Home > First National Bank in Harper > Income and Expense
First National Bank in Harper, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 9,036 |
| Total interest expense | $1,011,000 | 9,059 |
| Net interest income | $1,572,000 | 8,892 |
| Provision for loan and lease losses | $62,000 | 6,899 |
| Total noninterest income | $193,000 | 9,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 8,002 |
| Total noninterest expense | $1,151,000 | 9,106 |
| Salaries and employee benefits | $483,000 | 9,835 |
| Premises and equipment expense | $138,000 | 9,226 |
| Additional noninterest expense | $530,000 | 7,950 |
| Pre-tax net operating income | $552,000 | 8,281 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $200,000 | 7,620 |
| Income before extraordinary items | $352,000 | 8,913 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $352,000 | 9,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,557 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $352,000 | 8,659 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,137,000 | 8,743 |
| Total interest expense | $1,397,000 | 8,864 |
| Net interest income | $1,740,000 | 8,529 |
| Provision for loan and lease losses | $229,000 | 4,869 |
| Total noninterest income | $138,000 | 10,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 12,651 |
| Total noninterest expense | $1,216,000 | 8,973 |
| Salaries and employee benefits | $543,000 | 9,340 |
| Premises and equipment expense | $135,000 | 9,539 |
| Additional noninterest expense | $538,000 | 8,106 |
| Pre-tax net operating income | $433,000 | 8,940 |
| Securities gains (losses) | $228,000 | 1,834 |
| Applicable income taxes | $229,000 | 7,010 |
| Income before extraordinary items | $432,000 | 7,914 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $432,000 | 8,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 4,010 |
| Cash dividends | $400,000 | 3,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $283,800 | 9,126 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.