Home > First National Bank of Arizona > Income and Expense

First National Bank of Arizona, Income and Expense

2008-03-31 (YTD Data)Rank
Total interest income$51,964,000234
Total interest expense$20,659,000252
Net interest income$31,305,000217
Provision for loan and lease losses$95,924,00046
Total noninterest income$10,547,000229
Gross Fiduciary activities income$1,168,000167
Service charges on deposit accounts$631,000675
Trading account gains and fees$0158
Additional Noninterest Income$8,748,000189
Total noninterest expense$60,524,000117
Salaries and employee benefits$21,163,000132
Premises and equipment expense$4,230,000183
Additional noninterest expense$35,131,00090
Pre-tax net operating income$-114,596,0008,489
Securities gains (losses)$02,688
Applicable income taxes$16,708,00079
Income before extraordinary items$-131,304,0008,482
Extraordinary gains, net$015
Net income$-131,304,0008,482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,672,00052
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-131,304,0008,481
2007-12-31 (YTD Data)Rank
Total interest income$233,547,000219
Total interest expense$92,174,000253
Net interest income$141,373,000190
Provision for loan and lease losses$87,997,00068
Total noninterest income$3,918,0001,321
Gross Fiduciary activities income$4,508,000170
Service charges on deposit accounts$2,349,000753
Trading account gains and fees$0178
Additional Noninterest Income$-2,939,0008,538
Total noninterest expense$203,226,000129
Salaries and employee benefits$82,870,000131
Premises and equipment expense$25,497,000120
Additional noninterest expense$94,859,000120
Pre-tax net operating income$-145,932,0008,533
Securities gains (losses)$2,785,00089
Applicable income taxes$-54,741,0008,528
Income before extraordinary items$-88,406,0008,522
Extraordinary gains, net$039
Net income$-88,406,0008,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,849,00066
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-90,188,4008,521
2007-09-30 (YTD Data)Rank
Total interest income$177,596,000215
Total interest expense$68,713,000254
Net interest income$108,883,000186
Provision for loan and lease losses$27,608,00082
Total noninterest income$11,218,000466
Gross Fiduciary activities income$3,395,000165
Service charges on deposit accounts$1,749,000751
Trading account gains and fees$0184
Additional Noninterest Income$6,074,000481
Total noninterest expense$185,888,000107
Salaries and employee benefits$74,669,000119
Premises and equipment expense$23,281,000105
Additional noninterest expense$87,938,00097
Pre-tax net operating income$-93,395,0008,565
Securities gains (losses)$2,736,00083
Applicable income taxes$-33,620,0008,557
Income before extraordinary items$-57,039,0008,555
Extraordinary gains, net$033
Net income$-57,039,0008,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,999,00091
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$-58,790,0408,554
2007-06-30 (YTD Data)Rank
Total interest income$118,310,000228
Total interest expense$46,285,000260
Net interest income$72,025,000199
Provision for loan and lease losses$10,405,000102
Total noninterest income$20,576,000240
Gross Fiduciary activities income$2,196,000177
Service charges on deposit accounts$1,071,000825
Trading account gains and fees$0168
Additional Noninterest Income$17,309,000197
Total noninterest expense$105,364,000139
Salaries and employee benefits$51,549,000128
Premises and equipment expense$12,195,000136
Additional noninterest expense$41,620,000134
Pre-tax net operating income$-23,168,0008,614
Securities gains (losses)$2,165,00075
Applicable income taxes$-7,728,0008,609
Income before extraordinary items$-13,275,0008,606
Extraordinary gains, net$029
Net income$-13,275,0008,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,597,000184
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-14,660,6008,604
2007-03-31 (YTD Data)Rank
Total interest income$59,388,000226
Total interest expense$23,155,000256
Net interest income$36,233,000196
Provision for loan and lease losses$5,445,00096
Total noninterest income$24,652,000135
Gross Fiduciary activities income$1,097,000174
Service charges on deposit accounts$516,000828
Trading account gains and fees$0195
Additional Noninterest Income$23,039,000104
Total noninterest expense$52,938,000134
Salaries and employee benefits$26,900,000121
Premises and equipment expense$6,491,000131
Additional noninterest expense$19,547,000131
Pre-tax net operating income$2,502,000948
Securities gains (losses)$616,00099
Applicable income taxes$1,354,000576
Income before extraordinary items$1,764,000998
Extraordinary gains, net$022
Net income$1,764,000997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$260,000631
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,369,7601,263
2006-12-31 (YTD Data)Rank
Total interest income$204,197,000239
Total interest expense$70,067,000283
