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First National Bank in Taylorville, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$6,678,000	3,345
Total interest expense	$1,551,000	3,297
Net interest income	$5,127,000	3,322
Provision for loan and lease losses	$-23,000	4,232
Total noninterest income	$524,000	3,378
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$136,000	3,087
Trading account gains and fees	NA	NA
Additional Noninterest Income	$388,000	3,197
Total noninterest expense	$3,347,000	3,565
Salaries and employee benefits	$1,702,000	3,633
Premises and equipment expense	$474,000	3,028
Additional noninterest expense	$388,000	3,197
Pre-tax net operating income	$2,327,000	2,788
Securities gains (losses)	$0	988
Applicable income taxes	$58,000	2,982
Income before extraordinary items	$2,269,000	2,643
Extraordinary gains, net	$0	54
Net income	$2,269,000	2,670
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,269,000	2,645
Net charge-offs	$105,000	1,474
Cash dividends	$815,000	2,358
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,269,000	2,670
2023-09-30 (YTD Data)		Rank
Total interest income	$4,971,000	3,333
Total interest expense	$1,102,000	3,256
Net interest income	$3,869,000	3,326
Provision for loan and lease losses	$102,000	2,115
Total noninterest income	$399,000	3,370
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$102,000	3,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	3,176
Total noninterest expense	$2,531,000	3,546
Salaries and employee benefits	$1,300,000	3,609
Premises and equipment expense	$367,000	2,996
Additional noninterest expense	$297,000	3,175
Pre-tax net operating income	$1,635,000	2,929
Securities gains (losses)	$0	849
Applicable income taxes	$45,000	3,026
Income before extraordinary items	$1,590,000	2,788
Extraordinary gains, net	$0	52
Net income	$1,590,000	2,818
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,590,000	2,789
Net charge-offs	$1,000	2,548
Cash dividends	$250,000	2,644
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,590,000	2,811
2023-06-30 (YTD Data)		Rank
Total interest income	$3,346,000	3,314
Total interest expense	$713,000	3,163
Net interest income	$2,633,000	3,322
Provision for loan and lease losses	$102,000	1,798
Total noninterest income	$262,000	3,364
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$63,000	3,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$199,000	3,175
Total noninterest expense	$1,749,000	3,506
Salaries and employee benefits	$885,000	3,590
Premises and equipment expense	$252,000	2,946
Additional noninterest expense	$199,000	3,167
Pre-tax net operating income	$1,044,000	2,988
Securities gains (losses)	$0	938
Applicable income taxes	$30,000	3,045
Income before extraordinary items	$1,014,000	2,848
Extraordinary gains, net	$0	51
Net income	$1,014,000	2,878
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,014,000	2,847
Net charge-offs	$-1,000	3,356
Cash dividends	$169,000	2,602
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,014,000	2,868
2023-03-31 (YTD Data)		Rank
Total interest income	$1,692,000	3,306
Total interest expense	$343,000	3,028
Net interest income	$1,349,000	3,297
Provision for loan and lease losses	$90,000	1,318
Total noninterest income	$150,000	3,266
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$41,000	2,918
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,068
Total noninterest expense	$778,000	3,676
Salaries and employee benefits	$428,000	3,681
Premises and equipment expense	$127,000	2,989
Additional noninterest expense	$109,000	3,068
Pre-tax net operating income	$631,000	2,833
Securities gains (losses)	$0	950
Applicable income taxes	$15,000	3,044
Income before extraordinary items	$616,000	2,672
Extraordinary gains, net	$0	4
Net income	$616,000	2,673
Minority interest net income	$0	48
Net income of bank and minority interests.	$616,000	2,672
Net charge-offs	$-5,000	3,836
Cash dividends	$142,000	1,961
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$616,000	2,709
2022-12-31 (YTD Data)		Rank
Total interest income	$6,333,000	3,175
Total interest expense	$998,000	2,427
Net interest income	$5,335,000	3,267
Provision for loan and lease losses	$0	3,012
Total noninterest income	$553,000	3,438
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$153,000	3,037
Trading account gains and fees	NA	NA
Additional Noninterest Income	$400,000	3,260
Total noninterest expense	$3,362,000	3,579
Salaries and employee benefits	$1,955,000	3,501
Premises and equipment expense	$502,000	2,982
Additional noninterest expense	$400,000	3,260
Pre-tax net operating income	$2,526,000	2,845
Securities gains (losses)	$4,000	540
Applicable income taxes	$50,000	3,260
Income before extraordinary items	$2,480,000	2,697
Extraordinary gains, net	$0	5
Net income	$2,480,000	2,694
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,480,000	2,696
Net charge-offs	$3,000	2,416
Cash dividends	$830,000	2,304
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,476,080	2,727
2022-09-30 (YTD Data)		Rank
Total interest income	$4,668,000	3,160
Total interest expense	$702,000	2,191
Net interest income	$3,966,000	3,255
Provision for loan and lease losses	$0	2,835
Total noninterest income	$418,000	3,458
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$114,000	3,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$304,000	3,277
Total noninterest expense	$2,473,000	3,587
Salaries and employee benefits	$1,401,000	3,555
Premises and equipment expense	$378,000	2,991
Additional noninterest expense	$304,000	3,277
Pre-tax net operating income	$1,911,000	2,835
Securities gains (losses)	$4,000	563
Applicable income taxes	$36,000	3,271
Income before extraordinary items	$1,879,000	2,666
Extraordinary gains, net	$0	4
Net income	$1,879,000	2,664
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,879,000	2,665
Net charge-offs	$-3,000	3,287
Cash dividends	$302,000	2,501
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,875,080	2,705
2022-06-30 (YTD Data)		Rank
Total interest income	$3,019,000	3,170
Total interest expense	$465,000	2,047
Net interest income	$2,554,000	3,279
Provision for loan and lease losses	$0	2,599
Total noninterest income	$277,000	3,454
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$74,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$203,000	3,295
Total noninterest expense	$1,660,000	3,594
Salaries and employee benefits	$956,000	3,533
Premises and equipment expense	$251,000	3,010
Additional noninterest expense	$453,000	3,768
Pre-tax net operating income	$1,171,000	2,833
Securities gains (losses)	$4,000	504
Applicable income taxes	$21,000	3,242
Income before extraordinary items	$1,154,000	2,666
Extraordinary gains, net	$0	4
Net income	$1,154,000	2,664
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,154,000	2,666
Net charge-offs	$1,000	2,041
Cash dividends	$184,000	2,512
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,150,080	2,702
2022-03-31 (YTD Data)		Rank
Total interest income	$1,443,000	3,199
Total interest expense	$231,000	2,011
Net interest income	$1,212,000	3,320
Provision for loan and lease losses	$0	2,285
Total noninterest income	$150,000	3,346
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$38,000	3,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$112,000	3,164
Total noninterest expense	$811,000	3,632
Salaries and employee benefits	$452,000	3,617
Premises and equipment expense	$130,000	2,970
Additional noninterest expense	$229,000	3,755
Pre-tax net operating income	$551,000	2,804
Securities gains (losses)	$0	623
Applicable income taxes	$10,000	3,133
Income before extraordinary items	$541,000	2,669
Extraordinary gains, net	$0	4
Net income	$541,000	2,666
Minority interest net income	$0	50
Net income of bank and minority interests.	$541,000	2,669
Net charge-offs	$1,000	1,671
Cash dividends	$108,000	1,968
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$541,000	2,683
2021-12-31 (YTD Data)		Rank
Total interest income	$6,384,000	3,136
Total interest expense	$969,000	2,258
Net interest income	$5,415,000	3,217
Provision for loan and lease losses	$0	3,064
Total noninterest income	$569,000	3,526
Gross Fiduciary activities income	$1,000	958
Service charges on deposit accounts	$148,000	3,020
Trading account gains and fees	NA	NA
Additional Noninterest Income	$420,000	3,417
Total noninterest expense	$3,435,000	3,572
Salaries and employee benefits	$2,073,000	3,472
Premises and equipment expense	$486,000	3,074
Additional noninterest expense	$876,000	3,837
Pre-tax net operating income	$2,549,000	2,880
Securities gains (losses)	$5,000	1,837
Applicable income taxes	$84,000	3,141
Income before extraordinary items	$2,470,000	2,760
Extraordinary gains, net	$0	10
Net income	$2,470,000	2,761
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,470,000	2,761
Net charge-offs	$-19,000	3,821
Cash dividends	$15,415,000	355
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,465,150	2,746
2021-09-30 (YTD Data)		Rank
Total interest income	$4,843,000	3,180
Total interest expense	$740,000	2,325
Net interest income	$4,103,000	3,249
Provision for loan and lease losses	$0	2,963
Total noninterest income	$427,000	3,572
Gross Fiduciary activities income	$1,000	928
Service charges on deposit accounts	$106,000	3,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$320,000	3,457
Total noninterest expense	$2,496,000	3,650
Salaries and employee benefits	$1,520,000	3,527
Premises and equipment expense	$360,000	3,115
Additional noninterest expense	$616,000	3,933
Pre-tax net operating income	$2,034,000	2,913
Securities gains (losses)	$5,000	1,760
Applicable income taxes	$70,000	3,080
Income before extraordinary items	$1,969,000	2,820
Extraordinary gains, net	$0	8
Net income	$1,969,000	2,820
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,969,000	2,820
Net charge-offs	$-31,000	4,033
Cash dividends	$8,415,000	428
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,964,150	2,800
2021-06-30 (YTD Data)		Rank
Total interest income	$3,075,000	3,263
Total interest expense	$503,000	2,370
Net interest income	$2,572,000	3,364
Provision for loan and lease losses	$0	2,862
Total noninterest income	$286,000	3,564
Gross Fiduciary activities income	$1,000	917
Service charges on deposit accounts	$67,000	3,111
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	3,428
Total noninterest expense	$1,686,000	3,647
Salaries and employee benefits	$1,032,000	3,503
Premises and equipment expense	$236,000	3,137
Additional noninterest expense	$418,000	3,919
Pre-tax net operating income	$1,172,000	3,072
Securities gains (losses)	$5,000	1,571
Applicable income taxes	$53,000	3,010
Income before extraordinary items	$1,124,000	2,999
Extraordinary gains, net	$0	6
Net income	$1,124,000	2,998
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,124,000	2,999
Net charge-offs	$-29,000	4,180
Cash dividends	$237,000	2,534
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,119,250	2,977
2021-03-31 (YTD Data)		Rank
Total interest income	$1,516,000	3,274
Total interest expense	$253,000	2,425
Net interest income	$1,263,000	3,376
Provision for loan and lease losses	$0	2,741
Total noninterest income	$143,000	3,571
Gross Fiduciary activities income	$1,000	885
Service charges on deposit accounts	$33,000	3,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	3,431
Total noninterest expense	$805,000	3,706
Salaries and employee benefits	$482,000	3,617
Premises and equipment expense	$120,000	3,116
Additional noninterest expense	$203,000	3,942
Pre-tax net operating income	$601,000	3,039
Securities gains (losses)	$5,000	1,192
Applicable income taxes	$10,000	3,270
Income before extraordinary items	$596,000	2,917
Extraordinary gains, net	$0	3
Net income	$596,000	2,916
Minority interest net income	$0	55
