Home > First National Bank North > Income and Expense

First National Bank North, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$11,559,0001,138
Total interest expense$3,390,0001,303
Net interest income$8,169,0001,047
Provision for loan and lease losses$150,0001,175
Total noninterest income$1,451,0001,045
Gross Fiduciary activities income$0918
Service charges on deposit accounts$192,0001,218
Trading account gains and fees$0116
Additional Noninterest Income$1,259,000835
Total noninterest expense$4,927,0001,298
Salaries and employee benefits$3,271,0001,147
Premises and equipment expense$581,0001,124
Additional noninterest expense$1,259,000835
Pre-tax net operating income$4,543,000769
Securities gains (losses)$0665
Applicable income taxes$03,151
Income before extraordinary items$4,543,000666
Extraordinary gains, net$047
Net income$4,543,000678
Minority interest net income$065
Net income of bank and minority interests.$4,543,000666
Net charge-offs$58,000967
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$4,543,000663
2024-12-31 (YTD Data)Rank
Total interest income$45,500,0001,144
Total interest expense$13,071,0001,390
Net interest income$32,429,0001,000
Provision for loan and lease losses$608,0001,230
Total noninterest income$5,306,0001,137
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$751,0001,265
Trading account gains and fees$0138
Additional Noninterest Income$4,555,000928
Total noninterest expense$19,218,0001,287
Salaries and employee benefits$12,338,0001,169
Premises and equipment expense$2,141,0001,158
Additional noninterest expense$4,555,000928
Pre-tax net operating income$17,909,000737
Securities gains (losses)$0940
Applicable income taxes$03,278
Income before extraordinary items$17,909,000635
Extraordinary gains, net$053
Net income$17,909,000642
Minority interest net income$090
Net income of bank and minority interests.$17,909,000635
Net charge-offs$177,0001,426
Cash dividends$9,532,000537
Sale, conversion, retirement of capital stock, net$0564
Net operating income$17,909,000637
2024-09-30 (YTD Data)Rank
Total interest income$33,063,0001,151
Total interest expense$9,584,0001,409
Net interest income$23,479,0001,026
Provision for loan and lease losses$458,0001,147
Total noninterest income$4,023,0001,128
Gross Fiduciary activities income$0972
Service charges on deposit accounts$568,0001,246
Trading account gains and fees$0139
Additional Noninterest Income$3,455,000913
Total noninterest expense$13,923,0001,305
Salaries and employee benefits$8,983,0001,188
Premises and equipment expense$1,737,0001,087
Additional noninterest expense$3,455,000913
Pre-tax net operating income$13,121,000735
Securities gains (losses)$0930
Applicable income taxes$03,278
Income before extraordinary items$13,121,000651
Extraordinary gains, net$051
Net income$13,121,000663
Minority interest net income$082
Net income of bank and minority interests.$13,121,000653
Net charge-offs$111,0001,332
Cash dividends$4,322,000706
Sale, conversion, retirement of capital stock, net$0527
Net operating income$13,121,000648
2024-06-30 (YTD Data)Rank
Total interest income$21,592,0001,160
Total interest expense$6,330,0001,394
Net interest income$15,262,0001,047
Provision for loan and lease losses$308,0001,084
Total noninterest income$2,611,0001,139
Gross Fiduciary activities income$0962
Service charges on deposit accounts$387,0001,216
Trading account gains and fees$0145
Additional Noninterest Income$2,224,000940
Total noninterest expense$9,220,0001,319
Salaries and employee benefits$5,997,0001,193
Premises and equipment expense$1,156,0001,087
Additional noninterest expense$2,224,000940
Pre-tax net operating income$8,345,000766
Securities gains (losses)$0628
Applicable income taxes$03,283
Income before extraordinary items$8,345,000658
Extraordinary gains, net$052
Net income$8,345,000667
Minority interest net income$084
Net income of bank and minority interests.$8,345,000660
Net charge-offs$91,0001,128
Cash dividends$2,530,000768
Sale, conversion, retirement of capital stock, net$0496
Net operating income$8,345,000654
2024-03-31 (YTD Data)Rank
Total interest income$10,766,0001,154
Total interest expense$3,174,0001,379
Net interest income$7,592,0001,044
Provision for loan and lease losses$120,0001,123
Total noninterest income$1,300,0001,142
Gross Fiduciary activities income$0895
Service charges on deposit accounts$193,0001,207
Trading account gains and fees$0121
Additional Noninterest Income$1,107,000934
Total noninterest expense$4,500,0001,346
Salaries and employee benefits$2,997,0001,191
Premises and equipment expense$558,0001,128
Additional noninterest expense$1,107,000934
Pre-tax net operating income$4,272,000738
Securities gains (losses)$0689
Applicable income taxes$03,183
Income before extraordinary items$4,272,000651
Extraordinary gains, net$051
Net income$4,272,000657
Minority interest net income$072
Net income of bank and minority interests.$4,272,000651
Net charge-offs$58,000893
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$4,272,000650
2023-12-31 (YTD Data)Rank
Total interest income$38,263,0001,160
Total interest expense$8,191,0001,472
Net interest income$30,072,0001,043
Provision for loan and lease losses$375,0001,482
Total noninterest income$4,871,0001,220
Gross Fiduciary activities income$0981
Service charges on deposit accounts$746,0001,263
Trading account gains and fees$0123
Additional Noninterest Income$4,125,0001,004
Total noninterest expense$17,517,0001,344
Salaries and employee benefits$11,358,0001,220
Premises and equipment expense$2,102,0001,166
Additional noninterest expense$4,125,0001,004
Pre-tax net operating income$17,051,000772
Securities gains (losses)$0988
Applicable income taxes$12,0003,274
Income before extraordinary items$17,039,000652
Extraordinary gains, net$054
Net income$17,039,000662
Minority interest net income$088
Net income of bank and minority interests.$17,039,000655
Net charge-offs$216,0001,120
Cash dividends$9,428,000516
Sale, conversion, retirement of capital stock, net$0540
Net operating income$17,039,000667
2023-09-30 (YTD Data)Rank
Total interest income$27,578,0001,172
Total interest expense$5,312,0001,516
Net interest income$22,266,0001,058
Provision for loan and lease losses$375,0001,178
Total noninterest income$3,719,0001,205
Gross Fiduciary activities income$0950
Service charges on deposit accounts$562,0001,255
Trading account gains and fees$0125
Additional Noninterest Income$3,157,000997
Total noninterest expense$13,020,0001,353
Salaries and employee benefits$8,442,0001,227
Premises and equipment expense$1,760,0001,056
Additional noninterest expense$3,157,000997
Pre-tax net operating income$12,590,000809
Securities gains (losses)$0849
Applicable income taxes$9,0003,303
Income before extraordinary items$12,581,000687
Extraordinary gains, net$052
Net income$12,581,000691
Minority interest net income$081
Net income of bank and minority interests.$12,581,000687
Net charge-offs$134,0001,055
Cash dividends$4,499,000665
Sale, conversion, retirement of capital stock, net$0507
Net operating income$12,581,000699
2023-06-30 (YTD Data)Rank
Total interest income$17,374,0001,194
Total interest expense$2,989,0001,569
Net interest income$14,385,0001,097
Provision for loan and lease losses$375,000911
Total noninterest income$2,350,0001,178
Gross Fiduciary activities income$0931
Service charges on deposit accounts$391,0001,196
Trading account gains and fees$0112
Additional Noninterest Income$1,959,000987
Total noninterest expense$8,508,0001,357
Salaries and employee benefits$5,531,0001,239
Premises and equipment expense$1,194,0001,033
Additional noninterest expense$1,959,000986
Pre-tax net operating income$7,852,000860
Securities gains (losses)$0938
Applicable income taxes$6,0003,340
Income before extraordinary items$7,846,000721
Extraordinary gains, net$051
Net income$7,846,000733
Minority interest net income$081
Net income of bank and minority interests.$7,846,000721
Net charge-offs$81,0001,005
Cash dividends$2,721,000690
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,846,000726
2023-03-31 (YTD Data)Rank
Total interest income$8,243,0001,230
Total interest expense$1,114,0001,712
Net interest income$7,129,0001,101
Provision for loan and lease losses$225,000825
Total noninterest income$1,161,0001,193
Gross Fiduciary activities income$0913
Service charges on deposit accounts$194,0001,213
Trading account gains and fees$097
Additional Noninterest Income$967,000987
Total noninterest expense$4,197,0001,386
Salaries and employee benefits$2,775,0001,254
Premises and equipment expense$632,0001,018
Additional noninterest expense$967,000987
Pre-tax net operating income$3,868,000902
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$3,868,000760
Extraordinary gains, net$04
Net income$3,868,000759
Minority interest net income$048
Net income of bank and minority interests.$3,868,000759
Net charge-offs$12,0001,306
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,868,000773
2022-12-31 (YTD Data)Rank
Total interest income$28,550,0001,192
Total interest expense$2,577,0001,322
Net interest income$25,973,0001,161
Provision for loan and lease losses$1,100,000761
Total noninterest income$4,959,0001,210
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$699,0001,348
Trading account gains and fees$0116
Additional Noninterest Income$4,260,0001,011
Total noninterest expense$15,780,0001,424
Salaries and employee benefits$10,278,0001,295
Premises and equipment expense$2,335,0001,061
Additional noninterest expense$4,260,0001,011
Pre-tax net operating income$14,052,000999
Securities gains (losses)$0691
Applicable income taxes$11,0003,508
Income before extraordinary items$14,041,000854
Extraordinary gains, net$05
Net income$14,041,000855
Minority interest net income$063
Net income of bank and minority interests.$14,041,000855
Net charge-offs$123,0001,142
Cash dividends$7,620,000568
Sale, conversion, retirement of capital stock, net$0568
Net operating income$14,041,000874
2022-09-30 (YTD Data)Rank
Total interest income$20,136,0001,197
Total interest expense$1,739,0001,149
Net interest income$18,397,0001,187
Provision for loan and lease losses$675,000802
Total noninterest income$3,903,0001,182
Gross Fiduciary activities income$0968
Service charges on deposit accounts$514,0001,382
Trading account gains and fees$0111
Additional Noninterest Income$3,389,000978
Total noninterest expense$11,620,0001,436
Salaries and employee benefits$7,581,0001,303
Premises and equipment expense$1,802,0001,033
Additional noninterest expense$3,389,000978
Pre-tax net operating income$10,005,0001,037
Securities gains (losses)$0740
Applicable income taxes$8,0003,507
Income before extraordinary items$9,997,000897
Extraordinary gains, net$04
Net income$9,997,000897
Minority interest net income$057
Net income of bank and minority interests.$9,997,000897
Net charge-offs$97,000943
Cash dividends$3,620,000739
Sale, conversion, retirement of capital stock, net$0519
Net operating income$9,997,000909
2022-06-30 (YTD Data)Rank
Total interest income$12,648,0001,214
Total interest expense$1,130,0001,016
Net interest income$11,518,0001,222
Provision for loan and lease losses$450,000730
Total noninterest income$2,633,0001,160
Gross Fiduciary activities income$0925
Service charges on deposit accounts$331,0001,391
Trading account gains and fees$0108
Additional Noninterest Income$2,302,000988
Total noninterest expense$7,673,0001,437
Salaries and employee benefits$5,040,0001,302
Premises and equipment expense$1,195,0001,033
Additional noninterest expense$1,438,0002,068
Pre-tax net operating income$6,028,0001,058
Securities gains (losses)$0687
Applicable income taxes$5,0003,467
Income before extraordinary items$6,023,000908
Extraordinary gains, net$04
Net income$6,023,000908
Minority interest net income$060
Net income of bank and minority interests.$6,023,000908
