First National Bank in Taylorville, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$6,384,0003,136
Total interest expense$969,0002,258
Net interest income$5,415,0003,217
Provision for loan and lease losses$03,064
Total noninterest income$569,0003,526
Gross Fiduciary activities income$1,000958
Service charges on deposit accounts$148,0003,020
Trading account gains and feesNANA
Additional Noninterest Income$420,0003,417
Total noninterest expense$3,435,0003,572
Salaries and employee benefits$2,073,0003,472
Premises and equipment expense$486,0003,074
Additional noninterest expense$876,0003,837
Pre-tax net operating income$2,549,0002,880
Securities gains (losses)$5,0001,837
Applicable income taxes$84,0003,141
Income before extraordinary items$2,470,0002,760
Extraordinary gains, net$010
Net income$2,470,0002,761
Minority interest net income$074
Net income of bank and minority interests.$2,470,0002,761
Net charge-offs$-19,0003,821
Cash dividends$15,415,000355
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,465,1502,746
2021-09-30 (YTD Data)Rank
Total interest income$4,843,0003,180
Total interest expense$740,0002,325
Net interest income$4,103,0003,249
Provision for loan and lease losses$02,963
Total noninterest income$427,0003,572
Gross Fiduciary activities income$1,000928
Service charges on deposit accounts$106,0003,085
Trading account gains and feesNANA
Additional Noninterest Income$320,0003,457
Total noninterest expense$2,496,0003,650
Salaries and employee benefits$1,520,0003,527
Premises and equipment expense$360,0003,115
Additional noninterest expense$616,0003,933
Pre-tax net operating income$2,034,0002,913
Securities gains (losses)$5,0001,760
Applicable income taxes$70,0003,080
Income before extraordinary items$1,969,0002,820
Extraordinary gains, net$08
Net income$1,969,0002,820
Minority interest net income$069
Net income of bank and minority interests.$1,969,0002,820
Net charge-offs$-31,0004,033
Cash dividends$8,415,000428
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,964,1502,800
2021-06-30 (YTD Data)Rank
Total interest income$3,075,0003,263
Total interest expense$503,0002,370
Net interest income$2,572,0003,364
Provision for loan and lease losses$02,862
Total noninterest income$286,0003,564
Gross Fiduciary activities income$1,000917
Service charges on deposit accounts$67,0003,111
Trading account gains and feesNANA
Additional Noninterest Income$218,0003,428
Total noninterest expense$1,686,0003,647
Salaries and employee benefits$1,032,0003,503
Premises and equipment expense$236,0003,137
Additional noninterest expense$418,0003,919
Pre-tax net operating income$1,172,0003,072
Securities gains (losses)$5,0001,571
Applicable income taxes$53,0003,010
Income before extraordinary items$1,124,0002,999
Extraordinary gains, net$06
Net income$1,124,0002,998
Minority interest net income$067
Net income of bank and minority interests.$1,124,0002,999
Net charge-offs$-29,0004,180
Cash dividends$237,0002,534
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,119,2502,977
2021-03-31 (YTD Data)Rank
Total interest income$1,516,0003,274
Total interest expense$253,0002,425
Net interest income$1,263,0003,376
Provision for loan and lease losses$02,741
Total noninterest income$143,0003,571
Gross Fiduciary activities income$1,000885
Service charges on deposit accounts$33,0003,113
Trading account gains and feesNANA
Additional Noninterest Income$109,0003,431
Total noninterest expense$805,0003,706
Salaries and employee benefits$482,0003,617
Premises and equipment expense$120,0003,116
Additional noninterest expense$203,0003,942
Pre-tax net operating income$601,0003,039
Securities gains (losses)$5,0001,192
Applicable income taxes$10,0003,270
Income before extraordinary items$596,0002,917
Extraordinary gains, net$03
Net income$596,0002,916
Minority interest net income$055
Net income of bank and minority interests.$596,0002,917
Net charge-offs$-20,0004,337
Cash dividends$148,0001,973
Sale, conversion, retirement of capital stock, net$0482
Net operating income$591,1002,886
2020-12-31 (YTD Data)Rank
Total interest income$6,826,0003,104
Total interest expense$1,198,0002,676
Net interest income$5,628,0003,151
Provision for loan and lease losses$65,0003,772
Total noninterest income$498,0003,619
Gross Fiduciary activities income$1,000991
Service charges on deposit accounts$152,0003,087
Trading account gains and feesNANA
Additional Noninterest Income$345,0003,509
Total noninterest expense$3,321,0003,668
Salaries and employee benefits$2,022,0003,559
Premises and equipment expense$504,0003,031
Additional noninterest expense$795,0003,967
Pre-tax net operating income$2,740,0002,541
Securities gains (losses)$5,0002,442
Applicable income taxes$44,0003,223
Income before extraordinary items$2,701,0002,442
Extraordinary gains, net$04
Net income$2,701,0002,442
Minority interest net income$072
Net income of bank and minority interests.$2,701,0002,442
Net charge-offs$13,0002,953
Cash dividends$1,009,0002,181
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,696,1002,388
2020-09-30 (YTD Data)Rank
Total interest income$5,187,0003,111
Total interest expense$928,0002,718
Net interest income$4,259,0003,155
Provision for loan and lease losses$04,239
Total noninterest income$373,0003,612
Gross Fiduciary activities income$0981
Service charges on deposit accounts$113,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$260,0003,485
Total noninterest expense$2,421,0003,702
Salaries and employee benefits$1,480,0003,575
Premises and equipment expense$377,0003,054
Additional noninterest expense$564,0004,043
Pre-tax net operating income$2,211,0002,442
Securities gains (losses)$5,0002,254
Applicable income taxes$35,0003,204
Income before extraordinary items$2,181,0002,321
Extraordinary gains, net$04
Net income$2,181,0002,321
Minority interest net income$065
Net income of bank and minority interests.$2,181,0002,321
Net charge-offs$-5,0004,085
Cash dividends$565,0002,208
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,176,1002,274
2020-06-30 (YTD Data)Rank
Total interest income$3,495,0003,136
Total interest expense$631,0002,788
Net interest income$2,864,0003,164
Provision for loan and lease losses$04,134
Total noninterest income$225,0003,703
Gross Fiduciary activities income$0970
Service charges on deposit accounts$75,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$150,0003,588
Total noninterest expense$1,642,0003,681
Salaries and employee benefits$1,011,0003,545
Premises and equipment expense$250,0003,062
Additional noninterest expense$381,0004,035
Pre-tax net operating income$1,447,0002,432
Securities gains (losses)$5,0002,004
Applicable income taxes$24,0003,168
Income before extraordinary items$1,428,0002,299
Extraordinary gains, net$04
Net income$1,428,0002,298
Minority interest net income$065
Net income of bank and minority interests.$1,428,0002,299
Net charge-offs$-12,0004,373
Cash dividends$377,0002,224
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,423,1002,265
2020-03-31 (YTD Data)Rank
Total interest income$1,763,0003,123
Total interest expense$318,0002,931
Net interest income$1,445,0003,127
Provision for loan and lease losses$03,711
Total noninterest income$144,0003,431
Gross Fiduciary activities income$0941
Service charges on deposit accounts$41,0003,299
Trading account gains and feesNANA
Additional Noninterest Income$103,0003,141
Total noninterest expense$793,0003,778
Salaries and employee benefits$480,0003,659
Premises and equipment expense$124,0003,091
Additional noninterest expense$189,0004,108
Pre-tax net operating income$796,0002,168
Securities gains (losses)$5,0001,450
Applicable income taxes$13,0003,058
Income before extraordinary items$788,0002,003
Extraordinary gains, net$04
Net income$788,0002,002
Minority interest net income$056
Net income of bank and minority interests.$788,0002,003
Net charge-offs$-4,0004,126
Cash dividends$246,0001,818
Sale, conversion, retirement of capital stock, net$0482
Net operating income$783,1001,982
2019-12-31 (YTD Data)Rank
Total interest income$7,246,0003,130
Total interest expense$1,223,0003,028
Net interest income$6,023,0003,092
Provision for loan and lease losses$904,000970
Total noninterest income$491,0003,692
Gross Fiduciary activities income$2,000989
Service charges on deposit accounts$205,0003,128
Trading account gains and feesNANA
Additional Noninterest Income$284,0003,636
Total noninterest expense$3,331,0003,737
Salaries and employee benefits$2,036,0003,582
Premises and equipment expense$489,0003,141
Additional noninterest expense$806,0004,098
Pre-tax net operating income$2,279,0002,868
Securities gains (losses)$-1,0004,531
Applicable income taxes$22,0003,531
Income before extraordinary items$2,256,0002,728
Extraordinary gains, net$011
Net income$2,256,0002,728
Minority interest net income$076
Net income of bank and minority interests.$2,256,0002,730
Net charge-offs$993,000668
Cash dividends$1,090,0002,239
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,256,9902,695
2019-09-30 (YTD Data)Rank
Total interest income$5,441,0003,162
Total interest expense$894,0003,088
Net interest income$4,547,0003,122
Provision for loan and lease losses$129,0002,419
Total noninterest income$375,0003,703
Gross Fiduciary activities income$1,000975
Service charges on deposit accounts$151,0003,187
Trading account gains and feesNANA
Additional Noninterest Income$223,0003,607
Total noninterest expense$2,452,0003,788
Salaries and employee benefits$1,481,0003,646
Premises and equipment expense$366,0003,168
Additional noninterest expense$605,0004,131
Pre-tax net operating income$2,341,0002,468
Securities gains (losses)$-1,0004,641
Applicable income taxes$29,0003,452
Income before extraordinary items$2,311,0002,307
Extraordinary gains, net$011
Net income$2,311,0002,308
Minority interest net income$072
Net income of bank and minority interests.$2,311,0002,308
Net charge-offs$23,0002,640
Cash dividends$651,0002,241
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,311,9902,276
2019-06-30 (YTD Data)Rank
Total interest income$3,662,0003,144
Total interest expense$572,0003,139
Net interest income$3,090,0003,096
Provision for loan and lease losses$4,0003,618
Total noninterest income$223,0003,823
Gross Fiduciary activities income$1,000961
Service charges on deposit accounts$98,0003,219
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,788
Total noninterest expense$1,613,0003,844
Salaries and employee benefits$951,0003,741
Premises and equipment expense$244,0003,169
Additional noninterest expense$418,0004,116
Pre-tax net operating income$1,696,0002,315
Securities gains (losses)$-1,0004,660
Applicable income taxes$22,0003,413
Income before extraordinary items$1,673,0002,182
Extraordinary gains, net$011
Net income$1,673,0002,181
Minority interest net income$069
Net income of bank and minority interests.$1,673,0002,182
Net charge-offs$-5,0004,282
Cash dividends$441,0002,232
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,673,9902,152
2019-03-31 (YTD Data)Rank
Total interest income$1,830,0003,162
Total interest expense$280,0003,142
Net interest income$1,550,0003,121
Provision for loan and lease losses$4,0003,295
Total noninterest income$133,0003,594
Gross Fiduciary activities income$1,000931
Service charges on deposit accounts$47,0003,275
Trading account gains and feesNANA
Additional Noninterest Income$85,0003,424
Total noninterest expense$815,0003,871
Salaries and employee benefits$474,0003,785
Premises and equipment expense$123,0003,193
Additional noninterest expense$218,0004,076
Pre-tax net operating income$864,0002,257
Securities gains (losses)$-1,0004,848
Applicable income taxes$12,0003,343
Income before extraordinary items$851,0002,108
Extraordinary gains, net$05
Net income$851,0002,107
Minority interest net income$052
Net income of bank and minority interests.$851,0002,107
Net charge-offs$-2,0004,062
Cash dividends$277,0001,800
Sale, conversion, retirement of capital stock, net$0529
Net operating income$851,9902,096
2018-12-31 (YTD Data)Rank
Total interest income$7,216,0003,109
Total interest expense$974,0002,970
Net interest income$6,242,0003,092
Provision for loan and lease losses$47,0003,534
Total noninterest income$651,0003,443
Gross Fiduciary activities income$1,0001,056
Service charges on deposit accounts$242,0003,064
Trading account gains and feesNANA
Additional Noninterest Income$408,0003,330
Total noninterest expense$3,470,0003,758
Salaries and employee benefits$2,086,0003,611
Premises and equipment expense$503,0003,138
Additional noninterest expense$881,0004,074
Pre-tax net operating income$3,376,0002,332
Securities gains (losses)$01,125
Applicable income taxes$41,0003,437
Income before extraordinary items$3,335,0002,166
Extraordinary gains, net$06
Net income$3,335,0002,164
Minority interest net income$072
Net income of bank and minority interests.$3,335,0002,165
Net charge-offs$127,0001,973
Cash dividends$1,465,0001,775
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,335,0002,160
2018-09-30 (YTD Data)Rank
Total interest income$5,370,0003,142
Total interest expense$705,0002,948
Net interest income$4,665,0003,122
Provision for loan and lease losses$03,948
Total noninterest income$516,0003,376
Gross Fiduciary activities income$1,0001,014
Service charges on deposit accounts$181,0003,094
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,261
Total noninterest expense$2,533,0003,827
Salaries and employee benefits$1,492,0003,707
Premises and equipment expense$379,0003,167
Additional noninterest expense$662,0004,106
Pre-tax net operating income$2,648,0002,302
Securities gains (losses)$01,118
Applicable income taxes$33,0003,472
Income before extraordinary items$2,615,0002,105
Extraordinary gains, net$05
Net income$2,615,0002,103
Minority interest net income$066
Net income of bank and minority interests.$2,615,0002,104
Net charge-offs$97,0001,752
Cash dividends$667,0002,104
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,615,0002,104
2018-06-30 (YTD Data)Rank
Total interest income$3,556,0003,137
Total interest expense$457,0002,927
Net interest income$3,099,0003,133
Provision for loan and lease losses$03,782
Total noninterest income$369,0003,286
Gross Fiduciary activities income$1,000997
Service charges on deposit accounts$120,0003,083
Trading account gains and feesNANA
Additional Noninterest Income$248,0003,113
Total noninterest expense$1,699,0003,836
Salaries and employee benefits$981,0003,749
Premises and equipment expense$252,0003,195
Additional noninterest expense$466,0004,070
Pre-tax net operating income$1,769,0002,272
Securities gains (losses)$0961
Applicable income taxes$22,0003,468
Income before extraordinary items$1,747,0002,079
Extraordinary gains, net$06
Net income$1,747,0002,077
Minority interest net income$065
Net income of bank and minority interests.$1,747,0002,078
Net charge-offs$67,0001,566
Cash dividends$446,0002,129
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,747,0002,072
2018-03-31 (YTD Data)Rank
Total interest income$1,778,0003,143
Total interest expense$230,0002,868
Net interest income$1,548,0003,145
Provision for loan and lease losses$03,508
Total noninterest income$201,0003,179
Gross Fiduciary activities income$1,000957
Service charges on deposit accounts$60,0003,115
Trading account gains and feesNANA
Additional Noninterest Income$140,0002,924
Total noninterest expense$892,0003,773
Salaries and employee benefits$524,0003,667
Premises and equipment expense$126,0003,223
Additional noninterest expense$242,0004,035
Pre-tax net operating income$857,0002,274
Securities gains (losses)$0735
Applicable income taxes$13,0003,402
Income before extraordinary items$844,0002,092
Extraordinary gains, net$07
Net income$844,0002,091
Minority interest net income$052
Net income of bank and minority interests.$844,0002,092
Net charge-offs$-27,0005,064
Cash dividends$260,0001,705
Sale, conversion, retirement of capital stock, net$0580
Net operating income$844,0002,082
2017-12-31 (YTD Data)Rank
Total interest income$7,231,0003,064
Total interest expense$1,031,0002,491
Net interest income$6,200,0003,119
Provision for loan and lease losses$134,0002,766
Total noninterest income$579,0003,748
Gross Fiduciary activities income$6,0001,012
Service charges on deposit accounts$251,0003,128
Trading account gains and feesNANA
Additional Noninterest Income$322,0003,726
Total noninterest expense$3,450,0003,845
Salaries and employee benefits$1,985,0003,771
Premises and equipment expense$543,0003,105
Additional noninterest expense$922,0004,156
Pre-tax net operating income$3,195,0002,383
Securities gains (losses)$2,0001,996
Applicable income taxes$28,0003,688
Income before extraordinary items$3,169,0001,944
Extraordinary gains, net$09
Net income$3,169,0001,944
Minority interest net income$076
Net income of bank and minority interests.$3,169,0001,945
Net charge-offs$284,0001,531
Cash dividends$1,300,0001,872
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,167,0201,927
2017-09-30 (YTD Data)Rank
Total interest income$5,410,0003,097
Total interest expense$786,0002,448
Net interest income$4,624,0003,152
Provision for loan and lease losses$102,0002,634
Total noninterest income$445,0003,733
Gross Fiduciary activities income$3,0001,012
Service charges on deposit accounts$188,0003,144
Trading account gains and feesNANA
Additional Noninterest Income$254,0003,690
Total noninterest expense$2,565,0003,889
Salaries and employee benefits$1,487,0003,785
Premises and equipment expense$407,0003,134
Additional noninterest expense$671,0004,215
Pre-tax net operating income$2,402,0002,422
Securities gains (losses)$2,0002,024
Applicable income taxes$20,0003,722
Income before extraordinary items$2,384,0002,107
Extraordinary gains, net$09
Net income$2,384,0002,108
Minority interest net income$071
Net income of bank and minority interests.$2,384,0002,108
Net charge-offs$198,0001,397
Cash dividends$554,0002,294
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,382,0202,077
2017-06-30 (YTD Data)Rank
Total interest income$3,599,0003,085
Total interest expense$530,0002,378
Net interest income$3,069,0003,165
Provision for loan and lease losses$52,0002,811
Total noninterest income$294,0003,755
Gross Fiduciary activities income$2,0001,015
Service charges on deposit accounts$119,0003,232
Trading account gains and feesNANA
Additional Noninterest Income$173,0003,661
Total noninterest expense$1,710,0003,905
Salaries and employee benefits$980,0003,823
Premises and equipment expense$273,0003,133
Additional noninterest expense$457,0004,199
Pre-tax net operating income$1,601,0002,387
Securities gains (losses)$1,0001,756
Applicable income taxes$11,0003,790
Income before extraordinary items$1,591,0002,062
Extraordinary gains, net$011
Net income$1,591,0002,062
Minority interest net income$071
Net income of bank and minority interests.$1,591,0002,062
Net charge-offs$125,0001,357
Cash dividends$368,0002,312
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,590,0102,030
2017-03-31 (YTD Data)Rank
Total interest income$1,794,0003,093
Total interest expense$269,0002,338
Net interest income$1,525,0003,180
Provision for loan and lease losses$27,0002,627
Total noninterest income$159,0003,631
Gross Fiduciary activities income$1,000986
Service charges on deposit accounts$61,0003,198
Trading account gains and feesNANA
Additional Noninterest Income$97,0003,517
Total noninterest expense$892,0003,853
Salaries and employee benefits$525,0003,747
Premises and equipment expense$137,0003,164
Additional noninterest expense$230,0004,224
Pre-tax net operating income$765,0002,372
Securities gains (losses)$01,153
Applicable income taxes$8,0003,672
Income before extraordinary items$757,0002,070
Extraordinary gains, net$08
Net income$757,0002,071
Minority interest net income$055
Net income of bank and minority interests.$757,0002,071
Net charge-offs$29,0001,668
Cash dividends$202,0001,930
Sale, conversion, retirement of capital stock, net$0632
Net operating income$757,0002,045
2016-12-31 (YTD Data)Rank
Total interest income$7,329,0003,042
Total interest expense$1,129,0002,235
Net interest income$6,200,0003,125
Provision for loan and lease losses$267,0002,123
Total noninterest income$621,0003,761
Gross Fiduciary activities income$13,000997
Service charges on deposit accounts$281,0003,045
Trading account gains and fees$0170
Additional Noninterest Income$327,0003,837
Total noninterest expense$3,392,0003,977
Salaries and employee benefits$1,937,0003,896
Premises and equipment expense$556,0003,163
Additional noninterest expense$899,0004,349
Pre-tax net operating income$3,162,0002,320
Securities gains (losses)$128,0001,163
Applicable income taxes$28,0003,775
Income before extraordinary items$3,262,0001,950
Extraordinary gains, net$05
Net income$3,262,0001,949
Minority interest net income$082
Net income of bank and minority interests.$3,262,0001,949
Net charge-offs$138,0002,309
Cash dividends$1,565,0001,660
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,135,2801,977
2016-09-30 (YTD Data)Rank
Total interest income$5,543,0003,020
Total interest expense$851,0002,220
Net interest income$4,692,0003,114
Provision for loan and lease losses$258,0001,784
Total noninterest income$472,0003,768
Gross Fiduciary activities income$8,000989
Service charges on deposit accounts$218,0003,008
Trading account gains and fees$0169
Additional Noninterest Income$246,0003,856
Total noninterest expense$2,433,0004,084
Salaries and employee benefits$1,362,0004,011
Premises and equipment expense$417,0003,193
Additional noninterest expense$654,0004,438
Pre-tax net operating income$2,473,0002,270
Securities gains (losses)$128,0001,092
Applicable income taxes$31,0003,733
Income before extraordinary items$2,570,0001,899
Extraordinary gains, net$05
Net income$2,570,0001,899
Minority interest net income$071
Net income of bank and minority interests.$2,570,0001,899
Net charge-offs$125,0001,869
Cash dividends$690,0002,062
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,443,2801,929
2016-06-30 (YTD Data)Rank
Total interest income$3,733,0003,009
Total interest expense$574,0002,214
Net interest income$3,159,0003,113
Provision for loan and lease losses$240,0001,451
Total noninterest income$319,0003,746
Gross Fiduciary activities income$7,000984
Service charges on deposit accounts$147,0002,986
Trading account gains and fees$0157
Additional Noninterest Income$165,0003,864
Total noninterest expense$1,619,0004,124
Salaries and employee benefits$898,0004,073
Premises and equipment expense$279,0003,191
Additional noninterest expense$442,0004,453
Pre-tax net operating income$1,619,0002,271
Securities gains (losses)$43,0001,534
Applicable income taxes$20,0003,765
Income before extraordinary items$1,642,0001,953
Extraordinary gains, net$016
Net income$1,642,0001,953
Minority interest net income$071
Net income of bank and minority interests.$1,642,0001,953
Net charge-offs$118,0001,482
Cash dividends$462,0002,091
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,599,4301,939
2016-03-31 (YTD Data)Rank
Total interest income$1,899,0002,971
Total interest expense$292,0002,185
Net interest income$1,607,0003,092
Provision for loan and lease losses$50,0002,135
Total noninterest income$166,0003,648
Gross Fiduciary activities income$7,000926
Service charges on deposit accounts$73,0002,996
Trading account gains and fees$0142
Additional Noninterest Income$86,0003,764
Total noninterest expense$840,0004,080
Salaries and employee benefits$480,0003,976
Premises and equipment expense$141,0003,202
Additional noninterest expense$219,0004,494
Pre-tax net operating income$883,0002,115
Securities gains (losses)$14,0001,386
Applicable income taxes$12,0003,688
Income before extraordinary items$885,0001,811
Extraordinary gains, net$012
Net income$885,0001,812
Minority interest net income$062
Net income of bank and minority interests.$885,0001,812
Net charge-offs$-7,0005,019
Cash dividends$270,0001,709
Sale, conversion, retirement of capital stock, net$0659
Net operating income$871,1401,798
2015-12-31 (YTD Data)Rank
Total interest income$7,779,0002,892
Total interest expense$1,212,0002,105
Net interest income$6,567,0003,010
Provision for loan and lease losses$123,0002,811
Total noninterest income$739,0003,556
Gross Fiduciary activities income$10,0001,040
Service charges on deposit accounts$375,0002,632
Trading account gains and fees$0159
Additional Noninterest Income$354,0003,756
Total noninterest expense$3,274,0004,135
Salaries and employee benefits$1,789,0004,132
Premises and equipment expense$498,0003,492
Additional noninterest expense$987,0004,323
Pre-tax net operating income$3,909,0001,901
Securities gains (losses)$117,0001,078
Applicable income taxes$91,0003,369
Income before extraordinary items$3,935,0001,619
Extraordinary gains, net$023
Net income$3,935,0001,621
Minority interest net income$081
Net income of bank and minority interests.$3,935,0001,621
Net charge-offs$113,0002,538
Cash dividends$2,002,0001,331
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,820,3401,630
2015-09-30 (YTD Data)Rank
Total interest income$5,850,0002,910
Total interest expense$909,0002,121
Net interest income$4,941,0003,023
Provision for loan and lease losses$123,0002,486
Total noninterest income$576,0003,517
Gross Fiduciary activities income$8,0001,020
Service charges on deposit accounts$292,0002,570
Trading account gains and fees$0153
Additional Noninterest Income$276,0003,739
Total noninterest expense$2,288,0004,333
Salaries and employee benefits$1,230,0004,324
Premises and equipment expense$365,0003,582
Additional noninterest expense$693,0004,464
Pre-tax net operating income$3,106,0001,850
Securities gains (losses)$84,0001,136
Applicable income taxes$84,0003,370
Income before extraordinary items$3,106,0001,577
Extraordinary gains, net$021
Net income$3,106,0001,577
Minority interest net income$078
Net income of bank and minority interests.$3,106,0001,578
Net charge-offs$61,0002,624
Cash dividends$876,0001,744
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,024,5201,576
2015-06-30 (YTD Data)Rank
Total interest income$3,902,0002,903
Total interest expense$608,0002,136
Net interest income$3,294,0003,021
Provision for loan and lease losses$123,0001,990
Total noninterest income$408,0003,438
Gross Fiduciary activities income$8,000995
Service charges on deposit accounts$209,0002,420
Trading account gains and fees$0157
Additional Noninterest Income$191,0003,700
Total noninterest expense$1,523,0004,364
Salaries and employee benefits$804,0004,403
Premises and equipment expense$240,0003,631
Additional noninterest expense$479,0004,429
Pre-tax net operating income$2,056,0001,860
Securities gains (losses)$45,0001,293
Applicable income taxes$71,0003,241
Income before extraordinary items$2,030,0001,598
Extraordinary gains, net$022
Net income$2,030,0001,601
Minority interest net income$075
Net income of bank and minority interests.$2,030,0001,601
Net charge-offs$8,0003,322
Cash dividends$540,0001,842
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,986,3501,580
2015-03-31 (YTD Data)Rank
Total interest income$1,954,0002,904
Total interest expense$309,0002,121
Net interest income$1,645,0003,026
Provision for loan and lease losses$03,703
Total noninterest income$256,0003,006
Gross Fiduciary activities income$6,000965
Service charges on deposit accounts$135,0001,972
Trading account gains and fees$0152
Additional Noninterest Income$115,0003,387
Total noninterest expense$806,0004,281
Salaries and employee benefits$484,0004,050
Premises and equipment expense$116,0003,731
Additional noninterest expense$206,0004,751
Pre-tax net operating income$1,095,0001,717
Securities gains (losses)$02,027
Applicable income taxes$70,0002,741
Income before extraordinary items$1,025,0001,564
Extraordinary gains, net$013
Net income$1,025,0001,565
Minority interest net income$064
Net income of bank and minority interests.$1,025,0001,566
Net charge-offs$-2,0004,668
Cash dividends$354,0001,399
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,025,0001,503
2014-12-31 (YTD Data)Rank
Total interest income$7,927,0002,903
Total interest expense$1,263,0002,170
Net interest income$6,664,0003,001
Provision for loan and lease losses$132,0002,895
Total noninterest income$706,0003,684
Gross Fiduciary activities income$12,0001,059
Service charges on deposit accounts$330,0003,036
Trading account gains and fees$0180
Additional Noninterest Income$364,0003,747
Total noninterest expense$3,251,0004,292
Salaries and employee benefits$1,854,0004,153
Premises and equipment expense$497,0003,650
Additional noninterest expense$900,0004,676
Pre-tax net operating income$3,987,0001,840
Securities gains (losses)$274,000648
Applicable income taxes$60,0003,639
Income before extraordinary items$4,201,0001,520
Extraordinary gains, net$017
Net income$4,201,0001,517
Minority interest net income$084
Net income of bank and minority interests.$4,201,0001,519
Net charge-offs$43,0003,878
Cash dividends$2,107,0001,218
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,929,7401,585
2014-09-30 (YTD Data)Rank
Total interest income$5,918,0002,944
Total interest expense$950,0002,197
Net interest income$4,968,0003,034
Provision for loan and lease losses$67,0003,203
Total noninterest income$510,0003,808
Gross Fiduciary activities income$11,0001,026
Service charges on deposit accounts$246,0003,079
Trading account gains and fees$0174
Additional Noninterest Income$253,0003,894
Total noninterest expense$2,307,0004,436
Salaries and employee benefits$1,291,0004,336
Premises and equipment expense$380,0003,660
Additional noninterest expense$636,0004,819
Pre-tax net operating income$3,104,0001,795
Securities gains (losses)$173,000701
Applicable income taxes$42,0003,730
Income before extraordinary items$3,235,0001,472
Extraordinary gains, net$015
Net income$3,235,0001,471
Minority interest net income$081
Net income of bank and minority interests.$3,235,0001,472
Net charge-offs$-3,0005,367
Cash dividends$2,107,000881
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,063,7301,521
2014-06-30 (YTD Data)Rank
Total interest income$3,916,0002,965
Total interest expense$637,0002,215
Net interest income$3,279,0003,052
Provision for loan and lease losses$16,0003,746
Total noninterest income$350,0003,736
Gross Fiduciary activities income$11,000995
Service charges on deposit accounts$162,0003,073
Trading account gains and fees$0172
Additional Noninterest Income$177,0003,815
Total noninterest expense$1,517,0004,512
Salaries and employee benefits$842,0004,427
Premises and equipment expense$254,0003,679
Additional noninterest expense$421,0004,853
Pre-tax net operating income$2,096,0001,750
Securities gains (losses)$173,000533
Applicable income taxes$30,0003,690
Income before extraordinary items$2,239,0001,394
Extraordinary gains, net$020
Net income$2,239,0001,395
Minority interest net income$080
Net income of bank and minority interests.$2,239,0001,396
Net charge-offs$-1,0005,059
Cash dividends$1,754,000729
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,067,7301,459
2014-03-31 (YTD Data)Rank
Total interest income$1,942,0002,987
Total interest expense$318,0002,247
Net interest income$1,624,0003,085
Provision for loan and lease losses$16,0003,071
Total noninterest income$185,0003,589
Gross Fiduciary activities income$9,000957
Service charges on deposit accounts$76,0003,174
Trading account gains and fees$0147
