Home > First National Bank and Trust > Income and Expense
First National Bank and Trust, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,242,000 | 2,907 |
| Total interest expense | $880,000 | 3,476 |
| Net interest income | $7,362,000 | 2,763 |
| Provision for loan and lease losses | $815,000 | 1,062 |
| Total noninterest income | $1,345,000 | 2,429 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $402,000 | 2,205 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $943,000 | 2,325 |
| Total noninterest expense | $6,849,000 | 2,486 |
| Salaries and employee benefits | $4,048,000 | 2,419 |
| Premises and equipment expense | $611,000 | 2,763 |
| Additional noninterest expense | $2,190,000 | 2,410 |
| Pre-tax net operating income | $1,043,000 | 3,807 |
| Securities gains (losses) | $-12,000 | 4,819 |
| Applicable income taxes | $164,000 | 2,750 |
| Income before extraordinary items | $867,000 | 3,923 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $867,000 | 3,924 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $867,000 | 3,924 |
| Net charge-offs | $787,000 | 778 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $877,080 | 3,885 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,127,000 | 2,959 |
| Total interest expense | $628,000 | 3,580 |
| Net interest income | $5,499,000 | 2,804 |
| Provision for loan and lease losses | $740,000 | 870 |
| Total noninterest income | $1,095,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $305,000 | 2,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $790,000 | 2,184 |
| Total noninterest expense | $5,033,000 | 2,530 |
| Salaries and employee benefits | $2,921,000 | 2,499 |
| Premises and equipment expense | $452,000 | 2,803 |
| Additional noninterest expense | $1,660,000 | 2,399 |
| Pre-tax net operating income | $821,000 | 3,857 |
| Securities gains (losses) | $-12,000 | 4,918 |
| Applicable income taxes | $97,000 | 2,948 |
| Income before extraordinary items | $712,000 | 3,921 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $712,000 | 3,920 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $712,000 | 3,921 |
| Net charge-offs | $725,000 | 601 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $722,560 | 3,878 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 3,008 |
| Total interest expense | $383,000 | 3,699 |
| Net interest income | $3,611,000 | 2,843 |
| Provision for loan and lease losses | $110,000 | 2,135 |
| Total noninterest income | $570,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $200,000 | 2,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 2,586 |
| Total noninterest expense | $3,368,000 | 2,541 |
| Salaries and employee benefits | $1,967,000 | 2,485 |
| Premises and equipment expense | $292,000 | 2,870 |
| Additional noninterest expense | $1,109,000 | 2,415 |
| Pre-tax net operating income | $703,000 | 3,559 |
| Securities gains (losses) | $-12,000 | 4,976 |
| Applicable income taxes | $100,000 | 2,668 |
| Income before extraordinary items | $591,000 | 3,649 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $591,000 | 3,648 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $591,000 | 3,648 |
| Net charge-offs | $64,000 | 1,664 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $601,320 | 3,612 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 3,055 |
| Total interest expense | $185,000 | 3,726 |
| Net interest income | $1,780,000 | 2,889 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $292,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $99,000 | 2,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 2,437 |
| Total noninterest expense | $1,669,000 | 2,572 |
| Salaries and employee benefits | $979,000 | 2,519 |
| Premises and equipment expense | $143,000 | 2,936 |
| Additional noninterest expense | $547,000 | 2,433 |
| Pre-tax net operating income | $373,000 | 3,484 |
| Securities gains (losses) | $-9,000 | 5,085 |
| Applicable income taxes | $52,000 | 2,607 |
| Income before extraordinary items | $312,000 | 3,571 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $312,000 | 3,570 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $312,000 | 3,570 |
| Net charge-offs | $54,000 | 1,174 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $319,740 | 3,533 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,948,000 | 2,950 |
| Total interest expense | $691,000 | 3,477 |
| Net interest income | $7,257,000 | 2,829 |
| Provision for loan and lease losses | $255,000 | 2,115 |
| Total noninterest income | $1,088,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $417,000 | 2,243 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $671,000 | 2,696 |
| Total noninterest expense | $6,415,000 | 2,606 |
| Salaries and employee benefits | $3,556,000 | 2,647 |
| Premises and equipment expense | $652,000 | 2,696 |
| Additional noninterest expense | $2,207,000 | 2,432 |
| Pre-tax net operating income | $1,675,000 | 3,368 |
| Securities gains (losses) | $-111,000 | 5,041 |
| Applicable income taxes | $185,000 | 2,730 |
| Income before extraordinary items | $1,379,000 | 3,478 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,379,000 | 3,476 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,379,000 | 3,477 |
| Net charge-offs | $127,000 | 1,973 |
| Cash dividends | $1,775,000 | 1,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,476,680 | 3,390 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 2,956 |
| Total interest expense | $511,000 | 3,435 |
| Net interest income | $5,428,000 | 2,850 |
| Provision for loan and lease losses | $190,000 | 2,035 |
| Total noninterest income | $766,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $311,000 | 2,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 2,876 |
| Total noninterest expense | $4,781,000 | 2,630 |
| Salaries and employee benefits | $2,642,000 | 2,670 |
| Premises and equipment expense | $502,000 | 2,661 |
| Additional noninterest expense | $1,637,000 | 2,443 |
| Pre-tax net operating income | $1,223,000 | 3,470 |
| Securities gains (losses) | $-111,000 | 5,256 |
| Applicable income taxes | $118,000 | 2,890 |
| Income before extraordinary items | $994,000 | 3,583 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $994,000 | 3,582 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $994,000 | 3,582 |
| Net charge-offs | $92,000 | 1,786 |
| Cash dividends | $100,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,092,790 | 3,452 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,935,000 | 2,962 |
| Total interest expense | $317,000 | 3,471 |
| Net interest income | $3,618,000 | 2,851 |
| Provision for loan and lease losses | $135,000 | 1,917 |
| Total noninterest income | $481,000 | 2,933 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $208,000 | 2,254 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 3,019 |
| Total noninterest expense | $3,161,000 | 2,661 |
| Salaries and employee benefits | $1,768,000 | 2,683 |
| Premises and equipment expense | $340,000 | 2,650 |
| Additional noninterest expense | $1,053,000 | 2,524 |
| Pre-tax net operating income | $803,000 | 3,468 |
| Securities gains (losses) | $-142,000 | 5,388 |
| Applicable income taxes | $65,000 | 2,989 |
| Income before extraordinary items | $596,000 | 3,738 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $596,000 | 3,736 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $596,000 | 3,737 |
| Net charge-offs | $86,000 | 1,407 |
| Cash dividends | $100,000 | 3,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $723,800 | 3,443 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,993,000 | 2,938 |
| Total interest expense | $160,000 | 3,414 |
| Net interest income | $1,833,000 | 2,836 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $226,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $106,000 | 2,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 3,110 |
| Total noninterest expense | $1,569,000 | 2,706 |
| Salaries and employee benefits | $888,000 | 2,695 |
| Premises and equipment expense | $170,000 | 2,702 |
| Additional noninterest expense | $511,000 | 2,591 |
| Pre-tax net operating income | $385,000 | 3,493 |
| Securities gains (losses) | $-35,000 | 5,371 |
| Applicable income taxes | $37,000 | 2,889 |
| Income before extraordinary items | $313,000 | 3,604 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $313,000 | 3,604 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $313,000 | 3,604 |
| Net charge-offs | $79,000 | 970 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $344,150 | 3,483 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,122,000 | 3,094 |
| Total interest expense | $558,000 | 3,505 |
| Net interest income | $6,564,000 | 3,015 |
| Provision for loan and lease losses | $60,000 | 3,409 |
| Total noninterest income | $1,030,000 | 2,904 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $471,000 | 2,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $559,000 | 3,024 |
| Total noninterest expense | $6,686,000 | 2,584 |
| Salaries and employee benefits | $3,849,000 | 2,532 |
| Premises and equipment expense | $632,000 | 2,834 |
| Additional noninterest expense | $2,205,000 | 2,480 |
| Pre-tax net operating income | $848,000 | 4,254 |
| Securities gains (losses) | $1,000 | 2,108 |
| Applicable income taxes | $578,000 | 2,313 |
| Income before extraordinary items | $271,000 | 4,902 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $271,000 | 4,902 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $271,000 | 4,902 |
| Net charge-offs | $613,000 | 970 |
| Cash dividends | $338,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $270,360 | 4,901 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,284,000 | 3,134 |
| Total interest expense | $397,000 | 3,590 |
| Net interest income | $4,887,000 | 3,049 |
| Provision for loan and lease losses | $30,000 | 3,538 |
| Total noninterest income | $831,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $357,000 | 2,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $474,000 | 2,876 |
| Total noninterest expense | $5,100,000 | 2,558 |
| Salaries and employee benefits | $2,995,000 | 2,483 |
| Premises and equipment expense | $466,000 | 2,894 |
| Additional noninterest expense | $1,639,000 | 2,502 |
| Pre-tax net operating income | $588,000 | 4,422 |
| Securities gains (losses) | $17,000 | 1,393 |
| Applicable income taxes | $-52,000 | 5,641 |
| Income before extraordinary items | $657,000 | 4,083 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $657,000 | 4,082 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $657,000 | 4,083 |
| Net charge-offs | $508,000 | 798 |
| Cash dividends | $338,000 | 2,783 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $640,000 | 4,100 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 3,126 |
| Total interest expense | $255,000 | 3,632 |
| Net interest income | $3,266,000 | 3,034 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $527,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $235,000 | 2,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 2,986 |
| Total noninterest expense | $3,383,000 | 2,580 |
| Salaries and employee benefits | $1,960,000 | 2,527 |
| Premises and equipment expense | $308,000 | 2,912 |
| Additional noninterest expense | $1,115,000 | 2,477 |
| Pre-tax net operating income | $410,000 | 4,362 |
| Securities gains (losses) | $17,000 | 1,054 |
| Applicable income taxes | $-25,000 | 5,680 |
| Income before extraordinary items | $452,000 | 4,010 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $452,000 | 4,009 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $452,000 | 4,010 |
| Net charge-offs | $102,000 | 1,504 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $435,000 | 4,039 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 3,152 |
| Total interest expense | $123,000 | 3,677 |
| Net interest income | $1,621,000 | 3,048 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $298,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $114,000 | 2,189 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $184,000 | 2,679 |
| Total noninterest expense | $1,700,000 | 2,590 |
| Salaries and employee benefits | $1,006,000 | 2,510 |
| Premises and equipment expense | $152,000 | 2,971 |
| Additional noninterest expense | $542,000 | 2,515 |
| Pre-tax net operating income | $219,000 | 4,251 |
| Securities gains (losses) | $9,000 | 694 |
| Applicable income taxes | $-14,000 | 5,714 |
| Income before extraordinary items | $242,000 | 3,905 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $242,000 | 3,903 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $242,000 | 3,905 |
| Net charge-offs | $28,000 | 1,693 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $233,000 | 3,927 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,942,000 | 3,141 |
| Total interest expense | $419,000 | 3,942 |
| Net interest income | $6,523,000 | 3,027 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,076,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $464,000 | 2,214 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $612,000 | 2,997 |
| Total noninterest expense | $6,762,000 | 2,630 |
| Salaries and employee benefits | $3,968,000 | 2,516 |
| Premises and equipment expense | $641,000 | 2,898 |
| Additional noninterest expense | $2,153,000 | 2,625 |
| Pre-tax net operating income | $837,000 | 4,291 |
| Securities gains (losses) | $79,000 | 1,518 |
| Applicable income taxes | $-59,000 | 5,745 |
| Income before extraordinary items | $975,000 | 3,919 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $975,000 | 3,917 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $975,000 | 3,918 |
| Net charge-offs | $-54,000 | 5,386 |
| Cash dividends | $220,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $896,000 | 3,965 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,212,000 | 3,151 |
| Total interest expense | $319,000 | 3,940 |
| Net interest income | $4,893,000 | 3,041 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $813,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $346,000 | 2,219 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $467,000 | 2,991 |
| Total noninterest expense | $5,080,000 | 2,607 |
| Salaries and employee benefits | $2,970,000 | 2,507 |
| Premises and equipment expense | $491,000 | 2,872 |
| Additional noninterest expense | $1,619,000 | 2,625 |
| Pre-tax net operating income | $586,000 | 4,459 |
| Securities gains (losses) | $79,000 | 1,439 |
| Applicable income taxes | $-52,000 | 5,863 |
| Income before extraordinary items | $717,000 | 4,000 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $717,000 | 3,998 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $717,000 | 4,000 |
| Net charge-offs | $51,000 | 2,574 |
| Cash dividends | $100,000 | 3,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $638,000 | 4,099 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,511,000 | 3,137 |
| Total interest expense | $217,000 | 3,921 |
| Net interest income | $3,294,000 | 3,038 |
| Provision for loan and lease losses | $10,000 | 3,761 |
| Total noninterest income | $537,000 | 2,915 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $223,000 | 2,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $314,000 | 2,960 |
| Total noninterest expense | $3,393,000 | 2,620 |
| Salaries and employee benefits | $2,002,000 | 2,501 |
| Premises and equipment expense | $321,000 | 2,916 |
| Additional noninterest expense | $1,070,000 | 2,650 |
| Pre-tax net operating income | $428,000 | 4,366 |
| Securities gains (losses) | $70,000 | 1,204 |
| Applicable income taxes | $-6,000 | 5,883 |
| Income before extraordinary items | $504,000 | 3,943 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $504,000 | 3,941 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $504,000 | 3,942 |
| Net charge-offs | $41,000 | 2,292 |
| Cash dividends | $100,000 | 3,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $434,000 | 4,092 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 3,131 |
| Total interest expense | $109,000 | 3,944 |
| Net interest income | $1,652,000 | 3,032 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $249,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $107,000 | 2,312 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $142,000 | 3,047 |
| Total noninterest expense | $1,653,000 | 2,671 |
| Salaries and employee benefits | $986,000 | 2,542 |
| Premises and equipment expense | $160,000 | 2,945 |
| Additional noninterest expense | $507,000 | 2,747 |
| Pre-tax net operating income | $248,000 | 4,146 |
| Securities gains (losses) | $70,000 | 677 |
| Applicable income taxes | $22,000 | 3,437 |
| Income before extraordinary items | $296,000 | 3,657 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $296,000 | 3,654 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $296,000 | 3,655 |
| Net charge-offs | $17,000 | 2,074 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $230,900 | 3,988 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 3,113 |
| Total interest expense | $466,000 | 3,859 |
| Net interest income | $6,529,000 | 3,022 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,189,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $461,000 | 2,276 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $728,000 | 2,780 |
| Total noninterest expense | $6,786,000 | 2,610 |
| Salaries and employee benefits | $3,975,000 | 2,512 |
| Premises and equipment expense | $642,000 | 2,970 |
| Additional noninterest expense | $2,169,000 | 2,626 |
| Pre-tax net operating income | $932,000 | 4,187 |
| Securities gains (losses) | $49,000 | 1,662 |
| Applicable income taxes | $-11,000 | 5,890 |
| Income before extraordinary items | $992,000 | 3,954 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $992,000 | 3,954 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $992,000 | 3,955 |
| Net charge-offs | $54,000 | 3,190 |
| Cash dividends | $770,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $943,000 | 3,968 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 3,160 |
| Total interest expense | $347,000 | 3,929 |
| Net interest income | $4,843,000 | 3,064 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $907,000 | 2,795 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $344,000 | 2,298 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $563,000 | 2,759 |
| Total noninterest expense | $5,133,000 | 2,612 |
| Salaries and employee benefits | $3,019,000 | 2,487 |
| Premises and equipment expense | $498,000 | 2,959 |
| Additional noninterest expense | $1,616,000 | 2,631 |
| Pre-tax net operating income | $617,000 | 4,466 |
| Securities gains (losses) | $47,000 | 1,506 |
| Applicable income taxes | $-27,000 | 6,100 |
| Income before extraordinary items | $691,000 | 4,134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $691,000 | 4,134 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $691,000 | 4,137 |
| Net charge-offs | $52,000 | 2,750 |
| Cash dividends | $490,000 | 2,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $644,000 | 4,164 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 3,173 |
| Total interest expense | $234,000 | 3,945 |
| Net interest income | $3,214,000 | 3,069 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $628,000 | 2,767 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $222,000 | 2,318 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $406,000 | 2,657 |
| Total noninterest expense | $3,453,000 | 2,623 |
| Salaries and employee benefits | $2,027,000 | 2,487 |
| Premises and equipment expense | $333,000 | 2,947 |
| Additional noninterest expense | $1,093,000 | 2,624 |
| Pre-tax net operating income | $389,000 | 4,502 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-36,000 | 6,209 |
| Income before extraordinary items | $425,000 | 4,212 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $425,000 | 4,214 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $425,000 | 4,215 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $490,000 | 1,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $425,000 | 4,150 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 3,176 |
| Total interest expense | $117,000 | 3,989 |
| Net interest income | $1,611,000 | 3,074 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $255,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $113,000 | 2,273 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 3,106 |
| Total noninterest expense | $1,693,000 | 2,666 |
| Salaries and employee benefits | $985,000 | 2,557 |