Net income of bank and minority interests.	$596,000	2,917
Net charge-offs	$-20,000	4,337
Cash dividends	$148,000	1,973
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$591,100	2,886
2020-12-31 (YTD Data)		Rank
Total interest income	$6,826,000	3,104
Total interest expense	$1,198,000	2,676
Net interest income	$5,628,000	3,151
Provision for loan and lease losses	$65,000	3,772
Total noninterest income	$498,000	3,619
Gross Fiduciary activities income	$1,000	991
Service charges on deposit accounts	$152,000	3,087
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,509
Total noninterest expense	$3,321,000	3,668
Salaries and employee benefits	$2,022,000	3,559
Premises and equipment expense	$504,000	3,031
Additional noninterest expense	$795,000	3,967
Pre-tax net operating income	$2,740,000	2,541
Securities gains (losses)	$5,000	2,442
Applicable income taxes	$44,000	3,223
Income before extraordinary items	$2,701,000	2,442
Extraordinary gains, net	$0	4
Net income	$2,701,000	2,442
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,701,000	2,442
Net charge-offs	$13,000	2,953
Cash dividends	$1,009,000	2,181
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,696,100	2,388
2020-09-30 (YTD Data)		Rank
Total interest income	$5,187,000	3,111
Total interest expense	$928,000	2,718
Net interest income	$4,259,000	3,155
Provision for loan and lease losses	$0	4,239
Total noninterest income	$373,000	3,612
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$113,000	3,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$260,000	3,485
Total noninterest expense	$2,421,000	3,702
Salaries and employee benefits	$1,480,000	3,575
Premises and equipment expense	$377,000	3,054
Additional noninterest expense	$564,000	4,043
Pre-tax net operating income	$2,211,000	2,442
Securities gains (losses)	$5,000	2,254
Applicable income taxes	$35,000	3,204
Income before extraordinary items	$2,181,000	2,321
Extraordinary gains, net	$0	4
Net income	$2,181,000	2,321
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,181,000	2,321
Net charge-offs	$-5,000	4,085
Cash dividends	$565,000	2,208
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,176,100	2,274
2020-06-30 (YTD Data)		Rank
Total interest income	$3,495,000	3,136
Total interest expense	$631,000	2,788
Net interest income	$2,864,000	3,164
Provision for loan and lease losses	$0	4,134
Total noninterest income	$225,000	3,703
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$75,000	3,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	3,588
Total noninterest expense	$1,642,000	3,681
Salaries and employee benefits	$1,011,000	3,545
Premises and equipment expense	$250,000	3,062
Additional noninterest expense	$381,000	4,035
Pre-tax net operating income	$1,447,000	2,432
Securities gains (losses)	$5,000	2,004
Applicable income taxes	$24,000	3,168
Income before extraordinary items	$1,428,000	2,299
Extraordinary gains, net	$0	4
Net income	$1,428,000	2,298
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,428,000	2,299
Net charge-offs	$-12,000	4,373
Cash dividends	$377,000	2,224
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,423,100	2,265
2020-03-31 (YTD Data)		Rank
Total interest income	$1,763,000	3,123
Total interest expense	$318,000	2,931
Net interest income	$1,445,000	3,127
Provision for loan and lease losses	$0	3,711
Total noninterest income	$144,000	3,431
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$41,000	3,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	3,141
Total noninterest expense	$793,000	3,778
Salaries and employee benefits	$480,000	3,659
Premises and equipment expense	$124,000	3,091
Additional noninterest expense	$189,000	4,108
Pre-tax net operating income	$796,000	2,168
Securities gains (losses)	$5,000	1,450
Applicable income taxes	$13,000	3,058
Income before extraordinary items	$788,000	2,003
Extraordinary gains, net	$0	4
Net income	$788,000	2,002
Minority interest net income	$0	56
Net income of bank and minority interests.	$788,000	2,003
Net charge-offs	$-4,000	4,126
Cash dividends	$246,000	1,818
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$783,100	1,982
2019-12-31 (YTD Data)		Rank
Total interest income	$7,246,000	3,130
Total interest expense	$1,223,000	3,028
Net interest income	$6,023,000	3,092
Provision for loan and lease losses	$904,000	970
Total noninterest income	$491,000	3,692
Gross Fiduciary activities income	$2,000	989
Service charges on deposit accounts	$205,000	3,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	3,636
Total noninterest expense	$3,331,000	3,737
Salaries and employee benefits	$2,036,000	3,582
Premises and equipment expense	$489,000	3,141
Additional noninterest expense	$806,000	4,098
Pre-tax net operating income	$2,279,000	2,868
Securities gains (losses)	$-1,000	4,531
Applicable income taxes	$22,000	3,531
Income before extraordinary items	$2,256,000	2,728
Extraordinary gains, net	$0	11
Net income	$2,256,000	2,728
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,256,000	2,730
Net charge-offs	$993,000	668
Cash dividends	$1,090,000	2,239
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,256,990	2,695
2019-09-30 (YTD Data)		Rank
Total interest income	$5,441,000	3,162
Total interest expense	$894,000	3,088
Net interest income	$4,547,000	3,122
Provision for loan and lease losses	$129,000	2,419
Total noninterest income	$375,000	3,703
Gross Fiduciary activities income	$1,000	975
Service charges on deposit accounts	$151,000	3,187
Trading account gains and fees	NA	NA
Additional Noninterest Income	$223,000	3,607
Total noninterest expense	$2,452,000	3,788
Salaries and employee benefits	$1,481,000	3,646
Premises and equipment expense	$366,000	3,168
Additional noninterest expense	$605,000	4,131
Pre-tax net operating income	$2,341,000	2,468
Securities gains (losses)	$-1,000	4,641
Applicable income taxes	$29,000	3,452
Income before extraordinary items	$2,311,000	2,307
Extraordinary gains, net	$0	11
Net income	$2,311,000	2,308
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,311,000	2,308
Net charge-offs	$23,000	2,640
Cash dividends	$651,000	2,241
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,311,990	2,276
2019-06-30 (YTD Data)		Rank
Total interest income	$3,662,000	3,144
Total interest expense	$572,000	3,139
Net interest income	$3,090,000	3,096
Provision for loan and lease losses	$4,000	3,618
Total noninterest income	$223,000	3,823
Gross Fiduciary activities income	$1,000	961
Service charges on deposit accounts	$98,000	3,219
Trading account gains and fees	NA	NA
Additional Noninterest Income	$124,000	3,788
Total noninterest expense	$1,613,000	3,844
Salaries and employee benefits	$951,000	3,741
Premises and equipment expense	$244,000	3,169
Additional noninterest expense	$418,000	4,116
Pre-tax net operating income	$1,696,000	2,315
Securities gains (losses)	$-1,000	4,660
Applicable income taxes	$22,000	3,413
Income before extraordinary items	$1,673,000	2,182
Extraordinary gains, net	$0	11
Net income	$1,673,000	2,181
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,673,000	2,182
Net charge-offs	$-5,000	4,282
Cash dividends	$441,000	2,232
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,673,990	2,152
2019-03-31 (YTD Data)		Rank
Total interest income	$1,830,000	3,162
Total interest expense	$280,000	3,142
Net interest income	$1,550,000	3,121
Provision for loan and lease losses	$4,000	3,295
Total noninterest income	$133,000	3,594
Gross Fiduciary activities income	$1,000	931
Service charges on deposit accounts	$47,000	3,275
Trading account gains and fees	NA	NA
Additional Noninterest Income	$85,000	3,424
Total noninterest expense	$815,000	3,871
Salaries and employee benefits	$474,000	3,785
Premises and equipment expense	$123,000	3,193
Additional noninterest expense	$218,000	4,076
Pre-tax net operating income	$864,000	2,257
Securities gains (losses)	$-1,000	4,848
Applicable income taxes	$12,000	3,343
Income before extraordinary items	$851,000	2,108
Extraordinary gains, net	$0	5
Net income	$851,000	2,107
Minority interest net income	$0	52
Net income of bank and minority interests.	$851,000	2,107
Net charge-offs	$-2,000	4,062
Cash dividends	$277,000	1,800
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$851,990	2,096
2018-12-31 (YTD Data)		Rank
Total interest income	$7,216,000	3,109
Total interest expense	$974,000	2,970
Net interest income	$6,242,000	3,092
Provision for loan and lease losses	$47,000	3,534
Total noninterest income	$651,000	3,443
Gross Fiduciary activities income	$1,000	1,056
Service charges on deposit accounts	$242,000	3,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$408,000	3,330
Total noninterest expense	$3,470,000	3,758
Salaries and employee benefits	$2,086,000	3,611
Premises and equipment expense	$503,000	3,138
Additional noninterest expense	$881,000	4,074
Pre-tax net operating income	$3,376,000	2,332
Securities gains (losses)	$0	1,125
Applicable income taxes	$41,000	3,437
Income before extraordinary items	$3,335,000	2,166
Extraordinary gains, net	$0	6
Net income	$3,335,000	2,164
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,335,000	2,165
Net charge-offs	$127,000	1,973
Cash dividends	$1,465,000	1,775
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,335,000	2,160
2018-09-30 (YTD Data)		Rank
Total interest income	$5,370,000	3,142
Total interest expense	$705,000	2,948
Net interest income	$4,665,000	3,122
Provision for loan and lease losses	$0	3,948
Total noninterest income	$516,000	3,376
Gross Fiduciary activities income	$1,000	1,014
Service charges on deposit accounts	$181,000	3,094
Trading account gains and fees	NA	NA
Additional Noninterest Income	$334,000	3,261
Total noninterest expense	$2,533,000	3,827
Salaries and employee benefits	$1,492,000	3,707
Premises and equipment expense	$379,000	3,167
Additional noninterest expense	$662,000	4,106
Pre-tax net operating income	$2,648,000	2,302
Securities gains (losses)	$0	1,118
Applicable income taxes	$33,000	3,472
Income before extraordinary items	$2,615,000	2,105
Extraordinary gains, net	$0	5
Net income	$2,615,000	2,103
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,615,000	2,104
Net charge-offs	$97,000	1,752
Cash dividends	$667,000	2,104
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,615,000	2,104
2018-06-30 (YTD Data)		Rank
Total interest income	$3,556,000	3,137
Total interest expense	$457,000	2,927
Net interest income	$3,099,000	3,133
Provision for loan and lease losses	$0	3,782
Total noninterest income	$369,000	3,286
Gross Fiduciary activities income	$1,000	997
Service charges on deposit accounts	$120,000	3,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	3,113
Total noninterest expense	$1,699,000	3,836
Salaries and employee benefits	$981,000	3,749
Premises and equipment expense	$252,000	3,195
Additional noninterest expense	$466,000	4,070
Pre-tax net operating income	$1,769,000	2,272
Securities gains (losses)	$0	961
Applicable income taxes	$22,000	3,468
Income before extraordinary items	$1,747,000	2,079
Extraordinary gains, net	$0	6
Net income	$1,747,000	2,077
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,747,000	2,078
Net charge-offs	$67,000	1,566
Cash dividends	$446,000	2,129
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,747,000	2,072
2018-03-31 (YTD Data)		Rank
Total interest income	$1,778,000	3,143
Total interest expense	$230,000	2,868
Net interest income	$1,548,000	3,145
Provision for loan and lease losses	$0	3,508
Total noninterest income	$201,000	3,179
Gross Fiduciary activities income	$1,000	957
Service charges on deposit accounts	$60,000	3,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	2,924
Total noninterest expense	$892,000	3,773
Salaries and employee benefits	$524,000	3,667
Premises and equipment expense	$126,000	3,223
Additional noninterest expense	$242,000	4,035
