Home > First National Bank in Mansfield > Income and Expense
First National Bank in Mansfield, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,194,000 | 4,390 |
| Total interest expense | $2,942,000 | 4,804 |
| Net interest income | $4,252,000 | 4,021 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $777,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $587,000 | 2,234 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $190,000 | 5,075 |
| Total noninterest expense | $3,564,000 | 3,547 |
| Salaries and employee benefits | $2,055,000 | 3,224 |
| Premises and equipment expense | $519,000 | 3,585 |
| Additional noninterest expense | $990,000 | 3,949 |
| Pre-tax net operating income | $1,365,000 | 4,800 |
| Securities gains (losses) | $-116,000 | 10,787 |
| Applicable income taxes | $399,000 | 4,894 |
| Income before extraordinary items | $850,000 | 5,254 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $850,000 | 5,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,724 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $928,880 | 4,895 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 4,607 |
| Total interest expense | $2,992,000 | 4,796 |
| Net interest income | $3,947,000 | 4,380 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $857,000 | 3,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $590,000 | 2,302 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $267,000 | 4,364 |
| Total noninterest expense | $2,820,000 | 4,521 |
| Salaries and employee benefits | $1,491,000 | 4,330 |
| Premises and equipment expense | $561,000 | 3,421 |
| Additional noninterest expense | $768,000 | 5,363 |
| Pre-tax net operating income | $1,984,000 | 3,436 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $610,000 | 3,535 |
| Income before extraordinary items | $1,374,000 | 3,461 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,374,000 | 3,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $1,200,000 | 1,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,374,000 | 3,410 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,609,000 | 4,787 |
| Total interest expense | $2,876,000 | 4,946 |
| Net interest income | $3,733,000 | 4,600 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $812,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,664 |
| Total noninterest expense | $2,800,000 | 4,533 |
| Salaries and employee benefits | $1,458,000 | 4,395 |
| Premises and equipment expense | $498,000 | 3,773 |
| Additional noninterest expense | $844,000 | 5,027 |
| Pre-tax net operating income | $1,745,000 | 3,944 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $519,000 | 4,082 |
| Income before extraordinary items | $1,226,000 | 3,888 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,226,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,226,000 | 3,868 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,842,000 | 4,986 |
| Total interest expense | $2,241,000 | 5,094 |
| Net interest income | $3,601,000 | 4,825 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $755,000 | 3,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $542,000 | 2,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 5,065 |
| Total noninterest expense | $2,783,000 | 4,708 |
| Salaries and employee benefits | $1,393,000 | 4,593 |
| Premises and equipment expense | $448,000 | 4,170 |
| Additional noninterest expense | $942,000 | 4,968 |
| Pre-tax net operating income | $1,573,000 | 4,236 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $446,000 | 4,420 |
| Income before extraordinary items | $1,126,000 | 4,090 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,126,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 11,861 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,126,720 | 4,123 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,882,000 | 5,036 |
| Total interest expense | $2,212,000 | 5,355 |
| Net interest income | $3,670,000 | 4,759 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $711,000 | 4,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $495,000 | 2,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 5,429 |
| Total noninterest expense | $2,606,000 | 5,089 |
| Salaries and employee benefits | $1,342,000 | 4,744 |
| Premises and equipment expense | $420,000 | 4,523 |
| Additional noninterest expense | $844,000 | 5,661 |
| Pre-tax net operating income | $1,775,000 | 3,732 |
| Securities gains (losses) | $228,000 | 1,542 |
| Applicable income taxes | $638,000 | 3,401 |
| Income before extraordinary items | $1,365,000 | 3,544 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,365,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,209,960 | 3,783 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,661,000 | 5,035 |
| Total interest expense | $2,948,000 | 5,244 |
| Net interest income | $3,713,000 | 4,769 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $640,000 | 4,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 3,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $2,533,000 | 5,254 |
| Salaries and employee benefits | $1,237,000 | 5,021 |
| Premises and equipment expense | $315,000 | 5,769 |
| Additional noninterest expense | $981,000 | 5,120 |
| Pre-tax net operating income | $1,820,000 | 3,391 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $586,000 | 3,494 |
| Income before extraordinary items | $1,234,000 | 3,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,234,000 | 3,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 6,844 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,234,000 | 3,437 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.