Home > First National Bank Iowa > Net charge- offs to loans
First National Bank Iowa, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0586% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0041% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0099% | 808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9672% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5710% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7658% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0254% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 5,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0187% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1020% | 702 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2932% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6639% | 483 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 7,332 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 1,249 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 1,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1147% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4732% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7722% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 6,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 1,268 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 1,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2427% | 1,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6178% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6836% | 828 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3832% | 516 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 9,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | -0.2962% | 1,388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 1,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 1,374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3318% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2442% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.9788% | 530 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0295% | 10,363 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0814% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3362% | 1,126 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |