Home > First National Bank, Ames, Iowa > Income and Expense

First National Bank, Ames, Iowa, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$20,201,0001,257
Total interest expense$7,977,0001,180
Net interest income$12,224,0001,331
Provision for loan and lease losses$879,000723
Total noninterest income$3,377,000981
Gross Fiduciary activities income$1,346,000372
Service charges on deposit accounts$237,0001,686
Trading account gains and fees$0133
Additional Noninterest Income$1,794,0001,081
Total noninterest expense$10,337,0001,238
Salaries and employee benefits$5,814,0001,270
Premises and equipment expense$1,328,000981
Additional noninterest expense$1,794,0001,098
Pre-tax net operating income$4,385,0001,410
Securities gains (losses)$0804
Applicable income taxes$665,0001,327
Income before extraordinary items$3,720,0001,416
Extraordinary gains, net$020
Net income$3,720,0001,430
Minority interest net income$069
Net income of bank and minority interests.$3,720,0001,416
Net charge-offs$1,103,000475
Cash dividends$2,300,000894
Sale, conversion, retirement of capital stock, net$0478
Net operating income$3,720,0001,424
2025-03-31 (YTD Data)Rank
Total interest income$10,001,0001,260
Total interest expense$4,050,0001,156
Net interest income$5,951,0001,353
Provision for loan and lease losses$1,120,000372
Total noninterest income$1,647,000966
Gross Fiduciary activities income$625,000422
Service charges on deposit accounts$117,0001,693
Trading account gains and fees$0116
Additional Noninterest Income$905,0001,024
Total noninterest expense$5,249,0001,214
Salaries and employee benefits$2,947,0001,250
Premises and equipment expense$661,0001,003
Additional noninterest expense$905,0001,024
Pre-tax net operating income$1,229,0002,010
Securities gains (losses)$0665
Applicable income taxes$98,0002,060
Income before extraordinary items$1,131,0001,880
Extraordinary gains, net$047
Net income$1,131,0001,903
Minority interest net income$065
Net income of bank and minority interests.$1,131,0001,880
Net charge-offs$-1,0003,409
Cash dividends$1,300,000753
Sale, conversion, retirement of capital stock, net$0467
Net operating income$1,131,0001,892
2024-12-31 (YTD Data)Rank
Total interest income$39,449,0001,264
Total interest expense$19,469,0001,048
Net interest income$19,980,0001,480
Provision for loan and lease losses$-472,0004,388
Total noninterest income$6,125,0001,036
Gross Fiduciary activities income$2,208,000430
Service charges on deposit accounts$429,0001,821
Trading account gains and fees$0138
Additional Noninterest Income$3,488,0001,087
Total noninterest expense$20,752,0001,204
Salaries and employee benefits$11,458,0001,249
Premises and equipment expense$2,708,000959
Additional noninterest expense$3,488,0001,087
Pre-tax net operating income$5,825,0001,689
Securities gains (losses)$0940
Applicable income taxes$590,0001,740
Income before extraordinary items$5,235,0001,649
Extraordinary gains, net$053
Net income$5,235,0001,666
Minority interest net income$090
Net income of bank and minority interests.$5,235,0001,649
Net charge-offs$-4,0003,794
Cash dividends$4,338,000963
Sale, conversion, retirement of capital stock, net$0564
Net operating income$5,235,0001,654
2024-09-30 (YTD Data)Rank
Total interest income$29,286,0001,261
Total interest expense$14,895,0001,036
Net interest income$14,391,0001,508
Provision for loan and lease losses$-281,0004,388
Total noninterest income$4,512,0001,037
Gross Fiduciary activities income$1,663,000430
Service charges on deposit accounts$316,0001,843
Trading account gains and fees$0139
Additional Noninterest Income$2,533,0001,120
Total noninterest expense$15,605,0001,187
Salaries and employee benefits$8,633,0001,224
Premises and equipment expense$1,982,000976
Additional noninterest expense$2,533,0001,120
Pre-tax net operating income$3,579,0001,908
Securities gains (losses)$0930
Applicable income taxes$248,0002,119
Income before extraordinary items$3,331,0001,823
Extraordinary gains, net$051
Net income$3,331,0001,842
Minority interest net income$082
Net income of bank and minority interests.$3,331,0001,824
Net charge-offs$3,0002,635
Cash dividends$3,238,000870
Sale, conversion, retirement of capital stock, net$0527
Net operating income$3,331,0001,824
2024-06-30 (YTD Data)Rank
Total interest income$19,470,0001,244
Total interest expense$9,987,0001,026
Net interest income$9,483,0001,511
Provision for loan and lease losses$99,0001,879
Total noninterest income$3,058,0001,039
Gross Fiduciary activities income$1,208,000415
Service charges on deposit accounts$193,0001,923
Trading account gains and fees$0145
Additional Noninterest Income$1,657,0001,129
Total noninterest expense$10,431,0001,192
Salaries and employee benefits$5,754,0001,235
Premises and equipment expense$1,363,000951
Additional noninterest expense$1,657,0001,129
Pre-tax net operating income$2,011,0002,101
Securities gains (losses)$0628
Applicable income taxes$72,0002,536
Income before extraordinary items$1,939,0001,962
Extraordinary gains, net$052
Net income$1,939,0001,988
Minority interest net income$084
Net income of bank and minority interests.$1,939,0001,963
Net charge-offs$-1,0003,466
Cash dividends$2,276,000825
Sale, conversion, retirement of capital stock, net$0496
Net operating income$1,939,0001,963
2024-03-31 (YTD Data)Rank
Total interest income$9,774,0001,229
Total interest expense$4,911,0001,025