Additional Noninterest Income$100,0003,569
Total noninterest expense$777,0004,492
Salaries and employee benefits$449,0004,311
Premises and equipment expense$130,0003,664
Additional noninterest expense$198,0005,028
Pre-tax net operating income$1,016,0001,744
Securities gains (losses)$139,000347
Applicable income taxes$14,0003,682
Income before extraordinary items$1,141,0001,328
Extraordinary gains, net$016
Net income$1,141,0001,329
Minority interest net income$066
Net income of bank and minority interests.$1,141,0001,330
Net charge-offs$1,0003,492
Cash dividends$1,194,000532
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,003,3901,471
2013-12-31 (YTD Data)Rank
Total interest income$7,906,0002,967
Total interest expense$1,357,0002,354
Net interest income$6,549,0003,050
Provision for loan and lease losses$105,0003,638
Total noninterest income$684,0003,907
Gross Fiduciary activities income$16,0001,065
Service charges on deposit accounts$309,0003,305
Trading account gains and fees$0184
Additional Noninterest Income$359,0003,833
Total noninterest expense$3,142,0004,507
Salaries and employee benefits$1,784,0004,341
Premises and equipment expense$458,0003,925
Additional noninterest expense$900,0004,815
Pre-tax net operating income$3,986,0001,732
Securities gains (losses)$90,0001,402
Applicable income taxes$106,0003,372
Income before extraordinary items$3,970,0001,522
Extraordinary gains, net$029
Net income$3,970,0001,524
Minority interest net income$090
Net income of bank and minority interests.$3,970,0001,526
Net charge-offs$75,0004,021
Cash dividends$826,0002,168
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,882,7001,504
2013-09-30 (YTD Data)Rank
Total interest income$5,936,0002,989
Total interest expense$1,042,0002,368
Net interest income$4,894,0003,090
Provision for loan and lease losses$80,0003,586
Total noninterest income$511,0003,969
Gross Fiduciary activities income$14,0001,033
Service charges on deposit accounts$232,0003,323
Trading account gains and fees$0180
Additional Noninterest Income$265,0003,928
Total noninterest expense$2,178,0004,702
Salaries and employee benefits$1,239,0004,540
Premises and equipment expense$342,0003,987
Additional noninterest expense$597,0005,093
Pre-tax net operating income$3,147,0001,670
Securities gains (losses)$51,0001,644
Applicable income taxes$96,0003,339
Income before extraordinary items$3,102,0001,464
Extraordinary gains, net$025
Net income$3,102,0001,466
Minority interest net income$084
Net income of bank and minority interests.$3,102,0001,466
Net charge-offs$75,0003,529
Cash dividends$826,0001,640
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,052,5301,446
2013-06-30 (YTD Data)Rank
Total interest income$3,991,0002,976
Total interest expense$710,0002,366
Net interest income$3,281,0003,078
Provision for loan and lease losses$80,0003,162
Total noninterest income$338,0004,003
Gross Fiduciary activities income$14,000998
Service charges on deposit accounts$145,0003,400
Trading account gains and fees$0157
Additional Noninterest Income$179,0003,960
Total noninterest expense$1,442,0004,746
Salaries and employee benefits$809,0004,620
Premises and equipment expense$228,0004,001
Additional noninterest expense$405,0005,069
Pre-tax net operating income$2,097,0001,655
Securities gains (losses)$40,0001,658
Applicable income taxes$79,0003,172
Income before extraordinary items$2,058,0001,459
Extraordinary gains, net$022
Net income$2,058,0001,463
Minority interest net income$082
Net income of bank and minority interests.$2,058,0001,464
Net charge-offs$75,0003,022
Cash dividends$525,0001,653
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,019,6001,435
2013-03-31 (YTD Data)Rank
Total interest income$2,087,0002,881
Total interest expense$382,0002,298
Net interest income$1,705,0002,982
Provision for loan and lease losses$50,0002,783
Total noninterest income$172,0003,912
Gross Fiduciary activities income$9,000976
Service charges on deposit accounts$62,0003,704
Trading account gains and fees$0148
Additional Noninterest Income$101,0003,730
Total noninterest expense$710,0004,821
Salaries and employee benefits$381,0004,805
Premises and equipment expense$117,0003,948
Additional noninterest expense$212,0005,025
Pre-tax net operating income$1,117,0001,559
Securities gains (losses)$16,0001,343
Applicable income taxes$64,0002,812
Income before extraordinary items$1,069,0001,384
Extraordinary gains, net$010
Net income$1,069,0001,386
Minority interest net income$076
Net income of bank and minority interests.$1,069,0001,386
Net charge-offs$56,0002,345
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,053,9601,350
2012-12-31 (YTD Data)Rank
Total interest income$7,841,0003,168
Total interest expense$1,822,0002,312
Net interest income$6,019,0003,364
Provision for loan and lease losses$115,0004,549
Total noninterest income$720,0003,842
Gross Fiduciary activities income$95,000889
Service charges on deposit accounts$291,0003,544
Trading account gains and fees$0166
Additional Noninterest Income$334,0003,893
Total noninterest expense$3,066,0004,694
Salaries and employee benefits$1,715,0004,514
Premises and equipment expense$471,0003,958
Additional noninterest expense$880,0005,077
Pre-tax net operating income$3,558,0001,797
Securities gains (losses)$232,0001,574
Applicable income taxes$1,068,0001,414
Income before extraordinary items$2,722,0002,025
Extraordinary gains, net$029
Net income$2,722,0002,024
Minority interest net income$093
Net income of bank and minority interests.$2,722,0002,026
Net charge-offs$-47,0006,844
Cash dividends$1,200,0001,725
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$2,554,9602,001
2012-09-30 (YTD Data)Rank
Total interest income$5,900,0003,207
Total interest expense$1,399,0002,354
Net interest income$4,501,0003,428
Provision for loan and lease losses$70,0004,710
Total noninterest income$556,0003,825
Gross Fiduciary activities income$95,000848
Service charges on deposit accounts$219,0003,572
Trading account gains and fees$0157
Additional Noninterest Income$242,0003,991
Total noninterest expense$2,099,0004,941
Salaries and employee benefits$1,142,0004,822
Premises and equipment expense$356,0003,989
Additional noninterest expense$601,0005,318
Pre-tax net operating income$2,888,0001,750
Securities gains (losses)$233,0001,319
Applicable income taxes$948,0001,278
Income before extraordinary items$2,173,0001,959
Extraordinary gains, net$020
Net income$2,173,0001,958
Minority interest net income$086
Net income of bank and minority interests.$2,173,0001,960
Net charge-offs$-43,0006,897
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,009,9001,975
2012-06-30 (YTD Data)Rank
Total interest income$3,936,0003,233
Total interest expense$954,0002,386
Net interest income$2,982,0003,450
Provision for loan and lease losses$60,0004,338
Total noninterest income$396,0003,679
Gross Fiduciary activities income$91,000803
Service charges on deposit accounts$151,0003,493
Trading account gains and fees$0153
Additional Noninterest Income$154,0004,034
Total noninterest expense$1,404,0004,960
Salaries and employee benefits$773,0004,830
Premises and equipment expense$240,0003,975
Additional noninterest expense$391,0005,383
Pre-tax net operating income$1,914,0001,745
Securities gains (losses)$169,0001,227
Applicable income taxes$633,0001,269
Income before extraordinary items$1,450,0001,942
Extraordinary gains, net$019
Net income$1,450,0001,940
Minority interest net income$084
Net income of bank and minority interests.$1,450,0001,942
Net charge-offs$-29,0006,879
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,331,7001,977
2012-03-31 (YTD Data)Rank
Total interest income$1,957,0003,275
Total interest expense$500,0002,378
Net interest income$1,457,0003,536
Provision for loan and lease losses$50,0003,648
Total noninterest income$237,0003,336
Gross Fiduciary activities income$90,000679
Service charges on deposit accounts$74,0003,530
Trading account gains and fees$0148
Additional Noninterest Income$73,0004,160
Total noninterest expense$677,0005,090
Salaries and employee benefits$364,0005,013
Premises and equipment expense$117,0004,039
Additional noninterest expense$196,0005,405
Pre-tax net operating income$967,0001,733
Securities gains (losses)$106,000884
Applicable income taxes$293,0001,322
Income before extraordinary items$780,0001,842
Extraordinary gains, net$019
Net income$780,0001,843
Minority interest net income$078
Net income of bank and minority interests.$780,0001,843
Net charge-offs$-12,0006,715
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$702,6201,906
2011-12-31 (YTD Data)Rank
Total interest income$8,001,0003,332
Total interest expense$2,103,0002,662
Net interest income$5,898,0003,506
Provision for loan and lease losses$130,0005,088
Total noninterest income$537,0004,276
Gross Fiduciary activities income$27,000996
Service charges on deposit accounts$283,0003,712
Trading account gains and fees$0146
Additional Noninterest Income$227,0004,278
Total noninterest expense$3,056,0004,835
Salaries and employee benefits$1,664,0004,661
Premises and equipment expense$474,0004,181
Additional noninterest expense$918,0005,102
Pre-tax net operating income$3,249,0001,708
Securities gains (losses)$198,0001,462
Applicable income taxes$848,0001,504
Income before extraordinary items$2,599,0001,821
Extraordinary gains, net$029
Net income$2,599,0001,822
Minority interest net income$096
Net income of bank and minority interests.$2,599,0001,822
Net charge-offs$81,0005,153
Cash dividends$1,265,0001,380
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$2,450,5001,817
2011-09-30 (YTD Data)Rank
Total interest income$5,972,0003,374
Total interest expense$1,584,0002,749
Net interest income$4,388,0003,544
Provision for loan and lease losses$40,0005,694
Total noninterest income$397,0004,342
Gross Fiduciary activities income$26,000941
Service charges on deposit accounts$204,0003,818
Trading account gains and fees$0145
Additional Noninterest Income$167,0004,370
Total noninterest expense$2,214,0004,928
Salaries and employee benefits$1,133,0004,939
Premises and equipment expense$354,0004,230
Additional noninterest expense$727,0004,996
Pre-tax net operating income$2,531,0001,712
Securities gains (losses)$198,0001,220
Applicable income taxes$619,0001,544
Income before extraordinary items$2,110,0001,760
Extraordinary gains, net$021
Net income$2,110,0001,760
Minority interest net income$087
Net income of bank and minority interests.$2,110,0001,760
