Home > First National Bank in Marlinton > Income and Expense
First National Bank in Marlinton, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,071,000 | 4,959 |
| Total interest expense | $2,829,000 | 4,927 |
| Net interest income | $3,242,000 | 4,868 |
| Provision for loan and lease losses | $145,000 | 4,249 |
| Total noninterest income | $448,000 | 5,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,409 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $1,855,000 | 5,874 |
| Salaries and employee benefits | $883,000 | 6,288 |
| Premises and equipment expense | $243,000 | 6,067 |
| Additional noninterest expense | $729,000 | 4,998 |
| Pre-tax net operating income | $1,690,000 | 3,822 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $629,000 | 3,276 |
| Income before extraordinary items | $1,061,000 | 4,304 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,061,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,906 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,061,000 | 4,207 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,235,000 | 5,608 |
| Total interest expense | $2,274,000 | 5,755 |
| Net interest income | $2,961,000 | 5,352 |
| Provision for loan and lease losses | $208,000 | 3,367 |
| Total noninterest income | $344,000 | 6,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $148,000 | 5,729 |
| Total noninterest expense | $1,679,000 | 6,349 |
| Salaries and employee benefits | $772,000 | 6,921 |
| Premises and equipment expense | $232,000 | 6,317 |
| Additional noninterest expense | $675,000 | 5,355 |
| Pre-tax net operating income | $1,418,000 | 4,683 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $473,000 | 4,381 |
| Income before extraordinary items | $945,000 | 4,892 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $945,000 | 4,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,222 |
| Cash dividends | $376,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $945,000 | 4,831 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,718,000 | 6,185 |
| Total interest expense | $1,975,000 | 6,459 |
| Net interest income | $2,743,000 | 5,814 |
| Provision for loan and lease losses | $138,000 | 4,289 |
| Total noninterest income | $392,000 | 6,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 5,117 |
| Total noninterest expense | $1,683,000 | 6,645 |
| Salaries and employee benefits | $830,000 | 6,832 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $646,000 | 6,058 |
| Pre-tax net operating income | $1,314,000 | 4,800 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $456,000 | 4,455 |
| Income before extraordinary items | $858,000 | 5,039 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $858,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 4,059 |
| Cash dividends | $532,000 | 3,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $858,000 | 4,991 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,156,000 | 6,835 |
| Total interest expense | $1,544,000 | 7,574 |
| Net interest income | $2,612,000 | 6,106 |
| Provision for loan and lease losses | $104,000 | 4,516 |
| Total noninterest income | $351,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,723 |
| Total noninterest expense | $1,784,000 | 6,506 |
| Salaries and employee benefits | $922,000 | 6,448 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $673,000 | 6,042 |
| Pre-tax net operating income | $1,075,000 | 5,695 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $374,000 | 5,178 |
| Income before extraordinary items | $701,000 | 5,991 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $701,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,829 |
| Cash dividends | $465,000 | 3,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $701,000 | 5,971 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,954,000 | 6,756 |
| Total interest expense | $1,440,000 | 7,074 |
| Net interest income | $2,514,000 | 6,457 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $273,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,425 |
| Total noninterest expense | $1,683,000 | 7,037 |
| Salaries and employee benefits | $848,000 | 6,939 |
| Premises and equipment expense | $218,000 | 7,087 |
| Additional noninterest expense | $617,000 | 6,914 |
| Pre-tax net operating income | $1,029,000 | 5,834 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $326,000 | 5,558 |
| Income before extraordinary items | $703,000 | 5,884 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $703,000 | 5,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,376 |
| Cash dividends | $401,000 | 3,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $703,000 | 5,948 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,871,000 | 7,031 |
| Total interest expense | $1,441,000 | 7,404 |
| Net interest income | $2,430,000 | 6,673 |
| Provision for loan and lease losses | $115,000 | 5,422 |
| Total noninterest income | $263,000 | 8,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 7,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,550 |
| Total noninterest expense | $1,608,000 | 7,482 |
| Salaries and employee benefits | $849,000 | 7,021 |
| Premises and equipment expense | $167,000 | 8,450 |
| Additional noninterest expense | $592,000 | 7,410 |
| Pre-tax net operating income | $970,000 | 6,021 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $621,000 | 6,626 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $621,000 | 6,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,809 |
| Cash dividends | $228,000 | 5,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $621,000 | 6,377 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,963,000 | 7,556 |
| Total interest expense | $1,745,000 | 7,773 |
| Net interest income | $2,218,000 | 7,205 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $232,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,537,000 | 7,783 |
| Salaries and employee benefits | $775,000 | 7,432 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $613,000 | 7,395 |
| Pre-tax net operating income | $862,000 | 6,279 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $365,000 | 5,150 |
| Income before extraordinary items | $497,000 | 7,362 |
| Extraordinary gains, net | $23,000 | 1,197 |
| Net income | $520,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 8,662 |
| Cash dividends | $154,000 | 5,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $497,000 | 6,971 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.