Home > First National Bank of America > Net charge- offs to loans
First National Bank of America, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 991 |
| Percentage Net Loans Charged-off:Construction & development | -0.0092% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0309% | 4,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9757% | 20 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6584% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6584% | 854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 2,648 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0151% | 4,354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0409% | 4,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0011% | 625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1912% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3187% | 1,400 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3187% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0005% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 720 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,401 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0580% | 4,497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0864% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0014% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0019% | 3,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0285% | 4,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 3,696 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0331% | 4,516 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0030% | 3,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0245% | 119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0731% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1294% | 1,993 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1294% | 1,914 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.0084% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 3,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0935% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0045% | 3,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0420% | 2,225 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0420% | 2,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 3,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 72 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 3,607 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1571% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0070% | 3,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1834% | 4,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1834% | 4,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0125% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 3,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 3,916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2282% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0142% | 3,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3543% | 4,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3543% | 4,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 3,312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0293% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0013% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5745% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5745% | 4,544 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0028% | 3,279 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 4,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0348% | 447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1291% | 4,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1291% | 4,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 974 |
| Percentage Net Loans Charged-off:Construction & development | -0.0099% | 4,127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0526% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 713 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0077% | 650 |
| Percentage Net Loans Charged-off:Construction & development | -0.0098% | 4,203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1809% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1809% | 4,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0197% | 2,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | -0.0096% | 4,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0697% | 661 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3043% | 4,071 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2840% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4048% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8852% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8852% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 2,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,183 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0907% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4117% | 4,086 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3749% | 76 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 932 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5128% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2837% | 4,663 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2837% | 4,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 4,222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0311% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6046% | 4,104 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 957 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0145% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1631% | 590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1631% | 520 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 2,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0566% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2407% | 4,140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0129% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7966% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7966% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0499% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 1,106 |
| Percentage Net Loans Charged-off:Construction & development | -0.0052% | 4,200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5350% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 1,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4405% | 4,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4405% | 4,908 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0554% | 901 |
| Percentage Net Loans Charged-off:Construction & development | -0.0107% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0603% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6804% | 5,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6804% | 5,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0469% | 1,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 835 |
| Percentage Net Loans Charged-off:Construction & development | -0.0112% | 4,369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0553% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0560% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8328% | 5,081 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8328% | 5,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0751% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0708% | 109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0811% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7327% | 5,078 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7327% | 5,053 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0749% | 2,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0746% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0974% | 595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0774% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1802% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1802% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0845% | 697 |
| Percentage Net Loans Charged-off:Construction & development | -0.0515% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0796% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0907% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0913% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1021% | 4,789 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1021% | 4,755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0864% | 1,472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0877% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0963% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0428% | 4,578 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0428% | 4,536 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0956% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0834% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0834% | 2,120 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.1007% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0954% | 1,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1004% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7233% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7233% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0964% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0256% | 354 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 4,589 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1125% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4502% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4502% | 1,574 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1048% | 1,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1001% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0163% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 4,691 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1232% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5885% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5885% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1258% | 1,167 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1204% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0331% | 186 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0241% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1363% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1475% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6535% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6535% | 1,064 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 1,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0445% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0028% | 4,536 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1226% | 1,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1295% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1326% | 3,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1326% | 2,917 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0242% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 1,070 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1377% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1445% | 916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1764% | 2,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1764% | 2,412 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1119% | 957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0365% | 336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1303% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1353% | 918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2685% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2685% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1334% | 1,305 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1365% | 716 |
| Percentage Net Loans Charged-off:Construction & development | -0.1638% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1695% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2136% | 1,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2032% | 920 |
| Percentage Net Loans Charged-off:Construction & development | 0.1582% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0174% | 5,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0626% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2461% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8103% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8103% | 935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2343% | 1,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2186% | 779 |