Net interest income$134,130,000200
Provision for loan and lease losses$7,043,000181
Total noninterest income$118,164,000125
Gross Fiduciary activities income$3,646,000182
Service charges on deposit accounts$1,621,0001,090
Trading account gains and fees$0130
Additional Noninterest Income$112,897,00096
Total noninterest expense$205,065,000133
Salaries and employee benefits$92,833,000128
Premises and equipment expense$26,725,000120
Additional noninterest expense$85,507,000125
Pre-tax net operating income$40,186,000324
Securities gains (losses)$-168,0008,349
Applicable income taxes$16,466,000280
Income before extraordinary items$23,552,000367
Extraordinary gains, net$051
Net income$23,552,000366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$999,000685
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$23,659,520360
2006-09-30 (YTD Data)Rank
Total interest income$145,489,000256
Total interest expense$46,568,000310
Net interest income$98,921,000217
Provision for loan and lease losses$3,106,000265
Total noninterest income$85,380,000135
Gross Fiduciary activities income$2,700,000190
Service charges on deposit accounts$1,090,0001,230
Trading account gains and fees$0126
Additional Noninterest Income$81,590,000105
Total noninterest expense$149,567,000143
Salaries and employee benefits$68,090,000138
Premises and equipment expense$20,384,000125
Additional noninterest expense$61,093,000137
Pre-tax net operating income$31,628,000330
Securities gains (losses)$-173,0008,519
Applicable income taxes$12,679,000290
Income before extraordinary items$18,776,000377
Extraordinary gains, net$045
Net income$18,776,000376
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$682,000630
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$18,886,720367
2006-06-30 (YTD Data)Rank
Total interest income$91,459,000262
Total interest expense$27,280,000329
Net interest income$64,179,000229
Provision for loan and lease losses$1,815,000297
Total noninterest income$53,752,000143
Gross Fiduciary activities income$1,796,000195
Service charges on deposit accounts$704,0001,263
Trading account gains and fees$0126
Additional Noninterest Income$51,252,000113
Total noninterest expense$94,043,000149
Salaries and employee benefits$45,460,000137
Premises and equipment expense$13,509,000125
Additional noninterest expense$35,074,000153
Pre-tax net operating income$22,073,000324
Securities gains (losses)$01,185
Applicable income taxes$8,872,000286
Income before extraordinary items$13,201,000357
Extraordinary gains, net$039
Net income$13,201,000356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$600,000499
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$13,201,000351
2006-03-31 (YTD Data)Rank
Total interest income$44,564,000259
Total interest expense$13,295,000323
Net interest income$31,269,000230
Provision for loan and lease losses$615,000393
Total noninterest income$26,578,000141
Gross Fiduciary activities income$915,000195
Service charges on deposit accounts$385,0001,121
Trading account gains and fees$0115
Additional Noninterest Income$25,278,000112
Total noninterest expense$48,296,000149
Salaries and employee benefits$23,556,000134
Premises and equipment expense$7,084,000124
Additional noninterest expense$17,656,000152
Pre-tax net operating income$8,936,000364
Securities gains (losses)$0955
Applicable income taxes$3,627,000313
Income before extraordinary items$5,309,000414
Extraordinary gains, net$021
Net income$5,309,000413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,000805
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$5,309,000409
2005-12-31 (YTD Data)Rank
Total interest income$151,129,000273
Total interest expense$44,695,000308
Net interest income$106,434,000248
Provision for loan and lease losses$2,935,000369
Total noninterest income$90,199,000156
Gross Fiduciary activities income$2,811,000214
Service charges on deposit accounts$1,434,0001,237
Trading account gains and fees$0138
Additional Noninterest Income$85,954,000122
Total noninterest expense$175,947,000152
Salaries and employee benefits$77,941,000146
Premises and equipment expense$26,816,000125
Additional noninterest expense$71,190,000151
Pre-tax net operating income$17,751,000586
Securities gains (losses)$3,0001,899
Applicable income taxes$7,126,000492
Income before extraordinary items$10,628,000688
Extraordinary gains, net$046
Net income$10,628,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-798,0008,803
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,626,080675
2005-09-30 (YTD Data)Rank
Total interest income$108,091,000279
Total interest expense$31,616,000306
Net interest income$76,475,000254
Provision for loan and lease losses$1,360,000561
Total noninterest income$69,488,000158
Gross Fiduciary activities income$2,014,000216
Service charges on deposit accounts$1,065,0001,234
Trading account gains and fees$0126
