Home > First National Bank in Newton > Income and Expense
First National Bank in Newton, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,377,000 | 7,025 |
| Total interest expense | $1,509,000 | 7,145 |
| Net interest income | $1,868,000 | 6,783 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $31,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,237,000 | 7,398 |
| Salaries and employee benefits | $681,000 | 7,285 |
| Premises and equipment expense | $111,000 | 8,251 |
| Additional noninterest expense | $445,000 | 6,813 |
| Pre-tax net operating income | $662,000 | 6,367 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $225,000 | 5,176 |
| Income before extraordinary items | $437,000 | 6,644 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $437,000 | 6,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 1,503 |
| Cash dividends | $354,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $437,000 | 6,660 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,002,000 | 6,363 |
| Total interest expense | $1,913,000 | 6,157 |
| Net interest income | $2,089,000 | 6,477 |
| Provision for loan and lease losses | $-6,000 | 9,975 |
| Total noninterest income | $98,000 | 8,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $1,641,000 | 6,438 |
| Salaries and employee benefits | $906,000 | 6,276 |
| Premises and equipment expense | $122,000 | 8,192 |
| Additional noninterest expense | $613,000 | 5,748 |
| Pre-tax net operating income | $552,000 | 6,896 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $188,000 | 5,838 |
| Income before extraordinary items | $364,000 | 7,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $364,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,732 |
| Cash dividends | $248,000 | 4,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $364,000 | 7,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,314,000 | 5,438 |
| Total interest expense | $2,419,000 | 5,493 |
| Net interest income | $2,895,000 | 5,265 |
| Provision for loan and lease losses | $1,216,000 | 818 |
| Total noninterest income | $231,000 | 7,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 8,571 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 4,908 |
| Total noninterest expense | $1,758,000 | 6,101 |
| Salaries and employee benefits | $1,021,000 | 5,702 |
| Premises and equipment expense | $124,000 | 8,185 |
| Additional noninterest expense | $613,000 | 5,665 |
| Pre-tax net operating income | $152,000 | 9,163 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $46,000 | 8,406 |
| Income before extraordinary items | $106,000 | 9,300 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $106,000 | 9,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $721,000 | 954 |
| Cash dividends | $456,000 | 3,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $106,000 | 9,226 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,632,000 | 5,308 |
| Total interest expense | $2,465,000 | 5,472 |
| Net interest income | $3,167,000 | 5,093 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $145,000 | 8,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,233 |
| Total noninterest expense | $1,544,000 | 6,677 |
| Salaries and employee benefits | $968,000 | 5,975 |
| Premises and equipment expense | $119,000 | 8,523 |
| Additional noninterest expense | $457,000 | 6,867 |
| Pre-tax net operating income | $1,268,000 | 5,058 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $434,000 | 4,638 |
| Income before extraordinary items | $834,000 | 5,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $834,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $509,000 | 1,316 |
| Cash dividends | $435,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $834,000 | 5,265 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 6,420 |
| Total interest expense | $1,775,000 | 6,898 |
| Net interest income | $2,708,000 | 5,860 |
| Provision for loan and lease losses | $562,000 | 1,609 |
| Total noninterest income | $131,000 | 9,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,888 |
| Total noninterest expense | $1,482,000 | 7,159 |
| Salaries and employee benefits | $903,000 | 6,448 |
| Premises and equipment expense | $97,000 | 9,380 |
| Additional noninterest expense | $482,000 | 7,200 |
| Pre-tax net operating income | $795,000 | 6,525 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $258,000 | 6,342 |
| Income before extraordinary items | $537,000 | 6,643 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $537,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 1,655 |
| Cash dividends | $346,000 | 4,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $537,000 | 6,582 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 8,040 |
| Total interest expense | $1,174,000 | 8,673 |
| Net interest income | $1,948,000 | 7,421 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $154,000 | 9,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,660 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $1,651,000 | 6,843 |
| Salaries and employee benefits | $974,000 | 6,193 |
| Premises and equipment expense | $115,000 | 9,181 |
| Additional noninterest expense | $562,000 | 6,766 |
| Pre-tax net operating income | $399,000 | 9,073 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $74,000 | 9,703 |
| Income before extraordinary items | $345,000 | 8,526 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $345,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 7,103 |
| Cash dividends | $429,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $-1,225,000 | 10,523 |
| Net operating income | $328,600 | 8,645 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,800 |
| Total interest expense | $1,189,000 | 7,950 |
| Net interest income | $1,981,000 | 7,608 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $133,000 | 10,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $1,620,000 | 7,235 |
| Salaries and employee benefits | $966,000 | 6,260 |
| Premises and equipment expense | $95,000 | 10,179 |
| Additional noninterest expense | $559,000 | 7,354 |
| Pre-tax net operating income | $491,000 | 8,719 |
| Securities gains (losses) | $52,000 | 1,128 |
| Applicable income taxes | $91,000 | 9,562 |
| Income before extraordinary items | $452,000 | 7,685 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $452,000 | 7,697 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $480,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $408,840 | 8,168 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,590,000 | 7,409 |
| Total interest expense | $1,274,000 | 7,985 |
| Net interest income | $2,316,000 | 6,905 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 8,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 7,681 |
| Total noninterest expense | $1,691,000 | 7,215 |
| Salaries and employee benefits | $974,000 | 6,281 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $609,000 | 7,251 |
| Pre-tax net operating income | $823,000 | 6,701 |
| Securities gains (losses) | $148,000 | 1,992 |
| Applicable income taxes | $164,000 | 8,333 |
| Income before extraordinary items | $807,000 | 5,536 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $807,000 | 5,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 11,843 |
| Cash dividends | $640,000 | 2,546 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $684,160 | 5,955 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 7,311 |
| Total interest expense | $1,947,000 | 7,227 |
| Net interest income | $2,207,000 | 7,225 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $121,000 | 11,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $1,932,000 | 6,557 |
| Salaries and employee benefits | $1,011,000 | 5,965 |
| Premises and equipment expense | $97,000 | 10,832 |
| Additional noninterest expense | $824,000 | 5,925 |
| Pre-tax net operating income | $396,000 | 9,277 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $51,000 | 11,224 |
| Income before extraordinary items | $368,000 | 8,525 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $368,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 5,553 |
| Cash dividends | $320,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $347,760 | 8,381 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.