| Premises and equipment expense | $169,000 | 2,951 |
| Additional noninterest expense | $539,000 | 2,635 |
| Pre-tax net operating income | $173,000 | 4,641 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-33,000 | 6,304 |
| Income before extraordinary items | $206,000 | 4,243 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $206,000 | 4,245 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $206,000 | 4,246 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $490,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $206,000 | 4,165 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,316,000 | 3,083 |
| Total interest expense | $486,000 | 4,064 |
| Net interest income | $6,830,000 | 2,949 |
| Provision for loan and lease losses | $80,000 | 3,409 |
| Total noninterest income | $1,262,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $496,000 | 2,300 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $766,000 | 2,697 |
| Total noninterest expense | $6,762,000 | 2,684 |
| Salaries and employee benefits | $3,901,000 | 2,557 |
| Premises and equipment expense | $681,000 | 2,972 |
| Additional noninterest expense | $2,180,000 | 2,693 |
| Pre-tax net operating income | $1,250,000 | 3,778 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $28,000 | 3,915 |
| Income before extraordinary items | $1,222,000 | 3,588 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,222,000 | 3,589 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,222,000 | 3,590 |
| Net charge-offs | $82,000 | 3,377 |
| Cash dividends | $225,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,222,000 | 3,532 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,478,000 | 3,110 |
| Total interest expense | $363,000 | 4,142 |
| Net interest income | $5,115,000 | 2,978 |
| Provision for loan and lease losses | $70,000 | 3,164 |
| Total noninterest income | $998,000 | 2,701 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $380,000 | 2,271 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $618,000 | 2,603 |
| Total noninterest expense | $5,022,000 | 2,707 |
| Salaries and employee benefits | $2,902,000 | 2,575 |
| Premises and equipment expense | $515,000 | 2,986 |
| Additional noninterest expense | $1,605,000 | 2,743 |
| Pre-tax net operating income | $1,021,000 | 3,718 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $75,000 | 3,454 |
| Income before extraordinary items | $946,000 | 3,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $946,000 | 3,598 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $946,000 | 3,599 |
| Net charge-offs | $81,000 | 2,888 |
| Cash dividends | $25,000 | 3,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $946,000 | 3,555 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 3,104 |
| Total interest expense | $242,000 | 4,182 |
| Net interest income | $3,405,000 | 2,981 |
| Provision for loan and lease losses | $50,000 | 2,981 |
| Total noninterest income | $669,000 | 2,677 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $257,000 | 2,222 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $412,000 | 2,584 |
| Total noninterest expense | $3,241,000 | 2,792 |
| Salaries and employee benefits | $1,857,000 | 2,668 |
| Premises and equipment expense | $338,000 | 3,040 |
| Additional noninterest expense | $1,046,000 | 2,779 |
| Pre-tax net operating income | $783,000 | 3,411 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $91,000 | 3,080 |
| Income before extraordinary items | $692,000 | 3,358 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $692,000 | 3,364 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $692,000 | 3,364 |
| Net charge-offs | $49,000 | 2,805 |
| Cash dividends | $25,000 | 3,556 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $692,000 | 3,314 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 3,169 |
| Total interest expense | $122,000 | 4,223 |
| Net interest income | $1,666,000 | 3,027 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $279,000 | 2,909 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $131,000 | 2,169 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $1,597,000 | 2,845 |
| Salaries and employee benefits | $940,000 | 2,661 |
| Premises and equipment expense | $161,000 | 3,185 |
| Additional noninterest expense | $496,000 | 2,905 |
| Pre-tax net operating income | $318,000 | 3,720 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $23,000 | 3,425 |
| Income before extraordinary items | $295,000 | 3,578 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $295,000 | 3,581 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $295,000 | 3,581 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $295,000 | 3,529 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 3,137 |
| Total interest expense | $569,000 | 4,186 |
| Net interest income | $6,786,000 | 2,975 |
| Provision for loan and lease losses | $245,000 | 2,713 |
| Total noninterest income | $1,352,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $600,000 | 2,062 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $752,000 | 2,760 |
| Total noninterest expense | $6,805,000 | 2,698 |
| Salaries and employee benefits | $3,867,000 | 2,556 |
| Premises and equipment expense | $625,000 | 3,216 |
| Additional noninterest expense | $2,313,000 | 2,651 |
| Pre-tax net operating income | $1,088,000 | 3,944 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $1,065,000 | 3,777 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,065,000 | 3,781 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,065,000 | 3,781 |
| Net charge-offs | $263,000 | 2,712 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,065,000 | 3,731 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,513,000 | 3,156 |
| Total interest expense | $441,000 | 4,202 |
| Net interest income | $5,072,000 | 3,002 |
| Provision for loan and lease losses | $170,000 | 2,800 |
| Total noninterest income | $1,035,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $450,000 | 2,071 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $585,000 | 2,782 |
| Total noninterest expense | $5,097,000 | 2,701 |
| Salaries and employee benefits | $2,924,000 | 2,542 |
| Premises and equipment expense | $480,000 | 3,196 |
| Additional noninterest expense | $1,693,000 | 2,705 |
| Pre-tax net operating income | $840,000 | 3,978 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $23,000 | 4,052 |
| Income before extraordinary items | $817,000 | 3,778 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $817,000 | 3,781 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $817,000 | 3,781 |
| Net charge-offs | $198,000 | 2,573 |
| Cash dividends | $600,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $817,000 | 3,710 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,676,000 | 3,160 |
| Total interest expense | $309,000 | 4,167 |
| Net interest income | $3,367,000 | 3,007 |
| Provision for loan and lease losses | $80,000 | 3,162 |
| Total noninterest income | $709,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $284,000 | 2,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $425,000 | 2,711 |
| Total noninterest expense | $3,431,000 | 2,684 |
| Salaries and employee benefits | $1,970,000 | 2,525 |
| Premises and equipment expense | $314,000 | 3,254 |
| Additional noninterest expense | $1,147,000 | 2,644 |
| Pre-tax net operating income | $565,000 | 3,931 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $19,000 | 3,973 |
| Income before extraordinary items | $546,000 | 3,768 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $546,000 | 3,769 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $546,000 | 3,771 |
| Net charge-offs | $119,000 | 2,582 |
| Cash dividends | $600,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $546,000 | 3,672 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,207 |
| Total interest expense | $160,000 | 4,189 |
| Net interest income | $1,664,000 | 3,045 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $365,000 | 2,702 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $117,000 | 2,482 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $248,000 | 2,481 |
| Total noninterest expense | $1,768,000 | 2,650 |
| Salaries and employee benefits | $1,016,000 | 2,485 |
| Premises and equipment expense | $156,000 | 3,295 |
| Additional noninterest expense | $596,000 | 2,565 |
| Pre-tax net operating income | $261,000 | 4,051 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $260,000 | 3,826 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $260,000 | 3,825 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $260,000 | 3,828 |
| Net charge-offs | $51,000 | 2,405 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $260,000 | 3,715 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 3,172 |
| Total interest expense | $833,000 | 4,027 |
| Net interest income | $6,994,000 | 2,979 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $1,065,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $484,000 | 2,556 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $581,000 | 3,151 |
| Total noninterest expense | $8,683,000 | 2,184 |
| Salaries and employee benefits | $5,563,000 | 1,818 |
| Premises and equipment expense | $655,000 | 3,175 |
| Additional noninterest expense | $2,465,000 | 2,605 |
| Pre-tax net operating income | $-924,000 | 6,644 |
| Securities gains (losses) | $582,000 | 827 |
| Applicable income taxes | $-458,000 | 6,888 |
| Income before extraordinary items | $116,000 | 6,015 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $116,000 | 6,010 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $116,000 | 6,013 |
| Net charge-offs | $430,000 | 2,849 |
| Cash dividends | $959,000 | 2,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-256,480 | 6,411 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,960,000 | 3,189 |
| Total interest expense | $661,000 | 4,027 |
| Net interest income | $5,299,000 | 3,005 |
| Provision for loan and lease losses | $205,000 | 3,486 |
| Total noninterest income | $815,000 | 3,132 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $362,000 | 2,583 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $453,000 | 3,096 |
| Total noninterest expense | $5,791,000 | 2,451 |
