Home > First National Bank in Homer > Income and Expense
First National Bank in Homer, Income and Expense
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $605,000 | 8,698 |
| Total interest expense | $100,000 | 8,738 |
| Net interest income | $505,000 | 8,641 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $57,000 | 8,522 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $38,000 | 7,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,248 |
| Total noninterest expense | $657,000 | 8,400 |
| Salaries and employee benefits | $362,000 | 8,424 |
| Premises and equipment expense | $72,000 | 8,322 |
| Additional noninterest expense | $223,000 | 8,173 |
| Pre-tax net operating income | $-95,000 | 8,488 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $-100,000 | 8,530 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-100,000 | 8,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 8,746 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-100,000 | 8,500 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $449,000 | 8,760 |
| Total interest expense | $78,000 | 8,784 |
| Net interest income | $371,000 | 8,705 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $45,000 | 8,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $30,000 | 7,486 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $15,000 | 8,248 |
| Total noninterest expense | $463,000 | 8,483 |
| Salaries and employee benefits | $230,000 | 8,599 |
| Premises and equipment expense | $60,000 | 8,206 |
| Additional noninterest expense | $173,000 | 8,115 |
| Pre-tax net operating income | $-47,000 | 8,548 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-47,000 | 8,575 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-47,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,436 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-47,000 | 8,548 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $301,000 | 8,823 |
| Total interest expense | $55,000 | 8,838 |
| Net interest income | $246,000 | 8,771 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $31,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $290,000 | 8,607 |
| Salaries and employee benefits | $153,000 | 8,650 |
| Premises and equipment expense | $44,000 | 8,143 |
| Additional noninterest expense | $93,000 | 8,423 |
| Pre-tax net operating income | $-13,000 | 8,562 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-13,000 | 8,613 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,447 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-13,000 | 8,565 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 8,851 |
| Total interest expense | $30,000 | 8,857 |
| Net interest income | $124,000 | 8,800 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $8,000 | 7,614 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $142,000 | 8,669 |
| Salaries and employee benefits | $69,000 | 8,785 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $50,000 | 8,398 |
| Pre-tax net operating income | $-2,000 | 8,572 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-2,000 | 8,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,465 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-2,000 | 8,558 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $656,000 | 8,857 |
| Total interest expense | $151,000 | 8,859 |
| Net interest income | $505,000 | 8,804 |
| Provision for loan and lease losses | $68,000 | 5,867 |
| Total noninterest income | $58,000 | 8,720 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $39,000 | 7,599 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $19,000 | 8,467 |
| Total noninterest expense | $514,000 | 8,818 |
| Salaries and employee benefits | $322,000 | 8,696 |
| Premises and equipment expense | $79,000 | 8,355 |
| Additional noninterest expense | $113,000 | 8,941 |
| Pre-tax net operating income | $-19,000 | 8,564 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $-6,000 | 8,739 |
| Income before extraordinary items | $-13,000 | 8,648 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-13,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-76,000 | 9,004 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-13,000 | 8,562 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $487,000 | 8,952 |
| Total interest expense | $116,000 | 8,945 |
| Net interest income | $371,000 | 8,892 |
| Provision for loan and lease losses | $55,000 | 5,636 |
| Total noninterest income | $45,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $30,000 | 7,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 8,465 |
| Total noninterest expense | $372,000 | 8,877 |
| Salaries and employee benefits | $224,000 | 8,790 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $86,000 | 8,982 |
| Pre-tax net operating income | $-11,000 | 8,662 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-11,000 | 8,747 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-11,000 | 8,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 9,084 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-11,000 | 8,657 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $309,000 | 9,014 |
| Total interest expense | $80,000 | 8,989 |
| Net interest income | $229,000 | 8,958 |
| Provision for loan and lease losses | $34,000 | 5,657 |
| Total noninterest income | $29,000 | 8,807 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $19,000 | 7,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,000 | 8,463 |
| Total noninterest expense | $262,000 | 8,851 |
| Salaries and employee benefits | $160,000 | 8,733 |
| Premises and equipment expense | $45,000 | 8,229 |
| Additional noninterest expense | $57,000 | 9,009 |
| Pre-tax net operating income | $-38,000 | 8,753 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-38,000 | 8,846 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-38,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,353 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-38,000 | 8,750 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $159,000 | 9,056 |
| Total interest expense | $42,000 | 9,033 |
| Net interest income | $117,000 | 8,997 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,000 | 8,105 |
| Total noninterest expense | $134,000 | 8,866 |
| Salaries and employee benefits | $80,000 | 8,774 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $30,000 | 9,016 |
| Pre-tax net operating income | $-11,000 | 8,772 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-11,000 | 8,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-11,000 | 8,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-11,000 | 8,730 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $703,000 | 9,056 |
| Total interest expense | $228,000 | 9,026 |
| Net interest income | $475,000 | 9,027 |
| Provision for loan and lease losses | $692,000 | 1,855 |
| Total noninterest income | $53,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $34,000 | 7,795 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $19,000 | 8,582 |
| Total noninterest expense | $522,000 | 8,949 |
| Salaries and employee benefits | $320,000 | 8,823 |
| Premises and equipment expense | $80,000 | 8,441 |
| Additional noninterest expense | $122,000 | 9,062 |
| Pre-tax net operating income | $-686,000 | 9,048 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-158,000 | 9,117 |
| Income before extraordinary items | $-528,000 | 9,046 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-528,000 | 9,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,470 |
| Cash dividends | $30,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-528,000 | 9,004 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 9,217 |
| Total interest expense | $347,000 | 9,229 |
| Net interest income | $547,000 | 9,124 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $48,000 | 9,174 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $34,000 | 7,909 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $489,000 | 9,201 |
| Salaries and employee benefits | $304,000 | 9,049 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $111,000 | 9,310 |
