Home > First National Bank Northwest Ohio > Net charge- offs to loans
First National Bank Northwest Ohio, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 2,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1783% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5469% | 107 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2478% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0265% | 1,257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 6,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0067% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0063% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8913% | 95 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2694% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 7,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1137% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0115% | 866 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2771% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4083% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0158% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 6,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0402% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0727% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0810% | 1,502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0091% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2096% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7530% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0282% | 72 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0090% | 10,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0310% | 1,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 9,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 1,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,018 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0045% | 923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1297% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0418% | 1,274 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0403% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 9,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0928% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3589% | 1,094 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3213% | 1,306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0161% | 1,166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |