Home > First National Bank Northwest Ohio > Assets and Liabilities
First National Bank Northwest Ohio, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 175 | 959 |
| Assets and Liabilities | ||
| Total Assets: | $542,520,000 | 879 |
| Cash and due from depository institutions | $21,402,000 | 959 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $85,304,000 | 1,374 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $420,761,000 | 717 |
| Loan loss allowance | $6,366,000 | 669 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $7,039,000 | 1,093 |
| Other real estate owned | $0 | 959 |
| Goodwill and other intangibles | $2,458,000 | 914 |
| All other assets | $5,556,000 | 1,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $542,520,000 | 879 |
| Total liabilities | $508,691,000 | 847 |
| Total deposits | $423,993,000 | 864 |
| Interest-bearing deposits | $377,508,000 | 829 |
| Deposits held in domestic offices | $423,993,000 | 861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,604,000 | 468 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,271,000 | 921 |
| Subordinated debt | $6,000,000 | 172 |
| All other liabilities | $3,823,000 | 1,206 |
| Total equity capital | $33,829,000 | 1,333 |
| Total bank equity capital | $33,829,000 | 1,333 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,501,000 | 532 |
| Surplus | $11,111,000 | 1,403 |
| Undivided profits | $16,217,000 | 1,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $905,000 | 2,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,742,000 | 739 |
| Earning assets | $506,065,000 | 866 |
| Long-term assets (5+ years) | $112,818,000 | 801 |
| Average Assets, year-to-date | $536,506,000 | 853 |
| Average Assets, quarterly | $537,289,000 | 870 |
| Volatile liabilities | $87,171,000 | 925 |
| Insider loans | $15,993,000 | 227 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $16,211,000 | 267 |
| Unused loan commitments | $96,318,000 | 733 |
| Tier 1 (core) risk-based capital | $32,579,700 | 1,300 |
| Tier 2 risk-based capital | $11,509,570 | 409 |
| Total risk weighted assets | $430,067,370 | 713 |
| Total unused commitments | $96,318,000 | 738 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 190 | 926 |
| Assets and Liabilities | ||
| Total Assets: | $528,942,000 | 908 |
| Cash and due from depository institutions | $19,515,000 | 926 |
| Interest-bearing balances | $412,000 | 3,282 |
| Securities | $96,494,000 | 1,192 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,125 |
| Net loans & leases | $386,020,000 | 790 |
| Loan loss allowance | $2,961,000 | 1,263 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,387,000 | 1,022 |
| Other real estate owned | $22,000 | 926 |
| Goodwill and other intangibles | $2,693,000 | 829 |
| All other assets | $4,911,000 | 1,564 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $528,942,000 | 908 |
| Total liabilities | $486,671,000 | 895 |
| Total deposits | $438,556,000 | 861 |
| Interest-bearing deposits | $398,413,000 | 817 |
| Deposits held in domestic offices | $438,556,000 | 856 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,995,000 | 700 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $22,498,000 | 901 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,622,000 | 1,268 |
| Total equity capital | $42,271,000 | 1,068 |
| Total bank equity capital | $42,271,000 | 1,068 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,501,000 | 550 |
| Surplus | $11,111,000 | 1,407 |
| Undivided profits | $24,659,000 | 1,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,691,000 | 1,577 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,356,000 | 921 |
| Earning assets | $494,826,000 | 884 |
| Long-term assets (5+ years) | $90,614,000 | 841 |
| Average Assets, year-to-date | $530,291,600 | 856 |
| Average Assets, quarterly | $530,944,500 | 883 |
| Volatile liabilities | $76,448,000 | 1,021 |
| Insider loans | $17,031,000 | 228 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,341,000 | 549 |
| Unused loan commitments | $102,161,000 | 642 |
| Tier 1 (core) risk-based capital | $40,528,900 | 1,042 |
| Tier 2 risk-based capital | $2,961,000 | 1,077 |
| Total risk weighted assets | $405,156,700 | 754 |
| Total unused commitments | $102,161,000 | 647 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 180 | 1,026 |
| Assets and Liabilities | ||
| Total Assets: | $526,885,000 | 931 |
| Cash and due from depository institutions | $16,986,000 | 1,026 |
| Interest-bearing balances | $290,000 | 3,676 |
| Securities | $108,064,000 | 1,096 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $386,222,000 | 811 |
| Loan loss allowance | $1,922,000 | 1,978 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,776,000 | 1,006 |
| Other real estate owned | $0 | 1,026 |
| Goodwill and other intangibles | $1,310,000 | 1,120 |
| All other assets | $6,527,000 | 1,285 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $526,885,000 | 931 |
| Total liabilities | $485,624,000 | 916 |
| Total deposits | $439,811,000 | 893 |
| Interest-bearing deposits | $401,768,000 | 842 |
| Deposits held in domestic offices | $439,811,000 | 886 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,973,000 | 735 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $17,947,000 | 1,001 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,893,000 | 1,202 |
| Total equity capital | $41,261,000 | 1,105 |
| Total bank equity capital | $41,261,000 | 1,105 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $6,501,000 | 579 |
| Surplus | $11,111,000 | 1,462 |
| Undivided profits | $23,649,000 | 1,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,349,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,505,000 | 877 |
| Earning assets | $494,576,000 | 914 |
| Long-term assets (5+ years) | $99,365,000 | 725 |
| Average Assets, year-to-date | $517,317,000 | 916 |
| Average Assets, quarterly | $521,816,500 | 936 |
| Volatile liabilities | $74,645,000 | 1,054 |
| Insider loans | $17,037,000 | 269 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,034,000 | 742 |
| Unused loan commitments | $73,959,000 | 830 |
| Tier 1 (core) risk-based capital | $39,959,000 | 1,083 |
| Tier 2 risk-based capital | $1,922,000 | 1,648 |
| Total risk weighted assets | $399,877,100 | 786 |
| Total unused commitments | $73,959,000 | 834 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 177 | 1,078 |
| Assets and Liabilities | ||
| Total Assets: | $522,937,000 | 954 |
| Cash and due from depository institutions | $26,280,000 | 1,078 |
| Interest-bearing balances | $297,000 | 3,864 |
| Securities | $106,934,000 | 1,172 |
| Federal funds sold & reverse repurchase agreements | $19,400,000 | 738 |
| Net loans & leases | $355,355,000 | 878 |
| Loan loss allowance | $1,549,000 | 2,418 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $7,960,000 | 950 |
| Other real estate owned | $54,000 | 1,078 |
| Goodwill and other intangibles | $1,588,000 | 963 |
| All other assets | $5,366,000 | 1,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $522,937,000 | 954 |
| Total liabilities | $484,477,000 | 937 |
| Total deposits | $450,524,000 | 881 |
| Interest-bearing deposits | $408,633,000 | 855 |
| Deposits held in domestic offices | $450,524,000 | 873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,980,000 | 779 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $8,371,000 | 1,285 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,602,000 | 1,322 |
| Total equity capital | $38,460,000 | 1,184 |
| Total bank equity capital | $38,460,000 | 1,184 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $6,501,000 | 582 |
| Surplus | $11,111,000 | 1,458 |
| Undivided profits | $20,848,000 | 1,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $781,000 | 3,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,191,000 | 1,040 |
| Earning assets | $481,986,000 | 958 |
| Long-term assets (5+ years) | $102,585,000 | 670 |
| Average Assets, year-to-date | $495,314,800 | 968 |
| Average Assets, quarterly | $514,055,500 | 955 |
| Volatile liabilities | $66,145,000 | 1,074 |
| Insider loans | $16,631,000 | 296 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,660,000 | 665 |
| Unused loan commitments | $84,559,000 | 762 |
| Tier 1 (core) risk-based capital | $36,200,000 | 1,204 |
| Tier 2 risk-based capital | $1,549,000 | 1,985 |
| Total risk weighted assets | $352,064,900 | 876 |
| Total unused commitments | $84,559,000 | 767 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 166 | 1,177 |
| Assets and Liabilities | ||
| Total Assets: | $465,581,000 | 1,028 |
| Cash and due from depository institutions | $19,089,000 | 1,177 |
| Interest-bearing balances | $399,000 | 3,589 |
| Securities | $97,876,000 | 1,318 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 2,664 |
| Net loans & leases | $331,166,000 | 899 |
| Loan loss allowance | $1,796,000 | 2,164 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,411,000 | 864 |
| Other real estate owned | $83,000 | 1,177 |
| Goodwill and other intangibles | $1,866,000 | 820 |
| All other assets | $3,890,000 | 2,118 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $465,581,000 | 1,028 |
| Total liabilities | $429,919,000 | 1,016 |
| Total deposits | $404,373,000 | 956 |
| Interest-bearing deposits | $373,860,000 | 900 |
| Deposits held in domestic offices | $404,373,000 | 945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,172,000 | 1,064 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,773,000 | 1,328 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,601,000 | 1,457 |
| Total equity capital | $35,662,000 | 1,158 |
| Total bank equity capital | $35,662,000 | 1,158 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $6,501,000 | 568 |
| Surplus | $11,111,000 | 1,400 |
| Undivided profits | $18,050,000 | 1,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $160,000 | 7,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,402,000 | 1,382 |
| Earning assets | $432,641,000 | 1,013 |
| Long-term assets (5+ years) | $104,344,000 | 650 |
| Average Assets, year-to-date | $457,839,200 | 1,011 |
| Average Assets, quarterly | $462,139,000 | 1,024 |
| Volatile liabilities | $48,775,000 | 1,282 |
| Insider loans | $16,407,000 | 293 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $5,562,000 | 244 |
| Unused loan commitments | $40,840,000 | 1,145 |
| Tier 1 (core) risk-based capital | $35,420,000 | 1,162 |
| Tier 2 risk-based capital | $1,796,000 | 1,741 |
| Total risk weighted assets | $322,003,600 | 909 |
| Total unused commitments | $40,840,000 | 1,152 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 194 | 1,065 |
| Assets and Liabilities | ||
| Total Assets: | $463,117,000 | 1,045 |
| Cash and due from depository institutions | $14,555,000 | 1,065 |
| Interest-bearing balances | $351,000 | 4,863 |
| Securities | $95,190,000 | 1,427 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 864 |
| Net loans & leases | $323,999,000 | 901 |
| Loan loss allowance | $3,407,000 | 1,329 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,753,000 | 822 |
| Other real estate owned | $280,000 | 1,065 |
| Goodwill and other intangibles | $2,144,000 | 674 |
| All other assets | $3,196,000 | 2,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $463,117,000 | 1,045 |
| Total liabilities | $426,238,000 | 1,044 |
| Total deposits | $401,666,000 | 993 |
| Interest-bearing deposits | $368,312,000 | 945 |
| Deposits held in domestic offices | $401,666,000 | 982 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,978,000 | 927 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,151,000 | 1,138 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,443,000 | 1,553 |
| Total equity capital | $36,879,000 | 1,118 |
| Total bank equity capital | $36,879,000 | 1,118 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $6,501,000 | 551 |
| Surplus | $11,111,000 | 1,323 |
| Undivided profits | $19,267,000 | 1,228 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 6,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $861,000 | 2,054 |
| Earning assets | $434,540,000 | 1,016 |
| Long-term assets (5+ years) | $131,025,000 | 527 |
| Average Assets, year-to-date | $446,429,000 | 1,048 |
| Average Assets, quarterly | $459,075,500 | 1,040 |
| Volatile liabilities | $49,903,000 | 1,198 |
| Insider loans | $3,801,000 | 1,083 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $31,771,000 | 150 |
| Unused loan commitments | $28,438,000 | 1,490 |
| Tier 1 (core) risk-based capital | $34,162,000 | 1,158 |
| Tier 2 risk-based capital | $3,407,000 | 993 |
| Total risk weighted assets | $303,838,600 | 957 |
| Total unused commitments | $28,438,000 | 1,516 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 175 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $429,048,000 | 1,145 |
| Cash and due from depository institutions | $12,379,000 | 1,225 |
| Interest-bearing balances | $428,000 | 5,169 |
| Securities | $105,516,000 | 1,274 |
| Federal funds sold & reverse repurchase agreements | $15,000,000 | 1,105 |
| Net loans & leases | $280,257,000 | 1,040 |
| Loan loss allowance | $3,447,000 | 1,369 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,811,000 | 928 |
| Other real estate owned | $776,000 | 1,225 |
| Goodwill and other intangibles | $2,452,000 | 647 |
| All other assets | $4,857,000 | 1,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $429,048,000 | 1,145 |
| Total liabilities | $397,287,000 | 1,142 |
| Total deposits | $382,156,000 | 1,093 |
| Interest-bearing deposits | $360,246,000 | 1,028 |
| Deposits held in domestic offices | $382,156,000 | 1,082 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,256,000 | 944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $498,000 | 3,186 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,377,000 | 1,248 |
| Total equity capital | $31,761,000 | 1,224 |
| Total bank equity capital | $31,761,000 | 1,224 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,501,000 | 557 |
| Surplus | $11,111,000 | 1,290 |
| Undivided profits | $14,149,000 | 1,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 8,574 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,876,000 | 1,030 |
| Earning assets | $401,201,000 | 1,122 |
| Long-term assets (5+ years) | $77,495,000 | 794 |
| Average Assets, year-to-date | $410,896,400 | 1,179 |
| Average Assets, quarterly | $428,286,000 | 1,146 |
| Volatile liabilities | $43,992,000 | 1,294 |
| Insider loans | $4,334,000 | 109 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $12,261,000 | 209 |
| Unused loan commitments | $26,581,000 | 1,479 |
| Tier 1 (core) risk-based capital | $29,309,000 | 1,288 |
| Tier 2 risk-based capital | $3,418,700 | 1,004 |
| Total risk weighted assets | $273,467,700 | 1,073 |
| Total unused commitments | $26,581,000 | 1,495 |
| Derivatives | $0 | 651 |