| Salaries and employee benefits | $3,482,000 | 2,142 |
| Premises and equipment expense | $487,000 | 3,223 |
| Additional noninterest expense | $1,822,000 | 2,633 |
| Pre-tax net operating income | $118,000 | 5,954 |
| Securities gains (losses) | $576,000 | 670 |
| Applicable income taxes | $-17,000 | 6,781 |
| Income before extraordinary items | $711,000 | 4,080 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $711,000 | 4,080 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $711,000 | 4,081 |
| Net charge-offs | $135,000 | 3,697 |
| Cash dividends | $884,000 | 1,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $135,000 | 5,843 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,023,000 | 3,171 |
| Total interest expense | $468,000 | 3,982 |
| Net interest income | $3,555,000 | 3,007 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $511,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $243,000 | 2,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $268,000 | 3,230 |
| Total noninterest expense | $3,884,000 | 2,427 |
| Salaries and employee benefits | $2,348,000 | 2,112 |
| Premises and equipment expense | $315,000 | 3,315 |
| Additional noninterest expense | $1,221,000 | 2,640 |
| Pre-tax net operating income | $2,000 | 6,297 |
| Securities gains (losses) | $297,000 | 870 |
| Applicable income taxes | $-62,000 | 6,965 |
| Income before extraordinary items | $361,000 | 4,526 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 4,530 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $361,000 | 4,530 |
| Net charge-offs | $129,000 | 3,181 |
| Cash dividends | $75,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $64,000 | 6,012 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 3,160 |
| Total interest expense | $243,000 | 3,995 |
| Net interest income | $1,794,000 | 2,994 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $241,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $123,000 | 2,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,447 |
| Total noninterest expense | $2,030,000 | 2,335 |
| Salaries and employee benefits | $1,272,000 | 1,969 |
| Premises and equipment expense | $160,000 | 3,298 |
| Additional noninterest expense | $598,000 | 2,672 |
| Pre-tax net operating income | $-95,000 | 6,725 |
| Securities gains (losses) | $209,000 | 585 |
| Applicable income taxes | $-42,000 | 7,098 |
| Income before extraordinary items | $156,000 | 4,782 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $156,000 | 4,785 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $156,000 | 4,786 |
| Net charge-offs | $91,000 | 2,526 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-53,000 | 6,641 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,549,000 | 3,149 |
| Total interest expense | $1,428,000 | 3,569 |
| Net interest income | $7,121,000 | 3,036 |
| Provision for loan and lease losses | $725,000 | 2,882 |
| Total noninterest income | $1,286,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $728,000 | 1,919 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $558,000 | 2,967 |
| Total noninterest expense | $7,286,000 | 2,577 |
| Salaries and employee benefits | $4,142,000 | 2,324 |
| Premises and equipment expense | $638,000 | 3,418 |
| Additional noninterest expense | $2,506,000 | 2,588 |
| Pre-tax net operating income | $396,000 | 4,986 |
| Securities gains (losses) | $179,000 | 1,545 |
| Applicable income taxes | $-166,000 | 6,892 |
| Income before extraordinary items | $741,000 | 4,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $741,000 | 4,081 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $741,000 | 4,080 |
| Net charge-offs | $1,008,000 | 2,349 |
| Cash dividends | $160,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $562,000 | 4,367 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 3,165 |
| Total interest expense | $1,167,000 | 3,476 |
| Net interest income | $5,291,000 | 3,070 |
| Provision for loan and lease losses | $125,000 | 4,726 |
| Total noninterest income | $970,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $554,000 | 1,907 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $416,000 | 2,973 |
| Total noninterest expense | $5,379,000 | 2,611 |
| Salaries and employee benefits | $3,053,000 | 2,364 |
| Premises and equipment expense | $478,000 | 3,461 |
| Additional noninterest expense | $1,848,000 | 2,631 |
| Pre-tax net operating income | $757,000 | 3,822 |
| Securities gains (losses) | $75,000 | 2,024 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $791,000 | 3,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $791,000 | 3,543 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $791,000 | 3,543 |
| Net charge-offs | $131,000 | 4,154 |
| Cash dividends | $75,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $719,750 | 3,597 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,360,000 | 3,162 |
| Total interest expense | $867,000 | 3,294 |
| Net interest income | $3,493,000 | 3,087 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $619,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $371,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 3,171 |
| Total noninterest expense | $3,616,000 | 2,610 |
| Salaries and employee benefits | $2,026,000 | 2,394 |
| Premises and equipment expense | $325,000 | 3,451 |
| Additional noninterest expense | $1,265,000 | 2,617 |
| Pre-tax net operating income | $436,000 | 4,060 |
| Securities gains (losses) | $44,000 | 1,672 |
| Applicable income taxes | $-10,000 | 6,865 |
| Income before extraordinary items | $490,000 | 3,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $490,000 | 3,637 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $490,000 | 3,637 |
| Net charge-offs | $80,000 | 4,060 |
| Cash dividends | $75,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $446,000 | 3,682 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 3,173 |
| Total interest expense | $467,000 | 3,215 |
| Net interest income | $1,717,000 | 3,123 |
| Provision for loan and lease losses | $40,000 | 4,390 |
| Total noninterest income | $293,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $175,000 | 1,941 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $118,000 | 3,294 |
| Total noninterest expense | $1,790,000 | 2,658 |
| Salaries and employee benefits | $985,000 | 2,463 |
| Premises and equipment expense | $172,000 | 3,347 |
| Additional noninterest expense | $633,000 | 2,612 |
| Pre-tax net operating income | $180,000 | 4,394 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-24,000 | 7,099 |
| Income before extraordinary items | $204,000 | 3,953 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $204,000 | 3,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $204,000 | 3,953 |
| Net charge-offs | $100,000 | 2,729 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $204,000 | 3,901 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,367,000 | 3,114 |
| Total interest expense | $2,301,000 | 3,198 |
| Net interest income | $7,066,000 | 3,050 |
| Provision for loan and lease losses | $1,085,000 | 2,929 |
| Total noninterest income | $1,530,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,022,000 | 1,486 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $508,000 | 3,170 |
| Total noninterest expense | $7,434,000 | 2,608 |
| Salaries and employee benefits | $4,010,000 | 2,397 |
| Premises and equipment expense | $661,000 | 3,458 |
| Additional noninterest expense | $2,763,000 | 2,454 |
| Pre-tax net operating income | $77,000 | 5,549 |
| Securities gains (losses) | $280,000 | 1,322 |
| Applicable income taxes | $-206,000 | 6,977 |
| Income before extraordinary items | $563,000 | 4,144 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $563,000 | 4,144 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $563,000 | 4,145 |
| Net charge-offs | $1,128,000 | 2,520 |
| Cash dividends | $1,395,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $283,000 | 4,857 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,109,000 | 3,154 |
| Total interest expense | $1,756,000 | 3,270 |
| Net interest income | $5,353,000 | 3,058 |
| Provision for loan and lease losses | $635,000 | 3,161 |
| Total noninterest income | $1,200,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $811,000 | 1,445 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $389,000 | 3,151 |
| Total noninterest expense | $5,487,000 | 2,631 |
| Salaries and employee benefits | $2,987,000 | 2,426 |
| Premises and equipment expense | $466,000 | 3,682 |
| Additional noninterest expense | $2,034,000 | 2,448 |
| Pre-tax net operating income | $431,000 | 4,414 |
| Securities gains (losses) | $189,000 | 1,415 |
| Applicable income taxes | $114,000 | 3,021 |
| Income before extraordinary items | $506,000 | 4,091 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $506,000 | 4,094 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $506,000 | 4,094 |
| Net charge-offs | $733,000 | 2,584 |
| Cash dividends | $1,310,000 | 837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $351,020 | 4,459 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,844,000 | 3,123 |
| Total interest expense | $1,190,000 | 3,324 |
| Net interest income | $3,654,000 | 3,006 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $801,000 | 2,376 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $545,000 | 1,443 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $256,000 | 3,092 |
| Total noninterest expense | $3,592,000 | 2,672 |
| Salaries and employee benefits | $1,964,000 | 2,478 |
| Premises and equipment expense | $300,000 | 3,794 |
| Additional noninterest expense | $1,328,000 | 2,489 |
| Pre-tax net operating income | $833,000 | 2,723 |
| Securities gains (losses) | $66,000 | 1,708 |
| Applicable income taxes | $148,000 | 2,413 |
| Income before extraordinary items | $751,000 | 2,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $751,000 | 2,628 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $751,000 | 2,631 |
| Net charge-offs | $140,000 | 3,902 |
| Cash dividends | $85,000 | 2,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $695,560 | 2,686 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,459,000 | 3,147 |
| Total interest expense | $611,000 | 3,391 |
| Net interest income | $1,848,000 | 2,995 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $280,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $153,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $127,000 | 3,101 |
| Total noninterest expense | $1,830,000 | 2,663 |
| Salaries and employee benefits | $978,000 | 2,519 |
| Premises and equipment expense | $158,000 | 3,747 |
| Additional noninterest expense | $694,000 | 2,396 |
| Pre-tax net operating income | $268,000 | 3,559 |
| Securities gains (losses) | $62,000 | 1,041 |
| Applicable income taxes | $32,000 | 3,122 |
| Income before extraordinary items | $298,000 | 3,143 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $298,000 | 3,140 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $298,000 | 3,143 |
| Net charge-offs | $115,000 | 2,982 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $242,200 | 3,425 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,211,000 | 3,185 |
| Total interest expense | $3,627,000 | 2,958 |
| Net interest income | $6,584,000 | 3,200 |
| Provision for loan and lease losses | $705,000 | 4,027 |
| Total noninterest income | $1,185,000 | 3,007 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $711,000 | 2,223 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $474,000 | 3,298 |
| Total noninterest expense | $7,503,000 | 2,625 |
| Salaries and employee benefits | $4,070,000 | 2,404 |
| Premises and equipment expense | $663,000 | 3,612 |
| Additional noninterest expense | $2,770,000 | 2,518 |
| Pre-tax net operating income | $-439,000 | 5,946 |
| Securities gains (losses) | $493,000 | 890 |
| Applicable income taxes | $-307,000 | 6,876 |
| Income before extraordinary items | $361,000 | 4,275 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $361,000 | 4,276 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $361,000 | 4,275 |
| Net charge-offs | $488,000 | 3,826 |
| Cash dividends | $198,000 | 3,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-132,000 | 5,724 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,671,000 | 3,234 |
| Total interest expense | $2,935,000 | 2,903 |
| Net interest income | $4,736,000 | 3,316 |
| Provision for loan and lease losses | $260,000 | 4,812 |
| Total noninterest income | $830,000 | 3,194 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $506,000 | 2,331 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $324,000 | 3,495 |
| Total noninterest expense | $5,385,000 | 2,741 |
| Salaries and employee benefits | $2,894,000 | 2,547 |
| Premises and equipment expense | $502,000 | 3,612 |
| Additional noninterest expense | $1,989,000 | 2,587 |
| Pre-tax net operating income | $-79,000 | 5,842 |
| Securities gains (losses) | $465,000 | 733 |
| Applicable income taxes | $-103,000 | 6,950 |
| Income before extraordinary items | $489,000 | 3,728 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $489,000 | 3,726 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $489,000 | 3,727 |
| Net charge-offs | $319,000 | 3,630 |
| Cash dividends | $100,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $24,000 | 5,618 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,157,000 | 3,234 |
| Total interest expense | $2,163,000 | 2,778 |
| Net interest income | $2,994,000 | 3,465 |
| Provision for loan and lease losses | $90,000 | 5,421 |
| Total noninterest income | $533,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $319,000 | 2,421 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $214,000 | 3,551 |
| Total noninterest expense | $3,597,000 | 2,763 |
| Salaries and employee benefits | $1,878,000 | 2,643 |
| Premises and equipment expense | $369,000 | 3,391 |
| Additional noninterest expense | $1,350,000 | 2,556 |
| Pre-tax net operating income | $-160,000 | 6,201 |
| Securities gains (losses) | $465,000 | 534 |
| Applicable income taxes | $-53,000 | 7,017 |
| Income before extraordinary items | $358,000 | 3,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $358,000 | 3,664 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $358,000 | 3,664 |
| Net charge-offs | $151,000 | 3,769 |
| Cash dividends | $75,000 | 3,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-107,000 | 6,168 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 3,139 |
| Total interest expense | $1,143,000 | 2,743 |
| Net interest income | $1,548,000 | 3,361 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $265,000 | 3,259 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $155,000 | 2,392 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $110,000 | 3,505 |
| Total noninterest expense | $1,779,000 | 2,707 |
| Salaries and employee benefits | $962,000 | 2,627 |
| Premises and equipment expense | $180,000 | 3,497 |
| Additional noninterest expense | $637,000 | 2,431 |
| Pre-tax net operating income | $-11,000 | 6,303 |
| Securities gains (losses) | $84,000 | 1,083 |
| Applicable income taxes | $-51,000 | 7,426 |
| Income before extraordinary items | $124,000 | 4,645 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 4,649 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $124,000 | 4,648 |
| Net charge-offs | $66,000 | 3,281 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $40,000 | 5,678 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,177,000 | 3,000 |
| Total interest expense | $5,162,000 | 2,888 |
| Net interest income | $7,015,000 | 3,045 |
| Provision for loan and lease losses | $940,000 | 2,803 |
| Total noninterest income | $1,079,000 | 3,249 |
| Gross Fiduciary activities income | $2,000 | 1,351 |
| Service charges on deposit accounts | $714,000 | 2,315 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $363,000 | 3,754 |
| Total noninterest expense | $6,952,000 | 2,702 |
| Salaries and employee benefits | $3,824,000 | 2,612 |
| Premises and equipment expense | $646,000 | 3,707 |
| Additional noninterest expense | $2,482,000 | 2,359 |
| Pre-tax net operating income | $202,000 | 5,747 |
| Securities gains (losses) | $437,000 | 424 |
| Applicable income taxes | $-130,000 | 7,136 |
| Income before extraordinary items | $769,000 | 3,784 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $769,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,417,000 | 1,612 |
| Cash dividends | $166,000 | 4,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $332,000 | 5,142 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,199,000 | 3,041 |
| Total interest expense | $3,913,000 | 2,956 |
| Net interest income | $5,286,000 | 3,054 |
| Provision for loan and lease losses | $285,000 | 3,641 |
| Total noninterest income | $803,000 | 3,330 |
| Gross Fiduciary activities income | $2,000 | 1,311 |
| Service charges on deposit accounts | $528,000 | 2,353 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $273,000 | 3,857 |
| Total noninterest expense | $5,198,000 | 2,693 |
| Salaries and employee benefits | $2,873,000 | 2,647 |
| Premises and equipment expense | $482,000 | 3,730 |
| Additional noninterest expense | $1,843,000 | 2,312 |
| Pre-tax net operating income | $606,000 | 4,630 |
| Securities gains (losses) | $96,000 | 991 |
| Applicable income taxes | $10,000 | 4,863 |
| Income before extraordinary items | $692,000 | 3,834 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $692,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 1,508 |
| Cash dividends | $116,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $596,960 | 4,288 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,214,000 | 3,055 |
| Total interest expense | $2,635,000 | 3,043 |
| Net interest income | $3,579,000 | 3,006 |
| Provision for loan and lease losses | $215,000 | 3,032 |
| Total noninterest income | $459,000 | 3,706 |
| Gross Fiduciary activities income | $1,000 | 1,327 |
| Service charges on deposit accounts | $346,000 | 2,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $112,000 | 4,854 |
| Total noninterest expense | $3,423,000 | 2,732 |
| Salaries and employee benefits | $1,871,000 | 2,723 |
| Premises and equipment expense | $303,000 | 3,944 |
| Additional noninterest expense | $1,249,000 | 2,262 |
| Pre-tax net operating income | $400,000 | 4,797 |
| Securities gains (losses) | $96,000 | 997 |
| Applicable income taxes | $20,000 | 4,673 |
| Income before extraordinary items | $476,000 | 4,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $476,000 | 4,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $668,000 | 1,099 |
| Cash dividends | $116,000 | 3,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $383,840 | 4,503 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 3,029 |
| Total interest expense | $1,377,000 | 3,111 |
| Net interest income | $1,834,000 | 2,923 |
| Provision for loan and lease losses | $170,000 | 1,988 |
| Total noninterest income | $277,000 | 3,294 |
| Gross Fiduciary activities income | $1,000 | 1,254 |
| Service charges on deposit accounts | $165,000 | 2,426 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $111,000 | 3,584 |
| Total noninterest expense | $1,682,000 | 2,757 |
| Salaries and employee benefits | $938,000 | 2,731 |
| Premises and equipment expense | $149,000 | 4,002 |
| Additional noninterest expense | $595,000 | 2,328 |
| Pre-tax net operating income | $259,000 | 4,460 |
| Securities gains (losses) | $49,000 | 1,096 |
| Applicable income taxes | $44,000 | 3,700 |
| Income before extraordinary items | $264,000 | 4,091 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $264,000 | 4,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $401,000 | 826 |
| Cash dividends | $85,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $221,860 | 4,351 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,841,000 | 2,889 |
| Total interest expense | $6,371,000 | 2,863 |
| Net interest income | $7,470,000 | 2,926 |
| Provision for loan and lease losses | $220,000 | 3,720 |
| Total noninterest income | $1,376,000 | 2,857 |
| Gross Fiduciary activities income | $2,000 | 1,406 |
| Service charges on deposit accounts | $751,000 | 2,236 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $623,000 | 2,948 |
| Total noninterest expense | $7,567,000 | 2,411 |
| Salaries and employee benefits | $3,841,000 | 2,581 |
| Premises and equipment expense | $633,000 | 3,696 |
| Additional noninterest expense | $3,093,000 | 1,789 |
