Home > First National Bank, Henryetta > Income and Expense
First National Bank, Henryetta, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 6,432 |
| Total interest expense | $632,000 | 6,351 |
| Net interest income | $1,132,000 | 6,365 |
| Provision for loan and lease losses | $121,000 | 2,975 |
| Total noninterest income | $217,000 | 5,465 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $170,000 | 3,875 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $47,000 | 6,470 |
| Total noninterest expense | $899,000 | 6,476 |
| Salaries and employee benefits | $478,000 | 6,542 |
| Premises and equipment expense | $101,000 | 6,744 |
| Additional noninterest expense | $320,000 | 5,875 |
| Pre-tax net operating income | $329,000 | 6,277 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $320,000 | 5,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $320,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,779 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $320,000 | 5,877 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 6,498 |
| Total interest expense | $297,000 | 6,399 |
| Net interest income | $552,000 | 6,435 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $106,000 | 5,470 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,429 |
| Total noninterest expense | $446,000 | 6,499 |
| Salaries and employee benefits | $234,000 | 6,613 |
| Premises and equipment expense | $50,000 | 6,755 |
| Additional noninterest expense | $162,000 | 5,824 |
| Pre-tax net operating income | $152,000 | 6,393 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $147,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 2,876 |
| Cash dividends | $150,000 | 2,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $147,000 | 6,013 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 6,198 |
| Total interest expense | $988,000 | 6,320 |
| Net interest income | $2,497,000 | 6,054 |
| Provision for loan and lease losses | $654,000 | 1,525 |
| Total noninterest income | $472,000 | 5,376 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $398,000 | 3,566 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $74,000 | 6,870 |
| Total noninterest expense | $1,799,000 | 6,409 |
| Salaries and employee benefits | $913,000 | 6,598 |
| Premises and equipment expense | $190,000 | 6,821 |
| Additional noninterest expense | $696,000 | 5,602 |
| Pre-tax net operating income | $516,000 | 6,699 |
| Securities gains (losses) | $26,000 | 1,166 |
| Applicable income taxes | $3,000 | 6,741 |
| Income before extraordinary items | $539,000 | 6,219 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $539,000 | 6,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $637,000 | 960 |
| Cash dividends | $496,000 | 3,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $513,260 | 6,285 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 6,186 |
| Total interest expense | $728,000 | 6,256 |
| Net interest income | $1,887,000 | 6,061 |
| Provision for loan and lease losses | $512,000 | 1,375 |
| Total noninterest income | $368,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $309,000 | 3,492 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $59,000 | 6,795 |
| Total noninterest expense | $1,364,000 | 6,363 |
| Salaries and employee benefits | $703,000 | 6,531 |
| Premises and equipment expense | $147,000 | 6,762 |
| Additional noninterest expense | $514,000 | 5,623 |
| Pre-tax net operating income | $379,000 | 6,887 |
| Securities gains (losses) | $26,000 | 1,129 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $405,000 | 6,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $405,000 | 6,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,009 |
| Cash dividends | $378,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $379,000 | 6,456 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,732,000 | 6,146 |
| Total interest expense | $487,000 | 6,102 |
| Net interest income | $1,245,000 | 6,072 |
| Provision for loan and lease losses | $451,000 | 1,066 |
| Total noninterest income | $250,000 | 5,214 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $202,000 | 3,491 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $48,000 | 6,470 |
| Total noninterest expense | $919,000 | 6,335 |
| Salaries and employee benefits | $471,000 | 6,513 |
| Premises and equipment expense | $98,000 | 6,741 |
| Additional noninterest expense | $350,000 | 5,525 |
| Pre-tax net operating income | $125,000 | 7,702 |
| Securities gains (losses) | $26,000 | 1,021 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $151,000 | 7,342 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $151,000 | 7,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 1,332 |
| Cash dividends | $378,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $125,000 | 7,502 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $858,000 | 6,188 |
| Total interest expense | $211,000 | 6,398 |
| Net interest income | $647,000 | 5,989 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $124,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $21,000 | 6,763 |
| Total noninterest expense | $456,000 | 6,389 |
| Salaries and employee benefits | $241,000 | 6,482 |
| Premises and equipment expense | $50,000 | 6,770 |
| Additional noninterest expense | $165,000 | 5,705 |
| Pre-tax net operating income | $225,000 | 5,694 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $225,000 | 5,137 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $225,000 | 5,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,069 |
| Cash dividends | $189,000 | 2,301 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $225,000 | 5,108 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 6,227 |
| Total interest expense | $699,000 | 6,601 |
| Net interest income | $2,517,000 | 5,984 |
| Provision for loan and lease losses | $358,000 | 2,589 |
| Total noninterest income | $516,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $424,000 | 3,508 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $92,000 | 6,549 |
| Total noninterest expense | $1,876,000 | 6,233 |
| Salaries and employee benefits | $950,000 | 6,443 |
| Premises and equipment expense | $227,000 | 6,430 |
| Additional noninterest expense | $699,000 | 5,533 |
| Pre-tax net operating income | $799,000 | 5,793 |
| Securities gains (losses) | $95,000 | 1,279 |
| Applicable income taxes | $-82,000 | 8,713 |
| Income before extraordinary items | $976,000 | 4,768 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $976,000 | 4,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,991 |
| Cash dividends | $926,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $881,000 | 4,955 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 6,288 |
| Total interest expense | $499,000 | 6,704 |
| Net interest income | $1,869,000 | 6,026 |
| Provision for loan and lease losses | $244,000 | 2,616 |
| Total noninterest income | $400,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $325,000 | 3,473 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $75,000 | 6,422 |
| Total noninterest expense | $1,400,000 | 6,199 |
| Salaries and employee benefits | $729,000 | 6,337 |
| Premises and equipment expense | $175,000 | 6,352 |
| Additional noninterest expense | $496,000 | 5,659 |
| Pre-tax net operating income | $625,000 | 5,788 |
| Securities gains (losses) | $63,000 | 1,486 |
| Applicable income taxes | $-89,000 | 8,845 |
| Income before extraordinary items | $777,000 | 4,703 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $777,000 | 4,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,595 |
| Cash dividends | $567,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $714,000 | 4,818 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 6,377 |
| Total interest expense | $327,000 | 6,774 |
| Net interest income | $1,216,000 | 6,113 |
| Provision for loan and lease losses | $169,000 | 2,521 |
| Total noninterest income | $272,000 | 5,053 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $212,000 | 3,504 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $60,000 | 6,128 |
| Total noninterest expense | $931,000 | 6,248 |
| Salaries and employee benefits | $483,000 | 6,408 |
| Premises and equipment expense | $118,000 | 6,364 |
| Additional noninterest expense | $330,000 | 5,690 |
| Pre-tax net operating income | $388,000 | 5,930 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-89,000 | 8,932 |
| Income before extraordinary items | $477,000 | 4,855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 4,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,702 |
| Cash dividends | $378,000 | 2,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $477,000 | 4,771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $773,000 | 6,388 |
| Total interest expense | $163,000 | 6,852 |
| Net interest income | $610,000 | 6,104 |
| Provision for loan and lease losses | $38,000 | 3,803 |
| Total noninterest income | $134,000 | 5,061 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $106,000 | 3,438 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $474,000 | 6,220 |
| Salaries and employee benefits | $259,000 | 6,213 |
| Premises and equipment expense | $63,000 | 6,196 |
| Additional noninterest expense | $152,000 | 5,957 |
| Pre-tax net operating income | $232,000 | 5,467 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $232,000 | 4,953 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $232,000 | 4,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,014 |
| Cash dividends | $189,000 | 2,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $232,000 | 4,831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 6,754 |
| Total interest expense | $738,000 | 6,911 |
| Net interest income | $2,049,000 | 6,521 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $324,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $252,000 | 4,738 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $72,000 | 7,041 |
| Total noninterest expense | $1,574,000 | 6,760 |
| Salaries and employee benefits | $823,000 | 6,840 |
| Premises and equipment expense | $236,000 | 6,350 |
| Additional noninterest expense | $515,000 | 6,465 |
| Pre-tax net operating income | $659,000 | 6,136 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $21,000 | 6,768 |
| Income before extraordinary items | $638,000 | 5,810 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $638,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,926 |
| Cash dividends | $533,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $638,000 | 5,644 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 6,969 |
| Total interest expense | $564,000 | 7,009 |
| Net interest income | $1,422,000 | 6,793 |
| Provision for loan and lease losses | $80,000 | 5,120 |
| Total noninterest income | $208,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $162,000 | 5,122 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 7,333 |
| Total noninterest expense | $1,177,000 | 6,756 |
| Salaries and employee benefits | $627,000 | 6,794 |
| Premises and equipment expense | $173,000 | 6,430 |
| Additional noninterest expense | $377,000 | 6,513 |
| Pre-tax net operating income | $373,000 | 6,828 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $21,000 | 6,780 |
| Income before extraordinary items | $352,000 | 6,651 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $352,000 | 6,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,488 |
| Cash dividends | $165,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $352,000 | 6,465 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,195,000 | 7,301 |
| Total interest expense | $367,000 | 7,212 |
| Net interest income | $828,000 | 7,183 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $127,000 | 6,961 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $28,000 | 7,414 |
| Total noninterest expense | $711,000 | 7,048 |
| Salaries and employee benefits | $382,000 | 7,060 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $236,000 | 6,692 |
| Pre-tax net operating income | $204,000 | 7,185 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $21,000 | 6,569 |
| Income before extraordinary items | $183,000 | 7,133 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $183,000 | 7,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $183,000 | 6,945 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,896 |
| Total interest expense | $150,000 | 7,759 |
| Net interest income | $315,000 | 7,830 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $265,000 | 7,792 |
| Salaries and employee benefits | $146,000 | 7,774 |
| Premises and equipment expense | $31,000 | 7,807 |
| Additional noninterest expense | $88,000 | 7,465 |
| Pre-tax net operating income | $96,000 | 7,255 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $75,000 | 7,393 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $75,000 | 7,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $75,000 | 7,239 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,242,000 | 6,595 |
| Total interest expense | $940,000 | 7,085 |
| Net interest income | $2,302,000 | 6,175 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $306,000 | 6,416 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $253,000 | 4,656 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $1,768,000 | 6,319 |
| Salaries and employee benefits | $948,000 | 6,324 |
| Premises and equipment expense | $299,000 | 5,596 |
| Additional noninterest expense | $521,000 | 6,385 |
| Pre-tax net operating income | $705,000 | 6,058 |
| Securities gains (losses) | $51,000 | 2,387 |
| Applicable income taxes | $189,000 | 5,192 |
| Income before extraordinary items | $567,000 | 6,114 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $567,000 | 6,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,640 |
| Cash dividends | $42,000 | 6,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $528,750 | 6,121 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 6,731 |
| Total interest expense | $1,482,000 | 7,015 |
| Net interest income | $2,075,000 | 6,321 |
| Provision for loan and lease losses | $121,000 | 5,176 |
| Total noninterest income | $285,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $225,000 | 4,881 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $60,000 | 7,402 |
| Total noninterest expense | $1,605,000 | 6,564 |
| Salaries and employee benefits | $861,000 | 6,532 |
| Premises and equipment expense | $244,000 | 6,160 |
| Additional noninterest expense | $500,000 | 6,439 |
| Pre-tax net operating income | $634,000 | 6,052 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $184,000 | 5,168 |
| Income before extraordinary items | $452,000 | 6,297 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $452,000 | 6,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 3,735 |
| Cash dividends | $252,000 | 4,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $450,580 | 6,188 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 6,878 |
| Total interest expense | $1,595,000 | 6,977 |
| Net interest income | $1,948,000 | 6,634 |
| Provision for loan and lease losses | $140,000 | 4,540 |
| Total noninterest income | $284,000 | 6,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 4,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,624 |
| Total noninterest expense | $1,469,000 | 6,821 |
| Salaries and employee benefits | $806,000 | 6,702 |
| Premises and equipment expense | $184,000 | 7,017 |
| Additional noninterest expense | $479,000 | 6,589 |
| Pre-tax net operating income | $623,000 | 6,495 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $190,000 | 5,486 |
| Income before extraordinary items | $433,000 | 6,666 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $433,000 | 6,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,443 |
| Cash dividends | $252,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $433,000 | 6,677 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 7,042 |
| Total interest expense | $1,351,000 | 7,299 |
| Net interest income | $1,953,000 | 6,726 |
| Provision for loan and lease losses | $172,000 | 3,944 |
| Total noninterest income | $293,000 | 6,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,335 |
| Total noninterest expense | $1,422,000 | 6,987 |
| Salaries and employee benefits | $760,000 | 6,942 |
| Premises and equipment expense | $197,000 | 6,860 |
| Additional noninterest expense | $465,000 | 6,781 |
| Pre-tax net operating income | $652,000 | 6,512 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $201,000 | 5,699 |
| Income before extraordinary items | $451,000 | 6,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $451,000 | 6,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,454 |
| Cash dividends | $252,000 | 4,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $451,000 | 6,673 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,289,000 | 7,182 |
| Total interest expense | $1,339,000 | 7,570 |
| Net interest income | $1,950,000 | 6,760 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $310,000 | 6,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 4,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,682 |
| Total noninterest expense | $1,425,000 | 6,892 |
| Salaries and employee benefits | $748,000 | 6,928 |
| Premises and equipment expense | $170,000 | 7,238 |
| Additional noninterest expense | $507,000 | 6,377 |
| Pre-tax net operating income | $645,000 | 6,704 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $208,000 | 6,105 |
| Income before extraordinary items | $440,000 | 6,984 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $440,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,854 |
| Cash dividends | $252,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $437,960 | 6,898 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,387,000 | 7,303 |
| Total interest expense | $1,371,000 | 7,656 |
| Net interest income | $2,016,000 | 6,890 |
| Provision for loan and lease losses | $167,000 | 3,903 |
| Total noninterest income | $332,000 | 6,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,936 |
| Total noninterest expense | $1,458,000 | 6,899 |
| Salaries and employee benefits | $761,000 | 6,965 |
| Premises and equipment expense | $183,000 | 7,152 |
| Additional noninterest expense | $514,000 | 6,392 |
| Pre-tax net operating income | $723,000 | 6,882 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $232,000 | 6,470 |
| Income before extraordinary items | $493,000 | 7,011 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $493,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,931 |
| Cash dividends | $483,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $491,640 | 6,969 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,319,000 | 7,587 |
| Total interest expense | $1,283,000 | 8,153 |
| Net interest income | $2,036,000 | 7,065 |
| Provision for loan and lease losses | $35,000 | 7,226 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,723 |
| Total noninterest expense | $1,447,000 | 7,259 |
| Salaries and employee benefits | $750,000 | 7,249 |
| Premises and equipment expense | $192,000 | 7,172 |
| Additional noninterest expense | $505,000 | 7,017 |
| Pre-tax net operating income | $985,000 | 5,795 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $301,000 | 5,818 |
| Income before extraordinary items | $684,000 | 5,830 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $684,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,700 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $684,000 | 5,772 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 8,226 |
| Total interest expense | $1,203,000 | 8,576 |
| Net interest income | $1,785,000 | 7,801 |
| Provision for loan and lease losses | $-92,000 | 11,688 |
| Total noninterest income | $313,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,567 |
| Total noninterest expense | $1,426,000 | 7,503 |
| Salaries and employee benefits | $728,000 | 7,548 |
| Premises and equipment expense | $174,000 | 7,727 |
| Additional noninterest expense | $524,000 | 7,082 |
| Pre-tax net operating income | $764,000 | 6,983 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $255,000 | 6,571 |
| Income before extraordinary items | $510,000 | 7,172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $510,000 | 7,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-90,000 | 11,686 |
| Cash dividends | $126,000 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $509,330 | 7,154 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 8,837 |
| Total interest expense | $907,000 | 9,103 |
| Net interest income | $1,635,000 | 8,496 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $302,000 | 7,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,803 |
| Total noninterest expense | $1,299,000 | 8,240 |
| Salaries and employee benefits | $676,000 | 8,062 |
| Premises and equipment expense | $152,000 | 8,497 |
| Additional noninterest expense | $471,000 | 8,140 |
| Pre-tax net operating income | $638,000 | 7,780 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $189,000 | 7,532 |
| Income before extraordinary items | $449,000 | 7,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $449,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 5,073 |
| Cash dividends | $168,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $449,000 | 7,770 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 9,207 |
| Total interest expense | $843,000 | 9,817 |
| Net interest income | $1,645,000 | 8,659 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $280,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 6,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $1,306,000 | 8,485 |
| Salaries and employee benefits | $660,000 | 8,297 |
| Premises and equipment expense | $146,000 | 9,019 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $619,000 | 7,821 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $424,000 | 8,195 |
| Extraordinary gains, net | $115,000 | 1,458 |
| Net income | $539,000 | 7,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 5,061 |
| Cash dividends | $84,000 | 7,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $424,000 | 7,923 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 9,750 |
| Total interest expense | $1,063,000 | 10,120 |
| Net interest income | $1,524,000 | 9,200 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $289,000 | 7,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $1,267,000 | 8,775 |
| Salaries and employee benefits | $637,000 | 8,486 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $477,000 | 8,672 |
| Pre-tax net operating income | $495,000 | 8,442 |
| Securities gains (losses) | $38,000 | 4,584 |
| Applicable income taxes | $161,000 | 8,355 |
| Income before extraordinary items | $372,000 | 8,488 |
| Extraordinary gains, net | $161,000 | 527 |
| Net income | $533,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $42,000 | 7,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $345,400 | 8,407 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.