Home > First National Bank in Belleville > Income and Expense
First National Bank in Belleville, Income and Expense
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 5,657 |
| Total interest expense | $541,000 | 5,662 |
| Net interest income | $767,000 | 5,526 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $98,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $68,000 | 4,246 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $673,000 | 5,382 |
| Salaries and employee benefits | $417,000 | 5,029 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $165,000 | 5,838 |
| Pre-tax net operating income | $192,000 | 5,599 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $185,000 | 5,236 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $185,000 | 5,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $185,000 | 5,219 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,754,000 | 5,688 |
| Total interest expense | $1,655,000 | 5,889 |
| Net interest income | $3,099,000 | 5,426 |
| Provision for loan and lease losses | $-1,000 | 8,293 |
| Total noninterest income | $465,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $323,000 | 3,973 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 5,713 |
| Total noninterest expense | $2,562,000 | 5,406 |
| Salaries and employee benefits | $1,501,000 | 5,188 |
| Premises and equipment expense | $323,000 | 5,549 |
| Additional noninterest expense | $738,000 | 5,490 |
| Pre-tax net operating income | $1,003,000 | 5,196 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $36,000 | 5,646 |
| Income before extraordinary items | $967,000 | 4,788 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $967,000 | 4,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,500 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $967,000 | 4,776 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,499,000 | 5,745 |
| Total interest expense | $1,197,000 | 5,918 |
| Net interest income | $2,302,000 | 5,502 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $356,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $248,000 | 3,961 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $108,000 | 5,705 |
| Total noninterest expense | $1,965,000 | 5,320 |
| Salaries and employee benefits | $1,143,000 | 5,128 |
| Premises and equipment expense | $257,000 | 5,393 |
| Additional noninterest expense | $565,000 | 5,402 |
| Pre-tax net operating income | $693,000 | 5,554 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $24,000 | 5,893 |
| Income before extraordinary items | $669,000 | 5,100 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $669,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $600,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $669,000 | 5,099 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,279,000 | 5,783 |
| Total interest expense | $769,000 | 5,911 |
| Net interest income | $1,510,000 | 5,569 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $239,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $1,321,000 | 5,305 |
| Salaries and employee benefits | $763,000 | 5,141 |
| Premises and equipment expense | $174,000 | 5,339 |
| Additional noninterest expense | $384,000 | 5,353 |
| Pre-tax net operating income | $429,000 | 5,746 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $15,000 | 5,945 |
| Income before extraordinary items | $414,000 | 5,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $414,000 | 5,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $400,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $414,000 | 5,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,120,000 | 5,795 |
| Total interest expense | $360,000 | 5,966 |
| Net interest income | $760,000 | 5,570 |
| Provision for loan and lease losses | $-2,000 | 8,511 |
| Total noninterest income | $111,000 | 5,380 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,131 |
| Total noninterest expense | $673,000 | 5,250 |
| Salaries and employee benefits | $383,000 | 5,165 |
| Premises and equipment expense | $90,000 | 5,271 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $193,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 1,804 |
| Cash dividends | $200,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $193,000 | 5,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,259,000 | 5,642 |
| Total interest expense | $1,183,000 | 5,838 |
| Net interest income | $3,076,000 | 5,434 |
| Provision for loan and lease losses | $102,000 | 4,778 |
| Total noninterest income | $476,000 | 5,347 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $385,000 | 3,646 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,549 |
| Total noninterest expense | $2,491,000 | 5,391 |
| Salaries and employee benefits | $1,428,000 | 5,212 |
| Premises and equipment expense | $336,000 | 5,411 |
| Additional noninterest expense | $727,000 | 5,478 |
| Pre-tax net operating income | $959,000 | 5,463 |
| Securities gains (losses) | $-12,000 | 7,607 |
| Applicable income taxes | $34,000 | 6,086 |
| Income before extraordinary items | $913,000 | 5,045 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $913,000 | 5,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,047 |
| Cash dividends | $850,000 | 2,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $924,520 | 4,987 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,142,000 | 5,662 |
| Total interest expense | $848,000 | 5,861 |
| Net interest income | $2,294,000 | 5,453 |
| Provision for loan and lease losses | $92,000 | 4,283 |
| Total noninterest income | $355,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $288,000 | 3,663 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $67,000 | 6,581 |
| Total noninterest expense | $1,900,000 | 5,305 |
| Salaries and employee benefits | $1,090,000 | 5,132 |
| Premises and equipment expense | $265,000 | 5,234 |
| Additional noninterest expense | $545,000 | 5,446 |
| Pre-tax net operating income | $657,000 | 5,782 |
| Securities gains (losses) | $-12,000 | 7,977 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $622,000 | 5,359 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $622,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,387 |
