Home > First National Bank Colorado > Income and Expense

First National Bank Colorado, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$27,664,0001,505
Total interest expense$4,862,0002,045
Net interest income$22,802,0001,306
Provision for loan and lease losses$300,0001,648
Total noninterest income$1,911,0002,065
Gross Fiduciary activities income$0981
Service charges on deposit accounts$512,0001,625
Trading account gains and fees$0123
Additional Noninterest Income$1,399,0001,956
Total noninterest expense$11,401,0001,874
Salaries and employee benefits$6,816,0001,797
Premises and equipment expense$1,074,0001,944
Additional noninterest expense$1,399,0001,956
Pre-tax net operating income$13,012,000958
Securities gains (losses)$-83,0003,762
Applicable income taxes$2,106,000961
Income before extraordinary items$10,823,000944
Extraordinary gains, net$054
Net income$10,823,000958
Minority interest net income$088
Net income of bank and minority interests.$10,823,000947
Net charge-offs$11,0002,397
Cash dividends$5,710,000732
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,892,720958
2023-09-30 (YTD Data)Rank
Total interest income$20,319,0001,494
Total interest expense$3,236,0002,077
Net interest income$17,083,0001,310
Provision for loan and lease losses$225,0001,554
Total noninterest income$1,452,0002,052
Gross Fiduciary activities income$0950
Service charges on deposit accounts$384,0001,625
Trading account gains and fees$0125
Additional Noninterest Income$1,068,0001,924
Total noninterest expense$8,436,0001,890
Salaries and employee benefits$5,055,0001,813
Premises and equipment expense$795,0001,969
Additional noninterest expense$1,068,0001,924
Pre-tax net operating income$9,874,000974
Securities gains (losses)$-63,0003,887
Applicable income taxes$360,0001,984
Income before extraordinary items$9,451,000866
Extraordinary gains, net$052
Net income$9,451,000870
Minority interest net income$081
Net income of bank and minority interests.$9,451,000866
Net charge-offs$7,0002,243
Cash dividends$5,710,000555
Sale, conversion, retirement of capital stock, net$0507
Net operating income$9,511,480874
2023-06-30 (YTD Data)Rank
Total interest income$13,247,0001,487
Total interest expense$1,904,0002,082
Net interest income$11,343,0001,322
Provision for loan and lease losses$150,0001,522
Total noninterest income$954,0002,008
Gross Fiduciary activities income$0931
Service charges on deposit accounts$258,0001,598
Trading account gains and fees$0112
Additional Noninterest Income$696,0001,888
Total noninterest expense$5,459,0001,916
Salaries and employee benefits$3,314,0001,834
Premises and equipment expense$511,0001,991
Additional noninterest expense$696,0001,885
Pre-tax net operating income$6,688,000976
Securities gains (losses)$-63,0004,129
Applicable income taxes$260,0001,954
Income before extraordinary items$6,365,000867
Extraordinary gains, net$051
Net income$6,365,000879
Minority interest net income$081
Net income of bank and minority interests.$6,365,000867
Net charge-offs$-18,0004,071
Cash dividends$3,650,000562
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,425,480867
2023-03-31 (YTD Data)Rank
Total interest income$6,439,0001,496
Total interest expense$802,0002,103
Net interest income$5,637,0001,329
Provision for loan and lease losses$75,0001,413
Total noninterest income$490,0001,970
Gross Fiduciary activities income$0913
Service charges on deposit accounts$129,0001,604
Trading account gains and fees$097
Additional Noninterest Income$361,0001,845
Total noninterest expense$2,657,0001,976
Salaries and employee benefits$1,655,0001,864
Premises and equipment expense$236,0002,123
Additional noninterest expense$361,0001,845
Pre-tax net operating income$3,395,000981
Securities gains (losses)$-16,0004,086
Applicable income taxes$88,0002,227
Income before extraordinary items$3,291,000873
Extraordinary gains, net$04
Net income$3,291,000872
Minority interest net income$048
Net income of bank and minority interests.$3,291,000872
Net charge-offs$-17,0004,196
Cash dividends$1,850,000520
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,306,520886
2022-12-31 (YTD Data)Rank
Total interest income$22,144,0001,448
Total interest expense$1,303,0002,085
Net interest income$20,841,0001,383
Provision for loan and lease losses$240,0001,681
Total noninterest income$1,793,0002,158
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$500,0001,681
Trading account gains and fees$0116
Additional Noninterest Income$1,293,0002,059
Total noninterest expense$10,733,0001,907
Salaries and employee benefits$6,603,0001,823
Premises and equipment expense$980,0002,029
Additional noninterest expense$1,293,0002,059
Pre-tax net operating income$11,661,0001,139
Securities gains (losses)$-2,227,0004,562
Applicable income taxes$362,0002,269
Income before extraordinary items$9,072,0001,187
Extraordinary gains, net$05
Net income$9,072,0001,186
Minority interest net income$063
Net income of bank and minority interests.$9,072,0001,187
Net charge-offs$-2,0003,341
Cash dividends$4,475,000854
Sale, conversion, retirement of capital stock, net$0568
Net operating income$11,209,9201,041
2022-09-30 (YTD Data)Rank
Total interest income$15,955,0001,438
Total interest expense$763,0002,095
Net interest income$15,192,0001,400
Provision for loan and lease losses$180,0001,523
Total noninterest income$1,322,0002,207
Gross Fiduciary activities income$0968
Service charges on deposit accounts$378,0001,685
Trading account gains and fees$0111
Additional Noninterest Income$944,0002,107
Total noninterest expense$7,919,0001,925
Salaries and employee benefits$4,906,0001,831
Premises and equipment expense$702,0002,104
Additional noninterest expense$944,0002,107
Pre-tax net operating income$8,415,0001,161
Securities gains (losses)$-22,0003,960
Applicable income taxes$290,0002,239
Income before extraordinary items$8,103,0001,038
Extraordinary gains, net$04
Net income$8,103,0001,037
Minority interest net income$057
Net income of bank and minority interests.$8,103,0001,038
Net charge-offs$7,0001,925
Cash dividends$4,475,000632
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,124,3401,058
2022-06-30 (YTD Data)Rank
Total interest income$10,209,0001,450
Total interest expense$457,0002,069
Net interest income$9,752,0001,415
Provision for loan and lease losses$120,0001,426
Total noninterest income$876,0002,208
Gross Fiduciary activities income$0925
Service charges on deposit accounts$247,0001,707
Trading account gains and fees$0108
Additional Noninterest Income$629,0002,146
Total noninterest expense$5,228,0001,928
Salaries and employee benefits$3,234,0001,846
Premises and equipment expense$474,0002,079
Additional noninterest expense$1,520,0001,984
Pre-tax net operating income$5,280,0001,165
Securities gains (losses)$0687
Applicable income taxes$190,0002,170
Income before extraordinary items$5,090,0001,031
Extraordinary gains, net$04
Net income$5,090,0001,030
Minority interest net income$060
Net income of bank and minority interests.$5,090,0001,031
Net charge-offs$-1,0002,999
Cash dividends$2,300,000755
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,090,0001,056
2022-03-31 (YTD Data)Rank
Total interest income$4,890,0001,467
Total interest expense$220,0002,074
Net interest income$4,670,0001,436
Provision for loan and lease losses$60,0001,235
Total noninterest income$422,0002,241
Gross Fiduciary activities income$0892
Service charges on deposit accounts$120,0001,722
Trading account gains and fees$0103
Additional Noninterest Income$302,0002,176
Total noninterest expense$2,575,0001,941
Salaries and employee benefits$1,600,0001,851
Premises and equipment expense$244,0002,058
Additional noninterest expense$731,0002,031
Pre-tax net operating income$2,457,0001,170
Securities gains (losses)$0623
Applicable income taxes$128,0001,910
Income before extraordinary items$2,329,0001,069
Extraordinary gains, net$04
Net income$2,329,0001,066
Minority interest net income$050
Net income of bank and minority interests.$2,329,0001,069
Net charge-offs$-1,0003,005
Cash dividends$1,600,000535
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,329,0001,082
2021-12-31 (YTD Data)Rank
Total interest income$20,212,0001,472
Total interest expense$1,035,0002,158
Net interest income$19,177,0001,415
Provision for loan and lease losses$180,0001,802
Total noninterest income$1,684,0002,433
Gross Fiduciary activities income$0994
Service charges on deposit accounts$398,0001,866
Trading account gains and fees$0132
Additional Noninterest Income$1,286,0002,383
Total noninterest expense$10,588,0001,907
Salaries and employee benefits$6,426,0001,833
Premises and equipment expense$1,081,0001,941
Additional noninterest expense$3,081,0001,936
Pre-tax net operating income$10,093,0001,272
Securities gains (losses)$628,000303
Applicable income taxes$03,710
Income before extraordinary items$10,721,0001,096
Extraordinary gains, net$010
Net income$10,721,0001,096
Minority interest net income$074
Net income of bank and minority interests.$10,721,0001,096
Net charge-offs$-1,0003,238
Cash dividends$5,775,000714
Sale, conversion, retirement of capital stock, net$0582
Net operating income$10,093,0001,129
2021-09-30 (YTD Data)Rank
Total interest income$15,355,0001,484
Total interest expense$804,0002,193
Net interest income$14,551,0001,425
Provision for loan and lease losses$135,0001,755
Total noninterest income$1,270,0002,437
Gross Fiduciary activities income$0957
Service charges on deposit accounts$288,0001,909
Trading account gains and fees$0132
Additional Noninterest Income$982,0002,411
Total noninterest expense$8,016,0001,895
Salaries and employee benefits$4,885,0001,815
Premises and equipment expense$826,0001,948
Additional noninterest expense$2,305,0001,946
Pre-tax net operating income$7,670,0001,307
Securities gains (losses)$628,000269
Applicable income taxes$03,719
Income before extraordinary items$8,298,0001,102
Extraordinary gains, net$08
Net income$8,298,0001,103
Minority interest net income$069
Net income of bank and minority interests.$8,298,0001,103
Net charge-offs$-2,0003,208
Cash dividends$5,775,000551
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,670,0001,160
2021-06-30 (YTD Data)Rank
Total interest income$9,985,0001,507
Total interest expense$563,0002,186
Net interest income$9,422,0001,441
Provision for loan and lease losses$90,0001,757
Total noninterest income$819,0002,451
Gross Fiduciary activities income$0951
Service charges on deposit accounts$178,0001,946
Trading account gains and fees$0133
Additional Noninterest Income$641,0002,390
Total noninterest expense$5,390,0001,874
Salaries and employee benefits$3,260,0001,809
Premises and equipment expense$535,0001,974
Additional noninterest expense$1,595,0001,871
Pre-tax net operating income$4,761,0001,357
Securities gains (losses)$628,000221
Applicable income taxes$03,702
Income before extraordinary items$5,389,0001,118
Extraordinary gains, net$06
Net income$5,389,0001,119
Minority interest net income$067
Net income of bank and minority interests.$5,389,0001,119
Net charge-offs$-1,0003,056
Cash dividends$3,500,000553
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,761,0001,200
2021-03-31 (YTD Data)Rank
Total interest income$4,666,0001,593
