Home > First National Bank and Trust Co. > Income and Expense
First National Bank and Trust Co., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,805,000 | 2,270 |
| Total interest expense | $6,306,000 | 2,450 |
| Net interest income | $8,499,000 | 2,106 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $924,000 | 3,332 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $358,000 | 3,678 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $566,000 | 2,679 |
| Total noninterest expense | $4,576,000 | 2,970 |
| Salaries and employee benefits | $2,402,000 | 2,794 |
| Premises and equipment expense | $393,000 | 4,592 |
| Additional noninterest expense | $1,781,000 | 2,724 |
| Pre-tax net operating income | $4,607,000 | 1,580 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $1,159,000 | 2,064 |
| Income before extraordinary items | $3,449,000 | 1,432 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,449,000 | 1,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,344 |
| Cash dividends | $1,532,000 | 1,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,448,250 | 1,400 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,930,000 | 2,405 |
| Total interest expense | $5,600,000 | 2,739 |
| Net interest income | $8,330,000 | 2,155 |
| Provision for loan and lease losses | $125,000 | 4,002 |
| Total noninterest income | $1,219,000 | 2,682 |
| Gross Fiduciary activities income | $552,000 | 713 |
| Service charges on deposit accounts | $317,000 | 4,096 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $350,000 | 3,615 |
| Total noninterest expense | $5,016,000 | 2,707 |
| Salaries and employee benefits | $2,661,000 | 2,512 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $1,942,000 | 2,458 |
| Pre-tax net operating income | $4,408,000 | 1,667 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,026,000 | 2,324 |
| Income before extraordinary items | $3,382,000 | 1,514 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,382,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,278 |
| Cash dividends | $1,922,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,382,000 | 1,491 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,731,000 | 2,383 |
| Total interest expense | $4,719,000 | 2,597 |
| Net interest income | $8,012,000 | 2,256 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,364,000 | 2,477 |
| Gross Fiduciary activities income | $714,000 | 624 |
| Service charges on deposit accounts | $319,000 | 4,146 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $331,000 | 3,845 |
| Total noninterest expense | $5,197,000 | 2,672 |
| Salaries and employee benefits | $2,659,000 | 2,514 |
| Premises and equipment expense | $399,000 | 4,592 |
| Additional noninterest expense | $2,139,000 | 2,445 |
| Pre-tax net operating income | $4,059,000 | 1,743 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $901,000 | 2,478 |
| Income before extraordinary items | $3,158,000 | 1,554 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,158,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $1,322,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,158,000 | 1,566 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,865,000 | 2,396 |
| Total interest expense | $5,022,000 | 2,556 |
| Net interest income | $7,843,000 | 2,294 |
| Provision for loan and lease losses | $175,000 | 4,260 |
| Total noninterest income | $1,249,000 | 2,815 |
| Gross Fiduciary activities income | $655,000 | 666 |
| Service charges on deposit accounts | $316,000 | 4,230 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $278,000 | 4,681 |
| Total noninterest expense | $5,043,000 | 2,840 |
| Salaries and employee benefits | $2,612,000 | 2,545 |
| Premises and equipment expense | $418,000 | 4,549 |
| Additional noninterest expense | $2,013,000 | 2,720 |
| Pre-tax net operating income | $3,874,000 | 1,777 |
| Securities gains (losses) | $-117,000 | 13,189 |
| Applicable income taxes | $809,000 | 2,738 |
| Income before extraordinary items | $2,948,000 | 1,706 |
| Extraordinary gains, net | $37,000 | 2,352 |
| Net income | $2,985,000 | 1,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $1,166,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,039,260 | 1,574 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,336,000 | 2,443 |
| Total interest expense | $6,578,000 | 2,567 |
| Net interest income | $7,758,000 | 2,327 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $1,251,000 | 2,776 |
| Gross Fiduciary activities income | $678,000 | 666 |
| Service charges on deposit accounts | $306,000 | 4,373 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $267,000 | 4,754 |
| Total noninterest expense | $5,055,000 | 2,836 |
| Salaries and employee benefits | $2,594,000 | 2,488 |
| Premises and equipment expense | $442,000 | 4,416 |
| Additional noninterest expense | $2,019,000 | 2,783 |
| Pre-tax net operating income | $3,484,000 | 1,777 |
| Securities gains (losses) | $120,000 | 2,718 |
| Applicable income taxes | $753,000 | 2,763 |
| Income before extraordinary items | $2,851,000 | 1,619 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,851,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 4,326 |
| Cash dividends | $1,092,000 | 1,442 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,756,200 | 1,545 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.