Home > First National Bank Northwest Ohio > Loan Charge- Offs and Recoveries

First National Bank Northwest Ohio, Loan Charge- Offs and Recoveries

1998-12-31 (YTD Data)Rank
Total charge-offs$1,555,000682
Loans secured by real estate, total$129,0001,084
To non-U.S. addressees$013
Real estate loans in domestic offices$129,0001,082
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$129,000698
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$1,240,000285
Loans to individuals$186,0001,563
Credit card loan charge offs$1,0003,298
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$185,0001,313
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$67,0002,786
Loans secured by real estate, total$10,0002,135
To non-U.S. addressees$010
Real estate loans in domestic offices$10,0002,136
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$10,0001,424
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$2,000162
Commercial and industrial loans$3,0004,948
Loans to individuals$49,0001,610
Credit card loan recoveries$1,0002,046
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$48,0001,445
Loans to foreign governments and official institutions$014
Other loans$3,000223
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,488,000565
Loans secured by real estate, total$119,000889
To non-U.S. addressees$012
Real estate loans in domestic offices$119,000887
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$119,000602
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$-2,0001,055
Commercial and industrial loans$1,237,000227
To non-U.S. addressees$036
Loans to individuals$137,0001,535
Credit card loan net charge offs$03,434
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$137,0001,279
Loans to foreign governments and official institutions$010
Other loans$-3,0001,068
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$218,0003,083
Loans secured by real estate, total$5,0004,179
To non-U.S. addressees$011
Real estate loans in domestic offices$5,0004,178
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$5,0003,360
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$10,000166
Commercial and industrial loans$5,0006,080
Loans to individuals$144,0001,990
Credit card loan charge offs$22,0001,520
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$122,0001,944
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$54,000179
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$57,0003,384
Loans secured by real estate, total$11,0002,311
To non-U.S. addressees$012
Real estate loans in domestic offices$11,0002,313
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$11,0001,497
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$8,000154
Commercial and industrial loans$06,592
Loans to individuals$34,0002,191
Credit card loan recoveries$4,0001,284
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$30,0002,166
Loans to foreign governments and official institutions$027
Other loans$4,000224
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$161,0002,912
Loans secured by real estate, total$-6,0009,662
To non-U.S. addressees$010
Real estate loans in domestic offices$-6,0009,683
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$-6,00010,154
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$2,000132
Commercial and industrial loans$5,0004,837
To non-U.S. addressees$021
Loans to individuals$110,0001,914
Credit card loan net charge offs$18,0001,548
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$92,0001,843
Loans to foreign governments and official institutions$07
Other loans$-4,0001,082
Lease financing receivables$54,000162
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$256,0002,906
Loans secured by real estate, total$43,0002,364
To non-U.S. addressees$010
Real estate loans in domestic offices$43,0002,364
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$43,0001,621
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$27,000148
Commercial and industrial loans$10,0005,780
Loans to individuals$176,0001,741
Credit card loan charge offs$39,0001,161
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$137,0001,785
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$85,0002,757
Loans secured by real estate, total$27,0001,724
To non-U.S. addressees$08
Real estate loans in domestic offices$27,0001,724
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$27,000996
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$17,000132
Commercial and industrial loans$07,068
Loans to individuals$34,0002,299
Credit card loan recoveries$6,0001,115
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$28,0002,377
Loans to foreign governments and official institutions$032
Other loans$7,000252
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$171,0002,941
Loans secured by real estate, total$16,0002,740
To non-U.S. addressees$07
Real estate loans in domestic offices$16,0002,739
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$16,0002,129
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$10,000144
Commercial and industrial loans$10,0004,535
To non-U.S. addressees$022
Loans to individuals$142,0001,588
Credit card loan net charge offs$33,0001,144
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$109,0001,596
Loans to foreign governments and official institutions$05
Other loans$-7,0001,130
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$393,0002,116
Loans secured by real estate, total$4,0004,850
To non-U.S. addressees$015
Real estate loans in domestic offices$4,0004,848
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$4,0003,762
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$200,00017
To foreign banks$200,00016
Loans to finance agricultural production and other loans to farmers$28,000117