Additional Noninterest Income$66,409,000124
Total noninterest expense$136,525,000151
Salaries and employee benefits$59,574,000147
Premises and equipment expense$20,112,000126
Additional noninterest expense$56,839,000146
Pre-tax net operating income$8,078,000917
Securities gains (losses)$3,0001,906
Applicable income taxes$3,649,000659
Income before extraordinary items$4,432,0001,228
Extraordinary gains, net$035
Net income$4,432,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-388,0008,801
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,430,0801,197
2005-06-30 (YTD Data)Rank
Total interest income$65,385,000286
Total interest expense$17,926,000319
Net interest income$47,459,000267
Provision for loan and lease losses$760,000664
Total noninterest income$46,863,000152
Gross Fiduciary activities income$1,301,000218
Service charges on deposit accounts$700,0001,216
Trading account gains and fees$0116
Additional Noninterest Income$44,862,000124
Total noninterest expense$94,050,000150
Salaries and employee benefits$39,824,000147
Premises and equipment expense$13,471,000126
Additional noninterest expense$40,755,000135
Pre-tax net operating income$-488,0008,667
Securities gains (losses)$02,146
Applicable income taxes$254,0003,383
Income before extraordinary items$-742,0008,762
Extraordinary gains, net$030
Net income$-742,0008,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-488,0008,826
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$-742,0008,739
2005-03-31 (YTD Data)Rank
Total interest income$28,433,000312
Total interest expense$7,156,000361
Net interest income$21,277,000289
Provision for loan and lease losses$60,0002,830
Total noninterest income$20,908,000168
Gross Fiduciary activities income$660,000220
Service charges on deposit accounts$348,0001,184
Trading account gains and fees$0115
Additional Noninterest Income$19,900,000135
Total noninterest expense$43,608,000158
Salaries and employee benefits$21,276,000147
Premises and equipment expense$6,572,000129
Additional noninterest expense$15,760,000165
Pre-tax net operating income$-1,483,0008,913
Securities gains (losses)$01,685
Applicable income taxes$-378,0008,906
Income before extraordinary items$-1,105,0008,907
Extraordinary gains, net$024
Net income$-1,105,0008,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-296,0008,889
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$-1,105,0008,898
2004-12-31 (YTD Data)Rank
Total interest income$101,139,000320
Total interest expense$22,553,000380
Net interest income$78,586,000299
Provision for loan and lease losses$7,240,000194
Total noninterest income$126,607,000137
Gross Fiduciary activities income$1,871,000271
Service charges on deposit accounts$1,698,0001,059
Trading account gains and fees$0138
Additional Noninterest Income$123,038,000101
Total noninterest expense$192,813,000143
Salaries and employee benefits$62,627,000172
Premises and equipment expense$22,476,000141
Additional noninterest expense$107,710,000116
Pre-tax net operating income$5,140,0001,655
Securities gains (losses)$03,819
Applicable income taxes$3,958,000715
Income before extraordinary items$1,182,0004,238
Extraordinary gains, net$034
Net income$1,182,0004,240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,153,000438
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,182,0004,174
2004-09-30 (YTD Data)Rank
Total interest income$72,286,000325
Total interest expense$15,126,000416
Net interest income$57,160,000303
Provision for loan and lease losses$6,030,000180
Total noninterest income$102,058,000135
Gross Fiduciary activities income$1,267,000287
Service charges on deposit accounts$1,329,0001,003
Trading account gains and fees$0134
Additional Noninterest Income$99,462,000104
Total noninterest expense$145,938,000148
Salaries and employee benefits$46,666,000175
Premises and equipment expense$16,457,000147
Additional noninterest expense$82,815,000116
Pre-tax net operating income$7,250,000918
Securities gains (losses)$03,710
Applicable income taxes$3,225,000681
Income before extraordinary items$4,025,0001,223
Extraordinary gains, net$026
Net income$4,025,0001,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,293,000318
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,025,0001,187
2004-06-30 (YTD Data)Rank
Total interest income$45,567,000334
Total interest expense$8,684,000466
Net interest income$36,883,000306
Provision for loan and lease losses$4,510,000170
Total noninterest income$79,778,000126
Gross Fiduciary activities income$699,000323
Service charges on deposit accounts$898,000968
Trading account gains and fees$0130
Additional Noninterest Income$78,181,00099
Total noninterest expense$100,717,000147
Salaries and employee benefits$29,205,000182
Premises and equipment expense$10,978,000148
Additional noninterest expense$60,534,000113
Pre-tax net operating income$11,434,000443
Securities gains (losses)$03,413