Net charge-offs$76,0004,663
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$1,957,5401,779
2011-06-30 (YTD Data)Rank
Total interest income$3,942,0003,436
Total interest expense$1,057,0002,843
Net interest income$2,885,0003,594
Provision for loan and lease losses$40,0005,272
Total noninterest income$271,0004,316
Gross Fiduciary activities income$25,000921
Service charges on deposit accounts$130,0003,877
Trading account gains and fees$0153
Additional Noninterest Income$116,0004,339
Total noninterest expense$1,493,0004,958
Salaries and employee benefits$774,0004,912
Premises and equipment expense$238,0004,241
Additional noninterest expense$481,0005,092
Pre-tax net operating income$1,623,0001,757
Securities gains (losses)$83,0001,270
Applicable income taxes$394,0001,540
Income before extraordinary items$1,312,0001,808
Extraordinary gains, net$015
Net income$1,312,0001,808
Minority interest net income$089
Net income of bank and minority interests.$1,312,0001,808
Net charge-offs$-32,0007,249
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$1,248,0901,823
2011-03-31 (YTD Data)Rank
Total interest income$1,940,0003,496
Total interest expense$532,0002,897
Net interest income$1,408,0003,636
Provision for loan and lease losses$40,0004,390
Total noninterest income$138,0004,331
Gross Fiduciary activities income$3,0001,053
Service charges on deposit accounts$65,0003,827
Trading account gains and fees$0158
Additional Noninterest Income$70,0004,124
Total noninterest expense$695,0005,176
Salaries and employee benefits$365,0005,115
Premises and equipment expense$120,0004,272
Additional noninterest expense$210,0005,411
Pre-tax net operating income$811,0001,761
Securities gains (losses)$30,000956
Applicable income taxes$189,0001,573
Income before extraordinary items$652,0001,789
Extraordinary gains, net$09
Net income$652,0001,788
Minority interest net income$086
Net income of bank and minority interests.$652,0001,789
Net charge-offs$-24,0007,230
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$628,6001,788
2010-12-31 (YTD Data)Rank
Total interest income$7,811,0003,616
Total interest expense$2,267,0003,219
Net interest income$5,544,0003,684
Provision for loan and lease losses$310,0004,796
Total noninterest income$548,0004,404
Gross Fiduciary activities income$36,000996
Service charges on deposit accounts$276,0003,806
Trading account gains and fees$0175
Additional Noninterest Income$236,0004,334
Total noninterest expense$2,969,0005,048
Salaries and employee benefits$1,642,0004,798
Premises and equipment expense$485,0004,269
Additional noninterest expense$842,0005,507
Pre-tax net operating income$2,813,0001,709
Securities gains (losses)$28,0002,956
Applicable income taxes$665,0001,628
Income before extraordinary items$2,176,0001,877
Extraordinary gains, net$029
Net income$2,176,0001,878
Minority interest net income$0111
Net income of bank and minority interests.$2,176,0001,879
Net charge-offs$264,0004,470
Cash dividends$800,0001,753
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,154,4401,826
2010-09-30 (YTD Data)Rank
Total interest income$5,862,0003,686
Total interest expense$1,735,0003,304
Net interest income$4,127,0003,751
Provision for loan and lease losses$235,0004,655
Total noninterest income$437,0004,342
Gross Fiduciary activities income$36,000955
Service charges on deposit accounts$209,0003,855
Trading account gains and fees$0165
Additional Noninterest Income$192,0004,237
Total noninterest expense$2,086,0005,245
Salaries and employee benefits$1,100,0005,152
Premises and equipment expense$362,0004,342
Additional noninterest expense$624,0005,557
Pre-tax net operating income$2,243,0001,748
Securities gains (losses)$10,0003,111
Applicable income taxes$337,0002,033
Income before extraordinary items$1,916,0001,723
Extraordinary gains, net$023
Net income$1,916,0001,726
Minority interest net income$0110
Net income of bank and minority interests.$1,916,0001,726
Net charge-offs$187,0004,297
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,907,5001,641
2010-06-30 (YTD Data)Rank
Total interest income$3,896,0003,722
Total interest expense$1,196,0003,309
Net interest income$2,700,0003,810
Provision for loan and lease losses$160,0004,525
Total noninterest income$286,0004,355
Gross Fiduciary activities income$35,000921
Service charges on deposit accounts$134,0003,924
Trading account gains and fees$0152
Additional Noninterest Income$117,0004,376
Total noninterest expense$1,414,0005,225
Salaries and employee benefits$748,0005,117
Premises and equipment expense$241,0004,366
Additional noninterest expense$425,0005,523
Pre-tax net operating income$1,412,0001,797
Securities gains (losses)$9,0002,629
Applicable income taxes$225,0002,018
Income before extraordinary items$1,196,0001,815
Extraordinary gains, net$019
Net income$1,196,0001,814
Minority interest net income$0105
Net income of bank and minority interests.$1,196,0001,815
Net charge-offs$134,0003,944
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,188,4401,742
2010-03-31 (YTD Data)Rank
Total interest income$1,946,0003,778
Total interest expense$617,0003,359
Net interest income$1,329,0003,863
Provision for loan and lease losses$50,0004,831
Total noninterest income$137,0004,479
Gross Fiduciary activities income$11,000971
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$61,0004,353
Total noninterest expense$683,0005,369
Salaries and employee benefits$351,0005,355
Premises and equipment expense$126,0004,352
Additional noninterest expense$206,0005,617
Pre-tax net operating income$733,0001,744
Securities gains (losses)$02,284
Applicable income taxes$113,0002,005
Income before extraordinary items$620,0001,781
Extraordinary gains, net$016
Net income$620,0001,780
Minority interest net income$091
Net income of bank and minority interests.$620,0001,782
Net charge-offs$-5,0007,295
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$620,0001,695
2009-12-31 (YTD Data)Rank
Total interest income$7,816,0003,878
Total interest expense$2,905,0003,499
Net interest income$4,911,0003,995
Provision for loan and lease losses$869,0003,725
Total noninterest income$479,0004,809
Gross Fiduciary activities income$40,000992
Service charges on deposit accounts$257,0004,184
Trading account gains and fees$0211
Additional Noninterest Income$182,0004,794
Total noninterest expense$3,042,0005,138
Salaries and employee benefits$1,688,0004,850
Premises and equipment expense$482,0004,473
Additional noninterest expense$872,0005,601
Pre-tax net operating income$1,479,0002,364
Securities gains (losses)$-65,0007,220
Applicable income taxes$448,0001,648
Income before extraordinary items$966,0002,831
Extraordinary gains, net$034
Net income$966,0002,830
Minority interest net income$0115
Net income of bank and minority interests.$966,0002,831
Net charge-offs$921,0002,961
Cash dividends$800,0001,918
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,010,2002,699
2009-09-30 (YTD Data)Rank
Total interest income$5,874,0003,930
Total interest expense$2,228,0003,571
Net interest income$3,646,0004,022
Provision for loan and lease losses$218,0005,054
Total noninterest income$366,0004,830
Gross Fiduciary activities income$37,000955
Service charges on deposit accounts$186,0004,254
Trading account gains and fees$0212
Additional Noninterest Income$143,0004,855
Total noninterest expense$2,173,0005,296
Salaries and employee benefits$1,163,0005,136
Premises and equipment expense$363,0004,515
Additional noninterest expense$647,0005,635
Pre-tax net operating income$1,621,0001,919
Securities gains (losses)$159,0001,463
Applicable income taxes$490,0001,425
Income before extraordinary items$1,290,0002,058
Extraordinary gains, net$027
Net income$1,290,0002,057
Minority interest net income$0118
Net income of bank and minority interests.$1,290,0002,058
Net charge-offs$217,0004,152
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,175,5202,162
2009-06-30 (YTD Data)Rank
Total interest income$3,907,0003,967
Total interest expense$1,516,0003,641
Net interest income$2,391,0004,047
Provision for loan and lease losses$128,0004,975
Total noninterest income$247,0004,826
Gross Fiduciary activities income$33,000931
Service charges on deposit accounts$113,0004,405
Trading account gains and fees$0193
Additional Noninterest Income$101,0004,769
Total noninterest expense$1,440,0005,362
Salaries and employee benefits$809,0005,064
Premises and equipment expense$244,0004,523
Additional noninterest expense$387,0005,907
Pre-tax net operating income$1,070,0002,001
Securities gains (losses)$12,0002,527
Applicable income taxes$377,0001,318
Income before extraordinary items$705,0002,479
Extraordinary gains, net$021
Net income$705,0002,476
Minority interest net income$0112
Net income of bank and minority interests.$705,0002,478
Net charge-offs$219,0003,319
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$697,2002,426
2009-03-31 (YTD Data)Rank
Total interest income$1,996,0003,949
Total interest expense$783,0003,662
Net interest income$1,213,0004,029
Provision for loan and lease losses$10,0006,289
Total noninterest income$113,0004,983
Gross Fiduciary activities income$2,0001,166
Service charges on deposit accounts$55,0004,417
Trading account gains and fees$0171
Additional Noninterest Income$56,0004,631
Total noninterest expense$684,0005,450
Salaries and employee benefits$398,0005,155
Premises and equipment expense$112,0004,803
Additional noninterest expense$174,0005,951
Pre-tax net operating income$632,0001,967
Securities gains (losses)$2,0002,230
Applicable income taxes$265,0001,177
Income before extraordinary items$369,0002,727
Extraordinary gains, net$015
Net income$369,0002,725
Minority interest net income$0102
Net income of bank and minority interests.$369,0002,728
Net charge-offs$24,0004,197
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$367,7202,599
2008-12-31 (YTD Data)Rank
Total interest income$8,376,0004,016
Total interest expense$3,837,0003,619
Net interest income$4,539,0004,204
Provision for loan and lease losses$114,0005,900
Total noninterest income$496,0004,856
Gross Fiduciary activities income$37,0001,016
Service charges on deposit accounts$276,0004,163
Trading account gains and fees$0154
Additional Noninterest Income$183,0004,986
Total noninterest expense$2,980,0005,130
Salaries and employee benefits$1,622,0005,089
Premises and equipment expense$477,0004,587
Additional noninterest expense$881,0005,205
Pre-tax net operating income$1,941,0002,505