Net charge-offs$12,0001,527
Cash dividends$2,047,000817
Sale, conversion, retirement of capital stock, net$0494
Net operating income$6,023,000922
2022-03-31 (YTD Data)Rank
Total interest income$5,963,0001,231
Total interest expense$572,000970
Net interest income$5,391,0001,259
Provision for loan and lease losses$225,000608
Total noninterest income$1,446,0001,090
Gross Fiduciary activities income$0892
Service charges on deposit accounts$152,0001,478
Trading account gains and fees$0103
Additional Noninterest Income$1,294,000921
Total noninterest expense$3,810,0001,433
Salaries and employee benefits$2,509,0001,308
Premises and equipment expense$596,0001,043
Additional noninterest expense$705,0002,090
Pre-tax net operating income$2,802,0001,063
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,802,000936
Extraordinary gains, net$04
Net income$2,802,000935
Minority interest net income$050
Net income of bank and minority interests.$2,802,000936
Net charge-offs$3,0001,472
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,802,000945
2021-12-31 (YTD Data)Rank
Total interest income$24,875,0001,237
Total interest expense$2,686,0001,019
Net interest income$22,189,0001,244
Provision for loan and lease losses$900,000663
Total noninterest income$5,127,0001,295
Gross Fiduciary activities income$0994
Service charges on deposit accounts$502,0001,599
Trading account gains and fees$0132
Additional Noninterest Income$4,625,0001,130
Total noninterest expense$14,728,0001,473
Salaries and employee benefits$9,727,0001,322
Premises and equipment expense$2,032,0001,191
Additional noninterest expense$2,969,0002,001
Pre-tax net operating income$11,688,0001,145
Securities gains (losses)$02,062
Applicable income taxes$1,110,0001,532
Income before extraordinary items$10,578,0001,107
Extraordinary gains, net$010
Net income$10,578,0001,107
Minority interest net income$074
Net income of bank and minority interests.$10,578,0001,107
Net charge-offs$123,0001,248
Cash dividends$6,170,000670
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,578,0001,087
2021-09-30 (YTD Data)Rank
Total interest income$18,543,0001,267
Total interest expense$2,069,0001,041
Net interest income$16,474,0001,285
Provision for loan and lease losses$675,000630
Total noninterest income$3,861,0001,319
Gross Fiduciary activities income$0957
Service charges on deposit accounts$361,0001,642
Trading account gains and fees$0132
Additional Noninterest Income$3,500,0001,148
Total noninterest expense$10,827,0001,499
Salaries and employee benefits$7,086,0001,362
Premises and equipment expense$1,600,0001,159
Additional noninterest expense$2,141,0002,062
Pre-tax net operating income$8,833,0001,182
Securities gains (losses)$02,015
Applicable income taxes$8,0003,548
Income before extraordinary items$8,825,0001,054
Extraordinary gains, net$08
Net income$8,825,0001,055
Minority interest net income$069
Net income of bank and minority interests.$8,825,0001,055
Net charge-offs$82,0001,156
Cash dividends$3,843,000711
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,825,0001,032
2021-06-30 (YTD Data)Rank
Total interest income$12,165,0001,284
Total interest expense$1,435,0001,050
Net interest income$10,730,0001,290
Provision for loan and lease losses$450,000658
Total noninterest income$2,513,0001,330
Gross Fiduciary activities income$0951
Service charges on deposit accounts$231,0001,634
Trading account gains and fees$0133
Additional Noninterest Income$2,282,0001,179
Total noninterest expense$7,161,0001,508
Salaries and employee benefits$4,724,0001,352
Premises and equipment expense$1,049,0001,171
Additional noninterest expense$1,388,0002,079
Pre-tax net operating income$5,632,0001,203
Securities gains (losses)$01,818
Applicable income taxes$5,0003,542
Income before extraordinary items$5,627,0001,084
Extraordinary gains, net$06
Net income$5,627,0001,085
Minority interest net income$067
Net income of bank and minority interests.$5,627,0001,085
Net charge-offs$73,0001,027
Cash dividends$2,552,000700
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,627,0001,062
2021-03-31 (YTD Data)Rank
Total interest income$6,124,0001,272
Total interest expense$767,0001,034
Net interest income$5,357,0001,281
Provision for loan and lease losses$225,000730
Total noninterest income$1,327,0001,275
Gross Fiduciary activities income$0922
Service charges on deposit accounts$112,0001,658
Trading account gains and fees$0127
Additional Noninterest Income$1,215,0001,127
Total noninterest expense$3,545,0001,510
Salaries and employee benefits$2,358,0001,349
Premises and equipment expense$525,0001,174
Additional noninterest expense$662,0002,108
Pre-tax net operating income$2,914,0001,160
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,914,0001,047
Extraordinary gains, net$03
Net income$2,914,0001,047
Minority interest net income$055
Net income of bank and minority interests.$2,914,0001,047
Net charge-offs$61,000761
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,914,0001,020
2020-12-31 (YTD Data)Rank
Total interest income$25,182,0001,225
Total interest expense$4,114,0001,136
Net interest income$21,068,0001,229
Provision for loan and lease losses$1,650,0001,182
Total noninterest income$5,160,0001,239
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$570,0001,480
Trading account gains and fees$0133
Additional Noninterest Income$4,590,0001,082
Total noninterest expense$13,764,0001,517
Salaries and employee benefits$9,340,0001,327
Premises and equipment expense$1,941,0001,210
Additional noninterest expense$2,483,0002,206
Pre-tax net operating income$10,814,000997
Securities gains (losses)$02,675
Applicable income taxes$10,0003,498
Income before extraordinary items$10,804,000890
Extraordinary gains, net$04
Net income$10,804,000890
Minority interest net income$072
Net income of bank and minority interests.$10,804,000890
Net charge-offs$408,0001,107
Cash dividends$10,019,000449
Sale, conversion, retirement of capital stock, net$0566
Net operating income$10,804,000856
2020-09-30 (YTD Data)Rank
Total interest income$18,730,0001,234
Total interest expense$3,230,0001,154
Net interest income$15,500,0001,224
Provision for loan and lease losses$1,100,0001,279
Total noninterest income$3,815,0001,222
Gross Fiduciary activities income$0981
Service charges on deposit accounts$443,0001,428
Trading account gains and fees$0125
Additional Noninterest Income$3,372,0001,057
Total noninterest expense$10,388,0001,479
Salaries and employee benefits$6,974,0001,322
Premises and equipment expense$1,516,0001,166
Additional noninterest expense$1,898,0002,152
Pre-tax net operating income$7,827,000991
Securities gains (losses)$02,494
Applicable income taxes$8,0003,498
Income before extraordinary items$7,819,000880
Extraordinary gains, net$04
Net income$7,819,000880
Minority interest net income$065
Net income of bank and minority interests.$7,819,000880
Net charge-offs$345,000953
Cash dividends$3,541,000729
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,819,000846
2020-06-30 (YTD Data)Rank
Total interest income$12,486,0001,247
Total interest expense$2,224,0001,200
Net interest income$10,262,0001,239
Provision for loan and lease losses$650,0001,384
Total noninterest income$2,493,0001,179
Gross Fiduciary activities income$0970
Service charges on deposit accounts$330,0001,299
Trading account gains and fees$0123
Additional Noninterest Income$2,163,0001,021
Total noninterest expense$6,903,0001,472
Salaries and employee benefits$4,672,0001,306
Premises and equipment expense$1,004,0001,170
Additional noninterest expense$1,227,0002,193
Pre-tax net operating income$5,202,000921
Securities gains (losses)$02,249
Applicable income taxes$5,0003,476
Income before extraordinary items$5,197,000826
Extraordinary gains, net$04
Net income$5,197,000826
Minority interest net income$065
Net income of bank and minority interests.$5,197,000826
Net charge-offs$342,000747
Cash dividends$2,180,000755
Sale, conversion, retirement of capital stock, net$0504
Net operating income$5,197,000788
2020-03-31 (YTD Data)Rank
Total interest income$6,244,0001,251
Total interest expense$1,135,0001,295
Net interest income$5,109,0001,227
Provision for loan and lease losses$200,0001,434
Total noninterest income$1,327,0001,078
Gross Fiduciary activities income$0941
Service charges on deposit accounts$226,0001,195
Trading account gains and fees$0106
Additional Noninterest Income$1,101,000900
Total noninterest expense$3,423,0001,502
Salaries and employee benefits$2,340,0001,320
Premises and equipment expense$500,0001,191
Additional noninterest expense$583,0002,290
Pre-tax net operating income$2,813,000781
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,813,000696
Extraordinary gains, net$04
Net income$2,813,000696
Minority interest net income$056
Net income of bank and minority interests.$2,813,000696
Net charge-offs$252,000551
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,813,000672
2019-12-31 (YTD Data)Rank
Total interest income$25,322,0001,252
Total interest expense$4,249,0001,420
Net interest income$21,073,0001,203
Provision for loan and lease losses$825,0001,050
Total noninterest income$4,857,0001,149
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$906,0001,208
Trading account gains and fees$0135
Additional Noninterest Income$3,951,000972
Total noninterest expense$13,838,0001,448
Salaries and employee benefits$9,122,0001,303
Premises and equipment expense$1,808,0001,268
Additional noninterest expense$2,908,0001,977
Pre-tax net operating income$11,267,000958
Securities gains (losses)$02,379
Applicable income taxes$10,0003,663
Income before extraordinary items$11,257,000854
Extraordinary gains, net$011
Net income$11,257,000855
Minority interest net income$076
Net income of bank and minority interests.$11,257,000855
Net charge-offs$161,0001,862
Cash dividends$7,389,000599
Sale, conversion, retirement of capital stock, net$0626
Net operating income$11,257,000828
2019-09-30 (YTD Data)Rank
Total interest income$18,877,0001,269
Total interest expense$3,108,0001,447
Net interest income$15,769,0001,214
Provision for loan and lease losses$450,0001,249
Total noninterest income$3,599,0001,156
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$682,0001,207
Trading account gains and fees$0129
Additional Noninterest Income$2,917,000982
Total noninterest expense$10,292,0001,468
Salaries and employee benefits$6,687,0001,328
Premises and equipment expense$1,413,0001,237
Additional noninterest expense$2,192,0001,969
Pre-tax net operating income$8,626,000960
Securities gains (losses)$02,167
Applicable income taxes$8,0003,720
Income before extraordinary items$8,618,000847
Extraordinary gains, net$011
Net income$8,618,000848
Minority interest net income$072
Net income of bank and minority interests.$8,618,000848
Net charge-offs$113,0001,685
Cash dividends$4,122,000701
Sale, conversion, retirement of capital stock, net$0590
Net operating income$8,618,000826
2019-06-30 (YTD Data)Rank
Total interest income$12,386,0001,282
Total interest expense$2,006,0001,456
Net interest income$10,380,0001,226
Provision for loan and lease losses$300,0001,195
Total noninterest income$2,290,0001,161
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$472,0001,180
Trading account gains and fees$0131
Additional Noninterest Income$1,818,000997
Total noninterest expense$6,907,0001,464
Salaries and employee benefits$4,456,0001,321
Premises and equipment expense$943,0001,251
Additional noninterest expense$1,508,0001,928
Pre-tax net operating income$5,463,000969
Securities gains (losses)$01,702
Applicable income taxes$5,0003,726
Income before extraordinary items$5,458,000865
Extraordinary gains, net$011
Net income$5,458,000865
Minority interest net income$069
Net income of bank and minority interests.$5,458,000865
Net charge-offs$100,0001,413
Cash dividends$2,436,000760
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,458,000842
