Home > First National Bank Iowa > Loan Charge- Offs and Recoveries
First National Bank Iowa, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $810,000 | 1,170 |
| Loans secured by real estate, total | $47,000 | 2,115 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $47,000 | 2,114 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $45,000 | 1,505 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,641 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $262,000 | 1,140 |
| Loans to individuals | $501,000 | 830 |
| Credit card loan charge offs | $187,000 | 493 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $314,000 | 930 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $351,000 | 855 |
| Loans secured by real estate, total | $215,000 | 429 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $215,000 | 429 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $187,000 | 16 |
| Secured by 1-4 family residential properties - total recoveries | $28,000 | 899 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 169 |
| Commercial and industrial loans | $38,000 | 2,099 |
| Loans to individuals | $93,000 | 1,027 |
| Credit card loan recoveries | $27,000 | 489 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $66,000 | 1,183 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $459,000 | 1,434 |
| Loans secured by real estate, total | $-168,000 | 10,782 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-168,000 | 10,803 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $-187,000 | 9,715 |
| Secured by 1-4 family residential properties- net charge-offs | $17,000 | 2,002 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,341 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-5,000 | 1,056 |
| Commercial and industrial loans | $224,000 | 994 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $408,000 | 789 |
| Credit card loan net charge offs | $160,000 | 493 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $248,000 | 867 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $397,000 | 2,157 |
| Loans secured by real estate, total | $25,000 | 2,913 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $25,000 | 2,913 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,093 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $27,000 | 4,553 |
| Loans to individuals | $345,000 | 1,118 |
| Credit card loan charge offs | $144,000 | 610 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $201,000 | 1,322 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $70,000 | 3,128 |
| Loans secured by real estate, total | $4,000 | 3,443 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $4,000 | 3,443 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $3,000 | 438 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,141 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $13,000 | 3,871 |
| Loans to individuals | $53,000 | 1,666 |
| Credit card loan recoveries | $12,000 | 803 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $41,000 | 1,803 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $327,000 | 1,953 |
| Loans secured by real estate, total | $21,000 | 2,480 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $21,000 | 2,479 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-3,000 | 9,740 |
| Secured by 1-4 family residential properties- net charge-offs | $24,000 | 1,793 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $14,000 | 4,267 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $292,000 | 1,033 |
| Credit card loan net charge offs | $132,000 | 580 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $160,000 | 1,207 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $252,000 | 2,858 |
| Loans secured by real estate, total | $0 | 5,487 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $0 | 5,481 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $21,000 | 4,887 |
| Loans to individuals | $231,000 | 1,351 |
| Credit card loan charge offs | $69,000 | 824 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $162,000 | 1,414 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $156,000 | 1,830 |
| Loans secured by real estate, total | $5,000 | 3,496 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,000 | 3,494 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,346 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $38,000 | 2,364 |
| Loans to individuals | $113,000 | 956 |
| Credit card loan recoveries | $3,000 | 1,552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $110,000 | 841 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $96,000 | 3,855 |
| Loans secured by real estate, total | $-5,000 | 10,323 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-5,000 | 10,352 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-5,000 | 10,936 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-17,000 | 10,635 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $118,000 | 1,606 |
| Credit card loan net charge offs | $66,000 | 773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $52,000 | 2,280 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $251,000 | 2,955 |
| Loans secured by real estate, total | $4,000 | 5,423 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $4,000 | 5,422 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $4,000 | 4,156 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 169 |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $244,000 | 1,147 |
| Credit card loan charge offs | $22,000 | 1,384 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $222,000 | 1,002 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $82,000 | 3,328 |
| Loans secured by real estate, total | $6,000 | 3,751 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $6,000 | 3,751 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,420 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 189 |
| Commercial and industrial loans | $31,000 | 3,168 |
| Loans to individuals | $42,000 | 2,129 |
| Credit card loan recoveries | $1,000 | 2,143 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $41,000 | 1,957 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Loans secured by real estate, total | $-2,000 | 10,330 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-2,000 | 10,371 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 10,963 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-31,000 | 11,423 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $202,000 | 977 |
| Credit card loan net charge offs | $21,000 | 1,258 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $181,000 | 785 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $227,000 | 3,757 |
| Loans secured by real estate, total | $54,000 | 3,220 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $54,000 | 3,219 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $54,000 | 1,971 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $32,000 | 5,387 |
| Loans to individuals | $141,000 | 1,969 |
| Credit card loan charge offs | $21,000 | 1,512 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $120,000 | 1,846 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $172,000 | 2,067 |
| Loans secured by real estate, total | $87,000 | 1,107 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $87,000 | 1,106 |
| Construction and land development | $27,000 | 415 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $60,000 | 663 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $27,000 | 3,789 |
| Loans to individuals | $58,000 | 1,776 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $58,000 | 1,586 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Loans secured by real estate, total | $-33,000 | 12,748 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-33,000 | 12,787 |
| Construction and land development | $-27,000 | 13,099 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-6,000 | 12,339 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $5,000 | 5,985 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $83,000 | 2,051 |
| Credit card loan net charge offs | $21,000 | 1,338 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $62,000 | 2,076 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $256,000 | 4,447 |
| Loans secured by real estate, total | $25,000 | 5,305 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $25,000 | 5,305 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
| Secured by multifamily residential properties | $25,000 | 706 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $105,000 | 3,988 |
| Loans to individuals | $126,000 | 2,604 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $126,000 | 2,271 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $196,000 | 1,984 |
| Loans secured by real estate, total | $43,000 | 1,726 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $43,000 | 1,727 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $25,000 | 193 |
| Secured by nonfarm nonresidential properties | $18,000 | 1,206 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $102,000 | 1,557 |
| Loans to individuals | $51,000 | 2,055 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $51,000 | 1,864 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Loans secured by real estate, total | $-18,000 | 13,304 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-18,000 | 13,342 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-18,000 | 13,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,000 | 7,683 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $75,000 | 2,882 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $75,000 | 2,471 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.