Home > First National Bank in Philip > Income and Expense
First National Bank in Philip, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $5,515,000 | 1,964 |
| Total interest expense | $2,392,000 | 1,681 |
| Net interest income | $3,123,000 | 2,175 |
| Provision for loan and lease losses | $0 | 2,775 |
| Total noninterest income | $293,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $42,000 | 2,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 2,159 |
| Total noninterest expense | $1,544,000 | 2,818 |
| Salaries and employee benefits | $1,054,000 | 2,540 |
| Premises and equipment expense | $78,000 | 3,502 |
| Additional noninterest expense | $251,000 | 2,159 |
| Pre-tax net operating income | $1,872,000 | 1,520 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $90,000 | 2,104 |
| Income before extraordinary items | $1,782,000 | 1,407 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,782,000 | 1,425 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,782,000 | 1,407 |
| Net charge-offs | $1,000 | 2,169 |
| Cash dividends | $1,356,000 | 733 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,782,000 | 1,420 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $21,050,000 | 1,996 |
| Total interest expense | $9,151,000 | 1,765 |
| Net interest income | $11,899,000 | 2,158 |
| Provision for loan and lease losses | $0 | 3,269 |
| Total noninterest income | $988,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $176,000 | 2,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $812,000 | 2,472 |
| Total noninterest expense | $5,714,000 | 2,912 |
| Salaries and employee benefits | $3,787,000 | 2,660 |
| Premises and equipment expense | $312,000 | 3,525 |
| Additional noninterest expense | $812,000 | 2,472 |
| Pre-tax net operating income | $7,173,000 | 1,463 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $337,000 | 2,095 |
| Income before extraordinary items | $6,836,000 | 1,373 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,836,000 | 1,387 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $6,836,000 | 1,374 |
| Net charge-offs | $-3,000 | 3,754 |
| Cash dividends | $3,840,000 | 1,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $6,836,000 | 1,381 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $15,531,000 | 2,002 |
| Total interest expense | $6,727,000 | 1,781 |
| Net interest income | $8,804,000 | 2,159 |
| Provision for loan and lease losses | $0 | 3,100 |
| Total noninterest income | $808,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $136,000 | 2,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 2,332 |
| Total noninterest expense | $4,531,000 | 2,802 |
| Salaries and employee benefits | $3,095,000 | 2,501 |
| Premises and equipment expense | $234,000 | 3,519 |
| Additional noninterest expense | $672,000 | 2,332 |
| Pre-tax net operating income | $5,081,000 | 1,505 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $239,000 | 2,137 |
| Income before extraordinary items | $4,842,000 | 1,405 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,842,000 | 1,421 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,842,000 | 1,407 |
| Net charge-offs | $29,000 | 1,969 |
| Cash dividends | $3,840,000 | 773 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $4,842,000 | 1,409 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $10,208,000 | 2,000 |
| Total interest expense | $4,418,000 | 1,772 |
| Net interest income | $5,790,000 | 2,165 |
| Provision for loan and lease losses | $0 | 2,935 |
| Total noninterest income | $535,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $87,000 | 2,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $448,000 | 2,309 |
| Total noninterest expense | $2,695,000 | 2,964 |
| Salaries and employee benefits | $1,740,000 | 2,756 |
| Premises and equipment expense | $159,000 | 3,502 |
| Additional noninterest expense | $448,000 | 2,309 |
| Pre-tax net operating income | $3,630,000 | 1,416 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $172,000 | 2,070 |
| Income before extraordinary items | $3,458,000 | 1,310 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,458,000 | 1,330 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,458,000 | 1,313 |
| Net charge-offs | $87,000 | 1,148 |
| Cash dividends | $2,880,000 | 691 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,458,000 | 1,316 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $5,086,000 | 1,984 |
| Total interest expense | $2,204,000 | 1,760 |
| Net interest income | $2,882,000 | 2,161 |
| Provision for loan and lease losses | $0 | 2,578 |
| Total noninterest income | $277,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $42,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 2,210 |
| Total noninterest expense | $1,375,000 | 2,938 |
| Salaries and employee benefits | $888,000 | 2,721 |
| Premises and equipment expense | $79,000 | 3,507 |
| Additional noninterest expense | $235,000 | 2,210 |
| Pre-tax net operating income | $1,784,000 | 1,398 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $85,000 | 2,041 |
| Income before extraordinary items | $1,699,000 | 1,309 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,699,000 | 1,321 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,699,000 | 1,309 |
| Net charge-offs | $-10,000 | 4,094 |
| Cash dividends | $960,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,699,000 | 1,309 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $19,221,000 | 1,944 |
| Total interest expense | $7,637,000 | 1,554 |
| Net interest income | $11,584,000 | 2,165 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,038,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $192,000 | 2,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $846,000 | 2,449 |
| Total noninterest expense | $5,987,000 | 2,784 |
| Salaries and employee benefits | $4,137,000 | 2,470 |
| Premises and equipment expense | $372,000 | 3,357 |
| Additional noninterest expense | $846,000 | 2,449 |
| Pre-tax net operating income | $6,635,000 | 1,603 |
| Securities gains (losses) | $-45,000 | 3,628 |
| Applicable income taxes | $310,000 | 2,210 |
| Income before extraordinary items | $6,280,000 | 1,472 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,280,000 | 1,488 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,280,000 | 1,475 |
| Net charge-offs | $-2,000 | 3,575 |
| Cash dividends | $3,789,000 | 996 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $6,322,750 | 1,494 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,053,000 | 1,947 |
| Total interest expense | $5,404,000 | 1,502 |
| Net interest income | $8,649,000 | 2,178 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $807,000 | 2,656 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $151,000 | 2,693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,402 |
| Total noninterest expense | $3,990,000 | 2,951 |
| Salaries and employee benefits | $2,589,000 | 2,724 |
| Premises and equipment expense | $292,000 | 3,296 |
| Additional noninterest expense | $656,000 | 2,401 |
| Pre-tax net operating income | $5,466,000 | 1,551 |
| Securities gains (losses) | $-45,000 | 3,795 |
| Applicable income taxes | $256,000 | 2,201 |
| Income before extraordinary items | $5,165,000 | 1,414 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,165,000 | 1,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,165,000 | 1,414 |
| Net charge-offs | $17,000 | 1,963 |
| Cash dividends | $3,789,000 | 756 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,207,750 | 1,419 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,206,000 | 1,940 |
| Total interest expense | $3,316,000 | 1,466 |
| Net interest income | $5,890,000 | 2,164 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $536,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $93,000 | 2,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $443,000 | 2,324 |
| Total noninterest expense | $2,850,000 | 2,846 |
| Salaries and employee benefits | $1,901,000 | 2,589 |
| Premises and equipment expense | $181,000 | 3,396 |
| Additional noninterest expense | $443,000 | 2,320 |
| Pre-tax net operating income | $3,576,000 | 1,566 |
| Securities gains (losses) | $-45,000 | 4,058 |
| Applicable income taxes | $167,000 | 2,244 |
| Income before extraordinary items | $3,364,000 | 1,437 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,364,000 | 1,454 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,364,000 | 1,437 |
| Net charge-offs | $17,000 | 1,599 |
| Cash dividends | $2,829,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,406,750 | 1,432 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 1,953 |
| Total interest expense | $1,569,000 | 1,387 |
| Net interest income | $2,953,000 | 2,179 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $280,000 | 2,561 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $42,000 | 2,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 2,240 |
| Total noninterest expense | $1,501,000 | 2,807 |
| Salaries and employee benefits | $1,031,000 | 2,505 |
| Premises and equipment expense | $96,000 | 3,373 |
| Additional noninterest expense | $238,000 | 2,240 |
| Pre-tax net operating income | $1,732,000 | 1,621 |
| Securities gains (losses) | $-45,000 | 4,242 |
| Applicable income taxes | $81,000 | 2,293 |
| Income before extraordinary items | $1,606,000 | 1,529 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,606,000 | 1,529 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,606,000 | 1,529 |
| Net charge-offs | $-8,000 | 3,980 |
| Cash dividends | $1,069,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,648,750 | 1,515 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,497,000 | 2,101 |
| Total interest expense | $2,981,000 | 1,185 |
| Net interest income | $10,516,000 | 2,302 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $730,000 | 3,163 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $169,000 | 2,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $561,000 | 2,944 |
| Total noninterest expense | $4,525,000 | 3,184 |
| Salaries and employee benefits | $2,516,000 | 3,184 |
| Premises and equipment expense | $433,000 | 3,189 |
| Additional noninterest expense | $561,000 | 2,944 |
| Pre-tax net operating income | $6,721,000 | 1,698 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $322,000 | 2,357 |
| Income before extraordinary items | $6,399,000 | 1,556 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,399,000 | 1,553 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,399,000 | 1,555 |
| Net charge-offs | $-2,000 | 3,341 |
| Cash dividends | $3,200,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,399,000 | 1,580 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,244,000 | 2,180 |
| Total interest expense | $1,644,000 | 1,207 |
| Net interest income | $7,600,000 | 2,334 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $14,000 | 4,668 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $128,000 | 2,953 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-114,000 | 4,743 |
| Total noninterest expense | $2,643,000 | 3,507 |
| Salaries and employee benefits | $1,254,000 | 3,687 |
| Premises and equipment expense | $256,000 | 3,511 |
| Additional noninterest expense | $-114,000 | 4,743 |
| Pre-tax net operating income | $4,971,000 | 1,706 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $239,000 | 2,375 |
| Income before extraordinary items | $4,732,000 | 1,558 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,732,000 | 1,557 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,732,000 | 1,558 |
| Net charge-offs | $-4,000 | 3,351 |
| Cash dividends | $3,200,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,732,000 | 1,589 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,701,000 | 2,246 |
| Total interest expense | $844,000 | 1,311 |
| Net interest income | $4,857,000 | 2,356 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $-263,000 | 4,758 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $84,000 | 2,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-347,000 | 4,766 |
| Total noninterest expense | $1,781,000 | 3,497 |
| Salaries and employee benefits | $843,000 | 3,696 |
| Premises and equipment expense | $154,000 | 3,664 |
| Additional noninterest expense | $784,000 | 3,026 |
| Pre-tax net operating income | $2,813,000 | 1,803 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $135,000 | 2,413 |
| Income before extraordinary items | $2,678,000 | 1,642 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,678,000 | 1,641 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,678,000 | 1,642 |
| Net charge-offs | $-2,000 | 3,158 |
| Cash dividends | $2,400,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,678,000 | 1,678 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,727,000 | 2,270 |
| Total interest expense | $379,000 | 1,358 |
| Net interest income | $2,348,000 | 2,354 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $-233,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $39,000 | 3,030 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-272,000 | 4,793 |
| Total noninterest expense | $723,000 | 3,768 |
| Salaries and employee benefits | $277,000 | 4,134 |
| Premises and equipment expense | $77,000 | 3,686 |
| Additional noninterest expense | $369,000 | 3,116 |
| Pre-tax net operating income | $1,392,000 | 1,732 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $68,000 | 2,325 |
| Income before extraordinary items | $1,324,000 | 1,589 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,324,000 | 1,587 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,324,000 | 1,589 |
| Net charge-offs | $-3,000 | 3,434 |
| Cash dividends | $800,000 | 877 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,324,000 | 1,611 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,446,000 | 2,139 |
| Total interest expense | $1,573,000 | 1,603 |
| Net interest income | $10,873,000 | 2,195 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $919,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $139,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 2,861 |
| Total noninterest expense | $5,193,000 | 2,963 |
| Salaries and employee benefits | $3,460,000 | 2,724 |
| Premises and equipment expense | $291,000 | 3,760 |
| Additional noninterest expense | $1,442,000 | 3,160 |
| Pre-tax net operating income | $6,599,000 | 1,706 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $312,000 | 2,444 |
| Income before extraordinary items | $6,287,000 | 1,612 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,287,000 | 1,612 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,287,000 | 1,612 |
| Net charge-offs | $-3,000 | 3,394 |
| Cash dividends | $3,487,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,287,000 | 1,591 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,787,000 | 2,106 |
| Total interest expense | $1,194,000 | 1,663 |
| Net interest income | $8,593,000 | 2,138 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $677,000 | 3,119 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $104,000 | 3,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $573,000 | 2,930 |
| Total noninterest expense | $3,741,000 | 3,031 |
| Salaries and employee benefits | $2,467,000 | 2,812 |
| Premises and equipment expense | $218,000 | 3,808 |
| Additional noninterest expense | $1,056,000 | 3,224 |
| Pre-tax net operating income | $5,529,000 | 1,645 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $262,000 | 2,397 |
| Income before extraordinary items | $5,267,000 | 1,555 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,267,000 | 1,555 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,267,000 | 1,555 |
| Net charge-offs | $-2,000 | 3,208 |
| Cash dividends | $3,487,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,267,000 | 1,523 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,085,000 | 1,986 |
| Total interest expense | $808,000 | 1,713 |
| Net interest income | $6,277,000 | 1,983 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $466,000 | 3,078 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $66,000 | 3,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $400,000 | 2,844 |
| Total noninterest expense | $2,452,000 | 3,051 |
| Salaries and employee benefits | $1,595,000 | 2,849 |
| Premises and equipment expense | $147,000 | 3,811 |
| Additional noninterest expense | $710,000 | 3,193 |
| Pre-tax net operating income | $4,291,000 | 1,458 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $204,000 | 2,291 |
| Income before extraordinary items | $4,087,000 | 1,374 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,087,000 | 1,374 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,087,000 | 1,374 |
| Net charge-offs | $-1,000 | 3,056 |
| Cash dividends | $2,687,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,087,000 | 1,344 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,049,000 | 1,789 |
| Total interest expense | $403,000 | 1,786 |
| Net interest income | $3,646,000 | 1,766 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $229,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $30,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 2,845 |
| Total noninterest expense | $1,289,000 | 2,979 |
| Salaries and employee benefits | $871,000 | 2,717 |
| Premises and equipment expense | $75,000 | 3,810 |
| Additional noninterest expense | $343,000 | 3,202 |
| Pre-tax net operating income | $2,586,000 | 1,281 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $124,000 | 2,138 |
| Income before extraordinary items | $2,462,000 | 1,206 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,462,000 | 1,206 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,462,000 | 1,206 |
| Net charge-offs | $-2,000 | 3,357 |
| Cash dividends | $880,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,462,000 | 1,172 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,003,000 | 2,237 |
| Total interest expense | $2,434,000 | 1,732 |
| Net interest income | $9,569,000 | 2,330 |
| Provision for loan and lease losses | $240,000 | 2,884 |
| Total noninterest income | $853,000 | 3,052 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $162,000 | 3,016 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $691,000 | 2,823 |
| Total noninterest expense | $4,916,000 | 3,042 |
| Salaries and employee benefits | $3,404,000 | 2,733 |
| Premises and equipment expense | $311,000 | 3,771 |
| Additional noninterest expense | $1,201,000 | 3,418 |
| Pre-tax net operating income | $5,266,000 | 1,724 |
| Securities gains (losses) | $104,000 | 1,362 |
| Applicable income taxes | $251,000 | 2,424 |
| Income before extraordinary items | $5,119,000 | 1,606 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,119,000 | 1,606 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,119,000 | 1,606 |
| Net charge-offs | $-37,000 | 4,529 |
| Cash dividends | $3,200,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,020,200 | 1,585 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,184,000 | 2,213 |
| Total interest expense | $2,001,000 | 1,698 |
| Net interest income | $7,183,000 | 2,329 |
| Provision for loan and lease losses | $240,000 | 2,609 |
| Total noninterest income | $681,000 | 2,956 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $134,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,753 |
| Total noninterest expense | $3,661,000 | 3,034 |
| Salaries and employee benefits | $2,558,000 | 2,718 |
| Premises and equipment expense | $237,000 | 3,769 |
| Additional noninterest expense | $866,000 | 3,454 |
| Pre-tax net operating income | $3,963,000 | 1,681 |
| Securities gains (losses) | $104,000 | 1,194 |
| Applicable income taxes | $191,000 | 2,410 |
| Income before extraordinary items | $3,876,000 | 1,548 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,876,000 | 1,548 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,876,000 | 1,549 |
| Net charge-offs | $-35,000 | 4,578 |
| Cash dividends | $3,200,000 | 774 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,777,200 | 1,547 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 2,218 |
| Total interest expense | $1,433,000 | 1,708 |
| Net interest income | $4,808,000 | 2,335 |
| Provision for loan and lease losses | $180,000 | 2,493 |
| Total noninterest income | $472,000 | 2,859 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $100,000 | 2,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 2,687 |
| Total noninterest expense | $2,488,000 | 3,013 |
| Salaries and employee benefits | $1,756,000 | 2,685 |
| Premises and equipment expense | $164,000 | 3,710 |
| Additional noninterest expense | $568,000 | 3,496 |
| Pre-tax net operating income | $2,612,000 | 1,633 |
| Securities gains (losses) | $104,000 | 961 |
| Applicable income taxes | $128,000 | 2,374 |
| Income before extraordinary items | $2,588,000 | 1,492 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,588,000 | 1,491 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,588,000 | 1,492 |
| Net charge-offs | $-35,000 | 4,660 |
| Cash dividends | $2,400,000 | 701 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,489,200 | 1,485 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 2,175 |
| Total interest expense | $843,000 | 1,633 |
| Net interest income | $2,317,000 | 2,352 |
| Provision for loan and lease losses | $90,000 | 2,048 |
| Total noninterest income | $257,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $56,000 | 2,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,429 |
| Total noninterest expense | $1,312,000 | 2,938 |
| Salaries and employee benefits | $946,000 | 2,574 |
| Premises and equipment expense | $89,000 | 3,613 |
| Additional noninterest expense | $277,000 | 3,582 |
| Pre-tax net operating income | $1,172,000 | 1,617 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $56,000 | 2,331 |
| Income before extraordinary items | $1,116,000 | 1,522 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,116,000 | 1,520 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,116,000 | 1,522 |
| Net charge-offs | $-38,000 | 4,804 |
| Cash dividends | $800,000 | 949 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,116,000 | 1,497 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $13,127,000 | 2,136 |
| Total interest expense | $3,633,000 | 1,590 |
| Net interest income | $9,494,000 | 2,329 |
| Provision for loan and lease losses | $360,000 | 1,775 |
| Total noninterest income | $725,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $230,000 | 2,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 3,039 |
| Total noninterest expense | $5,014,000 | 3,002 |
| Salaries and employee benefits | $3,405,000 | 2,714 |
| Premises and equipment expense | $311,000 | 3,845 |
| Additional noninterest expense | $1,298,000 | 3,343 |
| Pre-tax net operating income | $4,845,000 | 1,801 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $242,000 | 2,503 |
| Income before extraordinary items | $4,603,000 | 1,711 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,603,000 | 1,713 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,603,000 | 1,714 |
| Net charge-offs | $11,000 | 3,294 |
| Cash dividends | $3,200,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,603,000 | 1,677 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,858,000 | 2,155 |
| Total interest expense | $2,755,000 | 1,583 |
| Net interest income | $7,103,000 | 2,365 |
| Provision for loan and lease losses | $270,000 | 1,685 |
| Total noninterest income | $541,000 | 3,247 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $171,000 | 3,044 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,054 |
| Total noninterest expense | $3,464,000 | 3,174 |
| Salaries and employee benefits | $2,560,000 | 2,716 |
| Premises and equipment expense | $238,000 | 3,876 |
| Additional noninterest expense | $666,000 | 3,986 |
| Pre-tax net operating income | $3,910,000 | 1,753 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $186,000 | 2,544 |
| Income before extraordinary items | $3,724,000 | 1,631 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,724,000 | 1,632 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,724,000 | 1,632 |
| Net charge-offs | $13,000 | 2,869 |
| Cash dividends | $3,200,000 | 840 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,724,000 | 1,594 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,465,000 | 2,183 |
| Total interest expense | $1,764,000 | 1,601 |
| Net interest income | $4,701,000 | 2,395 |
| Provision for loan and lease losses | $180,000 | 1,640 |
| Total noninterest income | $366,000 | 3,189 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $108,000 | 3,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 2,970 |
| Total noninterest expense | $2,247,000 | 3,237 |
| Salaries and employee benefits | $1,613,000 | 2,830 |
| Premises and equipment expense | $164,000 | 3,838 |
| Additional noninterest expense | $470,000 | 3,954 |
| Pre-tax net operating income | $2,640,000 | 1,711 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $127,000 | 2,512 |
| Income before extraordinary items | $2,513,000 | 1,598 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,513,000 | 1,599 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,513,000 | 1,599 |
| Net charge-offs | $12,000 | 2,529 |
| Cash dividends | $2,400,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,513,000 | 1,564 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 2,209 |
| Total interest expense | $834,000 | 1,620 |
| Net interest income | $2,353,000 | 2,391 |
| Provision for loan and lease losses | $90,000 | 1,533 |
| Total noninterest income | $185,000 | 3,135 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $46,000 | 3,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 2,842 |
| Total noninterest expense | $1,148,000 | 3,231 |
| Salaries and employee benefits | $850,000 | 2,765 |
| Premises and equipment expense | $83,000 | 3,854 |
| Additional noninterest expense | $215,000 | 4,095 |
| Pre-tax net operating income | $1,300,000 | 1,701 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $63,000 | 2,480 |
| Income before extraordinary items | $1,237,000 | 1,583 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,237,000 | 1,582 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,237,000 | 1,582 |
| Net charge-offs | $50,000 | 1,207 |
| Cash dividends | $800,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,237,000 | 1,562 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,984,000 | 2,206 |
| Total interest expense | $2,449,000 | 1,675 |
| Net interest income | $9,535,000 | 2,330 |
| Provision for loan and lease losses | $360,000 | 1,765 |
| Total noninterest income | $680,000 | 3,376 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $227,000 | 3,157 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 3,193 |
| Total noninterest expense | $4,304,000 | 3,338 |
| Salaries and employee benefits | $2,987,000 | 2,974 |
| Premises and equipment expense | $313,000 | 3,960 |
| Additional noninterest expense | $1,004,000 | 3,896 |
| Pre-tax net operating income | $5,551,000 | 1,639 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $239,000 | 2,564 |
| Income before extraordinary items | $5,312,000 | 1,503 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,312,000 | 1,501 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,312,000 | 1,502 |
| Net charge-offs | $164,000 | 1,797 |
| Cash dividends | $2,581,000 | 1,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,312,000 | 1,497 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,810,000 | 2,224 |
| Total interest expense | $1,747,000 | 1,657 |
| Net interest income | $7,063,000 | 2,361 |
| Provision for loan and lease losses | $270,000 | 1,667 |
| Total noninterest income | $523,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $168,000 | 3,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,172 |
| Total noninterest expense | $3,116,000 | 3,420 |
| Salaries and employee benefits | $2,133,000 | 3,048 |
| Premises and equipment expense | $239,000 | 3,972 |
| Additional noninterest expense | $744,000 | 3,937 |
| Pre-tax net operating income | $4,200,000 | 1,620 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $200,000 | 2,539 |
| Income before extraordinary items | $4,000,000 | 1,512 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,000,000 | 1,511 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,000,000 | 1,511 |
| Net charge-offs | $186,000 | 1,303 |
| Cash dividends | $2,331,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $4,000,000 | 1,497 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 2,271 |
| Total interest expense | $1,085,000 | 1,668 |
| Net interest income | $4,605,000 | 2,399 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $345,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $106,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 3,160 |
| Total noninterest expense | $2,044,000 | 3,462 |
| Salaries and employee benefits | $1,347,000 | 3,166 |
| Premises and equipment expense | $165,000 | 3,933 |
| Additional noninterest expense | $532,000 | 3,848 |
| Pre-tax net operating income | $2,726,000 | 1,629 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $111,000 | 2,655 |
| Income before extraordinary items | $2,615,000 | 1,517 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,615,000 | 1,516 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,615,000 | 1,516 |
| Net charge-offs | $-53,000 | 5,034 |
| Cash dividends | $1,891,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,615,000 | 1,499 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 2,306 |
| Total interest expense | $502,000 | 1,709 |
| Net interest income | $2,282,000 | 2,417 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $166,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $37,000 | 3,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 3,032 |
| Total noninterest expense | $997,000 | 3,565 |
| Salaries and employee benefits | $649,000 | 3,260 |
| Premises and equipment expense | $86,000 | 3,893 |
| Additional noninterest expense | $262,000 | 3,895 |
| Pre-tax net operating income | $1,361,000 | 1,604 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $56,000 | 2,607 |
| Income before extraordinary items | $1,305,000 | 1,483 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,305,000 | 1,484 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,305,000 | 1,483 |
| Net charge-offs | $-29,000 | 5,080 |
| Cash dividends | $982,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,305,000 | 1,469 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,831,000 | 2,284 |
| Total interest expense | $1,835,000 | 1,639 |
| Net interest income | $8,996,000 | 2,407 |
| Provision for loan and lease losses | $360,000 | 1,763 |
| Total noninterest income | $678,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $212,000 | 3,380 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,245 |
| Total noninterest expense | $4,619,000 | 3,255 |
| Salaries and employee benefits | $3,210,000 | 2,859 |
| Premises and equipment expense | $323,000 | 4,045 |
| Additional noninterest expense | $1,086,000 | 3,870 |
| Pre-tax net operating income | $4,695,000 | 1,803 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $188,000 | 2,992 |
| Income before extraordinary items | $4,507,000 | 1,466 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,507,000 | 1,465 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,507,000 | 1,466 |
| Net charge-offs | $132,000 | 2,183 |
| Cash dividends | $2,331,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,507,000 | 1,450 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,960,000 | 2,322 |
| Total interest expense | $1,357,000 | 1,641 |
| Net interest income | $6,603,000 | 2,469 |
| Provision for loan and lease losses | $270,000 | 1,724 |
| Total noninterest income | $533,000 | 3,464 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $168,000 | 3,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,217 |
| Total noninterest expense | $3,418,000 | 3,304 |
| Salaries and employee benefits | $2,367,000 | 2,911 |
| Premises and equipment expense | $247,000 | 4,055 |
| Additional noninterest expense | $804,000 | 3,904 |
| Pre-tax net operating income | $3,448,000 | 1,858 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $139,000 | 2,987 |
| Income before extraordinary items | $3,309,000 | 1,600 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,309,000 | 1,599 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,309,000 | 1,600 |
| Net charge-offs | $18,000 | 3,031 |
| Cash dividends | $2,332,000 | 921 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,309,000 | 1,579 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,124,000 | 2,382 |
| Total interest expense | $894,000 | 1,616 |
| Net interest income | $4,230,000 | 2,533 |
| Provision for loan and lease losses | $180,000 | 1,642 |
| Total noninterest income | $350,000 | 3,496 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $109,000 | 3,363 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 3,227 |
| Total noninterest expense | $2,223,000 | 3,372 |
| Salaries and employee benefits | $1,533,000 | 2,980 |
| Premises and equipment expense | $165,000 | 4,071 |
| Additional noninterest expense | $525,000 | 3,964 |
| Pre-tax net operating income | $2,177,000 | 1,901 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $88,000 | 3,003 |
| Income before extraordinary items | $2,089,000 | 1,646 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,089,000 | 1,646 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,089,000 | 1,646 |
| Net charge-offs | $29,000 | 2,369 |
| Cash dividends | $1,892,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,089,000 | 1,626 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,444,000 | 2,475 |
| Total interest expense | $445,000 | 1,604 |
| Net interest income | $1,999,000 | 2,643 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $169,000 | 3,542 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $49,000 | 3,525 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $120,000 | 3,217 |
| Total noninterest expense | $1,094,000 | 3,424 |
| Salaries and employee benefits | $750,000 | 3,061 |
| Premises and equipment expense | $83,000 | 4,086 |
| Additional noninterest expense | $261,000 | 3,995 |
| Pre-tax net operating income | $984,000 | 1,983 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $41,000 | 3,005 |
| Income before extraordinary items | $943,000 | 1,742 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $943,000 | 1,741 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $943,000 | 1,742 |
| Net charge-offs | $-14,000 | 5,129 |
| Cash dividends | $1,081,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $943,000 | 1,727 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,319,000 | 2,332 |
| Total interest expense | $1,582,000 | 1,733 |
| Net interest income | $8,737,000 | 2,445 |
| Provision for loan and lease losses | $230,000 | 2,280 |
| Total noninterest income | $772,000 | 3,434 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $238,000 | 3,336 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $534,000 | 3,173 |
| Total noninterest expense | $4,649,000 | 3,337 |
| Salaries and employee benefits | $3,155,000 | 2,940 |
| Premises and equipment expense | $343,000 | 4,070 |
| Additional noninterest expense | $1,151,000 | 3,914 |
| Pre-tax net operating income | $4,630,000 | 1,724 |
| Securities gains (losses) | $404,000 | 529 |
| Applicable income taxes | $201,000 | 2,925 |
| Income before extraordinary items | $4,833,000 | 1,429 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,833,000 | 1,428 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,833,000 | 1,428 |
| Net charge-offs | $-31,000 | 5,226 |
| Cash dividends | $2,322,000 | 1,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,445,160 | 1,491 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,724,000 | 2,344 |
| Total interest expense | $1,156,000 | 1,771 |
| Net interest income | $6,568,000 | 2,442 |
| Provision for loan and lease losses | $140,000 | 2,420 |
| Total noninterest income | $558,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $178,000 | 3,358 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $380,000 | 3,252 |
| Total noninterest expense | $3,535,000 | 3,310 |
| Salaries and employee benefits | $2,429,000 | 2,893 |
| Premises and equipment expense | $236,000 | 4,244 |
| Additional noninterest expense | $870,000 | 3,921 |
| Pre-tax net operating income | $3,451,000 | 1,756 |
| Securities gains (losses) | $404,000 | 486 |
| Applicable income taxes | $154,000 | 2,981 |
| Income before extraordinary items | $3,701,000 | 1,426 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,701,000 | 1,426 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,701,000 | 1,426 |
| Net charge-offs | $-29,000 | 5,201 |
| Cash dividends | $2,322,000 | 906 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,313,160 | 1,515 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 2,357 |
| Total interest expense | $766,000 | 1,777 |
| Net interest income | $4,373,000 | 2,446 |
| Provision for loan and lease losses | $70,000 | 2,604 |
| Total noninterest income | $348,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $110,000 | 3,478 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $238,000 | 3,346 |
| Total noninterest expense | $2,340,000 | 3,343 |
| Salaries and employee benefits | $1,610,000 | 2,923 |
| Premises and equipment expense | $157,000 | 4,270 |
| Additional noninterest expense | $573,000 | 3,974 |
| Pre-tax net operating income | $2,311,000 | 1,748 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $93,000 | 3,047 |
| Income before extraordinary items | $2,218,000 | 1,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,218,000 | 1,533 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,218,000 | 1,534 |
| Net charge-offs | $-31,000 | 5,363 |
| Cash dividends | $1,962,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,218,000 | 1,490 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 2,388 |
| Total interest expense | $382,000 | 1,770 |
| Net interest income | $2,147,000 | 2,483 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $173,000 | 3,586 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $46,000 | 3,713 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $127,000 | 3,205 |
| Total noninterest expense | $1,185,000 | 3,327 |
| Salaries and employee benefits | $820,000 | 2,906 |
| Premises and equipment expense | $80,000 | 4,285 |
| Additional noninterest expense | $285,000 | 3,990 |
| Pre-tax net operating income | $1,105,000 | 1,789 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $45,000 | 3,048 |
| Income before extraordinary items | $1,060,000 | 1,542 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,060,000 | 1,542 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,060,000 | 1,543 |
| Net charge-offs | $-28,000 | 5,572 |
| Cash dividends | $1,083,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,060,000 | 1,503 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,119,000 | 2,345 |
| Total interest expense | $1,570,000 | 1,708 |
| Net interest income | $8,549,000 | 2,441 |
| Provision for loan and lease losses | $40,000 | 3,741 |
| Total noninterest income | $730,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $219,000 | 3,573 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $511,000 | 3,255 |
| Total noninterest expense | $4,744,000 | 3,343 |
| Salaries and employee benefits | $3,165,000 | 2,931 |
| Premises and equipment expense | $339,000 | 4,242 |
| Additional noninterest expense | $1,240,000 | 3,859 |
| Pre-tax net operating income | $4,495,000 | 1,715 |
| Securities gains (losses) | $264,000 | 614 |
| Applicable income taxes | $190,000 | 2,970 |
| Income before extraordinary items | $4,569,000 | 1,453 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,569,000 | 1,453 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,569,000 | 1,453 |
| Net charge-offs | $45,000 | 3,329 |
| Cash dividends | $2,034,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,315,560 | 1,493 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,571,000 | 2,366 |
| Total interest expense | $1,179,000 | 1,733 |
| Net interest income | $6,392,000 | 2,458 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $565,000 | 3,551 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $159,000 | 3,649 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $406,000 | 3,195 |
| Total noninterest expense | $3,491,000 | 3,408 |
| Salaries and employee benefits | $2,362,000 | 2,962 |
| Premises and equipment expense | $239,000 | 4,397 |
| Additional noninterest expense | $890,000 | 3,966 |
| Pre-tax net operating income | $3,456,000 | 1,711 |
| Securities gains (losses) | $265,000 | 523 |
| Applicable income taxes | $149,000 | 3,021 |
| Income before extraordinary items | $3,572,000 | 1,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,572,000 | 1,418 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,572,000 | 1,418 |
| Net charge-offs | $69,000 | 2,508 |
| Cash dividends | $2,034,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $3,317,600 | 1,472 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,936,000 | 2,411 |
| Total interest expense | $789,000 | 1,733 |
| Net interest income | $4,147,000 | 2,528 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $378,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $281,000 | 3,146 |
| Total noninterest expense | $2,210,000 | 3,550 |
| Salaries and employee benefits | $1,459,000 | 3,139 |
| Premises and equipment expense | $161,000 | 4,407 |
| Additional noninterest expense | $590,000 | 3,994 |
| Pre-tax net operating income | $2,315,000 | 1,684 |
| Securities gains (losses) | $265,000 | 422 |
| Applicable income taxes | $104,000 | 2,996 |
| Income before extraordinary items | $2,476,000 | 1,352 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,476,000 | 1,353 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,476,000 | 1,353 |
| Net charge-offs | $17,000 | 3,040 |
| Cash dividends | $1,918,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,221,600 | 1,452 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,441,000 | 2,433 |
| Total interest expense | $398,000 | 1,735 |
| Net interest income | $2,043,000 | 2,552 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $206,000 | 3,379 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $167,000 | 2,877 |
| Total noninterest expense | $1,181,000 | 3,406 |
| Salaries and employee benefits | $798,000 | 2,978 |
| Premises and equipment expense | $82,000 | 4,427 |
| Additional noninterest expense | $301,000 | 3,963 |
| Pre-tax net operating income | $1,068,000 | 1,751 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $44,000 | 3,091 |
| Income before extraordinary items | $1,024,000 | 1,565 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,024,000 | 1,566 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,024,000 | 1,567 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $864,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $1,024,000 | 1,505 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,690,000 | 2,469 |
| Total interest expense | $1,616,000 | 1,776 |
| Net interest income | $8,074,000 | 2,596 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $801,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $227,000 | 3,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $574,000 | 3,084 |
| Total noninterest expense | $4,907,000 | 3,356 |
| Salaries and employee benefits | $3,424,000 | 2,806 |
| Premises and equipment expense | $332,000 | 4,478 |
| Additional noninterest expense | $1,151,000 | 4,134 |
| Pre-tax net operating income | $3,968,000 | 1,848 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $156,000 | 3,130 |
| Income before extraordinary items | $3,812,000 | 1,656 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,812,000 | 1,656 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,812,000 | 1,655 |
| Net charge-offs | $-7,000 | 5,613 |
| Cash dividends | $1,305,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,812,000 | 1,631 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,240,000 | 2,491 |
| Total interest expense | $1,198,000 | 1,818 |
| Net interest income | $6,042,000 | 2,616 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $541,000 | 3,693 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $177,000 | 3,687 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $364,000 | 3,343 |
| Total noninterest expense | $3,626,000 | 3,411 |
| Salaries and employee benefits | $2,533,000 | 2,842 |
| Premises and equipment expense | $243,000 | 4,576 |
| Additional noninterest expense | $850,000 | 4,196 |
| Pre-tax net operating income | $2,957,000 | 1,885 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $115,000 | 3,204 |
| Income before extraordinary items | $2,842,000 | 1,665 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,842,000 | 1,666 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,842,000 | 1,665 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $1,089,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,842,000 | 1,633 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 2,534 |
| Total interest expense | $787,000 | 1,862 |
| Net interest income | $3,946,000 | 2,654 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $343,000 | 3,772 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $122,000 | 3,609 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $221,000 | 3,481 |
| Total noninterest expense | $2,471,000 | 3,375 |
| Salaries and employee benefits | $1,725,000 | 2,810 |
| Premises and equipment expense | $163,000 | 4,613 |
| Additional noninterest expense | $583,000 | 4,155 |
| Pre-tax net operating income | $1,818,000 | 1,961 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $70,000 | 3,257 |
| Income before extraordinary items | $1,748,000 | 1,720 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,748,000 | 1,723 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,748,000 | 1,722 |
| Net charge-offs | $-8,000 | 5,605 |
| Cash dividends | $873,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,748,000 | 1,687 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 2,594 |
| Total interest expense | $381,000 | 1,950 |
| Net interest income | $1,923,000 | 2,710 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $182,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $54,000 | 3,799 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $128,000 | 3,205 |
| Total noninterest expense | $1,227,000 | 3,427 |
| Salaries and employee benefits | $831,000 | 2,913 |
| Premises and equipment expense | $82,000 | 4,650 |
| Additional noninterest expense | $314,000 | 4,004 |
| Pre-tax net operating income | $878,000 | 1,958 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $34,000 | 3,221 |
| Income before extraordinary items | $844,000 | 1,727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $844,000 | 1,731 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $844,000 | 1,730 |
| Net charge-offs | $-8,000 | 5,661 |
| Cash dividends | $657,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $844,000 | 1,699 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,723,000 | 2,748 |
| Total interest expense | $1,565,000 | 2,091 |
| Net interest income | $7,158,000 | 2,862 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $882,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $249,000 | 3,716 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $633,000 | 3,031 |
| Total noninterest expense | $4,326,000 | 3,730 |
| Salaries and employee benefits | $2,726,000 | 3,320 |
| Premises and equipment expense | $326,000 | 4,672 |
| Additional noninterest expense | $1,274,000 | 4,057 |
| Pre-tax net operating income | $3,714,000 | 1,822 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $145,000 | 3,180 |
| Income before extraordinary items | $3,569,000 | 1,655 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,569,000 | 1,658 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,569,000 | 1,659 |
| Net charge-offs | $-648,000 | 6,752 |
| Cash dividends | $2,273,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,569,000 | 1,616 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 2,820 |
| Total interest expense | $1,176,000 | 2,141 |
| Net interest income | $5,206,000 | 2,937 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $610,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $174,000 | 3,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $436,000 | 3,221 |
| Total noninterest expense | $3,051,000 | 3,894 |
| Salaries and employee benefits | $1,879,000 | 3,560 |
| Premises and equipment expense | $244,000 | 4,701 |
| Additional noninterest expense | $928,000 | 4,130 |
| Pre-tax net operating income | $2,765,000 | 1,880 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $108,000 | 3,261 |
| Income before extraordinary items | $2,657,000 | 1,685 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,657,000 | 1,688 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,657,000 | 1,689 |
| Net charge-offs | $-637,000 | 6,836 |
| Cash dividends | $2,057,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,657,000 | 1,637 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,048,000 | 2,943 |
| Total interest expense | $777,000 | 2,200 |
| Net interest income | $3,271,000 | 3,087 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $316,000 | 4,128 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $97,000 | 4,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $219,000 | 3,652 |
| Total noninterest expense | $1,735,000 | 4,317 |
| Salaries and employee benefits | $1,028,000 | 4,042 |
| Premises and equipment expense | $120,000 | 5,304 |
| Additional noninterest expense | $587,000 | 4,240 |
| Pre-tax net operating income | $1,852,000 | 1,845 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $73,000 | 3,235 |
| Income before extraordinary items | $1,779,000 | 1,684 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,779,000 | 1,688 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,779,000 | 1,689 |
| Net charge-offs | $-636,000 | 6,906 |
| Cash dividends | $1,216,000 | 923 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,779,000 | 1,613 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,680,000 | 3,431 |
| Total interest expense | $372,000 | 2,348 |
| Net interest income | $1,308,000 | 3,633 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $128,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $31,000 | 4,905 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $97,000 | 3,800 |
| Total noninterest expense | $760,000 | 4,652 |
| Salaries and employee benefits | $485,000 | 4,229 |
| Premises and equipment expense | $54,000 | 5,518 |
| Additional noninterest expense | $221,000 | 4,939 |
| Pre-tax net operating income | $676,000 | 2,334 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $26,000 | 3,448 |
| Income before extraordinary items | $650,000 | 2,120 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $650,000 | 2,122 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $650,000 | 2,122 |
| Net charge-offs | $-41,000 | 6,659 |
| Cash dividends | $478,000 | 983 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $650,000 | 2,037 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,651,000 | 3,225 |
| Total interest expense | $1,620,000 | 2,562 |
| Net interest income | $6,031,000 | 3,357 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $533,000 | 4,387 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $178,000 | 4,483 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $355,000 | 3,806 |
| Total noninterest expense | $3,302,000 | 4,513 |
| Salaries and employee benefits | $2,333,000 | 3,735 |
| Premises and equipment expense | $222,000 | 5,565 |
| Additional noninterest expense | $747,000 | 5,405 |
| Pre-tax net operating income | $3,152,000 | 2,006 |
| Securities gains (losses) | $1,269,000 | 413 |
| Applicable income taxes | $175,000 | 3,104 |
| Income before extraordinary items | $4,246,000 | 1,380 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,246,000 | 1,381 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,246,000 | 1,381 |
| Net charge-offs | $169,000 | 3,939 |
| Cash dividends | $2,370,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,027,760 | 1,744 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 3,223 |
| Total interest expense | $1,234,000 | 2,625 |
| Net interest income | $4,639,000 | 3,354 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $397,000 | 4,439 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $135,000 | 4,525 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $262,000 | 3,876 |
| Total noninterest expense | $2,629,000 | 4,397 |
| Salaries and employee benefits | $1,813,000 | 3,675 |
| Premises and equipment expense | $165,000 | 5,636 |
| Additional noninterest expense | $651,000 | 5,151 |
| Pre-tax net operating income | $2,317,000 | 2,110 |
| Securities gains (losses) | $1,269,000 | 312 |
| Applicable income taxes | $142,000 | 3,114 |
| Income before extraordinary items | $3,444,000 | 1,307 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,444,000 | 1,307 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,444,000 | 1,308 |
| Net charge-offs | $250,000 | 3,050 |
| Cash dividends | $2,113,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,225,760 | 1,805 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 3,256 |
| Total interest expense | $838,000 | 2,668 |
| Net interest income | $3,070,000 | 3,381 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $247,000 | 4,562 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $87,000 | 4,591 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 3,973 |
| Total noninterest expense | $1,800,000 | 4,355 |
| Salaries and employee benefits | $1,251,000 | 3,596 |
| Premises and equipment expense | $107,000 | 5,694 |
| Additional noninterest expense | $442,000 | 5,146 |
| Pre-tax net operating income | $1,457,000 | 2,183 |
| Securities gains (losses) | $1,269,000 | 221 |
| Applicable income taxes | $109,000 | 2,996 |
| Income before extraordinary items | $2,617,000 | 1,150 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,617,000 | 1,149 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,617,000 | 1,149 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $1,493,000 | 705 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,398,760 | 1,901 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 3,294 |
| Total interest expense | $424,000 | 2,740 |
| Net interest income | $1,522,000 | 3,423 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $113,000 | 4,742 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $38,000 | 4,813 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $75,000 | 4,102 |
| Total noninterest expense | $874,000 | 4,473 |
| Salaries and employee benefits | $551,000 | 3,945 |
| Premises and equipment expense | $53,000 | 5,750 |
| Additional noninterest expense | $270,000 | 4,651 |
| Pre-tax net operating income | $731,000 | 2,190 |
| Securities gains (losses) | $-6,000 | 7,014 |
| Applicable income taxes | $29,000 | 3,455 |
| Income before extraordinary items | $696,000 | 2,017 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $696,000 | 2,018 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $696,000 | 2,019 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $413,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $701,760 | 1,909 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,337,000 | 3,214 |
| Total interest expense | $1,953,000 | 2,825 |
| Net interest income | $6,384,000 | 3,306 |
| Provision for loan and lease losses | $365,000 | 3,861 |
| Total noninterest income | $590,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $221,000 | 4,203 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $369,000 | 3,544 |
| Total noninterest expense | $3,427,000 | 4,539 |
| Salaries and employee benefits | $2,453,000 | 3,614 |
| Premises and equipment expense | $219,000 | 5,854 |
| Additional noninterest expense | $755,000 | 5,525 |
| Pre-tax net operating income | $3,182,000 | 1,736 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $139,000 | 3,167 |
| Income before extraordinary items | $3,043,000 | 1,589 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,043,000 | 1,590 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,043,000 | 1,590 |
| Net charge-offs | $368,000 | 3,556 |
| Cash dividends | $2,019,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,043,000 | 1,513 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 3,227 |
| Total interest expense | $1,516,000 | 2,851 |
| Net interest income | $4,782,000 | 3,326 |
| Provision for loan and lease losses | $210,000 | 4,084 |
| Total noninterest income | $447,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $167,000 | 4,206 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $280,000 | 3,561 |
| Total noninterest expense | $2,571,000 | 4,537 |
| Salaries and employee benefits | $1,857,000 | 3,581 |
| Premises and equipment expense | $157,000 | 5,971 |
| Additional noninterest expense | $557,000 | 5,612 |
| Pre-tax net operating income | $2,448,000 | 1,764 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $122,000 | 3,064 |
| Income before extraordinary items | $2,326,000 | 1,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,326,000 | 1,626 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,326,000 | 1,626 |
| Net charge-offs | $-57,000 | 7,264 |
| Cash dividends | $1,764,000 | 729 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,326,000 | 1,554 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,065,000 | 3,348 |
| Total interest expense | $1,053,000 | 2,853 |
| Net interest income | $3,012,000 | 3,467 |
| Provision for loan and lease losses | $180,000 | 3,659 |
| Total noninterest income | $279,000 | 4,246 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $103,000 | 4,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $176,000 | 3,697 |
| Total noninterest expense | $1,689,000 | 4,620 |
| Salaries and employee benefits | $1,177,000 | 3,770 |
| Premises and equipment expense | $100,000 | 6,083 |
| Additional noninterest expense | $412,000 | 5,458 |
| Pre-tax net operating income | $1,422,000 | 1,967 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $81,000 | 3,015 |
| Income before extraordinary items | $1,341,000 | 1,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,341,000 | 1,775 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,341,000 | 1,775 |
| Net charge-offs | $-14,000 | 7,086 |
| Cash dividends | $1,179,000 | 708 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,341,000 | 1,705 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,958,000 | 3,467 |
| Total interest expense | $545,000 | 2,846 |
| Net interest income | $1,413,000 | 3,632 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,718 |
| Total noninterest expense | $752,000 | 4,971 |
| Salaries and employee benefits | $474,000 | 4,376 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $227,000 | 5,226 |
| Pre-tax net operating income | $645,000 | 2,099 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $49,000 | 2,843 |
| Income before extraordinary items | $596,000 | 1,922 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $596,000 | 1,921 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $596,000 | 1,922 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $430,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $596,000 | 1,878 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,478,000 | 3,731 |
| Total interest expense | $2,495,000 | 2,997 |
| Net interest income | $4,983,000 | 3,975 |
| Provision for loan and lease losses | $180,000 | 5,457 |
| Total noninterest income | $565,000 | 4,357 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $226,000 | 4,192 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $339,000 | 3,775 |
| Total noninterest expense | $2,970,000 | 5,047 |
| Salaries and employee benefits | $2,029,000 | 4,180 |
| Premises and equipment expense | $213,000 | 6,104 |
| Additional noninterest expense | $728,000 | 5,816 |
| Pre-tax net operating income | $2,398,000 | 1,946 |
| Securities gains (losses) | $315,000 | 1,222 |
| Applicable income taxes | $905,000 | 1,323 |
| Income before extraordinary items | $1,808,000 | 2,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,808,000 | 2,197 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,808,000 | 2,198 |
| Net charge-offs | $-27,000 | 7,528 |
| Cash dividends | $1,652,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,596,950 | 2,302 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,600,000 | 3,817 |
| Total interest expense | $1,924,000 | 3,045 |
| Net interest income | $3,676,000 | 4,066 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $407,000 | 4,477 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $161,000 | 4,357 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $246,000 | 3,864 |
| Total noninterest expense | $2,269,000 | 5,023 |
| Salaries and employee benefits | $1,542,000 | 4,187 |
| Premises and equipment expense | $161,000 | 6,149 |
| Additional noninterest expense | $566,000 | 5,769 |
| Pre-tax net operating income | $1,634,000 | 2,224 |
| Securities gains (losses) | $314,000 | 1,045 |
| Applicable income taxes | $863,000 | 1,129 |
| Income before extraordinary items | $1,085,000 | 2,741 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,085,000 | 2,737 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,085,000 | 2,742 |
| Net charge-offs | $-29,000 | 7,586 |
| Cash dividends | $1,397,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $884,040 | 2,981 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 3,859 |
| Total interest expense | $1,301,000 | 3,116 |
| Net interest income | $2,405,000 | 4,118 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $251,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $99,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $152,000 | 3,959 |
| Total noninterest expense | $1,473,000 | 5,106 |
| Salaries and employee benefits | $1,012,000 | 4,261 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $353,000 | 5,933 |
| Pre-tax net operating income | $1,003,000 | 2,360 |
| Securities gains (losses) | $-7,000 | 7,286 |
| Applicable income taxes | $825,000 | 835 |
| Income before extraordinary items | $171,000 | 5,088 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $171,000 | 5,091 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $171,000 | 5,090 |
| Net charge-offs | $-34,000 | 7,656 |
| Cash dividends | $856,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $175,480 | 4,907 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 3,979 |
| Total interest expense | $653,000 | 3,216 |
| Net interest income | $1,161,000 | 4,249 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $123,000 | 4,660 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $76,000 | 4,003 |
| Total noninterest expense | $682,000 | 5,373 |
| Salaries and employee benefits | $443,000 | 4,695 |
| Premises and equipment expense | $56,000 | 6,192 |
| Additional noninterest expense | $183,000 | 5,898 |
| Pre-tax net operating income | $482,000 | 2,473 |
| Securities gains (losses) | $-7,000 | 7,474 |
| Applicable income taxes | $805,000 | 454 |
| Income before extraordinary items | $-330,000 | 7,111 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-330,000 | 7,112 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-330,000 | 7,111 |
| Net charge-offs | $-8,000 | 7,437 |
| Cash dividends | $416,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-325,520 | 7,066 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,675,000 | 3,930 |
| Total interest expense | $2,880,000 | 3,519 |
| Net interest income | $4,795,000 | 4,050 |
| Provision for loan and lease losses | $450,000 | 4,698 |
| Total noninterest income | $591,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $204,000 | 4,627 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $387,000 | 3,593 |
| Total noninterest expense | $3,085,000 | 5,093 |
| Salaries and employee benefits | $1,892,000 | 4,542 |
| Premises and equipment expense | $212,000 | 6,387 |
| Additional noninterest expense | $981,000 | 5,291 |
| Pre-tax net operating income | $1,851,000 | 2,036 |
| Securities gains (losses) | $234,000 | 1,432 |
| Applicable income taxes | $533,000 | 1,492 |
| Income before extraordinary items | $1,552,000 | 2,059 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,552,000 | 2,056 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,552,000 | 2,058 |
| Net charge-offs | $24,000 | 6,585 |
| Cash dividends | $1,880,000 | 971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,378,840 | 2,216 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,829,000 | 3,950 |
| Total interest expense | $2,182,000 | 3,625 |
| Net interest income | $3,647,000 | 4,020 |
| Provision for loan and lease losses | $170,000 | 5,371 |
| Total noninterest income | $452,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $155,000 | 4,618 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $297,000 | 3,636 |
| Total noninterest expense | $2,356,000 | 5,047 |
| Salaries and employee benefits | $1,486,000 | 4,419 |
| Premises and equipment expense | $155,000 | 6,486 |
| Additional noninterest expense | $715,000 | 5,347 |
| Pre-tax net operating income | $1,573,000 | 1,970 |
| Securities gains (losses) | $64,000 | 2,133 |
| Applicable income taxes | $427,000 | 1,561 |
| Income before extraordinary items | $1,210,000 | 2,165 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,210,000 | 2,162 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,210,000 | 2,165 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $1,000,000 | 1,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,162,640 | 2,188 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 4,021 |
| Total interest expense | $1,436,000 | 3,775 |
| Net interest income | $2,398,000 | 4,039 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $306,000 | 4,383 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $92,000 | 4,810 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $214,000 | 3,551 |
| Total noninterest expense | $1,573,000 | 5,105 |
| Salaries and employee benefits | $973,000 | 4,522 |
| Premises and equipment expense | $102,000 | 6,546 |
| Additional noninterest expense | $498,000 | 5,262 |
| Pre-tax net operating income | $1,081,000 | 1,986 |
| Securities gains (losses) | $64,000 | 1,749 |
| Applicable income taxes | $305,000 | 1,511 |
| Income before extraordinary items | $840,000 | 2,161 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $840,000 | 2,159 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $840,000 | 2,160 |
| Net charge-offs | $25,000 | 5,459 |
| Cash dividends | $700,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $793,280 | 2,187 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 4,108 |
| Total interest expense | $706,000 | 3,927 |
| Net interest income | $1,184,000 | 4,070 |
| Provision for loan and lease losses | $10,000 | 6,289 |
| Total noninterest income | $149,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $107,000 | 3,558 |
| Total noninterest expense | $762,000 | 5,129 |
| Salaries and employee benefits | $503,000 | 4,438 |
| Premises and equipment expense | $49,000 | 6,650 |
| Additional noninterest expense | $210,000 | 5,480 |
| Pre-tax net operating income | $561,000 | 2,176 |
| Securities gains (losses) | $64,000 | 1,187 |
| Applicable income taxes | $167,000 | 1,631 |
| Income before extraordinary items | $458,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $458,000 | 2,294 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $458,000 | 2,296 |
| Net charge-offs | $9,000 | 4,815 |
| Cash dividends | $400,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $411,280 | 2,371 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 4,230 |
| Total interest expense | $2,965,000 | 4,286 |
| Net interest income | $4,754,000 | 4,081 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $584,000 | 4,532 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $216,000 | 4,650 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $368,000 | 3,722 |
| Total noninterest expense | $2,734,000 | 5,394 |
| Salaries and employee benefits | $1,938,000 | 4,562 |
| Premises and equipment expense | $207,000 | 6,622 |
| Additional noninterest expense | $589,000 | 6,259 |
| Pre-tax net operating income | $2,604,000 | 2,023 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $708,000 | 1,509 |
| Income before extraordinary items | $1,896,000 | 2,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,896,000 | 2,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,455 |
| Cash dividends | $1,200,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,896,000 | 2,207 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,785,000 | 4,299 |
| Total interest expense | $2,269,000 | 4,346 |
| Net interest income | $3,516,000 | 4,150 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $439,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $164,000 | 4,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 3,832 |
| Total noninterest expense | $2,006,000 | 5,443 |
| Salaries and employee benefits | $1,409,000 | 4,680 |
| Premises and equipment expense | $154,000 | 6,665 |
| Additional noninterest expense | $443,000 | 6,222 |
| Pre-tax net operating income | $1,949,000 | 2,350 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $536,000 | 1,813 |
| Income before extraordinary items | $1,413,000 | 2,442 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,413,000 | 2,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,413,000 | 2,552 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 4,421 |
| Total interest expense | $1,490,000 | 4,521 |
| Net interest income | $2,276,000 | 4,233 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $277,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $99,000 | 4,847 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $178,000 | 3,996 |
| Total noninterest expense | $1,346,000 | 5,463 |
| Salaries and employee benefits | $937,000 | 4,732 |
| Premises and equipment expense | $104,000 | 6,679 |
| Additional noninterest expense | $305,000 | 6,143 |
| Pre-tax net operating income | $1,207,000 | 2,578 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $328,000 | 2,105 |
| Income before extraordinary items | $879,000 | 2,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $879,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,448 |
| Cash dividends | $600,000 | 2,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $879,000 | 2,795 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 4,517 |
| Total interest expense | $759,000 | 4,656 |
| Net interest income | $1,114,000 | 4,294 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $142,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,825 |
| Total noninterest expense | $697,000 | 5,380 |
| Salaries and employee benefits | $481,000 | 4,684 |
| Premises and equipment expense | $52,000 | 6,695 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $559,000 | 2,853 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $149,000 | 2,332 |
| Income before extraordinary items | $410,000 | 3,139 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $410,000 | 3,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,965 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $410,000 | 3,062 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,307,000 | 4,270 |
| Total interest expense | $3,783,000 | 4,156 |
| Net interest income | $4,524,000 | 4,280 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $702,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $241,000 | 4,531 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $461,000 | 3,465 |
| Total noninterest expense | $2,751,000 | 5,290 |
| Salaries and employee benefits | $1,899,000 | 4,571 |
| Premises and equipment expense | $235,000 | 6,389 |
| Additional noninterest expense | $617,000 | 6,063 |
| Pre-tax net operating income | $2,475,000 | 2,848 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $800,000 | 2,140 |
| Income before extraordinary items | $1,675,000 | 3,196 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,675,000 | 3,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,202 |
| Cash dividends | $1,200,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,675,000 | 3,181 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,352,000 | 4,232 |
| Total interest expense | $2,935,000 | 4,076 |
| Net interest income | $3,417,000 | 4,281 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $528,000 | 4,282 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $182,000 | 4,535 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $346,000 | 3,481 |
| Total noninterest expense | $2,088,000 | 5,217 |
| Salaries and employee benefits | $1,429,000 | 4,531 |
| Premises and equipment expense | $177,000 | 6,379 |
| Additional noninterest expense | $482,000 | 5,910 |
| Pre-tax net operating income | $1,857,000 | 2,993 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $523,000 | 2,478 |
| Income before extraordinary items | $1,334,000 | 3,226 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,334,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,130 |
| Cash dividends | $900,000 | 2,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,334,000 | 3,211 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,192,000 | 4,283 |
| Total interest expense | $1,931,000 | 4,102 |
| Net interest income | $2,261,000 | 4,332 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $357,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $119,000 | 4,598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $238,000 | 3,449 |
| Total noninterest expense | $1,368,000 | 5,312 |
| Salaries and employee benefits | $958,000 | 4,550 |
| Premises and equipment expense | $116,000 | 6,453 |
| Additional noninterest expense | $294,000 | 6,172 |
| Pre-tax net operating income | $1,250,000 | 3,027 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $354,000 | 2,536 |
| Income before extraordinary items | $896,000 | 3,255 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $896,000 | 3,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,057 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $896,000 | 3,237 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 4,313 |
| Total interest expense | $935,000 | 4,173 |
| Net interest income | $1,128,000 | 4,341 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $183,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $54,000 | 4,717 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $129,000 | 3,283 |
| Total noninterest expense | $675,000 | 5,372 |
| Salaries and employee benefits | $470,000 | 4,640 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $146,000 | 6,188 |