Pre-tax net operating income	$857,000	2,274
Securities gains (losses)	$0	735
Applicable income taxes	$13,000	3,402
Income before extraordinary items	$844,000	2,092
Extraordinary gains, net	$0	7
Net income	$844,000	2,091
Minority interest net income	$0	52
Net income of bank and minority interests.	$844,000	2,092
Net charge-offs	$-27,000	5,064
Cash dividends	$260,000	1,705
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$844,000	2,082
2017-12-31 (YTD Data)		Rank
Total interest income	$7,231,000	3,064
Total interest expense	$1,031,000	2,491
Net interest income	$6,200,000	3,119
Provision for loan and lease losses	$134,000	2,766
Total noninterest income	$579,000	3,748
Gross Fiduciary activities income	$6,000	1,012
Service charges on deposit accounts	$251,000	3,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$322,000	3,726
Total noninterest expense	$3,450,000	3,845
Salaries and employee benefits	$1,985,000	3,771
Premises and equipment expense	$543,000	3,105
Additional noninterest expense	$922,000	4,156
Pre-tax net operating income	$3,195,000	2,383
Securities gains (losses)	$2,000	1,996
Applicable income taxes	$28,000	3,688
Income before extraordinary items	$3,169,000	1,944
Extraordinary gains, net	$0	9
Net income	$3,169,000	1,944
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,169,000	1,945
Net charge-offs	$284,000	1,531
Cash dividends	$1,300,000	1,872
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,167,020	1,927
2017-09-30 (YTD Data)		Rank
Total interest income	$5,410,000	3,097
Total interest expense	$786,000	2,448
Net interest income	$4,624,000	3,152
Provision for loan and lease losses	$102,000	2,634
Total noninterest income	$445,000	3,733
Gross Fiduciary activities income	$3,000	1,012
Service charges on deposit accounts	$188,000	3,144
Trading account gains and fees	NA	NA
Additional Noninterest Income	$254,000	3,690
Total noninterest expense	$2,565,000	3,889
Salaries and employee benefits	$1,487,000	3,785
Premises and equipment expense	$407,000	3,134
Additional noninterest expense	$671,000	4,215
Pre-tax net operating income	$2,402,000	2,422
Securities gains (losses)	$2,000	2,024
Applicable income taxes	$20,000	3,722
Income before extraordinary items	$2,384,000	2,107
Extraordinary gains, net	$0	9
Net income	$2,384,000	2,108
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,384,000	2,108
Net charge-offs	$198,000	1,397
Cash dividends	$554,000	2,294
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,382,020	2,077
2017-06-30 (YTD Data)		Rank
Total interest income	$3,599,000	3,085
Total interest expense	$530,000	2,378
Net interest income	$3,069,000	3,165
Provision for loan and lease losses	$52,000	2,811
Total noninterest income	$294,000	3,755
Gross Fiduciary activities income	$2,000	1,015
Service charges on deposit accounts	$119,000	3,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,661
Total noninterest expense	$1,710,000	3,905
Salaries and employee benefits	$980,000	3,823
Premises and equipment expense	$273,000	3,133
Additional noninterest expense	$457,000	4,199
Pre-tax net operating income	$1,601,000	2,387
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$11,000	3,790
Income before extraordinary items	$1,591,000	2,062
Extraordinary gains, net	$0	11
Net income	$1,591,000	2,062
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,591,000	2,062
Net charge-offs	$125,000	1,357
Cash dividends	$368,000	2,312
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,590,010	2,030
2017-03-31 (YTD Data)		Rank
Total interest income	$1,794,000	3,093
Total interest expense	$269,000	2,338
Net interest income	$1,525,000	3,180
Provision for loan and lease losses	$27,000	2,627
Total noninterest income	$159,000	3,631
Gross Fiduciary activities income	$1,000	986
Service charges on deposit accounts	$61,000	3,198
Trading account gains and fees	NA	NA
Additional Noninterest Income	$97,000	3,517
Total noninterest expense	$892,000	3,853
Salaries and employee benefits	$525,000	3,747
Premises and equipment expense	$137,000	3,164
Additional noninterest expense	$230,000	4,224
Pre-tax net operating income	$765,000	2,372
Securities gains (losses)	$0	1,153
Applicable income taxes	$8,000	3,672
Income before extraordinary items	$757,000	2,070
Extraordinary gains, net	$0	8
Net income	$757,000	2,071
Minority interest net income	$0	55
Net income of bank and minority interests.	$757,000	2,071
Net charge-offs	$29,000	1,668
Cash dividends	$202,000	1,930
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$757,000	2,045
2016-12-31 (YTD Data)		Rank
Total interest income	$7,329,000	3,042
Total interest expense	$1,129,000	2,235
Net interest income	$6,200,000	3,125
Provision for loan and lease losses	$267,000	2,123
Total noninterest income	$621,000	3,761
Gross Fiduciary activities income	$13,000	997
Service charges on deposit accounts	$281,000	3,045
Trading account gains and fees	$0	170
Additional Noninterest Income	$327,000	3,837
Total noninterest expense	$3,392,000	3,977
Salaries and employee benefits	$1,937,000	3,896
Premises and equipment expense	$556,000	3,163
Additional noninterest expense	$899,000	4,349
Pre-tax net operating income	$3,162,000	2,320
Securities gains (losses)	$128,000	1,163
Applicable income taxes	$28,000	3,775
Income before extraordinary items	$3,262,000	1,950
Extraordinary gains, net	$0	5
Net income	$3,262,000	1,949
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,262,000	1,949
Net charge-offs	$138,000	2,309
Cash dividends	$1,565,000	1,660
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,135,280	1,977
2016-09-30 (YTD Data)		Rank
Total interest income	$5,543,000	3,020
Total interest expense	$851,000	2,220
Net interest income	$4,692,000	3,114
Provision for loan and lease losses	$258,000	1,784
Total noninterest income	$472,000	3,768
Gross Fiduciary activities income	$8,000	989
Service charges on deposit accounts	$218,000	3,008
Trading account gains and fees	$0	169
Additional Noninterest Income	$246,000	3,856
Total noninterest expense	$2,433,000	4,084
Salaries and employee benefits	$1,362,000	4,011
Premises and equipment expense	$417,000	3,193
Additional noninterest expense	$654,000	4,438
Pre-tax net operating income	$2,473,000	2,270
Securities gains (losses)	$128,000	1,092
Applicable income taxes	$31,000	3,733
Income before extraordinary items	$2,570,000	1,899
Extraordinary gains, net	$0	5
Net income	$2,570,000	1,899
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,570,000	1,899
Net charge-offs	$125,000	1,869
Cash dividends	$690,000	2,062
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,443,280	1,929
2016-06-30 (YTD Data)		Rank
Total interest income	$3,733,000	3,009
Total interest expense	$574,000	2,214
Net interest income	$3,159,000	3,113
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$319,000	3,746
Gross Fiduciary activities income	$7,000	984
Service charges on deposit accounts	$147,000	2,986
Trading account gains and fees	$0	157
Additional Noninterest Income	$165,000	3,864
Total noninterest expense	$1,619,000	4,124
Salaries and employee benefits	$898,000	4,073
Premises and equipment expense	$279,000	3,191
Additional noninterest expense	$442,000	4,453
Pre-tax net operating income	$1,619,000	2,271
Securities gains (losses)	$43,000	1,534
Applicable income taxes	$20,000	3,765
Income before extraordinary items	$1,642,000	1,953
Extraordinary gains, net	$0	16
Net income	$1,642,000	1,953
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,642,000	1,953
Net charge-offs	$118,000	1,482
Cash dividends	$462,000	2,091
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,599,430	1,939
2016-03-31 (YTD Data)		Rank
Total interest income	$1,899,000	2,971
Total interest expense	$292,000	2,185
Net interest income	$1,607,000	3,092
Provision for loan and lease losses	$50,000	2,135
Total noninterest income	$166,000	3,648
Gross Fiduciary activities income	$7,000	926
Service charges on deposit accounts	$73,000	2,996
Trading account gains and fees	$0	142
Additional Noninterest Income	$86,000	3,764
Total noninterest expense	$840,000	4,080
Salaries and employee benefits	$480,000	3,976
Premises and equipment expense	$141,000	3,202
Additional noninterest expense	$219,000	4,494
Pre-tax net operating income	$883,000	2,115
Securities gains (losses)	$14,000	1,386
Applicable income taxes	$12,000	3,688
Income before extraordinary items	$885,000	1,811
Extraordinary gains, net	$0	12
Net income	$885,000	1,812
Minority interest net income	$0	62
Net income of bank and minority interests.	$885,000	1,812
Net charge-offs	$-7,000	5,019
Cash dividends	$270,000	1,709
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$871,140	1,798
2015-12-31 (YTD Data)		Rank
Total interest income	$7,779,000	2,892
Total interest expense	$1,212,000	2,105
Net interest income	$6,567,000	3,010
Provision for loan and lease losses	$123,000	2,811
Total noninterest income	$739,000	3,556
Gross Fiduciary activities income	$10,000	1,040
Service charges on deposit accounts	$375,000	2,632
Trading account gains and fees	$0	159
Additional Noninterest Income	$354,000	3,756
Total noninterest expense	$3,274,000	4,135
Salaries and employee benefits	$1,789,000	4,132
Premises and equipment expense	$498,000	3,492
Additional noninterest expense	$987,000	4,323
Pre-tax net operating income	$3,909,000	1,901
Securities gains (losses)	$117,000	1,078
Applicable income taxes	$91,000	3,369
Income before extraordinary items	$3,935,000	1,619
Extraordinary gains, net	$0	23
Net income	$3,935,000	1,621
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,935,000	1,621
Net charge-offs	$113,000	2,538
Cash dividends	$2,002,000	1,331
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,820,340	1,630
2015-09-30 (YTD Data)		Rank
Total interest income	$5,850,000	2,910
Total interest expense	$909,000	2,121
Net interest income	$4,941,000	3,023
Provision for loan and lease losses	$123,000	2,486
Total noninterest income	$576,000	3,517
Gross Fiduciary activities income	$8,000	1,020
Service charges on deposit accounts	$292,000	2,570
Trading account gains and fees	$0	153
Additional Noninterest Income	$276,000	3,739
Total noninterest expense	$2,288,000	4,333
Salaries and employee benefits	$1,230,000	4,324
Premises and equipment expense	$365,000	3,582
Additional noninterest expense	$693,000	4,464
Pre-tax net operating income	$3,106,000	1,850
Securities gains (losses)	$84,000	1,136
Applicable income taxes	$84,000	3,370
Income before extraordinary items	$3,106,000	1,577
Extraordinary gains, net	$0	21
Net income	$3,106,000	1,577
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,106,000	1,578
Net charge-offs	$61,000	2,624
Cash dividends	$876,000	1,744
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$3,024,520	1,576
2015-06-30 (YTD Data)		Rank
Total interest income	$3,902,000	2,903
Total interest expense	$608,000	2,136
Net interest income	$3,294,000	3,021
Provision for loan and lease losses	$123,000	1,990
Total noninterest income	$408,000	3,438
Gross Fiduciary activities income	$8,000	995
Service charges on deposit accounts	$209,000	2,420
Trading account gains and fees	$0	157
Additional Noninterest Income	$191,000	3,700
Total noninterest expense	$1,523,000	4,364
Salaries and employee benefits	$804,000	4,403
Premises and equipment expense	$240,000	3,631
Additional noninterest expense	$479,000	4,429
Pre-tax net operating income	$2,056,000	1,860
Securities gains (losses)	$45,000	1,293
Applicable income taxes	$71,000	3,241
Income before extraordinary items	$2,030,000	1,598
Extraordinary gains, net	$0	22
Net income	$2,030,000	1,601
Minority interest net income	$0	75
Net income of bank and minority interests.	$2,030,000	1,601
Net charge-offs	$8,000	3,322
Cash dividends	$540,000	1,842
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,986,350	1,580
2015-03-31 (YTD Data)		Rank
Total interest income	$1,954,000	2,904
Total interest expense	$309,000	2,121
Net interest income	$1,645,000	3,026
Provision for loan and lease losses	$0	3,703
Total noninterest income	$256,000	3,006
Gross Fiduciary activities income	$6,000	965
Service charges on deposit accounts	$135,000	1,972
Trading account gains and fees	$0	152
Additional Noninterest Income	$115,000	3,387
Total noninterest expense	$806,000	4,281
Salaries and employee benefits	$484,000	4,050
Premises and equipment expense	$116,000	3,731
Additional noninterest expense	$206,000	4,751
Pre-tax net operating income	$1,095,000	1,717
Securities gains (losses)	$0	2,027
Applicable income taxes	$70,000	2,741
Income before extraordinary items	$1,025,000	1,564
Extraordinary gains, net	$0	13
Net income	$1,025,000	1,565
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,025,000	1,566
Net charge-offs	$-2,000	4,668
Cash dividends	$354,000	1,399
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,025,000	1,503
2014-12-31 (YTD Data)		Rank
Total interest income	$7,927,000	2,903
Total interest expense	$1,263,000	2,170
Net interest income	$6,664,000	3,001
Provision for loan and lease losses	$132,000	2,895
Total noninterest income	$706,000	3,684
Gross Fiduciary activities income	$12,000	1,059
Service charges on deposit accounts	$330,000	3,036
Trading account gains and fees	$0	180
Additional Noninterest Income	$364,000	3,747
Total noninterest expense	$3,251,000	4,292
Salaries and employee benefits	$1,854,000	4,153
Premises and equipment expense	$497,000	3,650
Additional noninterest expense	$900,000	4,676
Pre-tax net operating income	$3,987,000	1,840
Securities gains (losses)	$274,000	648
Applicable income taxes	$60,000	3,639
Income before extraordinary items	$4,201,000	1,520
Extraordinary gains, net	$0	17
Net income	$4,201,000	1,517
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,201,000	1,519
Net charge-offs	$43,000	3,878
Cash dividends	$2,107,000	1,218
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,929,740	1,585
2014-09-30 (YTD Data)		Rank
Total interest income	$5,918,000	2,944
Total interest expense	$950,000	2,197
Net interest income	$4,968,000	3,034
Provision for loan and lease losses	$67,000	3,203
Total noninterest income	$510,000	3,808
Gross Fiduciary activities income	$11,000	1,026
Service charges on deposit accounts	$246,000	3,079
Trading account gains and fees	$0	174
Additional Noninterest Income	$253,000	3,894
Total noninterest expense	$2,307,000	4,436
Salaries and employee benefits	$1,291,000	4,336
Premises and equipment expense	$380,000	3,660
Additional noninterest expense	$636,000	4,819
Pre-tax net operating income	$3,104,000	1,795
Securities gains (losses)	$173,000	701
Applicable income taxes	$42,000	3,730
Income before extraordinary items	$3,235,000	1,472
Extraordinary gains, net	$0	15
Net income	$3,235,000	1,471
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,235,000	1,472
Net charge-offs	$-3,000	5,367
Cash dividends	$2,107,000	881
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$3,063,730	1,521
2014-06-30 (YTD Data)		Rank
Total interest income	$3,916,000	2,965
Total interest expense	$637,000	2,215
Net interest income	$3,279,000	3,052
Provision for loan and lease losses	$16,000	3,746
Total noninterest income	$350,000	3,736
Gross Fiduciary activities income	$11,000	995
Service charges on deposit accounts	$162,000	3,073
Trading account gains and fees	$0	172
Additional Noninterest Income	$177,000	3,815
Total noninterest expense	$1,517,000	4,512
Salaries and employee benefits	$842,000	4,427
Premises and equipment expense	$254,000	3,679
Additional noninterest expense	$421,000	4,853
Pre-tax net operating income	$2,096,000	1,750
Securities gains (losses)	$173,000	533
Applicable income taxes	$30,000	3,690
Income before extraordinary items	$2,239,000	1,394
Extraordinary gains, net	$0	20
Net income	$2,239,000	1,395
Minority interest net income	$0	80
Net income of bank and minority interests.	$2,239,000	1,396
Net charge-offs	$-1,000	5,059
Cash dividends	$1,754,000	729
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$2,067,730	1,459
2014-03-31 (YTD Data)		Rank
Total interest income	$1,942,000	2,987
Total interest expense	$318,000	2,247
Net interest income	$1,624,000	3,085
Provision for loan and lease losses	$16,000	3,071
Total noninterest income	$185,000	3,589
Gross Fiduciary activities income	$9,000	957
Service charges on deposit accounts	$76,000	3,174
Trading account gains and fees	$0	147
Additional Noninterest Income	$100,000	3,569
Total noninterest expense	$777,000	4,492
Salaries and employee benefits	$449,000	4,311
Premises and equipment expense	$130,000	3,664
Additional noninterest expense	$198,000	5,028
Pre-tax net operating income	$1,016,000	1,744
Securities gains (losses)	$139,000	347
Applicable income taxes	$14,000	3,682
Income before extraordinary items	$1,141,000	1,328
Extraordinary gains, net	$0	16
Net income	$1,141,000	1,329
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,141,000	1,330
Net charge-offs	$1,000	3,492
Cash dividends	$1,194,000	532
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,003,390	1,471
2013-12-31 (YTD Data)		Rank
Total interest income	$7,906,000	2,967
Total interest expense	$1,357,000	2,354
Net interest income	$6,549,000	3,050
Provision for loan and lease losses	$105,000	3,638
Total noninterest income	$684,000	3,907
Gross Fiduciary activities income	$16,000	1,065
Service charges on deposit accounts	$309,000	3,305
Trading account gains and fees	$0	184
Additional Noninterest Income	$359,000	3,833
Total noninterest expense	$3,142,000	4,507
Salaries and employee benefits	$1,784,000	4,341
Premises and equipment expense	$458,000	3,925
Additional noninterest expense	$900,000	4,815
Pre-tax net operating income	$3,986,000	1,732
Securities gains (losses)	$90,000	1,402
Applicable income taxes	$106,000	3,372
Income before extraordinary items	$3,970,000	1,522
Extraordinary gains, net	$0	29
Net income	$3,970,000	1,524
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,970,000	1,526
Net charge-offs	$75,000	4,021
Cash dividends	$826,000	2,168
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,882,700	1,504
2013-09-30 (YTD Data)		Rank
Total interest income	$5,936,000	2,989
Total interest expense	$1,042,000	2,368
Net interest income	$4,894,000	3,090
Provision for loan and lease losses	$80,000	3,586
Total noninterest income	$511,000	3,969
Gross Fiduciary activities income	$14,000	1,033
Service charges on deposit accounts	$232,000	3,323
Trading account gains and fees	$0	180
Additional Noninterest Income	$265,000	3,928
Total noninterest expense	$2,178,000	4,702
Salaries and employee benefits	$1,239,000	4,540
Premises and equipment expense	$342,000	3,987
Additional noninterest expense	$597,000	5,093
Pre-tax net operating income	$3,147,000	1,670
Securities gains (losses)	$51,000	1,644
Applicable income taxes	$96,000	3,339
Income before extraordinary items	$3,102,000	1,464
Extraordinary gains, net	$0	25
Net income	$3,102,000	1,466
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,102,000	1,466
Net charge-offs	$75,000	3,529
Cash dividends	$826,000	1,640
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,052,530	1,446
2013-06-30 (YTD Data)		Rank
Total interest income	$3,991,000	2,976
Total interest expense	$710,000	2,366
Net interest income	$3,281,000	3,078
Provision for loan and lease losses	$80,000	3,162
Total noninterest income	$338,000	4,003
Gross Fiduciary activities income	$14,000	998
Service charges on deposit accounts	$145,000	3,400
Trading account gains and fees	$0	157
Additional Noninterest Income	$179,000	3,960
Total noninterest expense	$1,442,000	4,746
Salaries and employee benefits	$809,000	4,620
Premises and equipment expense	$228,000	4,001
Additional noninterest expense	$405,000	5,069
Pre-tax net operating income	$2,097,000	1,655
Securities gains (losses)	$40,000	1,658
Applicable income taxes	$79,000	3,172
Income before extraordinary items	$2,058,000	1,459
Extraordinary gains, net	$0	22
Net income	$2,058,000	1,463
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,058,000	1,464
Net charge-offs	$75,000	3,022
Cash dividends	$525,000	1,653
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,019,600	1,435
2013-03-31 (YTD Data)		Rank
Total interest income	$2,087,000	2,881
Total interest expense	$382,000	2,298
Net interest income	$1,705,000	2,982
Provision for loan and lease losses	$50,000	2,783
Total noninterest income	$172,000	3,912
Gross Fiduciary activities income	$9,000	976
Service charges on deposit accounts	$62,000	3,704
Trading account gains and fees	$0	148
Additional Noninterest Income	$101,000	3,730
Total noninterest expense	$710,000	4,821
Salaries and employee benefits	$381,000	4,805
Premises and equipment expense	$117,000	3,948
Additional noninterest expense	$212,000	5,025
Pre-tax net operating income	$1,117,000	1,559
Securities gains (losses)	$16,000	1,343
Applicable income taxes	$64,000	2,812
Income before extraordinary items	$1,069,000	1,384
Extraordinary gains, net	$0	10
Net income	$1,069,000	1,386
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,069,000	1,386
Net charge-offs	$56,000	2,345
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,053,960	1,350
2012-12-31 (YTD Data)		Rank
Total interest income	$7,841,000	3,168
Total interest expense	$1,822,000	2,312
Net interest income	$6,019,000	3,364
Provision for loan and lease losses	$115,000	4,549
Total noninterest income	$720,000	3,842
Gross Fiduciary activities income	$95,000	889
Service charges on deposit accounts	$291,000	3,544
Trading account gains and fees	$0	166
Additional Noninterest Income	$334,000	3,893
Total noninterest expense	$3,066,000	4,694
Salaries and employee benefits	$1,715,000	4,514
Premises and equipment expense	$471,000	3,958
Additional noninterest expense	$880,000	5,077
Pre-tax net operating income	$3,558,000	1,797
Securities gains (losses)	$232,000	1,574
Applicable income taxes	$1,068,000	1,414
Income before extraordinary items	$2,722,000	2,025
Extraordinary gains, net	$0	29
Net income	$2,722,000	2,024
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,722,000	2,026
Net charge-offs	$-47,000	6,844
Cash dividends	$1,200,000	1,725
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,554,960	2,001
2012-09-30 (YTD Data)		Rank
Total interest income	$5,900,000	3,207
Total interest expense	$1,399,000	2,354
Net interest income	$4,501,000	3,428
Provision for loan and lease losses	$70,000	4,710
Total noninterest income	$556,000	3,825
Gross Fiduciary activities income	$95,000	848
Service charges on deposit accounts	$219,000	3,572
Trading account gains and fees	$0	157
Additional Noninterest Income	$242,000	3,991
Total noninterest expense	$2,099,000	4,941
Salaries and employee benefits	$1,142,000	4,822
Premises and equipment expense	$356,000	3,989
Additional noninterest expense	$601,000	5,318
Pre-tax net operating income	$2,888,000	1,750
Securities gains (losses)	$233,000	1,319
Applicable income taxes	$948,000	1,278
Income before extraordinary items	$2,173,000	1,959
Extraordinary gains, net	$0	20
Net income	$2,173,000	1,958
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,173,000	1,960
Net charge-offs	$-43,000	6,897
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,009,900	1,975
2012-06-30 (YTD Data)		Rank
Total interest income	$3,936,000	3,233
Total interest expense	$954,000	2,386
Net interest income	$2,982,000	3,450
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$396,000	3,679
Gross Fiduciary activities income	$91,000	803
Service charges on deposit accounts	$151,000	3,493
Trading account gains and fees	$0	153
Additional Noninterest Income	$154,000	4,034
Total noninterest expense	$1,404,000	4,960
Salaries and employee benefits	$773,000	4,830
Premises and equipment expense	$240,000	3,975
