Home > First National Bank in Osceola > Income and Expense
First National Bank in Osceola, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 7,024 |
| Total interest expense | $1,817,000 | 6,852 |
| Net interest income | $2,167,000 | 6,938 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $495,000 | 5,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 6,893 |
| Total noninterest expense | $2,200,000 | 5,561 |
| Salaries and employee benefits | $1,219,000 | 5,151 |
| Premises and equipment expense | $341,000 | 5,122 |
| Additional noninterest expense | $640,000 | 6,258 |
| Pre-tax net operating income | $432,000 | 8,856 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $367,000 | 8,338 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $367,000 | 8,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,404 |
| Cash dividends | $298,000 | 4,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $370,440 | 8,299 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 7,156 |
| Total interest expense | $1,378,000 | 7,281 |
| Net interest income | $2,250,000 | 6,977 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $461,000 | 5,587 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,953 |
| Total noninterest expense | $2,260,000 | 5,611 |
| Salaries and employee benefits | $1,152,000 | 5,448 |
| Premises and equipment expense | $441,000 | 4,233 |
| Additional noninterest expense | $667,000 | 6,560 |
| Pre-tax net operating income | $451,000 | 8,990 |
| Securities gains (losses) | $64,000 | 1,009 |
| Applicable income taxes | $-33,000 | 12,167 |
| Income before extraordinary items | $548,000 | 6,923 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $548,000 | 6,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,098 |
| Cash dividends | $319,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $484,000 | 7,473 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 7,280 |
| Total interest expense | $1,373,000 | 7,637 |
| Net interest income | $2,314,000 | 6,909 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $449,000 | 6,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 6,993 |
| Total noninterest expense | $2,243,000 | 5,769 |
| Salaries and employee benefits | $1,098,000 | 5,654 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $727,000 | 6,383 |
| Pre-tax net operating income | $520,000 | 8,532 |
| Securities gains (losses) | $52,000 | 3,344 |
| Applicable income taxes | $102,000 | 9,679 |
| Income before extraordinary items | $470,000 | 7,796 |
| Extraordinary gains, net | $135,000 | 1,327 |
| Net income | $605,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 6,409 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $427,360 | 7,892 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,193,000 | 7,253 |
| Total interest expense | $1,850,000 | 7,481 |
| Net interest income | $2,343,000 | 6,910 |
| Provision for loan and lease losses | $155,000 | 5,991 |
| Total noninterest income | $475,000 | 5,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $352,000 | 3,886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 7,370 |
| Total noninterest expense | $2,145,000 | 6,045 |
| Salaries and employee benefits | $1,040,000 | 5,820 |
| Premises and equipment expense | $371,000 | 5,106 |
| Additional noninterest expense | $734,000 | 6,521 |
| Pre-tax net operating income | $518,000 | 8,283 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $80,000 | 10,440 |
| Income before extraordinary items | $440,000 | 7,830 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $440,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 3,091 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $438,300 | 7,498 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.