2019-03-31 (YTD Data)Rank
Total interest income$6,087,0001,288
Total interest expense$949,0001,488
Net interest income$5,138,0001,235
Provision for loan and lease losses$150,0001,133
Total noninterest income$1,182,0001,102
Gross Fiduciary activities income$0972
Service charges on deposit accounts$242,0001,158
Trading account gains and fees$0126
Additional Noninterest Income$940,000936
Total noninterest expense$3,415,0001,488
Salaries and employee benefits$2,186,0001,359
Premises and equipment expense$468,0001,274
Additional noninterest expense$761,0001,894
Pre-tax net operating income$2,755,000934
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,755,000838
Extraordinary gains, net$05
Net income$2,755,000837
Minority interest net income$052
Net income of bank and minority interests.$2,755,000837
Net charge-offs$102,000882
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,755,000820
2018-12-31 (YTD Data)Rank
Total interest income$23,549,0001,254
Total interest expense$3,081,0001,402
Net interest income$20,468,0001,217
Provision for loan and lease losses$705,0001,147
Total noninterest income$4,483,0001,167
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$975,0001,190
Trading account gains and fees$0126
Additional Noninterest Income$3,508,0001,020
Total noninterest expense$13,759,0001,445
Salaries and employee benefits$8,478,0001,353
Premises and equipment expense$1,797,0001,290
Additional noninterest expense$3,484,0001,682
Pre-tax net operating income$10,487,000994
Securities gains (losses)$01,125
Applicable income taxes$10,0003,744
Income before extraordinary items$10,477,000872
Extraordinary gains, net$06
Net income$10,477,000870
Minority interest net income$072
Net income of bank and minority interests.$10,477,000871
Net charge-offs$301,0001,332
Cash dividends$6,397,000602
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,477,000873
2018-09-30 (YTD Data)Rank
Total interest income$17,408,0001,252
Total interest expense$2,173,0001,407
Net interest income$15,235,0001,227
Provision for loan and lease losses$450,0001,204
Total noninterest income$3,437,0001,162
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$730,0001,200
Trading account gains and fees$0138
Additional Noninterest Income$2,707,0001,006
Total noninterest expense$10,174,0001,465
Salaries and employee benefits$6,359,0001,352
Premises and equipment expense$1,367,0001,273
Additional noninterest expense$2,448,0001,786
Pre-tax net operating income$8,048,000994
Securities gains (losses)$01,118
Applicable income taxes$7,0003,824
Income before extraordinary items$8,041,000858
Extraordinary gains, net$05
Net income$8,041,000856
Minority interest net income$066
Net income of bank and minority interests.$8,041,000857
Net charge-offs$210,0001,213
Cash dividends$3,564,000703
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,041,000852
2018-06-30 (YTD Data)Rank
Total interest income$11,359,0001,268
Total interest expense$1,330,0001,425
Net interest income$10,029,0001,232
Provision for loan and lease losses$300,0001,165
Total noninterest income$2,220,0001,182
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$508,0001,147
Trading account gains and fees$0130
Additional Noninterest Income$1,712,0001,051
Total noninterest expense$6,697,0001,483
Salaries and employee benefits$4,198,0001,366
Premises and equipment expense$899,0001,295
Additional noninterest expense$1,600,0001,818
Pre-tax net operating income$5,252,000990
Securities gains (losses)$0961
Applicable income taxes$5,0003,805
Income before extraordinary items$5,247,000861
Extraordinary gains, net$06
Net income$5,247,000859
Minority interest net income$065
Net income of bank and minority interests.$5,247,000860
Net charge-offs$116,0001,234
Cash dividends$2,328,000674
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,247,000856
2018-03-31 (YTD Data)Rank
Total interest income$5,530,0001,285
Total interest expense$627,0001,441
Net interest income$4,903,0001,255
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,089,0001,199
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$237,0001,222
Trading account gains and fees$0123
Additional Noninterest Income$852,0001,033
Total noninterest expense$3,292,0001,514
Salaries and employee benefits$2,092,0001,381
Premises and equipment expense$430,0001,372
Additional noninterest expense$770,0001,879
Pre-tax net operating income$2,550,000992
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,550,000860
Extraordinary gains, net$07
Net income$2,550,000861
Minority interest net income$052
Net income of bank and minority interests.$2,550,000860
Net charge-offs$33,0001,406
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,550,000850
2017-12-31 (YTD Data)Rank
Total interest income$21,930,0001,250
Total interest expense$2,345,0001,354
Net interest income$19,585,0001,235
Provision for loan and lease losses$700,0001,149
Total noninterest income$4,058,0001,270
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$902,0001,287
Trading account gains and fees$0151
Additional Noninterest Income$3,156,0001,124
Total noninterest expense$13,370,0001,492
Salaries and employee benefits$8,148,0001,388
Premises and equipment expense$1,766,0001,311
Additional noninterest expense$3,456,0001,728
Pre-tax net operating income$9,573,0001,021
Securities gains (losses)$02,243
Applicable income taxes$10,0003,888
Income before extraordinary items$9,563,000781
Extraordinary gains, net$09
Net income$9,563,000781
Minority interest net income$076
Net income of bank and minority interests.$9,563,000781
Net charge-offs$217,0001,762
Cash dividends$6,597,000522
Sale, conversion, retirement of capital stock, net$0711
Net operating income$9,563,000770
2017-09-30 (YTD Data)Rank
Total interest income$16,302,0001,260
Total interest expense$1,733,0001,360
Net interest income$14,569,0001,246
Provision for loan and lease losses$450,0001,230
Total noninterest income$3,105,0001,273
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$672,0001,308
Trading account gains and fees$0145
Additional Noninterest Income$2,433,0001,109
Total noninterest expense$9,985,0001,504
Salaries and employee benefits$6,087,0001,399
Premises and equipment expense$1,401,0001,254
Additional noninterest expense$2,497,0001,782
Pre-tax net operating income$7,239,0001,035
Securities gains (losses)$02,274
Applicable income taxes$7,0003,934
Income before extraordinary items$7,232,000831
Extraordinary gains, net$09
Net income$7,232,000832
Minority interest net income$071
Net income of bank and minority interests.$7,232,000831
Net charge-offs$96,0001,977
Cash dividends$3,380,000697
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,232,000820
2017-06-30 (YTD Data)Rank
Total interest income$10,636,0001,276
Total interest expense$1,135,0001,347
Net interest income$9,501,0001,272
Provision for loan and lease losses$300,0001,177
Total noninterest income$1,956,0001,321
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$455,0001,270
Trading account gains and fees$0139
Additional Noninterest Income$1,501,0001,189
Total noninterest expense$6,647,0001,512
Salaries and employee benefits$4,034,0001,406
Premises and equipment expense$969,0001,214
Additional noninterest expense$1,644,0001,789
Pre-tax net operating income$4,510,0001,077
Securities gains (losses)$01,906
Applicable income taxes$5,0003,952
Income before extraordinary items$4,505,000873
Extraordinary gains, net$011
Net income$4,505,000874
Minority interest net income$071
Net income of bank and minority interests.$4,505,000873
Net charge-offs$80,0001,680
Cash dividends$2,227,000694
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,505,000862
2017-03-31 (YTD Data)Rank
Total interest income$5,205,0001,286
Total interest expense$570,0001,309
Net interest income$4,635,0001,284
Provision for loan and lease losses$150,0001,115
Total noninterest income$952,0001,348
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$221,0001,306
Trading account gains and fees$0142
Additional Noninterest Income$731,0001,195
Total noninterest expense$3,328,0001,510
Salaries and employee benefits$2,020,0001,416
Premises and equipment expense$511,0001,172
Additional noninterest expense$797,0001,848
Pre-tax net operating income$2,109,0001,122
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$2,109,000894
Extraordinary gains, net$08
Net income$2,109,000895
Minority interest net income$055
Net income of bank and minority interests.$2,109,000894
Net charge-offs$35,0001,555
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,109,000880
2016-12-31 (YTD Data)Rank
Total interest income$20,511,0001,272
Total interest expense$2,371,0001,224
Net interest income$18,140,0001,278
Provision for loan and lease losses$800,0001,093
Total noninterest income$4,345,0001,266
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$946,0001,267
Trading account gains and fees$0170
Additional Noninterest Income$3,399,0001,106
Total noninterest expense$13,160,0001,492
Salaries and employee benefits$7,852,0001,390
Premises and equipment expense$1,691,0001,363
Additional noninterest expense$3,617,0001,691
Pre-tax net operating income$8,525,0001,048
Securities gains (losses)$03,212
Applicable income taxes$10,0003,999
Income before extraordinary items$8,515,000879
Extraordinary gains, net$05
Net income$8,515,000878
Minority interest net income$082
Net income of bank and minority interests.$8,515,000878
Net charge-offs$663,000898
Cash dividends$12,662,000308
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,515,000856
2016-09-30 (YTD Data)Rank
Total interest income$15,369,0001,283
Total interest expense$1,787,0001,208
Net interest income$13,582,0001,288
Provision for loan and lease losses$450,0001,227
Total noninterest income$3,335,0001,244
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$677,0001,314
Trading account gains and fees$0169
Additional Noninterest Income$2,658,0001,075
Total noninterest expense$9,823,0001,497
Salaries and employee benefits$5,976,0001,374
Premises and equipment expense$1,411,0001,251
Additional noninterest expense$2,436,0001,836
Pre-tax net operating income$6,644,0001,026
Securities gains (losses)$03,160
Applicable income taxes$7,0004,077
Income before extraordinary items$6,637,000845
Extraordinary gains, net$05
Net income$6,637,000845
Minority interest net income$071
Net income of bank and minority interests.$6,637,000845
Net charge-offs$514,000781
Cash dividends$9,628,000302
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,637,000823
2016-06-30 (YTD Data)Rank
Total interest income$10,174,0001,293
Total interest expense$1,196,0001,197
Net interest income$8,978,0001,301
Provision for loan and lease losses$300,0001,234
Total noninterest income$2,063,0001,286
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$463,0001,271
Trading account gains and fees$0157
Additional Noninterest Income$1,600,0001,135
Total noninterest expense$6,470,0001,522
Salaries and employee benefits$3,948,0001,392
Premises and equipment expense$941,0001,253
Additional noninterest expense$1,581,0001,887
Pre-tax net operating income$4,271,0001,049
Securities gains (losses)$02,835
Applicable income taxes$5,0004,087
Income before extraordinary items$4,266,000860
Extraordinary gains, net$016
Net income$4,266,000859
Minority interest net income$071
Net income of bank and minority interests.$4,266,000859
Net charge-offs$411,000687
Cash dividends$8,499,000245
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,266,000837
2016-03-31 (YTD Data)Rank
Total interest income$4,997,0001,303
Total interest expense$607,0001,173
Net interest income$4,390,0001,318
Provision for loan and lease losses$150,0001,146
Total noninterest income$972,0001,325
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$226,0001,290
Trading account gains and fees$0142
Additional Noninterest Income$746,0001,150
