Home > First National Bank in Georgetown > Income and Expense
First National Bank in Georgetown, Income and Expense
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 5,185 |
| Total interest expense | $221,000 | 4,861 |
| Net interest income | $1,846,000 | 5,181 |
| Provision for loan and lease losses | $27,000 | 3,934 |
| Total noninterest income | $239,000 | 4,901 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $47,000 | 5,211 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $192,000 | 4,394 |
| Total noninterest expense | $1,184,000 | 5,458 |
| Salaries and employee benefits | $719,000 | 5,377 |
| Premises and equipment expense | $184,000 | 5,000 |
| Additional noninterest expense | $281,000 | 5,637 |
| Pre-tax net operating income | $874,000 | 4,229 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $328,000 | 2,589 |
| Income before extraordinary items | $546,000 | 4,630 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $546,000 | 4,629 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $546,000 | 4,629 |
| Net charge-offs | $0 | 4,281 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $546,000 | 4,591 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 5,244 |
| Total interest expense | $164,000 | 4,913 |
| Net interest income | $1,384,000 | 5,236 |
| Provision for loan and lease losses | $27,000 | 3,707 |
| Total noninterest income | $154,000 | 5,078 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $35,000 | 5,269 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $119,000 | 4,640 |
| Total noninterest expense | $897,000 | 5,491 |
| Salaries and employee benefits | $539,000 | 5,412 |
| Premises and equipment expense | $139,000 | 5,008 |
| Additional noninterest expense | $219,000 | 5,670 |
| Pre-tax net operating income | $614,000 | 4,401 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $240,000 | 2,670 |
| Income before extraordinary items | $374,000 | 4,804 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $374,000 | 4,804 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $374,000 | 4,804 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $188,000 | 3,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $374,000 | 4,752 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 5,309 |
| Total interest expense | $108,000 | 4,970 |
| Net interest income | $910,000 | 5,310 |
| Provision for loan and lease losses | $18,000 | 3,587 |
| Total noninterest income | $94,000 | 5,195 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $22,000 | 5,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $72,000 | 4,753 |
| Total noninterest expense | $590,000 | 5,563 |
| Salaries and employee benefits | $357,000 | 5,479 |
| Premises and equipment expense | $91,000 | 5,077 |
| Additional noninterest expense | $142,000 | 5,757 |
| Pre-tax net operating income | $396,000 | 4,452 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $154,000 | 2,689 |
| Income before extraordinary items | $242,000 | 4,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 4,841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $242,000 | 4,841 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $125,000 | 3,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $242,000 | 4,788 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 5,375 |
| Total interest expense | $52,000 | 5,063 |
| Net interest income | $451,000 | 5,372 |
| Provision for loan and lease losses | $9,000 | 3,314 |
| Total noninterest income | $47,000 | 5,194 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $11,000 | 5,366 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $36,000 | 4,741 |
| Total noninterest expense | $293,000 | 5,623 |
| Salaries and employee benefits | $179,000 | 5,520 |
| Premises and equipment expense | $47,000 | 5,057 |
| Additional noninterest expense | $67,000 | 5,841 |
| Pre-tax net operating income | $196,000 | 4,457 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $75,000 | 2,689 |
| Income before extraordinary items | $121,000 | 4,836 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $121,000 | 4,836 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $121,000 | 4,836 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $63,000 | 2,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $121,000 | 4,773 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 5,469 |
| Total interest expense | $173,000 | 5,318 |
| Net interest income | $1,722,000 | 5,446 |
| Provision for loan and lease losses | $30,000 | 3,863 |
| Total noninterest income | $257,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $62,000 | 5,214 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $195,000 | 4,485 |
| Total noninterest expense | $1,111,000 | 5,733 |
| Salaries and employee benefits | $674,000 | 5,629 |
| Premises and equipment expense | $161,000 | 5,330 |
| Additional noninterest expense | $276,000 | 5,890 |
| Pre-tax net operating income | $838,000 | 4,344 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $311,000 | 2,630 |
| Income before extraordinary items | $527,000 | 4,763 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $527,000 | 4,764 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $527,000 | 4,764 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $275,000 | 3,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $527,000 | 4,720 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,424,000 | 5,531 |
| Total interest expense | $126,000 | 5,432 |
| Net interest income | $1,298,000 | 5,507 |
| Provision for loan and lease losses | $24,000 | 3,742 |
| Total noninterest income | $196,000 | 5,002 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $46,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 4,490 |
| Total noninterest expense | $846,000 | 5,778 |
| Salaries and employee benefits | $513,000 | 5,673 |
| Premises and equipment expense | $119,000 | 5,415 |
| Additional noninterest expense | $214,000 | 5,939 |
| Pre-tax net operating income | $624,000 | 4,452 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $239,000 | 2,679 |
| Income before extraordinary items | $385,000 | 4,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $385,000 | 4,887 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $385,000 | 4,889 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $200,000 | 3,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $385,000 | 4,831 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $949,000 | 5,585 |
| Total interest expense | $82,000 | 5,499 |
| Net interest income | $867,000 | 5,549 |
| Provision for loan and lease losses | $18,000 | 3,557 |
| Total noninterest income | $120,000 | 5,112 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $28,000 | 5,406 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $92,000 | 4,607 |
| Total noninterest expense | $563,000 | 5,833 |
| Salaries and employee benefits | $340,000 | 5,735 |
| Premises and equipment expense | $78,000 | 5,469 |
| Additional noninterest expense | $145,000 | 5,985 |
| Pre-tax net operating income | $406,000 | 4,465 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $157,000 | 2,679 |
| Income before extraordinary items | $249,000 | 4,916 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $249,000 | 4,918 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $249,000 | 4,919 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $125,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $249,000 | 4,852 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $474,000 | 5,628 |
| Total interest expense | $40,000 | 5,576 |
| Net interest income | $434,000 | 5,588 |
| Provision for loan and lease losses | $9,000 | 3,298 |
| Total noninterest income | $61,000 | 5,110 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $47,000 | 4,587 |
