Home > First National Bank-Employee Owned > Assets and Liabilities
First National Bank-Employee Owned, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 47 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $141,330,000 | 4,054 |
| Cash and due from depository institutions | $2,274,000 | 3,507 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $23,298,000 | 4,077 |
| Federal funds sold & reverse repurchase agreements | $12,565,000 | 1,154 |
| Net loans & leases | $99,828,000 | 3,918 |
| Loan loss allowance | $812,000 | 4,800 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,828,000 | 4,749 |
| Other real estate owned | $0 | 3,507 |
| Goodwill and other intangibles | $61,000 | 2,976 |
| All other assets | $1,476,000 | 5,942 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $141,330,000 | 4,054 |
| Total liabilities | $130,911,000 | 3,949 |
| Total deposits | $127,992,000 | 3,744 |
| Interest-bearing deposits | $113,170,000 | 3,658 |
| Deposits held in domestic offices | $127,992,000 | 3,742 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,373,000 | 2,568 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,546,000 | 3,038 |
| Total equity capital | $10,419,000 | 5,341 |
| Total bank equity capital | $10,419,000 | 5,341 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $537,000 | 3,972 |
| Surplus | $1,897,000 | 5,794 |
| Undivided profits | $7,985,000 | 3,661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,000 | 6,813 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $540,000 | 6,123 |
| Earning assets | $135,691,000 | 3,951 |
| Long-term assets (5+ years) | $25,305,000 | 3,090 |
| Average Assets, year-to-date | $144,329,000 | 3,914 |
| Average Assets, quarterly | $143,653,500 | 3,977 |
| Volatile liabilities | $22,337,000 | 4,457 |
| Insider loans | $3,170,000 | 2,236 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $254,000 | 1,416 |
| Unused loan commitments | $17,323,000 | 3,692 |
| Tier 1 (core) risk-based capital | $10,780,000 | 5,124 |
| Tier 2 risk-based capital | $812,000 | 4,604 |
| Total risk weighted assets | $92,275,000 | 4,273 |
| Total unused commitments | $17,323,000 | 3,692 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 51 | 3,329 |
| Assets and Liabilities | ||
| Total Assets: | $145,977,000 | 3,958 |
| Cash and due from depository institutions | $2,727,000 | 3,329 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $26,333,000 | 3,757 |
| Federal funds sold & reverse repurchase agreements | $14,990,000 | 1,054 |
| Net loans & leases | $98,488,000 | 3,936 |
| Loan loss allowance | $812,000 | 4,787 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,871,000 | 4,708 |
| Other real estate owned | $0 | 3,329 |
| Goodwill and other intangibles | $74,000 | 2,956 |
| All other assets | $1,494,000 | 5,869 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $145,977,000 | 3,958 |
| Total liabilities | $135,815,000 | 3,827 |
| Total deposits | $133,118,000 | 3,667 |
| Interest-bearing deposits | $118,281,000 | 3,523 |
| Deposits held in domestic offices | $133,118,000 | 3,665 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,183,000 | 2,592 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,514,000 | 2,904 |
| Total equity capital | $10,162,000 | 5,330 |
| Total bank equity capital | $10,162,000 | 5,330 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $537,000 | 3,993 |
| Surplus | $1,898,000 | 5,803 |
| Undivided profits | $7,727,000 | 3,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $540,000 | 4,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $535,000 | 5,937 |
| Earning assets | $139,811,000 | 3,841 |
| Long-term assets (5+ years) | $27,742,000 | 2,867 |
| Average Assets, year-to-date | $145,328,670 | 3,935 |
| Average Assets, quarterly | $146,447,000 | 3,929 |
| Volatile liabilities | $23,850,000 | 4,271 |
| Insider loans | $3,418,000 | 2,087 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $17,902,000 | 3,641 |
| Tier 1 (core) risk-based capital | $10,810,000 | 5,107 |
| Tier 2 risk-based capital | $812,000 | 4,594 |
| Total risk weighted assets | $92,644,000 | 4,245 |
| Total unused commitments | $17,902,000 | 3,641 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $146,917,000 | 3,949 |
| Cash and due from depository institutions | $2,618,000 | 3,363 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $29,472,000 | 3,491 |
| Federal funds sold & reverse repurchase agreements | $9,610,000 | 2,059 |
| Net loans & leases | $101,591,000 | 3,805 |
| Loan loss allowance | $811,000 | 4,782 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,913,000 | 4,626 |
| Other real estate owned | $60,000 | 3,363 |
| Goodwill and other intangibles | $88,000 | 2,918 |
| All other assets | $1,565,000 | 5,713 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $146,917,000 | 3,949 |
| Total liabilities | $136,543,000 | 3,833 |
| Total deposits | $134,052,000 | 3,657 |
| Interest-bearing deposits | $117,929,000 | 3,530 |
| Deposits held in domestic offices | $134,052,000 | 3,655 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $799,000 | 2,552 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,692,000 | 2,744 |
| Total equity capital | $10,374,000 | 5,271 |
| Total bank equity capital | $10,374,000 | 5,271 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $537,000 | 3,992 |
| Surplus | $1,897,000 | 5,789 |
| Undivided profits | $7,940,000 | 3,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $48,000 | 6,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $556,000 | 5,717 |
| Earning assets | $140,673,000 | 3,835 |
| Long-term assets (5+ years) | $30,645,000 | 2,654 |
| Average Assets, year-to-date | $145,004,500 | 3,955 |
| Average Assets, quarterly | $145,004,500 | 3,955 |
| Volatile liabilities | $23,330,000 | 4,246 |
| Insider loans | $3,423,000 | 2,034 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $325,000 | 1,380 |
| Unused loan commitments | $20,477,000 | 3,320 |
| Tier 1 (core) risk-based capital | $10,843,000 | 5,062 |
| Tier 2 risk-based capital | $812,000 | 4,580 |
| Total risk weighted assets | $96,035,000 | 4,114 |
| Total unused commitments | $20,477,000 | 3,321 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 51 | 3,301 |
| Assets and Liabilities | ||
| Total Assets: | $143,092,000 | 3,997 |
| Cash and due from depository institutions | $2,370,000 | 3,301 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $31,282,000 | 3,366 |
| Federal funds sold & reverse repurchase agreements | $4,915,000 | 2,904 |
| Net loans & leases | $100,947,000 | 3,800 |
| Loan loss allowance | $821,000 | 4,751 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,951,000 | 4,554 |
| Other real estate owned | $0 | 3,301 |
| Goodwill and other intangibles | $109,000 | 2,856 |
| All other assets | $1,518,000 | 5,830 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $143,092,000 | 3,997 |
| Total liabilities | $132,916,000 | 3,887 |
| Total deposits | $130,895,000 | 3,678 |
| Interest-bearing deposits | $115,747,000 | 3,536 |
| Deposits held in domestic offices | $130,895,000 | 3,675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $367,000 | 3,015 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,654,000 | 2,773 |
| Total equity capital | $10,176,000 | 5,284 |
| Total bank equity capital | $10,176,000 | 5,284 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $537,000 | 4,000 |
| Surplus | $1,897,000 | 5,778 |
| Undivided profits | $7,742,000 | 3,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $552,000 | 5,873 |
| Earning assets | $137,144,000 | 3,878 |
| Long-term assets (5+ years) | $31,570,000 | 2,575 |
| Average Assets, year-to-date | $146,225,000 | 3,819 |
| Average Assets, quarterly | $144,917,000 | 3,924 |
| Volatile liabilities | $21,053,000 | 4,579 |
| Insider loans | $3,432,000 | 2,009 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $19,337,000 | 3,402 |
| Tier 1 (core) risk-based capital | $10,797,000 | 5,040 |
| Tier 2 risk-based capital | $821,000 | 4,548 |
| Total risk weighted assets | $94,431,000 | 4,129 |
| Total unused commitments | $19,337,000 | 3,403 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $146,742,000 | 3,899 |
| Cash and due from depository institutions | $3,164,000 | 3,313 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $35,266,000 | 3,128 |
| Federal funds sold & reverse repurchase agreements | $4,855,000 | 2,490 |
| Net loans & leases | $99,830,000 | 3,831 |
| Loan loss allowance | $821,000 | 4,755 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,972,000 | 4,512 |
| Other real estate owned | $0 | 3,313 |
| Goodwill and other intangibles | $131,000 | 2,798 |
| All other assets | $1,524,000 | 5,854 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $146,742,000 | 3,899 |
| Total liabilities | $136,582,000 | 3,780 |
| Total deposits | $134,749,000 | 3,559 |
| Interest-bearing deposits | $120,166,000 | 3,391 |
| Deposits held in domestic offices | $134,749,000 | 3,556 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $160,000 | 3,451 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,673,000 | 2,690 |
| Total equity capital | $10,160,000 | 5,270 |
| Total bank equity capital | $10,160,000 | 5,270 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $537,000 | 4,026 |
| Surplus | $1,897,000 | 5,790 |
| Undivided profits | $7,726,000 | 3,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 6,615 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $535,000 | 6,003 |
| Earning assets | $139,951,000 | 3,787 |
| Long-term assets (5+ years) | $38,315,000 | 2,216 |
| Average Assets, year-to-date | $147,008,250 | 3,803 |
| Average Assets, quarterly | $146,432,500 | 3,867 |
| Volatile liabilities | $23,293,000 | 4,353 |
| Insider loans | $3,388,000 | 1,993 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $19,622,000 | 3,401 |
| Tier 1 (core) risk-based capital | $10,826,000 | 5,030 |
| Tier 2 risk-based capital | $821,000 | 4,535 |
| Total risk weighted assets | $94,480,000 | 4,105 |
| Total unused commitments | $19,622,000 | 3,404 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 51 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $146,123,000 | 3,885 |
| Cash and due from depository institutions | $3,086,000 | 3,307 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $35,944,000 | 3,075 |
| Federal funds sold & reverse repurchase agreements | $2,825,000 | 3,156 |
| Net loans & leases | $100,608,000 | 3,779 |
| Loan loss allowance | $821,000 | 4,730 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,006,000 | 4,456 |
| Other real estate owned | $0 | 3,307 |
| Goodwill and other intangibles | $151,000 | 2,744 |
| All other assets | $1,503,000 | 5,826 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $146,123,000 | 3,885 |
| Total liabilities | $136,422,000 | 3,752 |
| Total deposits | $134,684,000 | 3,529 |
| Interest-bearing deposits | $119,167,000 | 3,389 |
| Deposits held in domestic offices | $134,684,000 | 3,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $197,000 | 3,559 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,541,000 | 2,634 |
| Total equity capital | $9,701,000 | 5,297 |
| Total bank equity capital | $9,701,000 | 5,297 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $537,000 | 4,019 |
| Surplus | $1,897,000 | 5,785 |
| Undivided profits | $7,267,000 | 3,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $66,000 | 6,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $507,000 | 5,842 |
| Earning assets | $139,377,000 | 3,745 |
| Long-term assets (5+ years) | $41,679,000 | 2,067 |
| Average Assets, year-to-date | $147,097,000 | 3,803 |
| Average Assets, quarterly | $146,671,000 | 3,844 |
| Volatile liabilities | $20,229,000 | 4,620 |
| Insider loans | $3,246,000 | 2,037 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,814,000 | 3,482 |
| Tier 1 (core) risk-based capital | $10,870,000 | 4,942 |
| Tier 2 risk-based capital | $821,000 | 4,508 |
| Total risk weighted assets | $95,402,000 | 4,047 |
| Total unused commitments | $18,814,000 | 3,483 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $147,219,000 | 3,826 |
| Cash and due from depository institutions | $2,525,000 | 3,344 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $37,482,000 | 3,005 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $103,439,000 | 3,626 |
| Loan loss allowance | $821,000 | 4,702 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,043,000 | 4,368 |
| Other real estate owned | $0 | 3,344 |
| Goodwill and other intangibles | $176,000 | 2,659 |
| All other assets | $1,554,000 | 5,678 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $147,219,000 | 3,826 |
| Total liabilities | $137,301,000 | 3,711 |
| Total deposits | $135,243,000 | 3,502 |
| Interest-bearing deposits | $120,704,000 | 3,322 |
| Deposits held in domestic offices | $135,243,000 | 3,498 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $538,000 | 2,917 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,520,000 | 2,659 |
| Total equity capital | $9,918,000 | 5,203 |
| Total bank equity capital | $9,918,000 | 5,203 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $537,000 | 4,007 |
| Surplus | $1,897,000 | 5,738 |
| Undivided profits | $7,484,000 | 3,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $530,000 | 3,583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $514,000 | 5,618 |
| Earning assets | $140,921,000 | 3,696 |
| Long-term assets (5+ years) | $43,108,000 | 1,987 |
| Average Assets, year-to-date | $147,584,000 | 3,795 |
| Average Assets, quarterly | $147,584,000 | 3,795 |
| Volatile liabilities | $19,629,000 | 4,544 |
| Insider loans | $3,253,000 | 1,995 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $146,000 | 1,510 |
| Unused loan commitments | $17,549,000 | 3,591 |
| Tier 1 (core) risk-based capital | $10,751,000 | 4,916 |
| Tier 2 risk-based capital | $821,000 | 4,462 |
| Total risk weighted assets | $97,143,000 | 3,936 |
| Total unused commitments | $17,549,000 | 3,592 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 50 | 3,338 |
| Assets and Liabilities | ||
| Total Assets: | $147,949,000 | 3,790 |
| Cash and due from depository institutions | $3,317,000 | 3,338 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $38,744,000 | 2,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $102,102,000 | 3,638 |
| Loan loss allowance | $904,000 | 4,379 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,048,000 | 4,342 |
| Other real estate owned | $0 | 3,338 |
| Goodwill and other intangibles | $204,000 | 2,589 |
| All other assets | $1,534,000 | 5,732 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $147,949,000 | 3,790 |
| Total liabilities | $137,941,000 | 3,669 |
| Total deposits | $133,713,000 | 3,486 |
| Interest-bearing deposits | $119,374,000 | 3,309 |
| Deposits held in domestic offices | $133,713,000 | 3,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,793,000 | 2,078 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,435,000 | 2,695 |
| Total equity capital | $10,008,000 | 5,144 |
| Total bank equity capital | $10,008,000 | 5,144 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $537,000 | 4,022 |
| Surplus | $1,897,000 | 5,726 |
| Undivided profits | $7,574,000 | 3,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 2,912 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $531,000 | 5,585 |
| Earning assets | $140,846,000 | 3,654 |
| Long-term assets (5+ years) | $39,394,000 | 2,093 |
| Average Assets, year-to-date | $149,663,000 | 3,609 |
| Average Assets, quarterly | $149,882,500 | 3,706 |
| Volatile liabilities | $21,469,000 | 4,274 |
| Insider loans | $3,072,000 | 2,080 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $18,245,000 | 3,484 |
| Tier 1 (core) risk-based capital | $10,676,000 | 4,890 |
| Tier 2 risk-based capital | $904,000 | 4,169 |
| Total risk weighted assets | $96,165,000 | 3,951 |
| Total unused commitments | $18,245,000 | 3,485 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 49 | 3,401 |
| Assets and Liabilities | ||
| Total Assets: | $151,816,000 | 3,660 |
| Cash and due from depository institutions | $2,967,000 | 3,401 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $40,371,000 | 2,803 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $104,686,000 | 3,529 |
| Loan loss allowance | $904,000 | 4,376 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,070,000 | 4,275 |
| Other real estate owned | $0 | 3,401 |
| Goodwill and other intangibles | $219,000 | 2,544 |
| All other assets | $1,503,000 | 5,738 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $151,816,000 | 3,660 |
| Total liabilities | $141,626,000 | 3,536 |
| Total deposits | $140,238,000 | 3,314 |
| Interest-bearing deposits | $125,761,000 | 3,120 |
| Deposits held in domestic offices | $140,238,000 | 3,310 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,000 | 3,611 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,370,000 | 2,765 |
| Total equity capital | $10,190,000 | 5,079 |
| Total bank equity capital | $10,190,000 | 5,079 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $537,000 | 4,016 |
| Surplus | $1,897,000 | 5,690 |
| Undivided profits | $7,756,000 | 3,628 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 2,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $512,000 | 5,660 |
| Earning assets | $145,057,000 | 3,535 |
| Long-term assets (5+ years) | $31,638,000 | 2,487 |
| Average Assets, year-to-date | $150,091,500 | 3,595 |
| Average Assets, quarterly | $152,585,500 | 3,593 |
| Volatile liabilities | $16,617,000 | 4,862 |
| Insider loans | $3,078,000 | 2,061 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $332,000 | 1,387 |
| Unused loan commitments | $18,327,000 | 3,439 |
| Tier 1 (core) risk-based capital | $10,624,000 | 4,869 |
| Tier 2 risk-based capital | $904,000 | 4,133 |
| Total risk weighted assets | $98,723,000 | 3,844 |
| Total unused commitments | $18,327,000 | 3,441 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $153,355,000 | 3,562 |
| Cash and due from depository institutions | $2,684,000 | 3,351 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $41,193,000 | 2,776 |
| Federal funds sold & reverse repurchase agreements | $3,815,000 | 2,535 |
| Net loans & leases | $101,887,000 | 3,535 |
| Loan loss allowance | $904,000 | 4,343 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,051,000 | 4,263 |
| Other real estate owned | $0 | 3,351 |
| Goodwill and other intangibles | $233,000 | 2,509 |
| All other assets | $1,492,000 | 5,619 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $153,355,000 | 3,562 |
| Total liabilities | $142,994,000 | 3,454 |
| Total deposits | $141,687,000 | 3,223 |
| Interest-bearing deposits | $126,862,000 | 3,042 |
| Deposits held in domestic offices | $141,687,000 | 3,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,307,000 | 2,684 |
| Total equity capital | $10,361,000 | 4,985 |
| Total bank equity capital | $10,361,000 | 4,985 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $537,000 | 4,009 |
| Surplus | $1,897,000 | 5,673 |
| Undivided profits | $7,927,000 | 3,561 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $763,000 | 2,820 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $513,000 | 5,373 |
| Earning assets | $146,895,000 | 3,433 |
| Long-term assets (5+ years) | $30,397,000 | 2,568 |
| Average Assets, year-to-date | $149,516,670 | 3,589 |
| Average Assets, quarterly | $151,039,000 | 3,583 |
| Volatile liabilities | $16,387,000 | 4,761 |
| Insider loans | $2,836,000 | 2,145 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $777,000 | 1,089 |
| Unused loan commitments | $19,375,000 | 3,274 |
| Tier 1 (core) risk-based capital | $10,577,000 | 4,791 |
| Tier 2 risk-based capital | $904,000 | 4,099 |
| Total risk weighted assets | $97,133,000 | 3,796 |
| Total unused commitments | $19,375,000 | 3,274 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 50 | 3,317 |
| Assets and Liabilities | ||
| Total Assets: | $148,723,000 | 3,648 |
| Cash and due from depository institutions | $2,673,000 | 3,317 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $31,021,000 | 3,534 |
| Federal funds sold & reverse repurchase agreements | $11,950,000 | 1,041 |
| Net loans & leases | $99,396,000 | 3,556 |
| Loan loss allowance | $902,000 | 4,359 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,994,000 | 4,324 |
| Other real estate owned | $0 | 3,317 |
| Goodwill and other intangibles | $252,000 | 2,476 |
| All other assets | $1,437,000 | 5,724 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $148,723,000 | 3,648 |
| Total liabilities | $138,818,000 | 3,527 |
| Total deposits | $137,634,000 | 3,303 |
| Interest-bearing deposits | $122,800,000 | 3,131 |
| Deposits held in domestic offices | $137,634,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,184,000 | 2,843 |
| Total equity capital | $9,905,000 | 5,043 |
| Total bank equity capital | $9,905,000 | 5,043 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $537,000 | 4,023 |
| Surplus | $1,897,000 | 5,689 |
| Undivided profits | $7,471,000 | 3,638 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $679,000 | 3,110 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $460,000 | 5,616 |
| Earning assets | $142,367,000 | 3,529 |
| Long-term assets (5+ years) | $27,189,000 | 2,823 |
| Average Assets, year-to-date | $147,597,500 | 3,641 |
| Average Assets, quarterly | $147,597,500 | 3,641 |
| Volatile liabilities | $15,511,000 | 4,786 |
| Insider loans | $2,830,000 | 2,112 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,120,000 | 861 |
| Unused loan commitments | $19,997,000 | 3,149 |
| Tier 1 (core) risk-based capital | $10,497,000 | 4,762 |
| Tier 2 risk-based capital | $902,000 | 4,090 |
| Total risk weighted assets | $94,647,000 | 3,852 |
| Total unused commitments | $19,997,000 | 3,151 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 51 | 3,287 |
| Assets and Liabilities | ||
| Total Assets: | $146,472,000 | 3,671 |
| Cash and due from depository institutions | $3,427,000 | 3,287 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $32,444,000 | 3,426 |
| Federal funds sold & reverse repurchase agreements | $7,100,000 | 1,626 |
| Net loans & leases | $99,784,000 | 3,524 |
| Loan loss allowance | $902,000 | 4,333 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,008,000 | 4,283 |
| Other real estate owned | $0 | 3,287 |
| Goodwill and other intangibles | $280,000 | 2,419 |
| All other assets | $1,429,000 | 5,679 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $146,472,000 | 3,671 |
| Total liabilities | $135,994,000 | 3,564 |
| Total deposits | $134,839,000 | 3,330 |
| Interest-bearing deposits | $118,590,000 | 3,192 |
| Deposits held in domestic offices | $134,839,000 | 3,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,155,000 | 2,830 |
| Total equity capital | $10,478,000 | 4,841 |
| Total bank equity capital | $10,478,000 | 4,841 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $537,000 | 4,032 |
| Surplus | $1,897,000 | 5,684 |
| Undivided profits | $8,044,000 | 3,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $559,000 | 3,567 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $464,000 | 5,579 |
| Earning assets | $139,328,000 | 3,569 |
| Long-term assets (5+ years) | $31,567,000 | 2,617 |
| Average Assets, year-to-date | $141,799,800 | 3,663 |
| Average Assets, quarterly | $147,876,000 | 3,625 |
| Volatile liabilities | $14,025,000 | 4,989 |
| Insider loans | $2,662,000 | 2,198 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $359,000 | 1,271 |
| Unused loan commitments | $15,230,000 | 3,568 |
| Tier 1 (core) risk-based capital | $10,459,000 | 4,723 |
| Tier 2 risk-based capital | $902,000 | 4,071 |
| Total risk weighted assets | $93,178,000 | 3,850 |
| Total unused commitments | $15,230,000 | 3,570 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 51 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $149,280,000 | 3,593 |
| Cash and due from depository institutions | $3,655,000 | 3,279 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $33,328,000 | 3,351 |
| Federal funds sold & reverse repurchase agreements | $8,720,000 | 1,307 |
| Net loans & leases | $99,821,000 | 3,486 |
| Loan loss allowance | $910,000 | 4,307 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,955,000 | 4,301 |
| Other real estate owned | $0 | 3,279 |
| Goodwill and other intangibles | $315,000 | 2,317 |
| All other assets | $1,486,000 | 5,589 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $149,280,000 | 3,593 |
| Total liabilities | $138,757,000 | 3,488 |
| Total deposits | $137,623,000 | 3,241 |
| Interest-bearing deposits | $120,118,000 | 3,139 |
| Deposits held in domestic offices | $137,623,000 | 3,236 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,134,000 | 2,924 |
| Total equity capital | $10,523,000 | 4,823 |
| Total bank equity capital | $10,523,000 | 4,823 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $537,000 | 4,049 |
| Surplus | $1,897,000 | 5,656 |
| Undivided profits | $8,089,000 | 3,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $113,000 | 6,396 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $485,000 | 5,602 |
| Earning assets | $141,869,000 | 3,479 |
| Long-term assets (5+ years) | $29,432,000 | 2,765 |
| Average Assets, year-to-date | $140,631,750 | 3,692 |
| Average Assets, quarterly | $146,338,000 | 3,625 |
| Volatile liabilities | $13,659,000 | 5,039 |
| Insider loans | $2,618,000 | 2,204 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $17,467,000 | 3,285 |
| Tier 1 (core) risk-based capital | $10,387,000 | 4,716 |
| Tier 2 risk-based capital | $910,000 | 4,029 |
| Total risk weighted assets | $94,231,000 | 3,792 |
| Total unused commitments | $17,467,000 | 3,288 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 51 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $143,396,000 | 3,704 |
| Cash and due from depository institutions | $2,066,000 | 3,309 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $32,115,000 | 3,479 |
| Federal funds sold & reverse repurchase agreements | $7,710,000 | 1,386 |
| Net loans & leases | $97,759,000 | 3,500 |
| Loan loss allowance | $916,000 | 4,281 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,933,000 | 4,315 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $359,000 | 2,246 |
| All other assets | $1,454,000 | 5,647 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $143,396,000 | 3,704 |
| Total liabilities | $133,943,000 | 3,572 |
| Total deposits | $132,886,000 | 3,317 |
| Interest-bearing deposits | $118,826,000 | 3,150 |
| Deposits held in domestic offices | $132,886,000 | 3,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,057,000 | 2,846 |
| Total equity capital | $9,453,000 | 5,054 |
| Total bank equity capital | $9,453,000 | 5,054 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $537,000 | 4,078 |
| Surplus | $1,897,000 | 5,663 |
| Undivided profits | $7,019,000 | 3,717 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $584,000 | 3,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $480,000 | 5,415 |
| Earning assets | $137,584,000 | 3,564 |
| Long-term assets (5+ years) | $32,821,000 | 2,661 |
| Average Assets, year-to-date | $137,749,000 | 3,762 |
| Average Assets, quarterly | $138,470,500 | 3,773 |
| Volatile liabilities | $12,922,000 | 5,146 |
| Insider loans | $2,618,000 | 2,178 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $18,677,000 | 3,134 |
| Tier 1 (core) risk-based capital | $10,253,000 | 4,715 |
| Tier 2 risk-based capital | $916,000 | 3,992 |
| Total risk weighted assets | $97,679,000 | 3,663 |
| Total unused commitments | $18,677,000 | 3,137 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 50 | 3,340 |
| Assets and Liabilities | ||
| Total Assets: | $133,545,000 | 3,887 |
| Cash and due from depository institutions | $3,608,000 | 3,340 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $27,336,000 | 3,921 |
| Federal funds sold & reverse repurchase agreements | $5,210,000 | 2,726 |
| Net loans & leases | $93,629,000 | 3,539 |
| Loan loss allowance | $929,000 | 4,184 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,971,000 | 4,237 |
| Other real estate owned | $0 | 3,340 |
| Goodwill and other intangibles | $395,000 | 2,182 |
| All other assets | $1,396,000 | 5,572 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $133,545,000 | 3,887 |
| Total liabilities | $122,862,000 | 3,805 |
| Total deposits | $121,878,000 | 3,561 |
| Interest-bearing deposits | $108,930,000 | 3,384 |
| Deposits held in domestic offices | $121,878,000 | 3,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $984,000 | 3,257 |
| Total equity capital | $10,683,000 | 4,725 |
| Total bank equity capital | $10,683,000 | 4,725 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $537,000 | 4,084 |
| Surplus | $1,897,000 | 5,656 |
| Undivided profits | $8,249,000 | 3,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 7,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $437,000 | 5,669 |
| Earning assets | $126,175,000 | 3,796 |
| Long-term assets (5+ years) | $19,766,000 | 3,588 |
| Average Assets, year-to-date | $134,925,500 | 3,821 |
| Average Assets, quarterly | $134,925,500 | 3,821 |
| Volatile liabilities | $12,582,000 | 5,117 |
| Insider loans | $2,750,000 | 2,056 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,185,000 | 922 |
| Unused loan commitments | $15,763,000 | 3,412 |
| Tier 1 (core) risk-based capital | $10,156,000 | 4,691 |
| Tier 2 risk-based capital | $929,000 | 3,904 |
| Total risk weighted assets | $88,182,000 | 3,885 |
| Total unused commitments | $15,763,000 | 3,418 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 51 | 3,302 |
| Assets and Liabilities | ||
| Total Assets: | $136,306,000 | 3,799 |
| Cash and due from depository institutions | $3,188,000 | 3,302 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $34,098,000 | 3,384 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $95,309,000 | 3,476 |
| Loan loss allowance | $929,000 | 4,163 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,972,000 | 4,231 |
| Other real estate owned | $0 | 3,302 |
| Goodwill and other intangibles | $432,000 | 2,126 |
| All other assets | $1,307,000 | 5,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,306,000 | 3,799 |
| Total liabilities | $126,220,000 | 3,710 |
| Total deposits | $123,652,000 | 3,498 |
| Interest-bearing deposits | $111,091,000 | 3,318 |
| Deposits held in domestic offices | $123,652,000 | 3,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,475,000 | 2,467 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,093,000 | 2,913 |
| Total equity capital | $10,086,000 | 4,845 |
| Total bank equity capital | $10,086,000 | 4,845 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $537,000 | 4,115 |
| Surplus | $1,897,000 | 5,656 |
| Undivided profits | $7,652,000 | 3,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $96,000 | 6,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $390,000 | 6,175 |
| Earning assets | $129,407,000 | 3,704 |
| Long-term assets (5+ years) | $24,492,000 | 3,203 |
| Average Assets, year-to-date | $134,960,400 | 3,714 |
| Average Assets, quarterly | $137,956,000 | 3,749 |
| Volatile liabilities | $13,596,000 | 4,897 |
| Insider loans | $2,761,000 | 2,018 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $15,334,000 | 3,381 |
| Tier 1 (core) risk-based capital | $10,054,000 | 4,696 |
| Tier 2 risk-based capital | $929,000 | 3,878 |
| Total risk weighted assets | $89,607,000 | 3,836 |
| Total unused commitments | $15,334,000 | 3,382 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 50 | 3,377 |
| Assets and Liabilities | ||
| Total Assets: | $139,606,000 | 3,713 |
| Cash and due from depository institutions | $3,516,000 | 3,377 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $29,719,000 | 3,669 |
| Federal funds sold & reverse repurchase agreements | $6,165,000 | 2,200 |
| Net loans & leases | $96,436,000 | 3,420 |
| Loan loss allowance | $922,000 | 4,194 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,010,000 | 4,163 |
| Other real estate owned | $0 | 3,377 |
| Goodwill and other intangibles | $454,000 | 2,066 |
| All other assets | $1,306,000 | 5,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,606,000 | 3,713 |
| Total liabilities | $129,535,000 | 3,605 |
| Total deposits | $128,480,000 | 3,374 |
| Interest-bearing deposits | $115,503,000 | 3,197 |
| Deposits held in domestic offices | $128,480,000 | 3,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,055,000 | 3,102 |
| Total equity capital | $10,071,000 | 4,824 |
| Total bank equity capital | $10,071,000 | 4,824 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $537,000 | 4,144 |
| Surplus | $1,897,000 | 5,653 |
| Undivided profits | $7,637,000 | 3,640 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 6,566 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $412,000 | 6,164 |
| Earning assets | $132,320,000 | 3,593 |
| Long-term assets (5+ years) | $20,767,000 | 3,528 |
| Average Assets, year-to-date | $134,624,000 | 3,739 |
| Average Assets, quarterly | $138,310,000 | 3,712 |
| Volatile liabilities | $11,172,000 | 5,405 |
| Insider loans | $2,671,000 | 2,034 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $794,000 | 1,252 |
| Unused loan commitments | $15,037,000 | 3,397 |
| Tier 1 (core) risk-based capital | $10,049,000 | 4,684 |
| Tier 2 risk-based capital | $922,000 | 3,900 |
| Total risk weighted assets | $92,345,000 | 3,725 |
| Total unused commitments | $15,037,000 | 3,400 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 52 | 3,272 |
| Assets and Liabilities | ||
| Total Assets: | $137,014,000 | 3,758 |
| Cash and due from depository institutions | $4,273,000 | 3,272 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $23,888,000 | 4,174 |
| Federal funds sold & reverse repurchase agreements | $8,110,000 | 1,959 |
| Net loans & leases | $97,017,000 | 3,392 |
| Loan loss allowance | $921,000 | 4,161 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,049,000 | 4,083 |
| Other real estate owned | $0 | 3,272 |
| Goodwill and other intangibles | $444,000 | 2,040 |
| All other assets | $1,233,000 | 5,859 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $137,014,000 | 3,758 |
| Total liabilities | $126,922,000 | 3,658 |
| Total deposits | $125,868,000 | 3,415 |
| Interest-bearing deposits | $110,814,000 | 3,301 |
| Deposits held in domestic offices | $125,868,000 | 3,411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,054,000 | 3,180 |
| Total equity capital | $10,091,000 | 4,815 |
| Total bank equity capital | $10,091,000 | 4,815 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $537,000 | 4,152 |
| Surplus | $1,897,000 | 5,643 |
| Undivided profits | $7,657,000 | 3,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $575,000 | 4,065 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $375,000 | 6,345 |
| Earning assets | $129,015,000 | 3,661 |
| Long-term assets (5+ years) | $512,000 | 7,958 |
| Average Assets, year-to-date | $132,963,330 | 3,779 |
| Average Assets, quarterly | $133,655,000 | 3,793 |
| Volatile liabilities | $9,673,000 | 5,804 |
| Insider loans | $2,566,000 | 2,113 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $3,219,000 | 910 |
| Unused loan commitments | $18,041,000 | 3,011 |
| Tier 1 (core) risk-based capital | $9,870,000 | 4,677 |
| Tier 2 risk-based capital | $921,000 | 3,853 |
| Total risk weighted assets | $89,956,000 | 3,753 |
| Total unused commitments | $18,041,000 | 3,020 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 52 | 3,240 |
| Assets and Liabilities | ||
| Total Assets: | $130,296,000 | 3,873 |
| Cash and due from depository institutions | $3,550,000 | 3,240 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $18,693,000 | 4,860 |
| Federal funds sold & reverse repurchase agreements | $12,915,000 | 1,282 |
| Net loans & leases | $91,378,000 | 3,497 |
| Loan loss allowance | $924,000 | 4,116 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,094,000 | 3,984 |
| Other real estate owned | $0 | 3,240 |
| Goodwill and other intangibles | $496,000 | 1,957 |
| All other assets | $1,170,000 | 5,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $130,296,000 | 3,873 |
| Total liabilities | $120,322,000 | 3,791 |
| Total deposits | $119,343,000 | 3,534 |
| Interest-bearing deposits | $106,471,000 | 3,421 |
| Deposits held in domestic offices | $119,343,000 | 3,530 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $979,000 | 3,394 |
| Total equity capital | $9,974,000 | 4,766 |
| Total bank equity capital | $9,974,000 | 4,766 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $537,000 | 4,165 |
| Surplus | $1,898,000 | 5,628 |
| Undivided profits | $7,539,000 | 3,623 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $321,000 | 6,862 |
| Earning assets | $122,986,000 | 3,766 |
| Long-term assets (5+ years) | $7,499,000 | 5,429 |
| Average Assets, year-to-date | $130,938,000 | 3,818 |
| Average Assets, quarterly | $130,938,000 | 3,818 |
| Volatile liabilities | $9,308,000 | 5,869 |
| Insider loans | $2,570,000 | 2,071 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $512,000 | 1,566 |
| Unused loan commitments | $17,913,000 | 2,899 |
| Tier 1 (core) risk-based capital | $9,906,000 | 4,595 |
| Tier 2 risk-based capital | $924,000 | 3,800 |
| Total risk weighted assets | $85,931,000 | 3,850 |
| Total unused commitments | $17,913,000 | 2,910 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 50 | 3,322 |
| Assets and Liabilities | ||
| Total Assets: | $131,580,000 | 3,797 |
| Cash and due from depository institutions | $3,429,000 | 3,322 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $22,506,000 | 4,311 |
| Federal funds sold & reverse repurchase agreements | $6,155,000 | 2,323 |
| Net loans & leases | $95,604,000 | 3,364 |
| Loan loss allowance | $919,000 | 4,054 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,130,000 | 3,920 |
| Other real estate owned | $0 | 3,322 |
| Goodwill and other intangibles | $469,000 | 1,965 |
| All other assets | $1,287,000 | 5,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,580,000 | 3,797 |
| Total liabilities | $121,597,000 | 3,693 |
| Total deposits | $120,387,000 | 3,467 |
| Interest-bearing deposits | $105,827,000 | 3,369 |
| Deposits held in domestic offices | $120,387,000 | 3,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,210,000 | 2,969 |
| Total equity capital | $9,983,000 | 4,733 |
| Total bank equity capital | $9,983,000 | 4,733 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $537,000 | 4,170 |
| Surplus | $1,897,000 | 5,605 |
| Undivided profits | $7,549,000 | 3,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,806 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $460,000 | 5,891 |
| Earning assets | $124,265,000 | 3,692 |
| Long-term assets (5+ years) | $2,203,000 | 7,124 |
| Average Assets, year-to-date | $134,455,600 | 3,555 |
| Average Assets, quarterly | $134,668,500 | 3,670 |
| Volatile liabilities | $8,796,000 | 6,039 |
| Insider loans | $2,579,000 | 2,040 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $3,548,000 | 814 |
| Unused loan commitments | $16,173,000 | 3,034 |
| Tier 1 (core) risk-based capital | $9,873,000 | 4,565 |
| Tier 2 risk-based capital | $919,000 | 3,770 |
| Total risk weighted assets | $87,070,000 | 3,769 |
| Total unused commitments | $16,173,000 | 3,039 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $134,267,000 | 3,582 |
| Cash and due from depository institutions | $5,114,000 | 3,288 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $26,838,000 | 3,655 |
| Federal funds sold & reverse repurchase agreements | $3,485,000 | 3,587 |
| Net loans & leases | $94,987,000 | 3,264 |
| Loan loss allowance | $1,002,000 | 3,593 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,125,000 | 3,868 |
| Other real estate owned | $0 | 3,288 |
| Goodwill and other intangibles | $395,000 | 2,012 |
| All other assets | $1,323,000 | 5,755 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,267,000 | 3,582 |
| Total liabilities | $124,379,000 | 3,490 |
| Total deposits | $123,000,000 | 3,258 |
| Interest-bearing deposits | $109,436,000 | 3,138 |
| Deposits held in domestic offices | $123,000,000 | 3,253 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,379,000 | 2,713 |
| Total equity capital | $9,888,000 | 4,553 |
| Total bank equity capital | $9,888,000 | 4,553 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $537,000 | 4,255 |
| Surplus | $1,897,000 | 5,622 |
| Undivided profits | $7,454,000 | 3,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $87,000 | 7,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $696,000 | 4,711 |
| Earning assets | $125,310,000 | 3,517 |
| Long-term assets (5+ years) | $9,091,000 | 5,007 |
| Average Assets, year-to-date | $132,246,800 | 3,474 |
| Average Assets, quarterly | $137,084,000 | 3,474 |
| Volatile liabilities | $10,612,000 | 5,452 |
| Insider loans | $2,445,000 | 2,006 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $1,650,000 | 985 |
| Unused loan commitments | $14,001,000 | 3,185 |
| Tier 1 (core) risk-based capital | $9,726,000 | 4,456 |
| Tier 2 risk-based capital | $1,002,000 | 3,358 |
| Total risk weighted assets | $89,678,000 | 3,530 |
| Total unused commitments | $14,001,000 | 3,193 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 50 | 3,349 |
| Assets and Liabilities | ||
| Total Assets: | $126,963,000 | 3,627 |
| Cash and due from depository institutions | $4,128,000 | 3,349 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $28,127,000 | 3,594 |
| Federal funds sold & reverse repurchase agreements | $675,000 | 5,886 |
| Net loans & leases | $90,319,000 | 3,315 |
| Loan loss allowance | $1,047,000 | 3,347 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,190,000 | 3,743 |
| Other real estate owned | $0 | 3,349 |
| Goodwill and other intangibles | $234,000 | 2,245 |
| All other assets | $1,290,000 | 5,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,963,000 | 3,627 |
| Total liabilities | $118,184,000 | 3,527 |
| Total deposits | $116,907,000 | 3,286 |
| Interest-bearing deposits | $104,512,000 | 3,175 |
| Deposits held in domestic offices | $116,907,000 | 3,282 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,277,000 | 2,965 |
| Total equity capital | $8,779,000 | 4,890 |
| Total bank equity capital | $8,779,000 | 4,890 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $537,000 | 4,386 |
| Surplus | $1,897,000 | 5,656 |
| Undivided profits | $6,345,000 | 3,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 5,973 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $541,000 | 4,828 |
| Earning assets | $119,121,000 | 3,559 |
| Long-term assets (5+ years) | $13,942,000 | 3,924 |
| Average Assets, year-to-date | $123,877,800 | 3,565 |
| Average Assets, quarterly | $128,023,000 | 3,562 |
| Volatile liabilities | $9,543,000 | 5,743 |
| Insider loans | $1,589,000 | 2,797 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $85,000 | 1,334 |
| Unused loan commitments | $14,047,000 | 3,020 |
| Tier 1 (core) risk-based capital | $8,881,000 | 4,736 |
| Tier 2 risk-based capital | $1,047,000 | 3,150 |
| Total risk weighted assets | $87,632,800 | 3,475 |
| Total unused commitments | $14,047,000 | 3,021 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 53 | 3,277 |
| Assets and Liabilities | ||
| Total Assets: | $116,297,000 | 3,876 |
| Cash and due from depository institutions | $4,142,000 | 3,277 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $28,760,000 | 3,724 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $79,180,000 | 3,608 |
| Loan loss allowance | $963,000 | 3,535 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,236,000 | 3,662 |
| Other real estate owned | $215,000 | 3,277 |
| Goodwill and other intangibles | $269,000 | 2,243 |
| All other assets | $1,495,000 | 4,858 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,297,000 | 3,876 |
| Total liabilities | $108,497,000 | 3,745 |
| Total deposits | $106,584,000 | 3,519 |
| Interest-bearing deposits | $95,264,000 | 3,404 |
| Deposits held in domestic offices | $106,584,000 | 3,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $740,000 | 3,253 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,173,000 | 2,864 |
| Total equity capital | $7,800,000 | 5,210 |
| Total bank equity capital | $7,800,000 | 5,210 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $537,000 | 4,525 |
| Surplus | $1,897,000 | 5,713 |
| Undivided profits | $5,366,000 | 3,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 5,759 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $450,000 | 4,948 |
| Earning assets | $107,940,000 | 3,825 |
| Long-term assets (5+ years) | $12,312,000 | 4,392 |
| Average Assets, year-to-date | $112,050,400 | 3,862 |
| Average Assets, quarterly | $116,037,500 | 3,835 |
| Volatile liabilities | $12,039,000 | 4,929 |
| Insider loans | $1,574,000 | 2,710 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,119,000 | 3,721 |
| Tier 1 (core) risk-based capital | $8,307,000 | 4,964 |
| Tier 2 risk-based capital | $963,000 | 3,258 |
| Total risk weighted assets | $82,425,800 | 3,528 |
| Total unused commitments | $10,119,000 | 3,725 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 51 | 3,419 |
| Assets and Liabilities | ||
| Total Assets: | $106,001,000 | 4,134 |
| Cash and due from depository institutions | $2,772,000 | 3,419 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $30,308,000 | 3,604 |
| Federal funds sold & reverse repurchase agreements | $3,980,000 | 4,068 |
| Net loans & leases | $65,476,000 | 3,984 |
| Loan loss allowance | $1,005,000 | 3,317 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,282,000 | 3,484 |
| Other real estate owned | $0 | 3,419 |
| Goodwill and other intangibles | $264,000 | 2,201 |
| All other assets | $919,000 | 6,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,001,000 | 4,134 |
| Total liabilities | $98,207,000 | 4,007 |
| Total deposits | $96,906,000 | 3,826 |
| Interest-bearing deposits | $86,542,000 | 3,677 |
| Deposits held in domestic offices | $96,906,000 | 3,821 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,301,000 | 2,837 |
| Total equity capital | $7,794,000 | 5,313 |
| Total bank equity capital | $7,794,000 | 5,313 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $537,000 | 4,562 |
| Surplus | $1,897,000 | 5,634 |
| Undivided profits | $5,360,000 | 4,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $373,000 | 4,696 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $414,000 | 5,324 |
| Earning assets | $99,764,000 | 4,055 |
| Long-term assets (5+ years) | $9,412,000 | 4,869 |
| Average Assets, year-to-date | $103,380,000 | 4,030 |
| Average Assets, quarterly | $105,985,500 | 4,061 |
| Volatile liabilities | $9,320,000 | 5,188 |
| Insider loans | $760,000 | 4,232 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $593,000 | 1,219 |
| Unused loan commitments | $11,502,000 | 3,312 |
| Tier 1 (core) risk-based capital | $7,660,600 | 5,197 |
| Tier 2 risk-based capital | $878,740 | 3,384 |
| Total risk weighted assets | $70,172,640 | 3,845 |
| Total unused commitments | $11,502,000 | 3,316 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $101,521,000 | 4,266 |
| Cash and due from depository institutions | $2,930,000 | 3,726 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $20,142,000 | 4,881 |
| Federal funds sold & reverse repurchase agreements | $5,015,000 | 2,687 |
| Net loans & leases | $69,947,000 | 3,836 |
| Loan loss allowance | $941,000 | 3,550 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,341,000 | 3,354 |
| Other real estate owned | $0 | 3,726 |
| Goodwill and other intangibles | $135,000 | 2,470 |
| All other assets | $1,011,000 | 5,989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,521,000 | 4,266 |
| Total liabilities | $94,357,000 | 4,144 |
| Total deposits | $93,081,000 | 3,961 |
| Interest-bearing deposits | $82,825,000 | 3,830 |
| Deposits held in domestic offices | $93,081,000 | 3,953 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,276,000 | 2,919 |
| Total equity capital | $7,164,000 | 5,651 |
| Total bank equity capital | $7,164,000 | 5,651 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $537,000 | 4,729 |
| Surplus | $1,897,000 | 5,647 |
| Undivided profits | $4,730,000 | 4,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $462,000 | 4,251 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $463,000 | 5,060 |
| Earning assets | $95,104,000 | 4,206 |
| Long-term assets (5+ years) | $3,811,000 | 6,600 |
| Average Assets, year-to-date | $98,264,800 | 4,214 |
| Average Assets, quarterly | $101,085,500 | 4,227 |
| Volatile liabilities | $10,045,000 | 4,998 |
| Insider loans | $761,000 | 4,271 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $82,000 | 1,468 |
| Unused loan commitments | $4,047,000 | 5,734 |
| Tier 1 (core) risk-based capital | $7,116,500 | 5,528 |
| Tier 2 risk-based capital | $894,780 | 3,251 |
| Total risk weighted assets | $71,535,880 | 3,751 |
| Total unused commitments | $4,047,000 | 5,743 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $93,955,000 | 4,665 |
| Cash and due from depository institutions | $2,595,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $25,516,000 | 4,445 |
| Federal funds sold & reverse repurchase agreements | $2,810,000 | 4,022 |
| Net loans & leases | $59,445,000 | 4,410 |
| Loan loss allowance | $859,000 | 3,989 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,490,000 | 3,100 |
| Other real estate owned | $85,000 | 3,809 |
| Goodwill and other intangibles | $72,000 | 2,658 |
| All other assets | $942,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,955,000 | 4,665 |
| Total liabilities | $87,227,000 | 4,530 |
| Total deposits | $86,057,000 | 4,364 |
| Interest-bearing deposits | $76,380,000 | 4,250 |
| Deposits held in domestic offices | $86,057,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,170,000 | 3,131 |
| Total equity capital | $6,728,000 | 5,978 |
| Total bank equity capital | $6,728,000 | 5,978 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $537,000 | 5,025 |
| Surplus | $1,897,000 | 5,760 |
| Undivided profits | $4,294,000 | 4,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 8,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $382,000 | 5,861 |
| Earning assets | $87,771,000 | 4,605 |
| Long-term assets (5+ years) | $10,075,000 | 4,197 |
| Average Assets, year-to-date | $92,474,000 | 4,562 |
| Average Assets, quarterly | $95,390,000 | 4,556 |
| Volatile liabilities | $9,168,000 | 5,139 |
| Insider loans | $1,519,000 | 2,659 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $40,000 | 1,520 |
| Unused loan commitments | $4,030,000 | 5,643 |
| Tier 1 (core) risk-based capital | $6,788,000 | 5,828 |
| Tier 2 risk-based capital | $779,540 | 3,733 |
| Total risk weighted assets | $62,284,040 | 4,245 |
| Total unused commitments | $4,030,000 | 5,653 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $90,459,000 | 4,830 |
| Cash and due from depository institutions | $3,393,000 | 3,911 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $19,436,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $2,220,000 | 5,246 |
| Net loans & leases | $61,715,000 | 4,169 |
