Home > First National Bank in Fairfield > Income and Expense
First National Bank in Fairfield, Income and Expense
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,072,000 | 3,574 |
| Total interest expense | $95,000 | 3,238 |
| Net interest income | $977,000 | 3,590 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $134,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $19,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,139 |
| Total noninterest expense | $1,135,000 | 3,168 |
| Salaries and employee benefits | $357,000 | 3,908 |
| Premises and equipment expense | $107,000 | 3,240 |
| Additional noninterest expense | $671,000 | 2,143 |
| Pre-tax net operating income | $-24,000 | 4,606 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $-5,000 | 4,616 |
| Income before extraordinary items | $-19,000 | 4,579 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-19,000 | 4,579 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-19,000 | 4,579 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $-19,000 | 4,601 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,937,000 | 3,502 |
| Total interest expense | $506,000 | 3,165 |
| Net interest income | $4,431,000 | 3,501 |
| Provision for loan and lease losses | $100,000 | 2,175 |
| Total noninterest income | $542,000 | 3,575 |
| Gross Fiduciary activities income | $1,000 | 958 |
| Service charges on deposit accounts | $76,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $465,000 | 3,321 |
| Total noninterest expense | $4,535,000 | 3,176 |
| Salaries and employee benefits | $2,172,000 | 3,399 |
| Premises and equipment expense | $438,000 | 3,201 |
| Additional noninterest expense | $1,925,000 | 2,657 |
| Pre-tax net operating income | $338,000 | 4,358 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $70,000 | 3,189 |
| Income before extraordinary items | $268,000 | 4,410 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $268,000 | 4,409 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $268,000 | 4,410 |
| Net charge-offs | $122,000 | 1,253 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $268,000 | 4,394 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 3,575 |
| Total interest expense | $398,000 | 3,187 |
| Net interest income | $3,314,000 | 3,583 |
| Provision for loan and lease losses | $80,000 | 2,120 |
| Total noninterest income | $411,000 | 3,610 |
| Gross Fiduciary activities income | $1,000 | 928 |
| Service charges on deposit accounts | $55,000 | 3,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $355,000 | 3,359 |
| Total noninterest expense | $3,460,000 | 3,171 |
| Salaries and employee benefits | $1,650,000 | 3,393 |
| Premises and equipment expense | $344,000 | 3,176 |
| Additional noninterest expense | $1,466,000 | 2,636 |
| Pre-tax net operating income | $185,000 | 4,542 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $37,000 | 3,285 |
| Income before extraordinary items | $148,000 | 4,586 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $148,000 | 4,586 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $148,000 | 4,586 |
| Net charge-offs | $134,000 | 958 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $148,000 | 4,563 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 3,624 |
| Total interest expense | $278,000 | 3,196 |
| Net interest income | $2,135,000 | 3,654 |
| Provision for loan and lease losses | $40,000 | 2,250 |
| Total noninterest income | $327,000 | 3,433 |
| Gross Fiduciary activities income | $1,000 | 917 |
| Service charges on deposit accounts | $33,000 | 3,855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,153 |
| Total noninterest expense | $2,278,000 | 3,184 |
| Salaries and employee benefits | $1,091,000 | 3,420 |
| Premises and equipment expense | $227,000 | 3,192 |
| Additional noninterest expense | $960,000 | 2,659 |
| Pre-tax net operating income | $144,000 | 4,527 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $29,000 | 3,221 |
| Income before extraordinary items | $115,000 | 4,563 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $115,000 | 4,562 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $115,000 | 4,563 |
| Net charge-offs | $88,000 | 960 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $115,000 | 4,549 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 3,715 |
| Total interest expense | $153,000 | 3,144 |
| Net interest income | $967,000 | 3,765 |
| Provision for loan and lease losses | $25,000 | 2,154 |
| Total noninterest income | $164,000 | 3,426 |
| Gross Fiduciary activities income | $1,000 | 885 |
| Service charges on deposit accounts | $17,000 | 3,817 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 3,144 |
| Total noninterest expense | $1,129,000 | 3,181 |
| Salaries and employee benefits | $549,000 | 3,409 |
| Premises and equipment expense | $115,000 | 3,184 |
| Additional noninterest expense | $465,000 | 2,668 |
| Pre-tax net operating income | $-23,000 | 4,826 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-5,000 | 4,861 |
| Income before extraordinary items | $-18,000 | 4,811 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $-18,000 | 4,811 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-18,000 | 4,811 |
| Net charge-offs | $-38,000 | 4,532 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-18,000 | 4,808 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $5,139,000 | 3,545 |
| Total interest expense | $856,000 | 3,157 |
| Net interest income | $4,283,000 | 3,593 |
| Provision for loan and lease losses | $955,000 | 1,642 |
| Total noninterest income | $489,000 | 3,640 |
| Gross Fiduciary activities income | $9,000 | 900 |
| Service charges on deposit accounts | $86,000 | 3,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 3,386 |
| Total noninterest expense | $4,520,000 | 3,187 |
| Salaries and employee benefits | $2,242,000 | 3,377 |
| Premises and equipment expense | $443,000 | 3,242 |
| Additional noninterest expense | $1,835,000 | 2,677 |
| Pre-tax net operating income | $-703,000 | 4,888 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-156,000 | 4,910 |
| Income before extraordinary items | $-547,000 | 4,884 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-547,000 | 4,884 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-547,000 | 4,884 |
| Net charge-offs | $1,741,000 | 453 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 281 |
| Net operating income | $-547,000 | 4,873 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,878,000 | 3,574 |
| Total interest expense | $675,000 | 3,177 |
| Net interest income | $3,203,000 | 3,615 |
| Provision for loan and lease losses | $70,000 | 3,533 |
| Total noninterest income | $368,000 | 3,628 |
| Gross Fiduciary activities income | $7,000 | 881 |
| Service charges on deposit accounts | $66,000 | 3,706 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,360 |
| Total noninterest expense | $3,428,000 | 3,143 |
| Salaries and employee benefits | $1,707,000 | 3,343 |
| Premises and equipment expense | $331,000 | 3,252 |
| Additional noninterest expense | $1,390,000 | 2,640 |
| Pre-tax net operating income | $73,000 | 4,673 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $15,000 | 3,396 |
| Income before extraordinary items | $58,000 | 4,715 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $58,000 | 4,715 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $58,000 | 4,715 |
| Net charge-offs | $470,000 | 779 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $58,000 | 4,692 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,632,000 | 3,582 |
| Total interest expense | $485,000 | 3,171 |
| Net interest income | $2,147,000 | 3,637 |
| Provision for loan and lease losses | $45,000 | 3,499 |
| Total noninterest income | $236,000 | 3,660 |
| Gross Fiduciary activities income | $4,000 | 887 |
| Service charges on deposit accounts | $45,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $187,000 | 3,370 |
| Total noninterest expense | $2,284,000 | 3,151 |
| Salaries and employee benefits | $1,166,000 | 3,314 |
| Premises and equipment expense | $218,000 | 3,277 |
| Additional noninterest expense | $900,000 | 2,693 |
| Pre-tax net operating income | $54,000 | 4,666 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $11,000 | 3,349 |
| Income before extraordinary items | $43,000 | 4,711 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $43,000 | 4,710 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $43,000 | 4,711 |
| Net charge-offs | $225,000 | 948 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $43,000 | 4,688 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,438 |
| Total interest expense | $283,000 | 3,091 |
| Net interest income | $1,169,000 | 3,465 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $132,000 | 3,517 |
| Gross Fiduciary activities income | $2,000 | 874 |
| Service charges on deposit accounts | $28,000 | 3,703 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 3,152 |
| Total noninterest expense | $1,146,000 | 3,183 |
| Salaries and employee benefits | $590,000 | 3,328 |
| Premises and equipment expense | $107,000 | 3,321 |
| Additional noninterest expense | $449,000 | 2,719 |
| Pre-tax net operating income | $155,000 | 4,003 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $33,000 | 2,648 |
| Income before extraordinary items | $122,000 | 4,107 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $122,000 | 4,107 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $122,000 | 4,107 |
| Net charge-offs | $-4,000 | 4,126 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $122,000 | 4,091 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,136,000 | 3,394 |
| Total interest expense | $1,233,000 | 3,017 |
| Net interest income | $4,903,000 | 3,435 |
| Provision for loan and lease losses | $655,000 | 1,268 |
| Total noninterest income | $581,000 | 3,497 |
| Gross Fiduciary activities income | $20,000 | 873 |
| Service charges on deposit accounts | $143,000 | 3,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $418,000 | 3,228 |
| Total noninterest expense | $4,272,000 | 3,305 |
| Salaries and employee benefits | $2,183,000 | 3,455 |
| Premises and equipment expense | $467,000 | 3,216 |
| Additional noninterest expense | $1,622,000 | 2,934 |
| Pre-tax net operating income | $557,000 | 4,379 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $76,000 | 3,158 |
| Income before extraordinary items | $481,000 | 4,410 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $481,000 | 4,412 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $481,000 | 4,412 |
| Net charge-offs | $375,000 | 1,232 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $481,000 | 4,390 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,652,000 | 3,424 |
| Total interest expense | $921,000 | 3,041 |
| Net interest income | $3,731,000 | 3,460 |
| Provision for loan and lease losses | $615,000 | 993 |
| Total noninterest income | $434,000 | 3,515 |
| Gross Fiduciary activities income | $15,000 | 856 |
| Service charges on deposit accounts | $113,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,266 |
| Total noninterest expense | $3,193,000 | 3,330 |
| Salaries and employee benefits | $1,620,000 | 3,498 |
| Premises and equipment expense | $353,000 | 3,222 |
