Home > First National Bank in Midlothian > Income and Expense
First National Bank in Midlothian, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 7,359 |
| Total interest expense | $1,559,000 | 7,533 |
| Net interest income | $2,097,000 | 7,089 |
| Provision for loan and lease losses | $58,000 | 5,942 |
| Total noninterest income | $599,000 | 4,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $508,000 | 2,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,528 |
| Total noninterest expense | $1,896,000 | 6,236 |
| Salaries and employee benefits | $980,000 | 6,163 |
| Premises and equipment expense | $203,000 | 7,129 |
| Additional noninterest expense | $713,000 | 5,756 |
| Pre-tax net operating income | $742,000 | 7,104 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $503,000 | 7,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $503,000 | 7,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,152 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $503,000 | 7,203 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 8,014 |
| Total interest expense | $1,089,000 | 8,328 |
| Net interest income | $1,921,000 | 7,747 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $617,000 | 4,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $504,000 | 2,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $2,023,000 | 6,139 |
| Salaries and employee benefits | $941,000 | 6,405 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $887,000 | 5,236 |
| Pre-tax net operating income | $515,000 | 8,557 |
| Securities gains (losses) | $-42,000 | 10,903 |
| Applicable income taxes | $140,000 | 8,513 |
| Income before extraordinary items | $333,000 | 8,793 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $333,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,750 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $362,400 | 8,576 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 8,497 |
| Total interest expense | $1,126,000 | 8,574 |
| Net interest income | $1,777,000 | 8,300 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $635,000 | 4,770 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $507,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 7,075 |
| Total noninterest expense | $2,091,000 | 6,106 |
| Salaries and employee benefits | $882,000 | 6,826 |
| Premises and equipment expense | $181,000 | 8,115 |
| Additional noninterest expense | $1,028,000 | 4,799 |
| Pre-tax net operating income | $321,000 | 10,066 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $91,000 | 9,959 |
| Income before extraordinary items | $230,000 | 10,269 |
| Extraordinary gains, net | $232,000 | 902 |
| Net income | $462,000 | 8,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 7,087 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $230,000 | 10,025 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,660,000 | 7,965 |
| Total interest expense | $1,665,000 | 7,993 |
| Net interest income | $1,995,000 | 7,789 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $642,000 | 4,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $505,000 | 2,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,960 |
| Total noninterest expense | $2,188,000 | 5,950 |
| Salaries and employee benefits | $933,000 | 6,435 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $1,115,000 | 4,634 |
| Pre-tax net operating income | $394,000 | 9,302 |
| Securities gains (losses) | $24,000 | 5,342 |
| Applicable income taxes | $98,000 | 9,973 |
| Income before extraordinary items | $320,000 | 9,041 |
| Extraordinary gains, net | $91,000 | 780 |
| Net income | $411,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 4,172 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $301,520 | 8,929 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.