Applicable income taxes$4,785,000392
Income before extraordinary items$6,649,000532
Extraordinary gains, net$021
Net income$6,649,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,266,000355
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,649,000509
2004-03-31 (YTD Data)Rank
Total interest income$20,870,000364
Total interest expense$3,901,000521
Net interest income$16,969,000332
Provision for loan and lease losses$2,370,000164
Total noninterest income$37,271,000125
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$459,000911
Trading account gains and fees$0121
Additional Noninterest Income$36,812,00094
Total noninterest expense$45,274,000154
Salaries and employee benefits$14,003,000186
Premises and equipment expense$5,084,000156
Additional noninterest expense$26,187,000120
Pre-tax net operating income$6,596,000395
Securities gains (losses)$02,934
Applicable income taxes$2,692,000359
Income before extraordinary items$3,904,000468
Extraordinary gains, net$016
Net income$3,904,000467
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,000676
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,904,000433
2003-12-31 (YTD Data)Rank
Total interest income$63,198,000456
Total interest expense$14,898,000601
Net interest income$48,300,000424
Provision for loan and lease losses$5,720,000301
Total noninterest income$129,153,000140
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,009,000849
Trading account gains and fees$0160
Additional Noninterest Income$127,144,000111
Total noninterest expense$125,760,000191
Salaries and employee benefits$44,200,000214
Premises and equipment expense$11,526,000240
Additional noninterest expense$70,034,000158
Pre-tax net operating income$45,973,000260
Securities gains (losses)$04,500
Applicable income taxes$18,458,000241
Income before extraordinary items$27,515,000298
Extraordinary gains, net$054
Net income$27,515,000299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,081,000280
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$27,515,000278
2003-09-30 (YTD Data)Rank
Total interest income$43,710,000502
Total interest expense$10,962,000635
Net interest income$32,748,000475
Provision for loan and lease losses$5,025,000277
Total noninterest income$92,319,000143
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,549,000834
Trading account gains and fees$0153
Additional Noninterest Income$90,770,000109
Total noninterest expense$87,539,000200
Salaries and employee benefits$31,015,000239
Premises and equipment expense$8,058,000256
Additional noninterest expense$48,466,000165
Pre-tax net operating income$32,503,000282
Securities gains (losses)$04,204
Applicable income taxes$13,018,000264
Income before extraordinary items$19,485,000327
Extraordinary gains, net$040
Net income$19,485,000328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,042,000232
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$19,485,000299
2003-06-30 (YTD Data)Rank
Total interest income$27,752,000540
Total interest expense$7,433,000643
Net interest income$20,319,000501
Provision for loan and lease losses$2,575,000328
Total noninterest income$56,179,000150
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,016,000834
Trading account gains and fees$0150
Additional Noninterest Income$55,163,000113
Total noninterest expense$54,167,000204
Salaries and employee benefits$19,103,000259
Premises and equipment expense$5,072,000274
Additional noninterest expense$29,992,000173
Pre-tax net operating income$19,756,000299
Securities gains (losses)$03,782
Applicable income taxes$7,916,000289
Income before extraordinary items$11,840,000352
Extraordinary gains, net$030
Net income$11,840,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$804,000598
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$11,840,000327
2003-03-31 (YTD Data)Rank
Total interest income$13,067,000578
Total interest expense$3,712,000663
Net interest income$9,355,000537
Provision for loan and lease losses$1,475,000293
Total noninterest income$23,635,000164
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$491,000843
Trading account gains and fees$0134
Additional Noninterest Income$23,144,000129
Total noninterest expense$24,125,000219
Salaries and employee benefits$8,821,000280
Premises and equipment expense$2,215,000314
Additional noninterest expense$13,089,000185
Pre-tax net operating income$7,390,000360
Securities gains (losses)$02,891
Applicable income taxes$2,972,000351
Income before extraordinary items$4,418,000428
Extraordinary gains, net$021
Net income$4,418,000427
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$395,000584
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$4,418,000398
2002-12-31 (YTD Data)Rank
Total interest income$39,166,000769
Total interest expense$11,834,000946
Net interest income$27,332,000689
Provision for loan and lease losses$5,065,000383
