Home > First National Bank in Howell > Net charge- offs to loans
First National Bank in Howell, Net charge- offs to loans
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0158% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,700 |
| Percentage Net Loans Charged-off:Construction & development | -0.0488% | 4,229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,006 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1048% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4292% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4292% | 763 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0010% | 3,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0155% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,259 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 4,323 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1172% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3353% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3353% | 891 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 4,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 4,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0368% | 4,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0942% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7140% | 618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7140% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0569% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1130% | 4,812 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 4,178 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1098% | 4,745 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2078% | 4,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2680% | 4,822 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0334% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1880% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1880% | 1,978 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0424% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0824% | 4,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 4,260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0282% | 4,584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2631% | 4,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3407% | 4,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0369% | 4,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1399% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1399% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0671% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1091% | 4,855 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 4,264 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0306% | 4,667 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3652% | 4,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4725% | 4,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0495% | 4,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0977% | 2,284 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0977% | 2,162 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.0143% | 4,320 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0324% | 4,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 4,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0773% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 1,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1901% | 1,773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0745% | 4,899 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2763% | 5,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.9615% | 4,701 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2090% | 4,936 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2695% | 5,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3406% | 5,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2316% | 1,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6600% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6600% | 1,145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1598% | 5,078 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3081% | 5,142 |
| Percentage Net Loans Charged-off:Construction & development | -1.4264% | 4,788 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2680% | 5,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1596% | 5,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2005% | 5,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1474% | 4,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4211% | 1,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4211% | 1,531 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0918% | 4,989 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2529% | 5,155 |
| Percentage Net Loans Charged-off:Construction & development | -2.3156% | 4,822 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0398% | 4,883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1928% | 5,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2415% | 5,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1210% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5751% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5751% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 1,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0371% | 4,976 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 4,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0422% | 4,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1730% | 4,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6526% | 1,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6526% | 989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2548% | 5,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3141% | 5,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.0785% | 4,588 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3474% | 5,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3334% | 5,242 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4141% | 5,256 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0814% | 5,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3246% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3246% | 1,888 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2425% | 5,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3093% | 5,340 |
| Percentage Net Loans Charged-off:Construction & development | -0.0973% | 4,664 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2831% | 5,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4220% | 5,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5247% | 5,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3174% | 4,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0450% | 2,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0450% | 2,867 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3586% | 5,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4507% | 5,414 |
| Percentage Net Loans Charged-off:Construction & development | -0.1253% | 4,748 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4000% | 5,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6287% | 5,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7823% | 5,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3795% | 5,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0157% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0157% | 2,721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1001% | 5,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1055% | 5,271 |
| Percentage Net Loans Charged-off:Construction & development | -0.1476% | 4,858 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0625% | 5,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1904% | 5,344 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2383% | 5,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4195% | 5,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0711% | 2,287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0711% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0288% | 5,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0477% | 5,116 |
| Percentage Net Loans Charged-off:Construction & development | -0.3857% | 5,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1028% | 5,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1319% | 5,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7257% | 5,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6530% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6530% | 1,288 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0271% | 4,969 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0471% | 5,119 |
| Percentage Net Loans Charged-off:Construction & development | -0.4492% | 5,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0620% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1300% | 5,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1677% | 5,454 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8596% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8443% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8443% | 884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0247% | 4,859 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1026% | 5,406 |
| Percentage Net Loans Charged-off:Construction & development | -0.5331% | 5,121 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0831% | 5,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0880% | 5,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1148% | 5,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0570% | 5,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8573% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8573% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1107% | 5,479 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0930% | 5,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.5900% | 5,195 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0781% | 5,462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0601% | 5,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0778% | 5,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6627% | 5,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2124% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2124% | 1,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.1257% | 5,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0781% | 5,834 |
| Percentage Net Loans Charged-off:Construction & development | -1.7351% | 5,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0156% | 5,756 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2596% | 5,800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0084% | 3,916 |
| All other 1-4 family - Percent of loans charged-off, net | -1.6964% | 5,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.8181% | 5,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2954% | 2,414 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2954% | 2,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.4249% | 5,927 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3388% | 5,899 |
| Percentage Net Loans Charged-off:Construction & development | -2.2292% | 5,441 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2206% | 5,824 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.6853% | 5,872 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0115% | 3,952 |
| All other 1-4 family - Percent of loans charged-off, net | -2.3130% | 5,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.5664% | 5,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1860% | 2,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1860% | 2,368 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2084% | 5,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.9632% | 5,965 |
| Percentage Net Loans Charged-off:Construction & development | -0.2309% | 5,187 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2339% | 5,889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0803% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4280% | 5,857 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5895% | 5,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | -4.7242% | 5,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0233% | 3,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0233% | 2,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2089% | 5,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1848% | 5,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.2752% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 5,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5581% | 5,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7811% | 5,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6796% | 5,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1453% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1453% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5262% | 6,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4126% | 6,011 |
| Percentage Net Loans Charged-off:Construction & development | -1.6743% | 5,560 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2853% | 5,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6838% | 6,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 4,132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9166% | 6,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.0783% | 5,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1787% | 2,784 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1787% | 2,635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5057% | 6,155 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3576% | 6,069 |