Additional noninterest expense	$391,000	5,383
Pre-tax net operating income	$1,914,000	1,745
Securities gains (losses)	$169,000	1,227
Applicable income taxes	$633,000	1,269
Income before extraordinary items	$1,450,000	1,942
Extraordinary gains, net	$0	19
Net income	$1,450,000	1,940
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,450,000	1,942
Net charge-offs	$-29,000	6,879
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,331,700	1,977
2012-03-31 (YTD Data)		Rank
Total interest income	$1,957,000	3,275
Total interest expense	$500,000	2,378
Net interest income	$1,457,000	3,536
Provision for loan and lease losses	$50,000	3,648
Total noninterest income	$237,000	3,336
Gross Fiduciary activities income	$90,000	679
Service charges on deposit accounts	$74,000	3,530
Trading account gains and fees	$0	148
Additional Noninterest Income	$73,000	4,160
Total noninterest expense	$677,000	5,090
Salaries and employee benefits	$364,000	5,013
Premises and equipment expense	$117,000	4,039
Additional noninterest expense	$196,000	5,405
Pre-tax net operating income	$967,000	1,733
Securities gains (losses)	$106,000	884
Applicable income taxes	$293,000	1,322
Income before extraordinary items	$780,000	1,842
Extraordinary gains, net	$0	19
Net income	$780,000	1,843
Minority interest net income	$0	78
Net income of bank and minority interests.	$780,000	1,843
Net charge-offs	$-12,000	6,715
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$702,620	1,906
2011-12-31 (YTD Data)		Rank
Total interest income	$8,001,000	3,332
Total interest expense	$2,103,000	2,662
Net interest income	$5,898,000	3,506
Provision for loan and lease losses	$130,000	5,088
Total noninterest income	$537,000	4,276
Gross Fiduciary activities income	$27,000	996
Service charges on deposit accounts	$283,000	3,712
Trading account gains and fees	$0	146
Additional Noninterest Income	$227,000	4,278
Total noninterest expense	$3,056,000	4,835
Salaries and employee benefits	$1,664,000	4,661
Premises and equipment expense	$474,000	4,181
Additional noninterest expense	$918,000	5,102
Pre-tax net operating income	$3,249,000	1,708
Securities gains (losses)	$198,000	1,462
Applicable income taxes	$848,000	1,504
Income before extraordinary items	$2,599,000	1,821
Extraordinary gains, net	$0	29
Net income	$2,599,000	1,822
Minority interest net income	$0	96
Net income of bank and minority interests.	$2,599,000	1,822
Net charge-offs	$81,000	5,153
Cash dividends	$1,265,000	1,380
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$2,450,500	1,817
2011-09-30 (YTD Data)		Rank
Total interest income	$5,972,000	3,374
Total interest expense	$1,584,000	2,749
Net interest income	$4,388,000	3,544
Provision for loan and lease losses	$40,000	5,694
Total noninterest income	$397,000	4,342
Gross Fiduciary activities income	$26,000	941
Service charges on deposit accounts	$204,000	3,818
Trading account gains and fees	$0	145
Additional Noninterest Income	$167,000	4,370
Total noninterest expense	$2,214,000	4,928
Salaries and employee benefits	$1,133,000	4,939
Premises and equipment expense	$354,000	4,230
Additional noninterest expense	$727,000	4,996
Pre-tax net operating income	$2,531,000	1,712
Securities gains (losses)	$198,000	1,220
Applicable income taxes	$619,000	1,544
Income before extraordinary items	$2,110,000	1,760
Extraordinary gains, net	$0	21
Net income	$2,110,000	1,760
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,110,000	1,760
Net charge-offs	$76,000	4,663
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,957,540	1,779
2011-06-30 (YTD Data)		Rank
Total interest income	$3,942,000	3,436
Total interest expense	$1,057,000	2,843
Net interest income	$2,885,000	3,594
Provision for loan and lease losses	$40,000	5,272
Total noninterest income	$271,000	4,316
Gross Fiduciary activities income	$25,000	921
Service charges on deposit accounts	$130,000	3,877
Trading account gains and fees	$0	153
Additional Noninterest Income	$116,000	4,339
Total noninterest expense	$1,493,000	4,958
Salaries and employee benefits	$774,000	4,912
Premises and equipment expense	$238,000	4,241
Additional noninterest expense	$481,000	5,092
Pre-tax net operating income	$1,623,000	1,757
Securities gains (losses)	$83,000	1,270
Applicable income taxes	$394,000	1,540
Income before extraordinary items	$1,312,000	1,808
Extraordinary gains, net	$0	15
Net income	$1,312,000	1,808
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,312,000	1,808
Net charge-offs	$-32,000	7,249
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,248,090	1,823
2011-03-31 (YTD Data)		Rank
Total interest income	$1,940,000	3,496
Total interest expense	$532,000	2,897
Net interest income	$1,408,000	3,636
Provision for loan and lease losses	$40,000	4,390
Total noninterest income	$138,000	4,331
Gross Fiduciary activities income	$3,000	1,053
Service charges on deposit accounts	$65,000	3,827
Trading account gains and fees	$0	158
Additional Noninterest Income	$70,000	4,124
Total noninterest expense	$695,000	5,176
Salaries and employee benefits	$365,000	5,115
Premises and equipment expense	$120,000	4,272
Additional noninterest expense	$210,000	5,411
Pre-tax net operating income	$811,000	1,761
Securities gains (losses)	$30,000	956
Applicable income taxes	$189,000	1,573
Income before extraordinary items	$652,000	1,789
Extraordinary gains, net	$0	9
Net income	$652,000	1,788
Minority interest net income	$0	86
Net income of bank and minority interests.	$652,000	1,789
Net charge-offs	$-24,000	7,230
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$628,600	1,788
2010-12-31 (YTD Data)		Rank
Total interest income	$7,811,000	3,616
Total interest expense	$2,267,000	3,219
Net interest income	$5,544,000	3,684
Provision for loan and lease losses	$310,000	4,796
Total noninterest income	$548,000	4,404
Gross Fiduciary activities income	$36,000	996
Service charges on deposit accounts	$276,000	3,806
Trading account gains and fees	$0	175
Additional Noninterest Income	$236,000	4,334
Total noninterest expense	$2,969,000	5,048
Salaries and employee benefits	$1,642,000	4,798
Premises and equipment expense	$485,000	4,269
Additional noninterest expense	$842,000	5,507
Pre-tax net operating income	$2,813,000	1,709
Securities gains (losses)	$28,000	2,956
Applicable income taxes	$665,000	1,628
Income before extraordinary items	$2,176,000	1,877
Extraordinary gains, net	$0	29
Net income	$2,176,000	1,878
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,176,000	1,879
Net charge-offs	$264,000	4,470
Cash dividends	$800,000	1,753
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,154,440	1,826
2010-09-30 (YTD Data)		Rank
Total interest income	$5,862,000	3,686
Total interest expense	$1,735,000	3,304
Net interest income	$4,127,000	3,751
Provision for loan and lease losses	$235,000	4,655
Total noninterest income	$437,000	4,342
Gross Fiduciary activities income	$36,000	955
Service charges on deposit accounts	$209,000	3,855
Trading account gains and fees	$0	165
Additional Noninterest Income	$192,000	4,237
Total noninterest expense	$2,086,000	5,245
Salaries and employee benefits	$1,100,000	5,152
Premises and equipment expense	$362,000	4,342
Additional noninterest expense	$624,000	5,557
Pre-tax net operating income	$2,243,000	1,748
Securities gains (losses)	$10,000	3,111
Applicable income taxes	$337,000	2,033
Income before extraordinary items	$1,916,000	1,723
Extraordinary gains, net	$0	23
Net income	$1,916,000	1,726
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,916,000	1,726
Net charge-offs	$187,000	4,297
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,907,500	1,641
2010-06-30 (YTD Data)		Rank
Total interest income	$3,896,000	3,722
Total interest expense	$1,196,000	3,309
Net interest income	$2,700,000	3,810
Provision for loan and lease losses	$160,000	4,525
Total noninterest income	$286,000	4,355
Gross Fiduciary activities income	$35,000	921
Service charges on deposit accounts	$134,000	3,924
Trading account gains and fees	$0	152
Additional Noninterest Income	$117,000	4,376
Total noninterest expense	$1,414,000	5,225
Salaries and employee benefits	$748,000	5,117
Premises and equipment expense	$241,000	4,366
Additional noninterest expense	$425,000	5,523
Pre-tax net operating income	$1,412,000	1,797
Securities gains (losses)	$9,000	2,629
Applicable income taxes	$225,000	2,018
Income before extraordinary items	$1,196,000	1,815
Extraordinary gains, net	$0	19
Net income	$1,196,000	1,814
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,196,000	1,815
Net charge-offs	$134,000	3,944
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,188,440	1,742
2010-03-31 (YTD Data)		Rank
Total interest income	$1,946,000	3,778
Total interest expense	$617,000	3,359
Net interest income	$1,329,000	3,863
Provision for loan and lease losses	$50,000	4,831
Total noninterest income	$137,000	4,479
Gross Fiduciary activities income	$11,000	971
Service charges on deposit accounts	$65,000	3,983
Trading account gains and fees	$0	175
Additional Noninterest Income	$61,000	4,353
Total noninterest expense	$683,000	5,369
Salaries and employee benefits	$351,000	5,355
Premises and equipment expense	$126,000	4,352
Additional noninterest expense	$206,000	5,617
Pre-tax net operating income	$733,000	1,744
Securities gains (losses)	$0	2,284
Applicable income taxes	$113,000	2,005
Income before extraordinary items	$620,000	1,781
Extraordinary gains, net	$0	16
Net income	$620,000	1,780
Minority interest net income	$0	91
Net income of bank and minority interests.	$620,000	1,782
Net charge-offs	$-5,000	7,295
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$620,000	1,695
2009-12-31 (YTD Data)		Rank
Total interest income	$7,816,000	3,878
Total interest expense	$2,905,000	3,499
Net interest income	$4,911,000	3,995
Provision for loan and lease losses	$869,000	3,725
Total noninterest income	$479,000	4,809
Gross Fiduciary activities income	$40,000	992
Service charges on deposit accounts	$257,000	4,184
Trading account gains and fees	$0	211
Additional Noninterest Income	$182,000	4,794
Total noninterest expense	$3,042,000	5,138
Salaries and employee benefits	$1,688,000	4,850
Premises and equipment expense	$482,000	4,473
Additional noninterest expense	$872,000	5,601
Pre-tax net operating income	$1,479,000	2,364
Securities gains (losses)	$-65,000	7,220
Applicable income taxes	$448,000	1,648
Income before extraordinary items	$966,000	2,831
Extraordinary gains, net	$0	34
Net income	$966,000	2,830
Minority interest net income	$0	115
Net income of bank and minority interests.	$966,000	2,831
Net charge-offs	$921,000	2,961
Cash dividends	$800,000	1,918
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,010,200	2,699
2009-09-30 (YTD Data)		Rank
Total interest income	$5,874,000	3,930
Total interest expense	$2,228,000	3,571
Net interest income	$3,646,000	4,022
Provision for loan and lease losses	$218,000	5,054
Total noninterest income	$366,000	4,830
Gross Fiduciary activities income	$37,000	955
Service charges on deposit accounts	$186,000	4,254
Trading account gains and fees	$0	212
Additional Noninterest Income	$143,000	4,855
Total noninterest expense	$2,173,000	5,296
Salaries and employee benefits	$1,163,000	5,136
Premises and equipment expense	$363,000	4,515
Additional noninterest expense	$647,000	5,635
Pre-tax net operating income	$1,621,000	1,919
Securities gains (losses)	$159,000	1,463
Applicable income taxes	$490,000	1,425
Income before extraordinary items	$1,290,000	2,058
Extraordinary gains, net	$0	27
Net income	$1,290,000	2,057
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,290,000	2,058
Net charge-offs	$217,000	4,152
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,175,520	2,162
2009-06-30 (YTD Data)		Rank
Total interest income	$3,907,000	3,967
Total interest expense	$1,516,000	3,641