Total noninterest expense$3,158,0001,546
Salaries and employee benefits$1,962,0001,398
Premises and equipment expense$443,0001,322
Additional noninterest expense$753,0001,943
Pre-tax net operating income$2,054,0001,063
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$2,054,000862
Extraordinary gains, net$012
Net income$2,054,000863
Minority interest net income$062
Net income of bank and minority interests.$2,054,000863
Net charge-offs$270,000525
Cash dividends$6,500,000175
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,054,000842
2015-12-31 (YTD Data)Rank
Total interest income$19,840,0001,281
Total interest expense$2,657,0001,060
Net interest income$17,183,0001,312
Provision for loan and lease losses$743,0001,027
Total noninterest income$4,407,0001,218
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$886,0001,359
Trading account gains and fees$0159
Additional Noninterest Income$3,521,0001,042
Total noninterest expense$13,379,0001,465
Salaries and employee benefits$8,335,0001,306
Premises and equipment expense$1,860,0001,259
Additional noninterest expense$3,184,0001,900
Pre-tax net operating income$7,468,0001,139
Securities gains (losses)$03,216
Applicable income taxes$10,0004,095
Income before extraordinary items$7,458,000959
Extraordinary gains, net$023
Net income$7,458,000959
Minority interest net income$081
Net income of bank and minority interests.$7,458,000959
Net charge-offs$1,018,000680
Cash dividends$4,809,000690
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,458,000940
2015-09-30 (YTD Data)Rank
Total interest income$14,797,0001,293
Total interest expense$2,014,0001,057
Net interest income$12,783,0001,326
Provision for loan and lease losses$557,000956
Total noninterest income$3,357,0001,220
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$664,0001,368
Trading account gains and fees$0153
Additional Noninterest Income$2,693,0001,055
Total noninterest expense$10,046,0001,455
Salaries and employee benefits$6,220,0001,318
Premises and equipment expense$1,494,0001,201
Additional noninterest expense$2,332,0001,920
Pre-tax net operating income$5,537,0001,165
Securities gains (losses)$03,031
Applicable income taxes$7,0004,223
Income before extraordinary items$5,530,000965
Extraordinary gains, net$021
Net income$5,530,000965
Minority interest net income$078
Net income of bank and minority interests.$5,530,000965
Net charge-offs$885,000557
Cash dividends$2,510,000822
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,530,000938
2015-06-30 (YTD Data)Rank
Total interest income$9,788,0001,310
Total interest expense$1,345,0001,061
Net interest income$8,443,0001,340
Provision for loan and lease losses$371,000959
Total noninterest income$2,211,0001,245
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$450,0001,323
Trading account gains and fees$0157
Additional Noninterest Income$1,761,0001,060
Total noninterest expense$6,643,0001,478
Salaries and employee benefits$4,090,0001,336
Premises and equipment expense$987,0001,217
Additional noninterest expense$1,566,0001,927
Pre-tax net operating income$3,640,0001,170
Securities gains (losses)$02,636
Applicable income taxes$5,0004,231
Income before extraordinary items$3,635,000977
Extraordinary gains, net$022
Net income$3,635,000977
Minority interest net income$075
Net income of bank and minority interests.$3,635,000977
Net charge-offs$435,000709
Cash dividends$1,697,000819
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,635,000950
2015-03-31 (YTD Data)Rank
Total interest income$3,524,0001,771
Total interest expense$570,0001,236
Net interest income$2,954,0001,863
Provision for loan and lease losses$135,0001,198
Total noninterest income$731,0001,608
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$141,0001,902
Trading account gains and fees$0152
Additional Noninterest Income$590,0001,336
Total noninterest expense$2,161,0002,181
Salaries and employee benefits$1,327,0001,973
Premises and equipment expense$299,0001,941
Additional noninterest expense$535,0002,649
Pre-tax net operating income$1,389,0001,430
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$1,389,0001,215
Extraordinary gains, net$013
Net income$1,389,0001,215
Minority interest net income$064
Net income of bank and minority interests.$1,389,0001,216
Net charge-offs$23,0002,046
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,389,0001,176
2014-12-31 (YTD Data)Rank
Total interest income$14,498,0001,728
Total interest expense$2,456,0001,190
Net interest income$12,042,0001,824
Provision for loan and lease losses$480,0001,502
Total noninterest income$2,541,0001,774
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$611,0001,930
Trading account gains and fees$0180
Additional Noninterest Income$1,930,0001,498
Total noninterest expense$8,780,0002,149
Salaries and employee benefits$5,206,0001,968
Premises and equipment expense$1,148,0002,001
Additional noninterest expense$2,426,0002,462
Pre-tax net operating income$5,323,0001,439
Securities gains (losses)$03,259
Applicable income taxes$8,0004,244
Income before extraordinary items$5,315,0001,231
Extraordinary gains, net$017
Net income$5,315,0001,228
Minority interest net income$084
Net income of bank and minority interests.$5,315,0001,230
Net charge-offs$549,0001,382
Cash dividends$3,946,000747
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,315,0001,205
2014-09-30 (YTD Data)Rank
Total interest income$10,791,0001,750
Total interest expense$1,860,0001,191
Net interest income$8,931,0001,846
Provision for loan and lease losses$360,0001,463
Total noninterest income$1,916,0001,765
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$471,0001,894
Trading account gains and fees$0174
Additional Noninterest Income$1,445,0001,494
Total noninterest expense$6,551,0002,162
Salaries and employee benefits$3,826,0002,012
Premises and equipment expense$891,0001,948
Additional noninterest expense$1,834,0002,459
Pre-tax net operating income$3,936,0001,478
Securities gains (losses)$02,980
Applicable income taxes$7,0004,269
Income before extraordinary items$3,929,0001,234
Extraordinary gains, net$015
Net income$3,929,0001,231
Minority interest net income$081
Net income of bank and minority interests.$3,929,0001,233
Net charge-offs$140,0002,364
Cash dividends$2,065,000899
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,929,0001,222
2014-06-30 (YTD Data)Rank
Total interest income$7,178,0001,747
Total interest expense$1,252,0001,191
Net interest income$5,926,0001,847
Provision for loan and lease losses$240,0001,487
Total noninterest income$1,330,0001,686
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$322,0001,846
Trading account gains and fees$0172
Additional Noninterest Income$1,008,0001,439
Total noninterest expense$4,328,0002,169
Salaries and employee benefits$2,550,0002,019
Premises and equipment expense$596,0001,957
Additional noninterest expense$1,182,0002,529
Pre-tax net operating income$2,688,0001,411
Securities gains (losses)$02,580
Applicable income taxes$5,0004,257
Income before extraordinary items$2,683,0001,184
Extraordinary gains, net$020
Net income$2,683,0001,184
Minority interest net income$080
Net income of bank and minority interests.$2,683,0001,185
Net charge-offs$56,0002,694
Cash dividends$1,392,000896
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,683,0001,162
2014-03-31 (YTD Data)Rank
Total interest income$3,576,0001,743
Total interest expense$632,0001,194
Net interest income$2,944,0001,850
Provision for loan and lease losses$120,0001,448
Total noninterest income$662,0001,662
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$147,0001,973
Trading account gains and fees$0147
Additional Noninterest Income$515,0001,389
Total noninterest expense$2,159,0002,187
Salaries and employee benefits$1,268,0002,045
Premises and equipment expense$308,0001,934
Additional noninterest expense$583,0002,551
Pre-tax net operating income$1,327,0001,400
Securities gains (losses)$01,715
Applicable income taxes$3,0004,166
Income before extraordinary items$1,324,0001,158
Extraordinary gains, net$016
Net income$1,324,0001,159
Minority interest net income$066
Net income of bank and minority interests.$1,324,0001,159
Net charge-offs$31,0002,192
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,324,0001,141
2013-12-31 (YTD Data)Rank
Total interest income$14,817,0001,684
Total interest expense$2,836,0001,196
Net interest income$11,981,0001,798
Provision for loan and lease losses$595,0001,665
Total noninterest income$2,503,0001,841
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$530,0002,281
Trading account gains and fees$0184
Additional Noninterest Income$1,973,0001,528
Total noninterest expense$8,679,0002,170
Salaries and employee benefits$5,173,0001,973
Premises and equipment expense$1,173,0001,960
Additional noninterest expense$2,333,0002,619
Pre-tax net operating income$5,210,0001,387
Securities gains (losses)$03,182
Applicable income taxes$5,0004,396
Income before extraordinary items$5,205,0001,178
Extraordinary gains, net$029
Net income$5,205,0001,181
Minority interest net income$090
Net income of bank and minority interests.$5,205,0001,181
Net charge-offs$660,0001,703
Cash dividends$2,857,000908
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,205,0001,151
2013-09-30 (YTD Data)Rank
Total interest income$11,082,0001,696
Total interest expense$2,168,0001,209
Net interest income$8,914,0001,812
Provision for loan and lease losses$595,0001,349
Total noninterest income$1,911,0001,849
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$397,0002,293
Trading account gains and fees$0180
Additional Noninterest Income$1,514,0001,540
Total noninterest expense$6,506,0002,168
Salaries and employee benefits$3,852,0001,997
Premises and equipment expense$926,0001,874
Additional noninterest expense$1,728,0002,654
Pre-tax net operating income$3,724,0001,470
Securities gains (losses)$03,040
Applicable income taxes$4,0004,492
Income before extraordinary items$3,720,0001,243
Extraordinary gains, net$025
Net income$3,720,0001,243
Minority interest net income$084
Net income of bank and minority interests.$3,720,0001,245
Net charge-offs$396,0001,829
Cash dividends$1,707,000994
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,720,0001,215
2013-06-30 (YTD Data)Rank
Total interest income$7,328,0001,708
Total interest expense$1,467,0001,216
Net interest income$5,861,0001,819
Provision for loan and lease losses$420,0001,329
Total noninterest income$1,307,0001,840
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$276,0002,185
Trading account gains and fees$0157
Additional Noninterest Income$1,031,0001,546
Total noninterest expense$4,308,0002,185
Salaries and employee benefits$2,567,0002,006
Premises and equipment expense$617,0001,879
Additional noninterest expense$1,124,0002,689
Pre-tax net operating income$2,440,0001,465
Securities gains (losses)$02,791
Applicable income taxes$2,0004,510
Income before extraordinary items$2,438,0001,248
Extraordinary gains, net$022
Net income$2,438,0001,250
Minority interest net income$082
Net income of bank and minority interests.$2,438,0001,251
Net charge-offs$294,0001,714
Cash dividends$1,073,0001,026
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,438,0001,197
2013-03-31 (YTD Data)Rank
Total interest income$3,641,0001,735
Total interest expense$744,0001,237
Net interest income$2,897,0001,847
Provision for loan and lease losses$210,0001,313
Total noninterest income$676,0001,781
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$134,0002,222
Trading account gains and fees$0148
Additional Noninterest Income$542,0001,483
Total noninterest expense$2,116,0002,252
Salaries and employee benefits$1,283,0002,023
Premises and equipment expense$312,0001,896
Additional noninterest expense$521,0002,882
Pre-tax net operating income$1,247,0001,422
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$1,246,0001,199