| Cash dividends | $620,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $633,520 | 5,289 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,061,000 | 5,649 |
| Total interest expense | $541,000 | 5,842 |
| Net interest income | $1,520,000 | 5,464 |
| Provision for loan and lease losses | $78,000 | 3,781 |
| Total noninterest income | $234,000 | 5,383 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $192,000 | 3,588 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $42,000 | 6,689 |
| Total noninterest expense | $1,275,000 | 5,268 |
| Salaries and employee benefits | $741,000 | 5,074 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $360,000 | 5,435 |
| Pre-tax net operating income | $401,000 | 5,971 |
| Securities gains (losses) | $1,000 | 1,973 |
| Applicable income taxes | $16,000 | 6,203 |
| Income before extraordinary items | $386,000 | 5,530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $386,000 | 5,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 1,898 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $385,040 | 5,490 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 5,681 |
| Total interest expense | $264,000 | 5,825 |
| Net interest income | $754,000 | 5,518 |
| Provision for loan and lease losses | $-2,000 | 8,682 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $97,000 | 3,512 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $628,000 | 5,365 |
| Salaries and employee benefits | $364,000 | 5,144 |
| Premises and equipment expense | $88,000 | 5,294 |
| Additional noninterest expense | $176,000 | 5,487 |
| Pre-tax net operating income | $243,000 | 5,510 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $234,000 | 5,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $234,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $234,000 | 5,003 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 5,512 |
| Total interest expense | $1,012,000 | 5,614 |
| Net interest income | $3,047,000 | 5,361 |
| Provision for loan and lease losses | $41,000 | 6,153 |
| Total noninterest income | $584,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $446,000 | 3,406 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $138,000 | 5,841 |
| Total noninterest expense | $2,532,000 | 5,258 |
| Salaries and employee benefits | $1,415,000 | 5,141 |
| Premises and equipment expense | $346,000 | 5,257 |
| Additional noninterest expense | $771,000 | 5,216 |
| Pre-tax net operating income | $1,058,000 | 5,096 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $23,000 | 6,489 |
| Income before extraordinary items | $1,035,000 | 4,596 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,035,000 | 4,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,793 |
| Cash dividends | $1,000,000 | 2,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,035,000 | 4,529 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,046,000 | 5,505 |
| Total interest expense | $749,000 | 5,630 |
| Net interest income | $2,297,000 | 5,337 |
| Provision for loan and lease losses | $41,000 | 5,688 |
| Total noninterest income | $442,000 | 4,887 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $336,000 | 3,411 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $106,000 | 5,817 |
| Total noninterest expense | $1,893,000 | 5,229 |
| Salaries and employee benefits | $1,065,000 | 5,086 |
| Premises and equipment expense | $265,000 | 5,155 |
| Additional noninterest expense | $563,000 | 5,259 |
| Pre-tax net operating income | $805,000 | 5,170 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $17,000 | 6,595 |
| Income before extraordinary items | $788,000 | 4,665 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $788,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,016 |
| Cash dividends | $480,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $788,000 | 4,581 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 5,525 |
| Total interest expense | $503,000 | 5,631 |
| Net interest income | $1,515,000 | 5,366 |
| Provision for loan and lease losses | $29,000 | 5,552 |
| Total noninterest income | $296,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $222,000 | 3,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $74,000 | 5,746 |
| Total noninterest expense | $1,265,000 | 5,253 |
| Salaries and employee benefits | $717,000 | 5,077 |
| Premises and equipment expense | $172,000 | 5,274 |
| Additional noninterest expense | $376,000 | 5,275 |
| Pre-tax net operating income | $517,000 | 5,222 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $512,000 | 4,676 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $512,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $512,000 | 4,583 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,005,000 | 5,553 |
| Total interest expense | $253,000 | 5,678 |
| Net interest income | $752,000 | 5,410 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $146,000 | 4,837 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $39,000 | 5,616 |
| Total noninterest expense | $637,000 | 5,234 |
| Salaries and employee benefits | $360,000 | 5,083 |
| Premises and equipment expense | $87,000 | 5,269 |
| Additional noninterest expense | $190,000 | 5,256 |
| Pre-tax net operating income | $247,000 | 5,314 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-5,000 | 8,826 |
| Income before extraordinary items | $252,000 | 4,728 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $252,000 | 4,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,775 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $252,000 | 4,607 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 5,630 |
| Total interest expense | $1,190,000 | 5,589 |
| Net interest income | $2,828,000 | 5,492 |
| Provision for loan and lease losses | $96,000 | 5,391 |
| Total noninterest income | $480,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $343,000 | 4,007 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $137,000 | 5,993 |
| Total noninterest expense | $2,565,000 | 5,131 |
| Salaries and employee benefits | $1,391,000 | 5,110 |
| Premises and equipment expense | $371,000 | 4,988 |
| Additional noninterest expense | $803,000 | 5,032 |