Net interest income	$2,391,000	4,047
Provision for loan and lease losses	$128,000	4,975
Total noninterest income	$247,000	4,826
Gross Fiduciary activities income	$33,000	931
Service charges on deposit accounts	$113,000	4,405
Trading account gains and fees	$0	193
Additional Noninterest Income	$101,000	4,769
Total noninterest expense	$1,440,000	5,362
Salaries and employee benefits	$809,000	5,064
Premises and equipment expense	$244,000	4,523
Additional noninterest expense	$387,000	5,907
Pre-tax net operating income	$1,070,000	2,001
Securities gains (losses)	$12,000	2,527
Applicable income taxes	$377,000	1,318
Income before extraordinary items	$705,000	2,479
Extraordinary gains, net	$0	21
Net income	$705,000	2,476
Minority interest net income	$0	112
Net income of bank and minority interests.	$705,000	2,478
Net charge-offs	$219,000	3,319
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$697,200	2,426
2009-03-31 (YTD Data)		Rank
Total interest income	$1,996,000	3,949
Total interest expense	$783,000	3,662
Net interest income	$1,213,000	4,029
Provision for loan and lease losses	$10,000	6,289
Total noninterest income	$113,000	4,983
Gross Fiduciary activities income	$2,000	1,166
Service charges on deposit accounts	$55,000	4,417
Trading account gains and fees	$0	171
Additional Noninterest Income	$56,000	4,631
Total noninterest expense	$684,000	5,450
Salaries and employee benefits	$398,000	5,155
Premises and equipment expense	$112,000	4,803
Additional noninterest expense	$174,000	5,951
Pre-tax net operating income	$632,000	1,967
Securities gains (losses)	$2,000	2,230
Applicable income taxes	$265,000	1,177
Income before extraordinary items	$369,000	2,727
Extraordinary gains, net	$0	15
Net income	$369,000	2,725
Minority interest net income	$0	102
Net income of bank and minority interests.	$369,000	2,728
Net charge-offs	$24,000	4,197
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$367,720	2,599
2008-12-31 (YTD Data)		Rank
Total interest income	$8,376,000	4,016
Total interest expense	$3,837,000	3,619
Net interest income	$4,539,000	4,204
Provision for loan and lease losses	$114,000	5,900
Total noninterest income	$496,000	4,856
Gross Fiduciary activities income	$37,000	1,016
Service charges on deposit accounts	$276,000	4,163
Trading account gains and fees	$0	154
Additional Noninterest Income	$183,000	4,986
Total noninterest expense	$2,980,000	5,130
Salaries and employee benefits	$1,622,000	5,089
Premises and equipment expense	$477,000	4,587
Additional noninterest expense	$881,000	5,205
Pre-tax net operating income	$1,941,000	2,505
Securities gains (losses)	$85,000	1,250
Applicable income taxes	$342,000	2,251
Income before extraordinary items	$1,684,000	2,319
Extraordinary gains, net	$0	39
Net income	$1,684,000	2,319
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$175,000	4,278
Cash dividends	$760,000	2,729
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,613,450	2,522
2008-09-30 (YTD Data)		Rank
Total interest income	$6,317,000	4,055
Total interest expense	$3,021,000	3,603
Net interest income	$3,296,000	4,318
Provision for loan and lease losses	$68,000	5,598
Total noninterest income	$386,000	4,890
Gross Fiduciary activities income	$36,000	980
Service charges on deposit accounts	$210,000	4,152
Trading account gains and fees	$0	148
Additional Noninterest Income	$140,000	5,056
Total noninterest expense	$2,110,000	5,303
Salaries and employee benefits	$1,096,000	5,423
Premises and equipment expense	$356,000	4,608
Additional noninterest expense	$658,000	5,150
Pre-tax net operating income	$1,504,000	2,841
Securities gains (losses)	$26,000	1,844
Applicable income taxes	$135,000	3,318
Income before extraordinary items	$1,395,000	2,474
Extraordinary gains, net	$0	31
Net income	$1,395,000	2,472
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	4,066
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,371,340	2,620
2008-06-30 (YTD Data)		Rank
Total interest income	$4,252,000	4,078
Total interest expense	$2,121,000	3,604
Net interest income	$2,131,000	4,404
Provision for loan and lease losses	$28,000	5,752
Total noninterest income	$212,000	5,317
Gross Fiduciary activities income	$26,000	984
Service charges on deposit accounts	$136,000	4,226
Trading account gains and fees	$0	149
Additional Noninterest Income	$50,000	6,130
Total noninterest expense	$1,371,000	5,409
Salaries and employee benefits	$749,000	5,403
Premises and equipment expense	$230,000	4,740
Additional noninterest expense	$392,000	5,473
Pre-tax net operating income	$944,000	3,069
Securities gains (losses)	$18,000	2,122
Applicable income taxes	$113,000	3,334
Income before extraordinary items	$849,000	2,930
Extraordinary gains, net	$0	21
Net income	$849,000	2,930
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	3,355
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$833,160	2,927
2008-03-31 (YTD Data)		Rank
Total interest income	$1,798,000	4,634
Total interest expense	$902,000	4,175
Net interest income	$896,000	4,965
Provision for loan and lease losses	$6,000	5,669
Total noninterest income	$89,000	5,671
Gross Fiduciary activities income	$3,000	1,170
Service charges on deposit accounts	$50,000	4,810
Trading account gains and fees	$0	158
Additional Noninterest Income	$36,000	5,627
Total noninterest expense	$578,000	5,917
Salaries and employee benefits	$307,000	6,022
Premises and equipment expense	$107,000	4,968
Additional noninterest expense	$164,000	5,934
Pre-tax net operating income	$401,000	3,548
Securities gains (losses)	$16,000	1,726
Applicable income taxes	$59,000	3,384
Income before extraordinary items	$358,000	3,446
Extraordinary gains, net	$0	15
Net income	$358,000	3,449
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,625
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$344,240	3,414
2007-12-31 (YTD Data)		Rank
Total interest income	$7,026,000	4,718
Total interest expense	$3,705,000	4,204
Net interest income	$3,321,000	5,215
Provision for loan and lease losses	$0	6,851
Total noninterest income	$330,000	5,855
Gross Fiduciary activities income	$32,000	1,080
Service charges on deposit accounts	$207,000	4,836
Trading account gains and fees	$0	178
Additional Noninterest Income	$91,000	6,355
Total noninterest expense	$2,359,000	5,775
Salaries and employee benefits	$1,396,000	5,519
Premises and equipment expense	$418,000	4,887
Additional noninterest expense	$545,000	6,381
Pre-tax net operating income	$1,292,000	4,203
Securities gains (losses)	$4,000	1,644
Applicable income taxes	$151,000	4,125
Income before extraordinary items	$1,145,000	4,027
Extraordinary gains, net	$0	39
Net income	$1,145,000	4,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$34,000	5,071
Cash dividends	$700,000	3,186
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,141,480	4,030
2007-09-30 (YTD Data)		Rank
Total interest income	$5,231,000	4,766
Total interest expense	$2,752,000	4,234
Net interest income	$2,479,000	5,246
Provision for loan and lease losses	$0	6,528
Total noninterest income	$265,000	5,783
Gross Fiduciary activities income	$31,000	1,025
Service charges on deposit accounts	$161,000	4,776
Trading account gains and fees	$0	184
Additional Noninterest Income	$73,000	6,288
Total noninterest expense	$1,723,000	5,814
Salaries and employee benefits	$1,025,000	5,562
Premises and equipment expense	$300,000	5,020
Additional noninterest expense	$398,000	6,428
Pre-tax net operating income	$1,021,000	4,309
Securities gains (losses)	$-1,000	7,322
Applicable income taxes	$95,000	4,485
Income before extraordinary items	$925,000	4,055
Extraordinary gains, net	$0	33
Net income	$925,000	4,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-13,000	7,915
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$925,910	4,039
2007-06-30 (YTD Data)		Rank
Total interest income	$3,476,000	4,784
Total interest expense	$1,819,000	4,257
Net interest income	$1,657,000	5,263
Provision for loan and lease losses	$0	6,209
Total noninterest income	$193,000	5,639
Gross Fiduciary activities income	$30,000	998
Service charges on deposit accounts	$108,000	4,782
Trading account gains and fees	$0	168
Additional Noninterest Income	$55,000	6,129
Total noninterest expense	$1,149,000	5,852
Salaries and employee benefits	$693,000	5,582
Premises and equipment expense	$199,000	5,054
Additional noninterest expense	$257,000	6,518
Pre-tax net operating income	$701,000	4,310
Securities gains (losses)	$-2,000	7,706
Applicable income taxes	$39,000	4,945
Income before extraordinary items	$660,000	3,957
Extraordinary gains, net	$0	29
Net income	$660,000	3,957
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,333
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$661,880	3,939
2007-03-31 (YTD Data)		Rank
Total interest income	$1,742,000	4,767
Total interest expense	$893,000	4,292
Net interest income	$849,000	5,184
Provision for loan and lease losses	$0	5,779
Total noninterest income	$92,000	5,714
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$56,000	4,665
Trading account gains and fees	$0	195
Additional Noninterest Income	$36,000	5,687
Total noninterest expense	$610,000	5,701
Salaries and employee benefits	$366,000	5,449
Premises and equipment expense	$99,000	5,082
Additional noninterest expense	$145,000	6,208
Pre-tax net operating income	$331,000	4,428
Securities gains (losses)	$0	1,187
Applicable income taxes	$11,000	5,272
Income before extraordinary items	$320,000	4,025
Extraordinary gains, net	$0	22
Net income	$320,000	4,026
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,345
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$320,000	4,005
2006-12-31 (YTD Data)		Rank
Total interest income	$6,599,000	4,723
Total interest expense	$3,069,000	4,264
Net interest income	$3,530,000	5,030
Provision for loan and lease losses	$25,000	6,138
Total noninterest income	$359,000	5,824
Gross Fiduciary activities income	$68,000	989
Service charges on deposit accounts	$200,000	4,987
Trading account gains and fees	$0	130
Additional Noninterest Income	$91,000	6,486
Total noninterest expense	$2,310,000	5,731
Salaries and employee benefits	$1,364,000	5,486
Premises and equipment expense	$400,000	4,911
Additional noninterest expense	$546,000	6,322
Pre-tax net operating income	$1,554,000	4,213
Securities gains (losses)	$33,000	783
Applicable income taxes	$315,000	3,746
Income before extraordinary items	$1,272,000	4,161
Extraordinary gains, net	$0	51
Net income	$1,272,000	4,161
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	5,089
Cash dividends	$409,000	4,026
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,245,600	4,176
2006-09-30 (YTD Data)		Rank
Total interest income	$4,902,000	4,736
Total interest expense	$2,219,000	4,263
Net interest income	$2,683,000	5,029
Provision for loan and lease losses	$25,000	5,821
Total noninterest income	$294,000	5,667
Gross Fiduciary activities income	$67,000	948
Service charges on deposit accounts	$149,000	5,050
Trading account gains and fees	$0	126
Additional Noninterest Income	$78,000	6,263
Total noninterest expense	$1,733,000	5,714
Salaries and employee benefits	$1,050,000	5,396
Premises and equipment expense	$292,000	5,029
Additional noninterest expense	$391,000	6,451
Pre-tax net operating income	$1,219,000	4,261
Securities gains (losses)	$33,000	652
Applicable income taxes	$212,000	4,067
Income before extraordinary items	$1,040,000	4,080
Extraordinary gains, net	$0	45
Net income	$1,040,000	4,083
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,016
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,012,610	4,129
2006-06-30 (YTD Data)		Rank
Total interest income	$3,225,000	4,745
Total interest expense	$1,410,000	4,270
Net interest income	$1,815,000	5,006
Provision for loan and lease losses	$25,000	5,320