Securities gains (losses)$85,0001,250
Applicable income taxes$342,0002,251
Income before extraordinary items$1,684,0002,319
Extraordinary gains, net$039
Net income$1,684,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$175,0004,278
Cash dividends$760,0002,729
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,613,4502,522
2008-09-30 (YTD Data)Rank
Total interest income$6,317,0004,055
Total interest expense$3,021,0003,603
Net interest income$3,296,0004,318
Provision for loan and lease losses$68,0005,598
Total noninterest income$386,0004,890
Gross Fiduciary activities income$36,000980
Service charges on deposit accounts$210,0004,152
Trading account gains and fees$0148
Additional Noninterest Income$140,0005,056
Total noninterest expense$2,110,0005,303
Salaries and employee benefits$1,096,0005,423
Premises and equipment expense$356,0004,608
Additional noninterest expense$658,0005,150
Pre-tax net operating income$1,504,0002,841
Securities gains (losses)$26,0001,844
Applicable income taxes$135,0003,318
Income before extraordinary items$1,395,0002,474
Extraordinary gains, net$031
Net income$1,395,0002,472
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0004,066
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,371,3402,620
2008-06-30 (YTD Data)Rank
Total interest income$4,252,0004,078
Total interest expense$2,121,0003,604
Net interest income$2,131,0004,404
Provision for loan and lease losses$28,0005,752
Total noninterest income$212,0005,317
Gross Fiduciary activities income$26,000984
Service charges on deposit accounts$136,0004,226
Trading account gains and fees$0149
Additional Noninterest Income$50,0006,130
Total noninterest expense$1,371,0005,409
Salaries and employee benefits$749,0005,403
Premises and equipment expense$230,0004,740
Additional noninterest expense$392,0005,473
Pre-tax net operating income$944,0003,069
Securities gains (losses)$18,0002,122
Applicable income taxes$113,0003,334
Income before extraordinary items$849,0002,930
Extraordinary gains, net$021
Net income$849,0002,930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,355
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$833,1602,927
2008-03-31 (YTD Data)Rank
Total interest income$1,798,0004,634
Total interest expense$902,0004,175
Net interest income$896,0004,965
Provision for loan and lease losses$6,0005,669
Total noninterest income$89,0005,671
Gross Fiduciary activities income$3,0001,170
Service charges on deposit accounts$50,0004,810
Trading account gains and fees$0158
Additional Noninterest Income$36,0005,627
Total noninterest expense$578,0005,917
Salaries and employee benefits$307,0006,022
Premises and equipment expense$107,0004,968
Additional noninterest expense$164,0005,934
Pre-tax net operating income$401,0003,548
Securities gains (losses)$16,0001,726
Applicable income taxes$59,0003,384
Income before extraordinary items$358,0003,446
Extraordinary gains, net$015
Net income$358,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0002,625
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$344,2403,414
2007-12-31 (YTD Data)Rank
Total interest income$7,026,0004,718
Total interest expense$3,705,0004,204
Net interest income$3,321,0005,215
Provision for loan and lease losses$06,851
Total noninterest income$330,0005,855
Gross Fiduciary activities income$32,0001,080
Service charges on deposit accounts$207,0004,836
Trading account gains and fees$0178
Additional Noninterest Income$91,0006,355
Total noninterest expense$2,359,0005,775
Salaries and employee benefits$1,396,0005,519
Premises and equipment expense$418,0004,887
Additional noninterest expense$545,0006,381
Pre-tax net operating income$1,292,0004,203
Securities gains (losses)$4,0001,644
Applicable income taxes$151,0004,125
Income before extraordinary items$1,145,0004,027
Extraordinary gains, net$039
Net income$1,145,0004,028
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,071
Cash dividends$700,0003,186
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$1,141,4804,030
2007-09-30 (YTD Data)Rank
Total interest income$5,231,0004,766
Total interest expense$2,752,0004,234
Net interest income$2,479,0005,246
Provision for loan and lease losses$06,528
Total noninterest income$265,0005,783
Gross Fiduciary activities income$31,0001,025
Service charges on deposit accounts$161,0004,776
Trading account gains and fees$0184
Additional Noninterest Income$73,0006,288
Total noninterest expense$1,723,0005,814
Salaries and employee benefits$1,025,0005,562
Premises and equipment expense$300,0005,020
Additional noninterest expense$398,0006,428
Pre-tax net operating income$1,021,0004,309
Securities gains (losses)$-1,0007,322
Applicable income taxes$95,0004,485
Income before extraordinary items$925,0004,055
Extraordinary gains, net$033
Net income$925,0004,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,915
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$925,9104,039
2007-06-30 (YTD Data)Rank
Total interest income$3,476,0004,784
Total interest expense$1,819,0004,257
Net interest income$1,657,0005,263
Provision for loan and lease losses$06,209
Total noninterest income$193,0005,639
Gross Fiduciary activities income$30,000998
Service charges on deposit accounts$108,0004,782
Trading account gains and fees$0168
Additional Noninterest Income$55,0006,129
Total noninterest expense$1,149,0005,852
Salaries and employee benefits$693,0005,582
Premises and equipment expense$199,0005,054
Additional noninterest expense$257,0006,518
Pre-tax net operating income$701,0004,310
Securities gains (losses)$-2,0007,706
Applicable income taxes$39,0004,945
Income before extraordinary items$660,0003,957
Extraordinary gains, net$029
Net income$660,0003,957
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,333
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$661,8803,939
2007-03-31 (YTD Data)Rank
Total interest income$1,742,0004,767
Total interest expense$893,0004,292
Net interest income$849,0005,184
Provision for loan and lease losses$05,779
Total noninterest income$92,0005,714
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$56,0004,665
Trading account gains and fees$0195
Additional Noninterest Income$36,0005,687
Total noninterest expense$610,0005,701
Salaries and employee benefits$366,0005,449
Premises and equipment expense$99,0005,082
Additional noninterest expense$145,0006,208
Pre-tax net operating income$331,0004,428
Securities gains (losses)$01,187
Applicable income taxes$11,0005,272
Income before extraordinary items$320,0004,025
Extraordinary gains, net$022
Net income$320,0004,026
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$320,0004,005
2006-12-31 (YTD Data)Rank
Total interest income$6,599,0004,723
Total interest expense$3,069,0004,264
Net interest income$3,530,0005,030
Provision for loan and lease losses$25,0006,138
Total noninterest income$359,0005,824
Gross Fiduciary activities income$68,000989
Service charges on deposit accounts$200,0004,987
Trading account gains and fees$0130
Additional Noninterest Income$91,0006,486
Total noninterest expense$2,310,0005,731
Salaries and employee benefits$1,364,0005,486
Premises and equipment expense$400,0004,911
Additional noninterest expense$546,0006,322
Pre-tax net operating income$1,554,0004,213
Securities gains (losses)$33,000783
Applicable income taxes$315,0003,746
Income before extraordinary items$1,272,0004,161
Extraordinary gains, net$051
Net income$1,272,0004,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0005,089
Cash dividends$409,0004,026
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,245,6004,176
2006-09-30 (YTD Data)Rank
Total interest income$4,902,0004,736
Total interest expense$2,219,0004,263
Net interest income$2,683,0005,029
Provision for loan and lease losses$25,0005,821
Total noninterest income$294,0005,667
Gross Fiduciary activities income$67,000948
Service charges on deposit accounts$149,0005,050
Trading account gains and fees$0126
Additional Noninterest Income$78,0006,263
Total noninterest expense$1,733,0005,714
Salaries and employee benefits$1,050,0005,396
Premises and equipment expense$292,0005,029
Additional noninterest expense$391,0006,451
Pre-tax net operating income$1,219,0004,261
Securities gains (losses)$33,000652
Applicable income taxes$212,0004,067
Income before extraordinary items$1,040,0004,080
Extraordinary gains, net$045
Net income$1,040,0004,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,016
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,012,6104,129
2006-06-30 (YTD Data)Rank
Total interest income$3,225,0004,745
Total interest expense$1,410,0004,270
Net interest income$1,815,0005,006
Provision for loan and lease losses$25,0005,320
Total noninterest income$229,0005,334
Gross Fiduciary activities income$66,000893
Service charges on deposit accounts$97,0005,082
Trading account gains and fees$0126
Additional Noninterest Income$66,0005,904
Total noninterest expense$1,157,0005,726
Salaries and employee benefits$700,0005,429
Premises and equipment expense$179,0005,266
Additional noninterest expense$278,0006,299
Pre-tax net operating income$862,0004,151
Securities gains (losses)$33,000516
Applicable income taxes$113,0004,369
Income before extraordinary items$782,0003,804
Extraordinary gains, net$039
Net income$782,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,447
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$753,2903,866
2006-03-31 (YTD Data)Rank
Total interest income$1,603,0004,706
Total interest expense$675,0004,270
Net interest income$928,0004,929
Provision for loan and lease losses$15,0004,758
Total noninterest income$125,0005,107
Gross Fiduciary activities income$35,000893
Service charges on deposit accounts$52,0004,862
Trading account gains and fees$0115
Additional Noninterest Income$38,0005,631
Total noninterest expense$601,0005,623
Salaries and employee benefits$373,0005,229
Premises and equipment expense$94,0005,139
Additional noninterest expense$134,0006,380
Pre-tax net operating income$437,0004,064
Securities gains (losses)$7,000642
Applicable income taxes$41,0004,710
Income before extraordinary items$403,0003,696
Extraordinary gains, net$021
Net income$403,0003,695
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,102
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$396,6303,721
2005-12-31 (YTD Data)Rank
Total interest income$6,254,0004,493
Total interest expense$2,270,0004,071
Net interest income$3,984,0004,637
Provision for loan and lease losses$60,0005,443
