Home > First National Bank, Cedar Rapids, Iowa > Income and Expense
First National Bank, Cedar Rapids, Iowa, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 5,662 |
| Total interest expense | $2,930,000 | 4,873 |
| Net interest income | $2,394,000 | 6,394 |
| Provision for loan and lease losses | $116,000 | 4,790 |
| Total noninterest income | $663,000 | 4,267 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $478,000 | 3,021 |
| Total noninterest expense | $2,676,000 | 4,744 |
| Salaries and employee benefits | $1,052,000 | 5,787 |
| Premises and equipment expense | $332,000 | 5,206 |
| Additional noninterest expense | $1,292,000 | 3,549 |
| Pre-tax net operating income | $265,000 | 9,372 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $89,000 | 8,953 |
| Income before extraordinary items | $176,000 | 9,529 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $176,000 | 9,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,420 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 882 |
| Net operating income | $176,000 | 9,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,731,000 | 6,215 |
| Total interest expense | $2,676,000 | 5,269 |
| Net interest income | $2,055,000 | 7,186 |
| Provision for loan and lease losses | $91,000 | 4,801 |
| Total noninterest income | $493,000 | 5,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,489 |
| Total noninterest expense | $2,328,000 | 5,298 |
| Salaries and employee benefits | $1,007,000 | 6,031 |
| Premises and equipment expense | $332,000 | 5,224 |
| Additional noninterest expense | $989,000 | 4,388 |
| Pre-tax net operating income | $129,000 | 10,911 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $84,000 | 11,068 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $84,000 | 11,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 803 |
| Net operating income | $84,000 | 11,044 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,052,000 | 6,630 |
| Total interest expense | $2,036,000 | 5,537 |
| Net interest income | $2,016,000 | 7,529 |
| Provision for loan and lease losses | $155,000 | 3,534 |
| Total noninterest income | $341,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,618 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,483 |
| Total noninterest expense | $1,918,000 | 6,408 |
| Salaries and employee benefits | $844,000 | 6,957 |
| Premises and equipment expense | $217,000 | 7,104 |
| Additional noninterest expense | $857,000 | 5,390 |
| Pre-tax net operating income | $284,000 | 10,251 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,111 |
| Net operating income | $175,000 | 10,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 7,526 |
| Total interest expense | $1,948,000 | 5,961 |
| Net interest income | $1,559,000 | 8,918 |
| Provision for loan and lease losses | $35,000 | 8,215 |
| Total noninterest income | $338,000 | 7,176 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,630 |
| Total noninterest expense | $1,658,000 | 7,330 |
| Salaries and employee benefits | $685,000 | 8,101 |
| Premises and equipment expense | $157,000 | 8,726 |
| Additional noninterest expense | $816,000 | 5,835 |
| Pre-tax net operating income | $204,000 | 11,002 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $143,000 | 11,285 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $143,000 | 11,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $143,000 | 11,081 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 8,706 |
| Total interest expense | $2,306,000 | 6,391 |
| Net interest income | $852,000 | 11,701 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 10,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 7,335 |
| Total noninterest expense | $1,323,000 | 8,582 |
| Salaries and employee benefits | $500,000 | 9,787 |
| Premises and equipment expense | $111,000 | 10,343 |
| Additional noninterest expense | $712,000 | 6,678 |
| Pre-tax net operating income | $-307,000 | 13,178 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $-100,000 | 13,584 |
| Income before extraordinary items | $-170,000 | 13,148 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-170,000 | 13,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 12,762 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,575,000 | 343 |
| Net operating income | $-193,680 | 13,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.