| Percentage Net Loans Charged-off:Construction & development | 0.1620% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0886% | 5,696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0870% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2723% | 738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2748% | 737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0566% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0566% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2171% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.2587% | 348 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2027% | 5,947 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1320% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2818% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2844% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5251% | 451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5251% | 402 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2203% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1808% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.1099% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0758% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2573% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1971% | 858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9356% | 384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9356% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3911% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4037% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.3644% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0453% | 1,836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1717% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4878% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4889% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0800% | 3,516 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0800% | 3,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4171% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4333% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 0.4521% | 550 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 1,478 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2416% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5163% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5165% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0256% | 5,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0256% | 5,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5082% | 799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5259% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 0.4298% | 516 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0085% | 1,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7580% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6216% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6217% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0834% | 5,477 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0834% | 5,410 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5289% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5507% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 0.2636% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0115% | 1,004 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4662% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6266% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6267% | 514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1528% | 5,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1528% | 5,534 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6756% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6930% | 785 |
| Percentage Net Loans Charged-off:Construction & development | 0.8863% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3521% | 1,321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0971% | 508 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7787% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7789% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6034% | 1,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6034% | 1,684 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6710% | 898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6920% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.9092% | 799 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4059% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1292% | 407 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7664% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7666% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6879% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7080% | 791 |
| Percentage Net Loans Charged-off:Construction & development | 1.2788% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2393% | 1,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1977% | 313 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7913% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7915% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7918% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8141% | 649 |
| Percentage Net Loans Charged-off:Construction & development | 1.0758% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3707% | 787 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9329% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9331% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2573% | 784 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2798% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 1.3044% | 1,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5342% | 1,491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4955% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4958% | 548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2558% | 3,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2558% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2294% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2483% | 727 |
| Percentage Net Loans Charged-off:Construction & development | 1.0507% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5261% | 1,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4732% | 544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4735% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6935% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6935% | 1,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2951% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3170% | 714 |
| Percentage Net Loans Charged-off:Construction & development | 1.0954% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4875% | 1,268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5581% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5584% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3655% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3903% | 662 |
| Percentage Net Loans Charged-off:Construction & development | 1.0303% | 965 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0201% | 662 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5370% | 530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5370% | 543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7596% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7866% | 790 |
| Percentage Net Loans Charged-off:Construction & development | 1.5056% | 1,899 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4330% | 425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1117% | 924 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8374% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8374% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2494% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6912% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7167% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 1.4518% | 1,707 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2306% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4012% | 656 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7618% | 599 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.7618% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,414 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6706% | 867 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6945% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 1.2922% | 1,572 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8052% | 580 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0702% | 640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8361% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8361% | 622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1621% | 575 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1857% | 514 |
| Percentage Net Loans Charged-off:Construction & development | 1.4777% | 1,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8944% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1563% | 396 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2740% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.2740% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9726% | 1,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9823% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 1.2151% | 2,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8275% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.2299% | 170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9448% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.9448% | 700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4948% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2071% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2152% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 1.5240% | 2,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.8840% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.8130% | 119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1981% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.1981% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0854% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3505% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3564% | 673 |
| Percentage Net Loans Charged-off:Construction & development | 1.7389% | 1,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5471% | 424 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4928% | 326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5151% | 437 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.5151% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7522% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7020% | 594 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7012% | 528 |
| Percentage Net Loans Charged-off:Construction & development | 2.6114% | 1,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.9827% | 314 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0022% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7857% | 373 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.7857% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3107% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2830% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3030% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 2.1500% | 2,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2278% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.5972% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3460% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.3460% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 5,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2258% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0065% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0253% | 825 |
| Percentage Net Loans Charged-off:Construction & development | 2.1546% | 1,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1022% | 398 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.4944% | 125 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9919% | 535 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.9919% | 553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0108% | 773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7621% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7795% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 1.5859% | 1,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4876% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5992% | 142 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8868% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.8868% | 536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4505% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9348% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9668% | 575 |
| Percentage Net Loans Charged-off:Construction & development | 2.1189% | 931 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5155% | 330 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0587% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9845% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.9845% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2626% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2762% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.6267% | 1,877 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4853% | 346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9564% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4092% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4092% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1461% | 1,444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3176% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3268% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 0.7034% | 1,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6887% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2647% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4270% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4270% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3043% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3375% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3483% | 353 |