| Pre-tax net operating income | $1,059,000 | 4,620 |
| Securities gains (losses) | $5,000 | 1,575 |
| Applicable income taxes | $229,000 | 3,707 |
| Income before extraordinary items | $835,000 | 4,692 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $835,000 | 4,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $738,000 | 1,282 |
| Cash dividends | $2,456,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $831,100 | 4,692 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,384,000 | 2,893 |
| Total interest expense | $4,817,000 | 2,830 |
| Net interest income | $5,567,000 | 2,939 |
| Provision for loan and lease losses | $160,000 | 3,381 |
| Total noninterest income | $1,066,000 | 2,784 |
| Gross Fiduciary activities income | $2,000 | 1,352 |
| Service charges on deposit accounts | $563,000 | 2,225 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $501,000 | 2,845 |
| Total noninterest expense | $5,653,000 | 2,397 |
| Salaries and employee benefits | $2,785,000 | 2,651 |
| Premises and equipment expense | $487,000 | 3,613 |
| Additional noninterest expense | $2,381,000 | 1,708 |
| Pre-tax net operating income | $820,000 | 4,788 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $166,000 | 3,937 |
| Income before extraordinary items | $656,000 | 4,837 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $656,000 | 4,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $535,000 | 1,023 |
| Cash dividends | $256,000 | 3,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $654,400 | 4,835 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,934,000 | 2,902 |
| Total interest expense | $3,147,000 | 2,882 |
| Net interest income | $3,787,000 | 2,895 |
| Provision for loan and lease losses | $100,000 | 3,268 |
| Total noninterest income | $548,000 | 3,353 |
| Gross Fiduciary activities income | $1,000 | 1,345 |
| Service charges on deposit accounts | $396,000 | 2,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $151,000 | 4,293 |
| Total noninterest expense | $3,463,000 | 2,626 |
| Salaries and employee benefits | $1,692,000 | 2,918 |
| Premises and equipment expense | $333,000 | 3,580 |
| Additional noninterest expense | $1,438,000 | 1,890 |
| Pre-tax net operating income | $772,000 | 4,095 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $192,000 | 3,326 |
| Income before extraordinary items | $582,000 | 4,222 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $582,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 1,320 |
| Cash dividends | $171,000 | 3,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $580,500 | 4,220 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,449,000 | 2,896 |
| Total interest expense | $1,578,000 | 2,860 |
| Net interest income | $1,871,000 | 2,934 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $314,000 | 3,025 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $203,000 | 2,026 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $110,000 | 3,585 |
| Total noninterest expense | $1,672,000 | 2,721 |
| Salaries and employee benefits | $847,000 | 2,925 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $651,000 | 2,016 |
| Pre-tax net operating income | $453,000 | 3,730 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $125,000 | 2,978 |
| Income before extraordinary items | $330,000 | 3,955 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $330,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,024 |
| Cash dividends | $85,000 | 3,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $328,540 | 3,949 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,284,000 | 2,515 |
| Total interest expense | $7,022,000 | 2,273 |
| Net interest income | $8,262,000 | 2,684 |
| Provision for loan and lease losses | $1,400,000 | 749 |
| Total noninterest income | $1,168,000 | 3,178 |
| Gross Fiduciary activities income | $2,000 | 1,427 |
| Service charges on deposit accounts | $680,000 | 2,437 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $486,000 | 3,383 |
| Total noninterest expense | $9,073,000 | 1,941 |
| Salaries and employee benefits | $4,186,000 | 2,348 |
| Premises and equipment expense | $745,000 | 3,172 |
| Additional noninterest expense | $4,142,000 | 1,290 |
| Pre-tax net operating income | $-1,043,000 | 8,432 |
| Securities gains (losses) | $-160,000 | 8,333 |
| Applicable income taxes | $-476,000 | 8,563 |
| Income before extraordinary items | $-727,000 | 8,382 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-727,000 | 8,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,430,000 | 512 |
| Cash dividends | $86,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-624,600 | 8,340 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,273,000 | 2,542 |
| Total interest expense | $5,150,000 | 2,260 |
| Net interest income | $6,123,000 | 2,732 |
| Provision for loan and lease losses | $549,000 | 1,300 |
| Total noninterest income | $496,000 | 4,495 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $470,000 | 2,604 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $24,000 | 7,706 |
| Total noninterest expense | $6,134,000 | 2,162 |
| Salaries and employee benefits | $3,075,000 | 2,392 |
| Premises and equipment expense | $595,000 | 3,023 |
| Additional noninterest expense | $2,464,000 | 1,596 |
| Pre-tax net operating income | $-64,000 | 8,192 |
| Securities gains (losses) | $-28,000 | 7,963 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-92,000 | 8,242 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-92,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $636,000 | 668 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-64,000 | 8,199 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 2,541 |
| Total interest expense | $3,274,000 | 2,272 |
| Net interest income | $4,122,000 | 2,724 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $559,000 | 3,268 |
| Gross Fiduciary activities income | $1,000 | 1,376 |
| Service charges on deposit accounts | $293,000 | 2,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $265,000 | 3,230 |
| Total noninterest expense | $3,928,000 | 2,246 |
| Salaries and employee benefits | $2,005,000 | 2,442 |
| Premises and equipment expense | $392,000 | 3,049 |
| Additional noninterest expense | $1,531,000 | 1,727 |
| Pre-tax net operating income | $693,000 | 4,652 |
| Securities gains (losses) | $-28,000 | 8,198 |
| Applicable income taxes | $133,000 | 4,169 |
| Income before extraordinary items | $532,000 | 4,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $532,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 872 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $554,400 | 4,622 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,642,000 | 2,531 |
| Total interest expense | $1,586,000 | 2,221 |
| Net interest income | $2,056,000 | 2,719 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $277,000 | 3,243 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $146,000 | 2,652 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $130,000 | 3,236 |
| Total noninterest expense | $2,001,000 | 2,217 |
| Salaries and employee benefits | $1,038,000 | 2,366 |
| Premises and equipment expense | $185,000 | 3,199 |
| Additional noninterest expense | $778,000 | 1,681 |
| Pre-tax net operating income | $272,000 | 5,186 |
| Securities gains (losses) | $-28,000 | 8,452 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $208,000 | 5,271 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $208,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,308 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $231,800 | 5,002 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,941,000 | 2,370 |
| Total interest expense | $5,508,000 | 2,032 |
| Net interest income | $8,433,000 | 2,575 |
| Provision for loan and lease losses | $844,000 | 1,206 |
| Total noninterest income | $757,000 | 4,177 |
| Gross Fiduciary activities income | $2,000 | 1,452 |
| Service charges on deposit accounts | $579,000 | 2,739 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $176,000 | 5,427 |
| Total noninterest expense | $7,739,000 | 2,156 |
| Salaries and employee benefits | $3,759,000 | 2,427 |
| Premises and equipment expense | $742,000 | 3,096 |
| Additional noninterest expense | $3,238,000 | 1,572 |
| Pre-tax net operating income | $607,000 | 6,400 |
| Securities gains (losses) | $301,000 | 408 |
| Applicable income taxes | $100,000 | 5,373 |
| Income before extraordinary items | $808,000 | 5,320 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $808,000 | 5,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,269,000 | 566 |
| Cash dividends | $273,000 | 4,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $540,110 | 6,177 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,430,000 | 2,326 |
| Total interest expense | $3,986,000 | 1,998 |
| Net interest income | $6,444,000 | 2,517 |
| Provision for loan and lease losses | $350,000 | 1,932 |
| Total noninterest income | $554,000 | 4,251 |
| Gross Fiduciary activities income | $1,000 | 1,428 |
| Service charges on deposit accounts | $440,000 | 2,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 5,731 |
| Total noninterest expense | $5,533,000 | 2,247 |
| Salaries and employee benefits | $2,793,000 | 2,411 |
| Premises and equipment expense | $526,000 | 3,213 |
| Additional noninterest expense | $2,214,000 | 1,693 |
| Pre-tax net operating income | $1,115,000 | 4,504 |
| Securities gains (losses) | $301,000 | 388 |
| Applicable income taxes | $316,000 | 3,720 |
| Income before extraordinary items | $1,100,000 | 3,902 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,100,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $790,000 | 589 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $865,220 | 4,514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,889,000 | 2,298 |
| Total interest expense | $2,576,000 | 1,938 |
| Net interest income | $4,313,000 | 2,482 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $378,000 | 4,185 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $307,000 | 2,576 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $3,561,000 | 2,313 |
| Salaries and employee benefits | $1,766,000 | 2,531 |
| Premises and equipment expense | $339,000 | 3,279 |
| Additional noninterest expense | $1,456,000 | 1,696 |
| Pre-tax net operating income | $1,130,000 | 3,400 |
| Securities gains (losses) | $301,000 | 333 |
| Applicable income taxes | $363,000 | 2,761 |
| Income before extraordinary items | $1,068,000 | 2,940 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,068,000 | 2,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $443,000 | 658 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $842,250 | 3,468 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 2,275 |
| Total interest expense | $1,266,000 | 1,872 |
| Net interest income | $2,125,000 | 2,517 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $201,000 | 3,969 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $1,826,000 | 2,273 |
| Salaries and employee benefits | $938,000 | 2,412 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $724,000 | 1,700 |
| Pre-tax net operating income | $500,000 | 3,683 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $114,000 | 3,555 |
| Income before extraordinary items | $388,000 | 3,692 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $388,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,020 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $386,460 | 3,668 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,172,000 | 2,187 |
| Total interest expense | $4,811,000 | 1,703 |
| Net interest income | $8,361,000 | 2,446 |
| Provision for loan and lease losses | $925,000 | 1,122 |
| Total noninterest income | $918,000 | 3,743 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $701,000 | 2,364 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $215,000 | 4,961 |
| Total noninterest expense | $6,576,000 | 2,432 |
| Salaries and employee benefits | $3,162,000 | 2,714 |
| Premises and equipment expense | $787,000 | 2,824 |
| Additional noninterest expense | $2,626,000 | 1,850 |
| Pre-tax net operating income | $1,779,000 | 3,816 |
| Securities gains (losses) | $48,000 | 1,775 |
| Applicable income taxes | $387,000 | 3,774 |
| Income before extraordinary items | $1,440,000 | 3,735 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,440,000 | 3,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 1,854 |
| Cash dividends | $750,000 | 2,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,402,080 | 3,747 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,887,000 | 2,159 |
| Total interest expense | $3,557,000 | 1,701 |
| Net interest income | $6,330,000 | 2,393 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $712,000 | 3,691 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $543,000 | 2,333 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $167,000 | 4,888 |
| Total noninterest expense | $4,873,000 | 2,437 |
| Salaries and employee benefits | $2,314,000 | 2,750 |
| Premises and equipment expense | $652,000 | 2,587 |
| Additional noninterest expense | $1,907,000 | 1,880 |
| Pre-tax net operating income | $2,169,000 | 2,689 |
| Securities gains (losses) | $47,000 | 1,709 |
| Applicable income taxes | $582,000 | 2,626 |
| Income before extraordinary items | $1,634,000 | 2,752 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,634,000 | 2,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $375,000 | 3,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,599,220 | 2,727 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 2,151 |
| Total interest expense | $2,325,000 | 1,714 |
| Net interest income | $4,206,000 | 2,376 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $494,000 | 3,601 |
| Gross Fiduciary activities income | $1,000 | 1,443 |
| Service charges on deposit accounts | $359,000 | 2,341 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 4,528 |
| Total noninterest expense | $3,199,000 | 2,485 |
| Salaries and employee benefits | $1,471,000 | 2,886 |
| Premises and equipment expense | $488,000 | 2,339 |
| Additional noninterest expense | $1,240,000 | 1,926 |
| Pre-tax net operating income | $1,501,000 | 2,589 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $379,000 | 2,659 |
| Income before extraordinary items | $1,139,000 | 2,637 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,139,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,861 |
| Cash dividends | $375,000 | 2,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,126,250 | 2,589 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,249,000 | 2,153 |
| Total interest expense | $1,160,000 | 1,738 |
| Net interest income | $2,089,000 | 2,392 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $232,000 | 3,693 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $171,000 | 2,391 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $60,000 | 4,738 |
| Total noninterest expense | $1,603,000 | 2,495 |
| Salaries and employee benefits | $784,000 | 2,741 |
| Premises and equipment expense | $242,000 | 2,382 |
| Additional noninterest expense | $577,000 | 2,043 |
| Pre-tax net operating income | $718,000 | 2,653 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $176,000 | 2,798 |
| Income before extraordinary items | $557,000 | 2,688 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $557,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,967 |
| Cash dividends | $225,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $545,600 | 2,639 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $13,029,000 | 2,189 |
| Total interest expense | $4,946,000 | 1,806 |
| Net interest income | $8,083,000 | 2,408 |
| Provision for loan and lease losses | $1,868,000 | 687 |
| Total noninterest income | $926,000 | 3,884 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $669,000 | 2,457 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $256,000 | 4,818 |
| Total noninterest expense | $5,587,000 | 2,777 |
| Salaries and employee benefits | $2,634,000 | 3,126 |
| Premises and equipment expense | $707,000 | 3,060 |
| Additional noninterest expense | $2,246,000 | 2,141 |
| Pre-tax net operating income | $1,554,000 | 4,035 |
| Securities gains (losses) | $345,000 | 962 |
| Applicable income taxes | $390,000 | 3,836 |
| Income before extraordinary items | $1,509,000 | 3,547 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,509,000 | 3,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $728,000 | 1,186 |
| Cash dividends | $350,000 | 4,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,236,450 | 3,882 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,777,000 | 2,225 |
| Total interest expense | $3,777,000 | 1,854 |
| Net interest income | $6,000,000 | 2,445 |
| Provision for loan and lease losses | $378,000 | 2,108 |
| Total noninterest income | $657,000 | 4,072 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $475,000 | 2,595 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 4,984 |
| Total noninterest expense | $4,102,000 | 2,832 |
| Salaries and employee benefits | $1,960,000 | 3,156 |
| Premises and equipment expense | $485,000 | 3,296 |
| Additional noninterest expense | $1,657,000 | 2,160 |
| Pre-tax net operating income | $2,177,000 | 2,672 |
| Securities gains (losses) | $348,000 | 876 |
| Applicable income taxes | $681,000 | 2,439 |
| Income before extraordinary items | $1,844,000 | 2,501 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,844,000 | 2,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,824 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,589,960 | 2,692 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 2,232 |
| Total interest expense | $2,619,000 | 1,836 |
| Net interest income | $3,926,000 | 2,475 |
| Provision for loan and lease losses | $215,000 | 2,376 |
| Total noninterest income | $404,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $296,000 | 2,681 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $108,000 | 5,191 |
| Total noninterest expense | $2,694,000 | 2,872 |
| Salaries and employee benefits | $1,276,000 | 3,216 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $1,105,000 | 2,164 |
| Pre-tax net operating income | $1,421,000 | 2,709 |
| Securities gains (losses) | $159,000 | 1,194 |
| Applicable income taxes | $422,000 | 2,592 |
| Income before extraordinary items | $1,158,000 | 2,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,158,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $250,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,041,930 | 2,717 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 2,249 |
| Total interest expense | $1,346,000 | 1,836 |
| Net interest income | $1,927,000 | 2,518 |
| Provision for loan and lease losses | $128,000 | 1,975 |
| Total noninterest income | $195,000 | 4,228 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $133,000 | 2,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $1,294,000 | 2,955 |
| Salaries and employee benefits | $597,000 | 3,384 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $543,000 | 2,162 |
| Pre-tax net operating income | $700,000 | 2,735 |
| Securities gains (losses) | $158,000 | 764 |
| Applicable income taxes | $236,000 | 2,418 |
| Income before extraordinary items | $622,000 | 2,451 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $622,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,762 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $508,240 | 2,773 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,145,000 | 2,334 |
| Total interest expense | $5,571,000 | 2,028 |
| Net interest income | $7,574,000 | 2,525 |
| Provision for loan and lease losses | $858,000 | 1,538 |
| Total noninterest income | $1,178,000 | 3,111 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $658,000 | 2,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $518,000 | 3,221 |
| Total noninterest expense | $5,226,000 | 2,809 |
| Salaries and employee benefits | $2,520,000 | 3,102 |
| Premises and equipment expense | $650,000 | 3,182 |
| Additional noninterest expense | $2,056,000 | 2,245 |
| Pre-tax net operating income | $2,668,000 | 2,752 |
| Securities gains (losses) | $40,000 | 2,603 |
| Applicable income taxes | $592,000 | 3,142 |
| Income before extraordinary items | $2,116,000 | 2,685 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,116,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,377 |
| Cash dividends | $550,000 | 3,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,084,800 | 2,621 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,070,000 | 2,613 |
| Total interest expense | $6,675,000 | 2,402 |
| Net interest income | $6,395,000 | 2,776 |
| Provision for loan and lease losses | $806,000 | 1,489 |
| Total noninterest income | $1,661,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $638,000 | 2,320 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,023,000 | 2,009 |
| Total noninterest expense | $4,963,000 | 2,839 |
| Salaries and employee benefits | $2,387,000 | 3,073 |
| Premises and equipment expense | $603,000 | 3,336 |
| Additional noninterest expense | $1,973,000 | 2,272 |
| Pre-tax net operating income | $2,287,000 | 2,860 |
| Securities gains (losses) | $248,000 | 1,031 |
| Applicable income taxes | $790,000 | 2,446 |
| Income before extraordinary items | $1,745,000 | 2,868 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,745,000 | 2,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,096 |
| Cash dividends | $950,000 | 2,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,573,880 | 3,013 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,596,000 | 2,775 |
| Total interest expense | $6,660,000 | 2,522 |
| Net interest income | $5,936,000 | 2,978 |
| Provision for loan and lease losses | $279,000 | 3,019 |
| Total noninterest income | $910,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $666,000 | 2,077 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $244,000 | 4,351 |
| Total noninterest expense | $4,563,000 | 2,958 |
| Salaries and employee benefits | $2,339,000 | 3,012 |
| Premises and equipment expense | $574,000 | 3,391 |
| Additional noninterest expense | $1,650,000 | 2,572 |
| Pre-tax net operating income | $2,004,000 | 3,321 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $551,000 | 3,283 |
| Income before extraordinary items | $1,451,000 | 3,344 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,451,000 | 3,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 2,418 |
| Cash dividends | $2,200,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,452,440 | 3,333 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $11,652,000 | 2,780 |
| Total interest expense | $5,773,000 | 2,548 |
| Net interest income | $5,879,000 | 2,981 |
| Provision for loan and lease losses | $638,000 | 1,430 |
| Total noninterest income | $786,000 | 3,662 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $587,000 | 2,279 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $199,000 | 4,951 |
| Total noninterest expense | $4,289,000 | 3,104 |
| Salaries and employee benefits | $2,173,000 | 3,179 |
| Premises and equipment expense | $530,000 | 3,588 |
| Additional noninterest expense | $1,586,000 | 2,735 |
| Pre-tax net operating income | $1,738,000 | 3,711 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $482,000 | 3,712 |
| Income before extraordinary items | $1,256,000 | 3,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,256,000 | 3,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,122 |
| Cash dividends | $300,000 | 4,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,256,000 | 3,696 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $11,327,000 | 2,848 |
| Total interest expense | $5,528,000 | 2,735 |
| Net interest income | $5,799,000 | 2,974 |
| Provision for loan and lease losses | $610,000 | 1,463 |
| Total noninterest income | $706,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $523,000 | 2,455 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $183,000 | 5,198 |
| Total noninterest expense | $4,164,000 | 3,114 |
| Salaries and employee benefits | $2,180,000 | 3,075 |
| Premises and equipment expense | $511,000 | 3,632 |
| Additional noninterest expense | $1,473,000 | 2,826 |
| Pre-tax net operating income | $1,731,000 | 3,753 |
| Securities gains (losses) | $25,000 | 2,265 |
| Applicable income taxes | $478,000 | 3,958 |
| Income before extraordinary items | $1,278,000 | 3,741 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,278,000 | 3,740 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,138 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,259,750 | 3,688 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $10,974,000 | 2,973 |
| Total interest expense | $5,347,000 | 2,801 |
| Net interest income | $5,627,000 | 3,105 |
| Provision for loan and lease losses | $184,000 | 3,621 |
| Total noninterest income | $689,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $507,000 | 2,589 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $182,000 | 5,189 |
| Total noninterest expense | $3,844,000 | 3,290 |
| Salaries and employee benefits | $2,025,000 | 3,267 |
| Premises and equipment expense | $438,000 | 4,132 |
| Additional noninterest expense | $1,381,000 | 2,950 |
| Pre-tax net operating income | $2,288,000 | 3,139 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $617,000 | 3,586 |
| Income before extraordinary items | $1,667,000 | 3,048 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,667,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 2,079 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,669,920 | 2,986 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 3,225 |
| Total interest expense | $4,991,000 | 3,008 |
| Net interest income | $5,213,000 | 3,411 |
| Provision for loan and lease losses | $121,000 | 4,559 |
| Total noninterest income | $649,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $485,000 | 2,791 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $3,634,000 | 3,650 |
| Salaries and employee benefits | $1,957,000 | 3,396 |
| Premises and equipment expense | $446,000 | 4,140 |
| Additional noninterest expense | $1,231,000 | 3,704 |
| Pre-tax net operating income | $2,107,000 | 3,270 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $529,000 | 3,968 |
| Income before extraordinary items | $1,572,000 | 3,050 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,572,000 | 3,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,064 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $-50,000 | 11,329 |
| Net operating income | $1,576,500 | 3,009 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,425,000 | 3,470 |
| Total interest expense | $4,492,000 | 3,312 |
| Net interest income | $4,933,000 | 3,588 |
| Provision for loan and lease losses | $151,000 | 3,608 |
| Total noninterest income | $599,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $405,000 | 3,325 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $194,000 | 5,217 |
| Total noninterest expense | $3,436,000 | 3,811 |
| Salaries and employee benefits | $1,748,000 | 3,736 |
| Premises and equipment expense | $434,000 | 4,232 |
| Additional noninterest expense | $1,254,000 | 3,607 |
| Pre-tax net operating income | $1,945,000 | 3,578 |
| Securities gains (losses) | $-70,000 | 11,344 |
| Applicable income taxes | $461,000 | 4,450 |
| Income before extraordinary items | $1,414,000 | 3,418 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,414,000 | 3,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,473 |
| Cash dividends | $2,426,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,466,500 | 3,283 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,208,000 | 3,659 |
| Total interest expense | $3,271,000 | 3,667 |
| Net interest income | $4,937,000 | 3,609 |
| Provision for loan and lease losses | $304,000 | 2,222 |
| Total noninterest income | $524,000 | 5,126 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $376,000 | 3,597 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $148,000 | 6,243 |
| Total noninterest expense | $3,430,000 | 3,919 |
| Salaries and employee benefits | $1,616,000 | 3,995 |
| Premises and equipment expense | $418,000 | 4,420 |
| Additional noninterest expense | $1,396,000 | 3,540 |
| Pre-tax net operating income | $1,727,000 | 3,906 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $414,000 | 4,646 |
| Income before extraordinary items | $1,304,000 | 3,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,304,000 | 3,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,044 |
| Cash dividends | $158,000 | 5,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,310,840 | 3,606 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,343,000 | 3,663 |
| Total interest expense | $3,398,000 | 3,697 |
| Net interest income | $4,945,000 | 3,610 |
| Provision for loan and lease losses | $354,000 | 2,687 |
| Total noninterest income | $482,000 | 5,741 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $341,000 | 3,979 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $141,000 | 6,763 |
| Total noninterest expense | $3,364,000 | 4,061 |
| Salaries and employee benefits | $1,519,000 | 4,228 |
| Premises and equipment expense | $449,000 | 4,277 |
| Additional noninterest expense | $1,396,000 | 3,713 |
| Pre-tax net operating income | $1,709,000 | 3,863 |
| Securities gains (losses) | $16,000 | 4,943 |
| Applicable income taxes | $424,000 | 4,798 |
| Income before extraordinary items | $1,301,000 | 3,702 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,301,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 2,198 |
| Cash dividends | $155,000 | 6,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,289,000 | 3,554 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,894,000 | 3,893 |
| Total interest expense | $4,062,000 | 4,016 |
| Net interest income | $4,832,000 | 3,766 |
| Provision for loan and lease losses | $701,000 | 2,366 |
| Total noninterest income | $548,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $340,000 | 4,018 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $208,000 | 5,533 |
| Total noninterest expense | $3,224,000 | 4,236 |
| Salaries and employee benefits | $1,384,000 | 4,545 |
| Premises and equipment expense | $432,000 | 4,510 |
| Additional noninterest expense | $1,408,000 | 3,784 |
| Pre-tax net operating income | $1,455,000 | 4,156 |
| Securities gains (losses) | $192,000 | 2,066 |
| Applicable income taxes | $430,000 | 4,531 |
| Income before extraordinary items | $1,217,000 | 3,755 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,217,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 2,265 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,074,920 | 3,911 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.