Total noninterest income	$229,000	5,334
Gross Fiduciary activities income	$66,000	893
Service charges on deposit accounts	$97,000	5,082
Trading account gains and fees	$0	126
Additional Noninterest Income	$66,000	5,904
Total noninterest expense	$1,157,000	5,726
Salaries and employee benefits	$700,000	5,429
Premises and equipment expense	$179,000	5,266
Additional noninterest expense	$278,000	6,299
Pre-tax net operating income	$862,000	4,151
Securities gains (losses)	$33,000	516
Applicable income taxes	$113,000	4,369
Income before extraordinary items	$782,000	3,804
Extraordinary gains, net	$0	39
Net income	$782,000	3,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,447
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$753,290	3,866
2006-03-31 (YTD Data)		Rank
Total interest income	$1,603,000	4,706
Total interest expense	$675,000	4,270
Net interest income	$928,000	4,929
Provision for loan and lease losses	$15,000	4,758
Total noninterest income	$125,000	5,107
Gross Fiduciary activities income	$35,000	893
Service charges on deposit accounts	$52,000	4,862
Trading account gains and fees	$0	115
Additional Noninterest Income	$38,000	5,631
Total noninterest expense	$601,000	5,623
Salaries and employee benefits	$373,000	5,229
Premises and equipment expense	$94,000	5,139
Additional noninterest expense	$134,000	6,380
Pre-tax net operating income	$437,000	4,064
Securities gains (losses)	$7,000	642
Applicable income taxes	$41,000	4,710
Income before extraordinary items	$403,000	3,696
Extraordinary gains, net	$0	21
Net income	$403,000	3,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	3,102
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$396,630	3,721
2005-12-31 (YTD Data)		Rank
Total interest income	$6,254,000	4,493
Total interest expense	$2,270,000	4,071
Net interest income	$3,984,000	4,637
Provision for loan and lease losses	$60,000	5,443
Total noninterest income	$368,000	5,899
Gross Fiduciary activities income	$54,000	1,032
Service charges on deposit accounts	$192,000	5,117
Trading account gains and fees	$0	138
Additional Noninterest Income	$122,000	6,095
Total noninterest expense	$2,432,000	5,458
Salaries and employee benefits	$1,405,000	5,274
Premises and equipment expense	$427,000	4,653
Additional noninterest expense	$600,000	6,062
Pre-tax net operating income	$1,860,000	3,859
Securities gains (losses)	$110,000	670
Applicable income taxes	$494,000	3,385
Income before extraordinary items	$1,476,000	3,817
Extraordinary gains, net	$0	46
Net income	$1,476,000	3,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,967
Cash dividends	$715,000	3,035
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,393,500	3,936
2005-09-30 (YTD Data)		Rank
Total interest income	$4,655,000	4,480
Total interest expense	$1,635,000	4,056
Net interest income	$3,020,000	4,614
Provision for loan and lease losses	$45,000	5,313
Total noninterest income	$285,000	5,878
Gross Fiduciary activities income	$52,000	985
Service charges on deposit accounts	$137,000	5,260
Trading account gains and fees	$0	126
Additional Noninterest Income	$96,000	6,008
Total noninterest expense	$1,779,000	5,520
Salaries and employee benefits	$1,048,000	5,269
Premises and equipment expense	$312,000	4,705
Additional noninterest expense	$419,000	6,243
Pre-tax net operating income	$1,481,000	3,787
Securities gains (losses)	$85,000	708
Applicable income taxes	$376,000	3,424
Income before extraordinary items	$1,190,000	3,677
Extraordinary gains, net	$0	35
Net income	$1,190,000	3,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-14,000	8,052
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,125,400	3,803
2005-06-30 (YTD Data)		Rank
Total interest income	$3,086,000	4,427
Total interest expense	$1,053,000	3,988
Net interest income	$2,033,000	4,562
Provision for loan and lease losses	$30,000	5,130
Total noninterest income	$190,000	5,852
Gross Fiduciary activities income	$38,000	979
Service charges on deposit accounts	$85,000	5,372
Trading account gains and fees	$0	116
Additional Noninterest Income	$67,000	5,953
Total noninterest expense	$1,181,000	5,523
Salaries and employee benefits	$686,000	5,311
Premises and equipment expense	$212,000	4,614
Additional noninterest expense	$283,000	6,173
Pre-tax net operating income	$1,012,000	3,667
Securities gains (losses)	$69,000	694
Applicable income taxes	$256,000	3,372
Income before extraordinary items	$825,000	3,573
Extraordinary gains, net	$0	30
Net income	$825,000	3,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-26,000	8,259
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$772,560	3,666
2005-03-31 (YTD Data)		Rank
Total interest income	$1,538,000	4,400
Total interest expense	$516,000	3,932
Net interest income	$1,022,000	4,549
Provision for loan and lease losses	$15,000	4,875
Total noninterest income	$91,000	5,905
Gross Fiduciary activities income	$2,000	1,263
Service charges on deposit accounts	$44,000	5,270
Trading account gains and fees	$0	115
Additional Noninterest Income	$45,000	5,411
Total noninterest expense	$598,000	5,525
Salaries and employee benefits	$360,000	5,185
Premises and equipment expense	$98,000	4,931
Additional noninterest expense	$140,000	6,238
Pre-tax net operating income	$500,000	3,683
Securities gains (losses)	$69,000	468
Applicable income taxes	$178,000	2,783
Income before extraordinary items	$391,000	3,675
Extraordinary gains, net	$0	24
Net income	$391,000	3,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,456
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$343,390	3,954
2004-12-31 (YTD Data)		Rank
Total interest income	$6,146,000	4,181
Total interest expense	$2,139,000	3,454
Net interest income	$4,007,000	4,481
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$414,000	5,715
Gross Fiduciary activities income	$55,000	1,042
Service charges on deposit accounts	$192,000	5,312
Trading account gains and fees	$0	138
Additional Noninterest Income	$167,000	5,478
Total noninterest expense	$2,276,000	5,586
Salaries and employee benefits	$1,303,000	5,422
Premises and equipment expense	$390,000	4,843
Additional noninterest expense	$583,000	6,087
Pre-tax net operating income	$2,025,000	3,471
Securities gains (losses)	$11,000	2,784
Applicable income taxes	$428,000	3,601
Income before extraordinary items	$1,608,000	3,453
Extraordinary gains, net	$0	34
Net income	$1,608,000	3,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	4,254
Cash dividends	$650,000	3,084
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,599,310	3,405
2004-09-30 (YTD Data)		Rank
Total interest income	$4,607,000	4,172
Total interest expense	$1,610,000	3,398
Net interest income	$2,997,000	4,479
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$304,000	5,782
Gross Fiduciary activities income	$53,000	1,005
Service charges on deposit accounts	$148,000	5,291
Trading account gains and fees	$0	134
Additional Noninterest Income	$103,000	5,858
Total noninterest expense	$1,675,000	5,632
Salaries and employee benefits	$950,000	5,490
Premises and equipment expense	$276,000	5,029
Additional noninterest expense	$449,000	5,949
Pre-tax net operating income	$1,536,000	3,523
Securities gains (losses)	$4,000	3,145
Applicable income taxes	$324,000	3,662
Income before extraordinary items	$1,216,000	3,509
Extraordinary gains, net	$0	26
Net income	$1,216,000	3,509
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	3,635
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,212,840	3,438
2004-06-30 (YTD Data)		Rank
Total interest income	$3,058,000	4,178
Total interest expense	$1,077,000	3,372
Net interest income	$1,981,000	4,503
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$216,000	5,653
Gross Fiduciary activities income	$46,000	967
Service charges on deposit accounts	$95,000	5,380
Trading account gains and fees	$0	130
Additional Noninterest Income	$75,000	5,718
Total noninterest expense	$1,093,000	5,727
Salaries and employee benefits	$621,000	5,582
Premises and equipment expense	$183,000	5,061
Additional noninterest expense	$289,000	6,082
Pre-tax net operating income	$1,044,000	3,433
Securities gains (losses)	$5,000	2,738
Applicable income taxes	$207,000	3,708
Income before extraordinary items	$842,000	3,395
Extraordinary gains, net	$0	21
Net income	$842,000	3,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,797
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$838,000	3,311
2004-03-31 (YTD Data)		Rank
Total interest income	$1,499,000	4,268
Total interest expense	$542,000	3,398
Net interest income	$957,000	4,607
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$93,000	5,951
Gross Fiduciary activities income	$1,000	1,344
Service charges on deposit accounts	$46,000	5,389
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$555,000	5,690
Salaries and employee benefits	$331,000	5,390
Premises and equipment expense	$90,000	5,166
Additional noninterest expense	$134,000	6,328
Pre-tax net operating income	$465,000	3,707
Securities gains (losses)	$5,000	2,336
Applicable income taxes	$105,000	3,703
Income before extraordinary items	$365,000	3,752
Extraordinary gains, net	$0	16
Net income	$365,000	3,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,391
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$361,100	3,656
2003-12-31 (YTD Data)		Rank
Total interest income	$6,013,000	4,310
Total interest expense	$2,446,000	3,391
Net interest income	$3,567,000	4,734
Provision for loan and lease losses	$195,000	4,077
Total noninterest income	$422,000	5,857
Gross Fiduciary activities income	$98,000	963
Service charges on deposit accounts	$177,000	5,528
Trading account gains and fees	$0	160
Additional Noninterest Income	$147,000	5,855
Total noninterest expense	$2,237,000	5,620
Salaries and employee benefits	$1,268,000	5,446
Premises and equipment expense	$363,000	5,052
Additional noninterest expense	$606,000	5,958
Pre-tax net operating income	$1,557,000	4,029
Securities gains (losses)	$77,000	2,125
Applicable income taxes	$336,000	4,110
Income before extraordinary items	$1,298,000	3,927
Extraordinary gains, net	$0	54
Net income	$1,298,000	3,929
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	3,031
Cash dividends	$748,000	2,848
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,237,170	3,878
2003-09-30 (YTD Data)		Rank
Total interest income	$4,511,000	4,361
Total interest expense	$1,902,000	3,408
Net interest income	$2,609,000	4,817
Provision for loan and lease losses	$150,000	3,902
Total noninterest income	$274,000	6,208
Gross Fiduciary activities income	$38,000	1,068
Service charges on deposit accounts	$127,000	5,671
Trading account gains and fees	$0	153
Additional Noninterest Income	$109,000	5,920
Total noninterest expense	$1,658,000	5,634
Salaries and employee benefits	$940,000	5,455
Premises and equipment expense	$269,000	5,083
Additional noninterest expense	$449,000	5,990
Pre-tax net operating income	$1,075,000	4,370
Securities gains (losses)	$10,000	3,326
Applicable income taxes	$232,000	4,406
Income before extraordinary items	$853,000	4,438
Extraordinary gains, net	$0	40
Net income	$853,000	4,438
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,125
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$845,100	4,295
2003-06-30 (YTD Data)		Rank
Total interest income	$3,051,000	4,341
Total interest expense	$1,321,000	3,400
Net interest income	$1,730,000	4,838
Provision for loan and lease losses	$105,000	3,773
Total noninterest income	$196,000	6,062
Gross Fiduciary activities income	$34,000	1,032
Service charges on deposit accounts	$83,000	5,687
Trading account gains and fees	$0	150
Additional Noninterest Income	$79,000	5,734
Total noninterest expense	$1,107,000	5,623
Salaries and employee benefits	$615,000	5,534
Premises and equipment expense	$178,000	5,081
Additional noninterest expense	$314,000	5,826
