Home > First National Bank Iowa > Income and Expense
First National Bank Iowa, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $36,618,000 | 936 |
| Total interest expense | $18,470,000 | 890 |
| Net interest income | $18,148,000 | 986 |
| Provision for loan and lease losses | $589,000 | 1,568 |
| Total noninterest income | $8,002,000 | 664 |
| Gross Fiduciary activities income | $3,290,000 | 249 |
| Service charges on deposit accounts | $2,058,000 | 624 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,654,000 | 916 |
| Total noninterest expense | $15,769,000 | 894 |
| Salaries and employee benefits | $7,547,000 | 880 |
| Premises and equipment expense | $2,754,000 | 738 |
| Additional noninterest expense | $5,468,000 | 904 |
| Pre-tax net operating income | $9,792,000 | 834 |
| Securities gains (losses) | $63,000 | 1,207 |
| Applicable income taxes | $2,998,000 | 930 |
| Income before extraordinary items | $6,857,000 | 817 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $6,857,000 | 819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,434 |
| Cash dividends | $15,329,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 805 |
| Net operating income | $6,812,900 | 802 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,903,000 | 1,227 |
| Total interest expense | $13,518,000 | 1,213 |
| Net interest income | $14,385,000 | 1,250 |
| Provision for loan and lease losses | $475,000 | 1,811 |
| Total noninterest income | $6,800,000 | 760 |
| Gross Fiduciary activities income | $2,870,000 | 293 |
| Service charges on deposit accounts | $1,640,000 | 810 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,290,000 | 1,058 |
| Total noninterest expense | $12,289,000 | 1,187 |
| Salaries and employee benefits | $5,585,000 | 1,194 |
| Premises and equipment expense | $2,292,000 | 941 |
| Additional noninterest expense | $4,412,000 | 1,262 |
| Pre-tax net operating income | $8,421,000 | 912 |
| Securities gains (losses) | $-160,000 | 11,278 |
| Applicable income taxes | $2,469,000 | 1,025 |
| Income before extraordinary items | $5,792,000 | 914 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,792,000 | 915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 1,953 |
| Cash dividends | $7,424,000 | 523 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 705 |
| Net operating income | $5,904,000 | 887 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,983,000 | 1,278 |
| Total interest expense | $13,135,000 | 1,263 |
| Net interest income | $13,848,000 | 1,302 |
| Provision for loan and lease losses | $275,000 | 2,402 |
| Total noninterest income | $6,026,000 | 840 |
| Gross Fiduciary activities income | $2,662,000 | 318 |
| Service charges on deposit accounts | $1,346,000 | 993 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,018,000 | 1,120 |
| Total noninterest expense | $13,381,000 | 1,114 |
| Salaries and employee benefits | $6,670,000 | 1,037 |
| Premises and equipment expense | $2,394,000 | 911 |
| Additional noninterest expense | $4,317,000 | 1,259 |
| Pre-tax net operating income | $6,218,000 | 1,229 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,716,000 | 1,453 |
| Income before extraordinary items | $4,502,000 | 1,174 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,502,000 | 1,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,855 |
| Cash dividends | $2,252,000 | 1,129 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 679 |
| Net operating income | $4,502,000 | 1,154 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $25,153,000 | 1,241 |
| Total interest expense | $11,588,000 | 1,132 |
| Net interest income | $13,565,000 | 1,332 |
| Provision for loan and lease losses | $270,000 | 2,445 |
| Total noninterest income | $5,498,000 | 864 |
| Gross Fiduciary activities income | $2,500,000 | 323 |
| Service charges on deposit accounts | $1,244,000 | 1,068 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,754,000 | 1,241 |
| Total noninterest expense | $12,715,000 | 1,177 |
| Salaries and employee benefits | $6,226,000 | 1,089 |
| Premises and equipment expense | $2,297,000 | 931 |
| Additional noninterest expense | $4,192,000 | 1,361 |
| Pre-tax net operating income | $6,078,000 | 1,228 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,665,000 | 1,407 |
| Income before extraordinary items | $4,414,000 | 1,152 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,414,000 | 1,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,777 |
| Cash dividends | $1,686,000 | 1,283 |
| Sale, conversion, retirement of capital stock, net | $311,000 | 622 |
| Net operating income | $4,413,270 | 1,160 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $24,729,000 | 1,282 |
| Total interest expense | $12,152,000 | 1,112 |
| Net interest income | $12,577,000 | 1,443 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $5,707,000 | 892 |
| Gross Fiduciary activities income | $2,378,000 | 344 |
| Service charges on deposit accounts | $1,254,000 | 1,066 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,075,000 | 1,231 |
| Total noninterest expense | $11,419,000 | 1,352 |
| Salaries and employee benefits | $5,519,000 | 1,216 |
| Premises and equipment expense | $2,055,000 | 1,057 |
| Additional noninterest expense | $3,845,000 | 1,573 |
| Pre-tax net operating income | $6,745,000 | 1,046 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,811,000 | 1,319 |
| Income before extraordinary items | $4,934,000 | 1,049 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,934,000 | 1,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,874 |
| Cash dividends | $1,617,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 1,068 |
| Net operating income | $4,934,000 | 982 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,105,000 | 1,401 |
| Total interest expense | $13,822,000 | 1,281 |
| Net interest income | $12,283,000 | 1,498 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $5,108,000 | 960 |
| Gross Fiduciary activities income | $2,212,000 | 363 |
| Service charges on deposit accounts | $1,265,000 | 1,030 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,631,000 | 1,432 |
| Total noninterest expense | $10,369,000 | 1,476 |
| Salaries and employee benefits | $5,178,000 | 1,298 |
| Premises and equipment expense | $1,645,000 | 1,330 |
| Additional noninterest expense | $3,546,000 | 1,733 |
| Pre-tax net operating income | $6,902,000 | 942 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $1,793,000 | 1,236 |
| Income before extraordinary items | $5,115,000 | 932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,115,000 | 934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 7,125 |
| Cash dividends | $3,026,000 | 583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,110,560 | 846 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.