Home > First National Bank and Trust Company of Weatherford > Income and Expense

First National Bank and Trust Company of Weatherford, Income and Expense

2022-12-31 (YTD Data)		Rank
Total interest income	$776,000	4,591
Total interest expense	$84,000	4,441
Net interest income	$692,000	4,597
Provision for loan and lease losses	$0	3,012
Total noninterest income	$88,000	4,450
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$28,000	4,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,000	4,324
Total noninterest expense	$751,000	4,617
Salaries and employee benefits	$395,000	4,606
Premises and equipment expense	$98,000	4,449
Additional noninterest expense	$60,000	4,324
Pre-tax net operating income	$29,000	4,531
Securities gains (losses)	$0	691
Applicable income taxes	$0	3,596
Income before extraordinary items	$29,000	4,525
Extraordinary gains, net	$0	5
Net income	$29,000	4,524
Minority interest net income	$0	63
Net income of bank and minority interests.	$29,000	4,525
Net charge-offs	$60,000	1,452
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$3,835,000	135
Net operating income	$29,000	4,534
2022-09-30 (YTD Data)		Rank
Total interest income	$7,819,000	2,416
Total interest expense	$447,000	2,808
Net interest income	$7,372,000	2,373
Provision for loan and lease losses	$412,000	1,077
Total noninterest income	$1,432,000	2,125
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$423,000	1,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,009,000	2,045
Total noninterest expense	$5,900,000	2,312
Salaries and employee benefits	$2,948,000	2,537
Premises and equipment expense	$1,053,000	1,611
Additional noninterest expense	$1,009,000	2,045
Pre-tax net operating income	$2,492,000	2,533
Securities gains (losses)	$0	740
Applicable income taxes	$20,000	3,387
Income before extraordinary items	$2,472,000	2,314
Extraordinary gains, net	$0	4
Net income	$2,472,000	2,313
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,472,000	2,313
Net charge-offs	$50,000	1,217
Cash dividends	$730,000	1,922
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,472,000	2,354
2022-06-30 (YTD Data)		Rank
Total interest income	$5,028,000	2,425
Total interest expense	$306,000	2,629
Net interest income	$4,722,000	2,401
Provision for loan and lease losses	$300,000	908
Total noninterest income	$1,011,000	2,055
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$269,000	1,605
Trading account gains and fees	NA	NA
Additional Noninterest Income	$742,000	1,996
Total noninterest expense	$3,907,000	2,314
Salaries and employee benefits	$1,977,000	2,515
Premises and equipment expense	$691,000	1,647
Additional noninterest expense	$1,239,000	2,257
Pre-tax net operating income	$1,526,000	2,546
Securities gains (losses)	$0	687
Applicable income taxes	$17,000	3,291
Income before extraordinary items	$1,509,000	2,333
Extraordinary gains, net	$0	4
Net income	$1,509,000	2,333
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,509,000	2,333
Net charge-offs	$51,000	959
Cash dividends	$490,000	1,915
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,509,000	2,372
2022-03-31 (YTD Data)		Rank
Total interest income	$2,487,000	2,402
Total interest expense	$154,000	2,598
Net interest income	$2,333,000	2,366
Provision for loan and lease losses	$188,000	684
Total noninterest income	$560,000	1,942
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$129,000	1,646
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	1,837
Total noninterest expense	$2,010,000	2,282
Salaries and employee benefits	$1,007,000	2,494
Premises and equipment expense	$358,000	1,619
Additional noninterest expense	$645,000	2,195
Pre-tax net operating income	$695,000	2,562
Securities gains (losses)	$0	623
Applicable income taxes	$8,000	3,187
Income before extraordinary items	$687,000	2,382
Extraordinary gains, net	$0	4
Net income	$687,000	2,380
Minority interest net income	$0	50
Net income of bank and minority interests.	$687,000	2,382
Net charge-offs	$18,000	995
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$687,000	2,405
2021-12-31 (YTD Data)		Rank
Total interest income	$12,338,000	2,158
Total interest expense	$978,000	2,243
Net interest income	$11,360,000	2,119
Provision for loan and lease losses	$900,000	663
Total noninterest income	$1,880,000	2,304
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$510,000	1,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,370,000	2,316
Total noninterest expense	$8,053,000	2,276
Salaries and employee benefits	$3,958,000	2,514
Premises and equipment expense	$1,498,000	1,518
Additional noninterest expense	$2,597,000	2,199
Pre-tax net operating income	$4,287,000	2,242
Securities gains (losses)	$0	2,062
Applicable income taxes	$34,000	3,396
Income before extraordinary items	$4,253,000	2,083
Extraordinary gains, net	$251,000	7
Net income	$4,504,000	2,018
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,504,000	2,019
Net charge-offs	$472,000	660
Cash dividends	$5,864,000	704
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,253,000	2,063
2021-09-30 (YTD Data)		Rank
Total interest income	$9,383,000	2,174
Total interest expense	$769,000	2,267
Net interest income	$8,614,000	2,126
Provision for loan and lease losses	$675,000	630
Total noninterest income	$1,261,000	2,448
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$375,000	1,601
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	2,511
Total noninterest expense	$5,937,000	2,310
Salaries and employee benefits	$2,934,000	2,547
Premises and equipment expense	$1,124,000	1,547
Additional noninterest expense	$1,879,000	2,254
Pre-tax net operating income	$3,263,000	2,321
Securities gains (losses)	$0	2,015
Applicable income taxes	$26,000	3,374
Income before extraordinary items	$3,237,000	2,154
Extraordinary gains, net	$251,000	5
Net income	$3,488,000	2,052
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,488,000	2,053
Net charge-offs	$462,000	529
Cash dividends	$5,064,000	584
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,237,000	2,124
2021-06-30 (YTD Data)		Rank
Total interest income	$6,227,000	2,174
Total interest expense	$541,000	2,241
Net interest income	$5,686,000	2,126
Provision for loan and lease losses	$450,000	658
Total noninterest income	$809,000	2,470
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$240,000	1,603
Trading account gains and fees	NA	NA
Additional Noninterest Income	$569,000	2,504
Total noninterest expense	$3,996,000	2,296
Salaries and employee benefits	$1,931,000	2,563
Premises and equipment expense	$803,000	1,465
Additional noninterest expense	$1,262,000	2,220
Pre-tax net operating income	$2,049,000	2,356
Securities gains (losses)	$0	1,818
Applicable income taxes	$17,000	3,371
Income before extraordinary items	$2,032,000	2,207
Extraordinary gains, net	$0	6
Net income	$2,032,000	2,206
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,032,000	2,207
Net charge-offs	$439,000	440
Cash dividends	$690,000	1,689
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,032,000	2,176
2021-03-31 (YTD Data)		Rank
Total interest income	$2,948,000	2,251
Total interest expense	$282,000	2,263
Net interest income	$2,666,000	2,223
Provision for loan and lease losses	$225,000	730
Total noninterest income	$398,000	2,487
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$122,000	1,576
Trading account gains and fees	NA	NA
Additional Noninterest Income	$276,000	2,535
Total noninterest expense	$1,946,000	2,312
Salaries and employee benefits	$934,000	2,610
Premises and equipment expense	$363,000	1,597
Additional noninterest expense	$649,000	2,146
Pre-tax net operating income	$893,000	2,529
Securities gains (losses)	$0	1,392
Applicable income taxes	$9,000	3,305
Income before extraordinary items	$884,000	2,381
Extraordinary gains, net	$0	3
Net income	$884,000	2,379
Minority interest net income	$0	55
Net income of bank and minority interests.	$884,000	2,381
Net charge-offs	$140,000	528
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$884,000	2,336
2020-12-31 (YTD Data)		Rank
Total interest income	$12,340,000	2,188
Total interest expense	$1,515,000	2,362
Net interest income	$10,825,000	2,127
Provision for loan and lease losses	$1,629,000	1,190
Total noninterest income	$2,022,000	2,112
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$552,000	1,503
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,470,000	2,091
Total noninterest expense	$7,837,000	2,305
Salaries and employee benefits	$3,782,000	2,573
Premises and equipment expense	$1,483,000	1,528
Additional noninterest expense	$2,572,000	2,165
Pre-tax net operating income	$3,381,000	2,285
Securities gains (losses)	$0	2,675
Applicable income taxes	$34,000	3,299
Income before extraordinary items	$3,347,000	2,146
Extraordinary gains, net	$91,000	3
Net income	$3,438,000	2,113
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,438,000	2,113
Net charge-offs	$289,000	1,313
Cash dividends	$1,687,000	1,682
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,347,000	2,098
2020-09-30 (YTD Data)		Rank
Total interest income	$9,393,000	2,174
Total interest expense	$1,189,000	2,390
Net interest income	$8,204,000	2,096
Provision for loan and lease losses	$1,179,000	1,244
Total noninterest income	$1,565,000	2,045
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$420,000	1,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,145,000	2,026
Total noninterest expense	$5,940,000	2,263
Salaries and employee benefits	$2,856,000	2,545
Premises and equipment expense	$1,103,000	1,536
Additional noninterest expense	$1,981,000	2,090
Pre-tax net operating income	$2,650,000	2,213
Securities gains (losses)	$0	2,494
Applicable income taxes	$26,000	3,300
Income before extraordinary items	$2,624,000	2,075
Extraordinary gains, net	$91,000	3
Net income	$2,715,000	2,030
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,715,000	2,030
Net charge-offs	$94,000	1,710
Cash dividends	$876,000	1,830
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,624,000	2,021
2020-06-30 (YTD Data)		Rank
Total interest income	$6,198,000	2,227
Total interest expense	$838,000	2,422
Net interest income	$5,360,000	2,145
Provision for loan and lease losses	$729,000	1,297
Total noninterest income	$1,187,000	1,853
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$284,000	1,500
Trading account gains and fees	NA	NA
Additional Noninterest Income	$903,000	1,766
Total noninterest expense	$4,063,000	2,229
Salaries and employee benefits	$1,892,000	2,563
Premises and equipment expense	$704,000	1,588
Additional noninterest expense	$1,467,000	1,917
Pre-tax net operating income	$1,755,000	2,178
Securities gains (losses)	$0	2,249
Applicable income taxes	$17,000	3,272
Income before extraordinary items	$1,738,000	2,029
Extraordinary gains, net	$91,000	3
Net income	$1,829,000	1,951
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,829,000	1,951
Net charge-offs	$73,000	1,514
Cash dividends	$601,000	1,761
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,738,000	1,988
2020-03-31 (YTD Data)		Rank
Total interest income	$3,109,000	2,192
Total interest expense	$445,000	2,479
Net interest income	$2,664,000	2,110
Provision for loan and lease losses	$300,000	1,167
Total noninterest income	$691,000	1,622
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$172,000	1,478
Trading account gains and fees	NA	NA
Additional Noninterest Income	$519,000	1,487
Total noninterest expense	$2,102,000	2,205
Salaries and employee benefits	$967,000	2,542
Premises and equipment expense	$359,000	1,589
Additional noninterest expense	$776,000	1,868
Pre-tax net operating income	$953,000	1,897
Securities gains (losses)	$0	1,705
Applicable income taxes	$9,000	3,163
Income before extraordinary items	$944,000	1,748
Extraordinary gains, net	$90,000	3
Net income	$1,034,000	1,615
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,034,000	1,615
Net charge-offs	$36,000	1,341
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$944,000	1,712
2019-12-31 (YTD Data)		Rank
Total interest income	$12,580,000	2,200
Total interest expense	$1,474,000	2,762
Net interest income	$11,106,000	2,056
Provision for loan and lease losses	$900,000	972
Total noninterest income	$3,368,000	1,461
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$911,000	1,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,457,000	1,365
Total noninterest expense	$8,989,000	2,073
Salaries and employee benefits	$4,090,000	2,400
Premises and equipment expense	$1,420,000	1,574
Additional noninterest expense	$3,479,000	1,680
Pre-tax net operating income	$4,585,000	1,870
Securities gains (losses)	$0	2,379
Applicable income taxes	$35,000	3,424
Income before extraordinary items	$4,550,000	1,722
Extraordinary gains, net	$115,000	9
Net income	$4,665,000	1,687
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,665,000	1,688
Net charge-offs	$447,000	1,113
Cash dividends	$2,130,000	1,520
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$4,550,000	1,687
2019-09-30 (YTD Data)		Rank
Total interest income	$9,347,000	2,248
Total interest expense	$1,049,000	2,860
Net interest income	$8,298,000	2,087
Provision for loan and lease losses	$675,000	924
Total noninterest income	$2,580,000	1,454
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$740,000	1,155
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,840,000	1,346
Total noninterest expense	$6,692,000	2,093
Salaries and employee benefits	$3,020,000	2,439
Premises and equipment expense	$1,034,000	1,621
Additional noninterest expense	$2,638,000	1,666
Pre-tax net operating income	$3,511,000	1,898
Securities gains (losses)	$0	2,167
Applicable income taxes	$26,000	3,486
Income before extraordinary items	$3,485,000	1,721
Extraordinary gains, net	$115,000	10
Net income	$3,600,000	1,676
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,600,000	1,676
Net charge-offs	$339,000	961
Cash dividends	$1,225,000	1,609
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$3,485,000	1,691
2019-06-30 (YTD Data)		Rank
Total interest income	$6,214,000	2,252
Total interest expense	$640,000	2,962
Net interest income	$5,574,000	2,077
Provision for loan and lease losses	$450,000	914
Total noninterest income	$1,726,000	1,420
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$558,000	1,034
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,168,000	1,357
Total noninterest expense	$4,412,000	2,112
Salaries and employee benefits	$2,016,000	2,448
Premises and equipment expense	$661,000	1,691
Additional noninterest expense	$1,735,000	1,699
Pre-tax net operating income	$2,438,000	1,824
Securities gains (losses)	$0	1,702
Applicable income taxes	$17,000	3,485
Income before extraordinary items	$2,421,000	1,648
Extraordinary gains, net	$115,000	10
Net income	$2,536,000	1,582
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,536,000	1,582
Net charge-offs	$70,000	1,607
Cash dividends	$848,000	1,599
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,421,000	1,620
2019-03-31 (YTD Data)		Rank
Total interest income	$3,017,000	2,306
Total interest expense	$286,000	3,103
Net interest income	$2,731,000	2,127
Provision for loan and lease losses	$225,000	848
Total noninterest income	$859,000	1,365
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$271,000	1,042
Trading account gains and fees	NA	NA
Additional Noninterest Income	$588,000	1,295
Total noninterest expense	$2,180,000	2,144
Salaries and employee benefits	$968,000	2,541
Premises and equipment expense	$353,000	1,622
Additional noninterest expense	$859,000	1,712
Pre-tax net operating income	$1,185,000	1,822
Securities gains (losses)	$0	1,087
Applicable income taxes	$9,000	3,424
Income before extraordinary items	$1,176,000	1,648
Extraordinary gains, net	$0	5
Net income	$1,176,000	1,646
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,176,000	1,647
Net charge-offs	$35,000	1,407
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,176,000	1,628
2018-12-31 (YTD Data)		Rank
Total interest income	$11,454,000	2,284
Total interest expense	$817,000	3,230
Net interest income	$10,637,000	2,131
Provision for loan and lease losses	$850,000	1,006
Total noninterest income	$2,893,000	1,585
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,108,000	1,075
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,785,000	1,605
Total noninterest expense	$8,322,000	2,185
Salaries and employee benefits	$3,828,000	2,523
Premises and equipment expense	$1,567,000	1,439
Additional noninterest expense	$2,927,000	1,968
Pre-tax net operating income	$4,358,000	1,986
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$4,358,000	1,777
Extraordinary gains, net	$0	6
Net income	$4,358,000	1,776
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,358,000	1,776
Net charge-offs	$831,000	690
Cash dividends	$2,008,000	1,444
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$4,358,000	1,769
2018-09-30 (YTD Data)		Rank
Total interest income	$8,347,000	2,329
Total interest expense	$561,000	3,306
Net interest income	$7,786,000	2,170
Provision for loan and lease losses	$700,000	861
Total noninterest income	$2,025,000	1,676
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$834,000	1,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,191,000	1,751
Total noninterest expense	$6,005,000	2,241
Salaries and employee benefits	$2,808,000	2,562
Premises and equipment expense	$1,210,000	1,407
Additional noninterest expense	$1,987,000	2,131
Pre-tax net operating income	$3,106,000	2,078
Securities gains (losses)	$0	1,118
Applicable income taxes	$26,000	3,562
Income before extraordinary items	$3,080,000	1,875
Extraordinary gains, net	$0	5
Net income	$3,080,000	1,873
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,080,000	1,874
Net charge-offs	$828,000	506
Cash dividends	$1,017,000	1,643
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$3,080,000	1,862
2018-06-30 (YTD Data)		Rank
Total interest income	$5,422,000	2,367
Total interest expense	$336,000	3,389
Net interest income	$5,086,000	2,197
Provision for loan and lease losses	$550,000	760
Total noninterest income	$1,318,000	1,700
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$555,000	1,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$763,000	1,788
Total noninterest expense	$4,106,000	2,218
Salaries and employee benefits	$1,847,000	2,602
Premises and equipment expense	$831,000	1,394
Additional noninterest expense	$1,428,000	2,008
Pre-tax net operating income	$1,748,000	2,292
Securities gains (losses)	$0	961
Applicable income taxes	$17,000	3,562
Income before extraordinary items	$1,731,000	2,098
Extraordinary gains, net	$0	6
Net income	$1,731,000	2,096
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,731,000	2,097
Net charge-offs	$632,000	450
Cash dividends	$592,000	1,807
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,731,000	2,089
2018-03-31 (YTD Data)		Rank
Total interest income	$2,651,000	2,402
Total interest expense	$159,000	3,424
Net interest income	$2,492,000	2,253
Provision for loan and lease losses	$250,000	792
Total noninterest income	$708,000	1,610
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$265,000	1,126
Trading account gains and fees	NA	NA
Additional Noninterest Income	$443,000	1,603
Total noninterest expense	$2,094,000	2,201
Salaries and employee benefits	$912,000	2,654
Premises and equipment expense	$473,000	1,260
Additional noninterest expense	$709,000	2,015
Pre-tax net operating income	$856,000	2,278
Securities gains (losses)	$0	735
Applicable income taxes	$9,000	3,531
Income before extraordinary items	$847,000	2,083
Extraordinary gains, net	$0	7
Net income	$847,000	2,082
Minority interest net income	$0	52
Net income of bank and minority interests.	$847,000	2,083
Net charge-offs	$255,000	474
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$847,000	2,073
2017-12-31 (YTD Data)		Rank
Total interest income	$10,242,000	2,404
Total interest expense	$545,000	3,546
Net interest income	$9,697,000	2,275
Provision for loan and lease losses	$900,000	974
Total noninterest income	$2,268,000	1,881
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,002,000	1,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,266,000	2,006
Total noninterest expense	$8,022,000	2,259
Salaries and employee benefits	$3,717,000	2,596
Premises and equipment expense	$1,518,000	1,509
Additional noninterest expense	$2,787,000	2,055
Pre-tax net operating income	$3,043,000	2,459
Securities gains (losses)	$0	2,243
Applicable income taxes	$0	4,135
Income before extraordinary items	$3,043,000	2,013
Extraordinary gains, net	$0	9
Net income	$3,043,000	2,011
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,043,000	2,013
Net charge-offs	$570,000	1,004
Cash dividends	$1,604,000	1,642
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,043,000	1,997
2017-09-30 (YTD Data)		Rank
Total interest income	$7,593,000	2,432
Total interest expense	$391,000	3,617
Net interest income	$7,202,000	2,298
Provision for loan and lease losses	$675,000	944
Total noninterest income	$1,634,000	1,949
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$729,000	1,216
Trading account gains and fees	NA	NA
Additional Noninterest Income	$905,000	2,096
Total noninterest expense	$5,935,000	2,299
Salaries and employee benefits	$2,821,000	2,589
Premises and equipment expense	$1,103,000	1,550
Additional noninterest expense	$2,011,000	2,108
Pre-tax net operating income	$2,226,000	2,546
Securities gains (losses)	$0	2,274
Applicable income taxes	$14,000	3,805
Income before extraordinary items	$2,212,000	2,220
Extraordinary gains, net	$0	9
Net income	$2,212,000	2,220
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,212,000	2,220
Net charge-offs	$520,000	782
Cash dividends	$799,000	1,939
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,212,000	2,196
2017-06-30 (YTD Data)		Rank
Total interest income	$5,000,000	2,427
Total interest expense	$256,000	3,622
Net interest income	$4,744,000	2,310
Provision for loan and lease losses	$450,000	912
Total noninterest income	$1,003,000	2,044
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$458,000	1,260
Trading account gains and fees	NA	NA
Additional Noninterest Income	$545,000	2,222
Total noninterest expense	$3,801,000	2,374
Salaries and employee benefits	$1,869,000	2,614