Total noninterest income$99,057,000157
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,268,0001,278
Trading account gains and fees$0153
Additional Noninterest Income$97,789,000122
Total noninterest expense$81,379,000253
Salaries and employee benefits$34,182,000264
Premises and equipment expense$7,034,000357
Additional noninterest expense$40,163,000231
Pre-tax net operating income$39,945,000290
Securities gains (losses)$04,537
Applicable income taxes$15,646,000266
Income before extraordinary items$24,299,000320
Extraordinary gains, net$070
Net income$24,299,000320
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,457,000692
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$5,000,000162
Net operating income$24,299,000306
2001-12-31 (YTD Data)Rank
Total interest income$26,556,0001,289
Total interest expense$12,888,0001,259
Net interest income$13,668,0001,299
Provision for loan and lease losses$1,730,000794
Total noninterest income$45,476,000239
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$862,0001,767
Trading account gains and fees$0177
Additional Noninterest Income$44,614,000191
Total noninterest expense$48,406,000374
Salaries and employee benefits$25,318,000316
Premises and equipment expense$5,018,000460
Additional noninterest expense$18,070,000381
Pre-tax net operating income$9,008,000847
Securities gains (losses)$191,0001,225
Applicable income taxes$3,470,000742
Income before extraordinary items$5,729,000958
Extraordinary gains, net$0105
Net income$5,729,000959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$769,0001,133
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,606,760939
2000-12-31 (YTD Data)Rank
Total interest income$9,813,0003,457
Total interest expense$4,679,0003,506
Net interest income$5,134,0003,389
Provision for loan and lease losses$154,0004,353
Total noninterest income$563,0004,581
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$329,0003,779
Trading account gains and feesNANA
Additional Noninterest Income$234,0004,438
Total noninterest expense$5,249,0002,588
Salaries and employee benefits$2,741,0002,594
Premises and equipment expense$980,0002,103
Additional noninterest expense$1,528,0002,765
Pre-tax net operating income$294,0007,923
Securities gains (losses)$01,956
Applicable income taxes$140,0006,039
Income before extraordinary items$154,0008,395
Extraordinary gains, net$038
Net income$154,0008,394
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0009,215
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$714,000496
Net operating income$154,0008,398
1999-12-31 (YTD Data)Rank
Total interest income$7,436,0004,181
Total interest expense$3,118,0004,462
Net interest income$4,318,0003,914
Provision for loan and lease losses$258,0002,994
Total noninterest income$352,0005,993
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0005,813
Trading account gains and feesNANA
Additional Noninterest Income$200,0004,940
Total noninterest expense$3,489,0003,715
Salaries and employee benefits$1,912,0003,584
Premises and equipment expense$548,0003,501
Additional noninterest expense$1,029,0003,927
Pre-tax net operating income$923,0005,539
Securities gains (losses)$03,155
Applicable income taxes$343,0004,523
Income before extraordinary items$580,0005,991
Extraordinary gains, net$035
Net income$580,0005,988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0002,734
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$941,000527
Net operating income$580,0005,963
1998-12-31 (YTD Data)Rank
Total interest income$5,411,0005,369
Total interest expense$2,428,0005,476
Net interest income$2,983,0005,151
Provision for loan and lease losses$1,061,000920
Total noninterest income$379,0005,784
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$113,0006,606
Trading account gains and feesNANA
Additional Noninterest Income$266,0004,276
Total noninterest expense$2,619,0004,610
Salaries and employee benefits$1,414,0004,465
Premises and equipment expense$388,0004,538
Additional noninterest expense$817,0004,611
Pre-tax net operating income$-317,00010,083
Securities gains (losses)$04,449
Applicable income taxes$-163,00010,290
Income before extraordinary items$-154,00010,006
Extraordinary gains, net$032
Net income$-154,00010,002
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,000935
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$1,172,000447
Net operating income$-154,0009,972
1997-12-31 (YTD Data)Rank
Total interest income$3,509,0007,152
Total interest expense$1,454,0007,455
Net interest income$2,055,0006,802
Provision for loan and lease losses$158,0004,024
Total noninterest income$306,0006,583
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$117,0006,834
Trading account gains and feesNANA
Additional Noninterest Income$189,0005,092
Total noninterest expense$1,530,0006,715
Salaries and employee benefits$853,0006,523
Premises and equipment expense$231,0006,330