| Pre-tax net operating income | $647,000 | 6,169 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $20,000 | 6,788 |
| Income before extraordinary items | $627,000 | 5,856 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $627,000 | 5,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,563 |
| Cash dividends | $500,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $627,000 | 5,686 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,002,000 | 5,705 |
| Total interest expense | $926,000 | 5,613 |
| Net interest income | $2,076,000 | 5,600 |
| Provision for loan and lease losses | $101,000 | 4,636 |
| Total noninterest income | $359,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $256,000 | 4,030 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,018 |
| Total noninterest expense | $1,863,000 | 5,212 |
| Salaries and employee benefits | $1,006,000 | 5,227 |
| Premises and equipment expense | $285,000 | 4,889 |
| Additional noninterest expense | $572,000 | 5,183 |
| Pre-tax net operating income | $471,000 | 6,407 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $457,000 | 6,061 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $457,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,931 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $457,000 | 5,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 5,701 |
| Total interest expense | $642,000 | 5,617 |
| Net interest income | $1,380,000 | 5,605 |
| Provision for loan and lease losses | $83,000 | 4,260 |
| Total noninterest income | $236,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $170,000 | 4,008 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $66,000 | 6,086 |
| Total noninterest expense | $1,254,000 | 5,190 |
| Salaries and employee benefits | $672,000 | 5,228 |
| Premises and equipment expense | $189,000 | 4,885 |
| Additional noninterest expense | $393,000 | 5,068 |
| Pre-tax net operating income | $279,000 | 6,634 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $274,000 | 6,308 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $274,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 2,353 |
| Cash dividends | $200,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $274,000 | 6,096 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,831 |
| Total interest expense | $333,000 | 5,603 |
| Net interest income | $651,000 | 5,782 |
| Provision for loan and lease losses | $16,000 | 5,479 |
| Total noninterest income | $105,000 | 5,786 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $662,000 | 4,998 |
| Salaries and employee benefits | $349,000 | 5,108 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $217,000 | 4,673 |
| Pre-tax net operating income | $78,000 | 7,559 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $74,000 | 7,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $74,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,973 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $74,000 | 7,255 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,896,000 | 5,990 |
| Total interest expense | $1,443,000 | 5,848 |
| Net interest income | $2,453,000 | 5,968 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $366,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $252,000 | 4,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $2,114,000 | 5,680 |
| Salaries and employee benefits | $1,126,000 | 5,729 |
| Premises and equipment expense | $355,000 | 5,049 |
| Additional noninterest expense | $633,000 | 5,740 |
| Pre-tax net operating income | $695,000 | 6,108 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $33,000 | 6,789 |
| Income before extraordinary items | $662,000 | 5,701 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $662,000 | 5,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $630,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $662,000 | 5,554 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,651,000 | 6,632 |
| Total interest expense | $1,751,000 | 6,506 |
| Net interest income | $1,900,000 | 6,599 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $262,000 | 6,745 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $154,000 | 5,751 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $108,000 | 6,258 |
| Total noninterest expense | $1,568,000 | 6,643 |
| Salaries and employee benefits | $831,000 | 6,651 |
| Premises and equipment expense | $323,000 | 5,297 |
| Additional noninterest expense | $414,000 | 7,041 |
| Pre-tax net operating income | $534,000 | 6,427 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $23,000 | 7,236 |
| Income before extraordinary items | $511,000 | 6,021 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $511,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $436,000 | 3,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $511,000 | 5,905 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 6,692 |
| Total interest expense | $1,894,000 | 6,435 |
| Net interest income | $1,847,000 | 6,824 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $284,000 | 6,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 5,869 |
| Total noninterest expense | $1,512,000 | 6,722 |
| Salaries and employee benefits | $810,000 | 6,686 |
| Premises and equipment expense | $291,000 | 5,519 |
| Additional noninterest expense | $411,000 | 7,061 |
| Pre-tax net operating income | $559,000 | 6,746 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $23,000 | 7,775 |
| Income before extraordinary items | $536,000 | 6,143 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $536,000 | 6,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $400,000 | 3,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $536,000 | 6,150 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 7,001 |
| Total interest expense | $1,640,000 | 6,657 |
| Net interest income | $1,697,000 | 7,201 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $273,000 | 6,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 5,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $1,461,000 | 6,880 |
| Salaries and employee benefits | $785,000 | 6,818 |
| Premises and equipment expense | $295,000 | 5,509 |
| Additional noninterest expense | $381,000 | 7,434 |
| Pre-tax net operating income | $464,000 | 7,303 |
| Securities gains (losses) | $22,000 | 1,340 |
| Applicable income taxes | $13,000 | 8,404 |
| Income before extraordinary items | $473,000 | 6,582 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $473,000 | 6,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $440,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $451,660 | 6,669 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 7,019 |
| Total interest expense | $1,730,000 | 6,701 |
| Net interest income | $1,713,000 | 7,267 |
| Provision for loan and lease losses | $79,000 | 5,632 |
| Total noninterest income | $274,000 | 6,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 6,633 |
| Total noninterest expense | $1,386,000 | 7,002 |
| Salaries and employee benefits | $773,000 | 6,801 |
| Premises and equipment expense | $226,000 | 6,324 |
| Additional noninterest expense | $387,000 | 7,327 |
| Pre-tax net operating income | $522,000 | 7,258 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $35,000 | 8,609 |
| Income before extraordinary items | $487,000 | 6,683 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $487,000 | 6,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $815,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $487,000 | 6,573 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,416,000 | 7,263 |
| Total interest expense | $1,639,000 | 7,029 |
| Net interest income | $1,777,000 | 7,366 |
| Provision for loan and lease losses | $14,000 | 8,198 |
| Total noninterest income | $285,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $1,192,000 | 7,705 |
| Salaries and employee benefits | $689,000 | 7,377 |
| Premises and equipment expense | $129,000 | 8,265 |
| Additional noninterest expense | $374,000 | 7,588 |
| Pre-tax net operating income | $856,000 | 6,303 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $162,000 | 7,431 |
| Income before extraordinary items | $694,000 | 5,937 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $694,000 | 5,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $694,000 | 5,893 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 7,724 |
| Total interest expense | $1,531,000 | 7,495 |
| Net interest income | $1,672,000 | 7,853 |
| Provision for loan and lease losses | $12,000 | 8,364 |
| Total noninterest income | $252,000 | 7,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,617 |
| Total noninterest expense | $1,177,000 | 8,045 |
| Salaries and employee benefits | $649,000 | 7,848 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $389,000 | 7,971 |
| Pre-tax net operating income | $735,000 | 6,768 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $284,000 | 6,018 |
| Income before extraordinary items | $455,000 | 7,196 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $455,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $452,440 | 7,169 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 8,263 |
| Total interest expense | $1,408,000 | 7,955 |
| Net interest income | $1,556,000 | 8,374 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $224,000 | 8,081 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,159,000 | 8,354 |
| Salaries and employee benefits | $596,000 | 8,382 |
| Premises and equipment expense | $171,000 | 7,793 |
| Additional noninterest expense | $392,000 | 8,268 |
| Pre-tax net operating income | $621,000 | 7,765 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $238,000 | 6,833 |
| Income before extraordinary items | $383,000 | 8,218 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $383,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $383,000 | 8,198 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,662,000 | 8,630 |
| Total interest expense | $1,093,000 | 8,315 |
| Net interest income | $1,569,000 | 8,670 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $215,000 | 8,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,615 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,146,000 | 8,822 |
| Salaries and employee benefits | $575,000 | 8,793 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $422,000 | 8,602 |
| Pre-tax net operating income | $638,000 | 7,780 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $267,000 | 6,290 |
| Income before extraordinary items | $384,000 | 8,317 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $384,000 | 8,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $375,680 | 8,450 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,724,000 | 8,791 |
| Total interest expense | $1,205,000 | 8,230 |
| Net interest income | $1,519,000 | 9,042 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $203,000 | 9,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,172,000 | 9,001 |
| Salaries and employee benefits | $551,000 | 9,206 |
| Premises and equipment expense | $152,000 | 8,840 |
| Additional noninterest expense | $469,000 | 8,531 |
| Pre-tax net operating income | $550,000 | 8,297 |
| Securities gains (losses) | $-17,000 | 12,886 |
| Applicable income taxes | $226,000 | 7,158 |
| Income before extraordinary items | $307,000 | 9,397 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $307,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 7,654 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $317,880 | 9,014 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 8,682 |
| Total interest expense | $1,521,000 | 8,452 |
| Net interest income | $1,652,000 | 8,802 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,190 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,207,000 | 9,004 |
| Salaries and employee benefits | $583,000 | 8,971 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $446,000 | 9,020 |
| Pre-tax net operating income | $630,000 | 7,518 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $267,000 | 6,408 |
| Income before extraordinary items | $371,000 | 8,498 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $371,000 | 8,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 12,482 |
| Cash dividends | $260,000 | 4,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $365,880 | 8,193 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.