Home > First National Bank in Cisco > Income and Expense
First National Bank in Cisco, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 7,546 |
| Total interest expense | $200,000 | 8,273 |
| Net interest income | $1,241,000 | 7,117 |
| Provision for loan and lease losses | $-20,000 | 8,613 |
| Total noninterest income | $283,000 | 5,891 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $182,000 | 4,659 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,925 |
| Total noninterest expense | $1,192,000 | 6,734 |
| Salaries and employee benefits | $749,000 | 6,353 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $310,000 | 7,021 |
| Pre-tax net operating income | $352,000 | 6,986 |
| Securities gains (losses) | $-133,000 | 8,676 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $207,000 | 7,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $207,000 | 7,404 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,155 |
| Cash dividends | $56,000 | 4,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $333,350 | 6,706 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 7,505 |
| Total interest expense | $121,000 | 8,327 |
| Net interest income | $852,000 | 7,053 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $139,000 | 6,485 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $115,000 | 4,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $785,000 | 6,779 |
| Salaries and employee benefits | $496,000 | 6,370 |
| Premises and equipment expense | $90,000 | 6,915 |
| Additional noninterest expense | $199,000 | 7,095 |
| Pre-tax net operating income | $206,000 | 7,185 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,000 | 6,480 |
| Income before extraordinary items | $198,000 | 6,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $198,000 | 6,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $56,000 | 4,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $198,000 | 6,900 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 7,528 |
| Total interest expense | $55,000 | 8,450 |
| Net interest income | $435,000 | 7,066 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $70,000 | 6,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $54,000 | 4,823 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $402,000 | 6,762 |
| Salaries and employee benefits | $243,000 | 6,458 |
| Premises and equipment expense | $46,000 | 6,938 |
| Additional noninterest expense | $113,000 | 6,832 |
| Pre-tax net operating income | $103,000 | 7,182 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,000 | 6,466 |
| Income before extraordinary items | $99,000 | 6,919 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $99,000 | 6,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $99,000 | 6,890 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,888,000 | 7,497 |
| Total interest expense | $203,000 | 8,463 |
| Net interest income | $1,685,000 | 7,061 |
| Provision for loan and lease losses | $-20,000 | 8,697 |
| Total noninterest income | $308,000 | 6,347 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $268,000 | 4,578 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,684 |
| Total noninterest expense | $1,441,000 | 6,993 |
| Salaries and employee benefits | $932,000 | 6,505 |
| Premises and equipment expense | $197,000 | 6,798 |
| Additional noninterest expense | $312,000 | 7,636 |
| Pre-tax net operating income | $572,000 | 6,482 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $16,000 | 6,625 |
| Income before extraordinary items | $556,000 | 6,128 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $556,000 | 6,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,455 |
| Cash dividends | $731,000 | 2,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $556,000 | 6,061 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 7,606 |
| Total interest expense | $154,000 | 8,492 |
| Net interest income | $1,212,000 | 7,168 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $235,000 | 6,355 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $29,000 | 7,742 |
| Total noninterest expense | $1,073,000 | 6,984 |
| Salaries and employee benefits | $705,000 | 6,436 |
| Premises and equipment expense | $154,000 | 6,667 |
| Additional noninterest expense | $214,000 | 7,790 |
| Pre-tax net operating income | $374,000 | 6,856 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $12,000 | 6,731 |
| Income before extraordinary items | $362,000 | 6,543 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $362,000 | 6,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,516 |
| Cash dividends | $168,000 | 4,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $362,000 | 6,471 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $882,000 | 7,697 |
| Total interest expense | $102,000 | 8,562 |
| Net interest income | $780,000 | 7,274 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $162,000 | 6,302 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $140,000 | 4,495 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $729,000 | 6,971 |
| Salaries and employee benefits | $482,000 | 6,416 |
| Premises and equipment expense | $105,000 | 6,680 |
| Additional noninterest expense | $142,000 | 7,835 |
| Pre-tax net operating income | $213,000 | 7,091 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $8,000 | 6,728 |
| Income before extraordinary items | $205,000 | 6,852 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 6,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,564 |
| Cash dividends | $112,000 | 4,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $205,000 | 6,771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 7,797 |
| Total interest expense | $47,000 | 8,661 |
| Net interest income | $380,000 | 7,383 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $70,000 | 4,409 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $365,000 | 7,012 |
| Salaries and employee benefits | $238,000 | 6,495 |
| Premises and equipment expense | $56,000 | 6,504 |
| Additional noninterest expense | $71,000 | 7,861 |
| Pre-tax net operating income | $97,000 | 7,206 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $4,000 | 6,676 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $56,000 | 3,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 7,699 |
| Total interest expense | $237,000 | 8,647 |
| Net interest income | $1,623,000 | 7,174 |
| Provision for loan and lease losses | $-12,000 | 8,912 |