| Total noninterest expense | $281,000 | 5,890 |
| Salaries and employee benefits | $170,000 | 5,788 |
| Premises and equipment expense | $40,000 | 5,498 |
| Additional noninterest expense | $71,000 | 6,052 |
| Pre-tax net operating income | $205,000 | 4,404 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $79,000 | 2,651 |
| Income before extraordinary items | $126,000 | 4,884 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $126,000 | 4,886 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $126,000 | 4,888 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $63,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $126,000 | 4,827 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,916,000 | 5,705 |
| Total interest expense | $165,000 | 5,682 |
| Net interest income | $1,751,000 | 5,664 |
| Provision for loan and lease losses | $41,000 | 3,906 |
| Total noninterest income | $211,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $66,000 | 5,455 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 4,892 |
| Total noninterest expense | $1,100,000 | 6,009 |
| Salaries and employee benefits | $681,000 | 5,870 |
| Premises and equipment expense | $152,000 | 5,675 |
| Additional noninterest expense | $267,000 | 6,205 |
| Pre-tax net operating income | $821,000 | 4,445 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $322,000 | 2,584 |
| Income before extraordinary items | $499,000 | 4,934 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $499,000 | 4,933 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $499,000 | 4,934 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $250,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $499,000 | 4,884 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 5,782 |
| Total interest expense | $122,000 | 5,785 |
| Net interest income | $1,308,000 | 5,733 |
| Provision for loan and lease losses | $36,000 | 3,636 |
| Total noninterest income | $142,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $49,000 | 5,529 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $93,000 | 5,125 |
| Total noninterest expense | $822,000 | 6,061 |
| Salaries and employee benefits | $510,000 | 5,925 |
| Premises and equipment expense | $116,000 | 5,712 |
| Additional noninterest expense | $196,000 | 6,282 |
| Pre-tax net operating income | $592,000 | 4,587 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $237,000 | 2,669 |
| Income before extraordinary items | $355,000 | 5,057 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $355,000 | 5,057 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $355,000 | 5,059 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $187,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $355,000 | 5,012 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $935,000 | 5,843 |
| Total interest expense | $80,000 | 5,854 |
| Net interest income | $855,000 | 5,789 |
| Provision for loan and lease losses | $29,000 | 3,446 |
| Total noninterest income | $86,000 | 5,648 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $33,000 | 5,529 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $53,000 | 5,280 |
| Total noninterest expense | $548,000 | 6,115 |
| Salaries and employee benefits | $340,000 | 5,970 |
| Premises and equipment expense | $79,000 | 5,747 |
| Additional noninterest expense | $129,000 | 6,338 |
| Pre-tax net operating income | $364,000 | 4,650 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $153,000 | 2,667 |
| Income before extraordinary items | $211,000 | 5,167 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $211,000 | 5,169 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $211,000 | 5,170 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $125,000 | 3,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $211,000 | 5,121 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 5,800 |
| Total interest expense | $39,000 | 5,950 |
| Net interest income | $461,000 | 5,749 |
| Provision for loan and lease losses | $9,000 | 3,423 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $20,000 | 5,530 |
| Total noninterest expense | $272,000 | 6,190 |
| Salaries and employee benefits | $169,000 | 6,037 |
| Premises and equipment expense | $40,000 | 5,778 |
| Additional noninterest expense | $63,000 | 6,422 |
| Pre-tax net operating income | $217,000 | 4,348 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $82,000 | 2,528 |
| Income before extraordinary items | $135,000 | 4,821 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $135,000 | 4,823 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $135,000 | 4,822 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $63,000 | 2,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $135,000 | 4,775 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 5,960 |
| Total interest expense | $163,000 | 6,109 |
| Net interest income | $1,707,000 | 5,899 |
| Provision for loan and lease losses | $14,000 | 4,847 |
| Total noninterest income | $296,000 | 5,158 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $66,000 | 5,731 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $230,000 | 4,424 |
| Total noninterest expense | $1,064,000 | 6,290 |
| Salaries and employee benefits | $666,000 | 6,140 |
| Premises and equipment expense | $146,000 | 5,951 |
| Additional noninterest expense | $252,000 | 6,490 |
| Pre-tax net operating income | $925,000 | 4,194 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $327,000 | 2,550 |
| Income before extraordinary items | $598,000 | 4,669 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $598,000 | 4,673 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $598,000 | 4,673 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $237,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $598,000 | 4,602 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 6,022 |
| Total interest expense | $122,000 | 6,199 |
| Net interest income | $1,278,000 | 5,947 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $226,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $178,000 | 4,464 |
| Total noninterest expense | $788,000 | 6,345 |
| Salaries and employee benefits | $490,000 | 6,182 |
| Premises and equipment expense | $108,000 | 6,020 |
| Additional noninterest expense | $190,000 | 6,534 |
| Pre-tax net operating income | $707,000 | 4,260 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $254,000 | 2,573 |
| Income before extraordinary items | $453,000 | 4,742 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $453,000 | 4,744 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $453,000 | 4,745 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $175,000 | 3,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $453,000 | 4,660 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $929,000 | 6,062 |
| Total interest expense | $84,000 | 6,242 |
| Net interest income | $845,000 | 5,986 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $149,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,527 |
| Total noninterest expense | $520,000 | 6,392 |
| Salaries and employee benefits | $322,000 | 6,236 |
| Premises and equipment expense | $72,000 | 6,048 |
| Additional noninterest expense | $126,000 | 6,574 |
| Pre-tax net operating income | $468,000 | 4,256 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $166,000 | 2,595 |
| Income before extraordinary items | $302,000 | 4,732 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $302,000 | 4,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $302,000 | 4,736 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $112,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $302,000 | 4,619 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $464,000 | 6,114 |