Extraordinary gains, net$010
Net income$1,246,0001,201
Minority interest net income$076
Net income of bank and minority interests.$1,246,0001,201
Net charge-offs$30,0002,794
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,246,0001,146
2012-12-31 (YTD Data)Rank
Total interest income$14,833,0001,780
Total interest expense$3,218,0001,386
Net interest income$11,615,0001,889
Provision for loan and lease losses$840,0001,997
Total noninterest income$2,362,0001,942
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$568,0002,244
Trading account gains and fees$0166
Additional Noninterest Income$1,794,0001,648
Total noninterest expense$8,090,0002,328
Salaries and employee benefits$4,871,0002,053
Premises and equipment expense$1,027,0002,234
Additional noninterest expense$2,192,0002,871
Pre-tax net operating income$5,047,0001,363
Securities gains (losses)$03,810
Applicable income taxes$5,0004,499
Income before extraordinary items$5,042,0001,181
Extraordinary gains, net$029
Net income$5,042,0001,181
Minority interest net income$093
Net income of bank and minority interests.$5,042,0001,181
Net charge-offs$393,0002,957
Cash dividends$3,479,000782
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,042,0001,112
2012-09-30 (YTD Data)Rank
Total interest income$10,877,0001,851
Total interest expense$2,402,0001,453
Net interest income$8,475,0001,960
Provision for loan and lease losses$630,0001,983
Total noninterest income$1,779,0001,941
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$424,0002,281
Trading account gains and fees$0157
Additional Noninterest Income$1,355,0001,629
Total noninterest expense$5,931,0002,397
Salaries and employee benefits$3,574,0002,093
Premises and equipment expense$813,0002,139
Additional noninterest expense$1,544,0003,034
Pre-tax net operating income$3,693,0001,430
Securities gains (losses)$03,575
Applicable income taxes$4,0004,560
Income before extraordinary items$3,689,0001,219
Extraordinary gains, net$020
Net income$3,689,0001,220
Minority interest net income$086
Net income of bank and minority interests.$3,689,0001,220
Net charge-offs$199,0003,315
Cash dividends$1,715,000905
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,689,0001,150
2012-06-30 (YTD Data)Rank
Total interest income$6,952,0001,934
Total interest expense$1,538,0001,564
Net interest income$5,414,0002,044
Provision for loan and lease losses$420,0002,011
Total noninterest income$1,205,0001,903
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$276,0002,306
Trading account gains and fees$0153
Additional Noninterest Income$929,0001,589
Total noninterest expense$3,650,0002,583
Salaries and employee benefits$2,247,0002,213
Premises and equipment expense$518,0002,219
Additional noninterest expense$885,0003,422
Pre-tax net operating income$2,549,0001,372
Securities gains (losses)$03,178
Applicable income taxes$2,0004,564
Income before extraordinary items$2,547,0001,185
Extraordinary gains, net$019
Net income$2,547,0001,184
Minority interest net income$084
Net income of bank and minority interests.$2,547,0001,184
Net charge-offs$147,0003,054
Cash dividends$1,107,000889
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,547,0001,107
2012-03-31 (YTD Data)Rank
Total interest income$3,418,0001,980
Total interest expense$765,0001,641
Net interest income$2,653,0002,070
Provision for loan and lease losses$210,0001,952
Total noninterest income$647,0001,813
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$134,0002,346
Trading account gains and fees$0148
Additional Noninterest Income$513,0001,480
Total noninterest expense$1,726,0002,707
Salaries and employee benefits$1,107,0002,250
Premises and equipment expense$257,0002,249
Additional noninterest expense$362,0003,888
Pre-tax net operating income$1,364,0001,283
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,364,0001,085
Extraordinary gains, net$019
Net income$1,364,0001,087
Minority interest net income$078
Net income of bank and minority interests.$1,364,0001,086
Net charge-offs$133,0002,197
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,364,0001,022
2011-12-31 (YTD Data)Rank
Total interest income$13,908,0002,015
Total interest expense$3,534,0001,691
Net interest income$10,374,0002,107
Provision for loan and lease losses$1,040,0002,367
Total noninterest income$2,160,0001,891
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$685,0002,024
Trading account gains and fees$0146
Additional Noninterest Income$1,475,0001,665
Total noninterest expense$6,900,0002,694
Salaries and employee benefits$4,329,0002,234
Premises and equipment expense$865,0002,731
Additional noninterest expense$1,706,0003,551
Pre-tax net operating income$4,594,0001,271
Securities gains (losses)$03,838
Applicable income taxes$5,0004,437
Income before extraordinary items$4,589,0001,083
Extraordinary gains, net$029
Net income$4,589,0001,083
Minority interest net income$096
Net income of bank and minority interests.$4,589,0001,083
Net charge-offs$599,0002,957
Cash dividends$3,142,000637
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,589,0001,038
2011-09-30 (YTD Data)Rank
Total interest income$10,257,0002,067
Total interest expense$2,725,0001,712
Net interest income$7,532,0002,187
Provision for loan and lease losses$630,0002,574
Total noninterest income$1,629,0001,887
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$528,0001,986
Trading account gains and fees$0145
Additional Noninterest Income$1,101,0001,648
Total noninterest expense$5,180,0002,702
Salaries and employee benefits$3,280,0002,209
Premises and equipment expense$689,0002,597
Additional noninterest expense$1,211,0003,668
Pre-tax net operating income$3,351,0001,348
Securities gains (losses)$03,555
Applicable income taxes$4,0004,473
Income before extraordinary items$3,347,0001,141
Extraordinary gains, net$021
Net income$3,347,0001,141
Minority interest net income$087
Net income of bank and minority interests.$3,347,0001,141
Net charge-offs$357,0003,046
Cash dividends$1,172,0001,031
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,347,0001,089
2011-06-30 (YTD Data)Rank
Total interest income$6,733,0002,118
Total interest expense$1,859,0001,737
Net interest income$4,874,0002,252
Provision for loan and lease losses$420,0002,531
Total noninterest income$1,171,0001,786
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$366,0001,893
Trading account gains and fees$0153
Additional Noninterest Income$805,0001,560
Total noninterest expense$3,496,0002,692
Salaries and employee benefits$2,207,0002,207
Premises and equipment expense$461,0002,609
Additional noninterest expense$828,0003,658
Pre-tax net operating income$2,129,0001,370
Securities gains (losses)$02,914
Applicable income taxes$2,0004,487
Income before extraordinary items$2,127,0001,167
Extraordinary gains, net$015
Net income$2,127,0001,167
Minority interest net income$089
Net income of bank and minority interests.$2,127,0001,167
Net charge-offs$284,0002,747
Cash dividends$840,000938
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,127,0001,130
2011-03-31 (YTD Data)Rank
Total interest income$3,386,0002,112
Total interest expense$961,0001,744
Net interest income$2,425,0002,255
Provision for loan and lease losses$210,0002,372
Total noninterest income$618,0001,713
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$180,0001,898
Trading account gains and fees$0158
Additional Noninterest Income$438,0001,478
Total noninterest expense$1,686,0002,791
Salaries and employee benefits$1,077,0002,271
Premises and equipment expense$237,0002,597
Additional noninterest expense$372,0003,925
Pre-tax net operating income$1,147,0001,264
Securities gains (losses)$01,772
Applicable income taxes$1,0004,403
Income before extraordinary items$1,146,0001,062
Extraordinary gains, net$09
Net income$1,146,0001,061
Minority interest net income$086
Net income of bank and minority interests.$1,146,0001,062
Net charge-offs$94,0002,798
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,146,0001,032
2010-12-31 (YTD Data)Rank
Total interest income$14,690,0002,050
Total interest expense$4,279,0001,878
Net interest income$10,411,0002,098
Provision for loan and lease losses$830,0003,353
Total noninterest income$2,494,0001,765
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$848,0001,730
Trading account gains and fees$0175
Additional Noninterest Income$1,646,0001,603
Total noninterest expense$7,052,0002,710
Salaries and employee benefits$4,416,0002,195
Premises and equipment expense$792,0003,003
Additional noninterest expense$1,844,0003,480
Pre-tax net operating income$5,023,0001,033
Securities gains (losses)$03,793
Applicable income taxes$5,0004,343
Income before extraordinary items$5,018,000880
Extraordinary gains, net$029
Net income$5,018,000881
Minority interest net income$0111
Net income of bank and minority interests.$5,018,000882
Net charge-offs$1,006,0002,674
Cash dividends$3,205,000518
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,018,000842
2010-09-30 (YTD Data)Rank
Total interest income$10,961,0002,104
Total interest expense$3,240,0001,924
Net interest income$7,721,0002,144
Provision for loan and lease losses$585,0003,290
Total noninterest income$1,871,0001,783
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$651,0001,755
Trading account gains and fees$0165
Additional Noninterest Income$1,220,0001,583
Total noninterest expense$5,329,0002,690
Salaries and employee benefits$3,376,0002,146
Premises and equipment expense$613,0002,979
Additional noninterest expense$1,340,0003,526
Pre-tax net operating income$3,678,0001,105
Securities gains (losses)$03,651
Applicable income taxes$4,0004,431
Income before extraordinary items$3,674,000949
Extraordinary gains, net$023
Net income$3,674,000951
Minority interest net income$0110
Net income of bank and minority interests.$3,674,000951
Net charge-offs$795,0002,475
Cash dividends$1,492,000752
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,674,000904
2010-06-30 (YTD Data)Rank
Total interest income$7,318,0002,128
Total interest expense$2,183,0001,992
Net interest income$5,135,0002,151
Provision for loan and lease losses$390,0003,233
Total noninterest income$1,272,0001,698
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$453,0001,694
Trading account gains and fees$0152
Additional Noninterest Income$819,0001,500
Total noninterest expense$3,582,0002,677
Salaries and employee benefits$2,305,0002,107
Premises and equipment expense$412,0002,990
Additional noninterest expense$865,0003,590
Pre-tax net operating income$2,435,0001,096
Securities gains (losses)$03,184
Applicable income taxes$2,0004,454
Income before extraordinary items$2,433,000924
Extraordinary gains, net$019
Net income$2,433,000924
Minority interest net income$0105
Net income of bank and minority interests.$2,433,000925
Net charge-offs$543,0002,349
Cash dividends$971,000758
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,433,000886
2010-03-31 (YTD Data)Rank
Total interest income$3,629,0002,205
Total interest expense$1,117,0002,052
Net interest income$2,512,0002,217
Provision for loan and lease losses$195,0003,039
Total noninterest income$665,0001,663
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$233,0001,643
Trading account gains and fees$0175
Additional Noninterest Income$432,0001,435
Total noninterest expense$1,812,0002,684
Salaries and employee benefits$1,209,0002,042
Premises and equipment expense$205,0003,058
Additional noninterest expense$398,0003,808
Pre-tax net operating income$1,170,0001,130
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$1,169,000933
Extraordinary gains, net$016
Net income$1,169,000937
Minority interest net income$091
Net income of bank and minority interests.$1,169,000937
Net charge-offs$225,0002,308
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,169,000911
2009-12-31 (YTD Data)Rank
Total interest income$15,318,0002,193