Total interest expense$292,0002,217
Net interest income$4,374,0001,525
Provision for loan and lease losses$45,0001,795
Total noninterest income$401,0002,482
Gross Fiduciary activities income$0922
Service charges on deposit accounts$92,0001,898
Trading account gains and fees$0127
Additional Noninterest Income$309,0002,429
Total noninterest expense$2,761,0001,828
Salaries and employee benefits$1,538,0001,871
Premises and equipment expense$260,0002,025
Additional noninterest expense$963,0001,587
Pre-tax net operating income$1,969,0001,541
Securities gains (losses)$628,000160
Applicable income taxes$03,613
Income before extraordinary items$2,597,0001,166
Extraordinary gains, net$03
Net income$2,597,0001,166
Minority interest net income$055
Net income of bank and minority interests.$2,597,0001,166
Net charge-offs$-1,0003,038
Cash dividends$2,100,000438
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,969,0001,374
2020-12-31 (YTD Data)Rank
Total interest income$18,880,0001,570
Total interest expense$1,705,0002,181
Net interest income$17,175,0001,464
Provision for loan and lease losses$120,0003,406
Total noninterest income$1,379,0002,523
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$389,0001,929
Trading account gains and fees$0133
Additional Noninterest Income$990,0002,488
Total noninterest expense$9,205,0002,062
Salaries and employee benefits$5,968,0001,907
Premises and equipment expense$948,0002,101
Additional noninterest expense$2,289,0002,319
Pre-tax net operating income$9,229,0001,132
Securities gains (losses)$185,0001,068
Applicable income taxes$03,697
Income before extraordinary items$9,414,0001,007
Extraordinary gains, net$04
Net income$9,414,0001,007
Minority interest net income$072
Net income of bank and minority interests.$9,414,0001,007
Net charge-offs$-13,0004,299
Cash dividends$5,400,000712
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,229,000991
2020-09-30 (YTD Data)Rank
Total interest income$14,007,0001,588
Total interest expense$1,319,0002,242
Net interest income$12,688,0001,479
Provision for loan and lease losses$90,0003,370
Total noninterest income$1,017,0002,501
Gross Fiduciary activities income$0981
Service charges on deposit accounts$293,0001,923
Trading account gains and fees$0125
Additional Noninterest Income$724,0002,458
Total noninterest expense$6,780,0002,072
Salaries and employee benefits$4,474,0001,888
Premises and equipment expense$646,0002,227
Additional noninterest expense$1,660,0002,345
Pre-tax net operating income$6,835,0001,104
Securities gains (losses)$185,000924
Applicable income taxes$03,696
Income before extraordinary items$7,020,000972
Extraordinary gains, net$04
Net income$7,020,000973
Minority interest net income$065
Net income of bank and minority interests.$7,020,000972
Net charge-offs$-18,0004,405
Cash dividends$5,400,000542
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,835,000963
2020-06-30 (YTD Data)Rank
Total interest income$9,236,0001,619
Total interest expense$898,0002,322
Net interest income$8,338,0001,496
Provision for loan and lease losses$60,0003,299
Total noninterest income$669,0002,475
Gross Fiduciary activities income$0970
Service charges on deposit accounts$197,0001,938
Trading account gains and fees$0123
Additional Noninterest Income$472,0002,425
Total noninterest expense$4,465,0002,089
Salaries and employee benefits$2,992,0001,873
Premises and equipment expense$400,0002,333
Additional noninterest expense$1,073,0002,391
Pre-tax net operating income$4,482,0001,052
Securities gains (losses)$156,000802
Applicable income taxes$03,655
Income before extraordinary items$4,638,000911
Extraordinary gains, net$04
Net income$4,638,000910
Minority interest net income$065
Net income of bank and minority interests.$4,638,000911
Net charge-offs$-16,0004,453
Cash dividends$3,350,000570
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,482,000912
2020-03-31 (YTD Data)Rank
Total interest income$4,422,0001,675
Total interest expense$461,0002,423
Net interest income$3,961,0001,519
Provision for loan and lease losses$30,0002,812
Total noninterest income$337,0002,371
Gross Fiduciary activities income$0941
Service charges on deposit accounts$119,0001,935
Trading account gains and fees$0106
Additional Noninterest Income$218,0002,338
Total noninterest expense$2,137,0002,176
Salaries and employee benefits$1,441,0001,946
Premises and equipment expense$195,0002,381
Additional noninterest expense$501,0002,533
Pre-tax net operating income$2,131,000991
Securities gains (losses)$137,000504
Applicable income taxes$03,513
Income before extraordinary items$2,268,000839
Extraordinary gains, net$04
Net income$2,268,000839
Minority interest net income$056
Net income of bank and minority interests.$2,268,000839
Net charge-offs$-11,0004,487
Cash dividends$2,600,000443
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,131,000869
2019-12-31 (YTD Data)Rank
Total interest income$17,989,0001,660
Total interest expense$1,708,0002,588
Net interest income$16,281,0001,487
Provision for loan and lease losses$100,0002,932
Total noninterest income$1,399,0002,387
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$496,0001,940
Trading account gains and fees$0135
Additional Noninterest Income$903,0002,376
Total noninterest expense$8,392,0002,171
Salaries and employee benefits$5,368,0002,005
Premises and equipment expense$740,0002,454
Additional noninterest expense$2,284,0002,351
Pre-tax net operating income$9,188,0001,117
Securities gains (losses)$230,000591
Applicable income taxes$03,859
Income before extraordinary items$9,418,000983
Extraordinary gains, net$011
Net income$9,418,000984
Minority interest net income$076
Net income of bank and minority interests.$9,418,000984
Net charge-offs$-4,0004,311
Cash dividends$4,875,000819
Sale, conversion, retirement of capital stock, net$0626
Net operating income$9,188,000984
2019-09-30 (YTD Data)Rank
Total interest income$13,516,0001,671
Total interest expense$1,247,0002,644
Net interest income$12,269,0001,491
Provision for loan and lease losses$90,0002,664
Total noninterest income$1,044,0002,404
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$369,0001,948
Trading account gains and fees$0129
Additional Noninterest Income$675,0002,363
Total noninterest expense$6,224,0002,193
Salaries and employee benefits$4,010,0002,015
Premises and equipment expense$557,0002,467
Additional noninterest expense$1,657,0002,400
Pre-tax net operating income$6,999,0001,129
Securities gains (losses)$184,000550
Applicable income taxes$03,902
Income before extraordinary items$7,183,000980
Extraordinary gains, net$011
Net income$7,183,000981
Minority interest net income$072
Net income of bank and minority interests.$7,183,000981
Net charge-offs$-3,0004,153
Cash dividends$4,875,000631
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,999,000987
2019-06-30 (YTD Data)Rank
Total interest income$8,881,0001,695
Total interest expense$803,0002,668
Net interest income$8,078,0001,513
Provision for loan and lease losses$60,0002,560
Total noninterest income$668,0002,407
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$233,0001,998
Trading account gains and fees$0131
Additional Noninterest Income$435,0002,367
Total noninterest expense$4,100,0002,219
Salaries and employee benefits$2,657,0002,020
Premises and equipment expense$371,0002,472
Additional noninterest expense$1,072,0002,464
Pre-tax net operating income$4,586,0001,120
Securities gains (losses)$153,000425
Applicable income taxes$03,901
Income before extraordinary items$4,739,000965
Extraordinary gains, net$011
Net income$4,739,000965
Minority interest net income$069
Net income of bank and minority interests.$4,739,000965
Net charge-offs$14,0002,483
Cash dividends$2,400,000764
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,586,000972
2019-03-31 (YTD Data)Rank
Total interest income$4,375,0001,720
Total interest expense$387,0002,685
Net interest income$3,988,0001,534
Provision for loan and lease losses$30,0002,400
Total noninterest income$319,0002,454
Gross Fiduciary activities income$0972
Service charges on deposit accounts$112,0002,038
Trading account gains and fees$0126
Additional Noninterest Income$207,0002,371
Total noninterest expense$2,011,0002,260
Salaries and employee benefits$1,322,0002,050
Premises and equipment expense$185,0002,506
Additional noninterest expense$504,0002,567
Pre-tax net operating income$2,266,0001,111
Securities gains (losses)$31,000490
Applicable income taxes$03,800
Income before extraordinary items$2,297,000967
Extraordinary gains, net$05
Net income$2,297,000966
Minority interest net income$052
Net income of bank and minority interests.$2,297,000966
Net charge-offs$2,0002,456
Cash dividends$1,800,000553
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,266,000956
2018-12-31 (YTD Data)Rank
Total interest income$16,478,0001,709
Total interest expense$1,428,0002,419
Net interest income$15,050,0001,598
Provision for loan and lease losses$100,0003,044
Total noninterest income$1,896,0002,049
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$524,0001,913
Trading account gains and fees$0126
Additional Noninterest Income$1,372,0001,892
Total noninterest expense$8,007,0002,244
Salaries and employee benefits$5,062,0002,070
Premises and equipment expense$739,0002,480
Additional noninterest expense$2,206,0002,434
Pre-tax net operating income$8,839,0001,144
Securities gains (losses)$-69,0004,918
Applicable income taxes$03,978
Income before extraordinary items$8,770,0001,035
Extraordinary gains, net$06
Net income$8,770,0001,033
Minority interest net income$072
Net income of bank and minority interests.$8,770,0001,034
Net charge-offs$2,0003,662
Cash dividends$6,150,000614
Sale, conversion, retirement of capital stock, net$0671
Net operating income$8,839,0001,025
2018-09-30 (YTD Data)Rank
Total interest income$12,216,0001,716
Total interest expense$1,041,0002,384
Net interest income$11,175,0001,607
Provision for loan and lease losses$100,0002,576
Total noninterest income$1,550,0001,968
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$392,0001,932
Trading account gains and fees$0138
Additional Noninterest Income$1,158,0001,779
Total noninterest expense$6,019,0002,237
Salaries and employee benefits$3,871,0002,045
Premises and equipment expense$521,0002,600
Additional noninterest expense$1,627,0002,454
Pre-tax net operating income$6,606,0001,144
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$6,606,0001,023
Extraordinary gains, net$05
Net income$6,606,0001,022
Minority interest net income$066
Net income of bank and minority interests.$6,606,0001,022
Net charge-offs$4,0003,250
Cash dividends$6,150,000459
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,606,0001,020
2018-06-30 (YTD Data)Rank
Total interest income$8,001,0001,728
Total interest expense$668,0002,367
Net interest income$7,333,0001,627
Provision for loan and lease losses$100,0002,173
Total noninterest income$1,201,0001,802
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$260,0001,930
Trading account gains and fees$0130
Additional Noninterest Income$941,0001,587
Total noninterest expense$3,976,0002,264
Salaries and employee benefits$2,590,0002,050
Premises and equipment expense$336,0002,666
Additional noninterest expense$1,050,0002,531
Pre-tax net operating income$4,458,0001,123
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$4,458,0001,001
Extraordinary gains, net$06
Net income$4,458,0001,000
Minority interest net income$065
Net income of bank and minority interests.$4,458,0001,000
Net charge-offs$-6,0004,367
Cash dividends$4,750,000414
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,458,000993
2018-03-31 (YTD Data)Rank
Total interest income$3,956,0001,728
Total interest expense$320,0002,352
Net interest income$3,636,0001,636
Provision for loan and lease losses$60,0001,880
Total noninterest income$833,0001,449
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$126,0001,971
Trading account gains and fees$0123
Additional Noninterest Income$707,0001,192
Total noninterest expense$2,004,0002,274
Salaries and employee benefits$1,318,0002,038
Premises and equipment expense$156,0002,841
Additional noninterest expense$530,0002,528
Pre-tax net operating income$2,405,0001,027
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$2,405,000909
Extraordinary gains, net$07
Net income$2,405,000909
Minority interest net income$052
Net income of bank and minority interests.$2,405,000909
Net charge-offs$-14,0004,864
Cash dividends$3,000,000300
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,405,000903
2017-12-31 (YTD Data)Rank
Total interest income$15,796,0001,674
Total interest expense$1,156,0002,304
Net interest income$14,640,0001,603
Provision for loan and lease losses$300,0001,956
Total noninterest income$1,157,0002,740
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$454,0002,196
Trading account gains and fees$0151
Additional Noninterest Income$703,0002,713
Total noninterest expense$7,468,0002,397
Salaries and employee benefits$4,671,0002,198
Premises and equipment expense$753,0002,542
Additional noninterest expense$2,044,0002,610
Pre-tax net operating income$8,029,0001,180
Securities gains (losses)$26,0001,226
Applicable income taxes$04,135
Income before extraordinary items$8,055,000901
Extraordinary gains, net$09
Net income$8,055,000901
Minority interest net income$076
Net income of bank and minority interests.$8,055,000901
Net charge-offs$143,0002,122
Cash dividends$6,000,000568
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,029,000891
2017-09-30 (YTD Data)Rank
Total interest income$11,800,0001,682
Total interest expense$863,0002,291
Net interest income$10,937,0001,602
Provision for loan and lease losses$225,0001,898
Total noninterest income$838,0002,808
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$326,0002,272
Trading account gains and fees$0145
Additional Noninterest Income$512,0002,782
Total noninterest expense$5,621,0002,398
Salaries and employee benefits$3,581,0002,157
Premises and equipment expense$519,0002,699
Additional noninterest expense$1,521,0002,639
Pre-tax net operating income$5,929,0001,213
Securities gains (losses)$26,0001,206
Applicable income taxes$04,172
Income before extraordinary items$5,955,000993
Extraordinary gains, net$09
Net income$5,955,000993
Minority interest net income$071
Net income of bank and minority interests.$5,955,000993
Net charge-offs$67,0002,237
Cash dividends$6,000,000427
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,929,000986
2017-06-30 (YTD Data)Rank
Total interest income$7,771,0001,687
Total interest expense$573,0002,254
Net interest income$7,198,0001,613
Provision for loan and lease losses$150,0001,808
Total noninterest income$498,0002,975
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$210,0002,322
Trading account gains and fees$0139
Additional Noninterest Income$288,0003,000
Total noninterest expense$3,676,0002,437
Salaries and employee benefits$2,357,0002,199
Premises and equipment expense$339,0002,749
Additional noninterest expense$980,0002,712
Pre-tax net operating income$3,870,0001,223
Securities gains (losses)$25,000909
Applicable income taxes$04,189
Income before extraordinary items$3,895,000993
Extraordinary gains, net$011
Net income$3,895,000994
Minority interest net income$071
Net income of bank and minority interests.$3,895,000993
Net charge-offs$-18,0004,977
Cash dividends$4,600,000385
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,870,000992
2017-03-31 (YTD Data)Rank
Total interest income$3,776,0001,718
Total interest expense$282,0002,269
Net interest income$3,494,0001,654
Provision for loan and lease losses$75,0001,685
Total noninterest income$300,0002,703
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$102,0002,353
Trading account gains and fees$0142
Additional Noninterest Income$198,0002,585
Total noninterest expense$1,826,0002,473
Salaries and employee benefits$1,163,0002,261
Premises and equipment expense$168,0002,801
Additional noninterest expense$495,0002,692
Pre-tax net operating income$1,893,0001,229
Securities gains (losses)$25,000474
Applicable income taxes$04,086
Income before extraordinary items$1,918,000980
Extraordinary gains, net$08
Net income$1,918,000981
Minority interest net income$055
Net income of bank and minority interests.$1,918,000980
Net charge-offs$-9,0004,951
Cash dividends$2,500,000335
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,893,000982
2016-12-31 (YTD Data)Rank
Total interest income$15,382,0001,637
Total interest expense$1,374,0001,921
Net interest income$14,008,0001,604
Provision for loan and lease losses$310,0001,956
Total noninterest income$1,129,0002,840
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$409,0002,426
Trading account gains and fees$0170
Additional Noninterest Income$720,0002,794
Total noninterest expense$7,463,0002,427
Salaries and employee benefits$4,603,0002,231
Premises and equipment expense$672,0002,813
Additional noninterest expense$2,188,0002,586
Pre-tax net operating income$7,364,0001,183
Securities gains (losses)$507,000430
Applicable income taxes$04,278
Income before extraordinary items$7,871,000950
Extraordinary gains, net$05
Net income$7,871,000949
Minority interest net income$082
Net income of bank and minority interests.$7,871,000949
Net charge-offs$109,0002,534
Cash dividends$5,750,000594
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,364,000987
2016-09-30 (YTD Data)Rank
Total interest income$11,560,0001,637
Total interest expense$1,091,0001,846
Net interest income$10,469,0001,606
Provision for loan and lease losses$250,0001,802
Total noninterest income$845,0002,863
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$306,0002,435
Trading account gains and fees$0169
Additional Noninterest Income$539,0002,798
Total noninterest expense$5,789,0002,365
Salaries and employee benefits$3,596,0002,152
Premises and equipment expense$496,0002,857
Additional noninterest expense$1,697,0002,520
Pre-tax net operating income$5,275,0001,262
Securities gains (losses)$507,000385
Applicable income taxes$04,325
Income before extraordinary items$5,782,000967
Extraordinary gains, net$05
Net income$5,782,000967
Minority interest net income$071
Net income of bank and minority interests.$5,782,000967
Net charge-offs$117,0001,930
Cash dividends$5,050,000499
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,275,0001,032
2016-06-30 (YTD Data)Rank
Total interest income$7,664,0001,655
Total interest expense$787,0001,726
Net interest income$6,877,0001,628
Provision for loan and lease losses$140,0002,007
Total noninterest income$543,0002,897
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$194,0002,487
Trading account gains and fees$0157
Additional Noninterest Income$349,0002,841
Total noninterest expense$3,777,0002,411
Salaries and employee benefits$2,359,0002,197
Premises and equipment expense$329,0002,869
Additional noninterest expense$1,089,0002,611
Pre-tax net operating income$3,503,0001,250
Securities gains (losses)$466,000296
Applicable income taxes$04,338
Income before extraordinary items$3,969,000922
Extraordinary gains, net$016
Net income$3,969,000920
Minority interest net income$071
Net income of bank and minority interests.$3,969,000921
Net charge-offs$-61,0005,561
Cash dividends$3,350,000519
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,503,0001,029
2016-03-31 (YTD Data)Rank
Total interest income$3,814,0001,661
Total interest expense$459,0001,516
Net interest income$3,355,0001,677
Provision for loan and lease losses$80,0001,699
Total noninterest income$282,0002,819
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$98,0002,462
Trading account gains and fees$0142
Additional Noninterest Income$184,0002,717
Total noninterest expense$1,967,0002,341
Salaries and employee benefits$1,254,0002,098
Premises and equipment expense$165,0002,888
Additional noninterest expense$548,0002,580
Pre-tax net operating income$1,590,0001,340
Securities gains (losses)$426,000145
Applicable income taxes$04,259
Income before extraordinary items$2,016,000879
Extraordinary gains, net$012
Net income$2,016,000880
Minority interest net income$062
Net income of bank and minority interests.$2,016,000880
Net charge-offs$-4,0004,749
Cash dividends$2,500,000354
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,590,0001,100
2015-12-31 (YTD Data)Rank
Total interest income$15,042,0001,658
Total interest expense$1,439,0001,833
Net interest income$13,603,0001,610
Provision for loan and lease losses$330,0001,800
Total noninterest income$1,054,0002,971
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$370,0002,667
Trading account gains and fees$0159
Additional Noninterest Income$684,0002,871
Total noninterest expense$7,177,0002,519
Salaries and employee benefits$4,464,0002,265
Premises and equipment expense$702,0002,813
Additional noninterest expense$2,011,0002,782
Pre-tax net operating income$7,150,0001,179
Securities gains (losses)$383,000447
Applicable income taxes$04,402
Income before extraordinary items$7,533,000949
Extraordinary gains, net$023
Net income$7,533,000949
Minority interest net income$081
Net income of bank and minority interests.$7,533,000949
Net charge-offs$37,0003,454
Cash dividends$5,275,000631
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,150,000973
2015-09-30 (YTD Data)Rank
Total interest income$11,198,0001,680
Total interest expense$1,066,0001,865
Net interest income$10,132,0001,637
Provision for loan and lease losses$170,0002,151
Total noninterest income$776,0003,021
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$273,0002,714
Trading account gains and fees$0153
Additional Noninterest Income$503,0002,912
Total noninterest expense$5,418,0002,511
Salaries and employee benefits$3,426,0002,220
Premises and equipment expense$536,0002,830
Additional noninterest expense$1,456,0002,849
Pre-tax net operating income$5,320,0001,199
Securities gains (losses)$383,000390
Applicable income taxes$04,489
Income before extraordinary items$5,703,000932
Extraordinary gains, net$021
Net income$5,703,000932
Minority interest net income$078
Net income of bank and minority interests.$5,703,000932
Net charge-offs$-77,0005,742
Cash dividends$4,500,000526
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,320,000971
2015-06-30 (YTD Data)Rank
Total interest income$7,329,0001,700
Total interest expense$703,0001,891
Net interest income$6,626,0001,672
Provision for loan and lease losses$110,0002,123
Total noninterest income$509,0003,042
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$173,0002,770
Trading account gains and fees$0157
Additional Noninterest Income$336,0002,913
Total noninterest expense$3,536,0002,577
Salaries and employee benefits$2,250,0002,271
Premises and equipment expense$340,0002,917
Additional noninterest expense$946,0002,921
Pre-tax net operating income$3,489,0001,205
Securities gains (losses)$366,000327
Applicable income taxes$04,497
Income before extraordinary items$3,855,000924
Extraordinary gains, net$022
Net income$3,855,000924
Minority interest net income$075
Net income of bank and minority interests.$3,855,000924
Net charge-offs$-72,0005,847
Cash dividends$2,900,000522
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,489,000986
2015-03-31 (YTD Data)Rank
Total interest income$3,637,0001,720
Total interest expense$353,0001,902
Net interest income$3,284,0001,683
Provision for loan and lease losses$50,0002,062
Total noninterest income$251,0003,035
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$94,0002,583
Trading account gains and fees$0152
Additional Noninterest Income$157,0002,957
Total noninterest expense$1,777,0002,576
Salaries and employee benefits$1,164,0002,220
Premises and equipment expense$156,0003,116
Additional noninterest expense$457,0002,992
Pre-tax net operating income$1,708,0001,191
Securities gains (losses)$321,000248
Applicable income taxes$04,400
Income before extraordinary items$2,029,000862
Extraordinary gains, net$013
Net income$2,029,000862
Minority interest net income$064
Net income of bank and minority interests.$2,029,000862
Net charge-offs$-67,0006,028
Cash dividends$2,300,000326
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,708,000971
2014-12-31 (YTD Data)Rank
Total interest income$14,690,0001,705
Total interest expense$1,450,0001,946
Net interest income$13,240,0001,670
Provision for loan and lease losses$190,0002,543
Total noninterest income$1,555,0002,455
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$450,0002,457
Trading account gains and fees$0180
Additional Noninterest Income$1,105,0002,188
Total noninterest expense$7,244,0002,543
Salaries and employee benefits$4,449,0002,279
Premises and equipment expense$725,0002,859
Additional noninterest expense$2,070,0002,807
Pre-tax net operating income$7,361,0001,100
Securities gains (losses)$72,0001,479
Applicable income taxes$04,531
Income before extraordinary items$7,433,000892
Extraordinary gains, net$017
Net income$7,433,000891
Minority interest net income$084
Net income of bank and minority interests.$7,433,000891
Net charge-offs$-299,0006,318
Cash dividends$5,000,000591
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,361,000880
2014-09-30 (YTD Data)Rank
Total interest income$10,926,0001,720
Total interest expense$1,084,0001,983
Net interest income$9,842,0001,690
Provision for loan and lease losses$190,0002,137
Total noninterest income$1,329,0002,288
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$346,0002,423
Trading account gains and fees$0174
Additional Noninterest Income$983,0001,952
Total noninterest expense$5,617,0002,456
Salaries and employee benefits$3,534,0002,174
Premises and equipment expense$533,0002,911
Additional noninterest expense$1,550,0002,812
Pre-tax net operating income$5,364,0001,143
Securities gains (losses)$-3,0006,006
Applicable income taxes$04,583
Income before extraordinary items$5,361,000928
Extraordinary gains, net$015
Net income$5,361,000927
Minority interest net income$081
Net income of bank and minority interests.$5,361,000927
Net charge-offs$-165,0006,310
Cash dividends$5,000,000433
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,364,000902
2014-06-30 (YTD Data)Rank
Total interest income$7,285,0001,714
Total interest expense$713,0002,019
Net interest income$6,572,0001,676
Provision for loan and lease losses$190,0001,698
Total noninterest income$1,058,0002,017
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$227,0002,437
Trading account gains and fees$0172
Additional Noninterest Income$831,0001,659
Total noninterest expense$3,961,0002,349
Salaries and employee benefits$2,614,0001,976
Premises and equipment expense$348,0002,979
Additional noninterest expense$999,0002,892
Pre-tax net operating income$3,479,0001,139
Securities gains (losses)$-3,0006,148
Applicable income taxes$04,568
Income before extraordinary items$3,476,000935
Extraordinary gains, net$020
Net income$3,476,000935
Minority interest net income$080
Net income of bank and minority interests.$3,476,000935
Net charge-offs$-165,0006,418
Cash dividends$3,100,000456
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,479,000913
2014-03-31 (YTD Data)Rank
Total interest income$3,470,0001,799
Total interest expense$349,0002,083
Net interest income$3,121,0001,747
Provision for loan and lease losses$55,0002,165
Total noninterest income$247,0003,083
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$129,0003,196
Total noninterest expense$1,885,0002,469
Salaries and employee benefits$1,179,0002,185
Premises and equipment expense$171,0003,059
Additional noninterest expense$535,0002,736
Pre-tax net operating income$1,428,0001,308
Securities gains (losses)$31,000807
Applicable income taxes$04,445
Income before extraordinary items$1,459,0001,079
Extraordinary gains, net$016
Net income$1,459,0001,080
Minority interest net income$066
Net income of bank and minority interests.$1,459,0001,080
Net charge-offs$54,0001,813
Cash dividends$1,500,000415
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,428,0001,072
2013-12-31 (YTD Data)Rank
Total interest income$13,830,0001,809
Total interest expense$1,587,0002,059
Net interest income$12,243,0001,763
Provision for loan and lease losses$75,0003,934
Total noninterest income$1,103,0003,028
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$518,0002,304
Trading account gains and fees$0184
Additional Noninterest Income$585,0003,154
Total noninterest expense$7,172,0002,569
Salaries and employee benefits$3,463,0002,825
Premises and equipment expense$743,0002,849
Additional noninterest expense$2,966,0002,106
Pre-tax net operating income$6,099,0001,211
Securities gains (losses)$-252,0006,648
Applicable income taxes$04,631
Income before extraordinary items$5,847,0001,059
Extraordinary gains, net$029
Net income$5,847,0001,060
Minority interest net income$090
Net income of bank and minority interests.$5,847,0001,061
Net charge-offs$-7,0006,106
Cash dividends$3,900,000712
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,099,000992
2013-09-30 (YTD Data)Rank
Total interest income$10,260,0001,832
Total interest expense$1,221,0002,072
Net interest income$9,039,0001,790
Provision for loan and lease losses$65,0003,772
Total noninterest income$776,0003,196
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$386,0002,332
Trading account gains and fees$0180
Additional Noninterest Income$390,0003,365
Total noninterest expense$5,369,0002,591
Salaries and employee benefits$2,526,0002,893
Premises and equipment expense$554,0002,892
Additional noninterest expense$2,289,0002,047
Pre-tax net operating income$4,381,0001,286
Securities gains (losses)$-280,0006,801
Applicable income taxes$04,713
Income before extraordinary items$4,101,0001,138
Extraordinary gains, net$025
Net income$4,101,0001,139
Minority interest net income$084
Net income of bank and minority interests.$4,101,0001,140
Net charge-offs$41,0004,008
Cash dividends$3,050,000635
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,381,0001,047
2013-06-30 (YTD Data)Rank
Total interest income$6,784,0001,847
Total interest expense$837,0002,061
Net interest income$5,947,0001,793
Provision for loan and lease losses$75,0003,208
Total noninterest income$533,0003,179
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$249,0002,368
Trading account gains and fees$0157
Additional Noninterest Income$284,0003,287
Total noninterest expense$3,594,0002,588
Salaries and employee benefits$1,664,0002,929
Premises and equipment expense$372,0002,870
Additional noninterest expense$1,558,0002,005
Pre-tax net operating income$2,811,0001,310
Securities gains (losses)$54,0001,469
Applicable income taxes$04,679
Income before extraordinary items$2,865,0001,083
Extraordinary gains, net$022
Net income$2,865,0001,084
Minority interest net income$082
Net income of bank and minority interests.$2,865,0001,086
Net charge-offs$34,0003,652
Cash dividends$2,650,000493
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,811,0001,062
2013-03-31 (YTD Data)Rank
Total interest income$3,389,0001,860
Total interest expense$426,0002,075
Net interest income$2,963,0001,810
Provision for loan and lease losses$75,0002,354
Total noninterest income$259,0003,220
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$116,0002,505
Trading account gains and fees$0148
Additional Noninterest Income$143,0003,246
Total noninterest expense$1,772,0002,641
Salaries and employee benefits$841,0002,926
Premises and equipment expense$188,0002,879
Additional noninterest expense$743,0002,092
Pre-tax net operating income$1,375,0001,314
Securities gains (losses)$54,000884
Applicable income taxes$04,602
Income before extraordinary items$1,429,0001,066
Extraordinary gains, net$010
Net income$1,429,0001,067
Minority interest net income$076
Net income of bank and minority interests.$1,429,0001,068
Net charge-offs$-19,0006,425
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,375,0001,049
2012-12-31 (YTD Data)Rank
Total interest income$14,339,0001,838
Total interest expense$2,584,0001,700
Net interest income$11,755,0001,867
Provision for loan and lease losses$525,0002,656
Total noninterest income$782,0003,687
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$534,0002,353
Trading account gains and fees$0166
Additional Noninterest Income$248,0004,326
Total noninterest expense$6,869,0002,702
Salaries and employee benefits$3,268,0002,946
Premises and equipment expense$670,0003,122
Additional noninterest expense$2,931,0002,219
Pre-tax net operating income$5,143,0001,338
Securities gains (losses)$477,000975
Applicable income taxes$04,751
Income before extraordinary items$5,620,0001,059
Extraordinary gains, net$029
Net income$5,620,0001,059
Minority interest net income$093
Net income of bank and minority interests.$5,620,0001,059
Net charge-offs$-7,0006,565
Cash dividends$2,810,000929
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,143,0001,088
2012-09-30 (YTD Data)Rank
Total interest income$10,738,0001,868
Total interest expense$2,153,0001,620
Net interest income$8,585,0001,940
Provision for loan and lease losses$425,0002,500
Total noninterest income$751,0003,281
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$394,0002,412
Trading account gains and fees$0157
Additional Noninterest Income$357,0003,436
Total noninterest expense$5,102,0002,735
Salaries and employee benefits$2,408,0003,008
Premises and equipment expense$516,0003,094
Additional noninterest expense$2,178,0002,220
Pre-tax net operating income$3,809,0001,388
Securities gains (losses)$385,000913
Applicable income taxes$04,802
Income before extraordinary items$4,194,0001,085
Extraordinary gains, net$020
Net income$4,194,0001,086
Minority interest net income$086
Net income of bank and minority interests.$4,194,0001,086
Net charge-offs$-66,0006,968
Cash dividends$2,460,000653
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,809,0001,115
2012-06-30 (YTD Data)Rank
Total interest income$7,103,0001,887
Total interest expense$1,699,0001,421
Net interest income$5,404,0002,050
Provision for loan and lease losses$275,0002,557
Total noninterest income$488,0003,286
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$248,0002,505
Trading account gains and fees$0153
Additional Noninterest Income$240,0003,401
Total noninterest expense$3,242,0002,856
Salaries and employee benefits$1,602,0003,016
Premises and equipment expense$342,0003,111
Additional noninterest expense$1,298,0002,492
Pre-tax net operating income$2,375,0001,468
Securities gains (losses)$355,000750
Applicable income taxes$04,770
Income before extraordinary items$2,730,0001,102
Extraordinary gains, net$019
Net income$2,730,0001,102
Minority interest net income$084
Net income of bank and minority interests.$2,730,0001,102
Net charge-offs$-46,0006,967
Cash dividends$1,145,000868
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,375,0001,186
2012-03-31 (YTD Data)Rank
Total interest income$3,535,0001,915
Total interest expense$746,0001,681
Net interest income$2,789,0001,980
Provision for loan and lease losses$100,0002,838
Total noninterest income$238,0003,328
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$117,0002,591
Trading account gains and fees$0148
Additional Noninterest Income$121,0003,406
Total noninterest expense$1,459,0003,124
Salaries and employee benefits$778,0003,088
Premises and equipment expense$174,0003,098
Additional noninterest expense$507,0003,059
Pre-tax net operating income$1,468,0001,192
Securities gains (losses)$121,000825
Applicable income taxes$04,704
Income before extraordinary items$1,589,000939
Extraordinary gains, net$019
Net income$1,589,000940
Minority interest net income$078
Net income of bank and minority interests.$1,589,000940
Net charge-offs$2,0004,518
Cash dividends$100,0002,055
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,468,000953
2011-12-31 (YTD Data)Rank
Total interest income$13,182,0002,112
Total interest expense$3,011,0001,955
Net interest income$10,171,0002,151
Provision for loan and lease losses$-923,0007,328
Total noninterest income$626,0003,985
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$433,0002,877
Trading account gains and fees$0146
Additional Noninterest Income$193,0004,510
Total noninterest expense$6,180,0002,989
Salaries and employee benefits$2,588,0003,463
Premises and equipment expense$533,0003,866
Additional noninterest expense$3,059,0002,174
Pre-tax net operating income$5,540,0001,083
Securities gains (losses)$519,000776
Applicable income taxes$04,719
Income before extraordinary items$6,059,000819
Extraordinary gains, net$029
Net income$6,059,000816
Minority interest net income$096
Net income of bank and minority interests.$6,059,000819
Net charge-offs$-978,0007,345
Cash dividends$3,330,000604
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,540,000865
2011-09-30 (YTD Data)Rank
Total interest income$9,900,0002,140
Total interest expense$2,352,0001,954
Net interest income$7,548,0002,179
Provision for loan and lease losses$-1,023,0007,408
Total noninterest income$420,0004,223
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$332,0002,829
Trading account gains and fees$0145
Additional Noninterest Income$88,0005,233
Total noninterest expense$4,810,0002,897
Salaries and employee benefits$1,932,0003,484
Premises and equipment expense$399,0003,916
Additional noninterest expense$2,479,0002,034
Pre-tax net operating income$4,181,0001,102
Securities gains (losses)$518,000631
Applicable income taxes$04,740
Income before extraordinary items$4,699,000817
Extraordinary gains, net$021
Net income$4,699,000816
Minority interest net income$087
Net income of bank and minority interests.$4,699,000817
Net charge-offs$-1,302,0007,429
Cash dividends$2,200,000594
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,181,000871
2011-06-30 (YTD Data)Rank
Total interest income$6,545,0002,176
Total interest expense$1,596,0001,992
Net interest income$4,949,0002,216
Provision for loan and lease losses$-1,023,0007,484
Total noninterest income$398,0003,562
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$214,0002,876
Trading account gains and fees$0153
Additional Noninterest Income$184,0003,629
Total noninterest expense$3,251,0002,878
Salaries and employee benefits$1,273,0003,537
Premises and equipment expense$263,0003,982
Additional noninterest expense$1,715,0001,993
Pre-tax net operating income$3,119,000974
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$3,119,000801
Extraordinary gains, net$015
Net income$3,119,000800
Minority interest net income$089
Net income of bank and minority interests.$3,119,000801
Net charge-offs$-1,165,0007,502
Cash dividends$1,400,000598
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,119,000771
2011-03-31 (YTD Data)Rank
Total interest income$3,251,0002,202
Total interest expense$817,0002,016
Net interest income$2,434,0002,247
Provision for loan and lease losses$10,0005,371
Total noninterest income$152,0004,131
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$101,0002,954
Trading account gains and fees$0158
Additional Noninterest Income$51,0004,640
Total noninterest expense$1,431,0003,221
Salaries and employee benefits$629,0003,594
Premises and equipment expense$127,0004,116
Additional noninterest expense$675,0002,456
Pre-tax net operating income$1,145,0001,266
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$1,145,0001,064
Extraordinary gains, net$09
Net income$1,145,0001,063
Minority interest net income$086
Net income of bank and minority interests.$1,145,0001,064
Net charge-offs$-180,0007,499
Cash dividends$1,099,000353
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,145,0001,034
2010-12-31 (YTD Data)Rank
Total interest income$13,617,0002,221
Total interest expense$3,733,0002,122
Net interest income$9,884,0002,223
Provision for loan and lease losses$1,480,0002,490
Total noninterest income$892,0003,434
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$435,0002,918
Trading account gains and fees$0175
Additional Noninterest Income$457,0003,317
Total noninterest expense$5,614,0003,276
Salaries and employee benefits$2,432,0003,659
Premises and equipment expense$551,0003,946
Additional noninterest expense$2,631,0002,564
Pre-tax net operating income$3,682,0001,361
Securities gains (losses)$224,0001,504
Applicable income taxes$04,655
Income before extraordinary items$3,906,0001,111
Extraordinary gains, net$029
Net income$3,906,0001,112
Minority interest net income$0111
Net income of bank and minority interests.$3,906,0001,114
Net charge-offs$1,481,0002,194
Cash dividends$2,200,000748
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,682,0001,132
2010-09-30 (YTD Data)Rank
Total interest income$10,282,0002,251
Total interest expense$2,889,0002,151
Net interest income$7,393,0002,264
Provision for loan and lease losses$1,150,0002,317
Total noninterest income$667,0003,481
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$328,0002,971
Trading account gains and fees$0165
Additional Noninterest Income$339,0003,351
Total noninterest expense$4,273,0003,246
Salaries and employee benefits$1,800,0003,738
Premises and equipment expense$407,0004,053
Additional noninterest expense$2,066,0002,415
Pre-tax net operating income$2,637,0001,493
Securities gains (losses)$224,0001,289
Applicable income taxes$04,726
Income before extraordinary items$2,861,0001,179
Extraordinary gains, net$023
Net income$2,861,0001,183
Minority interest net income$0110
Net income of bank and minority interests.$2,861,0001,183
Net charge-offs$1,464,0001,800
Cash dividends$1,905,000568
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,637,0001,219
2010-06-30 (YTD Data)Rank
Total interest income$6,894,0002,272
Total interest expense$1,968,0002,197
Net interest income$4,926,0002,256
Provision for loan and lease losses$850,0002,119
Total noninterest income$443,0003,451
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$222,0002,952
Trading account gains and fees$0152
Additional Noninterest Income$221,0003,339
Total noninterest expense$2,796,0003,298
Salaries and employee benefits$1,215,0003,731
Premises and equipment expense$268,0004,100
Additional noninterest expense$1,313,0002,509
Pre-tax net operating income$1,723,0001,508
Securities gains (losses)$219,000898
Applicable income taxes$04,691
Income before extraordinary items$1,942,0001,153
Extraordinary gains, net$019
Net income$1,942,0001,154
Minority interest net income$0105
Net income of bank and minority interests.$1,942,0001,154
Net charge-offs$1,490,0001,368
Cash dividends$1,480,000474
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,723,0001,239
2010-03-31 (YTD Data)Rank
Total interest income$3,461,0002,315
Total interest expense$1,000,0002,259
Net interest income$2,461,0002,281
Provision for loan and lease losses$300,0002,372
Total noninterest income$198,0003,667
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$103,0003,095
Trading account gains and fees$0175
Additional Noninterest Income$95,0003,602
Total noninterest expense$1,367,0003,395
Salaries and employee benefits$598,0003,828
Premises and equipment expense$132,0004,226
Additional noninterest expense$637,0002,570
Pre-tax net operating income$992,0001,318
Securities gains (losses)$219,000486
Applicable income taxes$04,611
Income before extraordinary items$1,211,000903
Extraordinary gains, net$016
Net income$1,211,000907
Minority interest net income$091
Net income of bank and minority interests.$1,211,000907
Net charge-offs$-11,0007,514
Cash dividends$980,000351
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$992,0001,068
2009-12-31 (YTD Data)Rank
Total interest income$15,132,0002,214
Total interest expense$5,229,0002,169
Net interest income$9,903,0002,208
Provision for loan and lease losses$1,762,0002,652
Total noninterest income$719,0004,003
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$481,0002,980
Trading account gains and fees$0211
Additional Noninterest Income$238,0004,354
Total noninterest expense$5,405,0003,455
Salaries and employee benefits$2,340,0003,880
Premises and equipment expense$502,0004,366
Additional noninterest expense$2,563,0002,692
Pre-tax net operating income$3,455,0001,171
Securities gains (losses)$251,0001,379
Applicable income taxes$04,388
Income before extraordinary items$3,706,000924
Extraordinary gains, net$034
Net income$3,706,000924
Minority interest net income$0115
Net income of bank and minority interests.$3,706,000923
Net charge-offs$814,0003,157
Cash dividends$1,725,0001,046
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,455,000982
2009-09-30 (YTD Data)Rank
Total interest income$11,464,0002,221
Total interest expense$4,028,0002,205
Net interest income$7,436,0002,207
Provision for loan and lease losses$1,232,0002,488
Total noninterest income$568,0003,946
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$355,0003,021
Trading account gains and fees$0212
Additional Noninterest Income$213,0004,180
Total noninterest expense$3,980,0003,507
Salaries and employee benefits$1,724,0003,967
Premises and equipment expense$366,0004,497
Additional noninterest expense$1,890,0002,689
Pre-tax net operating income$2,792,0001,164
Securities gains (losses)$203,0001,277
Applicable income taxes$04,592
Income before extraordinary items$2,995,000909
Extraordinary gains, net$027
Net income$2,995,000910
Minority interest net income$0118
Net income of bank and minority interests.$2,995,000910
Net charge-offs$573,0002,856
Cash dividends$1,725,000743
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,792,000954
2009-06-30 (YTD Data)Rank
Total interest income$7,611,0002,261
Total interest expense$2,744,0002,247
Net interest income$4,867,0002,242
Provision for loan and lease losses$932,0002,158
Total noninterest income$363,0004,030
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$230,0003,051
Trading account gains and fees$0193
Additional Noninterest Income$133,0004,322
Total noninterest expense$2,634,0003,569
Salaries and employee benefits$1,150,0003,997
Premises and equipment expense$244,0004,523
Additional noninterest expense$1,240,0002,742
Pre-tax net operating income$1,664,0001,376
Securities gains (losses)$43,0002,002
Applicable income taxes$04,657
Income before extraordinary items$1,707,0001,112
Extraordinary gains, net$021
Net income$1,707,0001,110
Minority interest net income$0112
Net income of bank and minority interests.$1,707,0001,112
Net charge-offs$529,0002,289
Cash dividends$1,725,000519
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,664,0001,102
2009-03-31 (YTD Data)Rank
Total interest income$3,731,0002,330
Total interest expense$1,407,0002,271
Net interest income$2,324,0002,339
Provision for loan and lease losses$170,0003,065
Total noninterest income$199,0003,825
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$114,0003,008
Trading account gains and fees$0171
Additional Noninterest Income$85,0003,906
Total noninterest expense$1,316,0003,495
Salaries and employee benefits$568,0004,056
Premises and equipment expense$121,0004,594
Additional noninterest expense$627,0002,469
Pre-tax net operating income$1,037,0001,244
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$1,036,0001,040
Extraordinary gains, net$015
Net income$1,036,0001,040
Minority interest net income$0102
Net income of bank and minority interests.$1,036,0001,042
Net charge-offs$118,0002,688
Cash dividends$1,400,000319
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,036,000967
2008-12-31 (YTD Data)Rank
Total interest income$14,755,0002,501
Total interest expense$6,071,0002,493
Net interest income$8,684,0002,498
Provision for loan and lease losses$630,0003,423
Total noninterest income$937,0003,549
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$620,0002,589
Trading account gains and fees$0154
Additional Noninterest Income$317,0004,011
Total noninterest expense$4,883,0003,632
Salaries and employee benefits$2,276,0004,059
Premises and equipment expense$476,0004,595
Additional noninterest expense$2,131,0002,701
Pre-tax net operating income$4,108,0001,327
Securities gains (losses)$-55,0007,174
Applicable income taxes$04,979
Income before extraordinary items$4,053,0001,034
Extraordinary gains, net$039
Net income$4,053,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$498,0002,802
Cash dividends$2,500,0001,085
Sale, conversion, retirement of capital stock, net$2,000,000324
Net operating income$4,108,0001,075
2008-09-30 (YTD Data)Rank
Total interest income$10,943,0002,588
Total interest expense$4,575,0002,576
Net interest income$6,368,0002,583
Provision for loan and lease losses$225,0004,003
Total noninterest income$739,0003,522
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$482,0002,528
Trading account gains and fees$0148
Additional Noninterest Income$257,0003,972
Total noninterest expense$3,686,0003,611
Salaries and employee benefits$1,689,0004,105
Premises and equipment expense$358,0004,593
Additional noninterest expense$1,639,0002,560
Pre-tax net operating income$3,196,0001,528
Securities gains (losses)$-81,0007,514
Applicable income taxes$05,372
Income before extraordinary items$3,115,0001,175
Extraordinary gains, net$031
Net income$3,115,0001,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,764
Cash dividends$1,960,0001,057
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,196,0001,230
2008-06-30 (YTD Data)Rank
Total interest income$7,258,0002,625
Total interest expense$3,102,0002,628
Net interest income$4,156,0002,623
Provision for loan and lease losses$150,0003,592
Total noninterest income$483,0003,584
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$319,0002,509
Trading account gains and fees$0149
Additional Noninterest Income$164,0004,156
Total noninterest expense$2,409,0003,692
Salaries and employee benefits$1,126,0004,139
Premises and equipment expense$236,0004,667
Additional noninterest expense$1,047,0002,637
Pre-tax net operating income$2,080,0001,632
Securities gains (losses)$20,0002,041
Applicable income taxes$05,627
Income before extraordinary items$2,100,0001,312
Extraordinary gains, net$021
Net income$2,100,0001,313
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0003,321
Cash dividends$1,510,000978
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,080,0001,295
2008-03-31 (YTD Data)Rank
Total interest income$3,621,0002,700
Total interest expense$1,621,0002,685
Net interest income$2,000,0002,704
Provision for loan and lease losses$75,0003,123
Total noninterest income$248,0003,528
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$161,0002,467
Trading account gains and fees$0158
Additional Noninterest Income$87,0004,033
Total noninterest expense$1,157,0003,805
Salaries and employee benefits$553,0004,207
Premises and equipment expense$120,0004,630
Additional noninterest expense$484,0002,805
Pre-tax net operating income$1,016,0001,759
Securities gains (losses)$3,0002,367
Applicable income taxes$05,622
Income before extraordinary items$1,019,0001,468
Extraordinary gains, net$015
Net income$1,019,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,826
Cash dividends$1,210,000625
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,016,0001,416
2007-12-31 (YTD Data)Rank
Total interest income$14,080,0002,848
Total interest expense$6,449,0002,832
Net interest income$7,631,0002,860
Provision for loan and lease losses$300,0003,174
Total noninterest income$1,054,0003,442
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$702,0002,365
Trading account gains and fees$0178
Additional Noninterest Income$352,0003,979
Total noninterest expense$4,648,0003,656
Salaries and employee benefits$2,201,0004,077
Premises and equipment expense$431,0004,801
Additional noninterest expense$2,016,0002,661
Pre-tax net operating income$3,737,0002,090
Securities gains (losses)$30,000971
Applicable income taxes$06,070
Income before extraordinary items$3,767,0001,683
Extraordinary gains, net$039
Net income$3,767,0001,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,585
Cash dividends$2,250,0001,477
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,737,0001,680
2007-09-30 (YTD Data)Rank
Total interest income$10,423,0002,882
Total interest expense$4,772,0002,855
Net interest income$5,651,0002,897
Provision for loan and lease losses$225,0002,782
Total noninterest income$803,0003,386
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$530,0002,332
Trading account gains and fees$0184
Additional Noninterest Income$273,0003,925
Total noninterest expense$3,482,0003,644
Salaries and employee benefits$1,635,0004,099
Premises and equipment expense$324,0004,778
Additional noninterest expense$1,523,0002,582
Pre-tax net operating income$2,747,0002,263
Securities gains (losses)$26,000768
Applicable income taxes$06,220
Income before extraordinary items$2,773,0001,818
Extraordinary gains, net$033
Net income$2,773,0001,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0004,724
Cash dividends$1,750,0001,349
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,747,0001,819
2007-06-30 (YTD Data)Rank
Total interest income$6,798,0002,956
Total interest expense$3,091,0002,935
Net interest income$3,707,0002,967
Provision for loan and lease losses$150,0002,579
Total noninterest income$533,0003,430
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$349,0002,366
Trading account gains and fees$0168
Additional Noninterest Income$184,0003,937
Total noninterest expense$2,281,0003,728
Salaries and employee benefits$1,098,0004,114
Premises and equipment expense$214,0004,817
Additional noninterest expense$969,0002,698
Pre-tax net operating income$1,809,0002,333
Securities gains (losses)$17,000742
Applicable income taxes$06,265
Income before extraordinary items$1,826,0001,891
Extraordinary gains, net$029
Net income$1,826,0001,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,902
Cash dividends$1,750,000998
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,809,0001,889
2007-03-31 (YTD Data)Rank
Total interest income$3,326,0003,006
Total interest expense$1,503,0002,985
Net interest income$1,823,0003,015
Provision for loan and lease losses$75,0002,404
Total noninterest income$276,0003,301
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$166,0002,416
Trading account gains and fees$0195
Additional Noninterest Income$110,0003,585
Total noninterest expense$1,129,0003,749
Salaries and employee benefits$548,0004,148
Premises and equipment expense$107,0004,842
Additional noninterest expense$474,0002,734
Pre-tax net operating income$895,0002,356
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$895,0001,881
Extraordinary gains, net$022
Net income$895,0001,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,566
Cash dividends$1,200,000688
Sale, conversion, retirement of capital stock, net$0885
Net operating income$895,0001,873
2006-12-31 (YTD Data)Rank
Total interest income$12,173,0003,046
Total interest expense$5,281,0002,892
Net interest income$6,892,0003,148
Provision for loan and lease losses$360,0002,452
Total noninterest income$908,0003,760
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$663,0002,485
Trading account gains and fees$0130
Additional Noninterest Income$245,0004,698
Total noninterest expense$4,374,0003,709
Salaries and employee benefits$2,448,0003,668
Premises and equipment expense$323,0005,549
Additional noninterest expense$1,603,0003,118
Pre-tax net operating income$3,066,0002,735
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,066,0002,241
Extraordinary gains, net$051
Net income$3,066,0002,241
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0003,181
Cash dividends$2,100,0001,457
Sale, conversion, retirement of capital stock, net$950,000506
Net operating income$3,066,0002,228
2006-09-30 (YTD Data)Rank
Total interest income$8,847,0003,116
Total interest expense$3,783,0002,920
Net interest income$5,064,0003,229
Provision for loan and lease losses$270,0002,327
Total noninterest income$679,0003,778
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$495,0002,501
Trading account gains and fees$0126
Additional Noninterest Income$184,0004,707
Total noninterest expense$3,244,0003,742
Salaries and employee benefits$1,800,0003,727
Premises and equipment expense$234,0005,672
Additional noninterest expense$1,210,0003,106
Pre-tax net operating income$2,229,0002,895
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$2,229,0002,373
Extraordinary gains, net$045
Net income$2,229,0002,374
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,490
Cash dividends$1,750,0001,280
Sale, conversion, retirement of capital stock, net$950,000379
Net operating income$2,229,0002,365
2006-06-30 (YTD Data)Rank
Total interest income$5,650,0003,191
Total interest expense$2,359,0002,967
Net interest income$3,291,0003,306
Provision for loan and lease losses$180,0002,262
Total noninterest income$432,0003,866
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$310,0002,600
Trading account gains and fees$0126
Additional Noninterest Income$122,0004,712
Total noninterest expense$2,107,0003,839
Salaries and employee benefits$1,173,0003,803
Premises and equipment expense$146,0005,844
Additional noninterest expense$788,0003,180
Pre-tax net operating income$1,436,0002,966
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,436,0002,424
Extraordinary gains, net$039
Net income$1,436,0002,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$1,450,0001,070
Sale, conversion, retirement of capital stock, net$950,000270
Net operating income$1,436,0002,408
2006-03-31 (YTD Data)Rank
Total interest income$2,695,0003,248
Total interest expense$1,095,0003,035
Net interest income$1,600,0003,356
Provision for loan and lease losses$90,0002,132
Total noninterest income$206,0003,917
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$149,0002,615
Trading account gains and fees$0115
Additional Noninterest Income$57,0004,857
Total noninterest expense$1,012,0003,991
Salaries and employee benefits$547,0004,019
Premises and equipment expense$68,0006,040
Additional noninterest expense$397,0003,141
Pre-tax net operating income$704,0002,960
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$704,0002,432
Extraordinary gains, net$021
Net income$704,0002,434
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$1,200,000644
Sale, conversion, retirement of capital stock, net$950,000146
Net operating income$704,0002,407
2005-12-31 (YTD Data)Rank
Total interest income$9,631,0003,246
Total interest expense$3,493,0002,946
Net interest income$6,138,0003,359
Provision for loan and lease losses$330,0002,627
Total noninterest income$787,0004,078
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$579,0002,739
Trading account gains and fees$0138
Additional Noninterest Income$208,0005,082
Total noninterest expense$3,590,0004,209
Salaries and employee benefits$2,037,0004,077
Premises and equipment expense$243,0006,288
Additional noninterest expense$1,310,0003,593
Pre-tax net operating income$3,005,0002,749
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,005,0002,244
Extraordinary gains, net$046
Net income$3,005,0002,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,747
Cash dividends$1,577,0001,767
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,005,0002,210
2005-09-30 (YTD Data)Rank
Total interest income$7,107,0003,234
Total interest expense$2,505,0002,924
Net interest income$4,602,0003,357
Provision for loan and lease losses$255,0002,510
Total noninterest income$598,0004,054
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$433,0002,732
Trading account gains and fees$0126
Additional Noninterest Income$165,0005,014
Total noninterest expense$2,674,0004,193
Salaries and employee benefits$1,518,0004,054
Premises and equipment expense$178,0006,312
Additional noninterest expense$978,0003,565
Pre-tax net operating income$2,271,0002,772
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,271,0002,243
Extraordinary gains, net$035
Net income$2,271,0002,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0003,945
Cash dividends$1,577,0001,280
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,271,0002,205
2005-06-30 (YTD Data)Rank
Total interest income$4,617,0003,241
Total interest expense$1,596,0002,907
Net interest income$3,021,0003,388
Provision for loan and lease losses$160,0002,526
Total noninterest income$390,0004,114
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$273,0002,807
Trading account gains and fees$0116
Additional Noninterest Income$117,0004,869
Total noninterest expense$1,766,0004,206
Salaries and employee benefits$997,0004,091
Premises and equipment expense$117,0006,347
Additional noninterest expense$652,0003,548
Pre-tax net operating income$1,485,0002,775
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,485,0002,248
Extraordinary gains, net$030
Net income$1,485,0002,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0004,061
Cash dividends$1,172,0001,156
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,485,0002,216
2005-03-31 (YTD Data)Rank
Total interest income$2,258,0003,273
Total interest expense$751,0002,949
Net interest income$1,507,0003,398
Provision for loan and lease losses$75,0002,455
Total noninterest income$180,0004,243
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$127,0002,903
Trading account gains and fees$0115
Additional Noninterest Income$53,0005,055
Total noninterest expense$904,0004,148
Salaries and employee benefits$530,0003,911
Premises and equipment expense$60,0006,332
Additional noninterest expense$314,0003,666
Pre-tax net operating income$708,0002,836
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$708,0002,304
Extraordinary gains, net$024
Net income$708,0002,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,216
Cash dividends$900,000737
Sale, conversion, retirement of capital stock, net$0491
Net operating income$708,0002,267
2004-12-31 (YTD Data)Rank
Total interest income$8,692,0003,193
Total interest expense$2,637,0002,919
Net interest income$6,055,0003,272
Provision for loan and lease losses$510,0001,921
Total noninterest income$766,0004,168
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$545,0002,952
Trading account gains and fees$0138
Additional Noninterest Income$221,0004,902
Total noninterest expense$3,497,0004,181
Salaries and employee benefits$2,060,0003,900
Premises and equipment expense$238,0006,319
Additional noninterest expense$1,199,0003,749
Pre-tax net operating income$2,814,0002,724
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,814,0002,197
Extraordinary gains, net$034
Net income$2,814,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$695,0001,021
Cash dividends$1,935,0001,411
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,814,0002,148
2004-09-30 (YTD Data)Rank
Total interest income$6,491,0003,177
Total interest expense$1,938,0002,916
Net interest income$4,553,0003,247
Provision for loan and lease losses$195,0003,028
Total noninterest income$585,0004,145
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$420,0002,887
Trading account gains and fees$0134
Additional Noninterest Income$165,0004,912
Total noninterest expense$2,642,0004,125
Salaries and employee benefits$1,577,0003,805
Premises and equipment expense$176,0006,340
Additional noninterest expense$889,0003,758
Pre-tax net operating income$2,301,0002,568
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,301,0002,037
Extraordinary gains, net$026
Net income$2,301,0002,038
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0002,660
Cash dividends$1,475,0001,291
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,301,0001,987
2004-06-30 (YTD Data)Rank
Total interest income$4,304,0003,185
Total interest expense$1,275,0002,943
Net interest income$3,029,0003,253
Provision for loan and lease losses$90,0003,641
Total noninterest income$380,0004,222
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$278,0002,883
Trading account gains and fees$0130
Additional Noninterest Income$102,0005,122
Total noninterest expense$1,756,0004,156
Salaries and employee benefits$1,060,0003,805
Premises and equipment expense$114,0006,459
Additional noninterest expense$582,0003,835
Pre-tax net operating income$1,563,0002,498
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,563,0002,008
Extraordinary gains, net$021
Net income$1,563,0002,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$1,475,000922
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,563,0001,951
2004-03-31 (YTD Data)Rank
Total interest income$2,149,0003,195
Total interest expense$642,0002,959
Net interest income$1,507,0003,244
Provision for loan and lease losses$45,0003,437
Total noninterest income$188,0004,196
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$138,0002,841
Trading account gains and fees$0121
Additional Noninterest Income$50,0005,122
Total noninterest expense$835,0004,351
Salaries and employee benefits$518,0003,895
Premises and equipment expense$56,0006,504
Additional noninterest expense$261,0004,169
Pre-tax net operating income$815,0002,387
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$815,0001,919
Extraordinary gains, net$016
Net income$815,0001,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$850,000771
Sale, conversion, retirement of capital stock, net$0464
Net operating income$815,0001,831
2003-12-31 (YTD Data)Rank
Total interest income$8,355,0003,321
Total interest expense$2,811,0003,038
Net interest income$5,544,0003,405
Provision for loan and lease losses$240,0003,615
Total noninterest income$664,0004,688
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$507,0003,056
Trading account gains and fees$0160
Additional Noninterest Income$157,0005,745
Total noninterest expense$3,304,0004,312
Salaries and employee benefits$1,917,0004,069
Premises and equipment expense$219,0006,546
Additional noninterest expense$1,168,0003,798
Pre-tax net operating income$2,664,0002,752
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,664,0002,257
Extraordinary gains, net$054
Net income$2,664,0002,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-32,0008,848
Cash dividends$1,400,0001,827
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,664,0002,155
2003-09-30 (YTD Data)Rank
Total interest income$6,259,0003,367
Total interest expense$2,136,0003,105
Net interest income$4,123,0003,432
Provision for loan and lease losses$150,0003,902
Total noninterest income$504,0004,722
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$386,0003,030
Trading account gains and fees$0153
Additional Noninterest Income$118,0005,763
Total noninterest expense$2,497,0004,277
Salaries and employee benefits$1,454,0004,022
Premises and equipment expense$168,0006,496
Additional noninterest expense$875,0003,789
Pre-tax net operating income$1,980,0002,875
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,980,0002,364
Extraordinary gains, net$040
Net income$1,980,0002,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,895
Cash dividends$1,250,0001,471
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,980,0002,248
2003-06-30 (YTD Data)Rank
Total interest income$4,071,0003,463
Total interest expense$1,441,0003,172
Net interest income$2,630,0003,556
Provision for loan and lease losses$90,0004,018
Total noninterest income$327,0004,772
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$245,0003,117
Trading account gains and fees$0150
Additional Noninterest Income$82,0005,679
Total noninterest expense$1,593,0004,397
Salaries and employee benefits$936,0004,128
Premises and equipment expense$107,0006,600
Additional noninterest expense$550,0003,956
Pre-tax net operating income$1,274,0002,944
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,274,0002,439
Extraordinary gains, net$030
Net income$1,274,0002,437
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,945
Cash dividends$900,0001,425
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,274,0002,304
2003-03-31 (YTD Data)Rank
Total interest income$2,006,0003,514
Total interest expense$728,0003,206
Net interest income$1,278,0003,634
Provision for loan and lease losses$45,0003,818
Total noninterest income$138,0005,100
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$104,0003,444
Trading account gains and fees$0134
Additional Noninterest Income$34,0005,990
Total noninterest expense$760,0004,529
Salaries and employee benefits$452,0004,227
Premises and equipment expense$51,0006,736
Additional noninterest expense$257,0004,121
Pre-tax net operating income$611,0003,036
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$611,0002,503
Extraordinary gains, net$021
Net income$611,0002,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0008,455
Cash dividends$700,000914
Sale, conversion, retirement of capital stock, net$0419
Net operating income$611,0002,364
2002-12-31 (YTD Data)Rank
Total interest income$7,794,0003,723
Total interest expense$3,210,0003,338
Net interest income$4,584,0003,928
Provision for loan and lease losses$200,0004,344
Total noninterest income$553,0004,938
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$384,0003,626
Trading account gains and fees$0153
Additional Noninterest Income$169,0005,349
Total noninterest expense$2,920,0004,548
Salaries and employee benefits$1,647,0004,364
Premises and equipment expense$217,0006,567
Additional noninterest expense$1,056,0003,997
Pre-tax net operating income$2,017,0003,404
Securities gains (losses)$60,0002,237
Applicable income taxes$07,681
Income before extraordinary items$2,077,0002,721
Extraordinary gains, net$070
Net income$2,077,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0008,528
Cash dividends$1,508,0001,615
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,017,0002,685
2001-12-31 (YTD Data)Rank
Total interest income$7,952,0004,044
Total interest expense$3,882,0003,896
Net interest income$4,070,0004,066
Provision for loan and lease losses$163,0004,608
Total noninterest income$476,0005,201
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$367,0003,633
Trading account gains and fees$0177
Additional Noninterest Income$109,0006,235
Total noninterest expense$2,363,0005,153
Salaries and employee benefits$1,709,0004,082
Premises and equipment expense$149,0007,533
Additional noninterest expense$505,0006,400
Pre-tax net operating income$2,020,0003,151
Securities gains (losses)$26,0002,933
Applicable income taxes$07,903
Income before extraordinary items$2,046,0002,478
Extraordinary gains, net$0105
Net income$2,046,0002,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,305
Cash dividends$1,222,0001,941
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,020,0002,423
2000-12-31 (YTD Data)Rank
Total interest income$7,761,0004,236
Total interest expense$4,025,0003,958
Net interest income$3,736,0004,410
Provision for loan and lease losses$200,0003,731
Total noninterest income$573,0004,526
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$368,0003,456
Trading account gains and feesNANA
Additional Noninterest Income$205,0004,739
Total noninterest expense$2,220,0005,302
Salaries and employee benefits$1,347,0004,763
Premises and equipment expense$113,0008,218
Additional noninterest expense$760,0004,901
Pre-tax net operating income$1,889,0003,462
Securities gains (losses)$-45,0009,153
Applicable income taxes$21,0007,823
Income before extraordinary items$1,823,0002,775
Extraordinary gains, net$038
Net income$1,823,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0003,825
Cash dividends$935,0002,413
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,867,5502,719
1999-12-31 (YTD Data)Rank
Total interest income$6,720,0004,559
Total interest expense$3,262,0004,303
Net interest income$3,458,0004,685
Provision for loan and lease losses$206,0003,486
Total noninterest income$459,0005,225
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$328,0003,733
Trading account gains and feesNANA
Additional Noninterest Income$131,0005,941
Total noninterest expense$2,053,0005,590
Salaries and employee benefits$1,226,0005,086
Premises and equipment expense$118,0008,281
Additional noninterest expense$709,0005,201
Pre-tax net operating income$1,658,0003,831
Securities gains (losses)$03,155
Applicable income taxes$170,0006,037
Income before extraordinary items$1,488,0003,265
Extraordinary gains, net$035
Net income$1,488,0003,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0005,465
Cash dividends$1,065,0002,155
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,488,0003,225
1998-12-31 (YTD Data)Rank
Total interest income$6,396,0004,751
Total interest expense$3,139,0004,552
Net interest income$3,257,0004,849
Provision for loan and lease losses$190,0003,612
Total noninterest income$399,0005,626
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$302,0003,930
Trading account gains and feesNANA
Additional Noninterest Income$97,0006,704
Total noninterest expense$1,984,0005,632
Salaries and employee benefits$1,164,0005,191
Premises and equipment expense$118,0008,318
Additional noninterest expense$702,0005,152
Pre-tax net operating income$1,482,0004,219
Securities gains (losses)$04,449
Applicable income taxes$438,0004,188
Income before extraordinary items$1,044,0004,350
Extraordinary gains, net$032
Net income$1,044,0004,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,720
Cash dividends$540,0003,350
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,044,0004,260
1997-12-31 (YTD Data)Rank
Total interest income$5,753,0005,220
Total interest expense$2,781,0005,008
Net interest income$2,972,0005,338
Provision for loan and lease losses$49,0006,723
Total noninterest income$400,0005,724
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$290,0004,180
Trading account gains and feesNANA
Additional Noninterest Income$110,0006,518
Total noninterest expense$1,900,0005,851
Salaries and employee benefits$1,063,0005,623
Premises and equipment expense$97,0009,032
Additional noninterest expense$740,0005,004
Pre-tax net operating income$1,423,0004,675
Securities gains (losses)$-5,0009,661
Applicable income taxes$369,0005,138
Income before extraordinary items$1,049,0004,522
Extraordinary gains, net$044
Net income$1,049,0004,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0005,298
Cash dividends$500,0003,451
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,052,7004,459
1996-12-31 (YTD Data)Rank
Total interest income$5,035,0005,896
Total interest expense$2,372,0005,723
Net interest income$2,663,0005,939
Provision for loan and lease losses$41,0006,948
Total noninterest income$475,0005,338
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$242,0004,935
Trading account gains and feesNANA
Additional Noninterest Income$233,0004,738
Total noninterest expense$1,794,0006,403
Salaries and employee benefits$1,006,0005,956
Premises and equipment expense$103,0009,206
Additional noninterest expense$685,0005,822
Pre-tax net operating income$1,303,0004,819
Securities gains (losses)$-3,0009,684
Applicable income taxes$357,0005,258
Income before extraordinary items$943,0004,717
Extraordinary gains, net$053
Net income$943,0004,718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$945,1904,657
1995-12-31 (YTD Data)Rank
Total interest income$4,529,0006,431
Total interest expense$2,074,0006,313
Net interest income$2,455,0006,387
Provision for loan and lease losses$36,0006,768
Total noninterest income$592,0004,620
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0005,179
Trading account gains and feesNANA
Additional Noninterest Income$361,0003,534
Total noninterest expense$1,741,0006,619
Salaries and employee benefits$959,0006,253
Premises and equipment expense$108,0009,386
Additional noninterest expense$674,0006,035
Pre-tax net operating income$1,270,0005,051
Securities gains (losses)$-14,00010,322
Applicable income taxes$371,0005,206
Income before extraordinary items$885,0005,060
Extraordinary gains, net$065
Net income$885,0005,061
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,571
Cash dividends$425,0003,712
Sale, conversion, retirement of capital stock, net$0809
Net operating income$894,8005,001
1994-12-31 (YTD Data)Rank
Total interest income$3,850,0006,884
Total interest expense$1,577,0006,659
Net interest income$2,273,0006,914
Provision for loan and lease losses$24,0007,499
Total noninterest income$691,0004,166
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$216,0005,574
Trading account gains and feesNANA
Additional Noninterest Income$475,0003,046
Total noninterest expense$1,752,0006,827
Salaries and employee benefits$963,0006,278
Premises and equipment expense$104,0009,897
Additional noninterest expense$685,0006,434
Pre-tax net operating income$1,188,0005,269
Securities gains (losses)$-40,00010,871
Applicable income taxes$335,0005,452
Income before extraordinary items$813,0005,300
Extraordinary gains, net$0249
Net income$813,0005,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,00010,341
Cash dividends$400,0003,689
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$841,4005,221
1993-12-31 (YTD Data)Rank
Total interest income$3,591,0007,406
Total interest expense$1,374,0007,635
Net interest income$2,217,0007,138
Provision for loan and lease losses$30,0008,397
Total noninterest income$566,0005,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$148,0007,140
Trading account gains and feesNANA
Additional Noninterest Income$418,0003,656
Total noninterest expense$1,669,0007,292
Salaries and employee benefits$935,0006,509
Premises and equipment expense$174,0008,281
Additional noninterest expense$560,0007,684
Pre-tax net operating income$1,084,0005,558
Securities gains (losses)$-1,00012,247
Applicable income taxes$310,0005,948
Income before extraordinary items$773,0005,713
Extraordinary gains, net$03,149
Net income$773,0005,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,00012,449
Cash dividends$400,0003,627
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$773,7105,471
1992-12-31 (YTD Data)Rank
Total interest income$3,579,0008,072
Total interest expense$1,530,0008,426
Net interest income$2,049,0007,626
Provision for loan and lease losses$32,0009,896
Total noninterest income$385,0006,687
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$132,0007,617
Trading account gains and feesNANA
Additional Noninterest Income$253,0004,922
Total noninterest expense$1,395,0008,314
Salaries and employee benefits$752,0007,591
Premises and equipment expense$123,0009,930
Additional noninterest expense$520,0008,271
Pre-tax net operating income$1,007,0005,587
Securities gains (losses)$102,0002,973
Applicable income taxes$344,0005,418
Income before extraordinary items$765,0005,549
Extraordinary gains, net$01,422
Net income$765,0005,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0008,917
Cash dividends$250,0004,445
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$694,6205,630

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.