Premises and equipment expense	$682,000	1,667
Additional noninterest expense	$1,250,000	2,243
Pre-tax net operating income	$1,496,000	2,493
Securities gains (losses)	$0	1,906
Applicable income taxes	$6,000	3,918
Income before extraordinary items	$1,490,000	2,165
Extraordinary gains, net	$0	11
Net income	$1,490,000	2,165
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,490,000	2,166
Net charge-offs	$374,000	709
Cash dividends	$545,000	1,905
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,490,000	2,133
2017-03-31 (YTD Data)		Rank
Total interest income	$2,516,000	2,410
Total interest expense	$125,000	3,649
Net interest income	$2,391,000	2,300
Provision for loan and lease losses	$225,000	857
Total noninterest income	$518,000	2,002
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$215,000	1,329
Trading account gains and fees	$0	142
Additional Noninterest Income	$303,000	2,086
Total noninterest expense	$1,877,000	2,420
Salaries and employee benefits	$946,000	2,632
Premises and equipment expense	$317,000	1,806
Additional noninterest expense	$614,000	2,272
Pre-tax net operating income	$807,000	2,269
Securities gains (losses)	$0	1,153
Applicable income taxes	$9,000	3,633
Income before extraordinary items	$798,000	1,980
Extraordinary gains, net	$0	8
Net income	$798,000	1,981
Minority interest net income	$0	55
Net income of bank and minority interests.	$798,000	1,981
Net charge-offs	$36,000	1,539
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$798,000	1,953
2016-12-31 (YTD Data)		Rank
Total interest income	$10,182,000	2,364
Total interest expense	$485,000	3,696
Net interest income	$9,697,000	2,243
Provision for loan and lease losses	$2,587,000	428
Total noninterest income	$2,990,000	1,651
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,004,000	1,210
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,986,000	1,606
Total noninterest expense	$7,672,000	2,375
Salaries and employee benefits	$3,511,000	2,739
Premises and equipment expense	$1,292,000	1,741
Additional noninterest expense	$2,869,000	2,052
Pre-tax net operating income	$2,428,000	2,724
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,428,000	2,457
Extraordinary gains, net	$0	5
Net income	$2,428,000	2,456
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,428,000	2,457
Net charge-offs	$2,110,000	375
Cash dividends	$710,000	2,586
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,428,000	2,401
2016-09-30 (YTD Data)		Rank
Total interest income	$7,667,000	2,360
Total interest expense	$364,000	3,717
Net interest income	$7,303,000	2,244
Provision for loan and lease losses	$2,207,000	378
Total noninterest income	$2,478,000	1,530
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$767,000	1,180
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,711,000	1,456
Total noninterest expense	$5,740,000	2,380
Salaries and employee benefits	$2,656,000	2,727
Premises and equipment expense	$943,000	1,793
Additional noninterest expense	$2,141,000	2,059
Pre-tax net operating income	$1,834,000	2,765
Securities gains (losses)	$0	3,160
Applicable income taxes	$26,000	3,790
Income before extraordinary items	$1,808,000	2,506
Extraordinary gains, net	$0	5
Net income	$1,808,000	2,507
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,808,000	2,507
Net charge-offs	$1,931,000	306
Cash dividends	$476,000	2,460
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,808,000	2,455
2016-06-30 (YTD Data)		Rank
Total interest income	$5,175,000	2,339
Total interest expense	$247,000	3,703
Net interest income	$4,928,000	2,214
Provision for loan and lease losses	$1,320,000	408
Total noninterest income	$1,317,000	1,780
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$503,000	1,185
Trading account gains and fees	$0	157
Additional Noninterest Income	$814,000	1,774
Total noninterest expense	$3,746,000	2,429
Salaries and employee benefits	$1,735,000	2,790
Premises and equipment expense	$623,000	1,798
Additional noninterest expense	$1,388,000	2,125
Pre-tax net operating income	$1,179,000	2,785
Securities gains (losses)	$0	2,835
Applicable income taxes	$17,000	3,811
Income before extraordinary items	$1,162,000	2,535
Extraordinary gains, net	$0	16
Net income	$1,162,000	2,534
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,162,000	2,534
Net charge-offs	$1,054,000	343
Cash dividends	$214,000	2,799
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,162,000	2,471
2016-03-31 (YTD Data)		Rank
Total interest income	$2,423,000	2,463
Total interest expense	$124,000	3,716
Net interest income	$2,299,000	2,350
Provision for loan and lease losses	$620,000	394
Total noninterest income	$787,000	1,535
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$248,000	1,196
Trading account gains and fees	$0	142
Additional Noninterest Income	$539,000	1,442
Total noninterest expense	$1,897,000	2,415
Salaries and employee benefits	$860,000	2,809
Premises and equipment expense	$333,000	1,715
Additional noninterest expense	$704,000	2,079
Pre-tax net operating income	$569,000	2,810
Securities gains (losses)	$0	2,077
Applicable income taxes	$9,000	3,786
Income before extraordinary items	$560,000	2,554
Extraordinary gains, net	$0	12
Net income	$560,000	2,554
Minority interest net income	$0	62
Net income of bank and minority interests.	$560,000	2,554
Net charge-offs	$720,000	263
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$560,000	2,512
2015-12-31 (YTD Data)		Rank
Total interest income	$9,609,000	2,443
Total interest expense	$438,000	3,976
Net interest income	$9,171,000	2,314
Provision for loan and lease losses	$910,000	878
Total noninterest income	$2,535,000	1,814
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,140,000	1,092
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,395,000	1,939
Total noninterest expense	$7,547,000	2,418
Salaries and employee benefits	$3,586,000	2,688
Premises and equipment expense	$1,247,000	1,825
Additional noninterest expense	$2,714,000	2,178
Pre-tax net operating income	$3,249,000	2,197
Securities gains (losses)	$0	3,216
Applicable income taxes	$0	4,402
Income before extraordinary items	$3,249,000	1,917
Extraordinary gains, net	$0	23
Net income	$3,249,000	1,918
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,249,000	1,919
Net charge-offs	$351,000	1,476
Cash dividends	$816,000	2,353
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,249,000	1,883
2015-09-30 (YTD Data)		Rank
Total interest income	$7,173,000	2,473
Total interest expense	$336,000	3,987
Net interest income	$6,837,000	2,343
Provision for loan and lease losses	$488,000	1,059
Total noninterest income	$1,886,000	1,823
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$870,000	1,083
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,016,000	2,005
Total noninterest expense	$5,612,000	2,445
Salaries and employee benefits	$2,678,000	2,704
Premises and equipment expense	$974,000	1,774
Additional noninterest expense	$1,960,000	2,245
Pre-tax net operating income	$2,623,000	2,124
Securities gains (losses)	$0	3,031
Applicable income taxes	$26,000	3,882
Income before extraordinary items	$2,597,000	1,834
Extraordinary gains, net	$0	21
Net income	$2,597,000	1,835
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,597,000	1,836
Net charge-offs	$206,000	1,527
Cash dividends	$538,000	2,241
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,597,000	1,797
2015-06-30 (YTD Data)		Rank
Total interest income	$4,765,000	2,487
Total interest expense	$228,000	3,990
Net interest income	$4,537,000	2,350
Provision for loan and lease losses	$338,000	1,021
Total noninterest income	$1,213,000	1,894
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$577,000	1,064
Trading account gains and fees	$0	157
Additional Noninterest Income	$636,000	2,092
Total noninterest expense	$3,692,000	2,471
Salaries and employee benefits	$1,770,000	2,745
Premises and equipment expense	$687,000	1,690
Additional noninterest expense	$1,235,000	2,373
Pre-tax net operating income	$1,720,000	2,129
Securities gains (losses)	$0	2,636
Applicable income taxes	$17,000	3,906
Income before extraordinary items	$1,703,000	1,853
Extraordinary gains, net	$0	22
Net income	$1,703,000	1,857
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,703,000	1,857
Net charge-offs	$118,000	1,577
Cash dividends	$270,000	2,516
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,703,000	1,808
2015-03-31 (YTD Data)		Rank
Total interest income	$2,380,000	2,490
Total interest expense	$117,000	3,989
Net interest income	$2,263,000	2,358
Provision for loan and lease losses	$190,000	936
Total noninterest income	$650,000	1,772
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$278,000	1,084
Trading account gains and fees	$0	152
Additional Noninterest Income	$372,000	1,856
Total noninterest expense	$1,856,000	2,473
Salaries and employee benefits	$916,000	2,693
Premises and equipment expense	$299,000	1,941
Additional noninterest expense	$641,000	2,275
Pre-tax net operating income	$867,000	2,079
Securities gains (losses)	$0	2,027
Applicable income taxes	$9,000	3,868
Income before extraordinary items	$858,000	1,824
Extraordinary gains, net	$0	13
Net income	$858,000	1,826
Minority interest net income	$0	64
Net income of bank and minority interests.	$858,000	1,826
Net charge-offs	$61,000	1,419
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$858,000	1,754
2014-12-31 (YTD Data)		Rank
Total interest income	$9,047,000	2,629
Total interest expense	$525,000	3,914
Net interest income	$8,522,000	2,486
Provision for loan and lease losses	$755,000	1,063
Total noninterest income	$3,046,000	1,554
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,137,000	1,161
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,909,000	1,513
Total noninterest expense	$7,528,000	2,439
Salaries and employee benefits	$3,463,000	2,777
Premises and equipment expense	$1,253,000	1,844
Additional noninterest expense	$2,812,000	2,158
Pre-tax net operating income	$3,285,000	2,125
Securities gains (losses)	$0	3,259
Applicable income taxes	$0	4,531
Income before extraordinary items	$3,285,000	1,868
Extraordinary gains, net	$0	17
Net income	$3,285,000	1,868
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,285,000	1,867
Net charge-offs	$393,000	1,744
Cash dividends	$564,000	2,722
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,285,000	1,839
2014-09-30 (YTD Data)		Rank
Total interest income	$6,673,000	2,686
Total interest expense	$402,000	3,931
Net interest income	$6,271,000	2,544
Provision for loan and lease losses	$470,000	1,199
Total noninterest income	$2,217,000	1,586
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$839,000	1,187
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,378,000	1,549
Total noninterest expense	$5,607,000	2,460
Salaries and employee benefits	$2,617,000	2,776
Premises and equipment expense	$910,000	1,911
Additional noninterest expense	$2,080,000	2,168
Pre-tax net operating income	$2,411,000	2,197
Securities gains (losses)	$0	2,980
Applicable income taxes	$26,000	3,912
Income before extraordinary items	$2,385,000	1,921
Extraordinary gains, net	$0	15
Net income	$2,385,000	1,921
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,385,000	1,920
Net charge-offs	$189,000	2,055
Cash dividends	$260,000	2,870
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,385,000	1,870
2014-06-30 (YTD Data)		Rank
Total interest income	$4,383,000	2,720
Total interest expense	$273,000	3,943
Net interest income	$4,110,000	2,574
Provision for loan and lease losses	$210,000	1,585
Total noninterest income	$1,228,000	1,811
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$539,000	1,203
Trading account gains and fees	$0	172
Additional Noninterest Income	$689,000	1,865
Total noninterest expense	$3,561,000	2,590
Salaries and employee benefits	$1,726,000	2,809
Premises and equipment expense	$581,000	2,006
Additional noninterest expense	$1,254,000	2,393
Pre-tax net operating income	$1,567,000	2,203
Securities gains (losses)	$0	2,580
Applicable income taxes	$17,000	3,922
Income before extraordinary items	$1,550,000	1,931
Extraordinary gains, net	$0	20
Net income	$1,550,000	1,935
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,550,000	1,934
Net charge-offs	$171,000	1,733
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,550,000	1,878
2014-03-31 (YTD Data)		Rank
Total interest income	$2,171,000	2,736
Total interest expense	$144,000	3,878
Net interest income	$2,027,000	2,592
Provision for loan and lease losses	$90,000	1,672
Total noninterest income	$594,000	1,812
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$274,000	1,168
Trading account gains and fees	$0	147
Additional Noninterest Income	$320,000	1,920
Total noninterest expense	$1,719,000	2,664
Salaries and employee benefits	$835,000	2,901
Premises and equipment expense	$288,000	2,058
Additional noninterest expense	$596,000	2,497
Pre-tax net operating income	$812,000	2,075
Securities gains (losses)	$0	1,715
Applicable income taxes	$9,000	3,854
Income before extraordinary items	$803,000	1,808
Extraordinary gains, net	$0	16
Net income	$803,000	1,812
Minority interest net income	$0	66
Net income of bank and minority interests.	$803,000	1,811
Net charge-offs	$149,000	1,124
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$803,000	1,776
2013-12-31 (YTD Data)		Rank
Total interest income	$8,179,000	2,893
Total interest expense	$645,000	3,930
Net interest income	$7,534,000	2,758
Provision for loan and lease losses	$350,000	2,264
Total noninterest income	$2,003,000	2,172
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,128,000	1,204
Trading account gains and fees	$0	184
Additional Noninterest Income	$875,000	2,550
Total noninterest expense	$6,564,000	2,779
Salaries and employee benefits	$3,148,000	2,998
Premises and equipment expense	$1,168,000	1,965
Additional noninterest expense	$2,248,000	2,727
Pre-tax net operating income	$2,623,000	2,385
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,623,000	2,122
Extraordinary gains, net	$111,000	18
Net income	$2,734,000	2,039
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,734,000	2,039
Net charge-offs	$149,000	3,337
Cash dividends	$714,000	2,338
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,623,000	2,062
2013-09-30 (YTD Data)		Rank
Total interest income	$6,012,000	2,964
Total interest expense	$490,000	3,992
Net interest income	$5,522,000	2,808
Provision for loan and lease losses	$228,000	2,392
Total noninterest income	$1,390,000	2,310
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$841,000	1,218
Trading account gains and fees	$0	180
Additional Noninterest Income	$549,000	2,874
Total noninterest expense	$4,698,000	2,904
Salaries and employee benefits	$2,288,000	3,099
Premises and equipment expense	$844,000	2,044
Additional noninterest expense	$1,566,000	2,877
Pre-tax net operating income	$1,986,000	2,432
Securities gains (losses)	$0	3,040
Applicable income taxes	$26,000	4,006
Income before extraordinary items	$1,960,000	2,166
Extraordinary gains, net	$111,000	17
Net income	$2,071,000	2,078
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,071,000	2,077
Net charge-offs	$68,000	3,625
Cash dividends	$491,000	2,125
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,960,000	2,102
2013-06-30 (YTD Data)		Rank
Total interest income	$3,996,000	2,972
Total interest expense	$332,000	4,020
Net interest income	$3,664,000	2,812
Provision for loan and lease losses	$137,000	2,588
Total noninterest income	$858,000	2,453
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$552,000	1,215
Trading account gains and fees	$0	157
Additional Noninterest Income	$306,000	3,174
Total noninterest expense	$2,994,000	3,002
Salaries and employee benefits	$1,492,000	3,168
Premises and equipment expense	$547,000	2,093
Additional noninterest expense	$955,000	3,066
Pre-tax net operating income	$1,391,000	2,332
Securities gains (losses)	$0	2,791
Applicable income taxes	$17,000	4,005
Income before extraordinary items	$1,374,000	2,071
Extraordinary gains, net	$7,000	21
Net income	$1,381,000	2,075
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,381,000	2,072
Net charge-offs	$35,000	3,632
Cash dividends	$227,000	2,469
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,374,000	1,993
2013-03-31 (YTD Data)		Rank
Total interest income	$1,987,000	3,004
Total interest expense	$172,000	4,023
Net interest income	$1,815,000	2,837
Provision for loan and lease losses	$60,000	2,589
Total noninterest income	$413,000	2,506
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$276,000	1,214
Trading account gains and fees	$0	148
Additional Noninterest Income	$137,000	3,318
Total noninterest expense	$1,441,000	3,103
Salaries and employee benefits	$729,000	3,229
Premises and equipment expense	$269,000	2,171
Additional noninterest expense	$443,000	3,262
Pre-tax net operating income	$727,000	2,206
Securities gains (losses)	$0	1,966
Applicable income taxes	$9,000	3,970
Income before extraordinary items	$718,000	1,963
Extraordinary gains, net	$0	10
Net income	$718,000	1,964
Minority interest net income	$0	76
Net income of bank and minority interests.	$718,000	1,965
Net charge-offs	$11,000	3,407
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$718,000	1,879
2012-12-31 (YTD Data)		Rank
Total interest income	$5,448,000	4,093
Total interest expense	$399,000	5,548
Net interest income	$5,049,000	3,792
Provision for loan and lease losses	$180,000	4,053
Total noninterest income	$1,235,000	2,916
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$729,000	1,829
Trading account gains and fees	$0	166
Additional Noninterest Income	$506,000	3,330
Total noninterest expense	$3,966,000	4,055
Salaries and employee benefits	$1,931,000	4,219
Premises and equipment expense	$491,000	3,865
Additional noninterest expense	$1,544,000	3,717
Pre-tax net operating income	$2,138,000	2,690
Securities gains (losses)	$0	3,810
Applicable income taxes	$0	4,751
Income before extraordinary items	$2,138,000	2,464
Extraordinary gains, net	$0	29
Net income	$2,138,000	2,464
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,138,000	2,465
Net charge-offs	$83,000	4,565
Cash dividends	$749,000	2,315
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,138,000	2,333
2012-09-30 (YTD Data)		Rank
Total interest income	$3,833,000	4,323
Total interest expense	$280,000	5,791
Net interest income	$3,553,000	4,005
Provision for loan and lease losses	$120,000	4,163
Total noninterest income	$849,000	3,060
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$517,000	1,940
Trading account gains and fees	$0	157
Additional Noninterest Income	$332,000	3,547
Total noninterest expense	$2,896,000	4,150
Salaries and employee benefits	$1,447,000	4,240
Premises and equipment expense	$354,000	4,009
Additional noninterest expense	$1,095,000	3,872
Pre-tax net operating income	$1,386,000	3,045
Securities gains (losses)	$0	3,575
Applicable income taxes	$24,000	4,092
Income before extraordinary items	$1,362,000	2,821
Extraordinary gains, net	$0	20
Net income	$1,362,000	2,822
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,362,000	2,821
Net charge-offs	$58,000	4,416
Cash dividends	$484,000	2,081
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,362,000	2,681
2012-06-30 (YTD Data)		Rank
Total interest income	$2,487,000	4,426
Total interest expense	$188,000	5,880
Net interest income	$2,299,000	4,107
Provision for loan and lease losses	$60,000	4,338
Total noninterest income	$562,000	3,034
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$325,000	2,014
Trading account gains and fees	$0	153
Additional Noninterest Income	$237,000	3,425
Total noninterest expense	$1,940,000	4,155
Salaries and employee benefits	$973,000	4,245
Premises and equipment expense	$230,000	4,078
Additional noninterest expense	$737,000	3,856
Pre-tax net operating income	$861,000	3,141
Securities gains (losses)	$0	3,178
Applicable income taxes	$15,000	4,095
Income before extraordinary items	$846,000	2,923
Extraordinary gains, net	$0	19
Net income	$846,000	2,923
Minority interest net income	$0	84
Net income of bank and minority interests.	$846,000	2,923
Net charge-offs	$34,000	4,320
Cash dividends	$292,000	2,207
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$846,000	2,781
2012-03-31 (YTD Data)		Rank
Total interest income	$1,203,000	4,566
Total interest expense	$94,000	5,980
Net interest income	$1,109,000	4,239
Provision for loan and lease losses	$20,000	4,478
Total noninterest income	$273,000	3,098
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$135,000	2,328
Trading account gains and fees	$0	148
Additional Noninterest Income	$138,000	3,187
Total noninterest expense	$961,000	4,197
Salaries and employee benefits	$510,000	4,154
Premises and equipment expense	$102,000	4,355
Additional noninterest expense	$349,000	3,993
Pre-tax net operating income	$401,000	3,300
Securities gains (losses)	$0	2,210
Applicable income taxes	$7,000	4,126
Income before extraordinary items	$394,000	3,109
Extraordinary gains, net	$0	19
Net income	$394,000	3,112
Minority interest net income	$0	78
Net income of bank and minority interests.	$394,000	3,113
Net charge-offs	$17,000	3,772
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$394,000	2,959
2011-12-31 (YTD Data)		Rank
Total interest income	$4,812,000	4,665
Total interest expense	$414,000	6,149
Net interest income	$4,398,000	4,273
Provision for loan and lease losses	$180,000	4,726
Total noninterest income	$1,378,000	2,584
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$779,000	1,817
Trading account gains and fees	$0	146
Additional Noninterest Income	$599,000	2,855
Total noninterest expense	$3,751,000	4,297
Salaries and employee benefits	$1,932,000	4,255
Premises and equipment expense	$511,000	3,979
Additional noninterest expense	$1,308,000	4,221
Pre-tax net operating income	$1,845,000	2,656
Securities gains (losses)	$0	3,838
Applicable income taxes	$30,000	3,960
Income before extraordinary items	$1,815,000	2,443
Extraordinary gains, net	$0	29
Net income	$1,815,000	2,443
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,815,000	2,444
Net charge-offs	$-5,000	6,942
Cash dividends	$1,427,000	1,287
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,815,000	2,358
2011-09-30 (YTD Data)		Rank
Total interest income	$3,634,000	4,702
Total interest expense	$316,000	6,237
Net interest income	$3,318,000	4,278
Provision for loan and lease losses	$180,000	4,271
Total noninterest income	$942,000	2,718
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$577,000	1,844
Trading account gains and fees	$0	145
Additional Noninterest Income	$365,000	3,179
Total noninterest expense	$2,792,000	4,326
Salaries and employee benefits	$1,501,000	4,179
Premises and equipment expense	$365,000	4,154
Additional noninterest expense	$926,000	4,376
Pre-tax net operating income	$1,288,000	2,868
Securities gains (losses)	$0	3,555
Applicable income taxes	$16,000	4,115
Income before extraordinary items	$1,272,000	2,615
Extraordinary gains, net	$0	21
Net income	$1,272,000	2,617
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,272,000	2,617
Net charge-offs	$-18,000	7,098
Cash dividends	$442,000	1,937
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,272,000	2,528
2011-06-30 (YTD Data)		Rank
Total interest income	$2,444,000	4,720
Total interest expense	$213,000	6,332
Net interest income	$2,231,000	4,263
Provision for loan and lease losses	$120,000	4,174
Total noninterest income	$609,000	2,777
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$369,000	1,883
Trading account gains and fees	$0	153
Additional Noninterest Income	$240,000	3,211
Total noninterest expense	$1,873,000	4,347
Salaries and employee benefits	$999,000	4,206
Premises and equipment expense	$244,000	4,180
Additional noninterest expense	$630,000	4,394
Pre-tax net operating income	$847,000	2,818
Securities gains (losses)	$0	2,914
Applicable income taxes	$8,000	4,176
Income before extraordinary items	$839,000	2,595
Extraordinary gains, net	$0	15
Net income	$839,000	2,595
Minority interest net income	$0	89
Net income of bank and minority interests.	$839,000	2,595
Net charge-offs	$3,000	5,649
Cash dividends	$295,000	1,968
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$839,000	2,509
2011-03-31 (YTD Data)		Rank
Total interest income	$1,244,000	4,693
Total interest expense	$109,000	6,389
Net interest income	$1,135,000	4,210
Provision for loan and lease losses	$60,000	3,936
Total noninterest income	$299,000	2,834
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$174,000	1,953
Trading account gains and fees	$0	158
Additional Noninterest Income	$125,000	3,198
Total noninterest expense	$962,000	4,288
Salaries and employee benefits	$490,000	4,290
Premises and equipment expense	$127,000	4,116
Additional noninterest expense	$345,000	4,135
Pre-tax net operating income	$412,000	2,908
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$412,000	2,603
Extraordinary gains, net	$0	9
Net income	$412,000	2,602
Minority interest net income	$0	86
Net income of bank and minority interests.	$412,000	2,603
Net charge-offs	$-32,000	7,289
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$412,000	2,544
2010-12-31 (YTD Data)		Rank
Total interest income	$4,754,000	4,960
Total interest expense	$529,000	6,446
Net interest income	$4,225,000	4,426
Provision for loan and lease losses	$240,000	5,139
Total noninterest income	$1,352,000	2,697
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$789,000	1,857
Trading account gains and fees	$0	175
Additional Noninterest Income	$563,000	3,010
Total noninterest expense	$3,964,000	4,240
Salaries and employee benefits	$1,907,000	4,374
Premises and equipment expense	$538,000	4,004
Additional noninterest expense	$1,519,000	3,972
Pre-tax net operating income	$1,373,000	2,864
Securities gains (losses)	$0	3,793
Applicable income taxes	$-90,000	6,816
Income before extraordinary items	$1,463,000	2,555
Extraordinary gains, net	$124,000	17
Net income	$1,587,000	2,412
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,587,000	2,416
Net charge-offs	$90,000	5,504
Cash dividends	$1,159,000	1,326
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,463,000	2,457
2010-09-30 (YTD Data)		Rank
Total interest income	$3,536,000	5,067
Total interest expense	$409,000	6,544
Net interest income	$3,127,000	4,513
Provision for loan and lease losses	$180,000	5,003
Total noninterest income	$1,062,000	2,615
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$617,000	1,836
Trading account gains and fees	$0	165
Additional Noninterest Income	$445,000	2,945
Total noninterest expense	$3,021,000	4,209
Salaries and employee benefits	$1,455,000	4,358
Premises and equipment expense	$389,000	4,160
Additional noninterest expense	$1,177,000	3,852
Pre-tax net operating income	$988,000	3,117
Securities gains (losses)	$0	3,651
Applicable income taxes	$-69,000	7,017
Income before extraordinary items	$1,057,000	2,785
Extraordinary gains, net	$124,000	15
Net income	$1,181,000	2,579
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,181,000	2,583
Net charge-offs	$37,000	5,716
Cash dividends	$727,000	1,369
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,057,000	2,656
2010-06-30 (YTD Data)		Rank
Total interest income	$2,386,000	5,079
Total interest expense	$277,000	6,617
Net interest income	$2,109,000	4,482
Provision for loan and lease losses	$120,000	4,894
Total noninterest income	$614,000	2,829
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$400,000	1,887
Trading account gains and fees	$0	152
Additional Noninterest Income	$214,000	3,405
Total noninterest expense	$2,009,000	4,215
Salaries and employee benefits	$973,000	4,365
Premises and equipment expense	$212,000	4,704
Additional noninterest expense	$824,000	3,723
Pre-tax net operating income	$594,000	3,319
Securities gains (losses)	$0	3,184
Applicable income taxes	$-78,000	7,152
Income before extraordinary items	$672,000	2,843
Extraordinary gains, net	$123,000	11
Net income	$795,000	2,510
Minority interest net income	$0	105
Net income of bank and minority interests.	$795,000	2,513
Net charge-offs	$45,000	4,976
Cash dividends	$256,000	2,073
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$672,000	2,733
2010-03-31 (YTD Data)		Rank
Total interest income	$1,201,000	5,134
Total interest expense	$138,000	6,743
Net interest income	$1,063,000	4,489
Provision for loan and lease losses	$60,000	4,570
Total noninterest income	$314,000	2,778
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$187,000	1,985
Trading account gains and fees	$0	175
Additional Noninterest Income	$127,000	3,101
Total noninterest expense	$1,148,000	3,874
Salaries and employee benefits	$517,000	4,260
Premises and equipment expense	$161,000	3,699
Additional noninterest expense	$470,000	3,354
Pre-tax net operating income	$169,000	4,352
Securities gains (losses)	$0	2,284
Applicable income taxes	$-86,000	7,426
Income before extraordinary items	$255,000	3,446
Extraordinary gains, net	$123,000	10
Net income	$378,000	2,649
Minority interest net income	$0	91
Net income of bank and minority interests.	$378,000	2,651
Net charge-offs	$3,000	5,292
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$255,000	3,323
2009-12-31 (YTD Data)		Rank
Total interest income	$4,808,000	5,232
Total interest expense	$630,000	6,857
Net interest income	$4,178,000	4,448
Provision for loan and lease losses	$164,000	5,983
Total noninterest income	$1,299,000	2,824
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$867,000	1,916
Trading account gains and fees	$0	211
Additional Noninterest Income	$432,000	3,434
Total noninterest expense	$3,865,000	4,439
Salaries and employee benefits	$1,915,000	4,497
Premises and equipment expense	$516,000	4,293
Additional noninterest expense	$1,434,000	4,214
Pre-tax net operating income	$1,448,000	2,403
Securities gains (losses)	$0	3,754
Applicable income taxes	$40,000	3,369
Income before extraordinary items	$1,408,000	2,222
Extraordinary gains, net	$0	34
Net income	$1,408,000	2,220
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,408,000	2,221
Net charge-offs	$80,000	5,883
Cash dividends	$1,164,000	1,470
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,408,000	2,188
2009-09-30 (YTD Data)		Rank
Total interest income	$3,593,000	5,314
Total interest expense	$481,000	6,941
Net interest income	$3,112,000	4,477
Provision for loan and lease losses	$134,000	5,660
Total noninterest income	$1,079,000	2,685
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$636,000	1,954
Trading account gains and fees	$0	212
Additional Noninterest Income	$443,000	3,023
Total noninterest expense	$2,899,000	4,446
Salaries and employee benefits	$1,431,000	4,526
Premises and equipment expense	$378,000	4,399
Additional noninterest expense	$1,090,000	4,150
Pre-tax net operating income	$1,158,000	2,491
Securities gains (losses)	$0	3,497
Applicable income taxes	$37,000	3,497
Income before extraordinary items	$1,121,000	2,279
Extraordinary gains, net	$0	27
Net income	$1,121,000	2,276
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,121,000	2,279
Net charge-offs	$66,000	5,460
Cash dividends	$406,000	2,234
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,121,000	2,242
2009-06-30 (YTD Data)		Rank
Total interest income	$2,388,000	5,374
Total interest expense	$329,000	7,014
Net interest income	$2,059,000	4,497
Provision for loan and lease losses	$104,000	5,275
Total noninterest income	$646,000	2,893
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$412,000	1,969
Trading account gains and fees	$0	193
Additional Noninterest Income	$234,000	3,404
Total noninterest expense	$1,902,000	4,525
Salaries and employee benefits	$972,000	4,529
Premises and equipment expense	$246,000	4,501
Additional noninterest expense	$684,000	4,331
Pre-tax net operating income	$699,000	2,768
Securities gains (losses)	$0	3,136
Applicable income taxes	$29,000	3,509
Income before extraordinary items	$670,000	2,582
Extraordinary gains, net	$0	21
Net income	$670,000	2,579
Minority interest net income	$0	112
Net income of bank and minority interests.	$670,000	2,581
Net charge-offs	$56,000	4,816
Cash dividends	$249,000	2,452
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$670,000	2,502
2009-03-31 (YTD Data)		Rank
Total interest income	$1,201,000	5,394
Total interest expense	$169,000	7,057
Net interest income	$1,032,000	4,492
Provision for loan and lease losses	$55,000	4,803
Total noninterest income	$356,000	2,697
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$216,000	1,842
Trading account gains and fees	$0	171
Additional Noninterest Income	$140,000	3,082
Total noninterest expense	$1,055,000	4,144
Salaries and employee benefits	$504,000	4,433
Premises and equipment expense	$121,000	4,594
Additional noninterest expense	$430,000	3,379
Pre-tax net operating income	$278,000	3,461
Securities gains (losses)	$0	2,434
Applicable income taxes	$9,000	4,029
Income before extraordinary items	$269,000	3,316
Extraordinary gains, net	$0	15
Net income	$269,000	3,316
Minority interest net income	$0	102
Net income of bank and minority interests.	$269,000	3,317
Net charge-offs	$16,000	4,481
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$269,000	3,173
2008-12-31 (YTD Data)		Rank
Total interest income	$5,372,000	5,263
Total interest expense	$1,057,000	6,683
Net interest income	$4,315,000	4,336
Provision for loan and lease losses	$100,000	6,027
Total noninterest income	$1,205,000	3,039
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$781,000	2,169
Trading account gains and fees	$0	154
Additional Noninterest Income	$424,000	3,485
Total noninterest expense	$3,746,000	4,437
Salaries and employee benefits	$1,933,000	4,571
Premises and equipment expense	$501,000	4,446
Additional noninterest expense	$1,312,000	3,994
Pre-tax net operating income	$1,674,000	2,824
Securities gains (losses)	$0	3,220
Applicable income taxes	$68,000	3,665
Income before extraordinary items	$1,606,000	2,400
Extraordinary gains, net	$0	39
Net income	$1,606,000	2,399
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$290,000	3,570
Cash dividends	$795,000	2,674
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,606,000	2,531
2008-09-30 (YTD Data)		Rank
Total interest income	$4,063,000	5,301
Total interest expense	$860,000	6,645
Net interest income	$3,203,000	4,408
Provision for loan and lease losses	$60,000	5,691
Total noninterest income	$909,000	3,087
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$607,000	2,132
Trading account gains and fees	$0	148
Additional Noninterest Income	$302,000	3,673
Total noninterest expense	$2,820,000	4,421
Salaries and employee benefits	$1,458,000	4,573
Premises and equipment expense	$333,000	4,804
Additional noninterest expense	$1,029,000	3,781
Pre-tax net operating income	$1,232,000	3,268
Securities gains (losses)	$0	3,106
Applicable income taxes	$47,000	4,136
Income before extraordinary items	$1,185,000	2,781
Extraordinary gains, net	$0	31
Net income	$1,185,000	2,777
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$158,000	3,333
Cash dividends	$410,000	2,991
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,185,000	2,924
2008-06-30 (YTD Data)		Rank
Total interest income	$2,690,000	5,389
Total interest expense	$631,000	6,585
Net interest income	$2,059,000	4,517
Provision for loan and lease losses	$0	6,671
Total noninterest income	$600,000	3,142
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$402,000	2,114
Trading account gains and fees	$0	149
Additional Noninterest Income	$198,000	3,789
Total noninterest expense	$1,867,000	4,457
Salaries and employee benefits	$972,000	4,619
Premises and equipment expense	$215,000	4,931
Additional noninterest expense	$680,000	3,799
Pre-tax net operating income	$792,000	3,449
Securities gains (losses)	$0	3,233
Applicable income taxes	$24,000	4,564
Income before extraordinary items	$768,000	3,131
Extraordinary gains, net	$0	21
Net income	$768,000	3,133
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,853
Cash dividends	$303,000	2,931
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$768,000	3,069
2008-03-31 (YTD Data)		Rank
Total interest income	$1,428,000	5,334
Total interest expense	$348,000	6,528
Net interest income	$1,080,000	4,376
Provision for loan and lease losses	$0	6,080
Total noninterest income	$305,000	3,100
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$181,000	2,264
Trading account gains and fees	$0	158
Additional Noninterest Income	$124,000	3,387
Total noninterest expense	$933,000	4,450
Salaries and employee benefits	$500,000	4,550
Premises and equipment expense	$101,000	5,131
Additional noninterest expense	$332,000	3,815
Pre-tax net operating income	$452,000	3,260
Securities gains (losses)	$0	2,688
Applicable income taxes	$3,000	5,279
Income before extraordinary items	$449,000	2,930
Extraordinary gains, net	$0	15
Net income	$449,000	2,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,488
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$449,000	2,847
2007-12-31 (YTD Data)		Rank
Total interest income	$6,256,000	5,083
Total interest expense	$1,564,000	6,341
Net interest income	$4,692,000	4,188
Provision for loan and lease losses	$40,000	5,854
Total noninterest income	$1,300,000	2,978
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$851,000	2,023
Trading account gains and fees	$0	178
Additional Noninterest Income	$449,000	3,517
Total noninterest expense	$3,764,000	4,309
Salaries and employee benefits	$1,942,000	4,478
Premises and equipment expense	$469,000	4,555
Additional noninterest expense	$1,353,000	3,721
Pre-tax net operating income	$2,188,000	3,135
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$2,188,000	2,644
Extraordinary gains, net	$16,000	29
Net income	$2,204,000	2,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$148,000	3,245
Cash dividends	$2,219,000	1,497
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,188,000	2,639
2007-09-30 (YTD Data)		Rank
Total interest income	$4,672,000	5,114
Total interest expense	$1,164,000	6,386
Net interest income	$3,508,000	4,206
Provision for loan and lease losses	$20,000	5,830
Total noninterest income	$973,000	2,974
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$621,000	2,049
Trading account gains and fees	$0	184
Additional Noninterest Income	$352,000	3,444
Total noninterest expense	$2,814,000	4,286
Salaries and employee benefits	$1,431,000	4,529
Premises and equipment expense	$337,000	4,659
Additional noninterest expense	$1,046,000	3,575
Pre-tax net operating income	$1,647,000	3,267
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,647,000	2,787
Extraordinary gains, net	$0	33
Net income	$1,647,000	2,785
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	4,250
Cash dividends	$699,000	2,481
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,647,000	2,768
2007-06-30 (YTD Data)		Rank
Total interest income	$3,099,000	5,151
Total interest expense	$755,000	6,481
Net interest income	$2,344,000	4,241
Provision for loan and lease losses	$20,000	5,312
Total noninterest income	$635,000	3,030
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$420,000	2,027
Trading account gains and fees	$0	168
Additional Noninterest Income	$215,000	3,645
Total noninterest expense	$1,901,000	4,274
Salaries and employee benefits	$958,000	4,550
Premises and equipment expense	$238,000	4,518
Additional noninterest expense	$705,000	3,542
Pre-tax net operating income	$1,058,000	3,404
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$1,058,000	2,911
Extraordinary gains, net	$0	29
Net income	$1,058,000	2,910
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	4,518
Cash dividends	$700,000	1,963
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,058,000	2,894
2007-03-31 (YTD Data)		Rank
Total interest income	$1,557,000	5,120
Total interest expense	$370,000	6,523
Net interest income	$1,187,000	4,199
Provision for loan and lease losses	$0	5,779
Total noninterest income	$314,000	3,025
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$199,000	2,064
Trading account gains and fees	$0	195
Additional Noninterest Income	$115,000	3,507
Total noninterest expense	$998,000	4,152
Salaries and employee benefits	$483,000	4,552
Premises and equipment expense	$138,000	4,103
Additional noninterest expense	$377,000	3,332
Pre-tax net operating income	$503,000	3,516
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$503,000	3,017
Extraordinary gains, net	$0	22
Net income	$503,000	3,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$100,000	3,076
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$503,000	3,000
2006-12-31 (YTD Data)		Rank
Total interest income	$6,246,000	4,872
Total interest expense	$1,330,000	6,366
Net interest income	$4,916,000	4,054
Provision for loan and lease losses	$190,000	3,623
Total noninterest income	$1,219,000	3,093
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$848,000	2,019
Trading account gains and fees	$0	130
Additional Noninterest Income	$371,000	3,877
Total noninterest expense	$3,608,000	4,302
Salaries and employee benefits	$1,838,000	4,553
Premises and equipment expense	$449,000	4,578
Additional noninterest expense	$1,321,000	3,657
Pre-tax net operating income	$2,337,000	3,295
Securities gains (losses)	$0	1,687
Applicable income taxes	$250,000	4,036
Income before extraordinary items	$2,087,000	3,004
Extraordinary gains, net	$0	51
Net income	$2,087,000	3,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$178,000	2,351
Cash dividends	$2,366,000	1,355
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,087,000	3,001
2006-09-30 (YTD Data)		Rank
Total interest income	$4,628,000	4,902
Total interest expense	$965,000	6,392
Net interest income	$3,663,000	4,102
Provision for loan and lease losses	$105,000	3,999
Total noninterest income	$954,000	3,026
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$650,000	1,972
Trading account gains and fees	$0	126
Additional Noninterest Income	$304,000	3,713
Total noninterest expense	$2,811,000	4,160
Salaries and employee benefits	$1,465,000	4,317
Premises and equipment expense	$344,000	4,513
Additional noninterest expense	$1,002,000	3,597
Pre-tax net operating income	$1,701,000	3,490
Securities gains (losses)	$0	1,388
Applicable income taxes	$259,000	3,783
Income before extraordinary items	$1,442,000	3,292
Extraordinary gains, net	$0	45
Net income	$1,442,000	3,294
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$94,000	2,407
Cash dividends	$666,000	2,505
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,442,000	3,285
2006-06-30 (YTD Data)		Rank
Total interest income	$3,051,000	4,890
Total interest expense	$635,000	6,340
Net interest income	$2,416,000	4,138
Provision for loan and lease losses	$55,000	4,340
Total noninterest income	$636,000	3,011
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$442,000	1,929
Trading account gains and fees	$0	126
Additional Noninterest Income	$194,000	3,808
Total noninterest expense	$1,872,000	4,183
Salaries and employee benefits	$944,000	4,451
Premises and equipment expense	$230,000	4,507
Additional noninterest expense	$698,000	3,488
Pre-tax net operating income	$1,125,000	3,509
Securities gains (losses)	$0	1,185
Applicable income taxes	$259,000	3,245
Income before extraordinary items	$866,000	3,551
Extraordinary gains, net	$0	39
Net income	$866,000	3,554
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$46,000	2,578
Cash dividends	$360,000	2,858
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$866,000	3,537
2006-03-31 (YTD Data)		Rank
Total interest income	$1,506,000	4,886
Total interest expense	$333,000	6,159
Net interest income	$1,173,000	4,214
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$315,000	2,984
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$213,000	1,940
Trading account gains and fees	$0	115
Additional Noninterest Income	$102,000	3,669
Total noninterest expense	$926,000	4,229
Salaries and employee benefits	$481,000	4,405
Premises and equipment expense	$115,000	4,545
Additional noninterest expense	$330,000	3,609
Pre-tax net operating income	$552,000	3,526
Securities gains (losses)	$0	955
Applicable income taxes	$182,000	2,738
Income before extraordinary items	$370,000	3,875
Extraordinary gains, net	$0	21
Net income	$370,000	3,874
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	2,748
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$370,000	3,856
2005-12-31 (YTD Data)		Rank
Total interest income	$5,401,000	4,913
Total interest expense	$938,000	6,441
Net interest income	$4,463,000	4,286
Provision for loan and lease losses	$245,000	3,204
Total noninterest income	$1,256,000	3,040
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$892,000	1,926
Trading account gains and fees	$0	138
Additional Noninterest Income	$364,000	3,938
Total noninterest expense	$3,638,000	4,163
Salaries and employee benefits	$1,792,000	4,491
Premises and equipment expense	$484,000	4,281
Additional noninterest expense	$1,362,000	3,496
Pre-tax net operating income	$1,836,000	3,899
Securities gains (losses)	$0	2,296
Applicable income taxes	$639,000	2,973
Income before extraordinary items	$1,197,000	4,356
Extraordinary gains, net	$26,000	34
Net income	$1,223,000	4,297
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	2,979
Cash dividends	$200,000	4,874
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,197,000	4,322
2005-09-30 (YTD Data)		Rank
Total interest income	$3,923,000	4,979
Total interest expense	$588,000	6,764
Net interest income	$3,335,000	4,304
Provision for loan and lease losses	$170,000	3,297
Total noninterest income	$945,000	3,028
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$666,000	1,929
Trading account gains and fees	$0	126
Additional Noninterest Income	$279,000	3,928
Total noninterest expense	$2,607,000	4,282
Salaries and employee benefits	$1,265,000	4,662
Premises and equipment expense	$378,000	4,139
Additional noninterest expense	$964,000	3,601
Pre-tax net operating income	$1,503,000	3,748
Securities gains (losses)	$0	2,317
Applicable income taxes	$553,000	2,772
Income before extraordinary items	$950,000	4,312
Extraordinary gains, net	$26,000	25
Net income	$976,000	4,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	2,513
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$950,000	4,256
2005-06-30 (YTD Data)		Rank
Total interest income	$2,558,000	4,990
Total interest expense	$371,000	6,770
Net interest income	$2,187,000	4,330
Provision for loan and lease losses	$80,000	3,732
Total noninterest income	$620,000	3,020
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$436,000	1,930
Trading account gains and fees	$0	116
Additional Noninterest Income	$184,000	3,908
Total noninterest expense	$1,735,000	4,270
Salaries and employee benefits	$845,000	4,640
Premises and equipment expense	$245,000	4,214
Additional noninterest expense	$645,000	3,588
Pre-tax net operating income	$992,000	3,731
Securities gains (losses)	$0	2,146
Applicable income taxes	$380,000	2,690
Income before extraordinary items	$612,000	4,365
Extraordinary gains, net	$26,000	21
Net income	$638,000	4,261
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	2,614
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$612,000	4,312
2005-03-31 (YTD Data)		Rank
Total interest income	$1,281,000	4,964
Total interest expense	$188,000	6,699
Net interest income	$1,093,000	4,337
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$314,000	2,961
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$206,000	1,957
Trading account gains and fees	$0	115
Additional Noninterest Income	$108,000	3,584
Total noninterest expense	$910,000	4,128
Salaries and employee benefits	$434,000	4,560
Premises and equipment expense	$138,000	3,892
Additional noninterest expense	$338,000	3,459
Pre-tax net operating income	$467,000	3,860
Securities gains (losses)	$0	1,685
Applicable income taxes	$158,000	3,023
Income before extraordinary items	$309,000	4,285
Extraordinary gains, net	$5,000	18
Net income	$314,000	4,233
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,138
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$309,000	4,238
2004-12-31 (YTD Data)		Rank
Total interest income	$4,457,000	5,207
Total interest expense	$545,000	7,138
Net interest income	$3,912,000	4,550
Provision for loan and lease losses	$80,000	5,318
Total noninterest income	$1,319,000	2,927
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$919,000	1,904
Trading account gains and fees	$0	138
Additional Noninterest Income	$400,000	3,717
Total noninterest expense	$3,465,000	4,211
Salaries and employee benefits	$1,729,000	4,464
Premises and equipment expense	$492,000	4,139
Additional noninterest expense	$1,244,000	3,638
Pre-tax net operating income	$1,686,000	3,947
Securities gains (losses)	$0	3,819
Applicable income taxes	$596,000	3,043
Income before extraordinary items	$1,090,000	4,466
Extraordinary gains, net	$0	34
Net income	$1,090,000	4,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,407
Cash dividends	$2,869,000	1,010
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,090,000	4,393
2004-09-30 (YTD Data)		Rank
Total interest income	$3,261,000	5,265
Total interest expense	$399,000	7,206
Net interest income	$2,862,000	4,632
Provision for loan and lease losses	$31,000	5,966
Total noninterest income	$993,000	2,943
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$696,000	1,898
Trading account gains and fees	$0	134
Additional Noninterest Income	$297,000	3,742
Total noninterest expense	$2,505,000	4,293
Salaries and employee benefits	$1,224,000	4,623
Premises and equipment expense	$368,000	4,133
Additional noninterest expense	$913,000	3,674
Pre-tax net operating income	$1,319,000	3,911
Securities gains (losses)	$0	3,710
Applicable income taxes	$378,000	3,405
Income before extraordinary items	$941,000	4,159
Extraordinary gains, net	$0	26
Net income	$941,000	4,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	3,231
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$941,000	4,087
2004-06-30 (YTD Data)		Rank
Total interest income	$2,132,000	5,346
Total interest expense	$264,000	7,270
Net interest income	$1,868,000	4,702
Provision for loan and lease losses	$6,000	6,548
Total noninterest income	$692,000	2,856
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$469,000	1,862
Trading account gains and fees	$0	130
Additional Noninterest Income	$223,000	3,541
Total noninterest expense	$1,659,000	4,340
Salaries and employee benefits	$804,000	4,710
Premises and equipment expense	$240,000	4,198
Additional noninterest expense	$615,000	3,677
Pre-tax net operating income	$895,000	3,813
Securities gains (losses)	$0	3,413
Applicable income taxes	$278,000	3,206
Income before extraordinary items	$617,000	4,178
Extraordinary gains, net	$0	21
Net income	$617,000	4,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	3,384
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$617,000	4,089
2004-03-31 (YTD Data)		Rank
Total interest income	$1,077,000	5,342
Total interest expense	$137,000	7,240
Net interest income	$940,000	4,675
Provision for loan and lease losses	$6,000	5,941
Total noninterest income	$360,000	2,732
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$231,000	1,833
Trading account gains and fees	$0	121
Additional Noninterest Income	$129,000	3,206
Total noninterest expense	$857,000	4,257
Salaries and employee benefits	$414,000	4,619
Premises and equipment expense	$120,000	4,238
Additional noninterest expense	$323,000	3,527
Pre-tax net operating income	$437,000	3,851
Securities gains (losses)	$0	2,934
Applicable income taxes	$125,000	3,416
Income before extraordinary items	$312,000	4,167
Extraordinary gains, net	$0	16
Net income	$312,000	4,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,405
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$312,000	4,036
2003-12-31 (YTD Data)		Rank
Total interest income	$4,637,000	5,148
Total interest expense	$792,000	6,732
Net interest income	$3,845,000	4,486
Provision for loan and lease losses	$57,000	6,122
Total noninterest income	$1,368,000	3,023
Gross Fiduciary activities income	$1,000	1,575
Service charges on deposit accounts	$797,000	2,133
Trading account gains and fees	$0	160
Additional Noninterest Income	$570,000	3,354
Total noninterest expense	$3,558,000	4,054
Salaries and employee benefits	$1,729,000	4,385
Premises and equipment expense	$522,000	3,938
Additional noninterest expense	$1,307,000	3,474
Pre-tax net operating income	$1,598,000	3,966
Securities gains (losses)	$0	4,500
Applicable income taxes	$440,000	3,599
Income before extraordinary items	$1,158,000	4,231
Extraordinary gains, net	$109,000	24
Net income	$1,267,000	3,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	3,349
Cash dividends	$200,000	4,908
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,158,000	4,066
2003-09-30 (YTD Data)		Rank
Total interest income	$3,528,000	5,161
Total interest expense	$639,000	6,701
Net interest income	$2,889,000	4,500
Provision for loan and lease losses	$85,000	5,045
Total noninterest income	$1,051,000	3,031
Gross Fiduciary activities income	$1,000	1,533
Service charges on deposit accounts	$586,000	2,176
Trading account gains and fees	$0	153
Additional Noninterest Income	$464,000	3,263
Total noninterest expense	$2,626,000	4,088
Salaries and employee benefits	$1,203,000	4,609
Premises and equipment expense	$403,000	3,830
Additional noninterest expense	$1,020,000	3,335
Pre-tax net operating income	$1,229,000	4,002
Securities gains (losses)	$0	4,204
Applicable income taxes	$335,000	3,725
Income before extraordinary items	$894,000	4,306
Extraordinary gains, net	$108,000	13
Net income	$1,002,000	3,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$140,000	2,715
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$894,000	4,142
2003-06-30 (YTD Data)		Rank
Total interest income	$2,420,000	5,096
Total interest expense	$459,000	6,625
Net interest income	$1,961,000	4,453
Provision for loan and lease losses	$85,000	4,219
Total noninterest income	$693,000	3,035
Gross Fiduciary activities income	$1,000	1,488
Service charges on deposit accounts	$378,000	2,194
Trading account gains and fees	$0	150
Additional Noninterest Income	$314,000	3,209
Total noninterest expense	$1,753,000	4,083
Salaries and employee benefits	$796,000	4,627
Premises and equipment expense	$269,000	3,818
Additional noninterest expense	$688,000	3,273
Pre-tax net operating income	$816,000	3,996
Securities gains (losses)	$0	3,782
Applicable income taxes	$198,000	3,988
Income before extraordinary items	$618,000	4,208
Extraordinary gains, net	$0	30
Net income	$618,000	4,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	2,704
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$618,000	4,007
2003-03-31 (YTD Data)		Rank
Total interest income	$1,212,000	5,116
Total interest expense	$243,000	6,571
Net interest income	$969,000	4,492
Provision for loan and lease losses	$45,000	3,818
Total noninterest income	$358,000	2,875
Gross Fiduciary activities income	$1,000	1,409
Service charges on deposit accounts	$175,000	2,269
Trading account gains and fees	$0	134
Additional Noninterest Income	$182,000	2,877
Total noninterest expense	$885,000	4,045
Salaries and employee benefits	$381,000	4,785
Premises and equipment expense	$133,000	3,855
Additional noninterest expense	$371,000	3,046
Pre-tax net operating income	$397,000	4,050
Securities gains (losses)	$0	2,891
Applicable income taxes	$92,000	4,095
Income before extraordinary items	$305,000	4,191
Extraordinary gains, net	$0	21