Pre-tax net operating income	$714,000	4,375
Securities gains (losses)	$0	3,782
Applicable income taxes	$176,000	4,215
Income before extraordinary items	$538,000	4,601
Extraordinary gains, net	$0	30
Net income	$538,000	4,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	3,391
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$538,000	4,385
2003-03-31 (YTD Data)		Rank
Total interest income	$1,594,000	4,244
Total interest expense	$679,000	3,394
Net interest income	$915,000	4,656
Provision for loan and lease losses	$60,000	3,248
Total noninterest income	$85,000	6,273
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$39,000	5,725
Trading account gains and fees	$0	134
Additional Noninterest Income	$46,000	5,422
Total noninterest expense	$556,000	5,596
Salaries and employee benefits	$316,000	5,464
Premises and equipment expense	$87,000	5,158
Additional noninterest expense	$153,000	5,860
Pre-tax net operating income	$384,000	4,132
Securities gains (losses)	$0	2,891
Applicable income taxes	$68,000	4,629
Income before extraordinary items	$316,000	4,094
Extraordinary gains, net	$0	21
Net income	$316,000	4,092
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	1,943
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$316,000	3,898
2002-12-31 (YTD Data)		Rank
Total interest income	$6,546,000	4,275
Total interest expense	$3,101,000	3,454
Net interest income	$3,445,000	4,803
Provision for loan and lease losses	$175,000	4,644
Total noninterest income	$323,000	6,302
Gross Fiduciary activities income	$41,000	1,154
Service charges on deposit accounts	$145,000	5,892
Trading account gains and fees	$0	153
Additional Noninterest Income	$137,000	5,794
Total noninterest expense	$2,180,000	5,562
Salaries and employee benefits	$1,224,000	5,408
Premises and equipment expense	$368,000	4,940
Additional noninterest expense	$588,000	6,007
Pre-tax net operating income	$1,413,000	4,262
Securities gains (losses)	$286,000	924
Applicable income taxes	$475,000	3,557
Income before extraordinary items	$1,224,000	4,029
Extraordinary gains, net	$0	70
Net income	$1,224,000	4,029
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$219,000	2,880
Cash dividends	$250,000	4,584
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,018,080	4,422
2001-12-31 (YTD Data)		Rank
Total interest income	$7,229,000	4,322
Total interest expense	$3,940,000	3,847
Net interest income	$3,289,000	4,763
Provision for loan and lease losses	$115,000	5,373
Total noninterest income	$348,000	6,034
Gross Fiduciary activities income	$52,000	1,127
Service charges on deposit accounts	$152,000	5,774
Trading account gains and fees	$0	177
Additional Noninterest Income	$144,000	5,619
Total noninterest expense	$2,001,000	5,724
Salaries and employee benefits	$1,133,000	5,533
Premises and equipment expense	$347,000	5,060
Additional noninterest expense	$521,000	6,307
Pre-tax net operating income	$1,521,000	3,820
Securities gains (losses)	$97,000	1,773
Applicable income taxes	$409,000	3,690
Income before extraordinary items	$1,209,000	3,783
Extraordinary gains, net	$0	105
Net income	$1,209,000	3,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	5,195
Cash dividends	$2,050,000	1,293
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,136,250	3,812
2000-12-31 (YTD Data)		Rank
Total interest income	$7,175,000	4,490
Total interest expense	$3,942,000	4,022
Net interest income	$3,233,000	4,888
Provision for loan and lease losses	$150,000	4,393
Total noninterest income	$299,000	6,320
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$159,000	5,636
Trading account gains and fees	NA	NA
Additional Noninterest Income	$140,000	5,650
Total noninterest expense	$1,870,000	5,921
Salaries and employee benefits	$1,105,000	5,541
Premises and equipment expense	$284,000	5,599
Additional noninterest expense	$481,000	6,569
Pre-tax net operating income	$1,512,000	4,053
Securities gains (losses)	$8,000	1,222
Applicable income taxes	$363,000	4,198
Income before extraordinary items	$1,157,000	3,963
Extraordinary gains, net	$0	38
Net income	$1,157,000	3,965
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,226
Cash dividends	$200,000	5,103
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,150,920	3,963
1999-12-31 (YTD Data)		Rank
Total interest income	$6,416,000	4,727
Total interest expense	$3,336,000	4,214
Net interest income	$3,080,000	5,052
Provision for loan and lease losses	$70,000	5,912
Total noninterest income	$288,000	6,550
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$134,000	6,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$154,000	5,541
Total noninterest expense	$1,853,000	5,975
Salaries and employee benefits	$1,044,000	5,713
Premises and equipment expense	$322,000	5,254
Additional noninterest expense	$487,000	6,605
Pre-tax net operating income	$1,445,000	4,200
Securities gains (losses)	$-5,000	9,083
Applicable income taxes	$335,000	4,573
Income before extraordinary items	$1,105,000	4,127
Extraordinary gains, net	$0	35
Net income	$1,105,000	4,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	4,459
Cash dividends	$250,000	4,843
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,108,850	4,073
1998-12-31 (YTD Data)		Rank
Total interest income	$6,121,000	4,930
Total interest expense	$3,344,000	4,324
Net interest income	$2,777,000	5,441
Provision for loan and lease losses	$43,000	6,849
Total noninterest income	$268,000	6,800
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$117,000	6,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	5,664
Total noninterest expense	$1,765,000	6,088
Salaries and employee benefits	$956,000	5,959
Premises and equipment expense	$317,000	5,215
Additional noninterest expense	$492,000	6,497
Pre-tax net operating income	$1,237,000	4,790
Securities gains (losses)	$28,000	2,162
Applicable income taxes	$358,000	4,708
Income before extraordinary items	$907,000	4,797
Extraordinary gains, net	$0	32
Net income	$907,000	4,796
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	6,135
Cash dividends	$285,000	4,726
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$886,840	4,786
1997-12-31 (YTD Data)		Rank
Total interest income	$5,998,000	5,081
Total interest expense	$3,191,000	4,461
Net interest income	$2,807,000	5,566
Provision for loan and lease losses	$110,000	4,963
Total noninterest income	$263,000	7,073
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	6,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,729
Total noninterest expense	$1,632,000	6,463
Salaries and employee benefits	$888,000	6,355
Premises and equipment expense	$301,000	5,436
Additional noninterest expense	$443,000	6,984
Pre-tax net operating income	$1,328,000	4,896
Securities gains (losses)	$-7,000	9,846
Applicable income taxes	$434,000	4,638
Income before extraordinary items	$887,000	5,097
Extraordinary gains, net	$0	44
Net income	$887,000	5,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,288
Cash dividends	$250,000	4,919
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$891,690	5,029
1996-12-31 (YTD Data)		Rank
Total interest income	$5,617,000	5,432
Total interest expense	$2,896,000	4,940
Net interest income	$2,721,000	5,842
Provision for loan and lease losses	$102,000	5,039
Total noninterest income	$272,000	7,296
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$137,000	6,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$135,000	6,273
Total noninterest expense	$1,625,000	6,774
Salaries and employee benefits	$925,000	6,338
Premises and equipment expense	$297,000	5,639
Additional noninterest expense	$403,000	7,852
Pre-tax net operating income	$1,266,000	4,933
Securities gains (losses)	$40,000	1,495
Applicable income taxes	$347,000	5,357
Income before extraordinary items	$959,000	4,643
Extraordinary gains, net	$0	53
Net income	$959,000	4,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$110,000	3,737
Cash dividends	$290,000	4,644
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$929,800	4,711
1995-12-31 (YTD Data)		Rank
Total interest income	$5,129,000	5,877
Total interest expense	$2,730,000	5,178
Net interest income	$2,399,000	6,478
Provision for loan and lease losses	$35,000	6,883
Total noninterest income	$252,000	7,676
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$118,000	7,356
Trading account gains and fees	NA	NA
Additional Noninterest Income	$134,000	6,308
Total noninterest expense	$1,594,000	6,999
Salaries and employee benefits	$863,000	6,742
Premises and equipment expense	$321,000	5,340
Additional noninterest expense	$410,000	8,093
Pre-tax net operating income	$1,022,000	5,906
Securities gains (losses)	$7,000	2,620
Applicable income taxes	$300,000	5,992
Income before extraordinary items	$729,000	5,819
Extraordinary gains, net	$0	65
Net income	$729,000	5,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,739
Cash dividends	$240,000	5,079
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$724,030	5,825
1994-12-31 (YTD Data)		Rank
Total interest income	$4,520,000	6,128
Total interest expense	$2,024,000	5,568
Net interest income	$2,496,000	6,492
Provision for loan and lease losses	$0	9,146
Total noninterest income	$205,000	8,647
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$114,000	7,743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$91,000	7,803
Total noninterest expense	$1,681,000	7,041
Salaries and employee benefits	$787,000	7,279
Premises and equipment expense	$315,000	5,499
Additional noninterest expense	$579,000	7,185
Pre-tax net operating income	$1,020,000	5,870
Securities gains (losses)	$-12,000	9,966
Applicable income taxes	$243,000	6,649
Income before extraordinary items	$765,000	5,528
Extraordinary gains, net	$0	249
Net income	$765,000	5,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	8,704
Cash dividends	$220,000	5,230
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$774,120	5,555
1993-12-31 (YTD Data)		Rank
Total interest income	$4,361,000	6,459
Total interest expense	$1,984,000	5,873
Net interest income	$2,377,000	6,776
Provision for loan and lease losses	$8,000	9,904
Total noninterest income	$168,000	9,848
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	8,306
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	9,257
Total noninterest expense	$1,595,000	7,518
Salaries and employee benefits	$801,000	7,317
Premises and equipment expense	$340,000	5,343
Additional noninterest expense	$454,000	8,683
Pre-tax net operating income	$942,000	6,155
Securities gains (losses)	$0	7,477
Applicable income taxes	$203,000	7,553
Income before extraordinary items	$739,000	5,887
Extraordinary gains, net	$0	3,149
Net income	$739,000	6,042
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	7,896
Cash dividends	$200,000	5,372
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$739,000	5,624
1992-12-31 (YTD Data)		Rank
Total interest income	$4,647,000	6,732
Total interest expense	$2,369,000	6,250
Net interest income	$2,278,000	7,059
Provision for loan and lease losses	$65,000	8,399
Total noninterest income	$227,000	8,902
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$102,000	8,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	7,308
Total noninterest expense	$1,530,000	7,801
Salaries and employee benefits	$758,000	7,552
Premises and equipment expense	$314,000	5,782
Additional noninterest expense	$458,000	8,891
Pre-tax net operating income	$910,000	6,043
Securities gains (losses)	$-11,000	13,323
Applicable income taxes	$189,000	7,777
Income before extraordinary items	$710,000	5,853
Extraordinary gains, net	$0	1,422
Net income	$710,000	5,920
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	13,151
Cash dividends	$200,000	4,982
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$718,690	5,474

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.