| Total noninterest income | $331,000 | 6,379 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $284,000 | 4,431 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $1,521,000 | 6,851 |
| Salaries and employee benefits | $960,000 | 6,405 |
| Premises and equipment expense | $258,000 | 6,084 |
| Additional noninterest expense | $303,000 | 7,738 |
| Pre-tax net operating income | $445,000 | 6,857 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $16,000 | 6,881 |
| Income before extraordinary items | $429,000 | 6,667 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $429,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,644 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $429,000 | 6,510 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 7,761 |
| Total interest expense | $190,000 | 8,709 |
| Net interest income | $1,228,000 | 7,200 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $249,000 | 6,418 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $214,000 | 4,433 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $1,138,000 | 6,860 |
| Salaries and employee benefits | $728,000 | 6,346 |
| Premises and equipment expense | $184,000 | 6,226 |
| Additional noninterest expense | $226,000 | 7,766 |
| Pre-tax net operating income | $339,000 | 6,999 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $12,000 | 7,003 |
| Income before extraordinary items | $327,000 | 6,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $327,000 | 6,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,698 |
| Cash dividends | $169,000 | 4,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $327,000 | 6,615 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $953,000 | 7,806 |
| Total interest expense | $132,000 | 8,751 |
| Net interest income | $821,000 | 7,204 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $171,000 | 6,338 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $145,000 | 4,376 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $26,000 | 7,515 |
| Total noninterest expense | $768,000 | 6,839 |
| Salaries and employee benefits | $486,000 | 6,363 |
| Premises and equipment expense | $123,000 | 6,193 |
| Additional noninterest expense | $159,000 | 7,655 |
| Pre-tax net operating income | $224,000 | 7,015 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $8,000 | 7,030 |
| Income before extraordinary items | $216,000 | 6,827 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $216,000 | 6,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,683 |
| Cash dividends | $112,000 | 4,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $216,000 | 6,625 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $478,000 | 7,848 |
| Total interest expense | $66,000 | 8,826 |
| Net interest income | $412,000 | 7,206 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $91,000 | 6,131 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $13,000 | 7,569 |
| Total noninterest expense | $377,000 | 6,896 |
| Salaries and employee benefits | $239,000 | 6,421 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $77,000 | 7,754 |
| Pre-tax net operating income | $126,000 | 6,812 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $126,000 | 6,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $56,000 | 3,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $126,000 | 6,264 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,909,000 | 7,953 |
| Total interest expense | $312,000 | 8,863 |
| Net interest income | $1,597,000 | 7,275 |
| Provision for loan and lease losses | $245,000 | 3,904 |
| Total noninterest income | $315,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $276,000 | 4,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,495,000 | 6,855 |
| Salaries and employee benefits | $955,000 | 6,297 |
| Premises and equipment expense | $249,000 | 6,167 |
| Additional noninterest expense | $291,000 | 7,870 |
| Pre-tax net operating income | $172,000 | 8,040 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $182,000 | 7,935 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $182,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,694 |
| Cash dividends | $169,000 | 5,079 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $172,000 | 7,873 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 7,924 |
| Total interest expense | $574,000 | 8,877 |
| Net interest income | $1,750,000 | 6,890 |
| Provision for loan and lease losses | $27,000 | 7,336 |
| Total noninterest income | $374,000 | 5,859 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $281,000 | 4,329 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $93,000 | 6,591 |
| Total noninterest expense | $1,559,000 | 6,660 |
| Salaries and employee benefits | $998,000 | 5,988 |
| Premises and equipment expense | $227,000 | 6,391 |
| Additional noninterest expense | $334,000 | 7,614 |
| Pre-tax net operating income | $538,000 | 6,407 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $86,000 | 6,180 |
| Income before extraordinary items | $459,000 | 6,260 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $459,000 | 6,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,963 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $-2,213,000 | 9,595 |
| Net operating income | $453,120 | 6,178 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,500,000 | 7,897 |
| Total interest expense | $685,000 | 8,891 |
| Net interest income | $1,815,000 | 6,892 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $270,000 | 6,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $237,000 | 4,662 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $1,516,000 | 6,714 |
| Salaries and employee benefits | $980,000 | 5,999 |
| Premises and equipment expense | $235,000 | 6,255 |
| Additional noninterest expense | $301,000 | 7,941 |
| Pre-tax net operating income | $484,000 | 7,071 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $24,000 | 7,748 |
| Income before extraordinary items | $460,000 | 6,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $460,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,683 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $460,000 | 6,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 7,922 |
| Total interest expense | $667,000 | 9,021 |
| Net interest income | $1,819,000 | 6,972 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $238,000 | 7,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 8,834 |
| Total noninterest expense | $1,515,000 | 6,742 |
| Salaries and employee benefits | $949,000 | 6,098 |
| Premises and equipment expense | $208,000 | 6,677 |
| Additional noninterest expense | $358,000 | 7,625 |
| Pre-tax net operating income | $542,000 | 6,947 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $544,000 | 6,187 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $544,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 1,540 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $542,000 | 6,182 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,536,000 | 8,057 |
| Total interest expense | $646,000 | 9,351 |
| Net interest income | $1,890,000 | 6,877 |
| Provision for loan and lease losses | $151,000 | 4,127 |
| Total noninterest income | $262,000 | 6,866 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 4,781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,765 |
| Total noninterest expense | $1,487,000 | 6,741 |
| Salaries and employee benefits | $913,000 | 6,145 |
| Premises and equipment expense | $193,000 | 6,822 |
| Additional noninterest expense | $381,000 | 7,379 |
| Pre-tax net operating income | $514,000 | 7,293 |
| Securities gains (losses) | $34,000 | 2,031 |
| Applicable income taxes | $69,000 | 8,007 |
| Income before extraordinary items | $479,000 | 6,732 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $479,000 | 6,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,985 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $449,420 | 6,812 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 8,129 |
| Total interest expense | $672,000 | 9,615 |
| Net interest income | $2,026,000 | 6,867 |
| Provision for loan and lease losses | $-27,000 | 10,668 |
| Total noninterest income | $243,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,609,000 | 6,516 |
| Salaries and employee benefits | $898,000 | 6,301 |
| Premises and equipment expense | $175,000 | 7,289 |
| Additional noninterest expense | $536,000 | 6,224 |
| Pre-tax net operating income | $687,000 | 7,026 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $560,000 | 6,599 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $560,000 | 6,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 10,327 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $555,950 | 6,578 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 8,472 |
| Total interest expense | $732,000 | 9,874 |
| Net interest income | $1,937,000 | 7,283 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $240,000 | 7,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,653 |
| Total noninterest expense | $1,483,000 | 7,155 |
| Salaries and employee benefits | $926,000 | 6,329 |
| Premises and equipment expense | $184,000 | 7,341 |
| Additional noninterest expense | $373,000 | 8,133 |
| Pre-tax net operating income | $692,000 | 6,967 |
| Securities gains (losses) | $10,000 | 2,493 |
| Applicable income taxes | $145,000 | 7,956 |
| Income before extraordinary items | $557,000 | 6,517 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $557,000 | 6,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $380,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $549,100 | 6,499 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 8,482 |
| Total interest expense | $738,000 | 10,167 |
| Net interest income | $2,074,000 | 7,136 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $365,000 | 6,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,500,000 | 7,276 |
| Salaries and employee benefits | $892,000 | 6,599 |
| Premises and equipment expense | $191,000 | 7,369 |
| Additional noninterest expense | $417,000 | 8,026 |
| Pre-tax net operating income | $759,000 | 7,014 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $182,000 | 7,745 |
| Income before extraordinary items | $581,000 | 6,723 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $581,000 | 6,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 2,993 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $577,960 | 6,729 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 8,660 |
| Total interest expense | $643,000 | 10,385 |
| Net interest income | $2,000,000 | 7,574 |
| Provision for loan and lease losses | $350,000 | 2,026 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $1,486,000 | 7,643 |
| Salaries and employee benefits | $875,000 | 6,787 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $437,000 | 8,460 |
| Pre-tax net operating income | $444,000 | 9,036 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $79,000 | 9,837 |
| Income before extraordinary items | $360,000 | 8,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $360,000 | 8,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $380,000 | 1,640 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $364,100 | 8,562 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,825,000 | 8,619 |
| Total interest expense | $688,000 | 10,653 |
| Net interest income | $2,137,000 | 7,338 |
| Provision for loan and lease losses | $69,000 | 6,693 |
| Total noninterest income | $280,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,436,000 | 8,058 |
| Salaries and employee benefits | $848,000 | 7,027 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $433,000 | 8,896 |
| Pre-tax net operating income | $912,000 | 6,294 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $240,000 | 6,952 |
| Income before extraordinary items | $673,000 | 6,270 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $673,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 5,361 |
| Cash dividends | $350,000 | 3,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $672,260 | 6,044 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 8,967 |
| Total interest expense | $862,000 | 11,039 |
| Net interest income | $2,140,000 | 7,395 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $260,000 | 8,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 10,222 |
| Total noninterest expense | $1,386,000 | 8,355 |
| Salaries and employee benefits | $813,000 | 7,186 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $421,000 | 9,322 |
| Pre-tax net operating income | $871,000 | 6,243 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $238,000 | 6,864 |
| Income before extraordinary items | $630,000 | 6,371 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $630,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 7,883 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $632,190 | 6,001 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.