Home > First National Bank and Trust > Income and Expense
First National Bank and Trust, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $438,000 | 5,979 |
| Total interest expense | $59,000 | 5,497 |
| Net interest income | $379,000 | 6,008 |
| Provision for loan and lease losses | $-145,000 | 6,545 |
| Total noninterest income | $91,000 | 4,775 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $73,000 | 4,035 |
| Total noninterest expense | $433,000 | 5,621 |
| Salaries and employee benefits | $219,000 | 5,705 |
| Premises and equipment expense | $96,000 | 4,302 |
| Additional noninterest expense | $118,000 | 5,845 |
| Pre-tax net operating income | $182,000 | 4,622 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $182,000 | 4,405 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $182,000 | 4,406 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $182,000 | 4,407 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $182,000 | 4,354 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 5,905 |
| Total interest expense | $349,000 | 5,154 |
| Net interest income | $1,602,000 | 5,975 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $270,000 | 5,260 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $209,000 | 4,550 |
| Total noninterest expense | $1,534,000 | 5,867 |
| Salaries and employee benefits | $819,000 | 5,877 |
| Premises and equipment expense | $257,000 | 5,141 |
| Additional noninterest expense | $458,000 | 5,957 |
| Pre-tax net operating income | $318,000 | 5,456 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $319,000 | 5,367 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $319,000 | 5,371 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $319,000 | 5,371 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $66,000 | 4,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $318,000 | 5,322 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 5,960 |
| Total interest expense | $279,000 | 5,141 |
| Net interest income | $1,200,000 | 6,037 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $287,000 | 4,876 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $246,000 | 4,040 |
| Total noninterest expense | $1,216,000 | 5,796 |
| Salaries and employee benefits | $685,000 | 5,729 |
| Premises and equipment expense | $192,000 | 5,173 |
| Additional noninterest expense | $339,000 | 6,008 |
| Pre-tax net operating income | $251,000 | 5,512 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $252,000 | 5,445 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $252,000 | 5,446 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $252,000 | 5,447 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $26,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $251,000 | 5,371 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 5,991 |
| Total interest expense | $195,000 | 5,112 |
| Net interest income | $793,000 | 6,075 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $213,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $26,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $187,000 | 3,894 |
| Total noninterest expense | $820,000 | 5,803 |
| Salaries and employee benefits | $470,000 | 5,704 |
| Premises and equipment expense | $127,000 | 5,202 |
| Additional noninterest expense | $223,000 | 6,043 |
| Pre-tax net operating income | $166,000 | 5,510 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $167,000 | 5,466 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $167,000 | 5,469 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $167,000 | 5,469 |
| Net charge-offs | $-5,000 | 5,951 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $166,000 | 5,348 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 6,068 |
| Total interest expense | $101,000 | 5,127 |
| Net interest income | $378,000 | 6,172 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $113,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $99,000 | 3,764 |
| Total noninterest expense | $422,000 | 5,823 |
| Salaries and employee benefits | $248,000 | 5,645 |
| Premises and equipment expense | $65,000 | 5,194 |
| Additional noninterest expense | $109,000 | 6,143 |
| Pre-tax net operating income | $59,000 | 5,743 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $59,000 | 5,731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $59,000 | 5,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $59,000 | 5,733 |
| Net charge-offs | $-3,000 | 5,668 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $59,000 | 5,638 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 6,148 |
| Total interest expense | $444,000 | 5,342 |
| Net interest income | $1,544,000 | 6,245 |
| Provision for loan and lease losses | $10,000 | 5,745 |
| Total noninterest income | $260,000 | 5,407 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $60,000 | 6,058 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $200,000 | 4,593 |
| Total noninterest expense | $1,549,000 | 6,046 |
| Salaries and employee benefits | $810,000 | 6,068 |
| Premises and equipment expense | $270,000 | 5,179 |
| Additional noninterest expense | $469,000 | 6,154 |
| Pre-tax net operating income | $245,000 | 5,570 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $245,000 | 5,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $245,000 | 5,636 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $245,000 | 5,637 |
| Net charge-offs | $64,000 | 4,763 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $245,000 | 5,454 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 6,256 |
| Total interest expense | $338,000 | 5,449 |
| Net interest income | $1,150,000 | 6,348 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $223,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $52,000 | 5,987 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $171,000 | 4,460 |
| Total noninterest expense | $1,248,000 | 5,989 |
| Salaries and employee benefits | $673,000 | 5,938 |
| Premises and equipment expense | $204,000 | 5,225 |
| Additional noninterest expense | $371,000 | 6,141 |
| Pre-tax net operating income | $125,000 | 5,934 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $125,000 | 6,027 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $125,000 | 6,026 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $125,000 | 6,026 |
| Net charge-offs | $41,000 | 4,650 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $125,000 | 5,891 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,309 |
| Total interest expense | $228,000 | 5,525 |
| Net interest income | $762,000 | 6,397 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $180,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 4,155 |
| Total noninterest expense | $846,000 | 6,014 |
| Salaries and employee benefits | $459,000 | 5,936 |
| Premises and equipment expense | $141,000 | 5,176 |
| Additional noninterest expense | $246,000 | 6,197 |
| Pre-tax net operating income | $96,000 | 5,888 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $96,000 | 5,966 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $96,000 | 5,966 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $96,000 | 5,966 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $96,000 | 5,814 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 6,385 |
| Total interest expense | $115,000 | 5,610 |
| Net interest income | $372,000 | 6,479 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $43,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $25,000 | 5,519 |
| Total noninterest expense | $439,000 | 5,998 |
| Salaries and employee benefits | $230,000 | 5,984 |
| Premises and equipment expense | $75,000 | 5,094 |
| Additional noninterest expense | $134,000 | 6,114 |
| Pre-tax net operating income | $-24,000 | 6,545 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-24,000 | 6,641 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-24,000 | 6,641 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-24,000 | 6,641 |
| Net charge-offs | $10,000 | 4,036 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-24,000 | 6,554 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 6,474 |
| Total interest expense | $469,000 | 5,974 |
| Net interest income | $1,490,000 | 6,539 |
| Provision for loan and lease losses | $79,000 | 5,549 |
| Total noninterest income | $300,000 | 5,201 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $88,000 | 5,691 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $212,000 | 4,390 |
| Total noninterest expense | $1,699,000 | 6,091 |
| Salaries and employee benefits | $836,000 | 6,190 |
| Premises and equipment expense | $287,000 | 5,334 |
| Additional noninterest expense | $576,000 | 6,060 |
| Pre-tax net operating income | $12,000 | 5,974 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $4,000 | 4,504 |
| Income before extraordinary items | $8,000 | 6,136 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,000 | 6,138 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $8,000 | 6,138 |
| Net charge-offs | $135,000 | 4,702 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $8,000 | 6,013 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,491,000 | 6,520 |
| Total interest expense | $353,000 | 6,069 |
| Net interest income | $1,138,000 | 6,566 |
| Provision for loan and lease losses | $74,000 | 5,278 |
| Total noninterest income | $267,000 | 5,020 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $64,000 | 5,756 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $203,000 | 4,072 |
| Total noninterest expense | $1,284,000 | 6,118 |
| Salaries and employee benefits | $641,000 | 6,160 |
| Premises and equipment expense | $219,000 | 5,343 |
| Additional noninterest expense | $424,000 | 6,127 |
| Pre-tax net operating income | $47,000 | 5,998 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $4,000 | 4,473 |
| Income before extraordinary items | $43,000 | 6,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 6,122 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $43,000 | 6,122 |
| Net charge-offs | $73,000 | 4,697 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $43,000 | 6,015 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,008,000 | 6,551 |
| Total interest expense | $236,000 | 6,168 |
| Net interest income | $772,000 | 6,593 |
| Provision for loan and lease losses | $46,000 | 5,199 |
| Total noninterest income | $195,000 | 4,911 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $41,000 | 5,787 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 3,905 |
| Total noninterest expense | $906,000 | 6,088 |
| Salaries and employee benefits | $456,000 | 6,097 |
| Premises and equipment expense | $151,000 | 5,303 |
| Additional noninterest expense | $299,000 | 6,105 |
| Pre-tax net operating income | $15,000 | 6,123 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $11,000 | 6,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $11,000 | 6,254 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $11,000 | 6,254 |
| Net charge-offs | $61,000 | 4,297 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $11,000 | 6,173 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $505,000 | 6,593 |
| Total interest expense | $118,000 | 6,260 |
| Net interest income | $387,000 | 6,617 |
| Provision for loan and lease losses | $20,000 | 4,994 |
| Total noninterest income | $119,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $97,000 | 3,622 |
| Total noninterest expense | $459,000 | 6,101 |
| Salaries and employee benefits | $225,000 | 6,172 |
| Premises and equipment expense | $77,000 | 5,307 |
| Additional noninterest expense | $157,000 | 6,055 |
| Pre-tax net operating income | $27,000 | 6,018 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $4,000 | 4,128 |
| Income before extraordinary items | $23,000 | 6,084 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $23,000 | 6,083 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $23,000 | 6,084 |
| Net charge-offs | $10,000 | 4,385 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $23,000 | 6,050 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 6,744 |
| Total interest expense | $512,000 | 6,494 |
| Net interest income | $1,450,000 | 6,769 |
| Provision for loan and lease losses | $127,000 | 5,800 |
| Total noninterest income | $427,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $97,000 | 5,516 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $330,000 | 3,816 |
| Total noninterest expense | $1,884,000 | 6,122 |
| Salaries and employee benefits | $835,000 | 6,379 |
| Premises and equipment expense | $283,000 | 5,552 |
| Additional noninterest expense | $766,000 | 5,707 |
| Pre-tax net operating income | $-134,000 | 5,975 |
| Securities gains (losses) | $66,000 | 2,482 |
| Applicable income taxes | $4,000 | 4,397 |
| Income before extraordinary items | $-72,000 | 6,043 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-72,000 | 6,043 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-72,000 | 6,043 |
| Net charge-offs | $368,000 | 4,037 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-138,000 | 6,047 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 6,858 |
| Total interest expense | $384,000 | 6,626 |
| Net interest income | $1,074,000 | 6,877 |
| Provision for loan and lease losses | $63,000 | 6,084 |
| Total noninterest income | $214,000 | 5,580 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $140,000 | 4,755 |
| Total noninterest expense | $1,283,000 | 6,350 |
| Salaries and employee benefits | $569,000 | 6,591 |
| Premises and equipment expense | $212,000 | 5,616 |
| Additional noninterest expense | $502,000 | 6,032 |
| Pre-tax net operating income | $-58,000 | 6,098 |
| Securities gains (losses) | $28,000 | 2,749 |
| Applicable income taxes | $4,000 | 4,431 |
| Income before extraordinary items | $-34,000 | 6,201 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-34,000 | 6,202 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-34,000 | 6,202 |
| Net charge-offs | $162,000 | 4,439 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-62,000 | 6,139 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 6,926 |
| Total interest expense | $255,000 | 6,724 |
| Net interest income | $711,000 | 6,923 |
| Provision for loan and lease losses | $20,000 | 6,391 |
| Total noninterest income | $192,000 | 5,090 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $50,000 | 5,593 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 4,061 |
| Total noninterest expense | $870,000 | 6,357 |
| Salaries and employee benefits | $408,000 | 6,515 |
| Premises and equipment expense | $142,000 | 5,631 |
| Additional noninterest expense | $320,000 | 6,155 |
| Pre-tax net operating income | $13,000 | 5,995 |
| Securities gains (losses) | $28,000 | 2,205 |
| Applicable income taxes | $4,000 | 4,358 |
| Income before extraordinary items | $37,000 | 5,990 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $37,000 | 5,992 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $37,000 | 5,991 |
| Net charge-offs | $157,000 | 3,783 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $11,800 | 6,023 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,031 |
| Total interest expense | $126,000 | 6,852 |
| Net interest income | $350,000 | 7,015 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $112,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $87,000 | 3,760 |
| Total noninterest expense | $431,000 | 6,457 |
| Salaries and employee benefits | $212,000 | 6,498 |
| Premises and equipment expense | $74,000 | 5,638 |
| Additional noninterest expense | $145,000 | 6,412 |
| Pre-tax net operating income | $16,000 | 6,064 |
| Securities gains (losses) | $28,000 | 1,386 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $44,000 | 5,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,790 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $44,000 | 5,789 |
| Net charge-offs | $57,000 | 3,616 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $16,000 | 6,062 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,365,000 | 6,784 |
| Total interest expense | $852,000 | 6,348 |
| Net interest income | $1,513,000 | 6,897 |
| Provision for loan and lease losses | $630,000 | 4,182 |
| Total noninterest income | $444,000 | 4,943 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $140,000 | 5,264 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $304,000 | 3,958 |
| Total noninterest expense | $2,133,000 | 6,077 |
| Salaries and employee benefits | $1,067,000 | 6,098 |
| Premises and equipment expense | $301,000 | 5,636 |
| Additional noninterest expense | $765,000 | 5,924 |
| Pre-tax net operating income | $-806,000 | 6,170 |
| Securities gains (losses) | $77,000 | 2,326 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-729,000 | 6,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-729,000 | 6,216 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-729,000 | 6,216 |
| Net charge-offs | $373,000 | 4,190 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-806,000 | 6,270 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,813,000 | 6,830 |
| Total interest expense | $697,000 | 6,317 |
| Net interest income | $1,116,000 | 6,967 |
| Provision for loan and lease losses | $390,000 | 4,217 |
| Total noninterest income | $262,000 | 5,431 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $106,000 | 5,286 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $156,000 | 4,688 |
| Total noninterest expense | $1,518,000 | 6,220 |
| Salaries and employee benefits | $735,000 | 6,322 |
| Premises and equipment expense | $228,000 | 5,674 |
| Additional noninterest expense | $555,000 | 6,006 |
| Pre-tax net operating income | $-530,000 | 6,358 |
| Securities gains (losses) | $77,000 | 2,006 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-453,000 | 6,386 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-453,000 | 6,387 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-453,000 | 6,386 |
| Net charge-offs | $199,000 | 4,258 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-530,000 | 6,444 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 6,863 |
| Total interest expense | $519,000 | 6,196 |
| Net interest income | $712,000 | 7,074 |
| Provision for loan and lease losses | $290,000 | 3,791 |
| Total noninterest income | $233,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $72,000 | 5,252 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $161,000 | 3,981 |
| Total noninterest expense | $1,062,000 | 6,152 |
| Salaries and employee benefits | $553,000 | 6,118 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $353,000 | 6,132 |
| Pre-tax net operating income | $-407,000 | 6,551 |
| Securities gains (losses) | $77,000 | 1,648 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-330,000 | 6,577 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-330,000 | 6,577 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-330,000 | 6,577 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-407,000 | 6,639 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $621,000 | 6,900 |
| Total interest expense | $301,000 | 6,010 |
| Net interest income | $320,000 | 7,271 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $132,000 | 4,682 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $41,000 | 4,966 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $91,000 | 3,806 |
| Total noninterest expense | $524,000 | 6,154 |
| Salaries and employee benefits | $275,000 | 6,180 |
| Premises and equipment expense | $83,000 | 5,572 |
| Additional noninterest expense | $166,000 | 6,063 |
| Pre-tax net operating income | $-322,000 | 7,096 |
| Securities gains (losses) | $39,000 | 1,402 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-283,000 | 7,171 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-283,000 | 7,171 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-283,000 | 7,172 |
| Net charge-offs | $-36,000 | 8,095 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-322,000 | 7,188 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 6,376 |
| Total interest expense | $1,665,000 | 5,745 |
| Net interest income | $1,730,000 | 6,732 |
| Provision for loan and lease losses | $573,000 | 3,597 |
| Total noninterest income | $371,000 | 5,418 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $156,000 | 5,243 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $215,000 | 4,717 |
| Total noninterest expense | $2,037,000 | 6,191 |
| Salaries and employee benefits | $1,105,000 | 6,186 |
| Premises and equipment expense | $335,000 | 5,528 |
| Additional noninterest expense | $597,000 | 6,227 |
| Pre-tax net operating income | $-509,000 | 6,772 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $-507,000 | 6,715 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-507,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $803,000 | 2,192 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-514,000 | 6,851 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 6,359 |
| Total interest expense | $1,330,000 | 5,712 |
| Net interest income | $1,320,000 | 6,735 |
| Provision for loan and lease losses | $303,000 | 3,527 |
| Total noninterest income | $300,000 | 5,368 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $112,000 | 5,359 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 4,535 |
| Total noninterest expense | $1,530,000 | 6,172 |
| Salaries and employee benefits | $866,000 | 6,095 |
| Premises and equipment expense | $256,000 | 5,516 |
| Additional noninterest expense | $408,000 | 6,420 |
| Pre-tax net operating income | $-213,000 | 7,037 |
| Securities gains (losses) | $8,000 | 2,453 |
| Applicable income taxes | $3,000 | 5,129 |
| Income before extraordinary items | $-208,000 | 6,912 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-208,000 | 6,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,115 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-216,000 | 7,094 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 6,287 |
| Total interest expense | $969,000 | 5,655 |
| Net interest income | $906,000 | 6,704 |
| Provision for loan and lease losses | $57,000 | 5,068 |
| Total noninterest income | $235,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $162,000 | 4,175 |
| Total noninterest expense | $1,038,000 | 6,177 |
| Salaries and employee benefits | $602,000 | 6,043 |
| Premises and equipment expense | $177,000 | 5,467 |
| Additional noninterest expense | $259,000 | 6,564 |
| Pre-tax net operating income | $46,000 | 6,696 |
| Securities gains (losses) | $7,000 | 2,608 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $51,000 | 6,690 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 6,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $44,280 | 6,669 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 6,216 |
| Total interest expense | $535,000 | 5,588 |
| Net interest income | $467,000 | 6,658 |
| Provision for loan and lease losses | $40,000 | 4,096 |
| Total noninterest income | $121,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $36,000 | 5,409 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 4,075 |
| Total noninterest expense | $531,000 | 6,150 |
| Salaries and employee benefits | $306,000 | 6,028 |
| Premises and equipment expense | $88,000 | 5,508 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $17,000 | 6,988 |
| Securities gains (losses) | $7,000 | 2,110 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $24,000 | 6,962 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $24,000 | 6,963 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 2,155 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $17,000 | 6,964 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,661,000 | 5,896 |
| Total interest expense | $2,361,000 | 5,414 |
| Net interest income | $2,300,000 | 6,173 |
| Provision for loan and lease losses | $225,000 | 3,682 |
| Total noninterest income | $419,000 | 5,398 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $174,000 | 5,166 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $245,000 | 4,641 |
| Total noninterest expense | $2,133,000 | 6,045 |
| Salaries and employee benefits | $1,214,000 | 5,950 |
| Premises and equipment expense | $330,000 | 5,550 |
| Additional noninterest expense | $589,000 | 6,172 |
| Pre-tax net operating income | $361,000 | 6,389 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $361,000 | 6,200 |
| Extraordinary gains, net | $-16,000 | 8,511 |
| Net income | $345,000 | 6,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $305,000 | 4,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $361,000 | 6,184 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 5,933 |
| Total interest expense | $1,735,000 | 5,480 |
| Net interest income | $1,756,000 | 6,173 |
| Provision for loan and lease losses | $200,000 | 2,996 |
| Total noninterest income | $301,000 | 5,529 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $136,000 | 5,117 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $165,000 | 4,884 |
| Total noninterest expense | $1,542,000 | 6,141 |
| Salaries and employee benefits | $870,000 | 6,072 |
| Premises and equipment expense | $248,000 | 5,540 |
| Additional noninterest expense | $424,000 | 6,246 |
| Pre-tax net operating income | $315,000 | 6,508 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $315,000 | 6,238 |
| Extraordinary gains, net | $-14,000 | 8,541 |
| Net income | $301,000 | 6,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,253 |
| Cash dividends | $235,000 | 3,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $315,000 | 6,232 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,285,000 | 5,997 |