| Pre-tax net operating income | $636,000 | 2,995 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $180,000 | 2,542 |
| Income before extraordinary items | $456,000 | 3,206 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $456,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,023 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $456,000 | 3,183 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,048,000 | 4,178 |
| Total interest expense | $3,354,000 | 4,033 |
| Net interest income | $4,694,000 | 4,218 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $738,000 | 4,239 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $242,000 | 4,575 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $496,000 | 3,355 |
| Total noninterest expense | $2,809,000 | 5,113 |
| Salaries and employee benefits | $1,867,000 | 4,502 |
| Premises and equipment expense | $274,000 | 5,968 |
| Additional noninterest expense | $668,000 | 5,772 |
| Pre-tax net operating income | $2,623,000 | 3,020 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $771,000 | 2,526 |
| Income before extraordinary items | $1,852,000 | 3,281 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,852,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,360 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,852,000 | 3,263 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,995,000 | 4,185 |
| Total interest expense | $2,439,000 | 4,025 |
| Net interest income | $3,556,000 | 4,196 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $541,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $185,000 | 4,558 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $356,000 | 3,406 |
| Total noninterest expense | $2,107,000 | 5,090 |
| Salaries and employee benefits | $1,405,000 | 4,467 |
| Premises and equipment expense | $200,000 | 6,078 |
| Additional noninterest expense | $502,000 | 5,765 |
| Pre-tax net operating income | $1,990,000 | 3,120 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $584,000 | 2,636 |
| Income before extraordinary items | $1,406,000 | 3,344 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,406,000 | 3,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $413,000 | 931 |
| Cash dividends | $900,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,406,000 | 3,330 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,854,000 | 4,236 |
| Total interest expense | $1,468,000 | 4,169 |
| Net interest income | $2,386,000 | 4,179 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $329,000 | 4,499 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $211,000 | 3,645 |
| Total noninterest expense | $1,383,000 | 5,158 |
| Salaries and employee benefits | $937,000 | 4,475 |
| Premises and equipment expense | $130,000 | 6,144 |
| Additional noninterest expense | $316,000 | 5,912 |
| Pre-tax net operating income | $1,332,000 | 3,131 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $394,000 | 2,644 |
| Income before extraordinary items | $938,000 | 3,356 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $938,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 605 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $938,000 | 3,347 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,814,000 | 4,360 |
| Total interest expense | $634,000 | 4,437 |
| Net interest income | $1,180,000 | 4,201 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $180,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,265 |
| Total noninterest expense | $694,000 | 5,157 |
| Salaries and employee benefits | $459,000 | 4,566 |
| Premises and equipment expense | $65,000 | 6,170 |
| Additional noninterest expense | $170,000 | 5,688 |
| Pre-tax net operating income | $666,000 | 3,079 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $194,000 | 2,652 |
| Income before extraordinary items | $472,000 | 3,313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $472,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 331 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $472,000 | 3,291 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 4,070 |
| Total interest expense | $2,295,000 | 4,042 |
| Net interest income | $4,880,000 | 4,026 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $651,000 | 4,584 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $230,000 | 4,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $421,000 | 3,683 |
| Total noninterest expense | $2,771,000 | 5,043 |
| Salaries and employee benefits | $1,870,000 | 4,340 |
| Premises and equipment expense | $285,000 | 5,874 |
| Additional noninterest expense | $616,000 | 5,978 |
| Pre-tax net operating income | $2,760,000 | 2,956 |
| Securities gains (losses) | $22,000 | 1,227 |
| Applicable income taxes | $811,000 | 2,586 |
| Income before extraordinary items | $1,971,000 | 3,125 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,971,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,297 |
| Cash dividends | $1,200,000 | 2,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,955,380 | 3,110 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 4,068 |
| Total interest expense | $1,656,000 | 4,018 |
| Net interest income | $3,648,000 | 4,033 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $469,000 | 4,719 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $171,000 | 4,801 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,807 |
| Total noninterest expense | $2,086,000 | 4,998 |
| Salaries and employee benefits | $1,421,000 | 4,264 |
| Premises and equipment expense | $207,000 | 5,952 |
| Additional noninterest expense | $458,000 | 5,962 |
| Pre-tax net operating income | $2,031,000 | 3,021 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $598,000 | 2,643 |
| Income before extraordinary items | $1,436,000 | 3,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,436,000 | 3,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,879 |
| Cash dividends | $900,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,433,870 | 3,204 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,428,000 | 4,094 |
| Total interest expense | $992,000 | 4,152 |
| Net interest income | $2,436,000 | 4,012 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $300,000 | 4,786 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $103,000 | 4,972 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $197,000 | 3,782 |
| Total noninterest expense | $1,387,000 | 5,003 |
| Salaries and employee benefits | $929,000 | 4,309 |
| Premises and equipment expense | $137,000 | 5,971 |
| Additional noninterest expense | $321,000 | 5,795 |
| Pre-tax net operating income | $1,349,000 | 2,983 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $391,000 | 2,653 |
| Income before extraordinary items | $961,000 | 3,182 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $961,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,290 |
| Cash dividends | $600,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $958,870 | 3,138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,152 |
| Total interest expense | $461,000 | 4,264 |
| Net interest income | $1,205,000 | 4,048 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $145,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $97,000 | 3,786 |
| Total noninterest expense | $707,000 | 4,970 |
| Salaries and employee benefits | $470,000 | 4,286 |
| Premises and equipment expense | $67,000 | 6,074 |
| Additional noninterest expense | $170,000 | 5,595 |
| Pre-tax net operating income | $643,000 | 3,066 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $183,000 | 2,750 |
| Income before extraordinary items | $463,000 | 3,238 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $463,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,061 |
| Cash dividends | $300,000 | 1,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $460,840 | 3,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,245,000 | 4,136 |
| Total interest expense | $1,599,000 | 4,341 |
| Net interest income | $4,646,000 | 4,021 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $627,000 | 4,708 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $233,000 | 4,897 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $394,000 | 3,748 |
| Total noninterest expense | $2,696,000 | 5,035 |
| Salaries and employee benefits | $1,771,000 | 4,389 |
| Premises and equipment expense | $297,000 | 5,705 |
| Additional noninterest expense | $628,000 | 5,839 |
| Pre-tax net operating income | $2,577,000 | 2,930 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $793,000 | 2,550 |
| Income before extraordinary items | $1,797,000 | 3,194 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,797,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $1,100,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,788,030 | 3,141 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 4,143 |
| Total interest expense | $1,166,000 | 4,371 |
| Net interest income | $3,480,000 | 4,028 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $429,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $174,000 | 4,932 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $255,000 | 4,026 |
| Total noninterest expense | $1,987,000 | 5,059 |
| Salaries and employee benefits | $1,296,000 | 4,426 |
| Premises and equipment expense | $226,000 | 5,632 |
| Additional noninterest expense | $465,000 | 5,840 |
| Pre-tax net operating income | $1,922,000 | 2,985 |
| Securities gains (losses) | $10,000 | 2,712 |
| Applicable income taxes | $594,000 | 2,586 |
| Income before extraordinary items | $1,338,000 | 3,264 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,338,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 4,073 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,331,100 | 3,200 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 4,195 |
| Total interest expense | $762,000 | 4,418 |
| Net interest income | $2,283,000 | 4,082 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $325,000 | 4,610 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $109,000 | 5,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $216,000 | 3,595 |
| Total noninterest expense | $1,324,000 | 5,069 |
| Salaries and employee benefits | $870,000 | 4,432 |
| Premises and equipment expense | $149,000 | 5,683 |
| Additional noninterest expense | $305,000 | 5,930 |
| Pre-tax net operating income | $1,284,000 | 2,951 |
| Securities gains (losses) | $-25,000 | 8,831 |
| Applicable income taxes | $387,000 | 2,620 |
| Income before extraordinary items | $872,000 | 3,297 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $872,000 | 3,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,267 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $889,250 | 3,167 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,228 |
| Total interest expense | $380,000 | 4,467 |
| Net interest income | $1,135,000 | 4,080 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $196,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $52,000 | 5,121 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $144,000 | 3,013 |
| Total noninterest expense | $693,000 | 4,959 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $166,000 | 5,673 |
| Pre-tax net operating income | $638,000 | 2,924 |
| Securities gains (losses) | $-13,000 | 8,936 |
| Applicable income taxes | $191,000 | 2,647 |
| Income before extraordinary items | $434,000 | 3,293 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $434,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $442,970 | 3,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,759,000 | 3,930 |
| Total interest expense | $1,724,000 | 4,483 |
| Net interest income | $5,035,000 | 3,654 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $531,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $260,000 | 4,661 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $271,000 | 4,697 |
| Total noninterest expense | $2,800,000 | 4,829 |
| Salaries and employee benefits | $1,865,000 | 4,148 |
| Premises and equipment expense | $291,000 | 5,749 |
| Additional noninterest expense | $644,000 | 5,755 |
| Pre-tax net operating income | $2,766,000 | 2,674 |
| Securities gains (losses) | $51,000 | 2,493 |
| Applicable income taxes | $881,000 | 2,359 |
| Income before extraordinary items | $1,936,000 | 2,937 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,936,000 | 2,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,990 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,900,810 | 2,853 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 4,278 |
