Home > First National Bank in Golconda > Income and Expense
First National Bank in Golconda, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $1,896,000 | 10,394 |
Total interest expense | $860,000 | 9,742 |
Net interest income | $1,036,000 | 10,653 |
Provision for loan and lease losses | $60,000 | 6,949 |
Total noninterest income | $80,000 | 11,805 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $54,000 | 9,905 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 11,580 |
Total noninterest expense | $701,000 | 11,162 |
Salaries and employee benefits | $299,000 | 11,657 |
Premises and equipment expense | $93,000 | 10,682 |
Additional noninterest expense | $309,000 | 10,334 |
Pre-tax net operating income | $355,000 | 9,774 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $62,000 | 10,653 |
Income before extraordinary items | $293,000 | 9,568 |
Extraordinary gains, net | $-37,000 | 12,619 |
Net income | $256,000 | 10,111 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 8,132 |
Cash dividends | $179,000 | 5,731 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $293,000 | 9,304 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,077,000 | 10,743 |
Total interest expense | $1,019,000 | 10,312 |
Net interest income | $1,058,000 | 10,862 |
Provision for loan and lease losses | $20,000 | 10,574 |
Total noninterest income | $51,000 | 13,086 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $25,000 | 11,220 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $26,000 | 12,093 |
Total noninterest expense | $689,000 | 11,572 |
Salaries and employee benefits | $318,000 | 11,817 |
Premises and equipment expense | $87,000 | 11,223 |
Additional noninterest expense | $284,000 | 11,071 |
Pre-tax net operating income | $400,000 | 9,252 |
Securities gains (losses) | $50,000 | 4,121 |
Applicable income taxes | $97,000 | 10,000 |
Income before extraordinary items | $353,000 | 8,684 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $353,000 | 8,816 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $18,000 | 9,274 |
Cash dividends | $185,000 | 5,270 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $314,000 | 8,743 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.