| Total interest expense | $1,110,000 | 5,610 |
| Net interest income | $1,175,000 | 6,205 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $192,000 | 5,650 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $86,000 | 5,219 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $106,000 | 5,014 |
| Total noninterest expense | $1,030,000 | 6,167 |
| Salaries and employee benefits | $592,000 | 6,058 |
| Premises and equipment expense | $166,000 | 5,569 |
| Additional noninterest expense | $272,000 | 6,377 |
| Pre-tax net operating income | $257,000 | 6,309 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $257,000 | 5,965 |
| Extraordinary gains, net | $-11,000 | 8,599 |
| Net income | $246,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,342 |
| Cash dividends | $160,000 | 3,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $257,000 | 5,955 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,118,000 | 6,061 |
| Total interest expense | $548,000 | 5,633 |
| Net interest income | $570,000 | 6,298 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $101,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $36,000 | 5,497 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $65,000 | 4,594 |
| Total noninterest expense | $535,000 | 6,112 |
| Salaries and employee benefits | $316,000 | 5,898 |
| Premises and equipment expense | $87,000 | 5,461 |
| Additional noninterest expense | $132,000 | 6,458 |
| Pre-tax net operating income | $116,000 | 6,467 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $116,000 | 6,142 |
| Extraordinary gains, net | $-8,000 | 8,637 |
| Net income | $108,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $116,000 | 6,126 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,391,000 | 5,893 |
| Total interest expense | $1,949,000 | 5,475 |
| Net interest income | $2,442,000 | 6,097 |
| Provision for loan and lease losses | $141,000 | 4,154 |
| Total noninterest income | $502,000 | 5,130 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $186,000 | 5,128 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $316,000 | 4,204 |
| Total noninterest expense | $2,065,000 | 6,067 |
| Salaries and employee benefits | $1,178,000 | 5,968 |
| Premises and equipment expense | $324,000 | 5,541 |
| Additional noninterest expense | $563,000 | 6,241 |
| Pre-tax net operating income | $738,000 | 5,819 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $738,000 | 5,392 |
| Extraordinary gains, net | $-3,000 | 8,643 |
| Net income | $735,000 | 5,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,716 |
| Cash dividends | $510,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $738,000 | 5,384 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,234,000 | 5,960 |
| Total interest expense | $1,409,000 | 5,508 |
| Net interest income | $1,825,000 | 6,156 |
| Provision for loan and lease losses | $91,000 | 4,218 |
| Total noninterest income | $378,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $148,000 | 5,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $230,000 | 4,251 |
| Total noninterest expense | $1,552,000 | 6,058 |
| Salaries and employee benefits | $887,000 | 5,920 |
| Premises and equipment expense | $247,000 | 5,515 |
| Additional noninterest expense | $418,000 | 6,274 |
| Pre-tax net operating income | $560,000 | 6,003 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $560,000 | 5,530 |
| Extraordinary gains, net | $-3,000 | 8,726 |
| Net income | $557,000 | 5,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $310,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $560,000 | 5,531 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 6,046 |
| Total interest expense | $878,000 | 5,575 |
| Net interest income | $1,180,000 | 6,266 |
| Provision for loan and lease losses | $66,000 | 3,960 |
| Total noninterest income | $265,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $99,000 | 5,045 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 4,110 |
| Total noninterest expense | $1,042,000 | 6,043 |
| Salaries and employee benefits | $599,000 | 5,918 |
| Premises and equipment expense | $168,000 | 5,459 |
| Additional noninterest expense | $275,000 | 6,327 |
| Pre-tax net operating income | $337,000 | 6,234 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $337,000 | 5,773 |
| Extraordinary gains, net | $-3,000 | 8,760 |
| Net income | $334,000 | 5,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $337,000 | 5,771 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 6,159 |
| Total interest expense | $415,000 | 5,593 |
| Net interest income | $559,000 | 6,406 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $122,000 | 5,168 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 5,002 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,340 |
| Total noninterest expense | $511,000 | 6,119 |
| Salaries and employee benefits | $301,000 | 5,919 |
| Premises and equipment expense | $83,000 | 5,536 |
| Additional noninterest expense | $127,000 | 6,501 |
| Pre-tax net operating income | $145,000 | 6,489 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $145,000 | 6,035 |
| Extraordinary gains, net | $-3,000 | 8,777 |
| Net income | $142,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $145,000 | 6,033 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 6,349 |
| Total interest expense | $1,127,000 | 5,982 |
| Net interest income | $2,173,000 | 6,415 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $496,000 | 5,261 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $183,000 | 5,225 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $313,000 | 4,248 |
| Total noninterest expense | $1,939,000 | 6,213 |
| Salaries and employee benefits | $1,121,000 | 5,996 |
| Premises and equipment expense | $308,000 | 5,654 |
| Additional noninterest expense | $510,000 | 6,515 |
| Pre-tax net operating income | $710,000 | 6,123 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $710,000 | 5,631 |
| Extraordinary gains, net | $-4,000 | 8,801 |
| Net income | $706,000 | 5,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,675 |
| Cash dividends | $365,000 | 4,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $710,000 | 5,611 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,356,000 | 6,479 |
| Total interest expense | $776,000 | 6,091 |
| Net interest income | $1,580,000 | 6,536 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $347,000 | 5,445 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 5,305 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $213,000 | 4,469 |
| Total noninterest expense | $1,405,000 | 6,284 |
| Salaries and employee benefits | $811,000 | 6,087 |
| Premises and equipment expense | $229,000 | 5,686 |
| Additional noninterest expense | $365,000 | 6,622 |
| Pre-tax net operating income | $512,000 | 6,350 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $512,000 | 5,848 |
| Extraordinary gains, net | $-4,000 | 8,836 |
| Net income | $508,000 | 5,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,856 |
| Cash dividends | $250,000 | 3,766 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $512,000 | 5,811 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 6,595 |
| Total interest expense | $482,000 | 6,134 |
| Net interest income | $1,005,000 | 6,650 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $225,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $86,000 | 5,345 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $139,000 | 4,488 |
| Total noninterest expense | $931,000 | 6,300 |
| Salaries and employee benefits | $546,000 | 6,071 |
| Premises and equipment expense | $156,000 | 5,596 |
| Additional noninterest expense | $229,000 | 6,788 |
| Pre-tax net operating income | $299,000 | 6,581 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $299,000 | 6,129 |
| Extraordinary gains, net | $-4,000 | 8,855 |
| Net income | $295,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $125,000 | 4,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $299,000 | 6,079 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,741 |
| Total interest expense | $232,000 | 6,161 |
| Net interest income | $470,000 | 6,864 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $114,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,172 |
| Total noninterest expense | $454,000 | 6,402 |
| Salaries and employee benefits | $271,000 | 6,125 |
| Premises and equipment expense | $76,000 | 5,710 |
| Additional noninterest expense | $107,000 | 6,972 |
| Pre-tax net operating income | $130,000 | 6,816 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $130,000 | 6,396 |
| Extraordinary gains, net | $-4,000 | 8,924 |
| Net income | $126,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $130,000 | 6,354 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,788,000 | 6,627 |
| Total interest expense | $862,000 | 6,061 |
| Net interest income | $1,926,000 | 6,730 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $392,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $151,000 | 5,769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $241,000 | 4,715 |
| Total noninterest expense | $1,740,000 | 6,465 |
| Salaries and employee benefits | $1,011,000 | 6,242 |
| Premises and equipment expense | $258,000 | 6,114 |
| Additional noninterest expense | $471,000 | 6,732 |
| Pre-tax net operating income | $558,000 | 6,521 |
| Securities gains (losses) | $67,000 | 1,515 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $620,000 | 5,876 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $620,000 | 5,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,214 |
| Cash dividends | $325,000 | 4,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $553,670 | 6,069 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 6,728 |
| Total interest expense | $630,000 | 6,129 |
| Net interest income | $1,387,000 | 6,849 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $294,000 | 5,864 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $113,000 | 5,820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 4,710 |
| Total noninterest expense | $1,290,000 | 6,472 |
| Salaries and employee benefits | $739,000 | 6,297 |
| Premises and equipment expense | $184,000 | 6,222 |
| Additional noninterest expense | $367,000 | 6,588 |
| Pre-tax net operating income | $371,000 | 6,870 |
| Securities gains (losses) | $67,000 | 1,441 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $438,000 | 6,116 |
| Extraordinary gains, net | $-5,000 | 9,005 |
| Net income | $433,000 | 6,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $200,000 | 3,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $371,000 | 6,414 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 6,827 |
| Total interest expense | $407,000 | 6,246 |
| Net interest income | $908,000 | 6,930 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $187,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 4,941 |
| Total noninterest expense | $860,000 | 6,513 |
| Salaries and employee benefits | $493,000 | 6,337 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $252,000 | 6,500 |
| Pre-tax net operating income | $225,000 | 7,009 |
| Securities gains (losses) | $67,000 | 1,274 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $292,000 | 6,090 |
| Extraordinary gains, net | $-5,000 | 9,058 |
| Net income | $287,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $200,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $225,000 | 6,581 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $660,000 | 6,854 |
| Total interest expense | $200,000 | 6,351 |
| Net interest income | $460,000 | 6,914 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $91,000 | 5,996 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $36,000 | 5,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $418,000 | 6,635 |
| Salaries and employee benefits | $248,000 | 6,367 |
| Premises and equipment expense | $47,000 | 6,927 |
| Additional noninterest expense | $123,000 | 6,605 |
| Pre-tax net operating income | $123,000 | 6,818 |
| Securities gains (losses) | $67,000 | 1,032 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $190,000 | 5,468 |
| Extraordinary gains, net | $-4,000 | 9,103 |
| Net income | $186,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $123,000 | 6,340 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,617,000 | 6,915 |
| Total interest expense | $879,000 | 6,477 |
| Net interest income | $1,738,000 | 7,010 |
| Provision for loan and lease losses | $155,000 | 4,520 |
| Total noninterest income | $437,000 | 5,767 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $156,000 | 5,788 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $281,000 | 4,637 |
| Total noninterest expense | $1,463,000 | 6,960 |
| Salaries and employee benefits | $858,000 | 6,717 |
| Premises and equipment expense | $172,000 | 7,116 |
| Additional noninterest expense | $433,000 | 6,939 |
| Pre-tax net operating income | $557,000 | 6,496 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $559,000 | 6,099 |
| Extraordinary gains, net | $-4,000 | 9,141 |
| Net income | $555,000 | 6,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,961 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $557,000 | 5,955 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 7,017 |
| Total interest expense | $678,000 | 6,546 |
| Net interest income | $1,271,000 | 7,101 |
| Provision for loan and lease losses | $95,000 | 4,748 |
| Total noninterest income | $335,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $117,000 | 5,833 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $218,000 | 4,622 |
| Total noninterest expense | $1,095,000 | 6,959 |
| Salaries and employee benefits | $639,000 | 6,746 |
| Premises and equipment expense | $133,000 | 7,071 |
| Additional noninterest expense | $323,000 | 6,945 |
| Pre-tax net operating income | $416,000 | 6,648 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $418,000 | 6,255 |
| Extraordinary gains, net | $-4,000 | 9,209 |
| Net income | $414,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $200,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $416,000 | 6,094 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 7,090 |
| Total interest expense | $467,000 | 6,583 |
| Net interest income | $819,000 | 7,212 |
| Provision for loan and lease losses | $95,000 | 3,952 |
| Total noninterest income | $222,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $80,000 | 5,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $142,000 | 4,662 |
| Total noninterest expense | $717,000 | 7,025 |
| Salaries and employee benefits | $416,000 | 6,841 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $207,000 | 7,051 |
| Pre-tax net operating income | $229,000 | 6,977 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $231,000 | 6,699 |
| Extraordinary gains, net | $-4,000 | 9,247 |
| Net income | $227,000 | 6,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $229,000 | 6,504 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 7,144 |
| Total interest expense | $242,000 | 6,579 |
| Net interest income | $399,000 | 7,302 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $95,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $357,000 | 7,070 |
| Salaries and employee benefits | $207,000 | 6,875 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $98,000 | 7,195 |
| Pre-tax net operating income | $92,000 | 7,309 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $94,000 | 7,010 |
| Extraordinary gains, net | $-5,000 | 9,297 |
| Net income | $89,000 | 7,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $92,000 | 6,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,718,000 | 7,139 |
| Total interest expense | $1,056,000 | 6,780 |
| Net interest income | $1,662,000 | 7,172 |
| Provision for loan and lease losses | $65,000 | 6,382 |
| Total noninterest income | $228,000 | 7,045 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $137,000 | 6,009 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $91,000 | 6,629 |
| Total noninterest expense | $1,211,000 | 7,445 |
| Salaries and employee benefits | $672,000 | 7,394 |
| Premises and equipment expense | $144,000 | 7,526 |
| Additional noninterest expense | $395,000 | 7,188 |
| Pre-tax net operating income | $614,000 | 6,381 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $614,000 | 5,905 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $614,000 | 5,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $435,000 | 3,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $614,000 | 5,771 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 7,361 |
| Total interest expense | $1,465,000 | 7,049 |
| Net interest income | $1,435,000 | 7,443 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $178,000 | 7,540 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $98,000 | 6,612 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $80,000 | 6,875 |
| Total noninterest expense | $1,041,000 | 7,850 |
| Salaries and employee benefits | $553,000 | 7,907 |
| Premises and equipment expense | $128,000 | 7,879 |
| Additional noninterest expense | $360,000 | 7,434 |
| Pre-tax net operating income | $497,000 | 6,552 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $497,000 | 6,099 |
| Extraordinary gains, net | $13,000 | 91 |
| Net income | $510,000 | 6,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,531 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $497,000 | 5,972 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 7,370 |
| Total interest expense | $1,593,000 | 6,984 |
| Net interest income | $1,446,000 | 7,552 |
| Provision for loan and lease losses | $81,000 | 5,741 |
| Total noninterest income | $159,000 | 7,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 7,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,040 |
| Total noninterest expense | $1,083,000 | 7,791 |
| Salaries and employee benefits | $583,000 | 7,788 |
| Premises and equipment expense | $119,000 | 8,117 |
| Additional noninterest expense | $381,000 | 7,300 |
| Pre-tax net operating income | $441,000 | 7,271 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $441,000 | 6,625 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $441,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,420 |
| Cash dividends | $465,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $441,000 | 6,642 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 7,549 |
| Total interest expense | $1,382,000 | 7,231 |
| Net interest income | $1,462,000 | 7,651 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $172,000 | 7,809 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,922 |
| Total noninterest expense | $1,031,000 | 8,030 |
| Salaries and employee benefits | $563,000 | 7,955 |
| Premises and equipment expense | $121,000 | 8,213 |
| Additional noninterest expense | $347,000 | 7,723 |
| Pre-tax net operating income | $573,000 | 6,819 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $573,000 | 6,031 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $573,000 | 6,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,900 |
| Cash dividends | $360,000 | 4,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $573,000 | 6,003 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,714,000 | 7,857 |
| Total interest expense | $1,367,000 | 7,504 |
| Net interest income | $1,347,000 | 8,004 |
| Provision for loan and lease losses | $25,000 | 7,503 |
| Total noninterest income | $223,000 | 7,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 5,980 |
| Total noninterest expense | $939,000 | 8,311 |
| Salaries and employee benefits | $514,000 | 8,265 |
| Premises and equipment expense | $110,000 | 8,488 |
| Additional noninterest expense | $315,000 | 7,987 |
| Pre-tax net operating income | $606,000 | 6,878 |
| Securities gains (losses) | $17,000 | 2,560 |
| Applicable income taxes | $273,000 | 5,429 |
| Income before extraordinary items | $350,000 | 7,533 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $350,000 | 7,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $340,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $339,120 | 7,517 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 8,099 |
| Total interest expense | $1,505,000 | 7,336 |
| Net interest income | $1,220,000 | 8,641 |
| Provision for loan and lease losses | $125,000 | 4,524 |
| Total noninterest income | $179,000 | 8,138 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $912,000 | 8,640 |
| Salaries and employee benefits | $475,000 | 8,786 |
| Premises and equipment expense | $100,000 | 8,967 |
| Additional noninterest expense | $337,000 | 7,933 |
| Pre-tax net operating income | $362,000 | 8,658 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $122,000 | 8,050 |
| Income before extraordinary items | $240,000 | 8,832 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $240,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,227 |
| Cash dividends | $105,000 | 6,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $240,000 | 8,798 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,546,000 | 8,642 |
| Total interest expense | $1,443,000 | 7,717 |
| Net interest income | $1,103,000 | 9,274 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $168,000 | 8,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $92,000 | 7,673 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,879 |
| Total noninterest expense | $836,000 | 9,294 |
| Salaries and employee benefits | $443,000 | 9,298 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $254,000 | 9,355 |
| Pre-tax net operating income | $375,000 | 8,657 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $116,000 | 8,455 |
| Income before extraordinary items | $259,000 | 8,759 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $259,000 | 8,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $142,000 | 6,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $259,000 | 8,692 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,377,000 | 9,146 |
| Total interest expense | $1,313,000 | 8,240 |
| Net interest income | $1,064,000 | 9,734 |
| Provision for loan and lease losses | $38,000 | 6,705 |
| Total noninterest income | $165,000 | 9,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,962 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,274 |
| Total noninterest expense | $852,000 | 9,541 |
| Salaries and employee benefits | $428,000 | 9,714 |
| Premises and equipment expense | $129,000 | 8,826 |
| Additional noninterest expense | $295,000 | 9,291 |
| Pre-tax net operating income | $339,000 | 9,466 |
| Securities gains (losses) | $12,000 | 2,250 |
| Applicable income taxes | $109,000 | 9,000 |
| Income before extraordinary items | $242,000 | 9,485 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $242,000 | 9,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,677 |
| Cash dividends | $105,000 | 6,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $233,720 | 9,548 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,152,000 | 9,513 |
| Total interest expense | $1,024,000 | 8,590 |
| Net interest income | $1,128,000 | 9,975 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $144,000 | 9,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 8,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 9,402 |
| Total noninterest expense | $872,000 | 9,901 |
| Salaries and employee benefits | $389,000 | 10,379 |
| Premises and equipment expense | $137,000 | 8,902 |
| Additional noninterest expense | $346,000 | 9,398 |
| Pre-tax net operating income | $376,000 | 9,538 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $115,000 | 9,026 |
| Income before extraordinary items | $261,000 | 9,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $261,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $261,000 | 9,632 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,153,000 | 9,883 |
| Total interest expense | $1,126,000 | 8,574 |
| Net interest income | $1,027,000 | 10,686 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $163,000 | 9,957 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,988 |
| Total noninterest expense | $909,000 | 10,158 |
| Salaries and employee benefits | $389,000 | 10,750 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $377,000 | 9,516 |
| Pre-tax net operating income | $241,000 | 10,694 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $88,000 | 10,034 |
| Income before extraordinary items | $153,000 | 11,170 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $153,000 | 11,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,917 |
| Cash dividends | $85,000 | 7,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $153,000 | 10,961 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 9,607 |
| Total interest expense | $1,329,000 | 9,127 |
| Net interest income | $1,332,000 | 9,871 |
| Provision for loan and lease losses | $180,000 | 5,503 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $1,058,000 | 9,713 |
| Salaries and employee benefits | $366,000 | 11,271 |
| Premises and equipment expense | $257,000 | 6,653 |
| Additional noninterest expense | $435,000 | 9,143 |
| Pre-tax net operating income | $245,000 | 10,650 |
| Securities gains (losses) | $22,000 | 5,460 |
| Applicable income taxes | $133,000 | 9,043 |
| Income before extraordinary items | $134,000 | 11,487 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $134,000 | 11,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 5,646 |
| Cash dividends | $102,000 | 6,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $119,920 | 11,365 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.