| Total interest expense | $1,326,000 | 4,525 |
| Net interest income | $3,297,000 | 4,091 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $378,000 | 5,454 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $203,000 | 4,584 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $175,000 | 5,035 |
| Total noninterest expense | $1,954,000 | 5,056 |
| Salaries and employee benefits | $1,288,000 | 4,391 |
| Premises and equipment expense | $189,000 | 6,143 |
| Additional noninterest expense | $477,000 | 5,787 |
| Pre-tax net operating income | $1,721,000 | 3,188 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $517,000 | 2,967 |
| Income before extraordinary items | $1,204,000 | 3,494 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,204,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,204,000 | 3,326 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 4,330 |
| Total interest expense | $909,000 | 4,551 |
| Net interest income | $2,159,000 | 4,157 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $255,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $129,000 | 4,672 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $126,000 | 4,908 |
| Total noninterest expense | $1,300,000 | 5,057 |
| Salaries and employee benefits | $847,000 | 4,442 |
| Premises and equipment expense | $124,000 | 6,178 |
| Additional noninterest expense | $329,000 | 5,669 |
| Pre-tax net operating income | $1,114,000 | 3,260 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $332,000 | 3,053 |
| Income before extraordinary items | $782,000 | 3,572 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $782,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $782,000 | 3,373 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 4,381 |
| Total interest expense | $472,000 | 4,525 |
| Net interest income | $1,050,000 | 4,248 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $62,000 | 4,671 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 5,306 |
| Total noninterest expense | $650,000 | 5,066 |
| Salaries and employee benefits | $406,000 | 4,570 |
| Premises and equipment expense | $64,000 | 6,109 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $511,000 | 3,438 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $149,000 | 3,236 |
| Income before extraordinary items | $362,000 | 3,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $362,000 | 3,548 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,653,000 | 4,217 |
| Total interest expense | $2,319,000 | 4,339 |
| Net interest income | $4,334,000 | 4,105 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $470,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $242,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $2,458,000 | 5,138 |
| Salaries and employee benefits | $1,662,000 | 4,336 |
| Premises and equipment expense | $179,000 | 7,044 |
| Additional noninterest expense | $617,000 | 5,822 |
| Pre-tax net operating income | $2,346,000 | 3,031 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $705,000 | 2,828 |
| Income before extraordinary items | $1,641,000 | 3,268 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,641,000 | 3,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,089 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,641,000 | 3,170 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,345,000 | 4,291 |
| Total interest expense | $3,331,000 | 4,364 |
| Net interest income | $4,014,000 | 4,117 |
| Provision for loan and lease losses | $-71,000 | 9,518 |
| Total noninterest income | $495,000 | 5,098 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $250,000 | 4,642 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $245,000 | 4,522 |
| Total noninterest expense | $2,319,000 | 5,216 |
| Salaries and employee benefits | $1,593,000 | 4,313 |
| Premises and equipment expense | $172,000 | 7,186 |
| Additional noninterest expense | $554,000 | 6,140 |
| Pre-tax net operating income | $2,261,000 | 2,889 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $710,000 | 2,642 |
| Income before extraordinary items | $1,551,000 | 3,143 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,551,000 | 3,147 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 9,465 |
| Cash dividends | $800,000 | 2,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,551,000 | 3,050 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 4,171 |
| Total interest expense | $3,852,000 | 4,099 |
| Net interest income | $4,066,000 | 4,129 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $492,000 | 4,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $2,253,000 | 5,249 |
| Salaries and employee benefits | $1,586,000 | 4,172 |
| Premises and equipment expense | $171,000 | 7,229 |
| Additional noninterest expense | $496,000 | 6,459 |
| Pre-tax net operating income | $2,305,000 | 2,972 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $747,000 | 2,643 |
| Income before extraordinary items | $1,558,000 | 3,155 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,558,000 | 3,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,558,000 | 3,155 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,250 |
| Total interest expense | $3,337,000 | 4,212 |
| Net interest income | $3,955,000 | 4,211 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $459,000 | 5,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 4,426 |
| Total noninterest expense | $2,177,000 | 5,363 |
| Salaries and employee benefits | $1,472,000 | 4,410 |
| Premises and equipment expense | $179,000 | 7,145 |
| Additional noninterest expense | $526,000 | 6,312 |
| Pre-tax net operating income | $2,237,000 | 3,054 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $755,000 | 2,760 |
| Income before extraordinary items | $1,482,000 | 3,275 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,482,000 | 3,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,770 |
| Cash dividends | $880,000 | 2,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,482,000 | 3,239 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 4,223 |
| Total interest expense | $3,513,000 | 4,115 |
| Net interest income | $3,839,000 | 4,263 |
| Provision for loan and lease losses | $220,000 | 3,309 |
| Total noninterest income | $581,000 | 4,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 4,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $366,000 | 3,612 |
| Total noninterest expense | $2,120,000 | 5,363 |
| Salaries and employee benefits | $1,422,000 | 4,437 |
| Premises and equipment expense | $176,000 | 7,131 |
| Additional noninterest expense | $522,000 | 6,282 |
| Pre-tax net operating income | $2,080,000 | 3,242 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $701,000 | 3,024 |
| Income before extraordinary items | $1,379,000 | 3,488 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,379,000 | 3,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-103,000 | 10,257 |
| Cash dividends | $800,000 | 2,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,379,000 | 3,392 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,393,000 | 4,302 |
| Total interest expense | $3,592,000 | 4,052 |
| Net interest income | $3,801,000 | 4,421 |
| Provision for loan and lease losses | $390,000 | 2,143 |
| Total noninterest income | $466,000 | 5,229 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,352 |
| Total noninterest expense | $1,951,000 | 5,748 |
| Salaries and employee benefits | $1,326,000 | 4,708 |
| Premises and equipment expense | $176,000 | 7,266 |
| Additional noninterest expense | $449,000 | 6,934 |
| Pre-tax net operating income | $1,926,000 | 3,673 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $653,000 | 3,441 |
| Income before extraordinary items | $1,273,000 | 3,867 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,273,000 | 3,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 3,059 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,273,000 | 3,800 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,054,000 | 4,543 |
| Total interest expense | $3,295,000 | 4,410 |
| Net interest income | $3,759,000 | 4,548 |
| Provision for loan and lease losses | $210,000 | 3,297 |
| Total noninterest income | $474,000 | 5,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 5,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $1,895,000 | 6,173 |
| Salaries and employee benefits | $1,268,000 | 4,956 |
| Premises and equipment expense | $185,000 | 7,320 |
| Additional noninterest expense | $442,000 | 7,533 |
| Pre-tax net operating income | $2,128,000 | 3,245 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $730,000 | 3,085 |
| Income before extraordinary items | $1,398,000 | 3,418 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,398,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 11,262 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,398,000 | 3,371 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,609 |
| Total interest expense | $3,190,000 | 4,494 |
| Net interest income | $3,723,000 | 4,612 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 5,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,795 |
| Total noninterest expense | $1,853,000 | 6,345 |
| Salaries and employee benefits | $1,244,000 | 5,055 |
| Premises and equipment expense | $180,000 | 7,598 |
| Additional noninterest expense | $429,000 | 7,910 |
| Pre-tax net operating income | $2,304,000 | 3,077 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $789,000 | 2,905 |
| Income before extraordinary items | $1,515,000 | 3,221 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,515,000 | 3,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,515,000 | 3,202 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,930,000 | 4,913 |
| Total interest expense | $2,545,000 | 4,579 |
| Net interest income | $3,385,000 | 5,085 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $460,000 | 5,595 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $251,000 | 4,591 |
| Total noninterest expense | $1,884,000 | 6,491 |
| Salaries and employee benefits | $1,201,000 | 5,236 |
| Premises and equipment expense | $156,000 | 8,394 |
| Additional noninterest expense | $527,000 | 7,619 |
| Pre-tax net operating income | $1,961,000 | 3,491 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $631,000 | 3,355 |
| Income before extraordinary items | $1,330,000 | 3,523 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,330,000 | 3,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-252,000 | 12,451 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,330,000 | 3,556 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 5,265 |
| Total interest expense | $2,332,000 | 5,104 |
| Net interest income | $3,246,000 | 5,278 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $460,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,955 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,909 |
| Total noninterest expense | $1,813,000 | 6,843 |
| Salaries and employee benefits | $1,098,000 | 5,654 |
| Premises and equipment expense | $146,000 | 9,019 |
| Additional noninterest expense | $569,000 | 7,604 |
| Pre-tax net operating income | $1,773,000 | 3,738 |
| Securities gains (losses) | $144,000 | 2,022 |
| Applicable income taxes | $634,000 | 3,422 |
| Income before extraordinary items | $1,283,000 | 3,765 |
| Extraordinary gains, net | $89,000 | 1,681 |
| Net income | $1,372,000 | 3,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,626 |
| Cash dividends | $760,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,186,520 | 3,867 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,584,000 | 5,823 |
| Total interest expense | $2,644,000 | 5,729 |
| Net interest income | $2,940,000 | 5,808 |
| Provision for loan and lease losses | $170,000 | 5,731 |
| Total noninterest income | $479,000 | 5,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,536 |
| Total noninterest expense | $1,677,000 | 7,325 |
| Salaries and employee benefits | $990,000 | 6,088 |
| Premises and equipment expense | $141,000 | 9,376 |
| Additional noninterest expense | $546,000 | 8,023 |
| Pre-tax net operating income | $1,572,000 | 3,873 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $500,000 | 4,000 |
| Income before extraordinary items | $1,085,000 | 4,180 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,085,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 4,052 |
| Cash dividends | $560,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,076,160 | 3,906 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.