Home > First National Bank - Colorado > Income and Expense
First National Bank - Colorado, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $910,000 | 6,016 |
| Total interest expense | $227,000 | 6,211 |
| Net interest income | $683,000 | 5,806 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $86,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $51,000 | 4,944 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $640,000 | 5,289 |
| Salaries and employee benefits | $330,000 | 5,478 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $173,000 | 5,535 |
| Pre-tax net operating income | $99,000 | 7,230 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $14,000 | 16 |
| Net income | $90,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $76,000 | 7,279 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 5,639 |
| Total interest expense | $910,000 | 5,916 |
| Net interest income | $2,974,000 | 5,437 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $409,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $274,000 | 4,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,890 |
| Total noninterest expense | $2,948,000 | 4,715 |
| Salaries and employee benefits | $1,525,000 | 4,886 |
| Premises and equipment expense | $585,000 | 3,606 |
| Additional noninterest expense | $838,000 | 4,944 |
| Pre-tax net operating income | $315,000 | 7,386 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $108,000 | 5,433 |
| Income before extraordinary items | $207,000 | 7,612 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $207,000 | 7,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,367 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $207,000 | 7,571 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,927,000 | 5,624 |
| Total interest expense | $685,000 | 5,889 |
| Net interest income | $2,242,000 | 5,416 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $312,000 | 5,724 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $212,000 | 4,482 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $100,000 | 5,916 |
| Total noninterest expense | $2,217,000 | 4,673 |
| Salaries and employee benefits | $1,159,000 | 4,794 |
| Premises and equipment expense | $435,000 | 3,639 |
| Additional noninterest expense | $623,000 | 4,926 |
| Pre-tax net operating income | $247,000 | 7,477 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $81,000 | 5,568 |
| Income before extraordinary items | $166,000 | 7,684 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $166,000 | 7,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,128 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $166,000 | 7,633 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 5,577 |
| Total interest expense | $455,000 | 5,918 |
| Net interest income | $1,528,000 | 5,346 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $210,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $146,000 | 4,391 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $1,490,000 | 4,685 |
| Salaries and employee benefits | $783,000 | 4,788 |
| Premises and equipment expense | $288,000 | 3,668 |
| Additional noninterest expense | $419,000 | 4,901 |
| Pre-tax net operating income | $188,000 | 7,272 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $58,000 | 5,479 |
| Income before extraordinary items | $130,000 | 7,498 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $130,000 | 7,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,384 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $130,000 | 7,425 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $983,000 | 5,636 |
| Total interest expense | $235,000 | 5,876 |
| Net interest income | $748,000 | 5,418 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $107,000 | 5,629 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $76,000 | 4,234 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $31,000 | 6,045 |
| Total noninterest expense | $748,000 | 4,699 |
| Salaries and employee benefits | $406,000 | 4,686 |
| Premises and equipment expense | $141,000 | 3,754 |
| Additional noninterest expense | $201,000 | 5,064 |
| Pre-tax net operating income | $77,000 | 7,512 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $16,000 | 5,956 |
| Income before extraordinary items | $61,000 | 7,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 7,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,952 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $61,000 | 7,493 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 5,329 |
| Total interest expense | $1,125,000 | 5,780 |
| Net interest income | $3,266,000 | 5,031 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $390,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $266,000 | 4,597 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $124,000 | 6,163 |
| Total noninterest expense | $2,933,000 | 4,674 |
| Salaries and employee benefits | $1,588,000 | 4,662 |
| Premises and equipment expense | $578,000 | 3,636 |
| Additional noninterest expense | $767,000 | 5,195 |
| Pre-tax net operating income | $603,000 | 6,332 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $217,000 | 4,803 |
| Income before extraordinary items | $386,000 | 6,881 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $386,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,170 |
| Cash dividends | $45,000 | 5,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $386,000 | 6,729 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 5,340 |
| Total interest expense | $868,000 | 5,834 |
| Net interest income | $2,475,000 | 5,004 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $287,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $192,000 | 4,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $95,000 | 6,182 |
| Total noninterest expense | $2,168,000 | 4,710 |
| Salaries and employee benefits | $1,186,000 | 4,662 |
| Premises and equipment expense | $430,000 | 3,649 |
| Additional noninterest expense | $552,000 | 5,308 |
| Pre-tax net operating income | $504,000 | 6,263 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $182,000 | 4,799 |
| Income before extraordinary items | $322,000 | 6,817 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $322,000 | 6,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $45,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $322,000 | 6,640 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 5,350 |
| Total interest expense | $592,000 | 5,892 |
| Net interest income | $1,643,000 | 5,008 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $183,000 | 6,195 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $121,000 | 4,843 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $62,000 | 6,200 |
| Total noninterest expense | $1,428,000 | 4,738 |
| Salaries and employee benefits | $780,000 | 4,695 |
| Premises and equipment expense | $281,000 | 3,689 |
| Additional noninterest expense | $367,000 | 5,313 |
| Pre-tax net operating income | $338,000 | 6,252 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $121,000 | 4,846 |
| Income before extraordinary items | $217,000 | 6,813 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $217,000 | 6,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $45,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $217,000 | 6,611 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,492 |
| Total interest expense | $303,000 | 5,910 |
| Net interest income | $783,000 | 5,164 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $90,000 | 6,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $58,000 | 4,839 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 6,104 |
| Total noninterest expense | $695,000 | 4,818 |
| Salaries and employee benefits | $384,000 | 4,751 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $172,000 | 5,511 |
| Pre-tax net operating income | $148,000 | 6,486 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $105,000 | 6,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $105,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,624 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $105,000 | 6,636 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,347,000 | 5,647 |
| Total interest expense | $1,484,000 | 5,758 |
| Net interest income | $2,863,000 | 5,431 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $326,000 | 6,270 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $220,000 | 4,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $106,000 | 6,325 |
| Total noninterest expense | $2,720,000 | 4,789 |
| Salaries and employee benefits | $1,482,000 | 4,737 |
| Premises and equipment expense | $526,000 | 3,789 |
| Additional noninterest expense | $712,000 | 5,356 |
| Pre-tax net operating income | $409,000 | 7,126 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $164,000 | 5,397 |
| Income before extraordinary items | $247,000 | 7,577 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $247,000 | 7,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,932 |
| Cash dividends | $165,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $245,720 | 7,501 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 5,539 |
| Total interest expense | $2,030,000 | 6,049 |
| Net interest income | $3,080,000 | 4,970 |
| Provision for loan and lease losses | $109,000 | 5,460 |
| Total noninterest income | $389,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $194,000 | 5,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $195,000 | 4,987 |
| Total noninterest expense | $2,139,000 | 5,498 |
| Salaries and employee benefits | $1,147,000 | 5,491 |
| Premises and equipment expense | $368,000 | 4,875 |
| Additional noninterest expense | $624,000 | 5,704 |
| Pre-tax net operating income | $1,221,000 | 4,382 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $448,000 | 3,504 |
| Income before extraordinary items | $773,000 | 4,958 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $773,000 | 4,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,533 |
| Cash dividends | $165,000 | 5,219 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $773,000 | 4,839 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 5,851 |
| Total interest expense | $1,993,000 | 6,287 |
| Net interest income | $2,862,000 | 5,323 |
| Provision for loan and lease losses | $178,000 | 4,045 |
| Total noninterest income | $272,000 | 6,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 7,272 |
| Total noninterest expense | $1,806,000 | 6,047 |
| Salaries and employee benefits | $1,005,000 | 5,891 |
| Premises and equipment expense | $317,000 | 5,254 |
| Additional noninterest expense | $484,000 | 6,547 |
| Pre-tax net operating income | $1,150,000 | 4,847 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $416,000 | 3,903 |
| Income before extraordinary items | $734,000 | 5,287 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $734,000 | 5,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $160,000 | 5,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $734,000 | 5,292 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 6,448 |
| Total interest expense | $1,560,000 | 6,820 |
| Net interest income | $2,345,000 | 6,029 |
| Provision for loan and lease losses | $48,000 | 6,602 |
| Total noninterest income | $245,000 | 7,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $1,691,000 | 6,318 |
| Salaries and employee benefits | $904,000 | 6,289 |
| Premises and equipment expense | $300,000 | 5,462 |
| Additional noninterest expense | $487,000 | 6,605 |
| Pre-tax net operating income | $851,000 | 5,752 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $307,000 | 4,773 |
| Income before extraordinary items | $544,000 | 6,187 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $544,000 | 6,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $125,000 | 5,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $544,000 | 6,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,720,000 | 6,733 |
| Total interest expense | $1,606,000 | 6,961 |
| Net interest income | $2,114,000 | 6,469 |
| Provision for loan and lease losses | $75,000 | 5,712 |
| Total noninterest income | $161,000 | 8,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,606 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $1,519,000 | 6,634 |
| Salaries and employee benefits | $828,000 | 6,565 |
| Premises and equipment expense | $274,000 | 5,648 |
| Additional noninterest expense | $417,000 | 7,080 |
| Pre-tax net operating income | $681,000 | 6,559 |
| Securities gains (losses) | $-9,000 | 10,176 |
| Applicable income taxes | $238,000 | 5,762 |
| Income before extraordinary items | $434,000 | 7,014 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $434,000 | 7,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,338 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $439,850 | 6,886 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,388,000 | 7,301 |
| Total interest expense | $1,326,000 | 7,787 |
| Net interest income | $2,062,000 | 6,791 |
| Provision for loan and lease losses | $135,000 | 4,360 |
| Total noninterest income | $150,000 | 8,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $1,305,000 | 7,323 |
| Salaries and employee benefits | $732,000 | 7,133 |
| Premises and equipment expense | $186,000 | 7,092 |
| Additional noninterest expense | $387,000 | 7,467 |
| Pre-tax net operating income | $772,000 | 6,671 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $279,000 | 5,932 |
| Income before extraordinary items | $492,000 | 7,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $492,000 | 7,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $492,640 | 6,960 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,677,000 | 8,462 |
| Total interest expense | $1,084,000 | 8,745 |
| Net interest income | $1,593,000 | 8,044 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $1,157,000 | 8,122 |
| Salaries and employee benefits | $674,000 | 7,687 |
| Premises and equipment expense | $172,000 | 7,586 |
| Additional noninterest expense | $311,000 | 8,759 |
| Pre-tax net operating income | $470,000 | 8,115 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $155,000 | 7,813 |
| Income before extraordinary items | $316,000 | 8,293 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $316,000 | 8,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $315,330 | 8,233 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 9,877 |
| Total interest expense | $862,000 | 9,761 |
| Net interest income | $1,043,000 | 9,800 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $85,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $953,000 | 9,155 |
| Salaries and employee benefits | $498,000 | 9,136 |
| Premises and equipment expense | $164,000 | 7,947 |
| Additional noninterest expense | $291,000 | 9,330 |
| Pre-tax net operating income | $150,000 | 10,774 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $35,000 | 10,480 |
| Income before extraordinary items | $115,000 | 10,794 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $115,000 | 10,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $45,000 | 7,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $115,000 | 10,764 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 10,940 |
| Total interest expense | $475,000 | 11,206 |
| Net interest income | $923,000 | 10,649 |
| Provision for loan and lease losses | $25,000 | 7,401 |
| Total noninterest income | $51,000 | 11,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 11,783 |
| Total noninterest expense | $700,000 | 10,702 |
| Salaries and employee benefits | $401,000 | 10,277 |
| Premises and equipment expense | $83,000 | 10,557 |
| Additional noninterest expense | $216,000 | 10,940 |
| Pre-tax net operating income | $249,000 | 10,497 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $74,000 | 9,948 |
| Income before extraordinary items | $177,000 | 10,528 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $177,000 | 10,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $175,580 | 10,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 11,917 |
| Total interest expense | $420,000 | 12,129 |
| Net interest income | $768,000 | 11,622 |
| Provision for loan and lease losses | $10,000 | 9,731 |
| Total noninterest income | $52,000 | 12,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 10,686 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $628,000 | 11,495 |
| Salaries and employee benefits | $341,000 | 11,238 |
| Premises and equipment expense | $81,000 | 11,115 |
| Additional noninterest expense | $206,000 | 11,647 |
| Pre-tax net operating income | $182,000 | 11,194 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $47,000 | 11,016 |
| Income before extraordinary items | $135,000 | 11,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $135,000 | 11,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $135,000 | 11,185 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,202,000 | 12,598 |
| Total interest expense | $497,000 | 12,772 |
| Net interest income | $705,000 | 12,298 |
| Provision for loan and lease losses | $33,000 | 9,854 |
| Total noninterest income | $55,000 | 12,991 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 10,666 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $547,000 | 12,369 |
| Salaries and employee benefits | $293,000 | 12,091 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $185,000 | 12,456 |
| Pre-tax net operating income | $180,000 | 11,255 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $143,000 | 11,373 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $143,000 | 11,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $105,000 | 6,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $140,660 | 11,068 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.