Home > First National Bank at Gallitzin > Income and Expense
First National Bank at Gallitzin, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 12,299 |
| Total interest expense | $343,000 | 12,482 |
| Net interest income | $653,000 | 12,026 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $553,000 | 11,889 |
| Salaries and employee benefits | $261,000 | 12,070 |
| Premises and equipment expense | $69,000 | 11,541 |
| Additional noninterest expense | $223,000 | 11,426 |
| Pre-tax net operating income | $129,000 | 11,640 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $93,000 | 11,860 |
| Extraordinary gains, net | $13,000 | 2,867 |
| Net income | $106,000 | 11,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $22,000 | 8,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $93,000 | 11,673 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,053,000 | 12,921 |
| Total interest expense | $429,000 | 13,073 |
| Net interest income | $624,000 | 12,632 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $50,000 | 13,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 11,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $528,000 | 12,464 |
| Salaries and employee benefits | $241,000 | 12,701 |
| Premises and equipment expense | $69,000 | 11,913 |
| Additional noninterest expense | $218,000 | 11,987 |
| Pre-tax net operating income | $140,000 | 11,619 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $40,000 | 11,529 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $100,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $22,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $100,000 | 11,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.