First National Bank and Trust Company, Carbondale, Illinois, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$539,0001,490
Loans secured by real estate, total$35,0002,204
To non-U.S. addresseesNANA
Real estate loans in domestic offices$35,0002,203
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$35,0001,562
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$01,427
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0004,687
Loans to individuals$486,000729
Credit card loan charge offs$27,0001,117
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$459,000615
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$189,0001,212
Loans secured by real estate, total$26,0001,378
To non-U.S. addresseesNANA
Real estate loans in domestic offices$26,0001,377
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$26,000850
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$5,0004,369
Loans to individuals$158,000643
Credit card loan recoveries$11,000759
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$147,000558
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$350,0001,616
Loans secured by real estate, total$9,0002,919
To non-U.S. addresseesNANA
Real estate loans in domestic offices$9,0002,919
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$9,0002,389
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$01,166
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0004,110
To non-U.S. addresseesNANA
Loans to individuals$328,000775
Credit card loan net charge offs$16,0001,298
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$312,000637
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$1,388,000741
Loans secured by real estate, total$153,000969
To non-U.S. addresseesNANA
Real estate loans in domestic offices$153,000967
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$153,000609
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$407,000763
Loans to individuals$828,000546
Credit card loan charge offs$74,000722
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$754,000442
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$269,000937
Loans secured by real estate, total$18,0001,681
To non-U.S. addresseesNANA
Real estate loans in domestic offices$18,0001,682
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$18,0001,045
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$16,0002,966
Loans to individuals$235,000502
Credit card loan recoveries$9,000865
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$226,000401
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$1,119,000700
Loans secured by real estate, total$135,000808
To non-U.S. addresseesNANA
Real estate loans in domestic offices$135,000805
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$135,000536
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$391,000638
To non-U.S. addresseesNANA
Loans to individuals$593,000555
Credit card loan net charge offs$65,000681
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$528,000448
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$937,0001,050
Loans secured by real estate, total$30,0002,578
To non-U.S. addresseesNANA
Real estate loans in domestic offices$30,0002,578
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$30,0001,850
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$24,0004,538
Loans to individuals$883,000592
Credit card loan charge offs$59,000892
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$824,000462
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$151,0001,694
Loans secured by real estate, total$8,0002,583
To non-U.S. addresseesNANA
Real estate loans in domestic offices$8,0002,584
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$8,0001,724
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0002,376
Loans to individuals$112,000896
Credit card loan recoveries$10,000802
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$102,000808
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$786,000927
Loans secured by real estate, total$22,0002,371
To non-U.S. addresseesNANA
Real estate loans in domestic offices$22,0002,369
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$22,0001,794
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-7,0009,535
To non-U.S. addresseesNANA
Loans to individuals$771,000547
Credit card loan net charge offs$49,000908
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$722,000423
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$313,0002,557
Loans secured by real estate, total$5,0004,388
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0004,387
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$5,0003,443
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$01,929
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$151,0001,818
Loans to individuals$157,0001,896
Credit card loan charge offs$17,0001,782
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$140,0001,764
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$85,0002,757
Loans secured by real estate, total$10,0002,609
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0002,609
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$10,0001,686
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$7,0004,774
Loans to individuals$68,0001,369
Credit card loan recoveries$4,0001,342
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$64,0001,262
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$228,0002,475
Loans secured by real estate, total$-5,00010,009
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-5,00010,033
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$-5,00010,599
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$144,0001,407
To non-U.S. addresseesNANA
Loans to individuals$89,0002,174
Credit card loan net charge offs$13,0001,822
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$76,0002,050
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$77,0005,580
Loans secured by real estate, total$20,0003,378
To non-U.S. addresseesNANA
Real estate loans in domestic offices$20,0003,376
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$20,0002,397
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$6,0006,319
Loans to individuals$51,0003,540
Credit card loan charge offs$11,0001,980
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$40,0003,628
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$91,0002,762
Loans secured by real estate, total$19,0002,183
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0002,182
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$19,0001,284
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0003,956
Loans to individuals$57,0001,576
Credit card loan recoveries$2,0001,762
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$55,0001,450
Loans to foreign governments and official institutions$030
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$-14,00010,842
Loans secured by real estate, total$1,0004,239
To non-U.S. addresseesNANA
Real estate loans in domestic offices$1,0004,235
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$1,0003,534
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$01,798
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-9,00010,190
To non-U.S. addresseesNANA
Loans to individuals$-6,00011,459
Credit card loan net charge offs$9,0001,937
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$-15,00011,713
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$149,0004,093
Loans secured by real estate, total$88,0002,063
To non-U.S. addresseesNANA
Real estate loans in domestic offices$88,0002,064
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$88,0001,238
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0005,573
Loans to individuals$46,0003,671
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$46,0003,273
Loans to foreign governments and official institutions$015
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$69,0003,702
Loans secured by real estate, total$15,0002,746
To non-U.S. addresseesNANA
Real estate loans in domestic offices$15,0002,746
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$15,0001,594
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$25,0003,562
Loans to individuals$29,0002,725
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$29,0002,511
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$80,0004,158
Loans secured by real estate, total$73,0001,851
To non-U.S. addresseesNANA
Real estate loans in domestic offices$73,0001,852
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$73,0001,163
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$-10,00010,471
To non-U.S. addresseesNANA
Loans to individuals$17,0004,528
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$17,0003,987
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$96,0006,039
Loans secured by real estate, total$11,0005,515
To non-U.S. addresseesNANA
Real estate loans in domestic offices$11,0005,513
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$11,0004,001
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$03,211
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$18,0006,328
Loans to individuals$67,0003,210
Credit card loan charge offs$3,0003,127
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$64,0002,948
Loans to foreign governments and official institutions$034
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$40,0005,504
Loans secured by real estate, total$12,0003,213
To non-U.S. addresseesNANA
Real estate loans in domestic offices$12,0003,213
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$12,0001,950
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$3,0007,389
Loans to individuals$25,0003,198
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$25,0002,961
Loans to foreign governments and official institutions$038
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$56,0005,845
Loans secured by real estate, total$-1,00011,055
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-1,00011,096
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-1,00011,504
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$02,799
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0005,114
To non-U.S. addresseesNANA
Loans to individuals$42,0003,164
Credit card loan net charge offs$3,0002,821
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$39,0002,856
Loans to foreign governments and official institutions$028
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$225,0004,789
Loans secured by real estate, total$51,0004,099
To non-U.S. addresseesNANA
Real estate loans in domestic offices$51,0004,099
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$51,0002,420
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$64,0005,128
Loans to individuals$110,0002,873
Credit card loan charge offs$7,0002,593
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$103,0002,636
Loans to foreign governments and official institutions$043
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$53,0004,972
Loans secured by real estate, total$10,0003,473
To non-U.S. addresseesNANA
Real estate loans in domestic offices$10,0003,473
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$10,0002,161
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,440
Loans to individuals$39,0002,513
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$39,0002,295
Loans to foreign governments and official institutions$047
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$172,0004,547
Loans secured by real estate, total$41,0003,966
To non-U.S. addresseesNANA
Real estate loans in domestic offices$41,0003,966
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$41,0002,380
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$60,0004,331
To non-U.S. addresseesNANA
Loans to individuals$71,0002,972
Credit card loan net charge offs$7,0002,395
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$64,0002,745
Loans to foreign governments and official institutions$037
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.