| Loan loss allowance | $853,000 | 4,030 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,475,000 | 3,053 |
| Other real estate owned | $85,000 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,135,000 | 5,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,459,000 | 4,830 |
| Total liabilities | $84,157,000 | 4,677 |
| Total deposits | $82,363,000 | 4,560 |
| Interest-bearing deposits | $73,083,000 | 4,437 |
| Deposits held in domestic offices | $82,363,000 | 4,552 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $835,000 | 2,806 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $959,000 | 3,757 |
| Total equity capital | $6,302,000 | 6,325 |
| Total bank equity capital | $6,302,000 | 6,325 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $537,000 | 5,287 |
| Surplus | $1,897,000 | 5,828 |
| Undivided profits | $3,868,000 | 5,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $604,000 | 3,776 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $387,000 | 5,958 |
| Earning assets | $83,371,000 | 4,827 |
| Long-term assets (5+ years) | $8,517,000 | 4,447 |
| Average Assets, year-to-date | $89,948,400 | 4,660 |
| Average Assets, quarterly | $91,052,000 | 4,746 |
| Volatile liabilities | $10,505,000 | 4,424 |
| Insider loans | $650,000 | 4,896 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,292,000 | 6,101 |
| Tier 1 (core) risk-based capital | $6,507,000 | 6,043 |
| Tier 2 risk-based capital | $772,130 | 3,690 |
| Total risk weighted assets | $61,689,230 | 4,214 |
| Total unused commitments | $3,292,000 | 6,117 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 55 | 3,646 |
| Assets and Liabilities | ||
| Total Assets: | $89,118,000 | 4,830 |
| Cash and due from depository institutions | $3,785,000 | 3,646 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,511,000 | 5,579 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $59,875,000 | 4,209 |
| Loan loss allowance | $921,000 | 3,878 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,534,000 | 2,918 |
| Other real estate owned | $0 | 3,646 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,413,000 | 5,172 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,118,000 | 4,830 |
| Total liabilities | $83,496,000 | 4,703 |
| Total deposits | $79,644,000 | 4,664 |
| Interest-bearing deposits | $70,263,000 | 4,557 |
| Deposits held in domestic offices | $79,644,000 | 4,654 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,330,000 | 2,182 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $522,000 | 5,059 |
| Total equity capital | $5,622,000 | 6,575 |
| Total bank equity capital | $5,622,000 | 6,575 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $537,000 | 5,572 |
| Surplus | $1,897,000 | 5,851 |
| Undivided profits | $3,188,000 | 5,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $843,000 | 3,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $344,000 | 5,890 |
| Earning assets | $81,386,000 | 4,862 |
| Long-term assets (5+ years) | $11,610,000 | 3,752 |
| Average Assets, year-to-date | $85,595,200 | 4,899 |
| Average Assets, quarterly | $88,161,500 | 4,854 |
| Volatile liabilities | $11,083,000 | 4,031 |
| Insider loans | $1,970,000 | 2,113 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,004,000 | 6,347 |
| Tier 1 (core) risk-based capital | $6,374,000 | 6,082 |
| Tier 2 risk-based capital | $763,520 | 3,708 |
| Total risk weighted assets | $60,923,720 | 4,181 |
| Total unused commitments | $3,004,000 | 6,358 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 55 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $85,741,000 | 5,092 |
| Cash and due from depository institutions | $2,256,000 | 3,774 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $27,222,000 | 4,865 |
| Federal funds sold & reverse repurchase agreements | $175,000 | 9,987 |
| Net loans & leases | $52,758,000 | 4,569 |
| Loan loss allowance | $876,000 | 4,157 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,493,000 | 2,931 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $837,000 | 6,963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,741,000 | 5,092 |
| Total liabilities | $79,615,000 | 5,001 |
| Total deposits | $76,529,000 | 4,952 |
| Interest-bearing deposits | $68,661,000 | 4,813 |
| Deposits held in domestic offices | $76,529,000 | 4,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,455,000 | 2,030 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $631,000 | 4,479 |
| Total equity capital | $6,126,000 | 6,291 |
| Total bank equity capital | $6,126,000 | 6,291 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $537,000 | 5,824 |
| Surplus | $1,897,000 | 5,841 |
| Undivided profits | $3,692,000 | 5,403 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $688,000 | 4,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $292,000 | 6,220 |
| Earning assets | $80,155,000 | 5,024 |
| Long-term assets (5+ years) | $4,024,000 | 7,045 |
| Average Assets, year-to-date | $83,835,400 | 5,062 |
| Average Assets, quarterly | $86,067,000 | 5,026 |
| Volatile liabilities | $9,485,000 | 4,253 |
| Insider loans | $703,000 | 4,714 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $325,000 | 1,351 |
| Unused loan commitments | $2,741,000 | 6,668 |
| Tier 1 (core) risk-based capital | $6,126,000 | 6,210 |
| Tier 2 risk-based capital | $690,130 | 4,001 |
| Total risk weighted assets | $55,024,430 | 4,507 |
| Total unused commitments | $2,741,000 | 6,689 |
| Derivatives | $5,000,000 | 565 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $80,037,000 | 5,487 |
| Cash and due from depository institutions | $2,063,000 | 3,849 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $21,719,000 | 5,775 |
| Federal funds sold & reverse repurchase agreements | $850,000 | 9,103 |
| Net loans & leases | $52,096,000 | 4,664 |
| Loan loss allowance | $840,000 | 4,317 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,583,000 | 2,840 |
| Other real estate owned | $0 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $726,000 | 7,885 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,037,000 | 5,487 |
| Total liabilities | $74,723,000 | 5,386 |
| Total deposits | $73,926,000 | 5,249 |
| Interest-bearing deposits | $66,212,000 | 5,122 |
| Deposits held in domestic offices | $73,926,000 | 5,239 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $797,000 | 3,935 |
| Total equity capital | $5,314,000 | 6,768 |
| Total bank equity capital | $5,314,000 | 6,768 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $537,000 | 6,134 |
| Surplus | $1,897,000 | 5,753 |
| Undivided profits | $2,880,000 | 6,109 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $341,000 | 6,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $287,000 | 6,741 |
| Earning assets | $74,665,000 | 5,387 |
| Long-term assets (5+ years) | $2,949,000 | 8,047 |
| Average Assets, year-to-date | $82,611,800 | 5,221 |
| Average Assets, quarterly | $82,667,000 | 5,294 |
| Volatile liabilities | $5,770,000 | 6,018 |
| Insider loans | $294,000 | 2,964 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $367,000 | 955 |
| Unused loan commitments | $2,725,000 | 6,402 |
| Tier 1 (core) risk-based capital | $5,314,000 | 6,703 |
| Tier 2 risk-based capital | $673,770 | 4,093 |
| Total risk weighted assets | $53,735,670 | 4,644 |
| Total unused commitments | $2,725,000 | 6,431 |
| Derivatives | $5,000,000 | 500 |