Total interest expense$5,250,0002,161
Net interest income$10,068,0002,173
Provision for loan and lease losses$895,0003,679
Total noninterest income$2,334,0001,910
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$883,0001,884
Trading account gains and fees$0211
Additional Noninterest Income$1,451,0001,687
Total noninterest expense$6,983,0002,802
Salaries and employee benefits$4,498,0002,182
Premises and equipment expense$758,0003,264
Additional noninterest expense$1,727,0003,710
Pre-tax net operating income$4,524,000924
Securities gains (losses)$03,754
Applicable income taxes$5,0004,022
Income before extraordinary items$4,519,000753
Extraordinary gains, net$034
Net income$4,519,000751
Minority interest net income$0115
Net income of bank and minority interests.$4,519,000753
Net charge-offs$922,0002,960
Cash dividends$2,945,000605
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,519,000748
2009-09-30 (YTD Data)Rank
Total interest income$11,351,0002,239
Total interest expense$4,011,0002,212
Net interest income$7,340,0002,236
Provision for loan and lease losses$540,0003,688
Total noninterest income$1,811,0001,916
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$647,0001,926
Trading account gains and fees$0212
Additional Noninterest Income$1,164,0001,649
Total noninterest expense$5,319,0002,768
Salaries and employee benefits$3,378,0002,200
Premises and equipment expense$609,0003,123
Additional noninterest expense$1,332,0003,588
Pre-tax net operating income$3,292,000997
Securities gains (losses)$1,0003,393
Applicable income taxes$4,0004,272
Income before extraordinary items$3,289,000828
Extraordinary gains, net$027
Net income$3,289,000829
Minority interest net income$0118
Net income of bank and minority interests.$3,289,000829
Net charge-offs$661,0002,693
Cash dividends$1,381,000940
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,288,000819
2009-06-30 (YTD Data)Rank
Total interest income$7,570,0002,273
Total interest expense$2,705,0002,274
Net interest income$4,865,0002,243
Provision for loan and lease losses$360,0003,434
Total noninterest income$1,267,0001,846
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$426,0001,922
Trading account gains and fees$0193
Additional Noninterest Income$841,0001,585
Total noninterest expense$3,537,0002,800
Salaries and employee benefits$2,236,0002,256
Premises and equipment expense$405,0003,148
Additional noninterest expense$896,0003,565
Pre-tax net operating income$2,235,0001,014
Securities gains (losses)$03,136
Applicable income taxes$3,0004,355
Income before extraordinary items$2,232,000840
Extraordinary gains, net$021
Net income$2,232,000840
Minority interest net income$0112
Net income of bank and minority interests.$2,232,000840
Net charge-offs$500,0002,358
Cash dividends$988,000936
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,232,000812
2009-03-31 (YTD Data)Rank
Total interest income$3,724,0002,339
Total interest expense$1,369,0002,324
Net interest income$2,355,0002,314
Provision for loan and lease losses$180,0002,990
Total noninterest income$622,0001,840
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$199,0001,980
Trading account gains and fees$0171
Additional Noninterest Income$423,0001,562
Total noninterest expense$1,700,0002,814
Salaries and employee benefits$1,116,0002,291
Premises and equipment expense$204,0003,171
Additional noninterest expense$380,0003,734
Pre-tax net operating income$1,097,0001,167
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$1,096,000977
Extraordinary gains, net$015
Net income$1,096,000978
Minority interest net income$0102
Net income of bank and minority interests.$1,096,000979
Net charge-offs$256,0001,931
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,096,000917
2008-12-31 (YTD Data)Rank
Total interest income$17,068,0002,214
Total interest expense$6,653,0002,292
Net interest income$10,415,0002,131
Provision for loan and lease losses$650,0003,353
Total noninterest income$2,047,0002,106
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$992,0001,770
Trading account gains and fees$0154
Additional Noninterest Income$1,055,0002,050
Total noninterest expense$6,481,0002,871
Salaries and employee benefits$4,277,0002,363
Premises and equipment expense$844,0003,041
Additional noninterest expense$1,360,0003,889
Pre-tax net operating income$5,331,0001,045
Securities gains (losses)$03,220
Applicable income taxes$5,0004,660
Income before extraordinary items$5,326,000759
Extraordinary gains, net$039
Net income$5,326,000759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$638,0002,477
Cash dividends$3,694,000755
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,326,000820
2008-09-30 (YTD Data)Rank
Total interest income$12,820,0002,260
Total interest expense$5,185,0002,299
Net interest income$7,635,0002,201
Provision for loan and lease losses$450,0002,889
Total noninterest income$1,656,0002,057
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$742,0001,787
Trading account gains and fees$0148
Additional Noninterest Income$914,0001,945
Total noninterest expense$4,856,0002,841
Salaries and employee benefits$3,196,0002,396
Premises and equipment expense$669,0002,918
Additional noninterest expense$991,0003,894
Pre-tax net operating income$3,985,0001,252
Securities gains (losses)$03,106
Applicable income taxes$4,0005,079
Income before extraordinary items$3,981,000915
Extraordinary gains, net$031
Net income$3,981,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$361,0002,338
Cash dividends$2,072,000983
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,981,000978
2008-06-30 (YTD Data)Rank
Total interest income$8,578,0002,284
Total interest expense$3,640,0002,293
Net interest income$4,938,0002,246
Provision for loan and lease losses$300,0002,524
Total noninterest income$1,157,0001,998
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$501,0001,754
Trading account gains and fees$0149
Additional Noninterest Income$656,0001,875
Total noninterest expense$3,138,0002,938
Salaries and employee benefits$2,115,0002,432
Premises and equipment expense$447,0002,923
Additional noninterest expense$576,0004,307
Pre-tax net operating income$2,657,0001,306
Securities gains (losses)$03,233
Applicable income taxes$3,0005,335
Income before extraordinary items$2,654,0001,036
Extraordinary gains, net$021
Net income$2,654,0001,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0002,219
Cash dividends$1,489,0001,012
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,654,0001,021
2008-03-31 (YTD Data)Rank
Total interest income$4,373,0002,305
Total interest expense$1,918,0002,318
Net interest income$2,455,0002,253
Provision for loan and lease losses$150,0002,123
Total noninterest income$567,0002,045
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$247,0001,743
Trading account gains and fees$0158
Additional Noninterest Income$320,0001,892
Total noninterest expense$1,543,0002,973
Salaries and employee benefits$1,054,0002,465
Premises and equipment expense$222,0002,948
Additional noninterest expense$267,0004,478
Pre-tax net operating income$1,329,0001,407
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$1,328,0001,137
Extraordinary gains, net$015
Net income$1,328,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$329,0001,785
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,328,0001,101
2007-12-31 (YTD Data)Rank
Total interest income$18,215,0002,257
Total interest expense$7,850,0002,352
Net interest income$10,365,0002,181
Provision for loan and lease losses$600,0002,040
Total noninterest income$2,213,0002,070
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$965,0001,825
Trading account gains and fees$0178
Additional Noninterest Income$1,248,0001,909
Total noninterest expense$6,259,0002,852
Salaries and employee benefits$4,199,0002,394
Premises and equipment expense$831,0002,989
Additional noninterest expense$1,229,0004,012
Pre-tax net operating income$5,719,0001,457
Securities gains (losses)$02,146
Applicable income taxes$5,0005,774
Income before extraordinary items$5,714,0001,126
Extraordinary gains, net$039
Net income$5,714,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,780
Cash dividends$3,163,0001,142
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,714,0001,117
2007-09-30 (YTD Data)Rank
Total interest income$13,397,0002,313
Total interest expense$5,803,0002,380
Net interest income$7,594,0002,235
Provision for loan and lease losses$540,0001,467
Total noninterest income$1,758,0001,979
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$723,0001,801
Trading account gains and fees$0184
Additional Noninterest Income$1,035,0001,787
Total noninterest expense$4,715,0002,818
Salaries and employee benefits$3,170,0002,377
Premises and equipment expense$665,0002,820
Additional noninterest expense$880,0004,085
Pre-tax net operating income$4,097,0001,636
Securities gains (losses)$01,655
Applicable income taxes$4,0005,949
Income before extraordinary items$4,093,0001,258
Extraordinary gains, net$033
Net income$4,093,0001,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,215
Cash dividends$1,580,0001,443
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,093,0001,246
2007-06-30 (YTD Data)Rank
Total interest income$8,731,0002,384
Total interest expense$3,782,0002,435
Net interest income$4,949,0002,303
Provision for loan and lease losses$360,0001,334
Total noninterest income$1,165,0002,007
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$471,0001,844
Trading account gains and fees$0168
Additional Noninterest Income$694,0001,789
Total noninterest expense$3,133,0002,855
Salaries and employee benefits$2,104,0002,427
Premises and equipment expense$450,0002,817
Additional noninterest expense$579,0004,127
Pre-tax net operating income$2,621,0001,751
Securities gains (losses)$01,444
Applicable income taxes$3,0006,009
Income before extraordinary items$2,618,0001,357
Extraordinary gains, net$029
Net income$2,618,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$145,0001,654
Cash dividends$1,034,0001,470
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,618,0001,337
2007-03-31 (YTD Data)Rank
Total interest income$4,268,0002,419
Total interest expense$1,832,0002,497
Net interest income$2,436,0002,339
Provision for loan and lease losses$180,0001,262
Total noninterest income$599,0001,945
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$231,0001,831
Trading account gains and fees$0195
Additional Noninterest Income$368,0001,697
Total noninterest expense$1,537,0002,920
Salaries and employee benefits$1,045,0002,459
Premises and equipment expense$229,0002,795
Additional noninterest expense$263,0004,369
Pre-tax net operating income$1,318,0001,728
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$1,317,0001,329
Extraordinary gains, net$022
Net income$1,317,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,317,0001,323
2006-12-31 (YTD Data)Rank
Total interest income$16,715,0002,339
Total interest expense$6,316,0002,485
Net interest income$10,399,0002,220
Provision for loan and lease losses$725,0001,366
Total noninterest income$2,266,0002,027
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$887,0001,936
Trading account gains and fees$0130
Additional Noninterest Income$1,379,0001,774
Total noninterest expense$6,182,0002,804
Salaries and employee benefits$4,186,0002,348
Premises and equipment expense$821,0002,932
Additional noninterest expense$1,175,0003,996
Pre-tax net operating income$5,758,0001,673
Securities gains (losses)$01,687
Applicable income taxes$6,0006,282
Income before extraordinary items$5,752,0001,262
Extraordinary gains, net$051
Net income$5,752,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$832,000813
Cash dividends$3,852,000899
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,752,0001,246
2006-09-30 (YTD Data)Rank
Total interest income$12,221,0002,375
Total interest expense$4,519,0002,518