| Percentage Net Loans Charged-off:Construction & development | -1.4498% | 5,598 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1814% | 5,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8119% | 6,118 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 4,178 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0661% | 6,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3230% | 5,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0942% | 2,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0942% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4420% | 6,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4321% | 6,152 |
| Percentage Net Loans Charged-off:Construction & development | -1.7281% | 5,663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1710% | 5,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1655% | 6,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5065% | 6,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9615% | 5,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4102% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4102% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1315% | 5,946 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0947% | 5,887 |
| Percentage Net Loans Charged-off:Construction & development | -1.0690% | 5,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0468% | 5,792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1231% | 5,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1575% | 6,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9000% | 5,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7887% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7887% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2456% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2525% | 6,283 |
| Percentage Net Loans Charged-off:Construction & development | -1.2792% | 5,762 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1364% | 6,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5305% | 6,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0198% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6451% | 6,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3675% | 5,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1625% | 3,051 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1625% | 2,896 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2054% | 6,317 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2237% | 6,328 |
| Percentage Net Loans Charged-off:Construction & development | -1.1585% | 5,797 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2806% | 6,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1395% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 4,465 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1744% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2177% | 5,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2181% | 2,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2183% | 2,408 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3060% | 6,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3705% | 6,455 |
| Percentage Net Loans Charged-off:Construction & development | -1.5139% | 5,860 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4154% | 6,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 5,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 5,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 1,582 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1654% | 2,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1654% | 2,421 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0612% | 5,902 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1101% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.5190% | 5,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1526% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,653 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1013% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5550% | 6,306 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4594% | 6,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4594% | 6,050 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 3,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2223% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | -0.7942% | 5,936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5795% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9475% | 6,668 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4701% | 4,950 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0340% | 6,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2510% | 5,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0911% | 3,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0911% | 3,613 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2582% | 1,853 |
| Percentage Net Loans Charged-off:Construction & development | -0.9481% | 6,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5764% | 866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7305% | 6,723 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6099% | 5,000 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7518% | 6,709 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4798% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1501% | 3,135 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1501% | 2,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 3,381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 6,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0760% | 5,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2248% | 1,286 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0680% | 6,784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1816% | 4,915 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2242% | 6,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5363% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2739% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2739% | 2,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 3,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 2,731 |
| Percentage Net Loans Charged-off:Construction & development | -0.0957% | 5,765 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2435% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7471% | 6,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2505% | 4,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8435% | 6,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4455% | 6,288 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5439% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5439% | 600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1551% | 890 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2090% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -3.2334% | 6,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2920% | 704 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.9518% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6781% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7003% | 5,171 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1692% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5654% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0113% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0113% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4309% | 621 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5147% | 536 |
| Percentage Net Loans Charged-off:Construction & development | -2.3756% | 6,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5970% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0889% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0348% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2422% | 5,157 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5047% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5295% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9502% | 1,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9502% | 1,217 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4159% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3884% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 1.7606% | 1,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0980% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.0117% | 59 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5766% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2535% | 5,176 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9499% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8965% | 815 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2502% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2502% | 914 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6695% | 296 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5293% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 11.0468% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3313% | 533 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.6846% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4668% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2858% | 5,201 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0275% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2650% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4784% | 1,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4784% | 1,699 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3585% | 239 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4601% | 210 |
| Percentage Net Loans Charged-off:Construction & development | 7.7504% | 624 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6035% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8021% | 292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.8944% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7924% | 976 |
| All other 1-4 family - Percent of loans charged-off, net | 5.8532% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0370% | 796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3707% | 3,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3477% | 3,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6901% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9994% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 8.2126% | 528 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.1814% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.5095% | 87 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0950% | 697 |
| All other 1-4 family - Percent of loans charged-off, net | 6.5628% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6715% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4593% | 2,700 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4254% | 2,504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8098% | 142 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.1589% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 10.3643% | 403 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0439% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 7.3107% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7187% | 318 |
| All other 1-4 family - Percent of loans charged-off, net | 8.4405% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3330% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3788% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2498% | 976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7716% | 737 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5569% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 2.5695% | 893 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5852% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.9414% | 143 |
| Percentage Net Loans Charged-off: Home equity loans | 8.2064% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 4.1044% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.7257% | 418 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8240% | 815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5928% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2250% | 279 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.4853% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 17.8673% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0077% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8325% | 386 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4145% | 386 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9594% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9573% | 1,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1819% | 1,874 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.8045% | 191 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0535% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 19.7260% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.5086% | 248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7247% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8578% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6832% | 404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8873% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2770% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.5068% | 167 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.7298% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 25.4840% | 121 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4351% | 270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9439% | 356 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0927% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2163% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0927% | 708 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7917% | 1,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.0706% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2417% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 20.4053% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.0808% | 152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2148% | 502 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6856% | 428 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3869% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.8805% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2580% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8239% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6485% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 9.8157% | 615 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0393% | 556 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2878% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7132% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1677% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5446% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6639% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5651% | 440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1281% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8951% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 10.0076% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1401% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2023% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.4721% | 135 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0205% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2633% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4654% | 425 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9051% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1238% | 333 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0292% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 6.9835% | 632 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3887% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.8589% | 136 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.9106% | 92 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8415% | 80 |
