Home > First National Bank of Bad Axe > Income and Expense
First National Bank of Bad Axe, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,871,000 | 4,349 |
| Total interest expense | $3,543,000 | 4,504 |
| Net interest income | $4,328,000 | 4,152 |
| Provision for loan and lease losses | $246,000 | 4,634 |
| Total noninterest income | $502,000 | 5,629 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 7,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,995 |
| Total noninterest expense | $3,176,000 | 4,289 |
| Salaries and employee benefits | $1,690,000 | 3,788 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $1,135,000 | 4,566 |
| Pre-tax net operating income | $1,408,000 | 4,291 |
| Securities gains (losses) | $33,000 | 4,829 |
| Applicable income taxes | $427,000 | 4,554 |
| Income before extraordinary items | $1,014,000 | 4,438 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,014,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 4,359 |
| Cash dividends | $489,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $990,900 | 4,217 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.