Net interest income$7,702,0002,265
Provision for loan and lease losses$560,0001,276
Total noninterest income$1,710,0002,027
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$615,0002,075
Trading account gains and fees$0126
Additional Noninterest Income$1,095,0001,698
Total noninterest expense$4,691,0002,776
Salaries and employee benefits$3,124,0002,355
Premises and equipment expense$673,0002,731
Additional noninterest expense$894,0003,940
Pre-tax net operating income$4,161,0001,780
Securities gains (losses)$01,388
Applicable income taxes$4,0006,438
Income before extraordinary items$4,157,0001,369
Extraordinary gains, net$045
Net income$4,157,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,000576
Cash dividends$1,802,0001,249
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,157,0001,349
2006-06-30 (YTD Data)Rank
Total interest income$7,981,0002,378
Total interest expense$2,871,0002,528
Net interest income$5,110,0002,287
Provision for loan and lease losses$395,0001,186
Total noninterest income$1,090,0002,086
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$359,0002,302
Trading account gains and fees$0126
Additional Noninterest Income$731,0001,703
Total noninterest expense$3,096,0002,811
Salaries and employee benefits$2,075,0002,366
Premises and equipment expense$448,0002,730
Additional noninterest expense$573,0004,054
Pre-tax net operating income$2,709,0001,831
Securities gains (losses)$01,185
Applicable income taxes$3,0006,457
Income before extraordinary items$2,706,0001,389
Extraordinary gains, net$039
Net income$2,706,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$747,000419
Cash dividends$1,158,0001,281
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,706,0001,379
2006-03-31 (YTD Data)Rank
Total interest income$3,896,0002,377
Total interest expense$1,384,0002,495
Net interest income$2,512,0002,316
Provision for loan and lease losses$165,0001,317
Total noninterest income$573,0001,999
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$166,0002,388
Trading account gains and fees$0115
Additional Noninterest Income$407,0001,560
Total noninterest expense$1,544,0002,811
Salaries and employee benefits$1,028,0002,390
Premises and equipment expense$225,0002,718
Additional noninterest expense$291,0003,994
Pre-tax net operating income$1,376,0001,759
Securities gains (losses)$0955
Applicable income taxes$2,0006,346
Income before extraordinary items$1,374,0001,331
Extraordinary gains, net$021
Net income$1,374,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,000791
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,374,0001,313
2005-12-31 (YTD Data)Rank
Total interest income$15,303,0002,175
Total interest expense$5,002,0002,195
Net interest income$10,301,0002,153
Provision for loan and lease losses$660,0001,506
Total noninterest income$1,896,0002,305
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$634,0002,546
Trading account gains and fees$0138
Additional Noninterest Income$1,262,0001,893
Total noninterest expense$6,035,0002,738
Salaries and employee benefits$3,941,0002,324
Premises and equipment expense$849,0002,737
Additional noninterest expense$1,245,0003,750
Pre-tax net operating income$5,502,0001,698
Securities gains (losses)$-4,0007,217
Applicable income taxes$3,0006,741
Income before extraordinary items$5,495,0001,304
Extraordinary gains, net$046
Net income$5,495,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$802,000805
Cash dividends$3,371,000943
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,499,0001,282
2005-09-30 (YTD Data)Rank
Total interest income$11,253,0002,159
Total interest expense$3,631,0002,150
Net interest income$7,622,0002,160
Provision for loan and lease losses$495,0001,421
Total noninterest income$1,399,0002,324
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$459,0002,618
Trading account gains and fees$0126
Additional Noninterest Income$940,0001,897
Total noninterest expense$4,669,0002,626
Salaries and employee benefits$2,975,0002,284
Premises and equipment expense$744,0002,370
Additional noninterest expense$950,0003,645
Pre-tax net operating income$3,857,0001,825
Securities gains (losses)$-4,0007,604
Applicable income taxes$-2,0008,548
Income before extraordinary items$3,855,0001,391
Extraordinary gains, net$035
Net income$3,855,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$465,000883
Cash dividends$1,778,0001,177
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,859,0001,365
2005-06-30 (YTD Data)Rank
Total interest income$7,386,0002,140
Total interest expense$2,361,0002,089
Net interest income$5,025,0002,153
Provision for loan and lease losses$330,0001,399
Total noninterest income$945,0002,271
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$297,0002,637
Trading account gains and fees$0116
Additional Noninterest Income$648,0001,828
Total noninterest expense$3,084,0002,629
Salaries and employee benefits$1,975,0002,283
Premises and equipment expense$501,0002,328
Additional noninterest expense$608,0003,761
Pre-tax net operating income$2,556,0001,804
Securities gains (losses)$-6,0007,982
Applicable income taxes$-2,0008,575
Income before extraordinary items$2,552,0001,368
Extraordinary gains, net$030
Net income$2,552,0001,369
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,718
Cash dividends$1,176,0001,148
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,558,0001,342
2005-03-31 (YTD Data)Rank
Total interest income$3,603,0002,146
Total interest expense$1,146,0002,057
Net interest income$2,457,0002,186
Provision for loan and lease losses$165,0001,303
Total noninterest income$450,0002,312
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$140,0002,694
Trading account gains and fees$0115
Additional Noninterest Income$310,0001,866
Total noninterest expense$1,493,0002,728
Salaries and employee benefits$962,0002,366
Premises and equipment expense$251,0002,350
Additional noninterest expense$280,0004,012
Pre-tax net operating income$1,249,0001,810
Securities gains (losses)$01,685
Applicable income taxes$-2,0008,643
Income before extraordinary items$1,251,0001,378
Extraordinary gains, net$024
Net income$1,251,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,251,0001,343
2004-12-31 (YTD Data)Rank
Total interest income$14,212,0001,993
Total interest expense$4,529,0001,793
Net interest income$9,683,0002,100
Provision for loan and lease losses$480,0002,016
Total noninterest income$1,908,0002,267
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$636,0002,575
Trading account gains and fees$0138
Additional Noninterest Income$1,272,0001,836
Total noninterest expense$5,825,0002,721
Salaries and employee benefits$3,673,0002,363
Premises and equipment expense$885,0002,557
Additional noninterest expense$1,267,0003,594
Pre-tax net operating income$5,286,0001,612
Securities gains (losses)$5,0003,151
Applicable income taxes$-45,0008,668
Income before extraordinary items$5,336,0001,221
Extraordinary gains, net$034
Net income$5,336,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0003,915
Cash dividends$3,192,000927
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,331,0001,192
2004-09-30 (YTD Data)Rank
Total interest income$10,414,0002,014
Total interest expense$3,400,0001,763
Net interest income$7,014,0002,161
Provision for loan and lease losses$360,0001,934
Total noninterest income$1,466,0002,244
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$484,0002,571
Trading account gains and fees$0134
Additional Noninterest Income$982,0001,790
Total noninterest expense$4,307,0002,728
Salaries and employee benefits$2,709,0002,393
Premises and equipment expense$689,0002,454
Additional noninterest expense$909,0003,688
Pre-tax net operating income$3,813,0001,686
Securities gains (losses)$03,710
Applicable income taxes$-52,0008,816
Income before extraordinary items$3,865,0001,277
Extraordinary gains, net$026
Net income$3,865,0001,278
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,796
Cash dividends$1,588,0001,195
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,865,0001,239
2004-06-30 (YTD Data)Rank
Total interest income$6,839,0002,025
Total interest expense$2,271,0001,748
Net interest income$4,568,0002,187
Provision for loan and lease losses$240,0001,886
Total noninterest income$1,014,0002,177
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$325,0002,539
Trading account gains and fees$0130
Additional Noninterest Income$689,0001,738
Total noninterest expense$2,813,0002,782
Salaries and employee benefits$1,777,0002,416
Premises and equipment expense$459,0002,456
Additional noninterest expense$577,0003,860
Pre-tax net operating income$2,529,0001,664
Securities gains (losses)$03,413
Applicable income taxes$-59,0008,899
Income before extraordinary items$2,588,0001,252
Extraordinary gains, net$021
Net income$2,588,0001,253
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0004,035
Cash dividends$1,014,0001,232
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,588,0001,212
2004-03-31 (YTD Data)Rank
Total interest income$3,450,0002,030
Total interest expense$1,152,0001,757
Net interest income$2,298,0002,180
Provision for loan and lease losses$120,0001,785
Total noninterest income$473,0002,242
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$151,0002,665
Trading account gains and fees$0121
Additional Noninterest Income$322,0001,794
Total noninterest expense$1,393,0002,820
Salaries and employee benefits$886,0002,440
Premises and equipment expense$225,0002,519
Additional noninterest expense$282,0003,931
Pre-tax net operating income$1,258,0001,650
Securities gains (losses)$02,934
Applicable income taxes$-71,0009,009
Income before extraordinary items$1,329,0001,227
Extraordinary gains, net$016
Net income$1,329,0001,227
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,364
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,329,0001,158
2003-12-31 (YTD Data)Rank
Total interest income$13,663,0002,084
Total interest expense$4,748,0001,889
Net interest income$8,915,0002,170
Provision for loan and lease losses$600,0001,837
Total noninterest income$2,119,0002,232
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$630,0002,605
Trading account gains and fees$0160
Additional Noninterest Income$1,489,0001,832
Total noninterest expense$5,825,0002,666
Salaries and employee benefits$3,544,0002,381
Premises and equipment expense$848,0002,616
Additional noninterest expense$1,433,0003,217
Pre-tax net operating income$4,609,0001,748
Securities gains (losses)$04,500
Applicable income taxes$43,0006,385
Income before extraordinary items$4,566,0001,385
Extraordinary gains, net$054
Net income$4,566,0001,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,467
Cash dividends$2,939,0001,018
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,566,0001,329
2003-09-30 (YTD Data)Rank
Total interest income$10,116,0002,139
Total interest expense$3,563,0001,955
Net interest income$6,553,0002,228
Provision for loan and lease losses$450,0001,799
Total noninterest income$1,599,0002,253
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$478,0002,578
Trading account gains and fees$0153
Additional Noninterest Income$1,121,0001,894
Total noninterest expense$4,314,0002,705
Salaries and employee benefits$2,636,0002,410
Premises and equipment expense$680,0002,483
Additional noninterest expense$998,0003,404
Pre-tax net operating income$3,388,0001,846
Securities gains (losses)$04,204
Applicable income taxes$32,0006,525
Income before extraordinary items$3,356,0001,465
Extraordinary gains, net$040
Net income$3,356,0001,465
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,131
Cash dividends$1,398,0001,356
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,356,0001,383
2003-06-30 (YTD Data)Rank
Total interest income$6,703,0002,168
Total interest expense$2,388,0002,006
Net interest income$4,315,0002,256
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,027,0002,314