Net income	$305,000	4,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	2,727
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$305,000	4,004
2002-12-31 (YTD Data)		Rank
Total interest income	$5,120,000	5,100
Total interest expense	$1,385,000	5,966
Net interest income	$3,735,000	4,548
Provision for loan and lease losses	$413,000	2,769
Total noninterest income	$1,338,000	2,845
Gross Fiduciary activities income	$2,000	1,605
Service charges on deposit accounts	$769,000	2,072
Trading account gains and fees	$0	153
Additional Noninterest Income	$567,000	3,063
Total noninterest expense	$3,333,000	4,118
Salaries and employee benefits	$1,690,000	4,289
Premises and equipment expense	$549,000	3,673
Additional noninterest expense	$1,094,000	3,902
Pre-tax net operating income	$1,327,000	4,436
Securities gains (losses)	$3,000	4,139
Applicable income taxes	$270,000	4,620
Income before extraordinary items	$1,060,000	4,429
Extraordinary gains, net	$8,000	61
Net income	$1,068,000	4,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	2,782
Cash dividends	$345,000	4,100
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,057,600	4,327
2001-12-31 (YTD Data)		Rank
Total interest income	$6,176,000	4,858
Total interest expense	$2,444,000	5,469
Net interest income	$3,732,000	4,359
Provision for loan and lease losses	$1,297,000	1,019
Total noninterest income	$1,245,000	2,856
Gross Fiduciary activities income	$3,000	1,597
Service charges on deposit accounts	$737,000	2,047
Trading account gains and fees	$0	177
Additional Noninterest Income	$505,000	3,115
Total noninterest expense	$3,356,000	3,966
Salaries and employee benefits	$1,652,000	4,202
Premises and equipment expense	$477,000	4,050
Additional noninterest expense	$1,227,000	3,426
Pre-tax net operating income	$324,000	7,301
Securities gains (losses)	$0	4,612
Applicable income taxes	$34,000	6,997
Income before extraordinary items	$290,000	7,206
Extraordinary gains, net	$0	105
Net income	$290,000	7,207
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,197,000	824
Cash dividends	$69,000	6,010
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$290,000	7,082
2000-12-31 (YTD Data)		Rank
Total interest income	$6,801,000	4,688
Total interest expense	$2,784,000	5,200
Net interest income	$4,017,000	4,171
Provision for loan and lease losses	$85,000	5,634
Total noninterest income	$1,226,000	2,712
Gross Fiduciary activities income	$8,000	1,236
Service charges on deposit accounts	$812,000	1,708
Trading account gains and fees	$0	180
Additional Noninterest Income	$406,000	3,305
Total noninterest expense	$3,465,000	3,731
Salaries and employee benefits	$1,794,000	3,790
Premises and equipment expense	$421,000	4,343
Additional noninterest expense	$1,250,000	3,293
Pre-tax net operating income	$1,693,000	3,722
Securities gains (losses)	$1,000	1,732
Applicable income taxes	$401,000	3,978
Income before extraordinary items	$1,293,000	3,654
Extraordinary gains, net	$0	38
Net income	$1,293,000	3,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	4,600
Cash dividends	$598,000	3,247
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,292,240	3,646
1999-12-31 (YTD Data)		Rank
Total interest income	$6,375,000	4,755
Total interest expense	$2,601,000	5,079
Net interest income	$3,774,000	4,389
Provision for loan and lease losses	$70,000	5,912
Total noninterest income	$984,000	3,126
Gross Fiduciary activities income	$9,000	1,273
Service charges on deposit accounts	$672,000	1,981
Trading account gains and fees	$0	173
Additional Noninterest Income	$303,000	3,994
Total noninterest expense	$3,264,000	3,923
Salaries and employee benefits	$1,697,000	3,928
Premises and equipment expense	$410,000	4,444
Additional noninterest expense	$1,157,000	3,554
Pre-tax net operating income	$1,424,000	4,238
Securities gains (losses)	$4,000	2,267
Applicable income taxes	$382,000	4,282
Income before extraordinary items	$1,046,000	4,282
Extraordinary gains, net	$0	35
Net income	$1,046,000	4,285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,206
Cash dividends	$68,000	6,429
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,043,080	4,254
1998-12-31 (YTD Data)		Rank
Total interest income	$6,260,000	4,843
Total interest expense	$2,763,000	5,011
Net interest income	$3,497,000	4,603
Provision for loan and lease losses	$105,000	5,006
Total noninterest income	$984,000	3,119
Gross Fiduciary activities income	$9,000	1,297
Service charges on deposit accounts	$645,000	1,985
Trading account gains and fees	$0	224
Additional Noninterest Income	$330,000	3,812
Total noninterest expense	$2,924,000	4,222
Salaries and employee benefits	$1,625,000	3,987
Premises and equipment expense	$408,000	4,358
Additional noninterest expense	$891,000	4,323
Pre-tax net operating income	$1,452,000	4,287
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$266,000	5,488
Income before extraordinary items	$1,189,000	3,957
Extraordinary gains, net	$0	32
Net income	$1,189,000	3,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	4,320
Cash dividends	$69,000	6,658
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,186,540	3,877
1997-12-31 (YTD Data)		Rank
Total interest income	$6,129,000	4,982
Total interest expense	$2,769,000	5,019
Net interest income	$3,360,000	4,871
Provision for loan and lease losses	$60,000	6,153
Total noninterest income	$917,000	3,265
Gross Fiduciary activities income	$3,000	1,400
Service charges on deposit accounts	$637,000	2,063
Trading account gains and fees	$0	239
Additional Noninterest Income	$277,000	4,108
Total noninterest expense	$2,824,000	4,302
Salaries and employee benefits	$1,485,000	4,291
Premises and equipment expense	$393,000	4,504
Additional noninterest expense	$946,000	4,110
Pre-tax net operating income	$1,393,000	4,739
Securities gains (losses)	$9,000	2,430
Applicable income taxes	$242,000	6,338
Income before extraordinary items	$1,160,000	4,174
Extraordinary gains, net	$0	44
Net income	$1,160,000	4,173
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,510
Cash dividends	$69,000	6,942
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,152,530	4,136
1996-12-31 (YTD Data)		Rank
Total interest income	$5,881,000	5,256
Total interest expense	$2,832,000	5,021
Net interest income	$3,049,000	5,370
Provision for loan and lease losses	$60,000	6,086
Total noninterest income	$845,000	3,554
Gross Fiduciary activities income	$3,000	1,477
Service charges on deposit accounts	$601,000	2,259
Trading account gains and fees	$0	262
Additional Noninterest Income	$241,000	4,634
Total noninterest expense	$2,741,000	4,641
Salaries and employee benefits	$1,536,000	4,225
Premises and equipment expense	$350,000	5,017
Additional noninterest expense	$855,000	4,937
Pre-tax net operating income	$1,093,000	5,434
Securities gains (losses)	$2,000	3,501
Applicable income taxes	$163,000	7,688
Income before extraordinary items	$932,000	4,753
Extraordinary gains, net	$0	53
Net income	$932,000	4,754
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	3,977
Cash dividends	$69,000	7,241
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$930,300	4,710
1995-12-31 (YTD Data)		Rank
Total interest income	$5,948,000	5,241
Total interest expense	$2,909,000	4,899
Net interest income	$3,039,000	5,445
Provision for loan and lease losses	$25,000	7,325
Total noninterest income	$850,000	3,516
Gross Fiduciary activities income	$6,000	1,507
Service charges on deposit accounts	$611,000	2,224
Trading account gains and fees	$0	522
Additional Noninterest Income	$233,000	4,691
Total noninterest expense	$2,729,000	4,631
Salaries and employee benefits	$1,479,000	4,343
Premises and equipment expense	$350,000	5,024
Additional noninterest expense	$900,000	4,773
Pre-tax net operating income	$1,135,000	5,470
Securities gains (losses)	$7,000	2,620
Applicable income taxes	$106,000	9,057
Income before extraordinary items	$1,036,000	4,450
Extraordinary gains, net	$0	65
Net income	$1,036,000	4,448
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,914
Cash dividends	$69,000	7,424
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,029,630	4,472
1994-12-31 (YTD Data)		Rank
Total interest income	$5,714,000	5,076
Total interest expense	$2,350,000	4,894
Net interest income	$3,364,000	5,111
Provision for loan and lease losses	$0	9,146
Total noninterest income	$869,000	3,455
Gross Fiduciary activities income	$3,000	1,547
Service charges on deposit accounts	$560,000	2,431
Trading account gains and fees	$0	475
Additional Noninterest Income	$306,000	4,036
Total noninterest expense	$2,820,000	4,650
Salaries and employee benefits	$1,384,000	4,619
Premises and equipment expense	$358,000	5,012
Additional noninterest expense	$1,078,000	4,420
Pre-tax net operating income	$1,413,000	4,643
Securities gains (losses)	$21,000	1,738
Applicable income taxes	$297,000	5,908
Income before extraordinary items	$1,137,000	4,059
Extraordinary gains, net	$0	249
Net income	$1,137,000	4,061
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-15,000	11,066
Cash dividends	$115,000	6,631
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,120,410	4,147
1993-12-31 (YTD Data)		Rank
Total interest income	$6,016,000	4,938
Total interest expense	$2,317,000	5,131
Net interest income	$3,699,000	4,727
Provision for loan and lease losses	$0	10,371
Total noninterest income	$1,013,000	3,303
Gross Fiduciary activities income	$3,000	1,578
Service charges on deposit accounts	$568,000	2,426
Trading account gains and fees	$0	532
Additional Noninterest Income	$442,000	3,530
Total noninterest expense	$3,514,000	3,895
Salaries and employee benefits	$1,316,000	4,826
Premises and equipment expense	$318,000	5,587
Additional noninterest expense	$1,880,000	2,879
Pre-tax net operating income	$1,198,000	5,186
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$376,000	5,226
Income before extraordinary items	$839,000	5,364
Extraordinary gains, net	$0	3,149
Net income	$839,000	5,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,803
Cash dividends	$1,716,000	1,162
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$827,270	5,183
1992-12-31 (YTD Data)		Rank
Total interest income	$6,372,000	5,220
Total interest expense	$2,950,000	5,240
Net interest income	$3,422,000	5,108
Provision for loan and lease losses	$92,000	7,505
Total noninterest income	$823,000	3,893
Gross Fiduciary activities income	$5,000	1,588
Service charges on deposit accounts	$555,000	2,481
Trading account gains and fees	$0	504
Additional Noninterest Income	$263,000	4,807
Total noninterest expense	$2,627,000	5,079
Salaries and employee benefits	$1,245,000	5,000
Premises and equipment expense	$274,000	6,379
Additional noninterest expense	$1,108,000	4,662
Pre-tax net operating income	$1,526,000	3,987
Securities gains (losses)	$15,000	5,962
Applicable income taxes	$412,000	4,676
Income before extraordinary items	$1,129,000	4,024
Extraordinary gains, net	$0	1,422
Net income	$1,129,000	4,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	5,395
Cash dividends	$58,000	7,518
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,118,050	3,766

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.