| All other 1-4 family - Percent of loans charged-off, net | 6.1642% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0195% | 567 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1774% | 361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9258% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9464% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 7.3690% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5050% | 335 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.6255% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4209% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7989% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5035% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5822% | 1,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5709% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4260% | 233 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4039% | 190 |
| Percentage Net Loans Charged-off:Construction & development | 15.6541% | 97 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5305% | 831 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0881% | 167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1770% | 243 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9908% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2492% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2665% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1606% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2783% | 290 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1763% | 239 |
| Percentage Net Loans Charged-off:Construction & development | 9.7958% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1900% | 974 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.9348% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8625% | 223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7454% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2959% | 165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5528% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7349% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0461% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0009% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 8.2086% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4082% | 517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8428% | 205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8782% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2135% | 158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6532% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9745% | 793 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0280% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0634% | 321 |
| Percentage Net Loans Charged-off:Construction & development | 3.8678% | 181 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3374% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9699% | 336 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7864% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6625% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4857% | 1,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0511% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9376% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7282% | 46 |
| Percentage Net Loans Charged-off:Construction & development | 7.7055% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2551% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9654% | 85 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5110% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2918% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9802% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6220% | 236 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7792% | 138 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6722% | 51 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4970% | 20 |
| Percentage Net Loans Charged-off:Construction & development | 9.7938% | 16 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6589% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.5514% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9418% | 39 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6856% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4269% | 30 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6620% | 161 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0151% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.7886% | 42 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6910% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 11.5566% | 15 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2047% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8746% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1698% | 25 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2591% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5245% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8121% | 155 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4718% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6959% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4970% | 256 |
| Percentage Net Loans Charged-off:Construction & development | 0.3527% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0020% | 7,879 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3376% | 54 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1917% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0032% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1853% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9805% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5747% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5367% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 0.2526% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5147% | 302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9490% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2657% | 6,118 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3725% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1304% | 2,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0958% | 501 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6467% | 442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6133% | 137 |
| Percentage Net Loans Charged-off:Construction & development | 0.1818% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6969% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8938% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 6,007 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2000% | 76 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3530% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8073% | 567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4589% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3736% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 0.2671% | 166 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3516% | 69 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0496% | 353 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7765% | 48 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 1,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7835% | 596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3932% | 711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3029% | 296 |
| Percentage Net Loans Charged-off:Construction & development | 0.5305% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0138% | 8,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9051% | 121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0987% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1661% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3563% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8978% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5428% | 753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3438% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0061% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1191% | 722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2256% | 97 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9488% | 26 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8151% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9619% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5779% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3028% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1309% | 931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2191% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0603% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4327% | 1,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2284% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2889% | 1,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1847% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3372% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2976% | 1,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5289% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4524% | 773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1185% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2518% | 1,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2178% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9441% | 1,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6368% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2690% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3587% | 875 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7423% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2866% | 1,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6948% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5163% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2265% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2871% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3212% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3254% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4088% | 744 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8077% | 2,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5448% | 995 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7168% | 2,975 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3056% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1939% | 705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6333% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1778% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0485% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6749% | 2,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 4,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0221% | 1,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3203% | 5,296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 4,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5631% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7001% | 3,267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2070% | 3,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0537% | 234 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2221% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8699% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1584% | 3,785 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 6,082 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2679% | 3,034 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 4,677 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 8,012 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 10,332 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2558% | 4,715 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1091% | 8,705 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |