Home > First National Bank and Trust Company > Income and Expense
First National Bank and Trust Company, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,951,000 | 1,952 |
| Total interest expense | $3,069,000 | 2,387 |
| Net interest income | $6,882,000 | 1,681 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $198,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $83,000 | 5,395 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $115,000 | 4,830 |
| Total noninterest expense | $2,938,000 | 2,933 |
| Salaries and employee benefits | $1,715,000 | 2,783 |
| Premises and equipment expense | $446,000 | 2,737 |
| Additional noninterest expense | $777,000 | 3,217 |
| Pre-tax net operating income | $4,082,000 | 1,241 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,610,000 | 931 |
| Income before extraordinary items | $2,472,000 | 1,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,472,000 | 1,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $700,000 | 1,877 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,472,000 | 1,476 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 1,991 |
| Total interest expense | $1,391,000 | 2,483 |
| Net interest income | $3,379,000 | 1,709 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $99,000 | 5,618 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $42,000 | 5,298 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $57,000 | 4,857 |
| Total noninterest expense | $1,452,000 | 2,964 |
| Salaries and employee benefits | $852,000 | 2,818 |
| Premises and equipment expense | $223,000 | 2,750 |
| Additional noninterest expense | $377,000 | 3,280 |
| Pre-tax net operating income | $1,996,000 | 1,231 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $755,000 | 984 |
| Income before extraordinary items | $1,241,000 | 1,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,241,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,241,000 | 1,447 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,359,000 | 3,063 |
| Total interest expense | $2,406,000 | 3,919 |
| Net interest income | $7,953,000 | 2,714 |
| Provision for loan and lease losses | $80,000 | 5,115 |
| Total noninterest income | $292,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $123,000 | 5,956 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $169,000 | 5,520 |
| Total noninterest expense | $3,738,000 | 4,071 |
| Salaries and employee benefits | $1,851,000 | 4,378 |
| Premises and equipment expense | $584,000 | 3,738 |
| Additional noninterest expense | $1,303,000 | 3,612 |
| Pre-tax net operating income | $4,427,000 | 2,058 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,674,000 | 1,567 |
| Income before extraordinary items | $2,753,000 | 2,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,753,000 | 2,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $300,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 565 |
| Net operating income | $2,753,000 | 2,385 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,957,000 | 3,735 |
| Total interest expense | $1,315,000 | 4,678 |
| Net interest income | $4,642,000 | 3,334 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $198,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $81,000 | 6,223 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,667 |
| Total noninterest expense | $2,313,000 | 4,665 |
| Salaries and employee benefits | $1,078,000 | 5,172 |
| Premises and equipment expense | $363,000 | 4,258 |
| Additional noninterest expense | $872,000 | 3,920 |
| Pre-tax net operating income | $2,477,000 | 2,586 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $934,000 | 1,974 |
| Income before extraordinary items | $1,543,000 | 3,059 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,543,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 426 |
| Net operating income | $1,543,000 | 3,026 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,200,000 | 5,454 |
| Total interest expense | $481,000 | 6,139 |
| Net interest income | $1,719,000 | 5,085 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $35,000 | 6,780 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $919,000 | 6,335 |
| Salaries and employee benefits | $422,000 | 6,803 |
| Premises and equipment expense | $139,000 | 5,935 |
| Additional noninterest expense | $358,000 | 5,451 |
| Pre-tax net operating income | $862,000 | 4,099 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $324,000 | 2,966 |
| Income before extraordinary items | $538,000 | 4,703 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $538,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 313 |
| Net operating income | $538,000 | 4,650 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 2,853 |
| Total interest expense | $545,000 | 3,781 |
| Net interest income | $2,106,000 | 2,539 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $105,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $61,000 | 4,744 |
| Total noninterest expense | $950,000 | 4,000 |
| Salaries and employee benefits | $511,000 | 4,025 |
| Premises and equipment expense | $200,000 | 2,883 |
| Additional noninterest expense | $239,000 | 4,502 |
| Pre-tax net operating income | $1,231,000 | 1,835 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $466,000 | 1,427 |
| Income before extraordinary items | $765,000 | 2,166 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $765,000 | 2,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 178 |
| Net operating income | $765,000 | 2,129 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,601,000 | 3,221 |
| Total interest expense | $1,484,000 | 4,538 |
| Net interest income | $7,117,000 | 2,846 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $444,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $209,000 | 5,129 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $235,000 | 4,759 |
| Total noninterest expense | $3,838,000 | 3,883 |
| Salaries and employee benefits | $2,009,000 | 3,987 |
| Premises and equipment expense | $830,000 | 2,700 |
| Additional noninterest expense | $999,000 | 4,355 |
| Pre-tax net operating income | $3,603,000 | 2,224 |
| Securities gains (losses) | $-9,000 | 8,207 |
| Applicable income taxes | $1,344,000 | 1,749 |
| Income before extraordinary items | $2,250,000 | 2,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,250,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $562,000 | 460 |
| Net operating income | $2,255,760 | 2,588 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,124,000 | 3,332 |
| Total interest expense | $1,011,000 | 4,757 |
| Net interest income | $5,113,000 | 2,943 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $339,000 | 5,550 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $159,000 | 5,136 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $180,000 | 4,715 |
| Total noninterest expense | $2,871,000 | 3,849 |
| Salaries and employee benefits | $1,510,000 | 3,928 |
| Premises and equipment expense | $647,000 | 2,606 |
| Additional noninterest expense | $714,000 | 4,455 |
| Pre-tax net operating income | $2,491,000 | 2,398 |
| Securities gains (losses) | $-9,000 | 8,488 |
| Applicable income taxes | $920,000 | 1,907 |
| Income before extraordinary items | $1,562,000 | 2,854 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,562,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $89,000 | 530 |
| Net operating income | $1,567,760 | 2,773 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 3,427 |
| Total interest expense | $657,000 | 4,845 |
| Net interest income | $3,277,000 | 3,041 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $210,000 | 5,711 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $109,000 | 4,988 |
| Total noninterest expense | $1,908,000 | 3,885 |
| Salaries and employee benefits | $1,004,000 | 3,959 |
| Premises and equipment expense | $425,000 | 2,644 |
| Additional noninterest expense | $479,000 | 4,460 |
| Pre-tax net operating income | $1,519,000 | 2,567 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $562,000 | 2,030 |
| Income before extraordinary items | $952,000 | 3,057 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $952,000 | 3,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 431 |
| Net operating income | $955,200 | 2,968 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,919,000 | 3,498 |
| Total interest expense | $338,000 | 4,810 |
| Net interest income | $1,581,000 | 3,125 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $110,000 | 5,552 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $58,000 | 4,878 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $951,000 | 3,915 |
| Salaries and employee benefits | $496,000 | 4,030 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $240,000 | 4,461 |
| Pre-tax net operating income | $710,000 | 2,674 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $264,000 | 2,112 |
| Income before extraordinary items | $446,000 | 3,216 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 3,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 277 |
| Net operating income | $446,000 | 3,105 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 4,043 |
| Total interest expense | $1,360,000 | 5,189 |
| Net interest income | $5,164,000 | 3,603 |
| Provision for loan and lease losses | $270,000 | 3,394 |
| Total noninterest income | $472,000 | 5,572 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $164,000 | 5,700 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $308,000 | 4,457 |
| Total noninterest expense | $3,587,000 | 4,029 |
| Salaries and employee benefits | $1,855,000 | 4,166 |
| Premises and equipment expense | $818,000 | 2,703 |
| Additional noninterest expense | $914,000 | 4,568 |
| Pre-tax net operating income | $1,779,000 | 3,672 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $682,000 | 2,844 |
| Income before extraordinary items | $1,103,000 | 4,371 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,103,000 | 4,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $336,000 | 535 |
| Net operating income | $1,099,160 | 4,206 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,776,000 | 4,171 |
| Total interest expense | $1,016,000 | 5,333 |
| Net interest income | $3,760,000 | 3,688 |
| Provision for loan and lease losses | $165,000 | 3,731 |
| Total noninterest income | $329,000 | 5,825 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $114,000 | 5,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 4,649 |
| Total noninterest expense | $2,657,000 | 4,053 |
| Salaries and employee benefits | $1,386,000 | 4,183 |
| Premises and equipment expense | $619,000 | 2,697 |
| Additional noninterest expense | $652,000 | 4,720 |
| Pre-tax net operating income | $1,267,000 | 3,926 |
| Securities gains (losses) | $29,000 | 2,717 |
| Applicable income taxes | $494,000 | 3,055 |
| Income before extraordinary items | $802,000 | 4,591 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $802,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 583 |
| Net operating income | $783,440 | 4,478 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 4,195 |
| Total interest expense | $695,000 | 5,370 |
| Net interest income | $2,501,000 | 3,696 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $189,000 | 6,125 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $65,000 | 6,162 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $124,000 | 4,941 |
| Total noninterest expense | $1,767,000 | 4,057 |
| Salaries and employee benefits | $915,000 | 4,203 |
| Premises and equipment expense | $415,000 | 2,685 |
| Additional noninterest expense | $437,000 | 4,696 |
| Pre-tax net operating income | $863,000 | 3,866 |
| Securities gains (losses) | $29,000 | 2,379 |
| Applicable income taxes | $337,000 | 3,021 |
| Income before extraordinary items | $555,000 | 4,516 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $555,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 450 |
| Net operating income | $536,440 | 4,392 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,164 |
| Total interest expense | $349,000 | 5,458 |
| Net interest income | $1,282,000 | 3,627 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $67,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $913,000 | 3,949 |
| Salaries and employee benefits | $484,000 | 4,004 |
| Premises and equipment expense | $207,000 | 2,693 |
| Additional noninterest expense | $222,000 | 4,600 |
| Pre-tax net operating income | $406,000 | 3,997 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $153,000 | 3,192 |
| Income before extraordinary items | $253,000 | 4,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $253,000 | 4,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $253,000 | 4,486 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,904,000 | 4,098 |
| Total interest expense | $1,932,000 | 4,907 |
| Net interest income | $4,972,000 | 3,692 |
| Provision for loan and lease losses | $120,000 | 5,330 |
| Total noninterest income | $411,000 | 5,712 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $119,000 | 6,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 4,321 |
| Total noninterest expense | $3,677,000 | 3,791 |
| Salaries and employee benefits | $1,851,000 | 3,984 |
| Premises and equipment expense | $863,000 | 2,503 |
| Additional noninterest expense | $963,000 | 4,302 |
| Pre-tax net operating income | $1,586,000 | 3,959 |
| Securities gains (losses) | $84,000 | 1,908 |
| Applicable income taxes | $622,000 | 3,058 |
| Income before extraordinary items | $1,048,000 | 4,466 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,048,000 | 4,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,067,000 | 364 |
| Net operating income | $994,240 | 4,494 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,176,000 | 4,346 |
| Total interest expense | $3,012,000 | 4,716 |
| Net interest income | $4,164,000 | 4,007 |
| Provision for loan and lease losses | $375,000 | 2,752 |
| Total noninterest income | $208,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $125,000 | 5,909 |
| Total noninterest expense | $3,276,000 | 4,047 |
| Salaries and employee benefits | $1,700,000 | 4,105 |
| Premises and equipment expense | $784,000 | 2,686 |
| Additional noninterest expense | $792,000 | 4,815 |
| Pre-tax net operating income | $721,000 | 5,745 |
| Securities gains (losses) | $30,000 | 2,828 |
| Applicable income taxes | $257,000 | 4,570 |
| Income before extraordinary items | $494,000 | 6,115 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $494,000 | 6,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $474,200 | 6,071 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,750,000 | 5,918 |
| Total interest expense | $2,270,000 | 5,875 |
| Net interest income | $2,480,000 | 5,836 |
| Provision for loan and lease losses | $190,000 | 3,859 |
| Total noninterest income | $103,000 | 8,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 7,980 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $2,659,000 | 4,644 |
| Salaries and employee benefits | $1,389,000 | 4,650 |
| Premises and equipment expense | $657,000 | 3,042 |
| Additional noninterest expense | $613,000 | 5,698 |
| Pre-tax net operating income | $-266,000 | 9,391 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-102,000 | 9,585 |
| Income before extraordinary items | $-164,000 | 9,336 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-164,000 | 9,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-164,000 | 9,336 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 10,078 |
| Total interest expense | $34,000 | 10,120 |
| Net interest income | $265,000 | 10,004 |
| Provision for loan and lease losses | $110,000 | 5,020 |
| Total noninterest income | $4,000 | 10,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 8,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 10,039 |
| Total noninterest expense | $741,000 | 8,918 |
| Salaries and employee benefits | $337,000 | 9,269 |
| Premises and equipment expense | $92,000 | 8,784 |
| Additional noninterest expense | $312,000 | 8,029 |
| Pre-tax net operating income | $-582,000 | 9,900 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-174,000 | 10,008 |
| Income before extraordinary items | $-408,000 | 9,847 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-408,000 | 9,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $13,375,000 | 50 |
| Net operating income | $-408,000 | 9,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.