Home > First National Bank in Dalhart > Income and Expense
First National Bank in Dalhart, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 5,078 |
| Total interest expense | $51,000 | 5,721 |
| Net interest income | $1,714,000 | 4,952 |
| Provision for loan and lease losses | $6,000 | 4,096 |
| Total noninterest income | $93,000 | 5,440 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $20,000 | 5,542 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $73,000 | 5,034 |
| Total noninterest expense | $1,247,000 | 5,146 |
| Salaries and employee benefits | $679,000 | 5,147 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $490,000 | 4,914 |
| Pre-tax net operating income | $554,000 | 4,522 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $555,000 | 4,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $555,000 | 4,366 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $555,000 | 4,368 |
| Net charge-offs | $0 | 3,952 |
| Cash dividends | $168,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $554,000 | 4,301 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 5,134 |
| Total interest expense | $32,000 | 5,819 |
| Net interest income | $1,135,000 | 5,012 |
| Provision for loan and lease losses | $6,000 | 3,874 |
| Total noninterest income | $47,000 | 5,641 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $14,000 | 5,583 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $33,000 | 5,305 |
| Total noninterest expense | $809,000 | 5,240 |
| Salaries and employee benefits | $433,000 | 5,257 |
| Premises and equipment expense | $58,000 | 5,495 |
| Additional noninterest expense | $318,000 | 5,009 |
| Pre-tax net operating income | $367,000 | 4,541 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $368,000 | 4,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $368,000 | 4,378 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $368,000 | 4,379 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $168,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $367,000 | 4,319 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $591,000 | 5,154 |
| Total interest expense | $16,000 | 5,871 |
| Net interest income | $575,000 | 5,035 |
| Provision for loan and lease losses | $4,000 | 3,524 |
| Total noninterest income | $26,000 | 5,610 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $8,000 | 5,546 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $18,000 | 5,282 |
| Total noninterest expense | $415,000 | 5,260 |
| Salaries and employee benefits | $218,000 | 5,285 |
| Premises and equipment expense | $31,000 | 5,475 |
| Additional noninterest expense | $166,000 | 4,981 |
| Pre-tax net operating income | $182,000 | 4,538 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $183,000 | 4,367 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $183,000 | 4,364 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $183,000 | 4,366 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $182,000 | 4,319 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,435,000 | 5,134 |
| Total interest expense | $68,000 | 5,912 |
| Net interest income | $2,367,000 | 5,000 |
| Provision for loan and lease losses | $85,000 | 3,210 |
| Total noninterest income | $105,000 | 5,667 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $31,000 | 5,681 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $74,000 | 5,297 |
| Total noninterest expense | $1,652,000 | 5,315 |
| Salaries and employee benefits | $904,000 | 5,314 |
| Premises and equipment expense | $122,000 | 5,590 |
| Additional noninterest expense | $626,000 | 5,104 |
| Pre-tax net operating income | $735,000 | 4,519 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $735,000 | 4,356 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $735,000 | 4,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $735,000 | 4,355 |
| Net charge-offs | $73,000 | 2,941 |
| Cash dividends | $405,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $735,000 | 4,306 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 5,187 |
| Total interest expense | $51,000 | 6,002 |
| Net interest income | $1,788,000 | 5,044 |
| Provision for loan and lease losses | $85,000 | 2,870 |
| Total noninterest income | $81,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $22,000 | 5,781 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $59,000 | 5,312 |
| Total noninterest expense | $1,175,000 | 5,428 |
| Salaries and employee benefits | $618,000 | 5,467 |
| Premises and equipment expense | $89,000 | 5,693 |
| Additional noninterest expense | $468,000 | 5,160 |
| Pre-tax net operating income | $609,000 | 4,482 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $609,000 | 4,311 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $609,000 | 4,313 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $609,000 | 4,314 |
| Net charge-offs | $73,000 | 2,448 |
| Cash dividends | $177,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $609,000 | 4,257 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,214,000 | 5,243 |
| Total interest expense | $32,000 | 6,089 |
| Net interest income | $1,182,000 | 5,094 |
| Provision for loan and lease losses | $85,000 | 2,433 |
| Total noninterest income | $59,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $15,000 | 5,821 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $44,000 | 5,268 |
| Total noninterest expense | $773,000 | 5,500 |
| Salaries and employee benefits | $405,000 | 5,540 |
| Premises and equipment expense | $58,000 | 5,751 |
| Additional noninterest expense | $310,000 | 5,206 |
| Pre-tax net operating income | $383,000 | 4,523 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $383,000 | 4,358 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $383,000 | 4,361 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $383,000 | 4,361 |
| Net charge-offs | $73,000 | 2,000 |
| Cash dividends | $166,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $383,000 | 4,296 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $607,000 | 5,277 |
| Total interest expense | $17,000 | 6,122 |
| Net interest income | $590,000 | 5,133 |
| Provision for loan and lease losses | $3,000 | 3,553 |
| Total noninterest income | $25,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $18,000 | 5,469 |
| Total noninterest expense | $379,000 | 5,574 |
| Salaries and employee benefits | $198,000 | 5,605 |
| Premises and equipment expense | $28,000 | 5,820 |
| Additional noninterest expense | $153,000 | 5,252 |
| Pre-tax net operating income | $233,000 | 4,240 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $233,000 | 4,055 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $233,000 | 4,059 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $233,000 | 4,059 |
| Net charge-offs | $-1,000 | 4,352 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $233,000 | 3,990 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 5,331 |
| Total interest expense | $87,000 | 6,129 |
| Net interest income | $2,378,000 | 5,184 |
| Provision for loan and lease losses | $65,000 | 3,559 |
| Total noninterest income | $95,000 | 6,004 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 5,581 |
| Total noninterest expense | $1,618,000 | 5,581 |
| Salaries and employee benefits | $888,000 | 5,557 |
| Premises and equipment expense | $159,000 | 5,617 |
| Additional noninterest expense | $571,000 | 5,466 |
| Pre-tax net operating income | $790,000 | 4,491 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $790,000 | 4,318 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $790,000 | 4,317 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $790,000 | 4,318 |
| Net charge-offs | $14,000 | 4,453 |
| Cash dividends | $403,000 | 3,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $790,000 | 4,271 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,849,000 | 5,400 |
| Total interest expense | $65,000 | 6,205 |
| Net interest income | $1,784,000 | 5,243 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $73,000 | 6,075 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $23,000 | 6,070 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $50,000 | 5,623 |
| Total noninterest expense | $1,143,000 | 5,708 |
| Salaries and employee benefits | $608,000 | 5,711 |
| Premises and equipment expense | $118,000 | 5,687 |
| Additional noninterest expense | $417,000 | 5,539 |
| Pre-tax net operating income | $689,000 | 4,389 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $689,000 | 4,164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $689,000 | 4,164 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $689,000 | 4,165 |
| Net charge-offs | $13,000 | 4,044 |
| Cash dividends | $170,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $689,000 | 4,111 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,460 |
| Total interest expense | $40,000 | 6,306 |
| Net interest income | $1,170,000 | 5,305 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $50,000 | 6,104 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $15,000 | 6,119 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $35,000 | 5,619 |
| Total noninterest expense | $740,000 | 5,780 |
| Salaries and employee benefits | $401,000 | 5,769 |
| Premises and equipment expense | $80,000 | 5,721 |
| Additional noninterest expense | $259,000 | 5,672 |
| Pre-tax net operating income | $455,000 | 4,329 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $455,000 | 4,114 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $455,000 | 4,120 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $455,000 | 4,119 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $170,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $455,000 | 4,053 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $603,000 | 5,520 |
| Total interest expense | $19,000 | 6,396 |
| Net interest income | $584,000 | 5,350 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $27,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $19,000 | 5,562 |
| Total noninterest expense | $338,000 | 5,964 |
| Salaries and employee benefits | $198,000 | 5,852 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $101,000 | 6,039 |
| Pre-tax net operating income | $248,000 | 4,114 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $248,000 | 3,870 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $248,000 | 3,873 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $248,000 | 3,873 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $248,000 | 3,829 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 5,587 |
| Total interest expense | $108,000 | 6,382 |
| Net interest income | $2,309,000 | 5,399 |
| Provision for loan and lease losses | $25,000 | 4,614 |
| Total noninterest income | $161,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $34,000 | 6,224 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $127,000 | 5,131 |
| Total noninterest expense | $1,730,000 | 5,679 |
| Salaries and employee benefits | $881,000 | 5,765 |
| Premises and equipment expense | $133,000 | 6,054 |
| Additional noninterest expense | $716,000 | 5,300 |
| Pre-tax net operating income | $715,000 | 4,574 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $715,000 | 4,425 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 4,429 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $715,000 | 4,429 |
| Net charge-offs | $-1,000 | 5,856 |
| Cash dividends | $494,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $715,000 | 4,365 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 5,674 |
| Total interest expense | $85,000 | 6,442 |
| Net interest income | $1,703,000 | 5,487 |
| Provision for loan and lease losses | $25,000 | 4,386 |
| Total noninterest income | $136,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $26,000 | 6,279 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $110,000 | 5,068 |
| Total noninterest expense | $1,175,000 | 5,849 |
| Salaries and employee benefits | $609,000 | 5,912 |
| Premises and equipment expense | $100,000 | 6,100 |
| Additional noninterest expense | $466,000 | 5,538 |
| Pre-tax net operating income | $639,000 | 4,398 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $639,000 | 4,205 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $639,000 | 4,207 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $639,000 | 4,209 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $248,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $639,000 | 4,130 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,176,000 | 5,729 |
| Total interest expense | $63,000 | 6,446 |
| Net interest income | $1,113,000 | 5,544 |
| Provision for loan and lease losses | $25,000 | 4,134 |
| Total noninterest income | $111,000 | 5,620 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $17,000 | 6,321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $94,000 | 4,819 |
| Total noninterest expense | $784,000 | 5,878 |
| Salaries and employee benefits | $413,000 | 5,938 |
| Premises and equipment expense | $63,000 | 6,182 |
| Additional noninterest expense | $308,000 | 5,566 |
| Pre-tax net operating income | $415,000 | 4,437 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $415,000 | 4,261 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $415,000 | 4,263 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $415,000 | 4,264 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $248,000 | 2,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $415,000 | 4,149 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $589,000 | 5,771 |
| Total interest expense | $33,000 | 6,497 |
| Net interest income | $556,000 | 5,578 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,763 |
| Total noninterest expense | $394,000 | 5,933 |
| Salaries and employee benefits | $211,000 | 5,935 |
| Premises and equipment expense | $33,000 | 6,177 |
| Additional noninterest expense | $150,000 | 5,670 |
| Pre-tax net operating income | $162,000 | 4,762 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $162,000 | 4,623 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $162,000 | 4,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $162,000 | 4,625 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $5,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $162,000 | 4,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 5,876 |
| Total interest expense | $169,000 | 6,540 |
| Net interest income | $2,231,000 | 5,679 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $109,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $33,000 | 6,489 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $76,000 | 5,549 |
| Total noninterest expense | $1,544,000 | 6,050 |
| Salaries and employee benefits | $841,000 | 6,003 |
| Premises and equipment expense | $141,000 | 6,198 |
| Additional noninterest expense | $562,000 | 5,906 |
| Pre-tax net operating income | $796,000 | 4,347 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $797,000 | 4,271 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $797,000 | 4,270 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $797,000 | 4,272 |
| Net charge-offs | $2,000 | 5,882 |
| Cash dividends | $246,000 | 3,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $796,000 | 4,101 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,797,000 | 5,969 |
| Total interest expense | $132,000 | 6,636 |
| Net interest income | $1,665,000 | 5,779 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $86,000 | 6,290 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $25,000 | 6,573 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $61,000 | 5,575 |
| Total noninterest expense | $1,119,000 | 6,163 |
| Salaries and employee benefits | $590,000 | 6,146 |
| Premises and equipment expense | $105,000 | 6,280 |
| Additional noninterest expense | $424,000 | 5,964 |
| Pre-tax net operating income | $632,000 | 4,381 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $633,000 | 4,279 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $633,000 | 4,278 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $633,000 | 4,278 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $12,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $632,000 | 4,102 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,173,000 | 6,063 |
| Total interest expense | $84,000 | 6,755 |
| Net interest income | $1,089,000 | 5,853 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $59,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $16,000 | 6,624 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,589 |
| Total noninterest expense | $749,000 | 6,202 |
| Salaries and employee benefits | $396,000 | 6,186 |
| Premises and equipment expense | $74,000 | 6,239 |
| Additional noninterest expense | $279,000 | 6,026 |
| Pre-tax net operating income | $399,000 | 4,448 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $400,000 | 4,364 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $400,000 | 4,368 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $400,000 | 4,367 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $12,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $399,000 | 4,180 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $590,000 | 6,102 |
| Total interest expense | $44,000 | 6,808 |
| Net interest income | $546,000 | 5,884 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $25,000 | 6,484 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $16,000 | 5,903 |
| Total noninterest expense | $372,000 | 6,261 |
| Salaries and employee benefits | $200,000 | 6,210 |
| Premises and equipment expense | $37,000 | 6,275 |
| Additional noninterest expense | $135,000 | 6,098 |
| Pre-tax net operating income | $199,000 | 4,524 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $199,000 | 4,392 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $199,000 | 4,395 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $199,000 | 4,395 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $12,000 | 2,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $199,000 | 4,237 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 6,039 |
| Total interest expense | $269,000 | 6,658 |
| Net interest income | $2,314,000 | 5,806 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $104,000 | 6,387 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $44,000 | 6,420 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $60,000 | 5,784 |
| Total noninterest expense | $1,671,000 | 6,131 |
| Salaries and employee benefits | $943,000 | 5,982 |
| Premises and equipment expense | $128,000 | 6,596 |
| Additional noninterest expense | $600,000 | 5,990 |
| Pre-tax net operating income | $747,000 | 4,180 |
| Securities gains (losses) | $4,000 | 3,534 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $751,000 | 4,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $751,000 | 4,048 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $751,000 | 4,047 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $320,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $747,000 | 3,918 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,970,000 | 6,064 |
| Total interest expense | $218,000 | 6,689 |
| Net interest income | $1,752,000 | 5,840 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $74,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $36,000 | 6,397 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $38,000 | 6,022 |
| Total noninterest expense | $1,171,000 | 6,286 |
| Salaries and employee benefits | $652,000 | 6,128 |
| Premises and equipment expense | $67,000 | 6,937 |
| Additional noninterest expense | $452,000 | 6,016 |
| Pre-tax net operating income | $655,000 | 4,080 |
| Securities gains (losses) | $5,000 | 3,216 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $660,000 | 3,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $660,000 | 3,865 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $660,000 | 3,865 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $655,000 | 3,760 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,313,000 | 6,120 |
| Total interest expense | $152,000 | 6,734 |
| Net interest income | $1,161,000 | 5,886 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $53,000 | 6,517 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $777,000 | 6,358 |
| Salaries and employee benefits | $428,000 | 6,225 |
| Premises and equipment expense | $47,000 | 6,976 |
| Additional noninterest expense | $302,000 | 6,091 |
| Pre-tax net operating income | $437,000 | 4,052 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $437,000 | 3,824 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $437,000 | 3,825 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $437,000 | 3,826 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $437,000 | 3,716 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 6,155 |
| Total interest expense | $82,000 | 6,745 |
| Net interest income | $573,000 | 5,927 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $27,000 | 6,580 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $387,000 | 6,413 |
| Salaries and employee benefits | $216,000 | 6,244 |
| Premises and equipment expense | $25,000 | 6,959 |
| Additional noninterest expense | $146,000 | 6,186 |
| Pre-tax net operating income | $213,000 | 4,133 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $213,000 | 3,875 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $213,000 | 3,874 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $213,000 | 3,875 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $213,000 | 3,821 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,603,000 | 6,305 |
| Total interest expense | $539,000 | 6,417 |
| Net interest income | $2,064,000 | 6,185 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $96,000 | 6,706 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $55,000 | 6,156 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $41,000 | 6,252 |
| Total noninterest expense | $1,606,000 | 6,403 |
| Salaries and employee benefits | $908,000 | 6,215 |
| Premises and equipment expense | $137,000 | 6,739 |
| Additional noninterest expense | $561,000 | 6,322 |
| Pre-tax net operating income | $554,000 | 4,243 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $554,000 | 4,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $554,000 | 4,168 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $554,000 | 4,169 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $187,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $554,000 | 4,029 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 6,474 |
| Total interest expense | $365,000 | 6,697 |
| Net interest income | $1,518,000 | 6,317 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $72,000 | 6,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $41,000 | 6,246 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $31,000 | 6,404 |
| Total noninterest expense | $1,142,000 | 6,550 |
| Salaries and employee benefits | $625,000 | 6,417 |
| Premises and equipment expense | $103,000 | 6,809 |
| Additional noninterest expense | $414,000 | 6,403 |
| Pre-tax net operating income | $448,000 | 4,367 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $448,000 | 4,311 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $448,000 | 4,312 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $448,000 | 4,312 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $105,000 | 3,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $448,000 | 4,143 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 6,653 |
| Total interest expense | $215,000 | 6,938 |
| Net interest income | $942,000 | 6,466 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $49,000 | 6,868 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $27,000 | 6,278 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $765,000 | 6,580 |
| Salaries and employee benefits | $414,000 | 6,477 |
| Premises and equipment expense | $72,000 | 6,805 |
| Additional noninterest expense | $279,000 | 6,411 |
| Pre-tax net operating income | $226,000 | 4,781 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $226,000 | 4,721 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $226,000 | 4,721 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $226,000 | 4,721 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $70,000 | 3,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $226,000 | 4,577 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $533,000 | 6,877 |
| Total interest expense | $92,000 | 7,208 |
| Net interest income | $441,000 | 6,639 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $27,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $12,000 | 6,461 |
| Total noninterest expense | $385,000 | 6,657 |
| Salaries and employee benefits | $205,000 | 6,574 |
| Premises and equipment expense | $40,000 | 6,743 |
| Additional noninterest expense | $140,000 | 6,466 |
| Pre-tax net operating income | $83,000 | 5,252 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $83,000 | 5,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $83,000 | 5,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $83,000 | 5,206 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $83,000 | 5,088 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 6,883 |
| Total interest expense | $317,000 | 7,550 |
| Net interest income | $1,930,000 | 6,421 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $92,000 | 7,039 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $55,000 | 6,399 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $37,000 | 6,607 |
| Total noninterest expense | $1,587,000 | 6,679 |
| Salaries and employee benefits | $904,000 | 6,447 |
| Premises and equipment expense | $160,000 | 6,838 |
| Additional noninterest expense | $523,000 | 6,723 |
| Pre-tax net operating income | $435,000 | 4,150 |
| Securities gains (losses) | $57,000 | 2,550 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $492,000 | 3,897 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $492,000 | 3,896 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $492,000 | 3,896 |
| Net charge-offs | $2,000 | 7,148 |
| Cash dividends | $407,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $435,000 | 3,988 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,708,000 | 6,941 |
| Total interest expense | $246,000 | 7,622 |
| Net interest income | $1,462,000 | 6,431 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $71,000 | 7,147 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $42,000 | 6,425 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $29,000 | 6,737 |
| Total noninterest expense | $1,138,000 | 6,792 |
| Salaries and employee benefits | $627,000 | 6,647 |
| Premises and equipment expense | $119,000 | 6,905 |
| Additional noninterest expense | $392,000 | 6,732 |
| Pre-tax net operating income | $395,000 | 4,204 |
| Securities gains (losses) | $57,000 | 2,219 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $452,000 | 3,856 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $452,000 | 3,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $452,000 | 3,854 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $105,000 | 3,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $395,000 | 3,978 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,178,000 | 6,950 |
| Total interest expense | $172,000 | 7,694 |
| Net interest income | $1,006,000 | 6,380 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $46,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $28,000 | 6,462 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $18,000 | 6,881 |
| Total noninterest expense | $759,000 | 6,859 |
| Salaries and employee benefits | $420,000 | 6,708 |
| Premises and equipment expense | $77,000 | 7,004 |
| Additional noninterest expense | $262,000 | 6,759 |
| Pre-tax net operating income | $293,000 | 4,170 |
| Securities gains (losses) | $58,000 | 1,817 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $351,000 | 3,697 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 3,696 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $351,000 | 3,696 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $70,000 | 3,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $293,000 | 3,887 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $515,000 | 7,221 |
| Total interest expense | $91,000 | 7,728 |
| Net interest income | $424,000 | 6,760 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $363,000 | 6,915 |
| Salaries and employee benefits | $208,000 | 6,774 |
| Premises and equipment expense | $41,000 | 6,946 |
| Additional noninterest expense | $114,000 | 6,876 |
| Pre-tax net operating income | $87,000 | 5,171 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $87,000 | 5,132 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 5,137 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $87,000 | 5,136 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $87,000 | 4,970 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 6,810 |
| Total interest expense | $812,000 | 7,112 |
| Net interest income | $1,902,000 | 6,530 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $95,000 | 7,348 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $62,000 | 6,466 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $33,000 | 7,128 |
| Total noninterest expense | $1,526,000 | 6,831 |
| Salaries and employee benefits | $866,000 | 6,732 |
| Premises and equipment expense | $190,000 | 6,766 |
| Additional noninterest expense | $470,000 | 6,749 |
| Pre-tax net operating income | $471,000 | 4,954 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $478,000 | 4,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $478,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,841 |
| Cash dividends | $365,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $471,000 | 4,704 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 6,870 |
| Total interest expense | $674,000 | 7,066 |
| Net interest income | $1,381,000 | 6,654 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $76,000 | 7,401 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $45,000 | 6,537 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 7,091 |
| Total noninterest expense | $1,109,000 | 6,898 |
| Salaries and employee benefits | $627,000 | 6,831 |
| Premises and equipment expense | $138,000 | 6,860 |
| Additional noninterest expense | $344,000 | 6,800 |
| Pre-tax net operating income | $348,000 | 5,455 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $348,000 | 5,002 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $348,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,620 |
| Cash dividends | $165,000 | 4,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $348,000 | 5,163 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,899 |
| Total interest expense | $497,000 | 7,023 |
| Net interest income | $898,000 | 6,726 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $51,000 | 7,473 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $28,000 | 6,625 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $23,000 | 7,064 |
| Total noninterest expense | $739,000 | 6,954 |
| Salaries and employee benefits | $427,000 | 6,825 |
| Premises and equipment expense | $92,000 | 6,897 |
| Additional noninterest expense | $220,000 | 6,898 |
| Pre-tax net operating income | $210,000 | 5,748 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $210,000 | 5,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $110,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $210,000 | 5,468 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 6,844 |
| Total interest expense | $290,000 | 6,899 |
| Net interest income | $457,000 | 6,715 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $10,000 | 7,226 |
| Total noninterest expense | $383,000 | 6,916 |
| Salaries and employee benefits | $213,000 | 6,865 |
| Premises and equipment expense | $48,000 | 6,848 |
| Additional noninterest expense | $122,000 | 6,687 |
| Pre-tax net operating income | $97,000 | 6,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $97,000 | 5,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $97,000 | 5,793 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 6,646 |
| Total interest expense | $1,362,000 | 6,626 |
| Net interest income | $1,937,000 | 6,577 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $81,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $29,000 | 7,566 |
| Total noninterest expense | $1,531,000 | 6,879 |
| Salaries and employee benefits | $940,000 | 6,582 |
| Premises and equipment expense | $169,000 | 7,052 |
| Additional noninterest expense | $422,000 | 6,942 |
| Pre-tax net operating income | $487,000 | 6,036 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $487,000 | 5,723 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $487,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,483 |
| Cash dividends | $427,000 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $487,000 | 5,709 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,449,000 | 6,698 |
| Total interest expense | $993,000 | 6,699 |
| Net interest income | $1,456,000 | 6,611 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $60,000 | 7,811 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $1,110,000 | 6,934 |
| Salaries and employee benefits | $676,000 | 6,676 |
| Premises and equipment expense | $123,000 | 7,078 |
| Additional noninterest expense | $311,000 | 6,966 |
| Pre-tax net operating income | $406,000 | 6,145 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $406,000 | 5,804 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $406,000 | 5,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $187,000 | 4,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $406,000 | 5,785 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,592,000 | 6,794 |
| Total interest expense | $636,000 | 6,793 |
| Net interest income | $956,000 | 6,683 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $40,000 | 7,858 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $15,000 | 7,629 |
| Total noninterest expense | $746,000 | 6,952 |
| Salaries and employee benefits | $458,000 | 6,688 |
| Premises and equipment expense | $82,000 | 7,105 |
| Additional noninterest expense | $206,000 | 7,012 |
| Pre-tax net operating income | $250,000 | 6,354 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $250,000 | 6,020 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $250,000 | 6,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $125,000 | 4,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $250,000 | 6,004 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $760,000 | 6,920 |
| Total interest expense | $284,000 | 7,026 |
| Net interest income | $476,000 | 6,720 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $22,000 | 7,786 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $389,000 | 6,895 |
| Salaries and employee benefits | $233,000 | 6,704 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $114,000 | 6,823 |
| Pre-tax net operating income | $109,000 | 6,550 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $109,000 | 6,258 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $109,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $109,000 | 6,242 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,974,000 | 6,796 |
| Total interest expense | $1,046,000 | 6,852 |
| Net interest income | $1,928,000 | 6,635 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $108,000 | 7,654 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $57,000 | 6,779 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 7,226 |
| Total noninterest expense | $1,550,000 | 6,802 |
| Salaries and employee benefits | $938,000 | 6,562 |
| Premises and equipment expense | $159,000 | 7,149 |
| Additional noninterest expense | $453,000 | 6,777 |
| Pre-tax net operating income | $486,000 | 6,539 |
| Securities gains (losses) | $-7,000 | 7,181 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $479,000 | 6,232 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $479,000 | 6,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $468,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $486,000 | 6,205 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 6,869 |
| Total interest expense | $761,000 | 6,896 |
| Net interest income | $1,434,000 | 6,732 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $62,000 | 8,001 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $44,000 | 6,845 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $18,000 | 7,902 |
| Total noninterest expense | $1,121,000 | 6,918 |
| Salaries and employee benefits | $669,000 | 6,682 |
| Premises and equipment expense | $128,000 | 7,039 |
| Additional noninterest expense | $324,000 | 6,925 |
| Pre-tax net operating income | $375,000 | 6,709 |
| Securities gains (losses) | $-6,000 | 7,439 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $369,000 | 6,385 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $369,000 | 6,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $189,000 | 4,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $375,000 | 6,362 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,437,000 | 6,916 |
| Total interest expense | $490,000 | 6,898 |
| Net interest income | $947,000 | 6,794 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $41,000 | 8,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $27,000 | 6,945 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,000 | 7,856 |
| Total noninterest expense | $735,000 | 6,983 |
| Salaries and employee benefits | $445,000 | 6,712 |
| Premises and equipment expense | $84,000 | 7,088 |
| Additional noninterest expense | $206,000 | 7,038 |
| Pre-tax net operating income | $253,000 | 6,752 |
| Securities gains (losses) | $-6,000 | 7,728 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $247,000 | 6,402 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $247,000 | 6,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $125,000 | 4,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $253,000 | 6,369 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,959 |
| Total interest expense | $208,000 | 7,163 |
| Net interest income | $489,000 | 6,741 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $24,000 | 7,882 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,545 |
| Total noninterest expense | $368,000 | 6,994 |
| Salaries and employee benefits | $226,000 | 6,695 |
| Premises and equipment expense | $45,000 | 6,974 |
| Additional noninterest expense | $97,000 | 7,148 |
| Pre-tax net operating income | $145,000 | 6,489 |
| Securities gains (losses) | $-6,000 | 8,127 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $139,000 | 6,114 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $145,000 | 6,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,545,000 | 6,976 |
| Total interest expense | $579,000 | 7,380 |
| Net interest income | $1,966,000 | 6,679 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $109,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $71,000 | 6,730 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $38,000 | 7,667 |
| Total noninterest expense | $1,459,000 | 6,958 |
| Salaries and employee benefits | $855,000 | 6,768 |
| Premises and equipment expense | $153,000 | 7,235 |
| Additional noninterest expense | $451,000 | 6,835 |
| Pre-tax net operating income | $616,000 | 6,373 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $615,000 | 5,953 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $615,000 | 5,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $574,000 | 3,421 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $616,000 | 5,922 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,844,000 | 7,056 |
| Total interest expense | $413,000 | 7,429 |
| Net interest income | $1,431,000 | 6,790 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $86,000 | 7,829 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $54,000 | 6,764 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $1,060,000 | 7,036 |
| Salaries and employee benefits | $615,000 | 6,858 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $330,000 | 6,886 |
| Pre-tax net operating income | $457,000 | 6,546 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $456,000 | 6,094 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $456,000 | 6,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $187,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $457,000 | 6,066 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 7,098 |
| Total interest expense | $267,000 | 7,395 |
| Net interest income | $923,000 | 6,861 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $61,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $23,000 | 7,491 |
| Total noninterest expense | $681,000 | 7,137 |
| Salaries and employee benefits | $411,000 | 6,843 |
| Premises and equipment expense | $76,000 | 7,248 |
| Additional noninterest expense | $194,000 | 7,150 |
| Pre-tax net operating income | $303,000 | 6,566 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $303,000 | 6,102 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $303,000 | 6,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,718 |
| Cash dividends | $125,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $303,000 | 6,053 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $579,000 | 7,181 |
| Total interest expense | $128,000 | 7,447 |
| Net interest income | $451,000 | 6,972 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $19,000 | 6,673 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 7,096 |
| Total noninterest expense | $337,000 | 7,192 |
| Salaries and employee benefits | $189,000 | 7,122 |
| Premises and equipment expense | $38,000 | 7,311 |
| Additional noninterest expense | $110,000 | 6,903 |
| Pre-tax net operating income | $150,000 | 6,565 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $150,000 | 6,094 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $150,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $150,000 | 6,054 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 7,424 |
| Total interest expense | $302,000 | 8,093 |
| Net interest income | $1,661,000 | 7,097 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $174,000 | 7,391 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $88,000 | 6,649 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $86,000 | 6,660 |
| Total noninterest expense | $1,439,000 | 6,998 |
| Salaries and employee benefits | $838,000 | 6,812 |
| Premises and equipment expense | $153,000 | 7,293 |
| Additional noninterest expense | $448,000 | 6,851 |
| Pre-tax net operating income | $396,000 | 7,097 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $396,000 | 6,793 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $396,000 | 6,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,887 |
| Cash dividends | $369,000 | 4,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $396,000 | 6,728 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 7,560 |
| Total interest expense | $201,000 | 8,255 |
| Net interest income | $1,191,000 | 7,212 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $67,000 | 6,680 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $1,022,000 | 7,119 |
| Salaries and employee benefits | $608,000 | 6,866 |
| Premises and equipment expense | $119,000 | 7,202 |
| Additional noninterest expense | $295,000 | 7,132 |
| Pre-tax net operating income | $259,000 | 7,421 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $259,000 | 7,151 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $259,000 | 7,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,882 |
| Cash dividends | $105,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $259,000 | 7,090 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $894,000 | 7,678 |
| Total interest expense | $128,000 | 8,354 |
| Net interest income | $766,000 | 7,328 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $63,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $46,000 | 6,661 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $687,000 | 7,143 |
| Salaries and employee benefits | $407,000 | 6,899 |
| Premises and equipment expense | $80,000 | 7,223 |
| Additional noninterest expense | $200,000 | 7,124 |
| Pre-tax net operating income | $142,000 | 7,617 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $142,000 | 7,402 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 7,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $80,000 | 4,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $142,000 | 7,330 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,617 |
| Total interest expense | $59,000 | 8,502 |
| Net interest income | $413,000 | 7,187 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $11,000 | 7,645 |
| Total noninterest expense | $342,000 | 7,184 |
| Salaries and employee benefits | $199,000 | 7,002 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $100,000 | 7,147 |
| Pre-tax net operating income | $107,000 | 7,030 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $107,000 | 6,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 7,402 |
| Total interest expense | $342,000 | 8,317 |
| Net interest income | $1,805,000 | 6,894 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $151,000 | 7,795 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $111,000 | 6,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $40,000 | 7,815 |
| Total noninterest expense | $1,427,000 | 7,022 |
| Salaries and employee benefits | $810,000 | 6,885 |
| Premises and equipment expense | $167,000 | 7,174 |
| Additional noninterest expense | $450,000 | 6,847 |
| Pre-tax net operating income | $529,000 | 6,567 |
| Securities gains (losses) | $22,000 | 3,160 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $551,000 | 6,129 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $551,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $521,000 | 3,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $529,000 | 6,063 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 7,467 |
| Total interest expense | $287,000 | 8,296 |
| Net interest income | $1,344,000 | 6,953 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $117,000 | 7,810 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $81,000 | 6,482 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 7,634 |
| Total noninterest expense | $1,071,000 | 7,025 |
| Salaries and employee benefits | $592,000 | 6,951 |
| Premises and equipment expense | $124,000 | 7,212 |
| Additional noninterest expense | $355,000 | 6,679 |
| Pre-tax net operating income | $390,000 | 6,746 |
| Securities gains (losses) | $22,000 | 2,902 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $412,000 | 6,288 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $412,000 | 6,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $167,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $390,000 | 6,240 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 7,580 |
| Total interest expense | $217,000 | 8,221 |
| Net interest income | $836,000 | 7,156 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $80,000 | 7,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $55,000 | 6,423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $711,000 | 7,048 |
| Salaries and employee benefits | $396,000 | 6,967 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $230,000 | 6,774 |
| Pre-tax net operating income | $205,000 | 7,171 |
| Securities gains (losses) | $22,000 | 2,556 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $227,000 | 6,726 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $227,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,181 |
| Cash dividends | $112,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $205,000 | 6,725 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $553,000 | 7,517 |
| Total interest expense | $118,000 | 8,202 |
| Net interest income | $435,000 | 7,058 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $18,000 | 7,075 |
| Total noninterest expense | $355,000 | 7,080 |
| Salaries and employee benefits | $196,000 | 7,027 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $110,000 | 6,890 |
| Pre-tax net operating income | $124,000 | 6,838 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $124,000 | 6,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $124,000 | 6,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $124,000 | 6,311 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,322,000 | 7,513 |
| Total interest expense | $556,000 | 8,227 |
| Net interest income | $1,766,000 | 7,015 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $169,000 | 7,624 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $133,000 | 6,070 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $36,000 | 8,002 |
| Total noninterest expense | $1,400,000 | 7,061 |
| Salaries and employee benefits | $804,000 | 6,868 |
| Premises and equipment expense | $170,000 | 7,168 |
| Additional noninterest expense | $426,000 | 6,967 |
| Pre-tax net operating income | $535,000 | 6,635 |
| Securities gains (losses) | $33,000 | 2,759 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $568,000 | 6,106 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $568,000 | 6,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $456,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $535,000 | 6,091 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,920,000 | 7,335 |
| Total interest expense | $1,149,000 | 7,707 |
| Net interest income | $1,771,000 | 6,845 |
| Provision for loan and lease losses | $90,000 | 5,778 |
| Total noninterest income | $140,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $109,000 | 6,416 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $31,000 | 8,315 |
| Total noninterest expense | $1,496,000 | 6,808 |
| Salaries and employee benefits | $895,000 | 6,392 |
| Premises and equipment expense | $187,000 | 6,973 |
| Additional noninterest expense | $414,000 | 7,041 |
| Pre-tax net operating income | $325,000 | 7,296 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $325,000 | 6,986 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $325,000 | 6,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $162,000 | 5,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $325,000 | 6,864 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 6,743 |
| Total interest expense | $1,494,000 | 7,177 |
| Net interest income | $2,193,000 | 6,282 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $144,000 | 7,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,628 |
| Total noninterest expense | $1,522,000 | 6,701 |
| Salaries and employee benefits | $906,000 | 6,299 |
| Premises and equipment expense | $183,000 | 7,030 |
| Additional noninterest expense | $433,000 | 6,898 |
| Pre-tax net operating income | $815,000 | 5,820 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $815,000 | 4,991 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $815,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $640,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $815,000 | 4,983 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 7,042 |
| Total interest expense | $1,185,000 | 7,689 |
| Net interest income | $2,119,000 | 6,431 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $149,000 | 8,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 6,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 8,915 |
| Total noninterest expense | $1,438,000 | 6,939 |
| Salaries and employee benefits | $873,000 | 6,436 |
| Premises and equipment expense | $197,000 | 6,860 |
| Additional noninterest expense | $368,000 | 7,552 |
| Pre-tax net operating income | $830,000 | 5,823 |
| Securities gains (losses) | $4,000 | 2,267 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $834,000 | 4,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $834,000 | 4,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,444 |
| Cash dividends | $662,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $830,000 | 4,947 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,271,000 | 7,205 |
| Total interest expense | $1,263,000 | 7,763 |
| Net interest income | $2,008,000 | 6,657 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $164,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,300 |
| Total noninterest expense | $1,361,000 | 7,064 |
| Salaries and employee benefits | $798,000 | 6,695 |
| Premises and equipment expense | $204,000 | 6,645 |
| Additional noninterest expense | $359,000 | 7,584 |
| Pre-tax net operating income | $811,000 | 6,048 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $811,000 | 5,154 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $811,000 | 5,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,038 |
| Cash dividends | $856,000 | 2,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $811,000 | 5,067 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 7,833 |
| Total interest expense | $1,060,000 | 8,521 |
| Net interest income | $1,882,000 | 7,168 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $159,000 | 8,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,605 |
| Total noninterest expense | $1,301,000 | 7,332 |
| Salaries and employee benefits | $744,000 | 7,056 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $367,000 | 7,648 |
| Pre-tax net operating income | $740,000 | 6,826 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-109,000 | 10,717 |
| Income before extraordinary items | $849,000 | 5,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $849,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $822,000 | 2,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $849,000 | 5,202 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,773,000 | 8,314 |
| Total interest expense | $1,004,000 | 8,992 |
| Net interest income | $1,769,000 | 7,624 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $165,000 | 8,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,129 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,981 |
| Total noninterest expense | $1,292,000 | 7,689 |
| Salaries and employee benefits | $716,000 | 7,418 |
| Premises and equipment expense | $192,000 | 7,172 |
| Additional noninterest expense | $384,000 | 8,017 |
| Pre-tax net operating income | $642,000 | 7,216 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $105,000 | 8,669 |
| Income before extraordinary items | $537,000 | 6,643 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $537,000 | 6,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 11,073 |
| Cash dividends | $415,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $537,000 | 6,582 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,735,000 | 8,587 |
| Total interest expense | $958,000 | 9,395 |
| Net interest income | $1,777,000 | 7,825 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $199,000 | 8,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $1,271,000 | 7,948 |
| Salaries and employee benefits | $713,000 | 7,643 |
| Premises and equipment expense | $142,000 | 8,472 |
| Additional noninterest expense | $416,000 | 8,038 |
| Pre-tax net operating income | $705,000 | 7,303 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $149,000 | 8,282 |
| Income before extraordinary items | $556,000 | 6,872 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $556,000 | 6,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $556,000 | 6,848 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 9,102 |
| Total interest expense | $735,000 | 9,901 |
| Net interest income | $1,660,000 | 8,415 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $191,000 | 8,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 7,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $1,197,000 | 8,608 |
| Salaries and employee benefits | $662,000 | 8,177 |
| Premises and equipment expense | $141,000 | 8,799 |
| Additional noninterest expense | $394,000 | 8,887 |
| Pre-tax net operating income | $654,000 | 7,690 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $150,000 | 8,297 |
| Income before extraordinary items | $496,000 | 7,350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $496,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $460,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $502,160 | 7,327 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 9,491 |
| Total interest expense | $694,000 | 10,622 |
| Net interest income | $1,643,000 | 8,664 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,392 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,172,000 | 9,001 |
| Salaries and employee benefits | $628,000 | 8,574 |
| Premises and equipment expense | $158,000 | 8,699 |
| Additional noninterest expense | $386,000 | 9,420 |
| Pre-tax net operating income | $683,000 | 7,453 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $148,000 | 8,695 |
| Income before extraordinary items | $545,000 | 7,183 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $545,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $537,100 | 6,994 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,317,000 | 10,266 |
| Total interest expense | $844,000 | 11,123 |
| Net interest income | $1,473,000 | 9,366 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $282,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $1,076,000 | 9,638 |
| Salaries and employee benefits | $561,000 | 9,179 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $367,000 | 9,987 |
| Pre-tax net operating income | $679,000 | 7,221 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $166,000 | 8,249 |
| Income before extraordinary items | $554,000 | 6,899 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $554,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $395,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $522,430 | 6,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.