Commercial and industrial loans$13,0005,507
Loans to individuals$148,0001,783
Credit card loan charge offs$148,000608
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$09,309
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$146,0001,923
Loans secured by real estate, total$82,0001,015
To non-U.S. addressees$013
Real estate loans in domestic offices$82,0001,014
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$82,000450
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$1,000212
Commercial and industrial loans$5,0005,626
Loans to individuals$58,0001,556
Credit card loan recoveries$58,000420
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$08,760
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$247,0002,197
Loans secured by real estate, total$-78,00011,672
To non-U.S. addressees$012
Real estate loans in domestic offices$-78,00011,702
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-78,00011,876
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutions$200,00016
To foreign banks$200,00015
Loans to finance agricultural production and other loans to farmers$27,00079
Commercial and industrial loans$8,0004,562
To non-U.S. addressees$8,00020
Loans to individuals$90,0001,895
Credit card loan net charge offs$90,000677
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,848
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$62,0006,314
Loans secured by real estate, total$6,0005,142
To non-U.S. addressees$013
Real estate loans in domestic offices$6,0005,140
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$6,0003,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$6,000159
Commercial and industrial loans$5,0006,778
Loans to individuals$45,0003,711
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$45,0003,317
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$91,0003,094
Loans secured by real estate, total$39,0001,754
To non-U.S. addressees$012
Real estate loans in domestic offices$39,0001,754
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$39,000884
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$6,000172
Commercial and industrial loans$1,0007,658
Loans to individuals$45,0001,989
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$45,0001,795
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$-29,00011,539
Loans secured by real estate, total$-33,00011,922
To non-U.S. addressees$09
Real estate loans in domestic offices$-33,00011,959
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$-33,00012,335
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$4,0004,992
To non-U.S. addressees$026
Loans to individuals$08,491
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$07,947
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$141,0005,005
Loans secured by real estate, total$41,0003,631
To non-U.S. addressees$019
Real estate loans in domestic offices$41,0003,630
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$41,0002,297
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$12,0006,912
Loans to individuals$88,0002,675
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$88,0002,351
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$101,0003,119
Loans secured by real estate, total$37,0001,892
To non-U.S. addressees$016
Real estate loans in domestic offices$37,0001,892
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$37,000953
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$8,000160
Commercial and industrial loans$8,0006,071
Loans to individuals$48,0002,026
Credit card loan recoveries$1,0002,231
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$47,0001,874
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$40,0006,513
Loans secured by real estate, total$4,0005,459
To non-U.S. addressees$018
Real estate loans in domestic offices$4,0005,458
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$4,0004,264
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$-8,0001,082
Commercial and industrial loans$4,0006,099
To non-U.S. addressees$036
Loans to individuals$40,0003,276
Credit card loan net charge offs$-1,00012,988
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$41,0002,759
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$281,0004,189
Loans secured by real estate, total$38,0004,630
To non-U.S. addressees$017
Real estate loans in domestic offices$38,0004,630
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$38,0002,859
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$8,000174
Commercial and industrial loans$66,0005,053
Loans to individuals$169,0002,104
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$169,0001,809
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$101,0003,252
Loans secured by real estate, total$25,0002,356
To non-U.S. addressees$07
Real estate loans in domestic offices$25,0002,356
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$25,0001,278
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$11,000141
Commercial and industrial loans$09,301
Loans to individuals$65,0001,727
Credit card loan recoveries$4,0001,507
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$61,0001,617
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$180,0004,443
Loans secured by real estate, total$13,0005,540
To non-U.S. addressees$017
Real estate loans in domestic offices$13,0005,541
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$13,0003,904
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$-3,0001,106
Commercial and industrial loans$66,0004,166
To non-U.S. addressees$050
Loans to individuals$104,0002,286
Credit card loan net charge offs$-4,00013,845
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$108,0001,883
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.