| Total interest expense | $44,000 | 6,285 |
| Net interest income | $420,000 | 6,035 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $88,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $260,000 | 6,461 |
| Salaries and employee benefits | $160,000 | 6,300 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $63,000 | 6,650 |
| Pre-tax net operating income | $245,000 | 4,163 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $87,000 | 2,533 |
| Income before extraordinary items | $158,000 | 4,657 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $158,000 | 4,658 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $158,000 | 4,659 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $50,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $158,000 | 4,556 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,948,000 | 6,179 |
| Total interest expense | $200,000 | 6,398 |
| Net interest income | $1,748,000 | 6,077 |
| Provision for loan and lease losses | $37,000 | 5,348 |
| Total noninterest income | $297,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $76,000 | 5,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $221,000 | 4,464 |
| Total noninterest expense | $1,013,000 | 6,572 |
| Salaries and employee benefits | $635,000 | 6,398 |
| Premises and equipment expense | $141,000 | 6,198 |
| Additional noninterest expense | $237,000 | 6,780 |
| Pre-tax net operating income | $995,000 | 4,028 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $372,000 | 2,471 |
| Income before extraordinary items | $623,000 | 4,635 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $623,000 | 4,635 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $623,000 | 4,636 |
| Net charge-offs | $-3,000 | 6,454 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $623,000 | 4,464 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 6,213 |
| Total interest expense | $152,000 | 6,516 |
| Net interest income | $1,382,000 | 6,094 |
| Provision for loan and lease losses | $33,000 | 5,190 |
| Total noninterest income | $125,000 | 5,955 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $58,000 | 5,836 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $67,000 | 5,505 |
| Total noninterest expense | $759,000 | 6,637 |
| Salaries and employee benefits | $467,000 | 6,476 |
| Premises and equipment expense | $109,000 | 6,235 |
| Additional noninterest expense | $183,000 | 6,840 |
| Pre-tax net operating income | $715,000 | 4,188 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $270,000 | 2,571 |
| Income before extraordinary items | $445,000 | 4,811 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $445,000 | 4,811 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $445,000 | 4,811 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $150,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $445,000 | 4,640 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 6,281 |
| Total interest expense | $102,000 | 6,599 |
| Net interest income | $910,000 | 6,148 |
| Provision for loan and lease losses | $21,000 | 5,091 |
| Total noninterest income | $83,000 | 5,992 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $39,000 | 5,854 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $44,000 | 5,573 |
| Total noninterest expense | $497,000 | 6,708 |
| Salaries and employee benefits | $306,000 | 6,549 |
| Premises and equipment expense | $72,000 | 6,271 |
| Additional noninterest expense | $119,000 | 6,909 |
| Pre-tax net operating income | $475,000 | 4,187 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $196,000 | 2,467 |
| Income before extraordinary items | $279,000 | 4,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $279,000 | 4,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $279,000 | 4,919 |
| Net charge-offs | $-3,000 | 6,365 |
| Cash dividends | $100,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $279,000 | 4,726 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 6,402 |
| Total interest expense | $53,000 | 6,641 |
| Net interest income | $428,000 | 6,291 |
| Provision for loan and lease losses | $12,000 | 4,780 |
| Total noninterest income | $42,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $19,000 | 5,880 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 5,595 |
| Total noninterest expense | $240,000 | 6,798 |
| Salaries and employee benefits | $146,000 | 6,654 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $57,000 | 6,979 |
| Pre-tax net operating income | $218,000 | 4,381 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $89,000 | 2,556 |
| Income before extraordinary items | $129,000 | 5,053 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $129,000 | 5,057 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $129,000 | 5,058 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $50,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $129,000 | 4,904 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,957,000 | 6,476 |
| Total interest expense | $270,000 | 6,656 |
| Net interest income | $1,687,000 | 6,363 |
| Provision for loan and lease losses | $54,000 | 5,796 |
| Total noninterest income | $159,000 | 5,998 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $73,000 | 5,923 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $86,000 | 5,455 |
| Total noninterest expense | $972,000 | 6,867 |
| Salaries and employee benefits | $585,000 | 6,736 |
| Premises and equipment expense | $140,000 | 6,495 |
| Additional noninterest expense | $247,000 | 7,010 |
| Pre-tax net operating income | $820,000 | 4,052 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $340,000 | 2,409 |
| Income before extraordinary items | $480,000 | 4,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,720 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $480,000 | 4,719 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $185,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $480,000 | 4,589 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,447,000 | 6,564 |
| Total interest expense | $210,000 | 6,722 |
| Net interest income | $1,237,000 | 6,446 |
| Provision for loan and lease losses | $40,000 | 5,694 |
| Total noninterest income | $113,000 | 6,164 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $60,000 | 5,611 |
| Total noninterest expense | $729,000 | 6,906 |
| Salaries and employee benefits | $426,000 | 6,799 |
| Premises and equipment expense | $103,000 | 6,572 |
| Additional noninterest expense | $200,000 | 7,007 |
| Pre-tax net operating income | $581,000 | 4,269 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $242,000 | 2,483 |
| Income before extraordinary items | $339,000 | 4,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $339,000 | 4,899 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $339,000 | 4,899 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $135,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $339,000 | 4,779 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 6,655 |
| Total interest expense | $146,000 | 6,769 |
| Net interest income | $793,000 | 6,557 |
| Provision for loan and lease losses | $27,000 | 5,569 |
| Total noninterest income | $73,000 | 6,235 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 5,679 |
| Total noninterest expense | $487,000 | 6,970 |
| Salaries and employee benefits | $283,000 | 6,871 |
| Premises and equipment expense | $68,000 | 6,618 |
| Additional noninterest expense | $136,000 | 7,075 |
| Pre-tax net operating income | $352,000 | 4,399 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $146,000 | 2,542 |
| Income before extraordinary items | $206,000 | 4,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,986 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $206,000 | 4,986 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $85,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $206,000 | 4,894 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 6,763 |
| Total interest expense | $77,000 | 6,807 |
| Net interest income | $368,000 | 6,682 |
| Provision for loan and lease losses | $13,000 | 5,303 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $13,000 | 6,312 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 5,800 |
| Total noninterest expense | $243,000 | 7,019 |
| Salaries and employee benefits | $140,000 | 6,925 |
| Premises and equipment expense | $34,000 | 6,663 |
| Additional noninterest expense | $69,000 | 7,092 |
| Pre-tax net operating income | $145,000 | 4,694 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $59,000 | 2,706 |
| Income before extraordinary items | $86,000 | 5,201 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $86,000 | 5,199 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $86,000 | 5,201 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $50,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $86,000 | 5,143 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,812,000 | 6,845 |
| Total interest expense | $371,000 | 6,867 |
| Net interest income | $1,441,000 | 6,779 |
| Provision for loan and lease losses | $24,000 | 6,767 |
| Total noninterest income | $142,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $71,000 | 5,907 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 5,801 |
| Total noninterest expense | $900,000 | 7,172 |
| Salaries and employee benefits | $507,000 | 7,108 |
| Premises and equipment expense | $133,000 | 6,772 |
| Additional noninterest expense | $260,000 | 7,233 |
| Pre-tax net operating income | $659,000 | 4,007 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $255,000 | 2,506 |
| Income before extraordinary items | $404,000 | 4,611 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $404,000 | 4,612 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $404,000 | 4,612 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $160,000 | 3,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $404,000 | 4,460 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 6,973 |
| Total interest expense | $282,000 | 6,982 |
| Net interest income | $1,052,000 | 6,901 |
| Provision for loan and lease losses | $18,000 | 6,703 |
| Total noninterest income | $106,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $53,000 | 5,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $53,000 | 5,925 |
| Total noninterest expense | $659,000 | 7,268 |
| Salaries and employee benefits | $368,000 | 7,217 |
| Premises and equipment expense | $99,000 | 6,849 |
| Additional noninterest expense | $192,000 | 7,327 |
| Pre-tax net operating income | $481,000 | 4,270 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $186,000 | 2,624 |
| Income before extraordinary items | $295,000 | 4,899 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $295,000 | 4,901 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $295,000 | 4,902 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $110,000 | 3,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $295,000 | 4,703 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $856,000 | 7,090 |
| Total interest expense | $192,000 | 7,047 |
| Net interest income | $664,000 | 7,007 |
| Provision for loan and lease losses | $12,000 | 6,560 |
| Total noninterest income | $70,000 | 6,526 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $36,000 | 5,999 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 6,017 |
| Total noninterest expense | $434,000 | 7,346 |
| Salaries and employee benefits | $240,000 | 7,299 |
| Premises and equipment expense | $66,000 | 6,904 |
| Additional noninterest expense | $128,000 | 7,382 |
| Pre-tax net operating income | $288,000 | 4,468 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $112,000 | 2,683 |
| Income before extraordinary items | $176,000 | 5,056 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $176,000 | 5,059 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $176,000 | 5,058 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $60,000 | 3,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $176,000 | 4,901 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $408,000 | 7,229 |
| Total interest expense | $98,000 | 7,148 |
| Net interest income | $310,000 | 7,170 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $37,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $19,000 | 5,978 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $221,000 | 7,434 |
| Salaries and employee benefits | $121,000 | 7,381 |
| Premises and equipment expense | $35,000 | 6,925 |
| Additional noninterest expense | $65,000 | 7,458 |
| Pre-tax net operating income | $120,000 | 4,841 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $45,000 | 2,866 |
| Income before extraordinary items | $75,000 | 5,327 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $75,000 | 5,328 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $75,000 | 5,327 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $25,000 | 2,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $75,000 | 5,215 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 7,285 |
| Total interest expense | $449,000 | 7,239 |
| Net interest income | $1,240,000 | 7,196 |
| Provision for loan and lease losses | $192,000 | 5,836 |
| Total noninterest income | $156,000 | 6,534 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $87,000 | 5,935 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $69,000 | 6,057 |
| Total noninterest expense | $882,000 | 7,518 |
| Salaries and employee benefits | $480,000 | 7,478 |
| Premises and equipment expense | $132,000 | 7,086 |
| Additional noninterest expense | $270,000 | 7,530 |
| Pre-tax net operating income | $322,000 | 4,436 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $124,000 | 2,732 |
| Income before extraordinary items | $198,000 | 4,813 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $198,000 | 4,815 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $198,000 | 4,815 |
| Net charge-offs | $149,000 | 5,334 |
| Cash dividends | $90,000 | 4,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $198,000 | 4,748 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,264,000 | 7,377 |
| Total interest expense | $338,000 | 7,342 |
| Net interest income | $926,000 | 7,262 |
| Provision for loan and lease losses | $159,000 | 5,452 |
| Total noninterest income | $116,000 | 6,664 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $53,000 | 6,161 |
| Total noninterest expense | $659,000 | 7,563 |
| Salaries and employee benefits | $352,000 | 7,541 |
| Premises and equipment expense | $97,000 | 7,162 |
| Additional noninterest expense | $210,000 | 7,532 |
| Pre-tax net operating income | $224,000 | 4,828 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $78,000 | 3,051 |
| Income before extraordinary items | $146,000 | 5,102 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $146,000 | 5,103 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $146,000 | 5,103 |
| Net charge-offs | $149,000 | 4,617 |
| Cash dividends | $80,000 | 3,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $146,000 | 5,049 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $842,000 | 7,444 |
| Total interest expense | $228,000 | 7,434 |
| Net interest income | $614,000 | 7,309 |
| Provision for loan and lease losses | $64,000 | 5,788 |
| Total noninterest income | $71,000 | 6,816 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $39,000 | 6,109 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $32,000 | 6,339 |