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$309,0002,583
Trading account gains and fees$0150
Additional Noninterest Income$718,0001,931
Total noninterest expense$2,826,0002,741
Salaries and employee benefits$1,735,0002,426
Premises and equipment expense$448,0002,493
Additional noninterest expense$643,0003,489
Pre-tax net operating income$2,216,0001,870
Securities gains (losses)$03,782
Applicable income taxes$22,0006,543
Income before extraordinary items$2,194,0001,496
Extraordinary gains, net$030
Net income$2,194,0001,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,091
Cash dividends$890,0001,464
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,194,0001,399
2003-03-31 (YTD Data)Rank
Total interest income$3,318,0002,213
Total interest expense$1,197,0002,055
Net interest income$2,121,0002,296
Provision for loan and lease losses$150,0001,666
Total noninterest income$443,0002,503
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$147,0002,616
Trading account gains and fees$0134
Additional Noninterest Income$296,0002,129
Total noninterest expense$1,384,0002,781
Salaries and employee benefits$853,0002,470
Premises and equipment expense$216,0002,589
Additional noninterest expense$315,0003,511
Pre-tax net operating income$1,030,0001,980
Securities gains (losses)$02,891
Applicable income taxes$5,0006,893
Income before extraordinary items$1,025,0001,570
Extraordinary gains, net$021
Net income$1,025,0001,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$109,0001,431
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,025,0001,471
2002-12-31 (YTD Data)Rank
Total interest income$14,321,0002,140
Total interest expense$5,584,0002,019
Net interest income$8,737,0002,214
Provision for loan and lease losses$600,0002,054
Total noninterest income$1,656,0002,453
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$585,0002,617
Trading account gains and fees$0153
Additional Noninterest Income$1,071,0002,078
Total noninterest expense$5,435,0002,709
Salaries and employee benefits$3,313,0002,408
Premises and equipment expense$879,0002,462
Additional noninterest expense$1,243,0003,513
Pre-tax net operating income$4,358,0001,854
Securities gains (losses)$04,537
Applicable income taxes$28,0006,884
Income before extraordinary items$4,330,0001,432
Extraordinary gains, net$070
Net income$4,330,0001,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$386,0001,992
Cash dividends$4,805,000649
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,330,0001,387
2001-12-31 (YTD Data)Rank
Total interest income$15,801,0002,179
Total interest expense$7,266,0002,207
Net interest income$8,535,0002,093
Provision for loan and lease losses$550,0002,033
Total noninterest income$1,483,0002,526
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$153,0005,765
Trading account gains and fees$0177
Additional Noninterest Income$1,330,0001,677
Total noninterest expense$5,414,0002,611
Salaries and employee benefits$3,278,0002,292
Premises and equipment expense$976,0002,193
Additional noninterest expense$1,160,0003,610
Pre-tax net operating income$4,054,0001,762
Securities gains (losses)$04,612
Applicable income taxes$315,0004,170
Income before extraordinary items$3,739,0001,445
Extraordinary gains, net$0105
Net income$3,739,0001,446
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$461,0001,648
Cash dividends$1,663,0001,537
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,739,0001,390
2000-12-31 (YTD Data)Rank
Total interest income$15,289,0002,293
Total interest expense$6,696,0002,511
Net interest income$8,593,0002,064
Provision for loan and lease losses$323,0002,698
Total noninterest income$1,248,0002,681
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$159,0005,636
Trading account gains and fees$0180
Additional Noninterest Income$1,089,0001,759
Total noninterest expense$5,072,0002,679
Salaries and employee benefits$3,016,0002,377
Premises and equipment expense$817,0002,520
Additional noninterest expense$1,239,0003,325
Pre-tax net operating income$4,446,0001,653
Securities gains (losses)$-1,0007,406
Applicable income taxes$1,780,0001,295
Income before extraordinary items$2,665,0001,960
Extraordinary gains, net$038
Net income$2,665,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,689
Cash dividends$175,0005,311
Sale, conversion, retirement of capital stock, net$-1,873,0009,871
Net operating income$2,665,6401,962
1999-12-31 (YTD Data)Rank
Total interest income$13,297,0002,461
Total interest expense$5,511,0002,681
Net interest income$7,786,0002,260
Provision for loan and lease losses$240,0003,119
Total noninterest income$1,151,0002,789
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$163,0005,633
Trading account gains and fees$0173
Additional Noninterest Income$988,0001,885
Total noninterest expense$4,602,0002,930
Salaries and employee benefits$2,820,0002,487
Premises and equipment expense$632,0003,115
Additional noninterest expense$1,150,0003,579
Pre-tax net operating income$4,095,0001,807
Securities gains (losses)$03,155
Applicable income taxes$1,637,0001,475
Income before extraordinary items$2,458,0002,128
Extraordinary gains, net$035
Net income$2,458,0002,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,537
Cash dividends$1,550,0001,641
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,458,0002,096
1998-12-31 (YTD Data)Rank
Total interest income$12,672,0002,575
Total interest expense$5,499,0002,747
Net interest income$7,173,0002,375
Provision for loan and lease losses$216,0003,355
Total noninterest income$1,202,0002,686
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$190,0005,288
Trading account gains and fees$0224
Additional Noninterest Income$1,012,0001,840
Total noninterest expense$4,206,0003,087
Salaries and employee benefits$2,605,0002,596
Premises and equipment expense$627,0003,048
Additional noninterest expense$974,0004,043
Pre-tax net operating income$3,953,0001,841
Securities gains (losses)$5,0003,437
Applicable income taxes$1,577,0001,554
Income before extraordinary items$2,381,0002,197
Extraordinary gains, net$032
Net income$2,381,0002,196
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,036
Cash dividends$1,575,0001,590
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,377,8002,127
1997-12-31 (YTD Data)Rank
Total interest income$12,209,0002,682
Total interest expense$5,095,0002,931
Net interest income$7,114,0002,443
Provision for loan and lease losses$192,0003,539
Total noninterest income$997,0003,050
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$196,0005,391
Trading account gains and fees$0239
Additional Noninterest Income$801,0002,028
Total noninterest expense$4,047,0003,141
Salaries and employee benefits$2,466,0002,685
Premises and equipment expense$694,0002,770
Additional noninterest expense$887,0004,368
Pre-tax net operating income$3,872,0001,937
Securities gains (losses)$5,0002,787
Applicable income taxes$1,555,0001,662
Income before extraordinary items$2,322,0002,265
Extraordinary gains, net$044
Net income$2,322,0002,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,217
Cash dividends$3,825,000777
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,318,8002,212
1996-12-31 (YTD Data)Rank
Total interest income$11,154,0002,956
Total interest expense$4,584,0003,266
Net interest income$6,570,0002,697
Provision for loan and lease losses$168,0003,843
Total noninterest income$862,0003,498
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$182,0005,876
Trading account gains and fees$0262
Additional Noninterest Income$680,0002,357
Total noninterest expense$3,738,0003,552
Salaries and employee benefits$2,232,0002,987
Premises and equipment expense$607,0003,175
Additional noninterest expense$899,0004,756
Pre-tax net operating income$3,526,0002,040
Securities gains (losses)$8,0002,673
Applicable income taxes$1,409,0001,700
Income before extraordinary items$2,125,0002,305
Extraordinary gains, net$053
Net income$2,125,0002,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0004,059
Cash dividends$450,0003,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,119,8802,266
1995-12-31 (YTD Data)Rank
Total interest income$10,240,0003,219
Total interest expense$4,123,0003,586
Net interest income$6,117,0002,904
Provision for loan and lease losses$168,0003,414
Total noninterest income$729,0003,959
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$176,0006,147
Trading account gains and fees$0522
Additional Noninterest Income$553,0002,689
Total noninterest expense$3,590,0003,650
Salaries and employee benefits$2,114,0003,133
Premises and equipment expense$464,0004,005
Additional noninterest expense$1,012,0004,311
Pre-tax net operating income$3,088,0002,374
Securities gains (losses)$1,0003,512
Applicable income taxes$1,215,0002,006
Income before extraordinary items$1,874,0002,652
Extraordinary gains, net$065
Net income$1,874,0002,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,333
Cash dividends$430,0003,691
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,873,3602,621
1994-12-31 (YTD Data)Rank
Total interest income$8,711,0003,439
Total interest expense$3,173,0003,762
Net interest income$5,538,0003,227
Provision for loan and lease losses$144,0003,703
Total noninterest income$597,0004,682
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$157,0006,728
Trading account gains and fees$0475
Additional Noninterest Income$440,0003,213
Total noninterest expense$3,346,0004,005
Salaries and employee benefits$1,812,0003,591
Premises and equipment expense$459,0004,088
Additional noninterest expense$1,075,0004,430
Pre-tax net operating income$2,645,0002,686
Securities gains (losses)$-43,00010,916
Applicable income taxes$1,015,0002,212
Income before extraordinary items$1,587,0003,027
Extraordinary gains, net$0249
Net income$1,587,0003,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,073
Cash dividends$325,0004,247
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,614,5203,005
1993-12-31 (YTD Data)Rank
Total interest income$8,327,0003,670
Total interest expense$3,130,0003,975
Net interest income$5,197,0003,441
Provision for loan and lease losses$144,0004,763
Total noninterest income$520,0005,459
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$151,0007,067
Trading account gains and feesNANA
Additional Noninterest Income$369,0003,957
Total noninterest expense$3,331,0004,101
Salaries and employee benefits$1,783,0003,638
Premises and equipment expense$447,0004,290
Additional noninterest expense$1,101,0004,527
Pre-tax net operating income$2,242,0002,984
Securities gains (losses)$-1,00012,247
Applicable income taxes$882,0002,553
Income before extraordinary items$1,359,0003,564
Extraordinary gains, net$03,149
Net income$1,359,0003,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0005,678
Cash dividends$775,0002,212
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,359,6403,361
1992-12-31 (YTD Data)Rank
Total interest income$8,537,0004,050
Total interest expense$3,655,0004,395
Net interest income$4,882,0003,731
Provision for loan and lease losses$120,0006,707
Total noninterest income$470,0005,886
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$131,0007,657
Trading account gains and feesNANA
Additional Noninterest Income$339,0004,110
Total noninterest expense$3,136,0004,343
Salaries and employee benefits$1,662,0003,869
Premises and equipment expense$414,0004,679
Additional noninterest expense$1,060,0004,822
Pre-tax net operating income$2,096,0002,967
Securities gains (losses)$26,0005,197
Applicable income taxes$806,0002,603
Income before extraordinary items$1,316,0003,477
Extraordinary gains, net$01,422
Net income$1,316,0003,520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0005,156
Cash dividends$190,0005,228
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,299,3603,273

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.