| Pre-tax net operating income | $89,000 | 8,380 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $40,000 | 6,882 |
| Income before extraordinary items | $49,000 | 8,614 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $49,000 | 8,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $40,000 | 6,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $49,000 | 8,518 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 9,507 |
| Total interest expense | $305,000 | 9,537 |
| Net interest income | $544,000 | 9,383 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $52,000 | 9,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,267 |
| Total noninterest expense | $471,000 | 9,447 |
| Salaries and employee benefits | $286,000 | 9,329 |
| Premises and equipment expense | $69,000 | 9,003 |
| Additional noninterest expense | $116,000 | 9,522 |
| Pre-tax net operating income | $90,000 | 8,834 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $76,000 | 8,851 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $76,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $40,000 | 6,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $76,000 | 8,835 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 9,756 |
| Total interest expense | $305,000 | 9,792 |
| Net interest income | $520,000 | 9,654 |
| Provision for loan and lease losses | $46,000 | 6,693 |
| Total noninterest income | $49,000 | 9,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $437,000 | 9,777 |
| Salaries and employee benefits | $251,000 | 9,715 |
| Premises and equipment expense | $81,000 | 9,008 |
| Additional noninterest expense | $105,000 | 9,889 |
| Pre-tax net operating income | $86,000 | 9,123 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $20,000 | 8,212 |
| Income before extraordinary items | $66,000 | 9,161 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $66,000 | 9,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $40,000 | 6,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $66,000 | 9,128 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $787,000 | 10,032 |
| Total interest expense | $272,000 | 10,102 |
| Net interest income | $515,000 | 9,887 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $47,000 | 9,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 8,384 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 9,931 |
| Total noninterest expense | $409,000 | 10,035 |
| Salaries and employee benefits | $240,000 | 9,924 |
| Premises and equipment expense | $69,000 | 9,377 |
| Additional noninterest expense | $100,000 | 10,125 |
| Pre-tax net operating income | $123,000 | 9,315 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $92,000 | 9,389 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $92,000 | 9,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $40,000 | 7,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $92,000 | 9,326 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 10,540 |
| Total interest expense | $255,000 | 10,588 |
| Net interest income | $475,000 | 10,435 |
| Provision for loan and lease losses | $54,000 | 6,513 |
| Total noninterest income | $46,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 8,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 10,359 |
| Total noninterest expense | $360,000 | 10,573 |
| Salaries and employee benefits | $210,000 | 10,492 |
| Premises and equipment expense | $59,000 | 9,970 |
| Additional noninterest expense | $91,000 | 10,604 |
| Pre-tax net operating income | $107,000 | 10,042 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $50,000 | 9,253 |
| Income before extraordinary items | $57,000 | 10,197 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $57,000 | 10,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,460 |
| Cash dividends | $40,000 | 7,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $57,000 | 10,162 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $565,000 | 11,217 |
| Total interest expense | $121,000 | 11,315 |
| Net interest income | $444,000 | 11,010 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $36,000 | 11,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $27,000 | 9,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $353,000 | 11,106 |
| Salaries and employee benefits | $196,000 | 11,031 |
| Premises and equipment expense | $62,000 | 10,297 |
| Additional noninterest expense | $95,000 | 11,123 |
| Pre-tax net operating income | $86,000 | 10,442 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,000 | 10,352 |
| Income before extraordinary items | $75,000 | 10,420 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $75,000 | 10,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $75,000 | 10,374 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 11,768 |
| Total interest expense | $95,000 | 11,869 |
| Net interest income | $427,000 | 11,542 |
| Provision for loan and lease losses | $33,000 | 6,978 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,604 |
| Total noninterest expense | $344,000 | 11,607 |
| Salaries and employee benefits | $183,000 | 11,579 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $97,000 | 11,635 |
| Pre-tax net operating income | $82,000 | 11,178 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $21,000 | 10,738 |
| Income before extraordinary items | $61,000 | 11,225 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $61,000 | 11,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $30,000 | 8,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $61,000 | 11,196 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 12,429 |
| Total interest expense | $108,000 | 12,500 |
| Net interest income | $368,000 | 12,296 |
| Provision for loan and lease losses | $4,000 | 8,908 |
| Total noninterest income | $30,000 | 12,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 10,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,149 |
| Total noninterest expense | $335,000 | 12,252 |
| Salaries and employee benefits | $174,000 | 12,229 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $106,000 | 12,248 |
| Pre-tax net operating income | $59,000 | 11,866 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $57,000 | 11,757 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $57,000 | 11,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $57,000 | 11,800 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 13,121 |
| Total interest expense | $101,000 | 13,169 |
| Net interest income | $303,000 | 13,007 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $32,000 | 12,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $322,000 | 12,914 |
| Salaries and employee benefits | $164,000 | 12,890 |
| Premises and equipment expense | $58,000 | 11,921 |
| Additional noninterest expense | $100,000 | 12,934 |
| Pre-tax net operating income | $13,000 | 12,339 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-11,000 | 12,790 |
| Income before extraordinary items | $24,000 | 12,403 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $24,000 | 12,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $24,000 | 12,273 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 13,753 |
| Total interest expense | $114,000 | 13,809 |
| Net interest income | $319,000 | 13,588 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $19,000 | 13,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 11,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $275,000 | 13,639 |
| Salaries and employee benefits | $144,000 | 13,589 |
| Premises and equipment expense | $38,000 | 13,134 |
| Additional noninterest expense | $93,000 | 13,590 |
| Pre-tax net operating income | $20,000 | 12,589 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $7,000 | 12,453 |
| Income before extraordinary items | $13,000 | 12,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $13,000 | 12,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $40,000 | 7,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $13,000 | 12,582 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.