Home > First National Bank Baird > Income and Expense
First National Bank Baird, Income and Expense
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,150,000 | 1,309 |
| Total interest expense | $2,537,000 | 1,686 |
| Net interest income | $20,613,000 | 1,247 |
| Provision for loan and lease losses | $935,000 | 1,673 |
| Total noninterest income | $3,194,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,146,000 | 839 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,048,000 | 1,766 |
| Total noninterest expense | $16,423,000 | 1,310 |
| Salaries and employee benefits | $9,755,000 | 1,283 |
| Premises and equipment expense | $1,736,000 | 1,354 |
| Additional noninterest expense | $4,932,000 | 1,295 |
| Pre-tax net operating income | $6,449,000 | 1,473 |
| Securities gains (losses) | $70,000 | 1,556 |
| Applicable income taxes | $1,348,000 | 1,214 |
| Income before extraordinary items | $5,171,000 | 1,591 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,171,000 | 1,591 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,171,000 | 1,591 |
| Net charge-offs | $316,000 | 1,251 |
| Cash dividends | $1,700,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,115,700 | 1,565 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,169,000 | 1,330 |
| Total interest expense | $1,952,000 | 1,731 |
| Net interest income | $15,217,000 | 1,247 |
| Provision for loan and lease losses | $785,000 | 1,562 |
| Total noninterest income | $2,330,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $820,000 | 867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,510,000 | 1,735 |
| Total noninterest expense | $12,465,000 | 1,271 |
| Salaries and employee benefits | $7,316,000 | 1,269 |
| Premises and equipment expense | $1,297,000 | 1,349 |
| Additional noninterest expense | $3,852,000 | 1,218 |
| Pre-tax net operating income | $4,297,000 | 1,596 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $886,000 | 1,279 |
| Income before extraordinary items | $3,411,000 | 1,740 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,411,000 | 1,740 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,411,000 | 1,740 |
| Net charge-offs | $193,000 | 1,281 |
| Cash dividends | $1,700,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,411,000 | 1,689 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,352,000 | 1,358 |
| Total interest expense | $1,305,000 | 1,822 |
| Net interest income | $10,047,000 | 1,265 |
| Provision for loan and lease losses | $665,000 | 1,363 |
| Total noninterest income | $1,556,000 | 1,588 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $562,000 | 860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $994,000 | 1,678 |
| Total noninterest expense | $8,461,000 | 1,243 |
| Salaries and employee benefits | $4,924,000 | 1,252 |
| Premises and equipment expense | $839,000 | 1,384 |
| Additional noninterest expense | $2,698,000 | 1,160 |
| Pre-tax net operating income | $2,477,000 | 1,707 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $513,000 | 1,323 |
| Income before extraordinary items | $1,964,000 | 1,871 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,964,000 | 1,872 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,964,000 | 1,872 |
| Net charge-offs | $48,000 | 1,753 |
| Cash dividends | $1,700,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,964,000 | 1,835 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 1,380 |
| Total interest expense | $639,000 | 1,958 |
| Net interest income | $4,902,000 | 1,281 |
| Provision for loan and lease losses | $230,000 | 1,348 |
| Total noninterest income | $729,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $334,000 | 855 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 1,747 |
| Total noninterest expense | $4,353,000 | 1,223 |
| Salaries and employee benefits | $2,485,000 | 1,241 |
| Premises and equipment expense | $400,000 | 1,441 |
| Additional noninterest expense | $1,468,000 | 1,119 |
| Pre-tax net operating income | $1,048,000 | 1,763 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $211,000 | 1,359 |
| Income before extraordinary items | $837,000 | 1,904 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $837,000 | 1,904 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $837,000 | 1,904 |
| Net charge-offs | $56,000 | 1,155 |
| Cash dividends | $1,000,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $837,000 | 1,870 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,839,000 | 1,358 |
| Total interest expense | $2,513,000 | 2,040 |
| Net interest income | $20,326,000 | 1,241 |
| Provision for loan and lease losses | $3,054,000 | 363 |
| Total noninterest income | $3,135,000 | 1,521 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,480,000 | 808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,655,000 | 1,713 |
| Total noninterest expense | $18,090,000 | 1,168 |
| Salaries and employee benefits | $10,832,000 | 1,132 |
| Premises and equipment expense | $1,634,000 | 1,399 |
| Additional noninterest expense | $5,624,000 | 1,138 |
| Pre-tax net operating income | $2,317,000 | 2,855 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $457,000 | 2,063 |
| Income before extraordinary items | $1,860,000 | 2,995 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,860,000 | 2,994 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,860,000 | 2,996 |
| Net charge-offs | $3,201,000 | 290 |
| Cash dividends | $1,500,000 | 1,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,860,000 | 2,959 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,180,000 | 1,365 |
| Total interest expense | $1,855,000 | 2,068 |
| Net interest income | $15,325,000 | 1,246 |
| Provision for loan and lease losses | $2,679,000 | 325 |
| Total noninterest income | $2,359,000 | 1,519 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,115,000 | 808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,244,000 | 1,704 |
| Total noninterest expense | $13,958,000 | 1,146 |
| Salaries and employee benefits | $8,384,000 | 1,109 |
| Premises and equipment expense | $1,225,000 | 1,407 |
| Additional noninterest expense | $4,349,000 | 1,111 |
| Pre-tax net operating income | $1,047,000 | 3,570 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $199,000 | 2,509 |
| Income before extraordinary items | $848,000 | 3,731 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $848,000 | 3,730 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $848,000 | 3,731 |
| Net charge-offs | $2,650,000 | 256 |
| Cash dividends | $1,500,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $848,000 | 3,697 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,561,000 | 1,346 |
| Total interest expense | $1,221,000 | 2,072 |
| Net interest income | $10,340,000 | 1,234 |
| Provision for loan and lease losses | $2,529,000 | 245 |
| Total noninterest income | $1,557,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $745,000 | 804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $812,000 | 1,699 |
| Total noninterest expense | $8,659,000 | 1,219 |
| Salaries and employee benefits | $4,893,000 | 1,231 |
| Premises and equipment expense | $817,000 | 1,410 |
| Additional noninterest expense | $2,949,000 | 1,107 |
| Pre-tax net operating income | $709,000 | 3,544 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $138,000 | 2,472 |
| Income before extraordinary items | $571,000 | 3,707 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $571,000 | 3,706 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $571,000 | 3,706 |
| Net charge-offs | $2,593,000 | 201 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $571,000 | 3,678 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 1,390 |
| Total interest expense | $603,000 | 2,050 |
| Net interest income | $4,937,000 | 1,286 |
| Provision for loan and lease losses | $1,459,000 | 225 |
| Total noninterest income | $752,000 | 1,487 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $364,000 | 807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 1,694 |
| Total noninterest expense | $4,227,000 | 1,236 |
| Salaries and employee benefits | $2,432,000 | 1,238 |
| Premises and equipment expense | $397,000 | 1,463 |
| Additional noninterest expense | $1,398,000 | 1,140 |
| Pre-tax net operating income | $3,000 | 5,134 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $-8,000 | 5,194 |
| Income before extraordinary items | $11,000 | 5,112 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $11,000 | 5,111 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $11,000 | 5,111 |
| Net charge-offs | $1,320,000 | 183 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $11,000 | 5,106 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $21,164,000 | 1,370 |
| Total interest expense | $1,509,000 | 2,325 |
| Net interest income | $19,655,000 | 1,264 |
| Provision for loan and lease losses | $785,000 | 1,065 |
| Total noninterest income | $3,283,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,762,000 | 721 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,521,000 | 1,782 |
| Total noninterest expense | $16,099,000 | 1,260 |
| Salaries and employee benefits | $9,324,000 | 1,233 |
| Premises and equipment expense | $1,606,000 | 1,401 |
| Additional noninterest expense | $5,169,000 | 1,208 |
| Pre-tax net operating income | $6,054,000 | 1,500 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,129,000 | 1,281 |
| Income before extraordinary items | $4,925,000 | 1,603 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,925,000 | 1,602 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,925,000 | 1,602 |
| Net charge-offs | $498,000 | 961 |
| Cash dividends | $2,900,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,925,000 | 1,592 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,467,000 | 1,385 |
| Total interest expense | $975,000 | 2,478 |
| Net interest income | $14,492,000 | 1,277 |
| Provision for loan and lease losses | $660,000 | 910 |
| Total noninterest income | $2,439,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,350,000 | 708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,089,000 | 1,845 |
| Total noninterest expense | $11,710,000 | 1,292 |
| Salaries and employee benefits | $6,887,000 | 1,255 |
| Premises and equipment expense | $1,229,000 | 1,391 |
| Additional noninterest expense | $3,594,000 | 1,295 |
| Pre-tax net operating income | $4,561,000 | 1,513 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $825,000 | 1,348 |
| Income before extraordinary items | $3,736,000 | 1,605 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,736,000 | 1,604 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,736,000 | 1,604 |
| Net charge-offs | $369,000 | 871 |
| Cash dividends | $2,000,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,736,000 | 1,592 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $10,135,000 | 1,391 |
| Total interest expense | $633,000 | 2,446 |
| Net interest income | $9,502,000 | 1,292 |
| Provision for loan and lease losses | $460,000 | 876 |
| Total noninterest income | $1,558,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $894,000 | 701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $664,000 | 1,939 |
| Total noninterest expense | $7,575,000 | 1,341 |
| Salaries and employee benefits | $4,540,000 | 1,278 |
| Premises and equipment expense | $851,000 | 1,362 |
| Additional noninterest expense | $2,184,000 | 1,403 |
| Pre-tax net operating income | $3,025,000 | 1,511 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $501,000 | 1,413 |
| Income before extraordinary items | $2,524,000 | 1,565 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,524,000 | 1,563 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,524,000 | 1,564 |
| Net charge-offs | $227,000 | 864 |
| Cash dividends | $2,000,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,524,000 | 1,547 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,999,000 | 1,397 |
| Total interest expense | $319,000 | 2,359 |
| Net interest income | $4,680,000 | 1,303 |
| Provision for loan and lease losses | $160,000 | 1,072 |
| Total noninterest income | $733,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $459,000 | 682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 2,126 |
| Total noninterest expense | $3,708,000 | 1,380 |
| Salaries and employee benefits | $2,274,000 | 1,286 |
| Premises and equipment expense | $458,000 | 1,293 |
| Additional noninterest expense | $976,000 | 1,537 |
| Pre-tax net operating income | $1,545,000 | 1,449 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $312,000 | 1,190 |
| Income before extraordinary items | $1,233,000 | 1,557 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,233,000 | 1,557 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,233,000 | 1,557 |
| Net charge-offs | $112,000 | 790 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,233,000 | 1,547 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $19,550,000 | 1,371 |
| Total interest expense | $1,271,000 | 2,166 |
| Net interest income | $18,279,000 | 1,307 |
| Provision for loan and lease losses | $1,016,000 | 874 |
| Total noninterest income | $3,079,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,866,000 | 687 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,213,000 | 2,053 |
| Total noninterest expense | $17,810,000 | 1,163 |
| Salaries and employee benefits | $10,554,000 | 1,110 |
| Premises and equipment expense | $1,590,000 | 1,434 |
| Additional noninterest expense | $5,666,000 | 1,131 |
| Pre-tax net operating income | $2,532,000 | 2,733 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,147,000 | 1,224 |
| Income before extraordinary items | $385,000 | 4,692 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $385,000 | 4,692 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $385,000 | 4,692 |
| Net charge-offs | $663,000 | 913 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $385,000 | 4,675 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $14,587,000 | 1,372 |
| Total interest expense | $935,000 | 2,179 |
| Net interest income | $13,652,000 | 1,314 |
| Provision for loan and lease losses | $380,000 | 1,401 |
| Total noninterest income | $2,314,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,391,000 | 689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $923,000 | 2,075 |
| Total noninterest expense | $12,672,000 | 1,211 |
| Salaries and employee benefits | $7,779,000 | 1,135 |
| Premises and equipment expense | $1,161,000 | 1,483 |
| Additional noninterest expense | $3,732,000 | 1,250 |
| Pre-tax net operating income | $2,914,000 | 2,113 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,350,000 | 1,204 |
| Income before extraordinary items | $1,564,000 | 2,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,564,000 | 2,783 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,564,000 | 2,784 |
| Net charge-offs | $518,000 | 784 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,564,000 | 2,766 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $9,660,000 | 1,378 |
| Total interest expense | $623,000 | 2,149 |
| Net interest income | $9,037,000 | 1,321 |
| Provision for loan and lease losses | $170,000 | 1,729 |
| Total noninterest income | $1,587,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $931,000 | 676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $656,000 | 2,008 |
| Total noninterest expense | $8,499,000 | 1,210 |
| Salaries and employee benefits | $5,238,000 | 1,132 |
| Premises and equipment expense | $776,000 | 1,484 |
| Additional noninterest expense | $2,485,000 | 1,243 |
| Pre-tax net operating income | $1,955,000 | 2,060 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,037,000 | 1,078 |
| Income before extraordinary items | $918,000 | 2,948 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $918,000 | 2,948 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $918,000 | 2,948 |
| Net charge-offs | $509,000 | 556 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $918,000 | 2,930 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,803,000 | 1,379 |
| Total interest expense | $309,000 | 2,122 |
| Net interest income | $4,494,000 | 1,317 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $832,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $468,000 | 670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $364,000 | 1,846 |
| Total noninterest expense | $4,151,000 | 1,241 |
| Salaries and employee benefits | $2,586,000 | 1,160 |
| Premises and equipment expense | $392,000 | 1,495 |
| Additional noninterest expense | $1,173,000 | 1,311 |
| Pre-tax net operating income | $1,115,000 | 1,823 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $356,000 | 1,350 |
| Income before extraordinary items | $759,000 | 2,063 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $759,000 | 2,064 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $759,000 | 2,064 |
| Net charge-offs | $58,000 | 1,230 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $759,000 | 2,037 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $19,930,000 | 1,301 |
| Total interest expense | $1,304,000 | 1,994 |
| Net interest income | $18,626,000 | 1,244 |
| Provision for loan and lease losses | $229,000 | 2,291 |
| Total noninterest income | $4,407,000 | 1,253 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,973,000 | 660 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,434,000 | 1,392 |
| Total noninterest expense | $16,525,000 | 1,219 |
| Salaries and employee benefits | $9,663,000 | 1,184 |
| Premises and equipment expense | $1,566,000 | 1,455 |
| Additional noninterest expense | $5,296,000 | 1,203 |
| Pre-tax net operating income | $6,279,000 | 1,351 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,110,000 | 1,002 |
| Income before extraordinary items | $4,169,000 | 1,595 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,169,000 | 1,593 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,169,000 | 1,594 |
| Net charge-offs | $805,000 | 782 |
| Cash dividends | $3,600,000 | 889 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,169,000 | 1,568 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,082,000 | 1,301 |
| Total interest expense | $995,000 | 1,974 |
| Net interest income | $14,087,000 | 1,242 |
| Provision for loan and lease losses | $229,000 | 1,893 |
| Total noninterest income | $3,503,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,464,000 | 664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,039,000 | 1,296 |
| Total noninterest expense | $12,301,000 | 1,233 |
| Salaries and employee benefits | $7,203,000 | 1,193 |
| Premises and equipment expense | $1,163,000 | 1,471 |
| Additional noninterest expense | $3,935,000 | 1,215 |
| Pre-tax net operating income | $5,060,000 | 1,309 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,718,000 | 977 |
| Income before extraordinary items | $3,342,000 | 1,536 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,342,000 | 1,535 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,342,000 | 1,536 |
| Net charge-offs | $385,000 | 957 |
| Cash dividends | $800,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,342,000 | 1,501 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,062,000 | 1,303 |
| Total interest expense | $653,000 | 1,999 |
| Net interest income | $9,409,000 | 1,245 |
| Provision for loan and lease losses | $229,000 | 1,505 |
| Total noninterest income | $2,751,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $961,000 | 670 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,790,000 | 1,057 |
| Total noninterest expense | $8,170,000 | 1,237 |
| Salaries and employee benefits | $4,799,000 | 1,192 |
| Premises and equipment expense | $762,000 | 1,501 |
| Additional noninterest expense | $2,609,000 | 1,227 |
| Pre-tax net operating income | $3,761,000 | 1,169 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,256,000 | 897 |
| Income before extraordinary items | $2,505,000 | 1,396 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,505,000 | 1,395 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,505,000 | 1,396 |
| Net charge-offs | $104,000 | 1,579 |
| Cash dividends | $800,000 | 1,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,505,000 | 1,354 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $5,102,000 | 1,283 |
| Total interest expense | $314,000 | 2,067 |
| Net interest income | $4,788,000 | 1,224 |
| Provision for loan and lease losses | $131,000 | 1,306 |
| Total noninterest income | $750,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $454,000 | 685 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $296,000 | 2,105 |
| Total noninterest expense | $4,130,000 | 1,231 |
| Salaries and employee benefits | $2,388,000 | 1,207 |
| Premises and equipment expense | $380,000 | 1,516 |
| Additional noninterest expense | $1,362,000 | 1,185 |
| Pre-tax net operating income | $1,277,000 | 1,583 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $421,000 | 1,199 |
| Income before extraordinary items | $856,000 | 1,873 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $856,000 | 1,874 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $856,000 | 1,874 |
| Net charge-offs | $114,000 | 938 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $856,000 | 1,830 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $20,454,000 | 1,248 |
| Total interest expense | $1,084,000 | 2,289 |
| Net interest income | $19,370,000 | 1,184 |
| Provision for loan and lease losses | $3,945,000 | 257 |
| Total noninterest income | $4,985,000 | 1,124 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,937,000 | 684 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,048,000 | 1,148 |
| Total noninterest expense | $16,637,000 | 1,209 |
| Salaries and employee benefits | $9,381,000 | 1,195 |
| Premises and equipment expense | $1,396,000 | 1,635 |
| Additional noninterest expense | $5,860,000 | 1,105 |
| Pre-tax net operating income | $3,773,000 | 1,958 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $615,000 | 2,039 |
| Income before extraordinary items | $3,158,000 | 1,960 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,158,000 | 1,961 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,158,000 | 1,962 |
| Net charge-offs | $3,474,000 | 245 |
| Cash dividends | $6,100,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,158,000 | 1,923 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $15,233,000 | 1,264 |
| Total interest expense | $748,000 | 2,448 |
| Net interest income | $14,485,000 | 1,191 |
| Provision for loan and lease losses | $480,000 | 1,070 |
| Total noninterest income | $4,454,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,438,000 | 686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,016,000 | 963 |
| Total noninterest expense | $12,373,000 | 1,221 |
| Salaries and employee benefits | $7,023,000 | 1,206 |
| Premises and equipment expense | $992,000 | 1,737 |
| Additional noninterest expense | $4,358,000 | 1,115 |
| Pre-tax net operating income | $6,086,000 | 1,077 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,331,000 | 1,135 |
| Income before extraordinary items | $4,755,000 | 1,124 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,755,000 | 1,122 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,755,000 | 1,124 |
| Net charge-offs | $1,070,000 | 473 |
| Cash dividends | $3,100,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,755,000 | 1,089 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $10,002,000 | 1,280 |
| Total interest expense | $456,000 | 2,628 |
| Net interest income | $9,546,000 | 1,203 |
| Provision for loan and lease losses | $355,000 | 993 |
| Total noninterest income | $3,615,000 | 880 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $909,000 | 718 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,706,000 | 778 |
| Total noninterest expense | $8,354,000 | 1,209 |
| Salaries and employee benefits | $4,681,000 | 1,201 |
| Premises and equipment expense | $667,000 | 1,739 |
| Additional noninterest expense | $3,006,000 | 1,089 |
| Pre-tax net operating income | $4,452,000 | 995 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $787,000 | 1,240 |
| Income before extraordinary items | $3,665,000 | 969 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,665,000 | 969 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,665,000 | 969 |
| Net charge-offs | $132,000 | 1,477 |
| Cash dividends | $3,100,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,665,000 | 942 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,003,000 | 1,267 |
| Total interest expense | $221,000 | 2,703 |
| Net interest income | $4,782,000 | 1,184 |
| Provision for loan and lease losses | $255,000 | 733 |
| Total noninterest income | $693,000 | 1,666 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $445,000 | 714 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $248,000 | 2,362 |
| Total noninterest expense | $3,800,000 | 1,306 |
| Salaries and employee benefits | $2,275,000 | 1,229 |
| Premises and equipment expense | $325,000 | 1,807 |
| Additional noninterest expense | $1,200,000 | 1,309 |
| Pre-tax net operating income | $1,420,000 | 1,408 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $496,000 | 1,019 |
| Income before extraordinary items | $924,000 | 1,721 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $924,000 | 1,723 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $924,000 | 1,723 |
| Net charge-offs | $153,000 | 858 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $924,000 | 1,657 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,907,000 | 1,347 |
| Total interest expense | $878,000 | 2,848 |
| Net interest income | $18,029,000 | 1,241 |
| Provision for loan and lease losses | $749,000 | 1,082 |
| Total noninterest income | $2,962,000 | 1,589 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $2,004,000 | 676 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $958,000 | 2,381 |
| Total noninterest expense | $14,611,000 | 1,337 |
| Salaries and employee benefits | $8,661,000 | 1,240 |
| Premises and equipment expense | $1,293,000 | 1,791 |
| Additional noninterest expense | $4,657,000 | 1,378 |
| Pre-tax net operating income | $5,631,000 | 1,373 |
| Securities gains (losses) | $68,000 | 1,523 |
| Applicable income taxes | $1,912,000 | 1,015 |
| Income before extraordinary items | $3,787,000 | 1,664 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,787,000 | 1,664 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,787,000 | 1,663 |
| Net charge-offs | $316,000 | 1,952 |
| Cash dividends | $1,500,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,742,120 | 1,654 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,941,000 | 1,372 |
| Total interest expense | $655,000 | 2,897 |
| Net interest income | $13,286,000 | 1,266 |
| Provision for loan and lease losses | $584,000 | 1,020 |
| Total noninterest income | $2,012,000 | 1,703 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,502,000 | 674 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $510,000 | 2,882 |
| Total noninterest expense | $10,587,000 | 1,386 |
| Salaries and employee benefits | $6,241,000 | 1,287 |
| Premises and equipment expense | $962,000 | 1,815 |
| Additional noninterest expense | $3,384,000 | 1,413 |
| Pre-tax net operating income | $4,127,000 | 1,421 |
| Securities gains (losses) | $68,000 | 1,250 |
| Applicable income taxes | $1,378,000 | 1,055 |
| Income before extraordinary items | $2,817,000 | 1,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,817,000 | 1,675 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,817,000 | 1,674 |
| Net charge-offs | $284,000 | 1,654 |
| Cash dividends | $1,250,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,771,440 | 1,661 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,236,000 | 1,374 |
| Total interest expense | $432,000 | 2,960 |
| Net interest income | $8,804,000 | 1,268 |
| Provision for loan and lease losses | $474,000 | 881 |
| Total noninterest income | $1,309,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $975,000 | 677 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $334,000 | 2,884 |
| Total noninterest expense | $7,017,000 | 1,387 |
| Salaries and employee benefits | $4,094,000 | 1,297 |
| Premises and equipment expense | $627,000 | 1,872 |
| Additional noninterest expense | $2,296,000 | 1,401 |
| Pre-tax net operating income | $2,622,000 | 1,435 |
| Securities gains (losses) | $19,000 | 1,669 |
| Applicable income taxes | $815,000 | 1,116 |
| Income before extraordinary items | $1,826,000 | 1,656 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,826,000 | 1,659 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,826,000 | 1,658 |
| Net charge-offs | $264,000 | 1,357 |
| Cash dividends | $1,250,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,812,890 | 1,645 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,627,000 | 1,370 |
| Total interest expense | $217,000 | 2,982 |
| Net interest income | $4,410,000 | 1,266 |
| Provision for loan and lease losses | $129,000 | 1,403 |
| Total noninterest income | $639,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $480,000 | 673 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $159,000 | 2,885 |
| Total noninterest expense | $3,488,000 | 1,400 |
| Salaries and employee benefits | $1,997,000 | 1,345 |
| Premises and equipment expense | $335,000 | 1,801 |
| Additional noninterest expense | $1,156,000 | 1,370 |
| Pre-tax net operating income | $1,432,000 | 1,304 |
| Securities gains (losses) | $19,000 | 970 |
| Applicable income taxes | $508,000 | 923 |
| Income before extraordinary items | $943,000 | 1,565 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $943,000 | 1,568 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $943,000 | 1,568 |
| Net charge-offs | $110,000 | 1,313 |
| Cash dividends | $1,250,000 | 501 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $930,650 | 1,553 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $18,152,000 | 1,406 |
| Total interest expense | $988,000 | 2,966 |
| Net interest income | $17,164,000 | 1,279 |
| Provision for loan and lease losses | $487,000 | 1,878 |
| Total noninterest income | $3,349,000 | 1,495 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,972,000 | 709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,377,000 | 1,961 |
| Total noninterest expense | $13,370,000 | 1,463 |
| Salaries and employee benefits | $7,531,000 | 1,394 |
| Premises and equipment expense | $1,421,000 | 1,655 |
| Additional noninterest expense | $4,418,000 | 1,499 |
| Pre-tax net operating income | $6,656,000 | 1,112 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,891,000 | 940 |
| Income before extraordinary items | $4,765,000 | 1,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,765,000 | 1,278 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,765,000 | 1,280 |
| Net charge-offs | $297,000 | 2,600 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,765,000 | 1,255 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,475,000 | 1,422 |
| Total interest expense | $750,000 | 3,021 |
| Net interest income | $12,725,000 | 1,288 |
| Provision for loan and lease losses | $306,000 | 2,046 |
| Total noninterest income | $2,654,000 | 1,463 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,443,000 | 728 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,211,000 | 1,812 |
| Total noninterest expense | $9,923,000 | 1,482 |
| Salaries and employee benefits | $5,542,000 | 1,426 |
| Premises and equipment expense | $1,078,000 | 1,647 |
| Additional noninterest expense | $3,303,000 | 1,505 |
| Pre-tax net operating income | $5,150,000 | 1,110 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,438,000 | 963 |
| Income before extraordinary items | $3,712,000 | 1,244 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,712,000 | 1,244 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,712,000 | 1,246 |
| Net charge-offs | $217,000 | 2,470 |
| Cash dividends | $600,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,712,000 | 1,216 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,919,000 | 1,432 |
| Total interest expense | $513,000 | 3,012 |
| Net interest income | $8,406,000 | 1,282 |
| Provision for loan and lease losses | $171,000 | 2,306 |
| Total noninterest income | $2,014,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $942,000 | 731 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,072,000 | 1,505 |
| Total noninterest expense | $6,448,000 | 1,509 |
| Salaries and employee benefits | $3,510,000 | 1,483 |
| Premises and equipment expense | $733,000 | 1,621 |
| Additional noninterest expense | $2,205,000 | 1,483 |
| Pre-tax net operating income | $3,801,000 | 995 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,060,000 | 897 |
| Income before extraordinary items | $2,741,000 | 1,120 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,741,000 | 1,121 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,741,000 | 1,122 |
| Net charge-offs | $128,000 | 2,517 |
| Cash dividends | $600,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,741,000 | 1,081 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 1,429 |
| Total interest expense | $261,000 | 3,051 |
| Net interest income | $4,217,000 | 1,284 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $711,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $477,000 | 714 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $234,000 | 2,552 |
| Total noninterest expense | $3,317,000 | 1,493 |
| Salaries and employee benefits | $1,752,000 | 1,510 |
| Premises and equipment expense | $364,000 | 1,660 |
| Additional noninterest expense | $1,201,000 | 1,358 |
| Pre-tax net operating income | $1,551,000 | 1,177 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $506,000 | 902 |
| Income before extraordinary items | $1,045,000 | 1,408 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,045,000 | 1,410 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,045,000 | 1,410 |
| Net charge-offs | $35,000 | 2,690 |
| Cash dividends | $600,000 | 809 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,045,000 | 1,357 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,222,000 | 1,636 |
| Total interest expense | $1,493,000 | 2,723 |
| Net interest income | $14,729,000 | 1,486 |
| Provision for loan and lease losses | $642,000 | 2,378 |
| Total noninterest income | $3,006,000 | 1,636 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,094,000 | 678 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $912,000 | 2,499 |
| Total noninterest expense | $12,018,000 | 1,608 |
| Salaries and employee benefits | $6,783,000 | 1,498 |
| Premises and equipment expense | $1,363,000 | 1,734 |
| Additional noninterest expense | $3,872,000 | 1,720 |
| Pre-tax net operating income | $5,075,000 | 1,355 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $1,555,000 | 1,073 |
| Income before extraordinary items | $3,520,000 | 1,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,520,000 | 1,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,520,000 | 1,625 |
| Net charge-offs | $580,000 | 2,455 |
| Cash dividends | $2,128,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,520,000 | 1,535 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,898,000 | 1,704 |
| Total interest expense | $1,220,000 | 2,650 |
| Net interest income | $10,678,000 | 1,562 |
| Provision for loan and lease losses | $331,000 | 2,841 |
| Total noninterest income | $2,345,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,589,000 | 677 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $756,000 | 2,350 |
| Total noninterest expense | $8,709,000 | 1,663 |
| Salaries and employee benefits | $4,909,000 | 1,534 |
| Premises and equipment expense | $990,000 | 1,803 |
| Additional noninterest expense | $2,810,000 | 1,767 |
| Pre-tax net operating income | $3,983,000 | 1,331 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,213,000 | 1,060 |
| Income before extraordinary items | $2,770,000 | 1,590 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,770,000 | 1,591 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,770,000 | 1,591 |
| Net charge-offs | $454,000 | 2,317 |
| Cash dividends | $1,627,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,770,000 | 1,505 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 2,449 |
| Total interest expense | $707,000 | 3,033 |
| Net interest income | $4,682,000 | 2,334 |
| Provision for loan and lease losses | $152,000 | 3,318 |
| Total noninterest income | $864,000 | 2,379 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $630,000 | 1,124 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $234,000 | 3,443 |
| Total noninterest expense | $3,738,000 | 2,528 |
| Salaries and employee benefits | $2,124,000 | 2,332 |
| Premises and equipment expense | $461,000 | 2,470 |
| Additional noninterest expense | $1,153,000 | 2,781 |
| Pre-tax net operating income | $1,656,000 | 1,974 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $561,000 | 1,380 |
| Income before extraordinary items | $1,095,000 | 2,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,095,000 | 2,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,095,000 | 2,440 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $750,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,095,000 | 2,311 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 2,459 |
| Total interest expense | $373,000 | 3,011 |
| Net interest income | $2,349,000 | 2,334 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $396,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $304,000 | 1,158 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $92,000 | 3,831 |
| Total noninterest expense | $1,839,000 | 2,555 |
| Salaries and employee benefits | $1,054,000 | 2,365 |
| Premises and equipment expense | $225,000 | 2,538 |
| Additional noninterest expense | $560,000 | 2,816 |
| Pre-tax net operating income | $906,000 | 1,825 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $308,000 | 1,273 |
| Income before extraordinary items | $598,000 | 2,266 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $598,000 | 2,268 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $598,000 | 2,269 |
| Net charge-offs | $16,000 | 3,803 |
| Cash dividends | $250,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $598,000 | 2,152 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,863,000 | 2,567 |
| Total interest expense | $1,632,000 | 3,230 |
| Net interest income | $9,231,000 | 2,377 |
| Provision for loan and lease losses | $220,000 | 4,524 |
| Total noninterest income | $1,729,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,359,000 | 1,085 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $370,000 | 3,538 |
| Total noninterest expense | $7,584,000 | 2,490 |
| Salaries and employee benefits | $4,343,000 | 2,227 |
| Premises and equipment expense | $873,000 | 2,710 |
| Additional noninterest expense | $2,368,000 | 2,707 |
| Pre-tax net operating income | $3,156,000 | 1,747 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,063,000 | 1,286 |
| Income before extraordinary items | $2,093,000 | 2,173 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,093,000 | 2,173 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,093,000 | 2,173 |
| Net charge-offs | $340,000 | 3,652 |
| Cash dividends | $1,550,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,093,000 | 2,100 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,129,000 | 2,593 |
| Total interest expense | $1,222,000 | 3,359 |
| Net interest income | $6,907,000 | 2,382 |
| Provision for loan and lease losses | $157,000 | 4,445 |
| Total noninterest income | $1,206,000 | 2,319 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,009,000 | 1,104 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $197,000 | 4,109 |
| Total noninterest expense | $5,531,000 | 2,550 |
| Salaries and employee benefits | $3,093,000 | 2,329 |
| Premises and equipment expense | $648,000 | 2,762 |
| Additional noninterest expense | $1,790,000 | 2,692 |
| Pre-tax net operating income | $2,425,000 | 1,781 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $820,000 | 1,261 |
| Income before extraordinary items | $1,605,000 | 2,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,605,000 | 2,196 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,605,000 | 2,197 |
| Net charge-offs | $183,000 | 3,813 |
| Cash dividends | $1,300,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,605,000 | 2,104 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 2,611 |
| Total interest expense | $805,000 | 3,496 |
| Net interest income | $4,629,000 | 2,369 |
| Provision for loan and lease losses | $156,000 | 3,840 |
| Total noninterest income | $786,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $652,000 | 1,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $134,000 | 4,141 |
| Total noninterest expense | $3,631,000 | 2,595 |
| Salaries and employee benefits | $2,033,000 | 2,386 |
| Premises and equipment expense | $417,000 | 2,853 |
| Additional noninterest expense | $1,181,000 | 2,772 |
| Pre-tax net operating income | $1,628,000 | 1,748 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $551,000 | 1,237 |
| Income before extraordinary items | $1,077,000 | 2,136 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,077,000 | 2,137 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,077,000 | 2,137 |
| Net charge-offs | $96,000 | 3,885 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,077,000 | 2,070 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 2,639 |
| Total interest expense | $384,000 | 3,694 |
| Net interest income | $2,319,000 | 2,355 |
| Provision for loan and lease losses | $156,000 | 2,708 |
| Total noninterest income | $370,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $319,000 | 1,137 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $51,000 | 4,640 |
| Total noninterest expense | $1,809,000 | 2,627 |
| Salaries and employee benefits | $1,020,000 | 2,389 |
| Premises and equipment expense | $203,000 | 2,949 |
| Additional noninterest expense | $586,000 | 2,766 |
| Pre-tax net operating income | $724,000 | 1,925 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $245,000 | 1,297 |
| Income before extraordinary items | $479,000 | 2,334 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $479,000 | 2,333 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $479,000 | 2,334 |
| Net charge-offs | $19,000 | 4,068 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $479,000 | 2,283 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,704,000 | 2,782 |
| Total interest expense | $1,751,000 | 3,900 |
| Net interest income | $8,953,000 | 2,457 |
| Provision for loan and lease losses | $1,083,000 | 2,934 |
| Total noninterest income | $1,578,000 | 2,442 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,445,000 | 1,049 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $133,000 | 5,108 |
| Total noninterest expense | $7,113,000 | 2,690 |
| Salaries and employee benefits | $4,105,000 | 2,351 |
| Premises and equipment expense | $715,000 | 3,240 |
| Additional noninterest expense | $2,293,000 | 2,888 |
| Pre-tax net operating income | $2,335,000 | 1,987 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $787,000 | 1,450 |
| Income before extraordinary items | $1,548,000 | 2,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,548,000 | 2,458 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,548,000 | 2,463 |
| Net charge-offs | $1,451,000 | 2,214 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,548,000 | 2,360 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 2,840 |
| Total interest expense | $1,356,000 | 3,970 |
| Net interest income | $6,668,000 | 2,491 |
| Provision for loan and lease losses | $837,000 | 2,789 |
| Total noninterest income | $1,209,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,125,000 | 1,043 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $84,000 | 5,416 |
| Total noninterest expense | $5,246,000 | 2,730 |
| Salaries and employee benefits | $2,942,000 | 2,461 |
| Premises and equipment expense | $530,000 | 3,321 |
| Additional noninterest expense | $1,774,000 | 2,754 |
| Pre-tax net operating income | $1,794,000 | 2,072 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $604,000 | 1,464 |
| Income before extraordinary items | $1,190,000 | 2,559 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,190,000 | 2,555 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,190,000 | 2,560 |
| Net charge-offs | $1,180,000 | 2,012 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,190,000 | 2,420 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 2,850 |
| Total interest expense | $913,000 | 4,036 |
| Net interest income | $4,465,000 | 2,481 |
| Provision for loan and lease losses | $837,000 | 2,143 |
| Total noninterest income | $816,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $772,000 | 1,025 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $3,459,000 | 2,756 |
| Salaries and employee benefits | $1,964,000 | 2,478 |
| Premises and equipment expense | $352,000 | 3,356 |
| Additional noninterest expense | $1,143,000 | 2,840 |
| Pre-tax net operating income | $985,000 | 2,406 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $328,000 | 1,647 |
| Income before extraordinary items | $657,000 | 2,881 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $657,000 | 2,878 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $657,000 | 2,879 |
| Net charge-offs | $1,270,000 | 1,513 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $657,000 | 2,773 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 2,998 |
| Total interest expense | $465,000 | 4,112 |
| Net interest income | $2,134,000 | 2,627 |
| Provision for loan and lease losses | $14,000 | 6,024 |
| Total noninterest income | $433,000 | 2,242 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $388,000 | 1,019 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $1,678,000 | 2,856 |
| Salaries and employee benefits | $955,000 | 2,577 |
| Premises and equipment expense | $176,000 | 3,445 |
| Additional noninterest expense | $547,000 | 2,937 |
| Pre-tax net operating income | $875,000 | 1,495 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $295,000 | 1,065 |
| Income before extraordinary items | $580,000 | 1,879 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $580,000 | 1,877 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $580,000 | 1,879 |
| Net charge-offs | $38,000 | 3,956 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $580,000 | 1,805 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,900,000 | 3,000 |
| Total interest expense | $2,403,000 | 4,000 |
| Net interest income | $8,497,000 | 2,556 |
| Provision for loan and lease losses | $837,000 | 3,786 |
| Total noninterest income | $1,845,000 | 2,239 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,586,000 | 1,096 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $259,000 | 4,217 |
| Total noninterest expense | $6,721,000 | 2,895 |
| Salaries and employee benefits | $3,900,000 | 2,507 |
| Premises and equipment expense | $704,000 | 3,442 |
| Additional noninterest expense | $2,117,000 | 3,174 |
| Pre-tax net operating income | $2,784,000 | 1,436 |
| Securities gains (losses) | $32,000 | 2,849 |
| Applicable income taxes | $946,000 | 1,006 |
| Income before extraordinary items | $1,870,000 | 1,784 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,870,000 | 1,782 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,870,000 | 1,784 |
| Net charge-offs | $615,000 | 3,529 |
| Cash dividends | $1,000,000 | 1,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,848,880 | 1,764 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 3,106 |
| Total interest expense | $1,881,000 | 4,010 |
| Net interest income | $6,131,000 | 2,679 |
| Provision for loan and lease losses | $777,000 | 3,140 |
| Total noninterest income | $1,383,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,193,000 | 1,087 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $190,000 | 4,369 |
| Total noninterest expense | $4,872,000 | 2,985 |
| Salaries and employee benefits | $2,756,000 | 2,678 |
| Premises and equipment expense | $526,000 | 3,489 |
| Additional noninterest expense | $1,590,000 | 3,134 |
| Pre-tax net operating income | $1,865,000 | 1,733 |
| Securities gains (losses) | $32,000 | 2,532 |
| Applicable income taxes | $636,000 | 1,173 |
| Income before extraordinary items | $1,261,000 | 2,093 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,261,000 | 2,091 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,261,000 | 2,093 |
| Net charge-offs | $242,000 | 4,014 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,239,880 | 2,065 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 3,209 |
| Total interest expense | $1,329,000 | 3,970 |
| Net interest income | $3,883,000 | 2,798 |
| Provision for loan and lease losses | $777,000 | 2,367 |
| Total noninterest income | $883,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $749,000 | 1,136 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $134,000 | 4,308 |
| Total noninterest expense | $3,302,000 | 2,968 |
| Salaries and employee benefits | $1,855,000 | 2,688 |
| Premises and equipment expense | $350,000 | 3,530 |
| Additional noninterest expense | $1,097,000 | 3,058 |
| Pre-tax net operating income | $687,000 | 2,806 |
| Securities gains (losses) | $32,000 | 2,141 |
| Applicable income taxes | $239,000 | 1,775 |
| Income before extraordinary items | $480,000 | 3,171 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 3,169 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $480,000 | 3,170 |
| Net charge-offs | $210,000 | 3,366 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $458,560 | 3,140 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,587,000 | 3,244 |
| Total interest expense | $733,000 | 3,821 |
| Net interest income | $1,854,000 | 2,899 |
| Provision for loan and lease losses | $708,000 | 1,452 |
| Total noninterest income | $411,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $354,000 | 1,168 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $1,634,000 | 2,912 |
| Salaries and employee benefits | $982,000 | 2,585 |
| Premises and equipment expense | $180,000 | 3,497 |
| Additional noninterest expense | $472,000 | 3,158 |
| Pre-tax net operating income | $-77,000 | 6,579 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-29,000 | 7,328 |
| Income before extraordinary items | $-48,000 | 6,644 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-48,000 | 6,645 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-48,000 | 6,645 |
| Net charge-offs | $48,000 | 3,603 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-48,000 | 6,532 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,207,000 | 2,991 |
| Total interest expense | $3,717,000 | 3,698 |
| Net interest income | $8,490,000 | 2,561 |
| Provision for loan and lease losses | $948,000 | 2,792 |
| Total noninterest income | $1,969,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,512,000 | 1,188 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $457,000 | 3,345 |
| Total noninterest expense | $6,758,000 | 2,766 |
| Salaries and employee benefits | $3,686,000 | 2,695 |
| Premises and equipment expense | $744,000 | 3,358 |
| Additional noninterest expense | $2,328,000 | 2,490 |
| Pre-tax net operating income | $2,753,000 | 1,942 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $862,000 | 1,333 |
| Income before extraordinary items | $1,890,000 | 2,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,890,000 | 2,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $519,000 | 2,752 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,890,690 | 2,214 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,371,000 | 2,993 |
| Total interest expense | $2,879,000 | 3,724 |
| Net interest income | $6,492,000 | 2,535 |
| Provision for loan and lease losses | $617,000 | 2,442 |
| Total noninterest income | $1,508,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,156,000 | 1,177 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $352,000 | 3,401 |
| Total noninterest expense | $4,956,000 | 2,797 |
| Salaries and employee benefits | $2,620,000 | 2,854 |
| Premises and equipment expense | $549,000 | 3,423 |
| Additional noninterest expense | $1,787,000 | 2,377 |
| Pre-tax net operating income | $2,427,000 | 1,984 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $754,000 | 1,441 |
| Income before extraordinary items | $1,673,000 | 2,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,673,000 | 2,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $467,000 | 2,025 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,673,000 | 2,210 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,372,000 | 2,969 |
| Total interest expense | $2,030,000 | 3,704 |
| Net interest income | $4,342,000 | 2,518 |
| Provision for loan and lease losses | $289,000 | 2,616 |
| Total noninterest income | $1,206,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $771,000 | 1,158 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $435,000 | 2,454 |
| Total noninterest expense | $3,543,000 | 2,647 |
| Salaries and employee benefits | $1,742,000 | 2,892 |
| Premises and equipment expense | $353,000 | 3,527 |
| Additional noninterest expense | $1,448,000 | 1,986 |
| Pre-tax net operating income | $1,716,000 | 1,940 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $512,000 | 1,575 |
| Income before extraordinary items | $1,204,000 | 2,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,204,000 | 2,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,179 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,204,000 | 2,142 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 2,971 |
| Total interest expense | $1,086,000 | 3,701 |
| Net interest income | $2,191,000 | 2,494 |
| Provision for loan and lease losses | $169,000 | 1,999 |
| Total noninterest income | $726,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $394,000 | 1,100 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $332,000 | 1,853 |
| Total noninterest expense | $1,832,000 | 2,571 |
| Salaries and employee benefits | $867,000 | 2,933 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $794,000 | 1,788 |
| Pre-tax net operating income | $916,000 | 1,942 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $239,000 | 1,736 |
| Income before extraordinary items | $677,000 | 2,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $677,000 | 2,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,484 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $677,000 | 2,024 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,766,000 | 2,720 |
| Total interest expense | $5,210,000 | 3,366 |
| Net interest income | $9,556,000 | 2,329 |
| Provision for loan and lease losses | $246,000 | 3,541 |
| Total noninterest income | $1,907,000 | 2,290 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,629,000 | 1,090 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $278,000 | 4,388 |
| Total noninterest expense | $5,801,000 | 3,063 |
| Salaries and employee benefits | $3,197,000 | 3,068 |
| Premises and equipment expense | $754,000 | 3,245 |
| Additional noninterest expense | $1,850,000 | 2,853 |
| Pre-tax net operating income | $5,416,000 | 1,541 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,848,000 | 1,200 |
| Income before extraordinary items | $3,568,000 | 1,760 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,568,000 | 1,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,544 |
| Cash dividends | $500,000 | 3,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,568,000 | 1,749 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $11,081,000 | 2,715 |
| Total interest expense | $3,905,000 | 3,359 |
| Net interest income | $7,176,000 | 2,338 |
| Provision for loan and lease losses | $246,000 | 2,641 |
| Total noninterest income | $1,400,000 | 2,334 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,202,000 | 1,096 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $198,000 | 4,503 |
| Total noninterest expense | $4,129,000 | 3,163 |
| Salaries and employee benefits | $2,247,000 | 3,213 |
| Premises and equipment expense | $570,000 | 3,202 |
| Additional noninterest expense | $1,312,000 | 2,956 |
| Pre-tax net operating income | $4,201,000 | 1,608 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,433,000 | 1,273 |
| Income before extraordinary items | $2,768,000 | 1,821 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,768,000 | 1,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $323,000 | 1,465 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,768,000 | 1,806 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 2,762 |
| Total interest expense | $2,561,000 | 3,399 |
| Net interest income | $4,726,000 | 2,393 |
| Provision for loan and lease losses | $246,000 | 1,836 |
| Total noninterest income | $905,000 | 2,382 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $776,000 | 1,137 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $129,000 | 4,601 |
| Total noninterest expense | $2,775,000 | 3,167 |
| Salaries and employee benefits | $1,497,000 | 3,246 |
| Premises and equipment expense | $379,000 | 3,220 |
| Additional noninterest expense | $899,000 | 2,886 |
| Pre-tax net operating income | $2,610,000 | 1,758 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $891,000 | 1,385 |
| Income before extraordinary items | $1,719,000 | 2,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,719,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 1,616 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,719,000 | 1,978 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,478,000 | 2,874 |
| Total interest expense | $1,240,000 | 3,450 |
| Net interest income | $2,238,000 | 2,513 |
| Provision for loan and lease losses | $244,000 | 989 |
| Total noninterest income | $447,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $383,000 | 1,119 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $64,000 | 4,621 |
| Total noninterest expense | $1,340,000 | 3,273 |
| Salaries and employee benefits | $716,000 | 3,394 |
| Premises and equipment expense | $194,000 | 3,198 |
| Additional noninterest expense | $430,000 | 2,979 |
| Pre-tax net operating income | $1,101,000 | 2,003 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $376,000 | 1,587 |
| Income before extraordinary items | $725,000 | 2,242 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $725,000 | 2,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,137 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $725,000 | 2,223 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,804,000 | 2,929 |
| Total interest expense | $3,970,000 | 3,620 |
| Net interest income | $8,834,000 | 2,556 |
| Provision for loan and lease losses | $656,000 | 1,492 |
| Total noninterest income | $1,882,000 | 2,330 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,587,000 | 1,114 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $295,000 | 4,332 |
| Total noninterest expense | $5,281,000 | 3,205 |
| Salaries and employee benefits | $2,875,000 | 3,253 |
| Premises and equipment expense | $705,000 | 3,320 |
| Additional noninterest expense | $1,701,000 | 2,968 |
| Pre-tax net operating income | $4,779,000 | 1,970 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,634,000 | 1,543 |
| Income before extraordinary items | $3,145,000 | 2,195 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,145,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,782 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,145,000 | 2,188 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,209,000 | 3,005 |
| Total interest expense | $2,826,000 | 3,653 |
| Net interest income | $6,383,000 | 2,662 |
| Provision for loan and lease losses | $489,000 | 1,417 |
| Total noninterest income | $1,398,000 | 2,341 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,162,000 | 1,150 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 4,204 |
| Total noninterest expense | $3,790,000 | 3,318 |
| Salaries and employee benefits | $2,000,000 | 3,449 |
| Premises and equipment expense | $522,000 | 3,349 |
| Additional noninterest expense | $1,268,000 | 2,977 |
| Pre-tax net operating income | $3,502,000 | 2,067 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,198,000 | 1,652 |
| Income before extraordinary items | $2,304,000 | 2,301 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,304,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,304,000 | 2,286 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 3,085 |
| Total interest expense | $1,763,000 | 3,703 |
| Net interest income | $4,091,000 | 2,739 |
| Provision for loan and lease losses | $268,000 | 1,666 |
| Total noninterest income | $853,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $751,000 | 1,187 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,085 |
| Total noninterest expense | $2,477,000 | 3,371 |
| Salaries and employee benefits | $1,312,000 | 3,502 |
| Premises and equipment expense | $329,000 | 3,505 |
| Additional noninterest expense | $836,000 | 3,008 |
| Pre-tax net operating income | $2,199,000 | 2,154 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $752,000 | 1,757 |
| Income before extraordinary items | $1,447,000 | 2,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,447,000 | 2,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,649 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,447,000 | 2,395 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 3,167 |
| Total interest expense | $854,000 | 3,665 |
| Net interest income | $1,935,000 | 2,859 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $394,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $341,000 | 1,266 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $53,000 | 5,003 |
| Total noninterest expense | $1,199,000 | 3,473 |
| Salaries and employee benefits | $648,000 | 3,551 |
| Premises and equipment expense | $168,000 | 3,457 |
| Additional noninterest expense | $383,000 | 3,240 |
| Pre-tax net operating income | $1,078,000 | 2,152 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $369,000 | 1,758 |
| Income before extraordinary items | $709,000 | 2,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $709,000 | 2,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 1,294 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $709,000 | 2,394 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,054,000 | 3,409 |
| Total interest expense | $2,408,000 | 3,918 |
| Net interest income | $6,646,000 | 3,167 |
| Provision for loan and lease losses | $445,000 | 2,094 |
| Total noninterest income | $1,581,000 | 2,602 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,419,000 | 1,245 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,591 |
| Total noninterest expense | $4,540,000 | 3,509 |
| Salaries and employee benefits | $2,461,000 | 3,532 |
| Premises and equipment expense | $627,000 | 3,524 |
| Additional noninterest expense | $1,452,000 | 3,314 |
| Pre-tax net operating income | $3,242,000 | 2,599 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $1,110,000 | 2,119 |
| Income before extraordinary items | $2,136,000 | 2,931 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,136,000 | 2,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,133,360 | 2,902 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 3,506 |
| Total interest expense | $1,651,000 | 4,030 |
| Net interest income | $4,751,000 | 3,275 |
| Provision for loan and lease losses | $357,000 | 1,913 |
| Total noninterest income | $1,160,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,029,000 | 1,282 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $131,000 | 5,441 |
| Total noninterest expense | $3,226,000 | 3,635 |
| Salaries and employee benefits | $1,721,000 | 3,706 |
| Premises and equipment expense | $464,000 | 3,555 |
| Additional noninterest expense | $1,041,000 | 3,404 |
| Pre-tax net operating income | $2,328,000 | 2,716 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $798,000 | 2,203 |
| Income before extraordinary items | $1,534,000 | 3,073 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,534,000 | 3,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,672 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,531,360 | 3,041 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 3,640 |
| Total interest expense | $966,000 | 4,234 |
| Net interest income | $3,018,000 | 3,391 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $746,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $658,000 | 1,308 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $88,000 | 5,421 |
| Total noninterest expense | $2,007,000 | 3,805 |
| Salaries and employee benefits | $1,123,000 | 3,750 |
| Premises and equipment expense | $308,000 | 3,540 |
| Additional noninterest expense | $576,000 | 3,924 |
| Pre-tax net operating income | $1,667,000 | 2,522 |
| Securities gains (losses) | $5,000 | 1,582 |
| Applicable income taxes | $572,000 | 2,079 |
| Income before extraordinary items | $1,100,000 | 2,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,100,000 | 2,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 3,128 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,096,700 | 2,843 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 3,791 |
| Total interest expense | $411,000 | 4,594 |
| Net interest income | $1,459,000 | 3,480 |
| Provision for loan and lease losses | $42,000 | 3,553 |
| Total noninterest income | $355,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $308,000 | 1,334 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $47,000 | 5,321 |
| Total noninterest expense | $960,000 | 3,965 |
| Salaries and employee benefits | $542,000 | 3,844 |
| Premises and equipment expense | $142,000 | 3,794 |
| Additional noninterest expense | $276,000 | 4,053 |
| Pre-tax net operating income | $812,000 | 2,542 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $277,000 | 2,103 |
| Income before extraordinary items | $535,000 | 2,889 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $535,000 | 2,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 1,959 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $535,000 | 2,836 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 4,180 |
| Total interest expense | $1,258,000 | 4,983 |
| Net interest income | $4,889,000 | 3,866 |
| Provision for loan and lease losses | $364,000 | 2,535 |
| Total noninterest income | $1,385,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,183,000 | 1,492 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $202,000 | 5,093 |
| Total noninterest expense | $3,418,000 | 4,252 |
| Salaries and employee benefits | $1,922,000 | 4,124 |
| Premises and equipment expense | $492,000 | 4,139 |
| Additional noninterest expense | $1,004,000 | 4,337 |
| Pre-tax net operating income | $2,492,000 | 3,020 |
| Securities gains (losses) | $-14,000 | 8,305 |
| Applicable income taxes | $791,000 | 2,554 |
| Income before extraordinary items | $1,687,000 | 3,341 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,687,000 | 3,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,265 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,696,520 | 3,259 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,465,000 | 4,267 |
| Total interest expense | $918,000 | 5,033 |
| Net interest income | $3,547,000 | 3,967 |
| Provision for loan and lease losses | $232,000 | 2,714 |
| Total noninterest income | $1,046,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $882,000 | 1,508 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $164,000 | 4,928 |
| Total noninterest expense | $2,466,000 | 4,341 |
| Salaries and employee benefits | $1,363,000 | 4,284 |
| Premises and equipment expense | $359,000 | 4,216 |
| Additional noninterest expense | $744,000 | 4,322 |
| Pre-tax net operating income | $1,895,000 | 3,015 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $643,000 | 2,457 |
| Income before extraordinary items | $1,252,000 | 3,434 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,252,000 | 3,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,673 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,252,000 | 3,342 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 4,295 |
| Total interest expense | $613,000 | 5,045 |
| Net interest income | $2,346,000 | 3,973 |
| Provision for loan and lease losses | $93,000 | 3,603 |
| Total noninterest income | $693,000 | 2,854 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $576,000 | 1,528 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $117,000 | 4,844 |
| Total noninterest expense | $1,655,000 | 4,349 |
| Salaries and employee benefits | $906,000 | 4,297 |
| Premises and equipment expense | $232,000 | 4,308 |
| Additional noninterest expense | $517,000 | 4,204 |
| Pre-tax net operating income | $1,291,000 | 2,940 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $438,000 | 2,416 |
| Income before extraordinary items | $853,000 | 3,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $853,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,302 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $853,000 | 3,252 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,454,000 | 4,367 |
| Total interest expense | $307,000 | 5,096 |
| Net interest income | $1,147,000 | 4,046 |
| Provision for loan and lease losses | $78,000 | 2,514 |
| Total noninterest income | $348,000 | 2,802 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $276,000 | 1,554 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $806,000 | 4,448 |
| Salaries and employee benefits | $454,000 | 4,322 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $242,000 | 4,433 |
| Pre-tax net operating income | $611,000 | 3,038 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $207,000 | 2,523 |
| Income before extraordinary items | $404,000 | 3,470 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $404,000 | 3,369 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 4,747 |
| Total interest expense | $1,299,000 | 5,328 |
| Net interest income | $3,923,000 | 4,421 |
| Provision for loan and lease losses | $315,000 | 3,050 |
| Total noninterest income | $1,298,000 | 3,137 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $971,000 | 1,778 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $327,000 | 4,331 |
| Total noninterest expense | $3,424,000 | 4,190 |
| Salaries and employee benefits | $1,598,000 | 4,646 |
| Premises and equipment expense | $422,000 | 4,561 |
| Additional noninterest expense | $1,404,000 | 3,273 |
| Pre-tax net operating income | $1,482,000 | 4,152 |
| Securities gains (losses) | $47,000 | 2,570 |
| Applicable income taxes | $513,000 | 3,331 |
| Income before extraordinary items | $1,016,000 | 4,605 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,016,000 | 4,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 3,324 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $984,980 | 4,517 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 4,839 |
| Total interest expense | $994,000 | 5,402 |
| Net interest income | $2,869,000 | 4,526 |
| Provision for loan and lease losses | $232,000 | 3,003 |
| Total noninterest income | $921,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $717,000 | 1,807 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $204,000 | 4,750 |
| Total noninterest expense | $2,499,000 | 4,273 |
| Salaries and employee benefits | $1,127,000 | 4,834 |
| Premises and equipment expense | $316,000 | 4,560 |
| Additional noninterest expense | $1,056,000 | 3,228 |
| Pre-tax net operating income | $1,059,000 | 4,407 |
| Securities gains (losses) | $47,000 | 2,363 |
| Applicable income taxes | $370,000 | 3,542 |
| Income before extraordinary items | $736,000 | 4,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $736,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,279 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $704,510 | 4,788 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 4,922 |
| Total interest expense | $676,000 | 5,458 |
| Net interest income | $1,875,000 | 4,588 |
| Provision for loan and lease losses | $187,000 | 2,623 |
| Total noninterest income | $627,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $468,000 | 1,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $159,000 | 4,470 |
| Total noninterest expense | $1,591,000 | 4,401 |
| Salaries and employee benefits | $746,000 | 4,858 |
| Premises and equipment expense | $207,000 | 4,599 |
| Additional noninterest expense | $638,000 | 3,519 |
| Pre-tax net operating income | $724,000 | 4,340 |
| Securities gains (losses) | $47,000 | 2,063 |
| Applicable income taxes | $258,000 | 3,496 |
| Income before extraordinary items | $513,000 | 4,730 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $513,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 2,623 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $481,510 | 4,680 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,268,000 | 4,957 |
| Total interest expense | $341,000 | 5,522 |
| Net interest income | $927,000 | 4,619 |
| Provision for loan and lease losses | $162,000 | 1,603 |
| Total noninterest income | $284,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 1,769 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $53,000 | 5,163 |
| Total noninterest expense | $724,000 | 4,686 |
| Salaries and employee benefits | $369,000 | 4,909 |
| Premises and equipment expense | $103,000 | 4,610 |
| Additional noninterest expense | $252,000 | 4,193 |
| Pre-tax net operating income | $325,000 | 4,584 |
| Securities gains (losses) | $47,000 | 1,425 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $248,000 | 4,742 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $248,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,716 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $216,510 | 4,923 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,035,000 | 5,148 |
| Total interest expense | $1,513,000 | 5,691 |
| Net interest income | $3,522,000 | 4,735 |
| Provision for loan and lease losses | $223,000 | 4,139 |
| Total noninterest income | $890,000 | 3,729 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $718,000 | 2,206 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $172,000 | 5,314 |
| Total noninterest expense | $2,615,000 | 4,932 |
| Salaries and employee benefits | $1,426,000 | 4,879 |
| Premises and equipment expense | $433,000 | 4,376 |
| Additional noninterest expense | $756,000 | 5,133 |
| Pre-tax net operating income | $1,574,000 | 3,985 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $527,000 | 3,353 |
| Income before extraordinary items | $1,051,000 | 4,457 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,051,000 | 4,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,817 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,048,320 | 4,353 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,312,000 | 5,418 |
| Total interest expense | $2,302,000 | 5,657 |
| Net interest income | $3,010,000 | 5,061 |
| Provision for loan and lease losses | $420,000 | 2,511 |
| Total noninterest income | $754,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $626,000 | 2,356 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $128,000 | 5,853 |
| Total noninterest expense | $2,360,000 | 5,158 |
| Salaries and employee benefits | $1,310,000 | 5,001 |
| Premises and equipment expense | $374,000 | 4,810 |
| Additional noninterest expense | $676,000 | 5,413 |
| Pre-tax net operating income | $984,000 | 4,937 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $322,000 | 4,133 |
| Income before extraordinary items | $662,000 | 5,357 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $662,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,363 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $662,000 | 5,237 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,083,000 | 5,674 |
| Total interest expense | $1,995,000 | 6,283 |
| Net interest income | $3,088,000 | 5,047 |
| Provision for loan and lease losses | $215,000 | 3,578 |
| Total noninterest income | $594,000 | 4,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $474,000 | 2,820 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 5,988 |
| Total noninterest expense | $2,139,000 | 5,435 |
| Salaries and employee benefits | $1,173,000 | 5,318 |
| Premises and equipment expense | $360,000 | 4,840 |
| Additional noninterest expense | $606,000 | 5,755 |
| Pre-tax net operating income | $1,328,000 | 4,435 |
| Securities gains (losses) | $-17,000 | 8,651 |
| Applicable income taxes | $433,000 | 3,818 |
| Income before extraordinary items | $878,000 | 4,750 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $878,000 | 4,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,886 |
| Cash dividends | $700,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $889,390 | 4,718 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 6,206 |
| Total interest expense | $1,617,000 | 6,693 |
| Net interest income | $2,569,000 | 5,708 |
| Provision for loan and lease losses | $161,000 | 4,095 |
| Total noninterest income | $549,000 | 4,689 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $483,000 | 2,713 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $1,940,000 | 5,801 |
| Salaries and employee benefits | $1,044,000 | 5,713 |
| Premises and equipment expense | $334,000 | 5,131 |
| Additional noninterest expense | $562,000 | 6,072 |
| Pre-tax net operating income | $1,017,000 | 5,259 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $337,000 | 4,558 |
| Income before extraordinary items | $683,000 | 5,530 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $683,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,686 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $680,990 | 5,506 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,831,000 | 6,621 |
| Total interest expense | $1,551,000 | 7,087 |
| Net interest income | $2,280,000 | 6,162 |
| Provision for loan and lease losses | $89,000 | 5,400 |
| Total noninterest income | $630,000 | 4,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $484,000 | 2,626 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,750 |
| Total noninterest expense | $1,862,000 | 5,857 |
| Salaries and employee benefits | $980,000 | 5,855 |
| Premises and equipment expense | $323,000 | 5,146 |
| Additional noninterest expense | $559,000 | 6,024 |
| Pre-tax net operating income | $959,000 | 5,547 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $315,000 | 5,044 |
| Income before extraordinary items | $644,000 | 5,847 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $644,000 | 5,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,892 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $644,000 | 5,734 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 7,011 |
| Total interest expense | $1,478,000 | 7,400 |
| Net interest income | $2,165,000 | 6,596 |
| Provision for loan and lease losses | $71,000 | 5,899 |
| Total noninterest income | $503,000 | 4,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,167 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $1,854,000 | 5,963 |
| Salaries and employee benefits | $919,000 | 6,195 |
| Premises and equipment expense | $311,000 | 5,340 |
| Additional noninterest expense | $624,000 | 5,663 |
| Pre-tax net operating income | $743,000 | 6,810 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $241,000 | 6,346 |
| Income before extraordinary items | $504,000 | 6,945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $504,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,572 |
| Cash dividends | $175,000 | 5,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $502,640 | 6,891 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,551,000 | 7,325 |
| Total interest expense | $1,395,000 | 7,846 |
| Net interest income | $2,156,000 | 6,848 |
| Provision for loan and lease losses | $193,000 | 3,505 |
| Total noninterest income | $487,000 | 5,258 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $358,000 | 3,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,403 |
| Total noninterest expense | $1,820,000 | 6,338 |
| Salaries and employee benefits | $875,000 | 6,582 |
| Premises and equipment expense | $311,000 | 5,439 |
| Additional noninterest expense | $634,000 | 6,135 |
| Pre-tax net operating income | $630,000 | 7,273 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $198,000 | 7,164 |
| Income before extraordinary items | $431,000 | 7,376 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $431,000 | 7,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,700 |
| Cash dividends | $580,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $431,690 | 7,318 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 7,836 |
| Total interest expense | $1,255,000 | 8,418 |
| Net interest income | $2,013,000 | 7,276 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $474,000 | 5,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 5,649 |
| Total noninterest expense | $1,480,000 | 7,332 |
| Salaries and employee benefits | $832,000 | 6,939 |
| Premises and equipment expense | $236,000 | 6,571 |
| Additional noninterest expense | $412,000 | 8,074 |
| Pre-tax net operating income | $977,000 | 6,094 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $298,000 | 6,021 |
| Income before extraordinary items | $633,000 | 6,411 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $633,000 | 6,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,109 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $664,280 | 6,191 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 8,531 |
| Total interest expense | $871,000 | 9,253 |
| Net interest income | $1,839,000 | 7,943 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $365,000 | 6,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,230,000 | 8,498 |
| Salaries and employee benefits | $622,000 | 8,471 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $454,000 | 8,277 |
| Pre-tax net operating income | $974,000 | 6,069 |
| Securities gains (losses) | $61,000 | 1,035 |
| Applicable income taxes | $340,000 | 5,390 |
| Income before extraordinary items | $695,000 | 5,946 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $695,000 | 5,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $380,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $654,130 | 6,268 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 8,592 |
| Total interest expense | $866,000 | 9,712 |
| Net interest income | $1,977,000 | 7,746 |
| Provision for loan and lease losses | $20,000 | 9,046 |
| Total noninterest income | $354,000 | 6,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,232 |
| Total noninterest expense | $1,187,000 | 8,942 |
| Salaries and employee benefits | $621,000 | 8,626 |
| Premises and equipment expense | $140,000 | 9,169 |
| Additional noninterest expense | $426,000 | 8,967 |
| Pre-tax net operating income | $1,124,000 | 5,428 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $437,000 | 4,693 |
| Income before extraordinary items | $687,000 | 6,196 |
| Extraordinary gains, net | $83,000 | 1,747 |
| Net income | $770,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $1,800,000 | 1,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $687,000 | 5,937 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 9,039 |
| Total interest expense | $1,061,000 | 10,137 |
| Net interest income | $1,911,000 | 7,997 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $321,000 | 7,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,126,000 | 9,380 |
| Salaries and employee benefits | $542,000 | 9,347 |
| Premises and equipment expense | $127,000 | 9,784 |
| Additional noninterest expense | $457,000 | 8,901 |
| Pre-tax net operating income | $1,046,000 | 5,448 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $403,000 | 4,769 |
| Income before extraordinary items | $643,000 | 6,265 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $643,000 | 6,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $643,000 | 5,926 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.