Total noninterest income$368,0005,899
Gross Fiduciary activities income$54,0001,032
Service charges on deposit accounts$192,0005,117
Trading account gains and fees$0138
Additional Noninterest Income$122,0006,095
Total noninterest expense$2,432,0005,458
Salaries and employee benefits$1,405,0005,274
Premises and equipment expense$427,0004,653
Additional noninterest expense$600,0006,062
Pre-tax net operating income$1,860,0003,859
Securities gains (losses)$110,000670
Applicable income taxes$494,0003,385
Income before extraordinary items$1,476,0003,817
Extraordinary gains, net$046
Net income$1,476,0003,818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,967
Cash dividends$715,0003,035
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,393,5003,936
2005-09-30 (YTD Data)Rank
Total interest income$4,655,0004,480
Total interest expense$1,635,0004,056
Net interest income$3,020,0004,614
Provision for loan and lease losses$45,0005,313
Total noninterest income$285,0005,878
Gross Fiduciary activities income$52,000985
Service charges on deposit accounts$137,0005,260
Trading account gains and fees$0126
Additional Noninterest Income$96,0006,008
Total noninterest expense$1,779,0005,520
Salaries and employee benefits$1,048,0005,269
Premises and equipment expense$312,0004,705
Additional noninterest expense$419,0006,243
Pre-tax net operating income$1,481,0003,787
Securities gains (losses)$85,000708
Applicable income taxes$376,0003,424
Income before extraordinary items$1,190,0003,677
Extraordinary gains, net$035
Net income$1,190,0003,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,052
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,125,4003,803
2005-06-30 (YTD Data)Rank
Total interest income$3,086,0004,427
Total interest expense$1,053,0003,988
Net interest income$2,033,0004,562
Provision for loan and lease losses$30,0005,130
Total noninterest income$190,0005,852
Gross Fiduciary activities income$38,000979
Service charges on deposit accounts$85,0005,372
Trading account gains and fees$0116
Additional Noninterest Income$67,0005,953
Total noninterest expense$1,181,0005,523
Salaries and employee benefits$686,0005,311
Premises and equipment expense$212,0004,614
Additional noninterest expense$283,0006,173
Pre-tax net operating income$1,012,0003,667
Securities gains (losses)$69,000694
Applicable income taxes$256,0003,372
Income before extraordinary items$825,0003,573
Extraordinary gains, net$030
Net income$825,0003,575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-26,0008,259
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$772,5603,666
2005-03-31 (YTD Data)Rank
Total interest income$1,538,0004,400
Total interest expense$516,0003,932
Net interest income$1,022,0004,549
Provision for loan and lease losses$15,0004,875
Total noninterest income$91,0005,905
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$44,0005,270
Trading account gains and fees$0115
Additional Noninterest Income$45,0005,411
Total noninterest expense$598,0005,525
Salaries and employee benefits$360,0005,185
Premises and equipment expense$98,0004,931
Additional noninterest expense$140,0006,238
Pre-tax net operating income$500,0003,683
Securities gains (losses)$69,000468
Applicable income taxes$178,0002,783
Income before extraordinary items$391,0003,675
Extraordinary gains, net$024
Net income$391,0003,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0008,456
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$343,3903,954
2004-12-31 (YTD Data)Rank
Total interest income$6,146,0004,181
Total interest expense$2,139,0003,454
Net interest income$4,007,0004,481
Provision for loan and lease losses$120,0004,623
Total noninterest income$414,0005,715
Gross Fiduciary activities income$55,0001,042
Service charges on deposit accounts$192,0005,312
Trading account gains and fees$0138
Additional Noninterest Income$167,0005,478
Total noninterest expense$2,276,0005,586
Salaries and employee benefits$1,303,0005,422
Premises and equipment expense$390,0004,843
Additional noninterest expense$583,0006,087
Pre-tax net operating income$2,025,0003,471
Securities gains (losses)$11,0002,784
Applicable income taxes$428,0003,601
Income before extraordinary items$1,608,0003,453
Extraordinary gains, net$034
Net income$1,608,0003,452
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,254
Cash dividends$650,0003,084
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,599,3103,405
2004-09-30 (YTD Data)Rank
Total interest income$4,607,0004,172
Total interest expense$1,610,0003,398
Net interest income$2,997,0004,479
Provision for loan and lease losses$90,0004,429
Total noninterest income$304,0005,782
Gross Fiduciary activities income$53,0001,005
Service charges on deposit accounts$148,0005,291
Trading account gains and fees$0134
Additional Noninterest Income$103,0005,858
Total noninterest expense$1,675,0005,632
Salaries and employee benefits$950,0005,490
Premises and equipment expense$276,0005,029
Additional noninterest expense$449,0005,949
Pre-tax net operating income$1,536,0003,523
Securities gains (losses)$4,0003,145
Applicable income taxes$324,0003,662
Income before extraordinary items$1,216,0003,509
Extraordinary gains, net$026
Net income$1,216,0003,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0003,635
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,212,8403,438
2004-06-30 (YTD Data)Rank
Total interest income$3,058,0004,178
Total interest expense$1,077,0003,372
Net interest income$1,981,0004,503
Provision for loan and lease losses$60,0004,267
Total noninterest income$216,0005,653
Gross Fiduciary activities income$46,000967
Service charges on deposit accounts$95,0005,380
Trading account gains and fees$0130
Additional Noninterest Income$75,0005,718
Total noninterest expense$1,093,0005,727
Salaries and employee benefits$621,0005,582
Premises and equipment expense$183,0005,061
Additional noninterest expense$289,0006,082
Pre-tax net operating income$1,044,0003,433
Securities gains (losses)$5,0002,738
Applicable income taxes$207,0003,708
Income before extraordinary items$842,0003,395
Extraordinary gains, net$021
Net income$842,0003,395
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,797
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$838,0003,311
2004-03-31 (YTD Data)Rank
Total interest income$1,499,0004,268
Total interest expense$542,0003,398
Net interest income$957,0004,607
Provision for loan and lease losses$30,0004,060
Total noninterest income$93,0005,951
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$46,0005,389
Trading account gains and fees$0121
Additional Noninterest Income$46,0005,276
Total noninterest expense$555,0005,690
Salaries and employee benefits$331,0005,390
Premises and equipment expense$90,0005,166
Additional noninterest expense$134,0006,328
Pre-tax net operating income$465,0003,707
Securities gains (losses)$5,0002,336
Applicable income taxes$105,0003,703
Income before extraordinary items$365,0003,752
Extraordinary gains, net$016
Net income$365,0003,751
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0002,391
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$361,1003,656
2003-12-31 (YTD Data)Rank
Total interest income$6,013,0004,310
Total interest expense$2,446,0003,391
Net interest income$3,567,0004,734
Provision for loan and lease losses$195,0004,077
Total noninterest income$422,0005,857
Gross Fiduciary activities income$98,000963
Service charges on deposit accounts$177,0005,528
Trading account gains and fees$0160
Additional Noninterest Income$147,0005,855
Total noninterest expense$2,237,0005,620
Salaries and employee benefits$1,268,0005,446
Premises and equipment expense$363,0005,052
Additional noninterest expense$606,0005,958
Pre-tax net operating income$1,557,0004,029
Securities gains (losses)$77,0002,125
Applicable income taxes$336,0004,110
Income before extraordinary items$1,298,0003,927
Extraordinary gains, net$054
Net income$1,298,0003,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0003,031
Cash dividends$748,0002,848
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,237,1703,878
2003-09-30 (YTD Data)Rank
Total interest income$4,511,0004,361
Total interest expense$1,902,0003,408
Net interest income$2,609,0004,817
Provision for loan and lease losses$150,0003,902
Total noninterest income$274,0006,208
Gross Fiduciary activities income$38,0001,068
Service charges on deposit accounts$127,0005,671
Trading account gains and fees$0153
Additional Noninterest Income$109,0005,920
Total noninterest expense$1,658,0005,634
Salaries and employee benefits$940,0005,455
Premises and equipment expense$269,0005,083
Additional noninterest expense$449,0005,990
Pre-tax net operating income$1,075,0004,370
Securities gains (losses)$10,0003,326
Applicable income taxes$232,0004,406
Income before extraordinary items$853,0004,438
Extraordinary gains, net$040
Net income$853,0004,438
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0004,125
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$845,1004,295
2003-06-30 (YTD Data)Rank
Total interest income$3,051,0004,341
Total interest expense$1,321,0003,400
Net interest income$1,730,0004,838
Provision for loan and lease losses$105,0003,773
Total noninterest income$196,0006,062
Gross Fiduciary activities income$34,0001,032
Service charges on deposit accounts$83,0005,687
Trading account gains and fees$0150
Additional Noninterest Income$79,0005,734
Total noninterest expense$1,107,0005,623
Salaries and employee benefits$615,0005,534
Premises and equipment expense$178,0005,081
Additional noninterest expense$314,0005,826
Pre-tax net operating income$714,0004,375
Securities gains (losses)$03,782
Applicable income taxes$176,0004,215
Income before extraordinary items$538,0004,601
Extraordinary gains, net$030
Net income$538,0004,601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,391
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$538,0004,385
2003-03-31 (YTD Data)Rank
Total interest income$1,594,0004,244
Total interest expense$679,0003,394
Net interest income$915,0004,656
Provision for loan and lease losses$60,0003,248
Total noninterest income$85,0006,273
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$39,0005,725
Trading account gains and fees$0134
Additional Noninterest Income$46,0005,422
Total noninterest expense$556,0005,596
Salaries and employee benefits$316,0005,464
Premises and equipment expense$87,0005,158
Additional noninterest expense$153,0005,860
Pre-tax net operating income$384,0004,132
