Home > First National Bank and Trust of Syracuse > Income and Expense
First National Bank and Trust of Syracuse, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 6,566 |
| Total interest expense | $312,000 | 6,414 |
| Net interest income | $914,000 | 6,517 |
| Provision for loan and lease losses | $446,000 | 3,040 |
| Total noninterest income | $68,000 | 6,558 |
| Gross Fiduciary activities income | $6,000 | 1,117 |
| Service charges on deposit accounts | $48,000 | 5,647 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $14,000 | 6,676 |
| Total noninterest expense | $1,031,000 | 6,018 |
| Salaries and employee benefits | $396,000 | 6,568 |
| Premises and equipment expense | $176,000 | 5,165 |
| Additional noninterest expense | $459,000 | 5,324 |
| Pre-tax net operating income | $-495,000 | 6,741 |
| Securities gains (losses) | $152,000 | 1,123 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-343,000 | 6,737 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-343,000 | 6,739 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-343,000 | 6,738 |
| Net charge-offs | $-53,000 | 7,702 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-495,000 | 6,812 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 6,558 |
| Total interest expense | $160,000 | 6,494 |
| Net interest income | $483,000 | 6,488 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $10,000 | 7,432 |
| Gross Fiduciary activities income | $3,000 | 1,105 |
| Service charges on deposit accounts | $24,000 | 5,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-17,000 | 7,594 |
| Total noninterest expense | $586,000 | 5,798 |
| Salaries and employee benefits | $207,000 | 6,558 |
| Premises and equipment expense | $87,000 | 5,262 |
| Additional noninterest expense | $292,000 | 4,661 |
| Pre-tax net operating income | $-93,000 | 6,634 |
| Securities gains (losses) | $186,000 | 545 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $90,000 | 5,113 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 5,114 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $90,000 | 5,113 |
| Net charge-offs | $-36,000 | 7,743 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-90,420 | 6,662 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 6,465 |
| Total interest expense | $853,000 | 6,345 |
| Net interest income | $1,950,000 | 6,400 |
| Provision for loan and lease losses | $2,189,000 | 2,373 |
| Total noninterest income | $351,000 | 5,351 |
| Gross Fiduciary activities income | $12,000 | 1,158 |
| Service charges on deposit accounts | $117,000 | 5,528 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $222,000 | 4,467 |
| Total noninterest expense | $1,821,000 | 6,424 |
| Salaries and employee benefits | $840,000 | 6,610 |
| Premises and equipment expense | $366,000 | 5,213 |
| Additional noninterest expense | $615,000 | 6,407 |
| Pre-tax net operating income | $-1,709,000 | 6,538 |
| Securities gains (losses) | $13,000 | 3,179 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-1,698,000 | 6,648 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,698,000 | 6,648 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,698,000 | 6,648 |
| Net charge-offs | $2,017,000 | 2,027 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,711,000 | 6,644 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 6,539 |
| Total interest expense | $671,000 | 6,381 |
| Net interest income | $1,434,000 | 6,482 |
| Provision for loan and lease losses | $1,509,000 | 2,200 |
| Total noninterest income | $211,000 | 5,782 |
| Gross Fiduciary activities income | $9,000 | 1,132 |
| Service charges on deposit accounts | $90,000 | 5,522 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $112,000 | 5,231 |
| Total noninterest expense | $1,344,000 | 6,490 |
| Salaries and employee benefits | $643,000 | 6,600 |
| Premises and equipment expense | $276,000 | 5,231 |
| Additional noninterest expense | $425,000 | 6,579 |
| Pre-tax net operating income | $-1,208,000 | 6,747 |
| Securities gains (losses) | $13,000 | 2,895 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-1,196,000 | 6,850 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,196,000 | 6,852 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,196,000 | 6,852 |
| Net charge-offs | $1,347,000 | 1,880 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,209,000 | 6,846 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,615 |
| Total interest expense | $470,000 | 6,401 |
| Net interest income | $925,000 | 6,561 |
| Provision for loan and lease losses | $1,509,000 | 1,640 |
| Total noninterest income | $139,000 | 5,856 |
| Gross Fiduciary activities income | $6,000 | 1,146 |
| Service charges on deposit accounts | $55,000 | 5,662 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $78,000 | 5,201 |
| Total noninterest expense | $911,000 | 6,503 |
| Salaries and employee benefits | $482,000 | 6,412 |
| Premises and equipment expense | $185,000 | 5,273 |
| Additional noninterest expense | $244,000 | 6,890 |
| Pre-tax net operating income | $-1,356,000 | 7,177 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $-1,361,000 | 7,288 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,361,000 | 7,288 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,361,000 | 7,287 |
| Net charge-offs | $1,319,000 | 1,431 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,361,000 | 7,285 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 6,696 |
| Total interest expense | $248,000 | 6,395 |
| Net interest income | $438,000 | 6,682 |
| Provision for loan and lease losses | $665,000 | 1,512 |
| Total noninterest income | $71,000 | 5,797 |
| Gross Fiduciary activities income | $3,000 | 1,122 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $41,000 | 5,170 |
| Total noninterest expense | $445,000 | 6,530 |
| Salaries and employee benefits | $229,000 | 6,584 |
| Premises and equipment expense | $95,000 | 5,244 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $-601,000 | 7,412 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $4,000 | 4,381 |
| Income before extraordinary items | $-605,000 | 7,532 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-605,000 | 7,534 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-605,000 | 7,533 |
| Net charge-offs | $143,000 | 2,468 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-605,000 | 7,513 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 6,550 |
| Total interest expense | $986,000 | 6,798 |
| Net interest income | $2,121,000 | 6,301 |
| Provision for loan and lease losses | $367,000 | 4,276 |
| Total noninterest income | $293,000 | 5,861 |
| Gross Fiduciary activities income | $18,000 | 1,123 |
| Service charges on deposit accounts | $124,000 | 5,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $151,000 | 5,304 |
| Total noninterest expense | $1,676,000 | 6,647 |
| Salaries and employee benefits | $919,000 | 6,611 |
| Premises and equipment expense | $351,000 | 5,416 |
| Additional noninterest expense | $406,000 | 7,021 |
| Pre-tax net operating income | $371,000 | 5,221 |
| Securities gains (losses) | $20,000 | 2,184 |
| Applicable income taxes | $13,000 | 4,449 |
| Income before extraordinary items | $378,000 | 4,820 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $378,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $412,000 | 3,079 |
| Cash dividends | $350,000 | 3,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $358,600 | 5,049 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,329,000 | 6,617 |
| Total interest expense | $766,000 | 6,856 |
| Net interest income | $1,563,000 | 6,377 |
| Provision for loan and lease losses | $-63,000 | 8,313 |
| Total noninterest income | $232,000 | 5,843 |
| Gross Fiduciary activities income | $15,000 | 1,088 |
| Service charges on deposit accounts | $91,000 | 5,671 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 5,236 |
| Total noninterest expense | $1,256,000 | 6,650 |
| Salaries and employee benefits | $663,000 | 6,698 |
| Premises and equipment expense | $262,000 | 5,459 |
| Additional noninterest expense | $331,000 | 6,862 |
| Pre-tax net operating income | $602,000 | 4,646 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $17,000 | 4,664 |
| Income before extraordinary items | $605,000 | 4,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $605,000 | 4,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $585,600 | 4,330 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 6,660 |
| Total interest expense | $553,000 | 6,839 |
| Net interest income | $1,020,000 | 6,437 |
| Provision for loan and lease losses | $-60,000 | 8,381 |
| Total noninterest income | $158,000 | 5,887 |
| Gross Fiduciary activities income | $10,000 | 1,114 |
| Service charges on deposit accounts | $59,000 | 5,727 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $89,000 | 5,243 |
| Total noninterest expense | $858,000 | 6,644 |
| Salaries and employee benefits | $445,000 | 6,744 |
| Premises and equipment expense | $172,000 | 5,547 |
| Additional noninterest expense | $241,000 | 6,723 |
| Pre-tax net operating income | $380,000 | 4,881 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $11,000 | 4,950 |
| Income before extraordinary items | $389,000 | 4,537 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $389,000 | 4,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,615 |
| Cash dividends | $300,000 | 2,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $369,600 | 4,573 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 6,701 |
| Total interest expense | $310,000 | 6,780 |
| Net interest income | $492,000 | 6,539 |
| Provision for loan and lease losses | $-60,000 | 8,435 |
| Total noninterest income | $76,000 | 5,960 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $28,000 | 5,782 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $442,000 | 6,607 |
| Salaries and employee benefits | $205,000 | 6,952 |
| Premises and equipment expense | $87,000 | 5,531 |
| Additional noninterest expense | $150,000 | 6,176 |
| Pre-tax net operating income | $186,000 | 5,081 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $180,000 | 4,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,393 |
| Cash dividends | $250,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $180,000 | 4,767 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 6,827 |
| Total interest expense | $1,157,000 | 6,926 |
| Net interest income | $1,852,000 | 6,687 |
| Provision for loan and lease losses | $1,000 | 6,828 |
| Total noninterest income | $385,000 | 5,569 |
| Gross Fiduciary activities income | $13,000 | 1,218 |
| Service charges on deposit accounts | $113,000 | 5,858 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $259,000 | 4,510 |
| Total noninterest expense | $1,600,000 | 6,769 |
| Salaries and employee benefits | $894,000 | 6,718 |
| Premises and equipment expense | $359,000 | 5,337 |
| Additional noninterest expense | $347,000 | 7,314 |
| Pre-tax net operating income | $636,000 | 5,598 |
| Securities gains (losses) | $-12,000 | 7,599 |
| Applicable income taxes | $19,000 | 5,444 |
| Income before extraordinary items | $605,000 | 5,331 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $605,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-69,000 | 8,336 |
| Cash dividends | $280,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $616,640 | 5,283 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 6,969 |
| Total interest expense | $817,000 | 7,064 |
| Net interest income | $1,346,000 | 6,798 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $301,000 | 5,529 |
| Gross Fiduciary activities income | $10,000 | 1,181 |
| Service charges on deposit accounts | $85,000 | 5,883 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $206,000 | 4,435 |
| Total noninterest expense | $1,191,000 | 6,769 |
| Salaries and employee benefits | $659,000 | 6,725 |
| Premises and equipment expense | $271,000 | 5,307 |
| Additional noninterest expense | $261,000 | 7,306 |
| Pre-tax net operating income | $456,000 | 5,944 |
| Securities gains (losses) | $-12,000 | 7,827 |
| Applicable income taxes | $15,000 | 5,595 |
| Income before extraordinary items | $429,000 | 5,680 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $429,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,315 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $440,640 | 5,615 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,393,000 | 7,073 |
| Total interest expense | $519,000 | 7,162 |
| Net interest income | $874,000 | 6,889 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $212,000 | 5,456 |
| Gross Fiduciary activities income | $7,000 | 1,185 |
| Service charges on deposit accounts | $56,000 | 5,910 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $149,000 | 4,320 |
| Total noninterest expense | $793,000 | 6,817 |
| Salaries and employee benefits | $446,000 | 6,754 |
| Premises and equipment expense | $178,000 | 5,371 |
| Additional noninterest expense | $169,000 | 7,366 |
| Pre-tax net operating income | $293,000 | 6,089 |
| Securities gains (losses) | $-12,000 | 8,036 |
| Applicable income taxes | $10,000 | 5,665 |
| Income before extraordinary items | $271,000 | 5,869 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $271,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,370 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $282,520 | 5,775 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $686,000 | 7,123 |
| Total interest expense | $247,000 | 7,274 |
| Net interest income | $439,000 | 6,900 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $66,000 | 6,351 |
| Gross Fiduciary activities income | $3,000 | 1,184 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $35,000 | 5,742 |
| Total noninterest expense | $410,000 | 6,775 |
| Salaries and employee benefits | $239,000 | 6,644 |
| Premises and equipment expense | $90,000 | 5,373 |
| Additional noninterest expense | $81,000 | 7,461 |
| Pre-tax net operating income | $95,000 | 6,727 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $92,000 | 6,499 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,605,000 | 7,058 |
| Total interest expense | $795,000 | 7,329 |
| Net interest income | $1,810,000 | 6,788 |
| Provision for loan and lease losses | $-2,000 | 8,298 |
| Total noninterest income | $300,000 | 6,181 |
| Gross Fiduciary activities income | $16,000 | 1,208 |
| Service charges on deposit accounts | $139,000 | 5,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $145,000 | 5,680 |
| Total noninterest expense | $1,677,000 | 6,611 |
| Salaries and employee benefits | $895,000 | 6,675 |
| Premises and equipment expense | $402,000 | 4,900 |
| Additional noninterest expense | $380,000 | 7,172 |
| Pre-tax net operating income | $435,000 | 6,680 |
| Securities gains (losses) | $-71,000 | 8,073 |
| Applicable income taxes | $13,000 | 6,081 |
| Income before extraordinary items | $351,000 | 6,713 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $351,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $150,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $419,160 | 6,451 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 7,141 |
| Total interest expense | $556,000 | 7,445 |
| Net interest income | $1,361,000 | 6,864 |
| Provision for loan and lease losses | $-1,000 | 8,441 |
| Total noninterest income | $226,000 | 6,223 |
| Gross Fiduciary activities income | $7,000 | 1,251 |
| Service charges on deposit accounts | $105,000 | 5,716 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,606 |
| Total noninterest expense | $1,269,000 | 6,615 |
| Salaries and employee benefits | $683,000 | 6,624 |
| Premises and equipment expense | $299,000 | 4,958 |
| Additional noninterest expense | $287,000 | 7,163 |
| Pre-tax net operating income | $319,000 | 6,932 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $12,000 | 6,158 |
| Income before extraordinary items | $307,000 | 6,695 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $307,000 | 6,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,107 |
| Cash dividends | $50,000 | 5,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $307,000 | 6,697 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 7,168 |
| Total interest expense | $342,000 | 7,530 |
| Net interest income | $925,000 | 6,851 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $139,000 | 6,375 |
| Gross Fiduciary activities income | $4,000 | 1,273 |
| Service charges on deposit accounts | $70,000 | 5,718 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $838,000 | 6,656 |
| Salaries and employee benefits | $445,000 | 6,712 |
| Premises and equipment expense | $201,000 | 4,913 |
| Additional noninterest expense | $192,000 | 7,178 |
| Pre-tax net operating income | $226,000 | 6,904 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $8,000 | 6,196 |
| Income before extraordinary items | $218,000 | 6,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $218,000 | 6,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $218,000 | 6,600 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $634,000 | 7,152 |
| Total interest expense | $160,000 | 7,588 |
| Net interest income | $474,000 | 6,814 |
| Provision for loan and lease losses | $-1,000 | 8,498 |
| Total noninterest income | $66,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $35,000 | 5,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $429,000 | 6,598 |
| Salaries and employee benefits | $230,000 | 6,652 |
| Premises and equipment expense | $101,000 | 4,920 |
| Additional noninterest expense | $98,000 | 7,124 |
| Pre-tax net operating income | $112,000 | 6,911 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $108,000 | 6,599 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,900 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $108,000 | 6,595 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 6,979 |
| Total interest expense | $646,000 | 7,199 |
| Net interest income | $1,895,000 | 6,771 |
| Provision for loan and lease losses | $5,000 | 6,973 |
| Total noninterest income | $356,000 | 5,972 |
| Gross Fiduciary activities income | $11,000 | 1,287 |
| Service charges on deposit accounts | $169,000 | 5,396 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $176,000 | 5,427 |
| Total noninterest expense | $2,042,000 | 6,039 |
| Salaries and employee benefits | $843,000 | 6,799 |
| Premises and equipment expense | $461,000 | 4,421 |
| Additional noninterest expense | $738,000 | 5,443 |
| Pre-tax net operating income | $204,000 | 7,692 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $8,000 | 6,595 |
| Income before extraordinary items | $196,000 | 7,606 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $196,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $196,000 | 7,574 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 7,013 |
| Total interest expense | $477,000 | 7,172 |
| Net interest income | $1,412,000 | 6,822 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $278,000 | 5,934 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $129,000 | 5,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $142,000 | 5,291 |
| Total noninterest expense | $1,305,000 | 6,496 |
| Salaries and employee benefits | $641,000 | 6,752 |
| Premises and equipment expense | $332,000 | 4,517 |
| Additional noninterest expense | $332,000 | 6,870 |
| Pre-tax net operating income | $380,000 | 6,878 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $14,000 | 6,425 |
| Income before extraordinary items | $366,000 | 6,564 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $366,000 | 6,564 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $366,000 | 6,521 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 7,005 |
| Total interest expense | $299,000 | 7,192 |
| Net interest income | $938,000 | 6,826 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $199,000 | 5,743 |
| Gross Fiduciary activities income | $5,000 | 1,265 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $107,000 | 5,049 |
| Total noninterest expense | $875,000 | 6,481 |
| Salaries and employee benefits | $439,000 | 6,707 |
| Premises and equipment expense | $213,000 | 4,605 |
| Additional noninterest expense | $223,000 | 6,837 |
| Pre-tax net operating income | $255,000 | 6,876 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 6,449 |
| Income before extraordinary items | $246,000 | 6,546 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $246,000 | 6,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,136 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $246,000 | 6,493 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $597,000 | 7,111 |
| Total interest expense | $142,000 | 7,267 |
| Net interest income | $455,000 | 6,948 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $115,000 | 5,382 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $433,000 | 6,549 |
| Salaries and employee benefits | $225,000 | 6,686 |
| Premises and equipment expense | $106,000 | 4,677 |
| Additional noninterest expense | $102,000 | 7,090 |
| Pre-tax net operating income | $137,000 | 6,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $132,000 | 6,360 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $132,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,145 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $132,000 | 6,320 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 7,085 |
| Total interest expense | $584,000 | 7,002 |
| Net interest income | $1,714,000 | 7,023 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $264,000 | 6,655 |
| Gross Fiduciary activities income | $14,000 | 1,262 |
| Service charges on deposit accounts | $114,000 | 6,273 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $136,000 | 5,870 |
| Total noninterest expense | $1,726,000 | 6,494 |
| Salaries and employee benefits | $882,000 | 6,672 |
| Premises and equipment expense | $410,000 | 4,679 |
| Additional noninterest expense | $434,000 | 6,933 |
| Pre-tax net operating income | $252,000 | 7,601 |
| Securities gains (losses) | $-77,000 | 8,677 |
| Applicable income taxes | $7,000 | 6,854 |
| Income before extraordinary items | $168,000 | 7,801 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $168,000 | 7,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 8,703 |
| Cash dividends | $35,000 | 5,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $241,920 | 7,407 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 7,171 |
| Total interest expense | $438,000 | 7,007 |
| Net interest income | $1,239,000 | 7,127 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $189,000 | 6,785 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $78,000 | 6,466 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $104,000 | 5,840 |
| Total noninterest expense | $1,324,000 | 6,389 |
| Salaries and employee benefits | $678,000 | 6,549 |
| Premises and equipment expense | $311,000 | 4,653 |
| Additional noninterest expense | $335,000 | 6,829 |
| Pre-tax net operating income | $104,000 | 8,106 |
| Securities gains (losses) | $-54,000 | 8,814 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $46,000 | 8,330 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $46,000 | 8,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,667 |
| Cash dividends | $25,000 | 5,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $95,680 | 8,045 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,223 |
| Total interest expense | $297,000 | 6,999 |
| Net interest income | $811,000 | 7,196 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $132,000 | 6,734 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $49,000 | 6,572 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $861,000 | 6,508 |
| Salaries and employee benefits | $431,000 | 6,755 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $222,000 | 6,892 |
| Pre-tax net operating income | $82,000 | 8,049 |
| Securities gains (losses) | $14,000 | 2,233 |
| Applicable income taxes | $3,000 | 6,985 |
| Income before extraordinary items | $93,000 | 7,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $15,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $79,420 | 7,922 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,300 |
| Total interest expense | $152,000 | 7,013 |
| Net interest income | $396,000 | 7,275 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $59,000 | 6,900 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $38,000 | 5,668 |
| Total noninterest expense | $444,000 | 6,452 |
| Salaries and employee benefits | $228,000 | 6,623 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $112,000 | 6,871 |
| Pre-tax net operating income | $11,000 | 8,422 |
| Securities gains (losses) | $14,000 | 1,880 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $24,000 | 8,256 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $24,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,902 |
| Cash dividends | $15,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,560 | 8,403 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 7,142 |
| Total interest expense | $821,000 | 6,645 |
| Net interest income | $1,582,000 | 7,230 |
| Provision for loan and lease losses | $57,000 | 6,122 |
| Total noninterest income | $457,000 | 5,657 |
| Gross Fiduciary activities income | $15,000 | 1,294 |
| Service charges on deposit accounts | $85,000 | 6,804 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $357,000 | 4,176 |
| Total noninterest expense | $1,743,000 | 6,447 |
| Salaries and employee benefits | $864,000 | 6,702 |
| Premises and equipment expense | $382,000 | 4,895 |
| Additional noninterest expense | $497,000 | 6,571 |
| Pre-tax net operating income | $239,000 | 7,680 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $7,000 | 7,138 |
| Income before extraordinary items | $246,000 | 7,542 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $246,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,399 |
| Cash dividends | $30,000 | 6,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $232,420 | 7,472 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,858,000 | 7,154 |
| Total interest expense | $658,000 | 6,626 |
| Net interest income | $1,200,000 | 7,264 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $331,000 | 5,808 |
| Gross Fiduciary activities income | $9,000 | 1,296 |
| Service charges on deposit accounts | $62,000 | 6,909 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 4,307 |
| Total noninterest expense | $1,369,000 | 6,262 |
| Salaries and employee benefits | $708,000 | 6,430 |
| Premises and equipment expense | $277,000 | 4,989 |
| Additional noninterest expense | $384,000 | 6,457 |
| Pre-tax net operating income | $106,000 | 8,193 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $115,000 | 8,128 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $115,000 | 8,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $20,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $101,560 | 8,076 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 7,122 |
| Total interest expense | $469,000 | 6,571 |
| Net interest income | $804,000 | 7,267 |
| Provision for loan and lease losses | $57,000 | 4,981 |
| Total noninterest income | $281,000 | 5,161 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $41,000 | 6,904 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $236,000 | 3,725 |
| Total noninterest expense | $889,000 | 6,373 |
| Salaries and employee benefits | $454,000 | 6,580 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $258,000 | 6,434 |
| Pre-tax net operating income | $139,000 | 7,691 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $134,000 | 7,620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $134,000 | 7,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,057 |
| Cash dividends | $10,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $134,000 | 7,435 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 7,065 |
| Total interest expense | $245,000 | 6,549 |
| Net interest income | $415,000 | 7,192 |
| Provision for loan and lease losses | $57,000 | 3,503 |
| Total noninterest income | $111,000 | 5,652 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $88,000 | 4,169 |
| Total noninterest expense | $440,000 | 6,425 |
| Salaries and employee benefits | $235,000 | 6,482 |
| Premises and equipment expense | $84,000 | 5,273 |
| Additional noninterest expense | $121,000 | 6,630 |
| Pre-tax net operating income | $29,000 | 8,329 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $28,000 | 8,320 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 8,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,406 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,000 | 8,193 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 6,885 |
| Total interest expense | $1,185,000 | 6,468 |
| Net interest income | $1,786,000 | 6,982 |
| Provision for loan and lease losses | $25,000 | 7,318 |
| Total noninterest income | $221,000 | 7,103 |
| Gross Fiduciary activities income | $16,000 | 1,333 |
| Service charges on deposit accounts | $102,000 | 6,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $103,000 | 6,389 |
| Total noninterest expense | $1,836,000 | 6,187 |
| Salaries and employee benefits | $900,000 | 6,519 |
| Premises and equipment expense | $427,000 | 4,421 |
| Additional noninterest expense | $509,000 | 6,455 |
| Pre-tax net operating income | $146,000 | 8,128 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $6,000 | 7,413 |
| Income before extraordinary items | $140,000 | 8,140 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $140,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $140,000 | 8,032 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 6,751 |
| Total interest expense | $1,810,000 | 6,401 |
| Net interest income | $1,723,000 | 6,944 |
| Provision for loan and lease losses | $680,000 | 1,716 |
| Total noninterest income | $243,000 | 6,925 |
| Gross Fiduciary activities income | $15,000 | 1,352 |
| Service charges on deposit accounts | $124,000 | 6,186 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $104,000 | 6,355 |
| Total noninterest expense | $1,576,000 | 6,627 |
| Salaries and employee benefits | $797,000 | 6,783 |
| Premises and equipment expense | $340,000 | 5,136 |
| Additional noninterest expense | $439,000 | 6,860 |
| Pre-tax net operating income | $-290,000 | 9,019 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-290,000 | 9,111 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-290,000 | 9,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 2,158 |
| Cash dividends | $130,000 | 5,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-290,000 | 9,058 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 6,603 |
| Total interest expense | $2,079,000 | 6,155 |
| Net interest income | $1,784,000 | 6,949 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $277,000 | 6,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,731 |
| Total noninterest expense | $1,575,000 | 6,547 |
| Salaries and employee benefits | $802,000 | 6,719 |
| Premises and equipment expense | $355,000 | 4,888 |
| Additional noninterest expense | $418,000 | 7,009 |
| Pre-tax net operating income | $426,000 | 7,333 |
| Securities gains (losses) | $-12,000 | 8,439 |
| Applicable income taxes | $18,000 | 7,887 |
| Income before extraordinary items | $396,000 | 6,886 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $396,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,607 |
| Cash dividends | $120,000 | 5,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $407,520 | 6,817 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 7,030 |
| Total interest expense | $1,724,000 | 6,502 |
| Net interest income | $1,594,000 | 7,402 |
| Provision for loan and lease losses | $15,000 | 7,855 |
| Total noninterest income | $283,000 | 6,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 6,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,360 |
| Total noninterest expense | $1,411,000 | 7,019 |
| Salaries and employee benefits | $725,000 | 7,111 |
| Premises and equipment expense | $343,000 | 5,040 |
| Additional noninterest expense | $343,000 | 7,763 |
| Pre-tax net operating income | $451,000 | 7,372 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $19,000 | 8,242 |
| Income before extraordinary items | $432,000 | 6,804 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $432,000 | 6,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,882 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $432,000 | 6,779 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 7,072 |
| Total interest expense | $1,762,000 | 6,626 |
| Net interest income | $1,633,000 | 7,405 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $233,000 | 7,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 6,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 5,944 |
| Total noninterest expense | $1,392,000 | 6,982 |
| Salaries and employee benefits | $709,000 | 7,128 |
| Premises and equipment expense | $312,000 | 5,267 |
| Additional noninterest expense | $371,000 | 7,466 |
| Pre-tax net operating income | $474,000 | 7,513 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $17,000 | 8,941 |
| Income before extraordinary items | $458,000 | 6,865 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $458,000 | 6,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $457,040 | 6,764 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,114,000 | 7,617 |