Additional noninterest expense$446,0006,960
Pre-tax net operating income$673,0007,093
Securities gains (losses)$03,944
Applicable income taxes$236,0006,417
Income before extraordinary items$437,0007,394
Extraordinary gains, net$044
Net income$437,0007,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,417
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$1,291,000430
Net operating income$437,0007,344
1996-12-31 (YTD Data)Rank
Total interest income$2,154,0009,168
Total interest expense$852,0009,476
Net interest income$1,302,0008,768
Provision for loan and lease losses$09,041
Total noninterest income$236,0007,774
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$96,0007,584
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,165
Total noninterest expense$1,139,0008,197
Salaries and employee benefits$584,0008,233
Premises and equipment expense$225,0006,609
Additional noninterest expense$330,0008,575
Pre-tax net operating income$399,0008,509
Securities gains (losses)$04,148
Applicable income taxes$-61,00011,101
Income before extraordinary items$460,0007,167
Extraordinary gains, net$053
Net income$460,0007,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,00010,905
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$1,017,000371
Net operating income$460,0007,114
1995-12-31 (YTD Data)Rank
Total interest income$1,627,00010,302
Total interest expense$529,00010,919
Net interest income$1,098,0009,632
Provision for loan and lease losses$130,0003,931
Total noninterest income$250,0007,697
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$110,0007,544
Trading account gains and feesNANA
Additional Noninterest Income$140,0006,186
Total noninterest expense$956,0009,144
Salaries and employee benefits$447,0009,558
Premises and equipment expense$216,0006,910
Additional noninterest expense$293,0009,311
Pre-tax net operating income$262,00010,023
Securities gains (losses)$03,831
Applicable income taxes$011,151
Income before extraordinary items$262,0009,308
Extraordinary gains, net$065
Net income$262,0009,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0002,687
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$265,000451
Net operating income$262,0009,281
1994-12-31 (YTD Data)Rank
Total interest income$1,140,00011,458
Total interest expense$262,00012,171
Net interest income$878,00010,792
Provision for loan and lease losses$09,146
Total noninterest income$390,0006,234
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$120,0007,593
Trading account gains and feesNANA
Additional Noninterest Income$270,0004,385
Total noninterest expense$955,0009,526
Salaries and employee benefits$458,0009,766
Premises and equipment expense$209,0007,235
Additional noninterest expense$288,00010,093
Pre-tax net operating income$313,00010,034
Securities gains (losses)$1,0003,293
Applicable income taxes$011,630
Income before extraordinary items$314,0008,991
Extraordinary gains, net$0249
Net income$314,0008,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,270
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$313,0009,075
1993-12-31 (YTD Data)Rank
Total interest income$1,127,00012,031
Total interest expense$325,00012,562
Net interest income$802,00011,500
Provision for loan and lease losses$153,0004,591
Total noninterest income$426,0006,211
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0007,974
Trading account gains and feesNANA
Additional Noninterest Income$311,0004,371
Total noninterest expense$1,066,0009,458
Salaries and employee benefits$533,0009,358
Premises and equipment expense$213,0007,430
Additional noninterest expense$320,00010,194
Pre-tax net operating income$9,00012,353
Securities gains (losses)$07,477
Applicable income taxes$2,00012,040
Income before extraordinary items$7,00012,495
Extraordinary gains, net$2,0003,122
Net income$9,00012,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,874
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,00012,355
1992-12-31 (YTD Data)Rank
Total interest income$1,177,00012,651
Total interest expense$467,00012,898
Net interest income$710,00012,279
Provision for loan and lease losses$456,0003,197
Total noninterest income$515,0005,536
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$94,0008,698
Trading account gains and feesNANA
Additional Noninterest Income$421,0003,581
Total noninterest expense$971,00010,108
Salaries and employee benefits$481,0009,968
Premises and equipment expense$205,0007,717
Additional noninterest expense$285,00011,055
Pre-tax net operating income$-202,00013,090
Securities gains (losses)$08,369
Applicable income taxes$012,680
Income before extraordinary items$-202,00013,183
Extraordinary gains, net$01,422
Net income$-202,00013,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$492,0002,489
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-202,00013,063

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.