Home > First National Bank and Trust Co. of Kearney > Income and Expense
First National Bank and Trust Co. of Kearney, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,331,000 | 2,269 |
| Total interest expense | $7,615,000 | 1,960 |
| Net interest income | $6,716,000 | 2,609 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $1,560,000 | 2,238 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $699,000 | 1,900 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $861,000 | 2,056 |
| Total noninterest expense | $4,653,000 | 2,908 |
| Salaries and employee benefits | $2,532,000 | 2,779 |
| Premises and equipment expense | $593,000 | 3,291 |
| Additional noninterest expense | $1,528,000 | 2,813 |
| Pre-tax net operating income | $3,587,000 | 2,034 |
| Securities gains (losses) | $30,000 | 1,197 |
| Applicable income taxes | $1,203,000 | 1,920 |
| Income before extraordinary items | $2,414,000 | 2,172 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,414,000 | 2,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,393,900 | 2,161 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,417,000 | 2,424 |
| Total interest expense | $7,004,000 | 2,166 |
| Net interest income | $6,413,000 | 2,675 |
| Provision for loan and lease losses | $178,000 | 3,829 |
| Total noninterest income | $1,557,000 | 2,209 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $650,000 | 1,967 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $907,000 | 1,993 |
| Total noninterest expense | $4,253,000 | 3,057 |
| Salaries and employee benefits | $2,329,000 | 2,907 |
| Premises and equipment expense | $615,000 | 3,092 |
| Additional noninterest expense | $1,309,000 | 3,111 |
| Pre-tax net operating income | $3,539,000 | 2,047 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,181,000 | 2,024 |
| Income before extraordinary items | $2,358,000 | 2,213 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,358,000 | 2,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,028 |
| Cash dividends | $1,500,000 | 1,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,358,000 | 2,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,827,000 | 2,563 |
| Total interest expense | $6,780,000 | 2,230 |
| Net interest income | $6,047,000 | 2,890 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $1,280,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $652,000 | 2,014 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $628,000 | 2,399 |
| Total noninterest expense | $4,052,000 | 3,134 |
| Salaries and employee benefits | $2,115,000 | 3,127 |
| Premises and equipment expense | $674,000 | 2,839 |
| Additional noninterest expense | $1,263,000 | 3,203 |
| Pre-tax net operating income | $3,249,000 | 2,317 |
| Securities gains (losses) | $12,000 | 2,240 |
| Applicable income taxes | $1,064,000 | 2,314 |
| Income before extraordinary items | $2,197,000 | 2,366 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,197,000 | 2,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,193 |
| Cash dividends | $1,500,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,188,960 | 2,320 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,505,000 | 2,877 |
| Total interest expense | $5,987,000 | 2,558 |
| Net interest income | $5,518,000 | 3,206 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $1,187,000 | 2,711 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $662,000 | 2,037 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $525,000 | 2,824 |
| Total noninterest expense | $3,598,000 | 3,689 |
| Salaries and employee benefits | $1,899,000 | 3,501 |
| Premises and equipment expense | $550,000 | 3,486 |
| Additional noninterest expense | $1,149,000 | 3,918 |
| Pre-tax net operating income | $3,047,000 | 2,341 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $992,000 | 2,371 |
| Income before extraordinary items | $2,055,000 | 2,402 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,055,000 | 2,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,813 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,055,000 | 2,351 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,944,000 | 3,029 |
| Total interest expense | $5,874,000 | 2,611 |
| Net interest income | $5,070,000 | 3,485 |
| Provision for loan and lease losses | $35,000 | 6,883 |
| Total noninterest income | $1,075,000 | 2,943 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $578,000 | 2,336 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $497,000 | 2,887 |
| Total noninterest expense | $3,550,000 | 3,694 |
| Salaries and employee benefits | $1,853,000 | 3,555 |
| Premises and equipment expense | $531,000 | 3,575 |
| Additional noninterest expense | $1,166,000 | 3,837 |
| Pre-tax net operating income | $2,560,000 | 2,779 |
| Securities gains (losses) | $93,000 | 995 |
| Applicable income taxes | $828,000 | 2,795 |
| Income before extraordinary items | $1,825,000 | 2,704 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,825,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,760,830 | 2,768 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,880,000 | 3,061 |
| Total interest expense | $4,569,000 | 2,677 |
| Net interest income | $5,311,000 | 3,376 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $871,000 | 3,447 |
| Gross Fiduciary activities income | $18,000 | 1,426 |
| Service charges on deposit accounts | $516,000 | 2,646 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $337,000 | 3,811 |
| Total noninterest expense | $3,556,000 | 3,793 |
| Salaries and employee benefits | $1,835,000 | 3,554 |
| Premises and equipment expense | $597,000 | 3,285 |
| Additional noninterest expense | $1,124,000 | 4,291 |
| Pre-tax net operating income | $2,566,000 | 2,757 |
| Securities gains (losses) | $30,000 | 1,467 |
| Applicable income taxes | $778,000 | 2,836 |
| Income before extraordinary items | $1,818,000 | 2,669 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,818,000 | 2,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,797,000 | 2,711 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,558,000 | 3,239 |
| Total interest expense | $4,611,000 | 2,797 |
| Net interest income | $4,947,000 | 3,609 |
| Provision for loan and lease losses | $86,000 | 6,164 |
| Total noninterest income | $1,222,000 | 2,870 |
| Gross Fiduciary activities income | $168,000 | 1,094 |
| Service charges on deposit accounts | $553,000 | 2,505 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $501,000 | 3,263 |
| Total noninterest expense | $3,644,000 | 3,783 |
| Salaries and employee benefits | $1,773,000 | 3,662 |
| Premises and equipment expense | $608,000 | 3,286 |
| Additional noninterest expense | $1,263,000 | 4,010 |
| Pre-tax net operating income | $2,439,000 | 2,769 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $710,000 | 3,070 |
| Income before extraordinary items | $1,739,000 | 2,839 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,739,000 | 2,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 7,730 |
| Cash dividends | $1,300,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,731,900 | 2,701 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,076,000 | 3,463 |
| Total interest expense | $5,203,000 | 3,194 |
| Net interest income | $4,873,000 | 3,736 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $1,209,000 | 2,850 |
| Gross Fiduciary activities income | $177,000 | 1,116 |
| Service charges on deposit accounts | $547,000 | 2,518 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $485,000 | 3,260 |
| Total noninterest expense | $3,442,000 | 3,987 |
| Salaries and employee benefits | $1,697,000 | 3,775 |
| Premises and equipment expense | $568,000 | 3,542 |
| Additional noninterest expense | $1,177,000 | 4,417 |
| Pre-tax net operating income | $2,562,000 | 2,421 |
| Securities gains (losses) | $159,000 | 2,342 |
| Applicable income taxes | $808,000 | 2,589 |
| Income before extraordinary items | $1,913,000 | 2,394 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,913,000 | 2,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 6,766 |
| Cash dividends | $1,100,000 | 1,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,801,700 | 2,360 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.