| Total interest expense | $1,584,000 | 7,145 |
| Net interest income | $1,530,000 | 7,916 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $212,000 | 7,688 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,311,000 | 7,298 |
| Salaries and employee benefits | $724,000 | 7,180 |
| Premises and equipment expense | $307,000 | 5,388 |
| Additional noninterest expense | $280,000 | 8,527 |
| Pre-tax net operating income | $431,000 | 8,280 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $79,000 | 8,756 |
| Income before extraordinary items | $343,000 | 8,053 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $343,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $350,290 | 7,938 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 8,050 |
| Total interest expense | $1,389,000 | 7,867 |
| Net interest income | $1,572,000 | 8,096 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $243,000 | 7,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $106,000 | 7,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,227 |
| Total noninterest expense | $1,293,000 | 7,680 |
| Salaries and employee benefits | $707,000 | 7,490 |
| Premises and equipment expense | $312,000 | 5,425 |
| Additional noninterest expense | $274,000 | 9,148 |
| Pre-tax net operating income | $522,000 | 7,812 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $356,000 | 7,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $356,000 | 7,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $356,000 | 7,892 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,878,000 | 8,406 |
| Total interest expense | $1,430,000 | 7,893 |
| Net interest income | $1,448,000 | 8,677 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $188,000 | 8,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 7,354 |
| Total noninterest expense | $1,265,000 | 7,968 |
| Salaries and employee benefits | $715,000 | 7,625 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $289,000 | 9,354 |
| Pre-tax net operating income | $371,000 | 9,251 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $100,000 | 9,180 |
| Income before extraordinary items | $271,000 | 9,214 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $271,000 | 9,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $170,000 | 5,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $271,000 | 9,183 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 8,642 |
| Total interest expense | $1,223,000 | 7,809 |
| Net interest income | $1,431,000 | 9,064 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $1,302,000 | 8,230 |
| Salaries and employee benefits | $678,000 | 8,042 |
| Premises and equipment expense | $307,000 | 5,617 |
| Additional noninterest expense | $317,000 | 9,750 |
| Pre-tax net operating income | $328,000 | 9,927 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $243,000 | 9,776 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $243,000 | 9,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 11,219 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $243,000 | 9,854 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 8,823 |
| Total interest expense | $1,265,000 | 8,016 |
| Net interest income | $1,435,000 | 9,319 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $141,000 | 10,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,313,000 | 8,466 |
| Salaries and employee benefits | $680,000 | 8,139 |
| Premises and equipment expense | $302,000 | 5,819 |
| Additional noninterest expense | $331,000 | 10,063 |
| Pre-tax net operating income | $263,000 | 10,526 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $201,000 | 10,646 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $201,000 | 10,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $201,000 | 10,418 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 8,841 |
| Total interest expense | $1,588,000 | 8,244 |
| Net interest income | $1,489,000 | 9,311 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $134,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 9,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,228,000 | 8,925 |
| Salaries and employee benefits | $686,000 | 8,102 |
| Premises and equipment expense | $228,000 | 7,203 |
| Additional noninterest expense | $314,000 | 10,627 |
| Pre-tax net operating income | $395,000 | 9,290 |
| Securities gains (losses) | $50,000 | 4,121 |
| Applicable income taxes | $147,000 | 8,689 |
| Income before extraordinary items | $298,000 | 9,359 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $298,000 | 9,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $250,000 | 4,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $264,500 | 9,363 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.