Home > First National Bank-Kemmerer > Income and Expense

First National Bank-Kemmerer, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$2,639,0007,939
Total interest expense$1,076,0008,210
Net interest income$1,563,0007,547
Provision for loan and lease losses$31,0007,285
Total noninterest income$277,0006,690
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0004,596
Trading account gains and feesNANA
Additional Noninterest Income$35,0008,765
Total noninterest expense$1,152,0007,672
Salaries and employee benefits$692,0007,231
Premises and equipment expense$120,0008,264
Additional noninterest expense$340,0007,749
Pre-tax net operating income$657,0006,649
Securities gains (losses)$04,449
Applicable income taxes$67,0008,035
Income before extraordinary items$590,0006,103
Extraordinary gains, net$-3,00010,395
Net income$587,0006,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,124
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$590,0005,997
1997-12-31 (YTD Data)Rank
Total interest income$2,243,0008,723
Total interest expense$983,0008,734
Net interest income$1,260,0008,556
Provision for loan and lease losses$33,0007,298
Total noninterest income$252,0007,198
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,097
Trading account gains and feesNANA
Additional Noninterest Income$36,0009,049
Total noninterest expense$1,115,0007,960
Salaries and employee benefits$632,0007,709
Premises and equipment expense$123,0008,418
Additional noninterest expense$360,0007,707
Pre-tax net operating income$364,0008,648
Securities gains (losses)$03,944
Applicable income taxes$101,0008,381
Income before extraordinary items$263,0008,648
Extraordinary gains, net$044
Net income$263,0008,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,314
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$263,0008,614
1996-12-31 (YTD Data)Rank
Total interest income$1,928,0009,472
Total interest expense$940,0009,209
Net interest income$988,0009,586
Provision for loan and lease losses$37,0007,110
Total noninterest income$232,0007,822
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,651
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,496
Total noninterest expense$999,0008,671
Salaries and employee benefits$565,0008,365
Premises and equipment expense$113,0008,958
Additional noninterest expense$321,0008,661
Pre-tax net operating income$184,0009,893
Securities gains (losses)$04,148
Applicable income taxes$41,0009,843
Income before extraordinary items$143,0009,861
Extraordinary gains, net$053
Net income$143,0009,860
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,612
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$143,0009,801
1995-12-31 (YTD Data)Rank
Total interest income$1,394,00010,695
Total interest expense$712,00010,264
Net interest income$682,00010,891
Provision for loan and lease losses$35,0006,883
Total noninterest income$152,0009,282
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$128,0007,139
Trading account gains and feesNANA
Additional Noninterest Income$24,00010,650
Total noninterest expense$887,0009,403
Salaries and employee benefits$460,0009,449
Premises and equipment expense$80,00010,197
Additional noninterest expense$347,0008,723
Pre-tax net operating income$-88,00011,589
Securities gains (losses)$-1,0009,017
Applicable income taxes$-33,00011,600
Income before extraordinary items$-56,00011,571
Extraordinary gains, net$065
Net income$-56,00011,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-55,36011,549
1994-12-31 (YTD Data)Rank
Total interest income$1,094,00011,539
Total interest expense$481,00011,178
Net interest income$613,00011,665
Provision for loan and lease losses$-21,00011,856
Total noninterest income$118,00010,333
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$99,0008,122
Trading account gains and feesNANA
Additional Noninterest Income$19,00011,499
Total noninterest expense$592,00011,168
Salaries and employee benefits$289,00011,308
Premises and equipment expense$56,00011,432
Additional noninterest expense$247,00010,560
Pre-tax net operating income$160,00011,189
Securities gains (losses)$03,600
Applicable income taxes$35,00010,807
Income before extraordinary items$125,00011,106
Extraordinary gains, net$0249
Net income$125,00011,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,00010,805
Cash dividends$80,0007,289
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$125,00011,158
1993-12-31 (YTD Data)Rank
Total interest income$1,144,00011,999
Total interest expense$490,00011,724
Net interest income$654,00012,023
Provision for loan and lease losses$-14,00012,543
Total noninterest income$114,00010,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0008,525
Trading account gains and feesNANA
Additional Noninterest Income$19,00012,117
Total noninterest expense$578,00011,762
Salaries and employee benefits$271,00011,966
Premises and equipment expense$56,00011,992
Additional noninterest expense$251,00011,069
Pre-tax net operating income$204,00011,002
Securities gains (losses)$25,0004,353
Applicable income taxes$59,00010,725
Income before extraordinary items$170,00010,976
Extraordinary gains, net$03,149
Net income$170,00011,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,00012,031
Cash dividends$115,0006,633
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$151,50010,975
1992-12-31 (YTD Data)Rank
Total interest income$1,219,00012,563
Total interest expense$586,00012,351
Net interest income$633,00012,595
Provision for loan and lease losses$-75,00013,666
Total noninterest income$106,00011,552
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$91,0008,794
Trading account gains and feesNANA
Additional Noninterest Income$15,00012,987
Total noninterest expense$599,00012,073
Salaries and employee benefits$249,00012,618
Premises and equipment expense$54,00012,540
Additional noninterest expense$296,00010,876
Pre-tax net operating income$215,00010,925
Securities gains (losses)$27,0005,154
Applicable income taxes$2,00012,604
Income before extraordinary items$240,00010,044
Extraordinary gains, net$21,0001,217
Net income$261,0009,906
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00013,151
Cash dividends$115,0006,307
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$213,27010,063

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.