Securities gains (losses)$02,891
Applicable income taxes$68,0004,629
Income before extraordinary items$316,0004,094
Extraordinary gains, net$021
Net income$316,0004,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0001,943
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$316,0003,898
2002-12-31 (YTD Data)Rank
Total interest income$6,546,0004,275
Total interest expense$3,101,0003,454
Net interest income$3,445,0004,803
Provision for loan and lease losses$175,0004,644
Total noninterest income$323,0006,302
Gross Fiduciary activities income$41,0001,154
Service charges on deposit accounts$145,0005,892
Trading account gains and fees$0153
Additional Noninterest Income$137,0005,794
Total noninterest expense$2,180,0005,562
Salaries and employee benefits$1,224,0005,408
Premises and equipment expense$368,0004,940
Additional noninterest expense$588,0006,007
Pre-tax net operating income$1,413,0004,262
Securities gains (losses)$286,000924
Applicable income taxes$475,0003,557
Income before extraordinary items$1,224,0004,029
Extraordinary gains, net$070
Net income$1,224,0004,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,880
Cash dividends$250,0004,584
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,018,0804,422
2001-12-31 (YTD Data)Rank
Total interest income$7,229,0004,322
Total interest expense$3,940,0003,847
Net interest income$3,289,0004,763
Provision for loan and lease losses$115,0005,373
Total noninterest income$348,0006,034
Gross Fiduciary activities income$52,0001,127
Service charges on deposit accounts$152,0005,774
Trading account gains and fees$0177
Additional Noninterest Income$144,0005,619
Total noninterest expense$2,001,0005,724
Salaries and employee benefits$1,133,0005,533
Premises and equipment expense$347,0005,060
Additional noninterest expense$521,0006,307
Pre-tax net operating income$1,521,0003,820
Securities gains (losses)$97,0001,773
Applicable income taxes$409,0003,690
Income before extraordinary items$1,209,0003,783
Extraordinary gains, net$0105
Net income$1,209,0003,785
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,195
Cash dividends$2,050,0001,293
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,136,2503,812
2000-12-31 (YTD Data)Rank
Total interest income$7,175,0004,490
Total interest expense$3,942,0004,022
Net interest income$3,233,0004,888
Provision for loan and lease losses$150,0004,393
Total noninterest income$299,0006,320
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$159,0005,636
Trading account gains and feesNANA
Additional Noninterest Income$140,0005,650
Total noninterest expense$1,870,0005,921
Salaries and employee benefits$1,105,0005,541
Premises and equipment expense$284,0005,599
Additional noninterest expense$481,0006,569
Pre-tax net operating income$1,512,0004,053
Securities gains (losses)$8,0001,222
Applicable income taxes$363,0004,198
Income before extraordinary items$1,157,0003,963
Extraordinary gains, net$038
Net income$1,157,0003,965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0004,226
Cash dividends$200,0005,103
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,150,9203,963
1999-12-31 (YTD Data)Rank
Total interest income$6,416,0004,727
Total interest expense$3,336,0004,214
Net interest income$3,080,0005,052
Provision for loan and lease losses$70,0005,912
Total noninterest income$288,0006,550
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$134,0006,103
Trading account gains and feesNANA
Additional Noninterest Income$154,0005,541
Total noninterest expense$1,853,0005,975
Salaries and employee benefits$1,044,0005,713
Premises and equipment expense$322,0005,254
Additional noninterest expense$487,0006,605
Pre-tax net operating income$1,445,0004,200
Securities gains (losses)$-5,0009,083
Applicable income taxes$335,0004,573
Income before extraordinary items$1,105,0004,127
Extraordinary gains, net$035
Net income$1,105,0004,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,459
Cash dividends$250,0004,843
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,108,8504,073
1998-12-31 (YTD Data)Rank
Total interest income$6,121,0004,930
Total interest expense$3,344,0004,324
Net interest income$2,777,0005,441
Provision for loan and lease losses$43,0006,849
Total noninterest income$268,0006,800
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$117,0006,528
Trading account gains and feesNANA
Additional Noninterest Income$151,0005,664
Total noninterest expense$1,765,0006,088
Salaries and employee benefits$956,0005,959
Premises and equipment expense$317,0005,215
Additional noninterest expense$492,0006,497
Pre-tax net operating income$1,237,0004,790
Securities gains (losses)$28,0002,162
Applicable income taxes$358,0004,708
Income before extraordinary items$907,0004,797
Extraordinary gains, net$032
Net income$907,0004,796
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,135
Cash dividends$285,0004,726
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$886,8404,786
1997-12-31 (YTD Data)Rank
Total interest income$5,998,0005,081
Total interest expense$3,191,0004,461
Net interest income$2,807,0005,566
Provision for loan and lease losses$110,0004,963
Total noninterest income$263,0007,073
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$115,0006,882
Trading account gains and feesNANA
Additional Noninterest Income$148,0005,729
Total noninterest expense$1,632,0006,463
Salaries and employee benefits$888,0006,355
Premises and equipment expense$301,0005,436
Additional noninterest expense$443,0006,984
Pre-tax net operating income$1,328,0004,896
Securities gains (losses)$-7,0009,846
Applicable income taxes$434,0004,638
Income before extraordinary items$887,0005,097
Extraordinary gains, net$044
Net income$887,0005,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,288
Cash dividends$250,0004,919
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$891,6905,029
1996-12-31 (YTD Data)Rank
Total interest income$5,617,0005,432
Total interest expense$2,896,0004,940
Net interest income$2,721,0005,842
Provision for loan and lease losses$102,0005,039
Total noninterest income$272,0007,296
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0006,712
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,273
Total noninterest expense$1,625,0006,774
Salaries and employee benefits$925,0006,338
Premises and equipment expense$297,0005,639
Additional noninterest expense$403,0007,852
Pre-tax net operating income$1,266,0004,933
Securities gains (losses)$40,0001,495
Applicable income taxes$347,0005,357
Income before extraordinary items$959,0004,643
Extraordinary gains, net$053
Net income$959,0004,644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,737
Cash dividends$290,0004,644
Sale, conversion, retirement of capital stock, net$0953
Net operating income$929,8004,711
1995-12-31 (YTD Data)Rank
Total interest income$5,129,0005,877
Total interest expense$2,730,0005,178
Net interest income$2,399,0006,478
Provision for loan and lease losses$35,0006,883
Total noninterest income$252,0007,676
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,356
Trading account gains and feesNANA
Additional Noninterest Income$134,0006,308
Total noninterest expense$1,594,0006,999
Salaries and employee benefits$863,0006,742
Premises and equipment expense$321,0005,340
Additional noninterest expense$410,0008,093
Pre-tax net operating income$1,022,0005,906
Securities gains (losses)$7,0002,620
Applicable income taxes$300,0005,992
Income before extraordinary items$729,0005,819
Extraordinary gains, net$065
Net income$729,0005,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,739
Cash dividends$240,0005,079
Sale, conversion, retirement of capital stock, net$0809
Net operating income$724,0305,825
1994-12-31 (YTD Data)Rank
Total interest income$4,520,0006,128
Total interest expense$2,024,0005,568
Net interest income$2,496,0006,492
Provision for loan and lease losses$09,146
Total noninterest income$205,0008,647
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$114,0007,743
Trading account gains and feesNANA
Additional Noninterest Income$91,0007,803
Total noninterest expense$1,681,0007,041
Salaries and employee benefits$787,0007,279
Premises and equipment expense$315,0005,499
Additional noninterest expense$579,0007,185
Pre-tax net operating income$1,020,0005,870
Securities gains (losses)$-12,0009,966
Applicable income taxes$243,0006,649
Income before extraordinary items$765,0005,528
Extraordinary gains, net$0249
Net income$765,0005,545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0008,704
Cash dividends$220,0005,230
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$774,1205,555
1993-12-31 (YTD Data)Rank
Total interest income$4,361,0006,459
Total interest expense$1,984,0005,873
Net interest income$2,377,0006,776
Provision for loan and lease losses$8,0009,904
Total noninterest income$168,0009,848
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0008,306
Trading account gains and feesNANA
Additional Noninterest Income$66,0009,257
Total noninterest expense$1,595,0007,518
Salaries and employee benefits$801,0007,317
Premises and equipment expense$340,0005,343
Additional noninterest expense$454,0008,683
Pre-tax net operating income$942,0006,155
Securities gains (losses)$07,477
Applicable income taxes$203,0007,553
Income before extraordinary items$739,0005,887
Extraordinary gains, net$03,149
Net income$739,0006,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0007,896
Cash dividends$200,0005,372
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$739,0005,624
1992-12-31 (YTD Data)Rank
Total interest income$4,647,0006,732
Total interest expense$2,369,0006,250
Net interest income$2,278,0007,059
Provision for loan and lease losses$65,0008,399
Total noninterest income$227,0008,902
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$102,0008,464
Trading account gains and feesNANA
Additional Noninterest Income$125,0007,308
Total noninterest expense$1,530,0007,801
Salaries and employee benefits$758,0007,552
Premises and equipment expense$314,0005,782
Additional noninterest expense$458,0008,891
Pre-tax net operating income$910,0006,043
Securities gains (losses)$-11,00013,323
Applicable income taxes$189,0007,777
Income before extraordinary items$710,0005,853
Extraordinary gains, net$01,422
Net income$710,0005,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,00013,151
Cash dividends$200,0004,982
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$718,6905,474

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.