| Additional noninterest expense | $1,220,000 | 2,946 |
| Pre-tax net operating income | $357,000 | 4,553 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $75,000 | 3,079 |
| Income before extraordinary items | $282,000 | 4,641 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $282,000 | 4,640 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $282,000 | 4,640 |
| Net charge-offs | $354,000 | 935 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $282,000 | 4,619 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,375 |
| Total interest expense | $621,000 | 3,015 |
| Net interest income | $2,590,000 | 3,408 |
| Provision for loan and lease losses | $435,000 | 949 |
| Total noninterest income | $286,000 | 3,512 |
| Gross Fiduciary activities income | $10,000 | 856 |
| Service charges on deposit accounts | $75,000 | 3,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 3,264 |
| Total noninterest expense | $2,097,000 | 3,378 |
| Salaries and employee benefits | $1,084,000 | 3,518 |
| Premises and equipment expense | $236,000 | 3,230 |
| Additional noninterest expense | $777,000 | 3,065 |
| Pre-tax net operating income | $344,000 | 4,324 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $75,000 | 2,865 |
| Income before extraordinary items | $269,000 | 4,444 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $269,000 | 4,442 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $269,000 | 4,442 |
| Net charge-offs | $222,000 | 927 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $269,000 | 4,430 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 3,389 |
| Total interest expense | $306,000 | 3,010 |
| Net interest income | $1,304,000 | 3,436 |
| Provision for loan and lease losses | $225,000 | 848 |
| Total noninterest income | $139,000 | 3,544 |
| Gross Fiduciary activities income | $5,000 | 859 |
| Service charges on deposit accounts | $37,000 | 3,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 3,259 |
| Total noninterest expense | $1,069,000 | 3,363 |
| Salaries and employee benefits | $558,000 | 3,501 |
| Premises and equipment expense | $119,000 | 3,243 |
| Additional noninterest expense | $392,000 | 3,045 |
| Pre-tax net operating income | $149,000 | 4,438 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $35,000 | 2,876 |
| Income before extraordinary items | $114,000 | 4,551 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $114,000 | 4,550 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $114,000 | 4,550 |
| Net charge-offs | $206,000 | 612 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $114,000 | 4,534 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 3,320 |
| Total interest expense | $1,076,000 | 2,824 |
| Net interest income | $5,360,000 | 3,369 |
| Provision for loan and lease losses | $2,746,000 | 399 |
| Total noninterest income | $626,000 | 3,510 |
| Gross Fiduciary activities income | $20,000 | 909 |
| Service charges on deposit accounts | $216,000 | 3,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $390,000 | 3,378 |
| Total noninterest expense | $4,238,000 | 3,375 |
| Salaries and employee benefits | $2,176,000 | 3,538 |
| Premises and equipment expense | $481,000 | 3,221 |
| Additional noninterest expense | $1,581,000 | 3,068 |
| Pre-tax net operating income | $-998,000 | 5,350 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $-249,000 | 5,340 |
| Income before extraordinary items | $-749,000 | 5,327 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-749,000 | 5,326 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-749,000 | 5,326 |
| Net charge-offs | $2,848,000 | 291 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-749,000 | 5,327 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,872,000 | 3,318 |
| Total interest expense | $784,000 | 2,788 |
| Net interest income | $4,088,000 | 3,361 |
| Provision for loan and lease losses | $1,721,000 | 437 |
| Total noninterest income | $474,000 | 3,512 |
| Gross Fiduciary activities income | $15,000 | 885 |
| Service charges on deposit accounts | $166,000 | 3,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,400 |
| Total noninterest expense | $3,226,000 | 3,342 |
| Salaries and employee benefits | $1,629,000 | 3,543 |
| Premises and equipment expense | $366,000 | 3,238 |
| Additional noninterest expense | $1,231,000 | 2,979 |
| Pre-tax net operating income | $-385,000 | 5,406 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-67,000 | 5,404 |
| Income before extraordinary items | $-318,000 | 5,390 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-318,000 | 5,389 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-318,000 | 5,389 |
| Net charge-offs | $508,000 | 706 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-318,000 | 5,390 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,152,000 | 3,357 |
| Total interest expense | $503,000 | 2,785 |
| Net interest income | $2,649,000 | 3,418 |
| Provision for loan and lease losses | $660,000 | 640 |
| Total noninterest income | $311,000 | 3,552 |
| Gross Fiduciary activities income | $10,000 | 891 |
| Service charges on deposit accounts | $105,000 | 3,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,412 |
| Total noninterest expense | $2,138,000 | 3,384 |
| Salaries and employee benefits | $1,089,000 | 3,556 |
| Premises and equipment expense | $245,000 | 3,251 |
| Additional noninterest expense | $804,000 | 3,049 |
| Pre-tax net operating income | $162,000 | 4,979 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $39,000 | 3,253 |
| Income before extraordinary items | $123,000 | 5,045 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $123,000 | 5,044 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $123,000 | 5,044 |
| Net charge-offs | $610,000 | 463 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $123,000 | 5,047 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 3,364 |
| Total interest expense | $251,000 | 2,749 |
| Net interest income | $1,317,000 | 3,430 |
| Provision for loan and lease losses | $390,000 | 565 |
| Total noninterest income | $159,000 | 3,490 |
| Gross Fiduciary activities income | $5,000 | 887 |
| Service charges on deposit accounts | $51,000 | 3,326 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 3,309 |
| Total noninterest expense | $1,095,000 | 3,366 |
| Salaries and employee benefits | $556,000 | 3,560 |
| Premises and equipment expense | $127,000 | 3,206 |
| Additional noninterest expense | $412,000 | 3,005 |
| Pre-tax net operating income | $-9,000 | 5,421 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-2,000 | 5,417 |
| Income before extraordinary items | $-7,000 | 5,403 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-7,000 | 5,403 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-7,000 | 5,403 |
| Net charge-offs | $468,000 | 320 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-7,000 | 5,408 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,620,000 | 3,223 |
| Total interest expense | $892,000 | 2,755 |
| Net interest income | $5,728,000 | 3,277 |
| Provision for loan and lease losses | $1,770,000 | 570 |
| Total noninterest income | $651,000 | 3,571 |
| Gross Fiduciary activities income | $23,000 | 916 |
| Service charges on deposit accounts | $235,000 | 3,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,475 |
| Total noninterest expense | $4,194,000 | 3,467 |
| Salaries and employee benefits | $2,150,000 | 3,612 |
| Premises and equipment expense | $516,000 | 3,202 |
| Additional noninterest expense | $1,528,000 | 3,192 |
| Pre-tax net operating income | $415,000 | 4,851 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $293,000 | 2,766 |
| Income before extraordinary items | $122,000 | 5,172 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $122,000 | 5,171 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $122,000 | 5,172 |
| Net charge-offs | $1,581,000 | 491 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $122,000 | 5,166 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,008,000 | 3,232 |
| Total interest expense | $652,000 | 2,779 |
| Net interest income | $4,356,000 | 3,264 |
| Provision for loan and lease losses | $1,120,000 | 633 |
| Total noninterest income | $490,000 | 3,598 |
| Gross Fiduciary activities income | $17,000 | 902 |
| Service charges on deposit accounts | $173,000 | 3,282 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,475 |
| Total noninterest expense | $3,055,000 | 3,525 |
| Salaries and employee benefits | $1,553,000 | 3,701 |
| Premises and equipment expense | $380,000 | 3,285 |
| Additional noninterest expense | $1,122,000 | 3,242 |
| Pre-tax net operating income | $671,000 | 4,269 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $226,000 | 2,685 |
| Income before extraordinary items | $445,000 | 4,535 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $445,000 | 4,534 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $445,000 | 4,535 |
| Net charge-offs | $1,109,000 | 465 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $445,000 | 4,526 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 3,259 |
| Total interest expense | $432,000 | 2,730 |
| Net interest income | $2,850,000 | 3,294 |
| Provision for loan and lease losses | $1,020,000 | 493 |
| Total noninterest income | $305,000 | 3,703 |
| Gross Fiduciary activities income | $12,000 | 900 |
| Service charges on deposit accounts | $107,000 | 3,393 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $186,000 | 3,578 |
| Total noninterest expense | $1,965,000 | 3,605 |
| Salaries and employee benefits | $1,033,000 | 3,721 |
| Premises and equipment expense | $253,000 | 3,273 |
| Additional noninterest expense | $679,000 | 3,451 |
| Pre-tax net operating income | $170,000 | 5,075 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $58,000 | 3,241 |
| Income before extraordinary items | $112,000 | 5,212 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $112,000 | 5,211 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $112,000 | 5,212 |
| Net charge-offs | $992,000 | 363 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $112,000 | 5,204 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 3,262 |
| Total interest expense | $216,000 | 2,706 |
| Net interest income | $1,426,000 | 3,302 |
| Provision for loan and lease losses | $960,000 | 284 |
| Total noninterest income | $146,000 | 3,783 |
| Gross Fiduciary activities income | $6,000 | 905 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,562 |
| Total noninterest expense | $999,000 | 3,611 |
| Salaries and employee benefits | $543,000 | 3,668 |
| Premises and equipment expense | $128,000 | 3,301 |
| Additional noninterest expense | $328,000 | 3,533 |
| Pre-tax net operating income | $-387,000 | 5,806 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-129,000 | 5,808 |
| Income before extraordinary items | $-258,000 | 5,785 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-258,000 | 5,785 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-258,000 | 5,785 |
| Net charge-offs | $992,000 | 227 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-258,000 | 5,784 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 3,331 |
| Total interest expense | $716,000 | 3,001 |
| Net interest income | $5,591,000 | 3,333 |
| Provision for loan and lease losses | $210,000 | 2,378 |
| Total noninterest income | $656,000 | 3,680 |
| Gross Fiduciary activities income | $18,000 | 969 |
| Service charges on deposit accounts | $256,000 | 3,228 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $382,000 | 3,633 |
| Total noninterest expense | $3,880,000 | 3,706 |
| Salaries and employee benefits | $1,993,000 | 3,837 |
| Premises and equipment expense | $514,000 | 3,323 |
| Additional noninterest expense | $1,373,000 | 3,523 |
| Pre-tax net operating income | $2,157,000 | 2,935 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $733,000 | 1,930 |
| Income before extraordinary items | $1,424,000 | 3,364 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,424,000 | 3,362 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,424,000 | 3,363 |
| Net charge-offs | $-44,000 | 5,331 |
| Cash dividends | $300,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,424,000 | 3,318 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,655,000 | 3,365 |
| Total interest expense | $511,000 | 3,098 |
| Net interest income | $4,144,000 | 3,366 |
| Provision for loan and lease losses | $150,000 | 2,338 |
| Total noninterest income | $491,000 | 3,706 |
| Gross Fiduciary activities income | $14,000 | 946 |
| Service charges on deposit accounts | $188,000 | 3,275 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $289,000 | 3,624 |
| Total noninterest expense | $2,854,000 | 3,752 |
| Salaries and employee benefits | $1,437,000 | 3,917 |
| Premises and equipment expense | $393,000 | 3,304 |
| Additional noninterest expense | $1,024,000 | 3,560 |
| Pre-tax net operating income | $1,631,000 | 2,974 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $547,000 | 1,981 |
| Income before extraordinary items | $1,084,000 | 3,370 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,084,000 | 3,368 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,084,000 | 3,370 |
| Net charge-offs | $-32,000 | 5,238 |
| Cash dividends | $300,000 | 2,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,084,000 | 3,303 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 3,423 |
| Total interest expense | $326,000 | 3,176 |
| Net interest income | $2,710,000 | 3,426 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $323,000 | 3,727 |
| Gross Fiduciary activities income | $9,000 | 964 |
| Service charges on deposit accounts | $121,000 | 3,326 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $193,000 | 3,655 |
| Total noninterest expense | $1,893,000 | 3,784 |
| Salaries and employee benefits | $953,000 | 3,952 |
| Premises and equipment expense | $256,000 | 3,363 |
| Additional noninterest expense | $684,000 | 3,566 |
| Pre-tax net operating income | $1,080,000 | 2,940 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $363,000 | 1,960 |
| Income before extraordinary items | $717,000 | 3,382 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $717,000 | 3,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $717,000 | 3,380 |
| Net charge-offs | $-22,000 | 5,239 |
| Cash dividends | $200,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $717,000 | 3,324 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,470 |
| Total interest expense | $157,000 | 3,266 |
| Net interest income | $1,335,000 | 3,468 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $153,000 | 3,791 |
| Gross Fiduciary activities income | $5,000 | 948 |
| Service charges on deposit accounts | $58,000 | 3,385 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $90,000 | 3,704 |
| Total noninterest expense | $940,000 | 3,835 |
| Salaries and employee benefits | $482,000 | 3,964 |
| Premises and equipment expense | $120,000 | 3,515 |
| Additional noninterest expense | $338,000 | 3,622 |
| Pre-tax net operating income | $518,000 | 2,979 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $175,000 | 1,963 |
| Income before extraordinary items | $343,000 | 3,398 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $343,000 | 3,395 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $343,000 | 3,396 |
| Net charge-offs | $-12,000 | 5,253 |
| Cash dividends | $100,000 | 2,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $343,000 | 3,334 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 3,646 |
| Total interest expense | $513,000 | 3,677 |
| Net interest income | $4,930,000 | 3,616 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $640,000 | 3,795 |
| Gross Fiduciary activities income | $18,000 | 996 |
| Service charges on deposit accounts | $261,000 | 3,277 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $361,000 | 3,726 |
| Total noninterest expense | $3,676,000 | 3,895 |
| Salaries and employee benefits | $1,882,000 | 4,031 |
| Premises and equipment expense | $470,000 | 3,596 |
| Additional noninterest expense | $1,324,000 | 3,693 |
| Pre-tax net operating income | $1,774,000 | 3,225 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $603,000 | 2,059 |
| Income before extraordinary items | $1,173,000 | 3,669 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,173,000 | 3,668 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,173,000 | 3,670 |
| Net charge-offs | $-32,000 | 5,453 |
| Cash dividends | $400,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,171,680 | 3,619 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,088,000 | 3,687 |
| Total interest expense | $373,000 | 3,780 |
| Net interest income | $3,715,000 | 3,634 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $482,000 | 3,810 |
| Gross Fiduciary activities income | $14,000 | 970 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 3,731 |
| Total noninterest expense | $2,754,000 | 3,920 |
| Salaries and employee benefits | $1,390,000 | 4,086 |
| Premises and equipment expense | $353,000 | 3,648 |
| Additional noninterest expense | $1,011,000 | 3,657 |
| Pre-tax net operating income | $1,353,000 | 3,259 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $460,000 | 2,079 |
| Income before extraordinary items | $895,000 | 3,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $895,000 | 3,689 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $895,000 | 3,690 |
| Net charge-offs | $-27,000 | 5,429 |
| Cash dividends | $400,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $893,680 | 3,650 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 3,742 |
| Total interest expense | $243,000 | 3,860 |
| Net interest income | $2,441,000 | 3,687 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $313,000 | 3,869 |
| Gross Fiduciary activities income | $9,000 | 987 |
| Service charges on deposit accounts | $122,000 | 3,401 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $182,000 | 3,774 |
| Total noninterest expense | $1,828,000 | 3,968 |
| Salaries and employee benefits | $923,000 | 4,125 |
| Premises and equipment expense | $237,000 | 3,661 |
| Additional noninterest expense | $668,000 | 3,704 |
| Pre-tax net operating income | $866,000 | 3,319 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $294,000 | 2,141 |
| Income before extraordinary items | $572,000 | 3,746 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $572,000 | 3,748 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $572,000 | 3,749 |
| Net charge-offs | $-20,000 | 5,464 |
| Cash dividends | $400,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $572,000 | 3,688 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 3,817 |
| Total interest expense | $118,000 | 3,970 |
| Net interest income | $1,188,000 | 3,763 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $158,000 | 3,820 |
| Gross Fiduciary activities income | $5,000 | 974 |
| Service charges on deposit accounts | $62,000 | 3,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $91,000 | 3,733 |
| Total noninterest expense | $922,000 | 3,977 |
| Salaries and employee benefits | $464,000 | 4,146 |
| Premises and equipment expense | $120,000 | 3,662 |
| Additional noninterest expense | $338,000 | 3,677 |
| Pre-tax net operating income | $394,000 | 3,394 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $134,000 | 2,209 |
| Income before extraordinary items | $260,000 | 3,888 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $260,000 | 3,891 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $260,000 | 3,892 |
| Net charge-offs | $-13,000 | 5,532 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $260,000 | 3,807 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 3,787 |
| Total interest expense | $469,000 | 4,149 |
| Net interest income | $4,911,000 | 3,695 |
| Provision for loan and lease losses | $90,000 | 3,313 |
| Total noninterest income | $685,000 | 3,740 |
| Gross Fiduciary activities income | $24,000 | 1,006 |
| Service charges on deposit accounts | $294,000 | 3,244 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $367,000 | 3,734 |
| Total noninterest expense | $3,556,000 | 4,099 |
| Salaries and employee benefits | $1,781,000 | 4,246 |
| Premises and equipment expense | $496,000 | 3,656 |
| Additional noninterest expense | $1,279,000 | 3,916 |
| Pre-tax net operating income | $1,950,000 | 3,018 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $662,000 | 1,962 |
| Income before extraordinary items | $1,288,000 | 3,497 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,288,000 | 3,499 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,288,000 | 3,499 |
| Net charge-offs | $173,000 | 2,634 |
| Cash dividends | $800,000 | 2,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,288,000 | 3,452 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,853 |
| Total interest expense | $350,000 | 4,208 |
| Net interest income | $3,633,000 | 3,759 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $518,000 | 3,772 |
| Gross Fiduciary activities income | $14,000 | 1,006 |
| Service charges on deposit accounts | $226,000 | 3,228 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $278,000 | 3,745 |
| Total noninterest expense | $2,628,000 | 4,148 |
| Salaries and employee benefits | $1,298,000 | 4,320 |
| Premises and equipment expense | $374,000 | 3,694 |
| Additional noninterest expense | $956,000 | 3,941 |
| Pre-tax net operating income | $1,463,000 | 3,075 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $497,000 | 1,995 |
| Income before extraordinary items | $966,000 | 3,568 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $966,000 | 3,569 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $966,000 | 3,570 |
| Net charge-offs | $126,000 | 2,463 |
| Cash dividends | $600,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $966,000 | 3,518 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 3,910 |
| Total interest expense | $225,000 | 4,320 |
| Net interest income | $2,382,000 | 3,808 |
| Provision for loan and lease losses | $30,000 | 3,313 |
| Total noninterest income | $342,000 | 3,780 |
| Gross Fiduciary activities income | $9,000 | 1,012 |
| Service charges on deposit accounts | $149,000 | 3,239 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $184,000 | 3,761 |
| Total noninterest expense | $1,773,000 | 4,147 |
| Salaries and employee benefits | $880,000 | 4,308 |
| Premises and equipment expense | $253,000 | 3,686 |
| Additional noninterest expense | $640,000 | 3,951 |
| Pre-tax net operating income | $921,000 | 3,111 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $313,000 | 2,004 |
| Income before extraordinary items | $608,000 | 3,616 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $608,000 | 3,621 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $608,000 | 3,622 |
| Net charge-offs | $127,000 | 1,983 |
| Cash dividends | $400,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $608,000 | 3,549 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 3,973 |
| Total interest expense | $108,000 | 4,476 |
| Net interest income | $1,169,000 | 3,862 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $167,000 | 3,797 |
| Gross Fiduciary activities income | $5,000 | 1,003 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $89,000 | 3,740 |
| Total noninterest expense | $891,000 | 4,164 |
| Salaries and employee benefits | $443,000 | 4,342 |
| Premises and equipment expense | $126,000 | 3,744 |
| Additional noninterest expense | $322,000 | 3,953 |
| Pre-tax net operating income | $445,000 | 3,109 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $152,000 | 1,992 |
| Income before extraordinary items | $293,000 | 3,585 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $293,000 | 3,588 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $293,000 | 3,588 |
| Net charge-offs | $127,000 | 1,215 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $293,000 | 3,539 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 4,015 |
| Total interest expense | $537,000 | 4,311 |
| Net interest income | $4,585,000 | 3,925 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $779,000 | 3,652 |
| Gross Fiduciary activities income | $18,000 | 1,052 |
| Service charges on deposit accounts | $313,000 | 3,284 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $448,000 | 3,508 |
| Total noninterest expense | $3,555,000 | 4,219 |
| Salaries and employee benefits | $1,773,000 | 4,354 |
| Premises and equipment expense | $545,000 | 3,535 |
| Additional noninterest expense | $1,237,000 | 4,127 |
| Pre-tax net operating income | $1,809,000 | 3,048 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $607,000 | 1,955 |
| Income before extraordinary items | $1,202,000 | 3,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 3,567 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,202,000 | 3,568 |
| Net charge-offs | $-9,000 | 6,151 |
| Cash dividends | $675,000 | 2,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,202,000 | 3,520 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 4,057 |
| Total interest expense | $414,000 | 4,337 |
| Net interest income | $3,412,000 | 3,964 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $577,000 | 3,752 |
| Gross Fiduciary activities income | $14,000 | 1,033 |
| Service charges on deposit accounts | $232,000 | 3,323 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $331,000 | 3,600 |
| Total noninterest expense | $2,630,000 | 4,269 |
| Salaries and employee benefits | $1,315,000 | 4,398 |
| Premises and equipment expense | $410,000 | 3,552 |
| Additional noninterest expense | $905,000 | 4,190 |
| Pre-tax net operating income | $1,359,000 | 3,111 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $456,000 | 2,004 |
| Income before extraordinary items | $903,000 | 3,604 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $903,000 | 3,606 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $903,000 | 3,608 |
| Net charge-offs | $-4,000 | 5,917 |
| Cash dividends | $275,000 | 2,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $903,000 | 3,530 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 4,098 |
| Total interest expense | $286,000 | 4,324 |
| Net interest income | $2,234,000 | 4,010 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $368,000 | 3,854 |
| Gross Fiduciary activities income | $9,000 | 1,041 |
| Service charges on deposit accounts | $151,000 | 3,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $208,000 | 3,726 |
| Total noninterest expense | $1,764,000 | 4,275 |
| Salaries and employee benefits | $881,000 | 4,414 |
| Premises and equipment expense | $273,000 | 3,561 |
| Additional noninterest expense | $610,000 | 4,152 |
| Pre-tax net operating income | $838,000 | 3,242 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $281,000 | 2,083 |
| Income before extraordinary items | $557,000 | 3,737 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $557,000 | 3,739 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $557,000 | 3,740 |
| Net charge-offs | $3,000 | 4,643 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $557,000 | 3,639 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 4,155 |
| Total interest expense | $153,000 | 4,277 |
| Net interest income | $1,092,000 | 4,078 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $179,000 | 3,853 |
| Gross Fiduciary activities income | $5,000 | 1,015 |
| Service charges on deposit accounts | $68,000 | 3,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $106,000 | 3,670 |
| Total noninterest expense | $875,000 | 4,324 |
| Salaries and employee benefits | $444,000 | 4,439 |
| Premises and equipment expense | $140,000 | 3,543 |
| Additional noninterest expense | $291,000 | 4,292 |
| Pre-tax net operating income | $396,000 | 3,315 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $133,000 | 2,126 |
| Income before extraordinary items | $263,000 | 3,799 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $263,000 | 3,798 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $263,000 | 3,801 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $263,000 | 3,693 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 4,182 |
| Total interest expense | $720,000 | 4,342 |
| Net interest income | $4,543,000 | 4,068 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $745,000 | 3,778 |
| Gross Fiduciary activities income | $18,000 | 1,076 |
| Service charges on deposit accounts | $283,000 | 3,604 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $444,000 | 3,499 |
| Total noninterest expense | $3,346,000 | 4,481 |
| Salaries and employee benefits | $1,601,000 | 4,678 |
| Premises and equipment expense | $515,000 | 3,750 |
| Additional noninterest expense | $1,230,000 | 4,290 |
| Pre-tax net operating income | $1,942,000 | 2,871 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $650,000 | 1,909 |
| Income before extraordinary items | $1,292,000 | 3,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,292,000 | 3,393 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,292,000 | 3,394 |
| Net charge-offs | $200,000 | 3,765 |
| Cash dividends | $1,000,000 | 1,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,292,000 | 3,257 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 4,222 |
| Total interest expense | $555,000 | 4,408 |
| Net interest income | $3,453,000 | 4,083 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $566,000 | 3,791 |
| Gross Fiduciary activities income | $14,000 | 1,053 |
| Service charges on deposit accounts | $212,000 | 3,644 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $340,000 | 3,504 |
| Total noninterest expense | $2,435,000 | 4,574 |
| Salaries and employee benefits | $1,209,000 | 4,680 |
| Premises and equipment expense | $382,000 | 3,818 |
| Additional noninterest expense | $844,000 | 4,546 |
| Pre-tax net operating income | $1,584,000 | 2,782 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $523,000 | 1,889 |
| Income before extraordinary items | $1,061,000 | 3,313 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,061,000 | 3,315 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,061,000 | 3,315 |
| Net charge-offs | $47,000 | 4,558 |
| Cash dividends | $750,000 | 1,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,061,000 | 3,172 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 4,236 |
| Total interest expense | $386,000 | 4,413 |
| Net interest income | $2,298,000 | 4,109 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $363,000 | 3,844 |
| Gross Fiduciary activities income | $9,000 | 1,061 |
| Service charges on deposit accounts | $136,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 3,546 |
| Total noninterest expense | $1,626,000 | 4,603 |
| Salaries and employee benefits | $802,000 | 4,730 |
| Premises and equipment expense | $260,000 | 3,766 |
| Additional noninterest expense | $564,000 | 4,542 |
| Pre-tax net operating income | $1,035,000 | 2,783 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $342,000 | 1,906 |
| Income before extraordinary items | $693,000 | 3,350 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $693,000 | 3,350 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $693,000 | 3,351 |
| Net charge-offs | $99,000 | 3,430 |
| Cash dividends | $500,000 | 1,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $693,000 | 3,171 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 4,292 |
| Total interest expense | $198,000 | 4,474 |
| Net interest income | $1,135,000 | 4,171 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $176,000 | 3,910 |
| Gross Fiduciary activities income | $5,000 | 1,038 |
| Service charges on deposit accounts | $66,000 | 3,777 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $105,000 | 3,629 |
| Total noninterest expense | $813,000 | 4,617 |
| Salaries and employee benefits | $400,000 | 4,770 |
| Premises and equipment expense | $127,000 | 3,851 |
| Additional noninterest expense | $286,000 | 4,502 |
| Pre-tax net operating income | $498,000 | 2,878 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $165,000 | 1,925 |
| Income before extraordinary items | $333,000 | 3,441 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $333,000 | 3,444 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $333,000 | 3,444 |
| Net charge-offs | $-6,000 | 6,458 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $333,000 | 3,266 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 4,351 |
| Total interest expense | $816,000 | 4,882 |
| Net interest income | $4,601,000 | 4,149 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $763,000 | 3,607 |
| Gross Fiduciary activities income | $18,000 | 1,042 |
| Service charges on deposit accounts | $298,000 | 3,604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $447,000 | 3,280 |
| Total noninterest expense | $3,314,000 | 4,621 |
| Salaries and employee benefits | $1,697,000 | 4,615 |
| Premises and equipment expense | $519,000 | 3,927 |
| Additional noninterest expense | $1,098,000 | 4,695 |
| Pre-tax net operating income | $2,050,000 | 2,459 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $680,000 | 1,709 |
| Income before extraordinary items | $1,370,000 | 2,964 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,370,000 | 2,966 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,370,000 | 2,966 |
| Net charge-offs | $-1,000 | 6,827 |
| Cash dividends | $800,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,370,000 | 2,866 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 4,394 |
| Total interest expense | $604,000 | 5,027 |
| Net interest income | $3,464,000 | 4,147 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $562,000 | 3,667 |
| Gross Fiduciary activities income | $11,000 | 1,030 |
| Service charges on deposit accounts | $226,000 | 3,600 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $325,000 | 3,357 |
| Total noninterest expense | $2,517,000 | 4,594 |
| Salaries and employee benefits | $1,285,000 | 4,601 |
| Premises and equipment expense | $378,000 | 4,059 |
| Additional noninterest expense | $854,000 | 4,594 |
| Pre-tax net operating income | $1,509,000 | 2,565 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $466,000 | 1,784 |
| Income before extraordinary items | $1,043,000 | 2,978 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,043,000 | 2,980 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,043,000 | 2,980 |
| Net charge-offs | $-6,000 | 6,915 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,043,000 | 2,875 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,681,000 | 4,464 |
| Total interest expense | $404,000 | 5,121 |
| Net interest income | $2,277,000 | 4,217 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $360,000 | 3,771 |
| Gross Fiduciary activities income | $7,000 | 1,047 |
| Service charges on deposit accounts | $149,000 | 3,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 3,462 |
| Total noninterest expense | $1,719,000 | 4,584 |
| Salaries and employee benefits | $890,000 | 4,517 |
| Premises and equipment expense | $250,000 | 4,110 |
| Additional noninterest expense | $579,000 | 4,624 |
| Pre-tax net operating income | $918,000 | 2,683 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $285,000 | 1,851 |
| Income before extraordinary items | $633,000 | 3,095 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $633,000 | 3,098 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $633,000 | 3,098 |
| Net charge-offs | $-9,000 | 6,992 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $633,000 | 3,003 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,322,000 | 4,524 |
| Total interest expense | $205,000 | 5,198 |
| Net interest income | $1,117,000 | 4,256 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $179,000 | 3,807 |
| Gross Fiduciary activities income | $4,000 | 1,027 |
| Service charges on deposit accounts | $73,000 | 3,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,535 |
| Total noninterest expense | $867,000 | 4,576 |
| Salaries and employee benefits | $440,000 | 4,579 |
| Premises and equipment expense | $134,000 | 3,992 |
| Additional noninterest expense | $293,000 | 4,596 |
| Pre-tax net operating income | $429,000 | 2,833 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $134,000 | 1,888 |
| Income before extraordinary items | $295,000 | 3,278 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $295,000 | 3,275 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $295,000 | 3,276 |
| Net charge-offs | $-5,000 | 6,778 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $295,000 | 3,223 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 4,683 |
| Total interest expense | $1,060,000 | 5,092 |
| Net interest income | $4,195,000 | 4,447 |
| Provision for loan and lease losses | $330,000 | 4,718 |
| Total noninterest income | $778,000 | 3,711 |
| Gross Fiduciary activities income | $25,000 | 1,038 |
| Service charges on deposit accounts | $314,000 | 3,541 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $439,000 | 3,376 |
| Total noninterest expense | $3,462,000 | 4,629 |
| Salaries and employee benefits | $1,689,000 | 4,713 |
| Premises and equipment expense | $491,000 | 4,233 |
| Additional noninterest expense | $1,282,000 | 4,436 |
| Pre-tax net operating income | $1,181,000 | 3,115 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $365,000 | 2,188 |
| Income before extraordinary items | $816,000 | 3,572 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $816,000 | 3,569 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $816,000 | 3,572 |
| Net charge-offs | $-17,000 | 7,491 |
| Cash dividends | $300,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $816,000 | 3,457 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 4,794 |
| Total interest expense | $831,000 | 5,152 |
| Net interest income | $3,078,000 | 4,565 |
| Provision for loan and lease losses | $270,000 | 4,458 |
| Total noninterest income | $591,000 | 3,720 |
| Gross Fiduciary activities income | $15,000 | 1,047 |
| Service charges on deposit accounts | $240,000 | 3,583 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $336,000 | 3,364 |
| Total noninterest expense | $2,573,000 | 4,663 |
| Salaries and employee benefits | $1,239,000 | 4,814 |
| Premises and equipment expense | $362,000 | 4,342 |
| Additional noninterest expense | $972,000 | 4,378 |
| Pre-tax net operating income | $826,000 | 3,406 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $257,000 | 2,299 |
| Income before extraordinary items | $569,000 | 3,874 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $569,000 | 3,876 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $569,000 | 3,876 |
| Net charge-offs | $-6,000 | 7,411 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $569,000 | 3,726 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 4,861 |
| Total interest expense | $564,000 | 5,204 |
| Net interest income | $2,021,000 | 4,616 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $408,000 | 3,596 |
| Gross Fiduciary activities income | $10,000 | 1,056 |
| Service charges on deposit accounts | $162,000 | 3,550 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $236,000 | 3,213 |
| Total noninterest expense | $1,723,000 | 4,670 |
| Salaries and employee benefits | $823,000 | 4,850 |
| Premises and equipment expense | $248,000 | 4,294 |
| Additional noninterest expense | $652,000 | 4,368 |
| Pre-tax net operating income | $526,000 | 3,540 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $165,000 | 2,315 |
| Income before extraordinary items | $361,000 | 3,955 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,953 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $361,000 | 3,954 |
| Net charge-offs | $-7,000 | 7,413 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $361,000 | 3,843 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,277,000 | 4,953 |
| Total interest expense | $288,000 | 5,277 |
| Net interest income | $989,000 | 4,718 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $217,000 | 3,483 |
| Gross Fiduciary activities income | $5,000 | 1,053 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $135,000 | 3,014 |
| Total noninterest expense | $856,000 | 4,725 |
| Salaries and employee benefits | $410,000 | 4,926 |
| Premises and equipment expense | $123,000 | 4,408 |
| Additional noninterest expense | $323,000 | 4,389 |
| Pre-tax net operating income | $260,000 | 3,625 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $81,000 | 2,328 |
| Income before extraordinary items | $179,000 | 4,078 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $179,000 | 4,077 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $179,000 | 4,077 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $179,000 | 3,972 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,215,000 | 5,008 |
| Total interest expense | $1,390,000 | 5,330 |
| Net interest income | $3,825,000 | 4,708 |
| Provision for loan and lease losses | $600,000 | 4,252 |
| Total noninterest income | $743,000 | 3,929 |
| Gross Fiduciary activities income | $22,000 | 1,083 |
| Service charges on deposit accounts | $339,000 | 3,649 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $382,000 | 3,608 |
| Total noninterest expense | $3,241,000 | 4,957 |
| Salaries and employee benefits | $1,616,000 | 4,973 |
| Premises and equipment expense | $426,000 | 4,818 |
| Additional noninterest expense | $1,199,000 | 4,749 |
| Pre-tax net operating income | $727,000 | 3,506 |
| Securities gains (losses) | $11,000 | 3,232 |
| Applicable income taxes | $190,000 | 2,421 |
| Income before extraordinary items | $548,000 | 3,733 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $548,000 | 3,730 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $548,000 | 3,731 |
| Net charge-offs | $476,000 | 3,861 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $539,860 | 3,692 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 5,079 |
| Total interest expense | $1,077,000 | 5,387 |
| Net interest income | $2,823,000 | 4,752 |
| Provision for loan and lease losses | $410,000 | 4,138 |
| Total noninterest income | $557,000 | 3,989 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $259,000 | 3,622 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $283,000 | 3,708 |
| Total noninterest expense | $2,436,000 | 4,955 |
| Salaries and employee benefits | $1,205,000 | 5,031 |
| Premises and equipment expense | $321,000 | 4,851 |
| Additional noninterest expense | $910,000 | 4,689 |
| Pre-tax net operating income | $534,000 | 3,803 |
| Securities gains (losses) | $10,000 | 2,967 |
| Applicable income taxes | $168,000 | 2,477 |
| Income before extraordinary items | $376,000 | 4,137 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $376,000 | 4,133 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $376,000 | 4,136 |
| Net charge-offs | $31,000 | 6,007 |
| Cash dividends | $350,000 | 2,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $369,100 | 4,071 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 5,158 |
| Total interest expense | $732,000 | 5,472 |
| Net interest income | $1,842,000 | 4,823 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $366,000 | 4,005 |
| Gross Fiduciary activities income | $10,000 | 1,074 |
| Service charges on deposit accounts | $172,000 | 3,606 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $184,000 | 3,774 |
| Total noninterest expense | $1,614,000 | 5,021 |
| Salaries and employee benefits | $799,000 | 5,100 |
| Premises and equipment expense | $224,000 | 4,754 |
| Additional noninterest expense | $591,000 | 4,766 |
| Pre-tax net operating income | $474,000 | 3,389 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $153,000 | 2,244 |
| Income before extraordinary items | $325,000 | 3,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $325,000 | 3,833 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $325,000 | 3,833 |
| Net charge-offs | $36,000 | 5,192 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $322,280 | 3,732 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 5,190 |
| Total interest expense | $364,000 | 5,583 |
| Net interest income | $923,000 | 4,808 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $186,000 | 3,967 |
| Gross Fiduciary activities income | $5,000 | 1,069 |
| Service charges on deposit accounts | $87,000 | 3,531 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $94,000 | 3,755 |
| Total noninterest expense | $776,000 | 5,060 |
| Salaries and employee benefits | $397,000 | 5,166 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $258,000 | 4,864 |
| Pre-tax net operating income | $273,000 | 3,488 |
| Securities gains (losses) | $3,000 | 2,164 |
| Applicable income taxes | $89,000 | 2,299 |
| Income before extraordinary items | $187,000 | 3,970 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $187,000 | 3,972 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $187,000 | 3,972 |
| Net charge-offs | $31,000 | 3,989 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $184,960 | 3,848 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,589,000 | 5,142 |
| Total interest expense | $1,666,000 | 5,743 |
| Net interest income | $3,923,000 | 4,635 |
| Provision for loan and lease losses | $470,000 | 3,905 |
| Total noninterest income | $845,000 | 3,754 |
| Gross Fiduciary activities income | $25,000 | 1,081 |
| Service charges on deposit accounts | $417,000 | 3,377 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $403,000 | 3,572 |
| Total noninterest expense | $3,130,000 | 4,985 |
| Salaries and employee benefits | $1,645,000 | 5,055 |
| Premises and equipment expense | $440,000 | 4,819 |
| Additional noninterest expense | $1,045,000 | 4,692 |
| Pre-tax net operating income | $1,168,000 | 3,465 |
| Securities gains (losses) | $-6,000 | 6,975 |
| Applicable income taxes | $350,000 | 2,228 |
| Income before extraordinary items | $812,000 | 3,673 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $812,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 3,892 |
| Cash dividends | $800,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $816,200 | 3,791 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,223,000 | 5,199 |
| Total interest expense | $1,296,000 | 5,775 |
| Net interest income | $2,927,000 | 4,681 |
| Provision for loan and lease losses | $155,000 | 4,581 |
| Total noninterest income | $628,000 | 3,869 |
| Gross Fiduciary activities income | $11,000 | 1,141 |
| Service charges on deposit accounts | $312,000 | 3,405 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $305,000 | 3,661 |
| Total noninterest expense | $2,373,000 | 4,926 |
| Salaries and employee benefits | $1,258,000 | 5,022 |
| Premises and equipment expense | $334,000 | 4,794 |
| Additional noninterest expense | $781,000 | 4,617 |
| Pre-tax net operating income | $1,027,000 | 3,630 |
| Securities gains (losses) | $-7,000 | 7,298 |
| Applicable income taxes | $332,000 | 2,356 |
| Income before extraordinary items | $688,000 | 3,847 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $688,000 | 3,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,000 | 3,172 |
| Cash dividends | $600,000 | 2,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $692,690 | 3,981 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 5,271 |
| Total interest expense | $897,000 | 5,841 |
| Net interest income | $1,917,000 | 4,743 |
| Provision for loan and lease losses | $105,000 | 4,183 |
| Total noninterest income | $417,000 | 3,932 |
| Gross Fiduciary activities income | $8,000 | 1,154 |
| Service charges on deposit accounts | $207,000 | 3,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $202,000 | 3,744 |
| Total noninterest expense | $1,574,000 | 4,973 |
| Salaries and employee benefits | $847,000 | 5,044 |
| Premises and equipment expense | $221,000 | 4,859 |
| Additional noninterest expense | $506,000 | 4,694 |
| Pre-tax net operating income | $655,000 | 3,827 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $213,000 | 2,608 |
| Income before extraordinary items | $442,000 | 4,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 4,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 2,350 |
| Cash dividends | $400,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $442,000 | 4,209 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 5,332 |
| Total interest expense | $496,000 | 5,791 |
| Net interest income | $934,000 | 4,849 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $212,000 | 3,877 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $807,000 | 4,907 |
| Salaries and employee benefits | $426,000 | 5,053 |
| Premises and equipment expense | $121,000 | 4,607 |
| Additional noninterest expense | $260,000 | 4,564 |
| Pre-tax net operating income | $309,000 | 4,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $100,000 | 2,803 |
| Income before extraordinary items | $209,000 | 4,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $209,000 | 4,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $209,000 | 4,469 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 5,041 |
| Total interest expense | $2,400,000 | 5,376 |
| Net interest income | $3,920,000 | 4,687 |
| Provision for loan and lease losses | $70,000 | 5,343 |
| Total noninterest income | $902,000 | 3,750 |
| Gross Fiduciary activities income | $12,000 | 1,233 |
| Service charges on deposit accounts | $482,000 | 3,121 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $408,000 | 3,691 |
| Total noninterest expense | $3,214,000 | 4,793 |
| Salaries and employee benefits | $1,732,000 | 4,879 |
| Premises and equipment expense | $429,000 | 4,815 |
| Additional noninterest expense | $1,053,000 | 4,487 |
| Pre-tax net operating income | $1,538,000 | 3,860 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $492,000 | 2,757 |
| Income before extraordinary items | $1,046,000 | 4,212 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,046,000 | 4,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,470 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,046,000 | 4,206 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,741,000 | 5,067 |
| Total interest expense | $1,799,000 | 5,387 |
| Net interest income | $2,942,000 | 4,694 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $694,000 | 3,697 |
| Gross Fiduciary activities income | $12,000 | 1,159 |
| Service charges on deposit accounts | $371,000 | 3,061 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $311,000 | 3,671 |
| Total noninterest expense | $2,396,000 | 4,785 |
| Salaries and employee benefits | $1,314,000 | 4,809 |
| Premises and equipment expense | $320,000 | 4,814 |
| Additional noninterest expense | $762,000 | 4,540 |
| Pre-tax net operating income | $1,185,000 | 3,974 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $378,000 | 2,878 |
| Income before extraordinary items | $807,000 | 4,330 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $807,000 | 4,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,509 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $807,000 | 4,320 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 5,058 |
| Total interest expense | $1,198,000 | 5,385 |
| Net interest income | $1,980,000 | 4,695 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $471,000 | 3,681 |
| Gross Fiduciary activities income | $12,000 | 1,114 |
| Service charges on deposit accounts | $247,000 | 3,058 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $212,000 | 3,667 |
| Total noninterest expense | $1,572,000 | 4,862 |
| Salaries and employee benefits | $843,000 | 4,963 |
| Premises and equipment expense | $215,000 | 4,801 |
| Additional noninterest expense | $514,000 | 4,490 |
| Pre-tax net operating income | $874,000 | 3,829 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $279,000 | 2,824 |
| Income before extraordinary items | $595,000 | 4,178 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $595,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,861 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $595,000 | 4,168 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 5,134 |
| Total interest expense | $584,000 | 5,455 |
| Net interest income | $968,000 | 4,769 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $225,000 | 3,775 |
| Gross Fiduciary activities income | $6,000 | 1,089 |
| Service charges on deposit accounts | $114,000 | 3,186 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $105,000 | 3,680 |
| Total noninterest expense | $757,000 | 4,987 |
| Salaries and employee benefits | $400,000 | 5,169 |
| Premises and equipment expense | $102,000 | 4,980 |
| Additional noninterest expense | $255,000 | 4,475 |
| Pre-tax net operating income | $431,000 | 3,829 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $138,000 | 2,844 |
| Income before extraordinary items | $293,000 | 4,220 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $293,000 | 4,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,471 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $293,000 | 4,199 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,126,000 | 4,938 |
| Total interest expense | $2,292,000 | 5,048 |
| Net interest income | $3,834,000 | 4,778 |
| Provision for loan and lease losses | $60,000 | 5,315 |
| Total noninterest income | $762,000 | 4,178 |
| Gross Fiduciary activities income | $24,000 | 1,150 |
| Service charges on deposit accounts | $414,000 | 3,465 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $324,000 | 4,152 |
| Total noninterest expense | $3,008,000 | 4,874 |
| Salaries and employee benefits | $1,679,000 | 4,846 |
| Premises and equipment expense | $415,000 | 4,807 |
| Additional noninterest expense | $914,000 | 4,808 |
| Pre-tax net operating income | $1,528,000 | 4,244 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $459,000 | 3,262 |
| Income before extraordinary items | $1,069,000 | 4,562 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,069,000 | 4,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,001 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,069,000 | 4,551 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 4,977 |
| Total interest expense | $1,660,000 | 5,067 |
| Net interest income | $2,858,000 | 4,842 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $568,000 | 4,195 |
| Gross Fiduciary activities income | $18,000 | 1,122 |
| Service charges on deposit accounts | $413,000 | 2,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,292 |
| Total noninterest expense | $2,268,000 | 4,841 |
| Salaries and employee benefits | $1,228,000 | 4,889 |
| Premises and equipment expense | $318,000 | 4,742 |
| Additional noninterest expense | $722,000 | 4,604 |
| Pre-tax net operating income | $1,113,000 | 4,487 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $356,000 | 3,341 |
| Income before extraordinary items | $757,000 | 4,829 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $757,000 | 4,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $700,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $757,000 | 4,821 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 5,012 |
| Total interest expense | $1,056,000 | 5,088 |
| Net interest income | $1,890,000 | 4,881 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $375,000 | 4,199 |
| Gross Fiduciary activities income | $12,000 | 1,136 |
| Service charges on deposit accounts | $264,000 | 2,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $99,000 | 5,149 |
| Total noninterest expense | $1,504,000 | 4,867 |
| Salaries and employee benefits | $822,000 | 4,911 |
| Premises and equipment expense | $208,000 | 4,812 |
| Additional noninterest expense | $474,000 | 4,642 |
| Pre-tax net operating income | $731,000 | 4,531 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $234,000 | 3,407 |
| Income before extraordinary items | $497,000 | 4,892 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $497,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $497,000 | 4,884 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,435,000 | 5,038 |
| Total interest expense | $503,000 | 5,102 |
| Net interest income | $932,000 | 4,911 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $180,000 | 4,205 |
| Gross Fiduciary activities income | $6,000 | 1,135 |
| Service charges on deposit accounts | $101,000 | 3,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $747,000 | 4,907 |
| Salaries and employee benefits | $404,000 | 4,976 |
| Premises and equipment expense | $112,000 | 4,612 |
| Additional noninterest expense | $231,000 | 4,705 |
| Pre-tax net operating income | $350,000 | 4,584 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $238,000 | 4,955 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $238,000 | 4,939 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,297,000 | 4,973 |
| Total interest expense | $1,633,000 | 5,014 |
| Net interest income | $3,664,000 | 4,888 |
| Provision for loan and lease losses | $360,000 | 2,451 |
| Total noninterest income | $739,000 | 4,232 |
| Gross Fiduciary activities income | $17,000 | 1,214 |
| Service charges on deposit accounts | $426,000 | 3,417 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $296,000 | 4,366 |
| Total noninterest expense | $3,018,000 | 4,753 |
| Salaries and employee benefits | $1,665,000 | 4,734 |
| Premises and equipment expense | $384,000 | 4,986 |
| Additional noninterest expense | $969,000 | 4,524 |
| Pre-tax net operating income | $1,025,000 | 5,290 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $302,000 | 4,121 |
| Income before extraordinary items | $723,000 | 5,602 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $723,000 | 5,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $438,000 | 1,295 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $723,000 | 5,572 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,881,000 | 5,021 |
| Total interest expense | $1,173,000 | 5,003 |
| Net interest income | $2,708,000 | 4,948 |
| Provision for loan and lease losses | $300,000 | 2,192 |
| Total noninterest income | $564,000 | 4,205 |
| Gross Fiduciary activities income | $26,000 | 1,083 |
| Service charges on deposit accounts | $312,000 | 3,467 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 4,341 |
| Total noninterest expense | $2,219,000 | 4,778 |
| Salaries and employee benefits | $1,204,000 | 4,817 |
| Premises and equipment expense | $281,000 | 5,047 |
| Additional noninterest expense | $734,000 | 4,476 |
| Pre-tax net operating income | $753,000 | 5,492 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $233,000 | 4,187 |
| Income before extraordinary items | $520,000 | 5,806 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $520,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $314,000 | 1,217 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $520,000 | 5,778 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,569,000 | 4,978 |
| Total interest expense | $756,000 | 4,932 |
| Net interest income | $1,813,000 | 4,921 |
| Provision for loan and lease losses | $240,000 | 1,839 |
| Total noninterest income | $362,000 | 4,292 |
| Gross Fiduciary activities income | $17,000 | 1,086 |
| Service charges on deposit accounts | $197,000 | 3,546 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $148,000 | 4,350 |
| Total noninterest expense | $1,414,000 | 4,940 |
| Salaries and employee benefits | $772,000 | 4,930 |
| Premises and equipment expense | $187,000 | 5,041 |
| Additional noninterest expense | $455,000 | 4,691 |
| Pre-tax net operating income | $521,000 | 5,377 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $161,000 | 4,140 |
| Income before extraordinary items | $360,000 | 5,710 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $360,000 | 5,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 1,095 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $360,000 | 5,669 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 4,989 |
| Total interest expense | $372,000 | 4,878 |
| Net interest income | $901,000 | 4,957 |
| Provision for loan and lease losses | $210,000 | 1,084 |
| Total noninterest income | $183,000 | 4,212 |
| Gross Fiduciary activities income | $9,000 | 1,075 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,223 |
| Total noninterest expense | $701,000 | 4,999 |
| Salaries and employee benefits | $385,000 | 4,963 |
| Premises and equipment expense | $92,000 | 5,144 |
| Additional noninterest expense | $224,000 | 4,712 |
| Pre-tax net operating income | $173,000 | 6,286 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $54,000 | 4,665 |
| Income before extraordinary items | $119,000 | 6,588 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $119,000 | 6,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 621 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $119,000 | 6,549 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,092,000 | 4,786 |
| Total interest expense | $1,480,000 | 4,550 |
| Net interest income | $3,612,000 | 4,811 |
| Provision for loan and lease losses | $220,000 | 3,536 |
| Total noninterest income | $781,000 | 4,110 |
| Gross Fiduciary activities income | $32,000 | 1,128 |
| Service charges on deposit accounts | $433,000 | 3,463 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $316,000 | 4,174 |
| Total noninterest expense | $2,842,000 | 4,853 |
| Salaries and employee benefits | $1,522,000 | 4,893 |
| Premises and equipment expense | $374,000 | 4,988 |
| Additional noninterest expense | $946,000 | 4,550 |
| Pre-tax net operating income | $1,331,000 | 4,541 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $410,000 | 3,687 |
| Income before extraordinary items | $921,000 | 4,910 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $921,000 | 4,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $921,000 | 4,840 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,798,000 | 4,794 |
| Total interest expense | $1,110,000 | 4,509 |
| Net interest income | $2,688,000 | 4,813 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $588,000 | 4,134 |
| Gross Fiduciary activities income | $21,000 | 1,134 |
| Service charges on deposit accounts | $329,000 | 3,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $238,000 | 4,156 |
| Total noninterest expense | $2,092,000 | 4,865 |
| Salaries and employee benefits | $1,132,000 | 4,873 |
| Premises and equipment expense | $280,000 | 4,982 |
| Additional noninterest expense | $680,000 | 4,631 |
| Pre-tax net operating income | $994,000 | 4,625 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $308,000 | 3,750 |
| Income before extraordinary items | $686,000 | 5,003 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $686,000 | 5,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,361 |
| Cash dividends | $800,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $686,000 | 4,919 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 4,822 |
| Total interest expense | $760,000 | 4,425 |
| Net interest income | $1,758,000 | 4,875 |
| Provision for loan and lease losses | $100,000 | 3,453 |
| Total noninterest income | $380,000 | 4,222 |
| Gross Fiduciary activities income | $13,000 | 1,150 |
| Service charges on deposit accounts | $209,000 | 3,535 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $158,000 | 4,209 |
| Total noninterest expense | $1,387,000 | 4,916 |
| Salaries and employee benefits | $751,000 | 4,920 |
| Premises and equipment expense | $186,000 | 5,013 |
| Additional noninterest expense | $450,000 | 4,679 |
| Pre-tax net operating income | $651,000 | 4,629 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $204,000 | 3,735 |
| Income before extraordinary items | $447,000 | 5,019 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,984 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $447,000 | 4,930 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 4,844 |
| Total interest expense | $386,000 | 4,428 |
| Net interest income | $872,000 | 4,903 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $177,000 | 4,368 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $79,000 | 4,203 |
| Total noninterest expense | $694,000 | 4,956 |
| Salaries and employee benefits | $378,000 | 4,925 |
| Premises and equipment expense | $90,000 | 5,166 |
| Additional noninterest expense | $226,000 | 4,638 |
| Pre-tax net operating income | $315,000 | 4,704 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $99,000 | 3,795 |
| Income before extraordinary items | $216,000 | 5,144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $216,000 | 5,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $216,000 | 5,013 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,400,000 | 4,633 |
| Total interest expense | $1,891,000 | 4,196 |
| Net interest income | $3,509,000 | 4,787 |
| Provision for loan and lease losses | $525,000 | 2,070 |
| Total noninterest income | $693,000 | 4,582 |
| Gross Fiduciary activities income | $10,000 | 1,355 |
| Service charges on deposit accounts | $378,000 | 3,771 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $305,000 | 4,472 |
| Total noninterest expense | $2,711,000 | 4,928 |
| Salaries and employee benefits | $1,436,000 | 4,998 |
| Premises and equipment expense | $366,000 | 5,030 |
| Additional noninterest expense | $909,000 | 4,590 |
| Pre-tax net operating income | $966,000 | 5,262 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $260,000 | 4,502 |
| Income before extraordinary items | $706,000 | 5,568 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $706,000 | 5,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,364 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $706,000 | 5,400 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,106,000 | 4,638 |
| Total interest expense | $1,470,000 | 4,208 |
| Net interest income | $2,636,000 | 4,784 |
| Provision for loan and lease losses | $435,000 | 1,907 |
| Total noninterest income | $516,000 | 4,660 |
| Gross Fiduciary activities income | $14,000 | 1,237 |
| Service charges on deposit accounts | $269,000 | 3,905 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $233,000 | 4,509 |
| Total noninterest expense | $2,042,000 | 4,907 |
| Salaries and employee benefits | $1,087,000 | 4,952 |
| Premises and equipment expense | $272,000 | 5,046 |
| Additional noninterest expense | $683,000 | 4,546 |
| Pre-tax net operating income | $675,000 | 5,604 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $196,000 | 4,679 |
| Income before extraordinary items | $479,000 | 5,956 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $479,000 | 5,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,464 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $479,000 | 5,789 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 4,640 |
| Total interest expense | $1,015,000 | 4,203 |
| Net interest income | $1,757,000 | 4,790 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $338,000 | 4,674 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $164,000 | 4,092 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $165,000 | 4,388 |
| Total noninterest expense | $1,366,000 | 4,906 |
| Salaries and employee benefits | $728,000 | 4,934 |
| Premises and equipment expense | $180,000 | 5,053 |
| Additional noninterest expense | $458,000 | 4,532 |
| Pre-tax net operating income | $329,000 | 6,306 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $101,000 | 5,116 |
| Income before extraordinary items | $228,000 | 6,718 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $228,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,072 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $228,000 | 6,514 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 4,625 |
| Total interest expense | $531,000 | 4,147 |
| Net interest income | $869,000 | 4,807 |
| Provision for loan and lease losses | $340,000 | 835 |
| Total noninterest income | $164,000 | 4,662 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $71,000 | 4,347 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $684,000 | 4,877 |
| Salaries and employee benefits | $371,000 | 4,889 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $9,000 | 8,579 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $6,000 | 8,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,000 | 8,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 621 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $6,000 | 8,578 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,024,000 | 4,545 |
| Total interest expense | $2,363,000 | 4,286 |
| Net interest income | $3,661,000 | 4,625 |
| Provision for loan and lease losses | $260,000 | 3,766 |
| Total noninterest income | $566,000 | 4,877 |
| Gross Fiduciary activities income | $21,000 | 1,274 |
| Service charges on deposit accounts | $363,000 | 3,773 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 5,213 |
| Total noninterest expense | $2,667,000 | 4,862 |
| Salaries and employee benefits | $1,407,000 | 4,917 |
| Premises and equipment expense | $373,000 | 4,879 |
| Additional noninterest expense | $887,000 | 4,595 |
| Pre-tax net operating income | $1,300,000 | 4,486 |
| Securities gains (losses) | $31,000 | 2,809 |
| Applicable income taxes | $393,000 | 3,919 |
| Income before extraordinary items | $938,000 | 4,768 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $938,000 | 4,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,303 |
| Cash dividends | $800,000 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $916,300 | 4,703 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,671,000 | 4,581 |
| Total interest expense | $3,196,000 | 4,495 |
| Net interest income | $3,475,000 | 4,579 |
| Provision for loan and lease losses | $256,000 | 3,541 |
| Total noninterest income | $783,000 | 3,911 |
| Gross Fiduciary activities income | $28,000 | 1,243 |
| Service charges on deposit accounts | $351,000 | 3,747 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $404,000 | 3,512 |
| Total noninterest expense | $2,685,000 | 4,715 |
| Salaries and employee benefits | $1,511,000 | 4,484 |
| Premises and equipment expense | $385,000 | 4,711 |
| Additional noninterest expense | $789,000 | 4,826 |
| Pre-tax net operating income | $1,317,000 | 4,185 |
| Securities gains (losses) | $74,000 | 2,003 |
| Applicable income taxes | $440,000 | 3,544 |
| Income before extraordinary items | $951,000 | 4,418 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $951,000 | 4,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,303 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $900,680 | 4,454 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,091,000 | 4,536 |
| Total interest expense | $3,417,000 | 4,466 |
| Net interest income | $3,674,000 | 4,461 |
| Provision for loan and lease losses | $109,000 | 5,137 |
| Total noninterest income | $626,000 | 4,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,145 |
| Total noninterest expense | $2,588,000 | 4,735 |
| Salaries and employee benefits | $1,424,000 | 4,549 |
| Premises and equipment expense | $382,000 | 4,649 |
| Additional noninterest expense | $782,000 | 4,812 |
| Pre-tax net operating income | $1,603,000 | 3,882 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $528,000 | 3,361 |
| Income before extraordinary items | $1,075,000 | 4,175 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,075,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,458 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,075,000 | 4,177 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 4,534 |
| Total interest expense | $3,148,000 | 4,423 |
| Net interest income | $3,602,000 | 4,550 |
| Provision for loan and lease losses | $226,000 | 3,295 |
| Total noninterest income | $610,000 | 4,378 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $253,000 | 4,416 |
| Total noninterest expense | $2,479,000 | 4,917 |
| Salaries and employee benefits | $1,372,000 | 4,666 |
| Premises and equipment expense | $371,000 | 4,764 |
| Additional noninterest expense | $736,000 | 5,074 |
| Pre-tax net operating income | $1,507,000 | 4,071 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $505,000 | 3,620 |
| Income before extraordinary items | $1,002,000 | 4,436 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,002,000 | 4,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,002,000 | 4,399 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,463,000 | 4,694 |
| Total interest expense | $3,080,000 | 4,624 |
| Net interest income | $3,383,000 | 4,714 |
| Provision for loan and lease losses | $21,000 | 7,700 |
| Total noninterest income | $573,000 | 4,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,453 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,763 |
| Total noninterest expense | $2,357,000 | 4,964 |
| Salaries and employee benefits | $1,306,000 | 4,743 |
| Premises and equipment expense | $365,000 | 4,744 |
| Additional noninterest expense | $686,000 | 5,243 |
| Pre-tax net operating income | $1,578,000 | 4,023 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $529,000 | 3,706 |
| Income before extraordinary items | $1,048,000 | 4,340 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,048,000 | 4,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $1,700,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,048,660 | 4,245 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 4,916 |
| Total interest expense | $2,817,000 | 4,969 |
| Net interest income | $3,410,000 | 4,822 |
| Provision for loan and lease losses | $4,000 | 8,695 |
| Total noninterest income | $635,000 | 4,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $369,000 | 3,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $266,000 | 4,212 |
| Total noninterest expense | $2,335,000 | 5,044 |
| Salaries and employee benefits | $1,301,000 | 4,780 |
| Premises and equipment expense | $340,000 | 5,014 |
| Additional noninterest expense | $694,000 | 5,253 |
| Pre-tax net operating income | $1,706,000 | 4,027 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $569,000 | 3,840 |
| Income before extraordinary items | $1,130,000 | 4,267 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,130,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,510 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,134,690 | 4,191 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,194,000 | 5,060 |
| Total interest expense | $2,731,000 | 5,178 |
| Net interest income | $3,463,000 | 4,861 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $690,000 | 4,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $399,000 | 3,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $291,000 | 4,149 |
| Total noninterest expense | $2,208,000 | 5,523 |
| Salaries and employee benefits | $1,266,000 | 4,960 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $688,000 | 5,807 |
| Pre-tax net operating income | $1,785,000 | 3,756 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $607,000 | 3,552 |
| Income before extraordinary items | $1,178,000 | 3,933 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,178,000 | 3,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,733 |
| Cash dividends | $800,000 | 2,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,178,000 | 3,887 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,035,000 | 5,179 |
| Total interest expense | $2,820,000 | 5,038 |
| Net interest income | $3,215,000 | 5,206 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $599,000 | 4,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 4,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,187 |
| Total noninterest expense | $2,204,000 | 5,546 |
| Salaries and employee benefits | $1,217,000 | 5,162 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $738,000 | 5,610 |
| Pre-tax net operating income | $1,565,000 | 4,303 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $502,000 | 4,182 |
| Income before extraordinary items | $1,063,000 | 4,365 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,063,000 | 4,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,247 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,063,000 | 4,363 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,646,000 | 5,129 |
| Total interest expense | $2,272,000 | 5,030 |
| Net interest income | $3,374,000 | 5,099 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $600,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $344,000 | 3,900 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $256,000 | 4,515 |
| Total noninterest expense | $2,319,000 | 5,506 |
| Salaries and employee benefits | $1,228,000 | 5,145 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $829,000 | 5,538 |
| Pre-tax net operating income | $1,590,000 | 4,203 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $499,000 | 4,056 |
| Income before extraordinary items | $1,091,000 | 4,212 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,091,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,957 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,091,000 | 4,258 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 5,260 |
| Total interest expense | $2,298,000 | 5,166 |
| Net interest income | $3,288,000 | 5,226 |
| Provision for loan and lease losses | $46,000 | 7,689 |
| Total noninterest income | $563,000 | 5,174 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $341,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 5,355 |
| Total noninterest expense | $2,328,000 | 5,599 |
| Salaries and employee benefits | $1,180,000 | 5,304 |
| Premises and equipment expense | $251,000 | 6,660 |
| Additional noninterest expense | $897,000 | 5,381 |
| Pre-tax net operating income | $1,477,000 | 4,389 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $468,000 | 4,428 |
| Income before extraordinary items | $1,009,000 | 4,667 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,009,000 | 4,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $850,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,009,000 | 4,435 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,834,000 | 5,620 |
| Total interest expense | $2,736,000 | 5,575 |
| Net interest income | $3,098,000 | 5,581 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $596,000 | 4,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,720 |
| Total noninterest expense | $2,232,000 | 5,843 |
| Salaries and employee benefits | $1,145,000 | 5,397 |
| Premises and equipment expense | $239,000 | 6,988 |
| Additional noninterest expense | $848,000 | 5,809 |
| Pre-tax net operating income | $1,372,000 | 4,400 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $434,000 | 4,508 |
| Income before extraordinary items | $938,000 | 4,768 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $938,000 | 4,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 5,248 |
| Cash dividends | $600,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $938,000 | 4,450 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.