| Total noninterest expense | $441,000 | 7,642 |
| Salaries and employee benefits | $236,000 | 7,610 |
| Premises and equipment expense | $64,000 | 7,239 |
| Additional noninterest expense | $141,000 | 7,591 |
| Pre-tax net operating income | $180,000 | 4,760 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $63,000 | 2,993 |
| Income before extraordinary items | $117,000 | 5,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 5,073 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $117,000 | 5,074 |
| Net charge-offs | $65,000 | 4,675 |
| Cash dividends | $60,000 | 3,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $117,000 | 4,988 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,525 |
| Total interest expense | $118,000 | 7,491 |
| Net interest income | $293,000 | 7,396 |
| Provision for loan and lease losses | $61,000 | 4,607 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $211,000 | 7,707 |
| Salaries and employee benefits | $119,000 | 7,654 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $60,000 | 7,705 |
| Pre-tax net operating income | $55,000 | 5,557 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $17,000 | 3,673 |
| Income before extraordinary items | $38,000 | 5,874 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $38,000 | 5,876 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $38,000 | 5,876 |
| Net charge-offs | $65,000 | 3,293 |
| Cash dividends | $40,000 | 2,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $38,000 | 5,705 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,647,000 | 7,577 |
| Total interest expense | $569,000 | 7,552 |
| Net interest income | $1,078,000 | 7,497 |
| Provision for loan and lease losses | $5,000 | 7,260 |
| Total noninterest income | $169,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $96,000 | 5,948 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $73,000 | 6,329 |
| Total noninterest expense | $821,000 | 7,773 |
| Salaries and employee benefits | $479,000 | 7,714 |
| Premises and equipment expense | $121,000 | 7,415 |
| Additional noninterest expense | $221,000 | 7,797 |
| Pre-tax net operating income | $421,000 | 5,084 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $147,000 | 3,086 |
| Income before extraordinary items | $274,000 | 5,210 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $274,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $274,000 | 5,369 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 7,674 |
| Total interest expense | $426,000 | 7,666 |
| Net interest income | $800,000 | 7,575 |
| Provision for loan and lease losses | $3,000 | 6,932 |
| Total noninterest income | $133,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $71,000 | 6,004 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $62,000 | 6,314 |
| Total noninterest expense | $600,000 | 7,834 |
| Salaries and employee benefits | $343,000 | 7,799 |
| Premises and equipment expense | $90,000 | 7,472 |
| Additional noninterest expense | $167,000 | 7,822 |
| Pre-tax net operating income | $330,000 | 5,533 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $116,000 | 3,469 |
| Income before extraordinary items | $214,000 | 5,631 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $214,000 | 5,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $75,000 | 4,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $214,000 | 5,802 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $826,000 | 7,725 |
| Total interest expense | $283,000 | 7,756 |
| Net interest income | $543,000 | 7,596 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $94,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $47,000 | 6,035 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $47,000 | 6,218 |
| Total noninterest expense | $402,000 | 7,884 |
| Salaries and employee benefits | $223,000 | 7,886 |
| Premises and equipment expense | $67,000 | 7,393 |
| Additional noninterest expense | $112,000 | 7,851 |
| Pre-tax net operating income | $232,000 | 5,607 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $80,000 | 3,665 |
| Income before extraordinary items | $152,000 | 5,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $152,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $50,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $152,000 | 5,899 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 7,799 |
| Total interest expense | $147,000 | 7,823 |
| Net interest income | $267,000 | 7,662 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $204,000 | 7,914 |
| Salaries and employee benefits | $113,000 | 7,916 |
| Premises and equipment expense | $34,000 | 7,392 |
| Additional noninterest expense | $57,000 | 7,871 |
| Pre-tax net operating income | $111,000 | 5,892 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $76,000 | 6,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $25,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $76,000 | 6,089 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,742,000 | 7,743 |
| Total interest expense | $586,000 | 7,829 |
| Net interest income | $1,156,000 | 7,550 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $204,000 | 6,713 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $98,000 | 6,044 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $106,000 | 6,127 |
| Total noninterest expense | $874,000 | 7,838 |
| Salaries and employee benefits | $520,000 | 7,751 |
| Premises and equipment expense | $134,000 | 7,399 |
| Additional noninterest expense | $220,000 | 7,938 |
| Pre-tax net operating income | $456,000 | 6,113 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $146,000 | 4,157 |
| Income before extraordinary items | $310,000 | 6,392 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $310,000 | 6,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,179 |
| Cash dividends | $110,000 | 5,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $310,000 | 6,372 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 7,780 |
| Total interest expense | $438,000 | 7,874 |
| Net interest income | $870,000 | 7,607 |
| Provision for loan and lease losses | $23,000 | 5,748 |
| Total noninterest income | $133,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $71,000 | 6,124 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $62,000 | 6,500 |
| Total noninterest expense | $651,000 | 7,822 |
| Salaries and employee benefits | $384,000 | 7,752 |
| Premises and equipment expense | $103,000 | 7,362 |
| Additional noninterest expense | $164,000 | 7,924 |
| Pre-tax net operating income | $329,000 | 6,452 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $104,000 | 4,404 |
| Income before extraordinary items | $225,000 | 6,682 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $225,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,520 |
| Cash dividends | $85,000 | 4,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $225,000 | 6,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $867,000 | 7,839 |
| Total interest expense | $293,000 | 7,917 |
| Net interest income | $574,000 | 7,667 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $85,000 | 7,045 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $40,000 | 6,612 |
| Total noninterest expense | $435,000 | 7,871 |
| Salaries and employee benefits | $255,000 | 7,809 |
| Premises and equipment expense | $70,000 | 7,356 |
| Additional noninterest expense | $110,000 | 7,950 |
| Pre-tax net operating income | $209,000 | 6,581 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $62,000 | 4,578 |
| Income before extraordinary items | $147,000 | 6,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $147,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $147,000 | 6,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,880 |
| Total interest expense | $149,000 | 7,941 |
| Net interest income | $284,000 | 7,728 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $218,000 | 7,909 |
| Salaries and employee benefits | $128,000 | 7,857 |
| Premises and equipment expense | $35,000 | 7,389 |
| Additional noninterest expense | $55,000 | 7,986 |
| Pre-tax net operating income | $99,000 | 6,677 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $27,000 | 4,694 |
| Income before extraordinary items | $72,000 | 6,830 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $72,000 | 6,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $25,000 | 3,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $72,000 | 6,810 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 7,940 |
| Total interest expense | $456,000 | 7,994 |
| Net interest income | $1,041,000 | 7,785 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $174,000 | 7,126 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $100,000 | 6,156 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 6,786 |
| Total noninterest expense | $846,000 | 7,946 |
| Salaries and employee benefits | $471,000 | 7,951 |
| Premises and equipment expense | $146,000 | 7,306 |
| Additional noninterest expense | $229,000 | 7,960 |
| Pre-tax net operating income | $364,000 | 6,895 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $97,000 | 4,992 |
| Income before extraordinary items | $267,000 | 7,039 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $267,000 | 7,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,017 |
| Cash dividends | $75,000 | 5,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $267,000 | 7,032 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 8,030 |
| Total interest expense | $309,000 | 8,111 |
| Net interest income | $780,000 | 7,869 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $76,000 | 6,210 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $41,000 | 7,178 |
| Total noninterest expense | $606,000 | 8,006 |
| Salaries and employee benefits | $333,000 | 8,028 |
| Premises and equipment expense | $107,000 | 7,358 |
| Additional noninterest expense | $166,000 | 8,027 |
| Pre-tax net operating income | $291,000 | 7,044 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $92,000 | 5,001 |
| Income before extraordinary items | $199,000 | 7,228 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $199,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,744 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $199,000 | 7,225 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $697,000 | 8,102 |
| Total interest expense | $188,000 | 8,188 |
| Net interest income | $509,000 | 7,944 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,355 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,198 |
| Total noninterest expense | $389,000 | 8,085 |
| Salaries and employee benefits | $211,000 | 8,136 |
| Premises and equipment expense | $69,000 | 7,438 |
| Additional noninterest expense | $109,000 | 8,060 |
| Pre-tax net operating income | $194,000 | 7,117 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $61,000 | 5,053 |
| Income before extraordinary items | $133,000 | 7,282 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $133,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $133,000 | 7,291 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,168 |
| Total interest expense | $85,000 | 8,264 |
| Net interest income | $245,000 | 8,004 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $21,000 | 6,441 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $190,000 | 8,132 |
| Salaries and employee benefits | $105,000 | 8,159 |
| Premises and equipment expense | $33,000 | 7,508 |
| Additional noninterest expense | $52,000 | 8,118 |
| Pre-tax net operating income | $89,000 | 7,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $28,000 | 5,092 |
| Income before extraordinary items | $61,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $61,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $61,000 | 7,353 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 8,189 |
| Total interest expense | $281,000 | 8,234 |
| Net interest income | $910,000 | 8,071 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $135,000 | 7,629 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $101,000 | 6,278 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,758 |
| Total noninterest expense | $763,000 | 8,128 |
| Salaries and employee benefits | $421,000 | 8,142 |
| Premises and equipment expense | $131,000 | 7,510 |
| Additional noninterest expense | $211,000 | 8,159 |
| Pre-tax net operating income | $252,000 | 7,545 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $81,000 | 5,535 |
| Income before extraordinary items | $171,000 | 7,705 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $171,000 | 7,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,503 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $171,000 | 7,671 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $873,000 | 8,245 |
| Total interest expense | $198,000 | 8,280 |
| Net interest income | $675,000 | 8,135 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $94,000 | 7,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $74,000 | 6,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,975 |
| Total noninterest expense | $573,000 | 8,125 |
| Salaries and employee benefits | $306,000 | 8,167 |
| Premises and equipment expense | $96,000 | 7,530 |
| Additional noninterest expense | $171,000 | 8,060 |
| Pre-tax net operating income | $166,000 | 7,766 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $54,000 | 5,741 |
| Income before extraordinary items | $112,000 | 7,891 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $112,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $112,000 | 7,863 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 8,282 |
| Total interest expense | $126,000 | 8,300 |
| Net interest income | $440,000 | 8,178 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $49,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $44,000 | 6,475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $378,000 | 8,133 |
| Salaries and employee benefits | $201,000 | 8,192 |
| Premises and equipment expense | $62,000 | 7,574 |
| Additional noninterest expense | $115,000 | 8,039 |
| Pre-tax net operating income | $81,000 | 7,953 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,000 | 5,891 |
| Income before extraordinary items | $52,000 | 8,095 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $52,000 | 8,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $52,000 | 8,061 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $279,000 | 8,354 |
| Total interest expense | $61,000 | 8,369 |
| Net interest income | $218,000 | 8,262 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $34,000 | 7,645 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $194,000 | 8,181 |
| Salaries and employee benefits | $103,000 | 8,227 |
| Premises and equipment expense | $30,000 | 7,706 |
| Additional noninterest expense | $61,000 | 8,018 |
| Pre-tax net operating income | $43,000 | 7,983 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $18,000 | 5,732 |
| Income before extraordinary items | $25,000 | 8,168 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $25,000 | 8,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $25,000 | 8,143 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 8,390 |
| Total interest expense | $227,000 | 8,376 |
| Net interest income | $770,000 | 8,340 |
| Provision for loan and lease losses | $47,000 | 6,024 |
| Total noninterest income | $183,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $96,000 | 6,534 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $743,000 | 8,263 |
| Salaries and employee benefits | $406,000 | 8,285 |
| Premises and equipment expense | $114,000 | 7,790 |
| Additional noninterest expense | $223,000 | 8,173 |
| Pre-tax net operating income | $163,000 | 7,898 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $42,000 | 6,135 |
| Income before extraordinary items | $119,000 | 8,016 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $119,000 | 8,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $120,480 | 7,964 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $723,000 | 8,464 |
| Total interest expense | $166,000 | 8,439 |
| Net interest income | $557,000 | 8,419 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $123,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $71,000 | 6,603 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 7,008 |
| Total noninterest expense | $550,000 | 8,273 |
| Salaries and employee benefits | $298,000 | 8,287 |
| Premises and equipment expense | $85,000 | 7,791 |
| Additional noninterest expense | $167,000 | 8,167 |
| Pre-tax net operating income | $112,000 | 8,070 |
| Securities gains (losses) | $-2,000 | 8,174 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $80,000 | 8,186 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $80,000 | 8,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $81,460 | 8,131 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $462,000 | 8,560 |
| Total interest expense | $109,000 | 8,507 |
| Net interest income | $353,000 | 8,524 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $66,000 | 7,857 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $349,000 | 8,378 |
| Salaries and employee benefits | $196,000 | 8,364 |
| Premises and equipment expense | $57,000 | 7,822 |
| Additional noninterest expense | $96,000 | 8,397 |
| Pre-tax net operating income | $55,000 | 8,220 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $38,000 | 8,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $38,000 | 8,267 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,666 |
| Total interest expense | $59,000 | 8,502 |
| Net interest income | $158,000 | 8,656 |
| Provision for loan and lease losses | $8,000 | 5,831 |
| Total noninterest income | $32,000 | 7,893 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $170,000 | 8,462 |
| Salaries and employee benefits | $95,000 | 8,451 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $48,000 | 8,446 |
| Pre-tax net operating income | $12,000 | 8,407 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $9,000 | 8,487 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,000 | 8,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $9,000 | 8,423 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $958,000 | 8,623 |
| Total interest expense | $301,000 | 8,450 |
| Net interest income | $657,000 | 8,627 |
| Provision for loan and lease losses | $29,000 | 6,833 |
| Total noninterest income | $29,000 | 8,949 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $79,000 | 6,910 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-50,000 | 9,153 |
| Total noninterest expense | $708,000 | 8,436 |
| Salaries and employee benefits | $309,000 | 8,740 |
| Premises and equipment expense | $111,000 | 7,926 |
| Additional noninterest expense | $288,000 | 7,844 |
| Pre-tax net operating income | $-51,000 | 8,599 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-51,000 | 8,690 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-51,000 | 8,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,364 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-51,000 | 8,610 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 8,701 |
| Total interest expense | $231,000 | 8,539 |
| Net interest income | $493,000 | 8,686 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $87,000 | 8,199 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $59,000 | 6,981 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 7,919 |
| Total noninterest expense | $502,000 | 8,533 |
| Salaries and employee benefits | $234,000 | 8,739 |
| Premises and equipment expense | $86,000 | 7,896 |
| Additional noninterest expense | $182,000 | 8,162 |
| Pre-tax net operating income | $56,000 | 8,427 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $16,000 | 6,892 |
| Income before extraordinary items | $40,000 | 8,565 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $40,000 | 8,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,709 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $40,000 | 8,458 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 8,737 |
| Total interest expense | $161,000 | 8,578 |
| Net interest income | $327,000 | 8,732 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $41,000 | 8,553 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $39,000 | 6,980 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,000 | 9,014 |
| Total noninterest expense | $323,000 | 8,598 |
| Salaries and employee benefits | $154,000 | 8,780 |
| Premises and equipment expense | $56,000 | 7,921 |
| Additional noninterest expense | $113,000 | 8,258 |
| Pre-tax net operating income | $30,000 | 8,498 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $20,000 | 8,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,000 | 8,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,382 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,000 | 8,525 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 8,792 |
| Total interest expense | $89,000 | 8,572 |
| Net interest income | $158,000 | 8,797 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $18,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-1,000 | 9,255 |
| Total noninterest expense | $160,000 | 8,657 |
| Salaries and employee benefits | $76,000 | 8,836 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 8,675 |
| Total interest expense | $471,000 | 8,458 |
| Net interest income | $735,000 | 8,687 |
| Provision for loan and lease losses | $289,000 | 3,557 |
| Total noninterest income | $148,000 | 7,847 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $87,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $61,000 | 7,318 |
| Total noninterest expense | $846,000 | 8,256 |
| Salaries and employee benefits | $327,000 | 8,793 |
| Premises and equipment expense | $117,000 | 7,917 |
| Additional noninterest expense | $402,000 | 7,139 |
| Pre-tax net operating income | $-252,000 | 8,854 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-252,000 | 8,933 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-252,000 | 8,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,387 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-252,000 | 8,878 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 8,380 |
| Total interest expense | $796,000 | 8,435 |
| Net interest income | $1,041,000 | 8,207 |
| Provision for loan and lease losses | $207,000 | 4,058 |
| Total noninterest income | $129,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $53,000 | 7,596 |
| Total noninterest expense | $733,000 | 8,602 |
| Salaries and employee benefits | $354,000 | 8,818 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $269,000 | 8,080 |
| Pre-tax net operating income | $232,000 | 7,725 |
| Securities gains (losses) | $46,000 | 2,438 |
| Applicable income taxes | $119,000 | 5,780 |
| Income before extraordinary items | $157,000 | 7,987 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $157,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 3,012 |
| Cash dividends | $60,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $127,560 | 8,066 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,024,000 | 8,384 |
| Total interest expense | $837,000 | 8,558 |
| Net interest income | $1,187,000 | 8,097 |
| Provision for loan and lease losses | $210,000 | 3,626 |
| Total noninterest income | $123,000 | 8,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 7,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $675,000 | 8,890 |
| Salaries and employee benefits | $349,000 | 9,001 |
| Premises and equipment expense | $100,000 | 8,440 |
| Additional noninterest expense | $226,000 | 8,541 |
| Pre-tax net operating income | $425,000 | 7,341 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $164,000 | 5,770 |
| Income before extraordinary items | $261,000 | 7,720 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $261,000 | 7,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 2,598 |
| Cash dividends | $320,000 | 4,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $261,000 | 7,717 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,835,000 | 8,680 |
| Total interest expense | $718,000 | 8,909 |
| Net interest income | $1,117,000 | 8,367 |
| Provision for loan and lease losses | $11,000 | 8,085 |
| Total noninterest income | $125,000 | 8,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $663,000 | 9,136 |
| Salaries and employee benefits | $365,000 | 9,093 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $206,000 | 8,966 |
| Pre-tax net operating income | $568,000 | 6,839 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $180,000 | 5,921 |
| Income before extraordinary items | $388,000 | 7,055 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $388,000 | 7,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 9,212 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $388,000 | 7,027 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 8,973 |
| Total interest expense | $721,000 | 9,147 |
| Net interest income | $1,036,000 | 8,716 |
| Provision for loan and lease losses | $7,000 | 8,378 |
| Total noninterest income | $105,000 | 8,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $653,000 | 9,252 |
| Salaries and employee benefits | $363,000 | 9,205 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $200,000 | 9,116 |
| Pre-tax net operating income | $481,000 | 7,474 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $154,000 | 6,784 |
| Income before extraordinary items | $327,000 | 7,665 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $327,000 | 7,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $327,000 | 7,581 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 9,614 |
| Total interest expense | $661,000 | 9,650 |
| Net interest income | $883,000 | 9,469 |
| Provision for loan and lease losses | $7,000 | 8,548 |
| Total noninterest income | $91,000 | 9,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 8,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,525 |
| Total noninterest expense | $601,000 | 9,741 |
| Salaries and employee benefits | $331,000 | 9,727 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $193,000 | 9,500 |
| Pre-tax net operating income | $366,000 | 8,636 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $115,000 | 8,169 |
| Income before extraordinary items | $251,000 | 8,746 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $251,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $251,000 | 8,707 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 10,255 |
| Total interest expense | $617,000 | 10,228 |
| Net interest income | $778,000 | 10,169 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $72,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 10,411 |
| Total noninterest expense | $595,000 | 10,184 |
| Salaries and employee benefits | $336,000 | 10,065 |
| Premises and equipment expense | $77,000 | 9,895 |
| Additional noninterest expense | $182,000 | 10,148 |
| Pre-tax net operating income | $252,000 | 9,471 |
| Securities gains (losses) | $3,000 | 3,304 |
| Applicable income taxes | $81,000 | 9,119 |
| Income before extraordinary items | $174,000 | 9,547 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $174,000 | 9,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,505 |
| Cash dividends | $305,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $171,960 | 9,528 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 11,002 |
| Total interest expense | $557,000 | 10,828 |
| Net interest income | $624,000 | 11,056 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $40,000 | 11,511 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 9,718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $552,000 | 10,792 |
| Salaries and employee benefits | $279,000 | 10,926 |
| Premises and equipment expense | $37,000 | 11,447 |
| Additional noninterest expense | $236,000 | 9,985 |
| Pre-tax net operating income | $112,000 | 11,014 |
| Securities gains (losses) | $164,000 | 751 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $189,000 | 10,058 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $189,000 | 10,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $77,480 | 11,099 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 10,887 |
| Total interest expense | $553,000 | 10,840 |
| Net interest income | $869,000 | 10,831 |
| Provision for loan and lease losses | $-47,000 | 11,979 |
| Total noninterest income | $57,000 | 11,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $632,000 | 10,970 |
| Salaries and employee benefits | $343,000 | 10,819 |
| Premises and equipment expense | $55,000 | 11,452 |
| Additional noninterest expense | $234,000 | 10,716 |
| Pre-tax net operating income | $341,000 | 9,804 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $36,000 | 10,781 |
| Income before extraordinary items | $306,000 | 9,082 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $306,000 | 9,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $305,110 | 9,161 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 11,385 |
| Total interest expense | $598,000 | 11,164 |
| Net interest income | $833,000 | 11,395 |
| Provision for loan and lease losses | $63,000 | 6,860 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,885 |
| Total noninterest expense | $706,000 | 11,129 |
| Salaries and employee benefits | $305,000 | 11,596 |
| Premises and equipment expense | $55,000 | 12,039 |
| Additional noninterest expense | $346,000 | 9,890 |
| Pre-tax net operating income | $124,000 | 11,687 |
| Securities gains (losses) | $159,000 | 1,923 |
| Applicable income taxes | $79,000 | 10,245 |
| Income before extraordinary items | $204,000 | 10,600 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $204,000 | 10,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $65,000 | 7,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $89,520 | 11,728 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,602,000 | 11,726 |
| Total interest expense | $793,000 | 11,366 |
| Net interest income | $809,000 | 11,876 |
| Provision for loan and lease losses | $118,000 | 6,873 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 12,899 |
| Total noninterest expense | $628,000 | 11,897 |
| Salaries and employee benefits | $286,000 | 12,181 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $288,000 | 11,000 |
| Pre-tax net operating income | $126,000 | 11,752 |
| Securities gains (losses) | $137,000 | 2,533 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $178,000 | 10,892 |
| Extraordinary gains, net | $38,000 | 1,075 |
| Net income | $216,000 | 10,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $31,000 | 8,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $84,840 | 11,859 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.