $8,390,000 | 9,458 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $10,107,000 | 9,442 |
| Average Assets, quarterly | $10,107,000 | 9,452 |
| Volatile liabilities | $250,000 | 9,503 |
| Insider loans | $50,000 | 8,091 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $1,572,000 | 7,682 |
| Tier 1 (core) risk-based capital | $8,110,000 | 5,158 |
| Tier 2 risk-based capital | $30,000 | 9,421 |
| Total risk weighted assets | $2,980,000 | 9,543 |
| Total unused commitments | $1,572,000 | 7,689 |
| Derivatives | $0 | 450 |