| Percentage Net Loans Charged-off:Construction & development | 0.7934% | 859 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9671% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4114% | 287 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4114% | 264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4821% | 345 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4928% | 226 |
| Percentage Net Loans Charged-off:Construction & development | 0.8373% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3004% | 61 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3809% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3809% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7027% | 731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7241% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.4618% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1034% | 233 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0836% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6880% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6880% | 382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5526% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5579% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.2743% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7097% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0083% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5715% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5715% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5129% | 695 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5180% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 0.2414% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4529% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5190% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5726% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5726% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5608% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5666% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.3992% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0798% | 8,167 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7350% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7350% | 208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5714% | 612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5783% | 217 |
| Percentage Net Loans Charged-off:Construction & development | 0.2893% | 299 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3459% | 403 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3261% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6667% | 222 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6667% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5185% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5249% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0975% | 366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3942% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1272% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6194% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6194% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5814% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5886% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.1554% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3455% | 277 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0649% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6965% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6965% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6275% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6357% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.6925% | 66 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2420% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2099% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7789% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.7789% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5306% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5365% | 205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0612% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1968% | 576 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1781% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6977% | 196 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6977% | 212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 19.3798% | 15 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4813% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4855% | 217 |
| Percentage Net Loans Charged-off:Construction & development | -0.1846% | 7,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0483% | 788 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.1447% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6895% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6895% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 37.5493% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2836% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2818% | 432 |
| Percentage Net Loans Charged-off:Construction & development | -0.6234% | 7,867 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0395% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8074% | 43 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6025% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6025% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 85.7265% | 1 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3682% | 952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3610% | 309 |
| Percentage Net Loans Charged-off:Construction & development | -0.1220% | 7,819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0283% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3118% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5842% | 246 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5842% | 260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 228.5714% | 2 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7467% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7609% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.7103% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3150% | 588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4264% | 95 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9691% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.9691% | 166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7267% | 8,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2729% | 1,013 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7537% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7721% | 159 |
| Percentage Net Loans Charged-off:Construction & development | 0.6409% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0772% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5484% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0788% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.0788% | 133 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8012% | 8,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1570% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9470% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9697% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.8686% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2715% | 8,665 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8094% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4544% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.4544% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2191% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9672% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9864% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.8229% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6758% | 8,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9252% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6262% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6262% | 87 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4062% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1360% | 496 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2742% | 112 |
| Percentage Net Loans Charged-off:Construction & development | 1.1193% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9492% | 124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9138% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1326% | 141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1340% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -13.6305% | 8,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8103% | 7,943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1538% | 418 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3201% | 86 |
| Percentage Net Loans Charged-off:Construction & development | 0.8991% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3990% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8722% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1011% | 138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1027% | 148 |
| Percentage Net Loans Charged-off: Commercial and industrial | -14.8647% | 8,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3189% | 7,974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4222% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6613% | 62 |
| Percentage Net Loans Charged-off:Construction & development | 1.1793% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4350% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7960% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2329% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2352% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -20.9066% | 8,774 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3183% | 7,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1211% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4338% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.2725% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2057% | 57 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1694% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1717% | 138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.2375% | 7,994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7952% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8207% | 81 |
| Percentage Net Loans Charged-off:Construction & development | 0.9652% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2028% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1948% | 68 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5578% | 89 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5600% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.4001% | 147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5458% | 983 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8242% | 913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8882% | 177 |
| Percentage Net Loans Charged-off:Construction & development | 1.2456% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8801% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7650% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7432% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3135% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7441% | 245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3624% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | 39.6825% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0805% | 1,613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8112% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3811% | 60 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1302% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3526% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4454% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1867% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4442% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1155% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0303% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 17.8571% | 32 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9028% | 24 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 4,987 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0773% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7884% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 23.7624% | 4 |
| Percentage Net Loans Charged-off: Credit card loans | 88.8889% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0440% | 6,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1107% | 244 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1602% | 1,339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0430% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1301% | 13 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0269% | 1,238 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.9703% | 1,496 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1071% | 5,349 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0616% | 6,670 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 5,911 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 10,089 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 4,776 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2747% | 6,274 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |