Home > First National Bank in Bronte > Income and Expense
First National Bank in Bronte, Income and Expense
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 7,991 |
| Total interest expense | $466,000 | 7,994 |
| Net interest income | $873,000 | 7,904 |
| Provision for loan and lease losses | $5,000 | 6,721 |
| Total noninterest income | $241,000 | 6,461 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $105,000 | 5,968 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $136,000 | 5,738 |
| Total noninterest expense | $878,000 | 7,830 |
| Salaries and employee benefits | $478,000 | 7,863 |
| Premises and equipment expense | $137,000 | 7,367 |
| Additional noninterest expense | $263,000 | 7,719 |
| Pre-tax net operating income | $231,000 | 6,789 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $54,000 | 4,887 |
| Income before extraordinary items | $172,000 | 6,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $172,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,777 |
| Cash dividends | $19,000 | 5,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $175,800 | 6,847 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 8,088 |
| Total interest expense | $350,000 | 8,054 |
| Net interest income | $621,000 | 8,004 |
| Provision for loan and lease losses | $4,000 | 6,410 |
| Total noninterest income | $183,000 | 6,480 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $78,000 | 6,014 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $105,000 | 5,709 |
| Total noninterest expense | $630,000 | 7,864 |
| Salaries and employee benefits | $357,000 | 7,845 |
| Premises and equipment expense | $102,000 | 7,372 |
| Additional noninterest expense | $171,000 | 7,868 |
| Pre-tax net operating income | $170,000 | 7,073 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $20,000 | 5,469 |
| Income before extraordinary items | $145,000 | 7,055 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $145,000 | 7,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,022 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $149,400 | 7,028 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $642,000 | 8,156 |
| Total interest expense | $232,000 | 8,102 |
| Net interest income | $410,000 | 8,080 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $149,000 | 6,148 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $53,000 | 6,010 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $96,000 | 5,200 |
| Total noninterest expense | $421,000 | 7,904 |
| Salaries and employee benefits | $239,000 | 7,891 |
| Premises and equipment expense | $67,000 | 7,418 |
| Additional noninterest expense | $115,000 | 7,902 |
| Pre-tax net operating income | $136,000 | 7,052 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $14,000 | 5,519 |
| Income before extraordinary items | $119,000 | 6,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $119,000 | 6,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $121,670 | 6,956 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $321,000 | 8,206 |
| Total interest expense | $116,000 | 8,146 |
| Net interest income | $205,000 | 8,141 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $110,000 | 5,340 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $27,000 | 5,944 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $210,000 | 7,950 |
| Salaries and employee benefits | $120,000 | 7,930 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $58,000 | 7,916 |
| Pre-tax net operating income | $104,000 | 6,611 |
| Securities gains (losses) | $-3,000 | 8,110 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $94,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $94,000 | 6,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $96,790 | 6,445 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 8,103 |
| Total interest expense | $408,000 | 8,081 |
| Net interest income | $842,000 | 8,046 |
| Provision for loan and lease losses | $-1,000 | 8,293 |
| Total noninterest income | $122,000 | 7,551 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $107,000 | 6,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,126 |
| Total noninterest expense | $898,000 | 7,865 |
| Salaries and employee benefits | $477,000 | 7,933 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $271,000 | 7,742 |
| Pre-tax net operating income | $67,000 | 7,799 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $60,000 | 7,819 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $60,000 | 7,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $25,000 | 5,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $61,840 | 7,805 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 8,172 |
| Total interest expense | $299,000 | 8,142 |
| Net interest income | $637,000 | 8,108 |
| Provision for loan and lease losses | $-4,000 | 8,454 |
| Total noninterest income | $96,000 | 7,569 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $671,000 | 7,883 |
| Salaries and employee benefits | $354,000 | 7,947 |
| Premises and equipment expense | $119,000 | 7,179 |
| Additional noninterest expense | $198,000 | 7,797 |
| Pre-tax net operating income | $66,000 | 7,920 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $57,000 | 7,926 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $57,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $5,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $57,000 | 7,919 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $613,000 | 8,224 |
| Total interest expense | $192,000 | 8,172 |
| Net interest income | $421,000 | 8,167 |
| Provision for loan and lease losses | $-4,000 | 8,485 |
| Total noninterest income | $73,000 | 7,453 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $52,000 | 6,195 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $440,000 | 7,933 |
| Salaries and employee benefits | $235,000 | 7,991 |
| Premises and equipment expense | $75,000 | 7,303 |
| Additional noninterest expense | $130,000 | 7,838 |
| Pre-tax net operating income | $58,000 | 7,917 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $53,000 | 7,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $53,000 | 7,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $5,000 | 5,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $53,000 | 7,887 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $300,000 | 8,259 |
| Total interest expense | $91,000 | 8,206 |
| Net interest income | $209,000 | 8,202 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $219,000 | 7,961 |
| Salaries and employee benefits | $115,000 | 8,040 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $64,000 | 7,843 |
| Pre-tax net operating income | $22,000 | 8,012 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $20,000 | 7,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $20,000 | 7,975 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 8,215 |
| Total interest expense | $301,000 | 8,183 |
| Net interest income | $854,000 | 8,152 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $93,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $89,000 | 6,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,000 | 8,569 |
| Total noninterest expense | $852,000 | 7,993 |
| Salaries and employee benefits | $457,000 | 8,025 |
| Premises and equipment expense | $156,000 | 7,202 |
| Additional noninterest expense | $239,000 | 7,990 |
| Pre-tax net operating income | $75,000 | 8,058 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $74,000 | 8,055 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $74,000 | 8,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $25,000 | 5,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $74,000 | 8,027 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $857,000 | 8,261 |
| Total interest expense | $221,000 | 8,207 |
| Net interest income | $636,000 | 8,195 |
| Provision for loan and lease losses | $20,000 | 6,139 |
| Total noninterest income | $69,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-1,000 | 8,819 |
| Total noninterest expense | $643,000 | 7,978 |
| Salaries and employee benefits | $343,000 | 8,009 |
| Premises and equipment expense | $115,000 | 7,244 |
| Additional noninterest expense | $185,000 | 7,941 |
| Pre-tax net operating income | $42,000 | 8,217 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $42,000 | 8,217 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $42,000 | 8,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $5,000 | 5,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $42,000 | 8,185 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $579,000 | 8,258 |
| Total interest expense | $146,000 | 8,199 |
| Net interest income | $433,000 | 8,191 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $47,000 | 6,391 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-6,000 | 8,830 |
| Total noninterest expense | $428,000 | 7,979 |
| Salaries and employee benefits | $227,000 | 8,038 |
| Premises and equipment expense | $77,000 | 7,225 |
| Additional noninterest expense | $124,000 | 7,920 |
| Pre-tax net operating income | $28,000 | 8,241 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $28,000 | 8,243 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,000 | 8,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,735 |
| Cash dividends | $5,000 | 5,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $28,000 | 8,211 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $285,000 | 8,332 |
| Total interest expense | $70,000 | 8,259 |
| Net interest income | $215,000 | 8,277 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $27,000 | 6,147 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $214,000 | 8,059 |
| Salaries and employee benefits | $116,000 | 8,073 |
| Premises and equipment expense | $36,000 | 7,416 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $24,000 | 8,212 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $24,000 | 8,186 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $24,000 | 8,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,877 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $24,000 | 8,163 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 8,276 |
| Total interest expense | $205,000 | 8,454 |
| Net interest income | $930,000 | 8,128 |
| Provision for loan and lease losses | $32,000 | 6,387 |
| Total noninterest income | $127,000 | 7,825 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $100,000 | 6,482 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $27,000 | 8,034 |
| Total noninterest expense | $899,000 | 7,983 |
| Salaries and employee benefits | $489,000 | 8,007 |
| Premises and equipment expense | $154,000 | 7,278 |
| Additional noninterest expense | $256,000 | 7,958 |
| Pre-tax net operating income | $126,000 | 8,035 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $8,000 | 6,812 |
| Income before extraordinary items | $125,000 | 7,995 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $125,000 | 7,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,542 |
| Cash dividends | $28,000 | 5,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $118,420 | 7,975 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 8,319 |
| Total interest expense | $143,000 | 8,546 |
| Net interest income | $710,000 | 8,140 |
| Provision for loan and lease losses | $22,000 | 6,263 |
| Total noninterest income | $100,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $22,000 | 7,981 |
| Total noninterest expense | $679,000 | 7,960 |
| Salaries and employee benefits | $362,000 | 8,014 |
| Premises and equipment expense | $120,000 | 7,191 |
| Additional noninterest expense | $197,000 | 7,929 |
| Pre-tax net operating income | $109,000 | 8,082 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $18,000 | 6,571 |
| Income before extraordinary items | $98,000 | 8,081 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $98,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,609 |
| Cash dividends | $5,000 | 5,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $92,120 | 8,067 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 8,380 |
| Total interest expense | $89,000 | 8,642 |
| Net interest income | $470,000 | 8,207 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $74,000 | 7,708 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $57,000 | 6,308 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $17,000 | 7,905 |
| Total noninterest expense | $438,000 | 8,075 |
| Salaries and employee benefits | $241,000 | 8,068 |
| Premises and equipment expense | $77,000 | 7,299 |
| Additional noninterest expense | $120,000 | 8,087 |
| Pre-tax net operating income | $88,000 | 8,006 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $77,000 | 8,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $77,000 | 8,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $5,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $71,330 | 8,007 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $268,000 | 8,481 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $224,000 | 8,304 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $216,000 | 8,129 |
| Salaries and employee benefits | $120,000 | 8,115 |
| Premises and equipment expense | $38,000 | 7,364 |
| Additional noninterest expense | $58,000 | 8,204 |
| Pre-tax net operating income | $35,000 | 8,111 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $39,000 | 7,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $39,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,300 | 8,030 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 8,404 |
| Total interest expense | $271,000 | 8,554 |
| Net interest income | $920,000 | 8,228 |
| Provision for loan and lease losses | $59,000 | 6,101 |
| Total noninterest income | $162,000 | 7,691 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $138,000 | 6,025 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $24,000 | 8,305 |
| Total noninterest expense | $904,000 | 8,071 |
| Salaries and employee benefits | $501,000 | 8,073 |
| Premises and equipment expense | $154,000 | 7,347 |
| Additional noninterest expense | $249,000 | 8,103 |
| Pre-tax net operating income | $119,000 | 8,125 |
| Securities gains (losses) | $74,000 | 2,170 |
| Applicable income taxes | $38,000 | 6,461 |
| Income before extraordinary items | $155,000 | 7,979 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $155,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $23,000 | 6,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $95,800 | 8,128 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,459 |
| Total interest expense | $224,000 | 8,571 |
| Net interest income | $695,000 | 8,294 |
| Provision for loan and lease losses | $50,000 | 5,747 |
| Total noninterest income | $128,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $106,000 | 6,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $22,000 | 8,174 |
| Total noninterest expense | $684,000 | 8,058 |
| Salaries and employee benefits | $379,000 | 8,049 |
| Premises and equipment expense | $114,000 | 7,377 |
| Additional noninterest expense | $191,000 | 8,076 |
| Pre-tax net operating income | $89,000 | 8,288 |
| Securities gains (losses) | $73,000 | 2,010 |
| Applicable income taxes | $36,000 | 6,460 |
| Income before extraordinary items | $126,000 | 8,063 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $126,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,436 |
| Cash dividends | $9,000 | 5,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $69,060 | 8,304 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $622,000 | 8,490 |
| Total interest expense | $162,000 | 8,572 |
| Net interest income | $460,000 | 8,340 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $93,000 | 7,516 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $76,000 | 5,869 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $17,000 | 8,015 |
| Total noninterest expense | $455,000 | 8,089 |
| Salaries and employee benefits | $254,000 | 8,052 |
| Premises and equipment expense | $76,000 | 7,385 |
| Additional noninterest expense | $125,000 | 8,110 |
| Pre-tax net operating income | $80,000 | 8,163 |
| Securities gains (losses) | $57,000 | 1,923 |
| Applicable income taxes | $26,000 | 6,437 |
| Income before extraordinary items | $111,000 | 7,837 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $111,000 | 7,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $5,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $64,830 | 8,155 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $330,000 | 8,487 |
| Total interest expense | $84,000 | 8,621 |
| Net interest income | $246,000 | 8,267 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $44,000 | 7,584 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $234,000 | 8,070 |
| Salaries and employee benefits | $124,000 | 8,121 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $71,000 | 7,907 |
| Pre-tax net operating income | $47,000 | 8,037 |
| Securities gains (losses) | $31,000 | 1,674 |
| Applicable income taxes | $19,000 | 6,113 |
| Income before extraordinary items | $59,000 | 7,706 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 7,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,440 | 8,040 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 8,335 |
| Total interest expense | $425,000 | 8,582 |
| Net interest income | $1,113,000 | 8,095 |
| Provision for loan and lease losses | $68,000 | 6,337 |
| Total noninterest income | $-9,000 | 9,325 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $179,000 | 5,479 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-188,000 | 9,339 |
| Total noninterest expense | $1,131,000 | 7,640 |
| Salaries and employee benefits | $593,000 | 7,732 |
| Premises and equipment expense | $223,000 | 6,487 |
| Additional noninterest expense | $315,000 | 7,705 |
| Pre-tax net operating income | $-95,000 | 8,758 |
| Securities gains (losses) | $21,000 | 3,108 |
| Applicable income taxes | $-67,000 | 9,022 |
| Income before extraordinary items | $-7,000 | 8,740 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-7,000 | 8,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,712 |
| Cash dividends | $10,000 | 6,302 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-20,440 | 8,685 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,780,000 | 8,444 |
| Total interest expense | $719,000 | 8,584 |
| Net interest income | $1,061,000 | 8,165 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $227,000 | 7,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $192,000 | 5,259 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $35,000 | 8,190 |
| Total noninterest expense | $1,114,000 | 7,658 |
| Salaries and employee benefits | $593,000 | 7,703 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $308,000 | 7,792 |
| Pre-tax net operating income | $119,000 | 8,246 |
| Securities gains (losses) | $21,000 | 3,115 |
| Applicable income taxes | $53,000 | 6,661 |
| Income before extraordinary items | $87,000 | 8,414 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $87,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,388 |
| Cash dividends | $25,000 | 6,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $73,560 | 8,379 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 8,658 |
| Total interest expense | $698,000 | 8,871 |
| Net interest income | $1,077,000 | 8,329 |
| Provision for loan and lease losses | $38,000 | 6,945 |
| Total noninterest income | $202,000 | 7,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 5,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $1,141,000 | 7,644 |
| Salaries and employee benefits | $621,000 | 7,587 |
| Premises and equipment expense | $222,000 | 6,429 |
| Additional noninterest expense | $298,000 | 7,958 |
| Pre-tax net operating income | $100,000 | 8,796 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $89,000 | 8,777 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $89,000 | 8,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,771 |
| Cash dividends | $48,000 | 6,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $86,420 | 8,777 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 8,754 |
| Total interest expense | $724,000 | 8,891 |
| Net interest income | $1,039,000 | 8,537 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $194,000 | 7,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 8,625 |
| Total noninterest expense | $1,183,000 | 7,610 |
| Salaries and employee benefits | $624,000 | 7,620 |
| Premises and equipment expense | $217,000 | 6,545 |
| Additional noninterest expense | $342,000 | 7,774 |
| Pre-tax net operating income | $15,000 | 9,350 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $16,000 | 8,309 |
| Income before extraordinary items | $2,000 | 9,437 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,000 | 9,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $25,000 | 6,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $80 | 9,414 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 9,088 |
| Total interest expense | $717,000 | 9,161 |
| Net interest income | $950,000 | 8,913 |
| Provision for loan and lease losses | $11,000 | 8,185 |
| Total noninterest income | $159,000 | 8,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,291 |
| Total noninterest expense | $976,000 | 8,190 |
| Salaries and employee benefits | $539,000 | 8,122 |
| Premises and equipment expense | $167,000 | 7,299 |
| Additional noninterest expense | $270,000 | 8,405 |
| Pre-tax net operating income | $122,000 | 9,323 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $-2,000 | 9,976 |
| Income before extraordinary items | $132,000 | 9,101 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $132,000 | 9,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,285 |
| Cash dividends | $66,000 | 6,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $124,000 | 9,085 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,649,000 | 9,497 |
| Total interest expense | $698,000 | 9,550 |
| Net interest income | $951,000 | 9,305 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $153,000 | 8,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 9,798 |
| Total noninterest expense | $907,000 | 8,660 |
| Salaries and employee benefits | $476,000 | 8,776 |
| Premises and equipment expense | $161,000 | 7,570 |
| Additional noninterest expense | $270,000 | 8,624 |
| Pre-tax net operating income | $194,000 | 9,606 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $33,000 | 9,518 |
| Income before extraordinary items | $146,000 | 9,620 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $146,000 | 9,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $66,000 | 6,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $158,300 | 9,471 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 10,101 |
| Total interest expense | $606,000 | 10,254 |
| Net interest income | $896,000 | 9,844 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $135,000 | 9,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 7,151 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 10,461 |
| Total noninterest expense | $898,000 | 9,059 |
| Salaries and employee benefits | $482,000 | 9,015 |
| Premises and equipment expense | $148,000 | 8,108 |
| Additional noninterest expense | $268,000 | 9,203 |
| Pre-tax net operating income | $133,000 | 10,193 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $-5,000 | 10,919 |
| Income before extraordinary items | $135,000 | 9,934 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $135,000 | 9,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $53,000 | 7,465 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $138,000 | 9,848 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 10,658 |
| Total interest expense | $524,000 | 10,937 |
| Net interest income | $896,000 | 10,255 |
| Provision for loan and lease losses | $-17,000 | 11,458 |
| Total noninterest income | $126,000 | 9,738 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $862,000 | 9,499 |
| Salaries and employee benefits | $463,000 | 9,426 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $270,000 | 9,600 |
| Pre-tax net operating income | $177,000 | 10,596 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $22,000 | 10,722 |
| Income before extraordinary items | $156,000 | 10,408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $156,000 | 10,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $35,000 | 8,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $155,120 | 10,389 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 11,032 |
| Total interest expense | $451,000 | 11,333 |
| Net interest income | $901,000 | 10,722 |
| Provision for loan and lease losses | $-60,000 | 12,035 |
| Total noninterest income | $125,000 | 10,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,965 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $933,000 | 9,619 |
| Salaries and employee benefits | $499,000 | 9,402 |
| Premises and equipment expense | $131,000 | 9,070 |
| Additional noninterest expense | $303,000 | 9,934 |
| Pre-tax net operating income | $153,000 | 11,244 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $42,000 | 10,655 |
| Income before extraordinary items | $108,000 | 11,310 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $108,000 | 11,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 11,321 |
| Cash dividends | $137,000 | 6,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $110,160 | 11,322 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 11,588 |
| Total interest expense | $467,000 | 11,853 |
| Net interest income | $875,000 | 11,257 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $135,000 | 10,524 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 8,461 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 10,795 |
| Total noninterest expense | $778,000 | 10,771 |
| Salaries and employee benefits | $429,000 | 10,344 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $257,000 | 10,986 |
| Pre-tax net operating income | $232,000 | 10,769 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $30,000 | 11,384 |
| Income before extraordinary items | $207,000 | 10,560 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $207,000 | 10,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $17,000 | 8,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $202,650 | 10,395 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 12,141 |
| Total interest expense | $573,000 | 12,421 |
| Net interest income | $850,000 | 11,705 |
| Provision for loan and lease losses | $-30,000 | 13,559 |
| Total noninterest income | $142,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 8,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,778 |
| Total noninterest expense | $857,000 | 10,723 |
| Salaries and employee benefits | $426,000 | 10,562 |
| Premises and equipment expense | $88,000 | 11,176 |
| Additional noninterest expense | $343,000 | 10,286 |
| Pre-tax net operating income | $165,000 | 11,376 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $20,000 | 12,109 |
| Income before extraordinary items | $141,000 | 11,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $141,000 | 11,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 12,970 |
| Cash dividends | $15,000 | 8,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $144,520 | 11,017 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.