Net interest income$4,863,0001,475
Provision for loan and lease losses$67,0001,494
Total noninterest income$1,396,0001,096
Gross Fiduciary activities income$488,000424
Service charges on deposit accounts$94,0001,941
Trading account gains and fees$0121
Additional Noninterest Income$814,0001,117
Total noninterest expense$5,177,0001,194
Salaries and employee benefits$2,882,0001,241
Premises and equipment expense$661,000994
Additional noninterest expense$814,0001,117
Pre-tax net operating income$1,015,0002,045
Securities gains (losses)$0689
Applicable income taxes$38,0002,461
Income before extraordinary items$977,0001,930
Extraordinary gains, net$051
Net income$977,0001,955
Minority interest net income$072
Net income of bank and minority interests.$977,0001,930
Net charge-offs$02,217
Cash dividends$1,300,000701
Sale, conversion, retirement of capital stock, net$0434
Net operating income$977,0001,929
2023-12-31 (YTD Data)Rank
Total interest income$37,027,0001,182
Total interest expense$16,706,000893
Net interest income$20,321,0001,421
Provision for loan and lease losses$359,0001,523
Total noninterest income$5,630,0001,102
Gross Fiduciary activities income$1,999,000404
Service charges on deposit accounts$393,0001,916
Trading account gains and fees$0123
Additional Noninterest Income$3,238,0001,195
Total noninterest expense$19,548,0001,232
Salaries and employee benefits$10,871,0001,262
Premises and equipment expense$2,650,000959
Additional noninterest expense$3,238,0001,195
Pre-tax net operating income$6,044,0001,709
Securities gains (losses)$59,000363
Applicable income taxes$606,0001,773
Income before extraordinary items$5,497,0001,620
Extraordinary gains, net$054
Net income$5,497,0001,640
Minority interest net income$088
Net income of bank and minority interests.$5,497,0001,623
Net charge-offs$25,0002,107
Cash dividends$5,000,000804
Sale, conversion, retirement of capital stock, net$0540
Net operating income$5,443,9001,662
2023-09-30 (YTD Data)Rank
Total interest income$27,162,0001,178
Total interest expense$11,932,000879
Net interest income$15,230,0001,431
Provision for loan and lease losses$97,0002,154
Total noninterest income$4,281,0001,100
Gross Fiduciary activities income$1,559,000397
Service charges on deposit accounts$292,0001,931
Trading account gains and fees$0125
Additional Noninterest Income$2,430,0001,200
Total noninterest expense$14,596,0001,232
Salaries and employee benefits$8,178,0001,260
Premises and equipment expense$1,981,000970
Additional noninterest expense$2,430,0001,200
Pre-tax net operating income$4,818,0001,694
Securities gains (losses)$59,000233
Applicable income taxes$526,0001,718
Income before extraordinary items$4,351,0001,611
Extraordinary gains, net$052
Net income$4,351,0001,623
Minority interest net income$081
Net income of bank and minority interests.$4,351,0001,611
Net charge-offs$23,0001,832
Cash dividends$3,700,000769
Sale, conversion, retirement of capital stock, net$0507
Net operating income$4,298,4901,646
2023-06-30 (YTD Data)Rank
Total interest income$17,947,0001,164
Total interest expense$7,579,000822
Net interest income$10,368,0001,423
Provision for loan and lease losses$227,0001,252
Total noninterest income$2,762,0001,066
Gross Fiduciary activities income$1,041,000389
Service charges on deposit accounts$191,0001,943
Trading account gains and fees$0112
Additional Noninterest Income$1,530,0001,173
Total noninterest expense$9,831,0001,211
Salaries and employee benefits$5,457,0001,251
Premises and equipment expense$1,432,000905
Additional noninterest expense$1,530,0001,172
Pre-tax net operating income$3,072,0001,736
Securities gains (losses)$-4,0003,679
Applicable income taxes$301,0001,846
Income before extraordinary items$2,767,0001,651
Extraordinary gains, net$051
Net income$2,767,0001,670
Minority interest net income$081
Net income of bank and minority interests.$2,767,0001,650
Net charge-offs$24,0001,463
Cash dividends$2,400,000766
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,770,6001,663
2023-03-31 (YTD Data)Rank
Total interest income$8,666,0001,184
Total interest expense$3,374,000818
Net interest income$5,292,0001,398
Provision for loan and lease losses$192,000910
Total noninterest income$1,331,0001,097
Gross Fiduciary activities income$466,000420
Service charges on deposit accounts$90,0002,025
Trading account gains and fees$097
Additional Noninterest Income$775,0001,152
Total noninterest expense$4,861,0001,235
Salaries and employee benefits$2,762,0001,259
Premises and equipment expense$636,0001,013
Additional noninterest expense$775,0001,152
Pre-tax net operating income$1,570,0001,727
Securities gains (losses)$0950
Applicable income taxes$158,0001,838
Income before extraordinary items$1,412,0001,669
Extraordinary gains, net$04
Net income$1,412,0001,669
Minority interest net income$048
Net income of bank and minority interests.$1,412,0001,669
Net charge-offs$-2,0003,519
Cash dividends$1,100,000749
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,412,0001,685
2022-12-31 (YTD Data)Rank
Total interest income$30,719,0001,126
Total interest expense$4,576,000845
Net interest income$26,143,0001,156
Provision for loan and lease losses$-783,0004,584
Total noninterest income$5,777,0001,096
Gross Fiduciary activities income$2,277,000392
Service charges on deposit accounts$400,0001,951
Trading account gains and fees$0116
Additional Noninterest Income$3,100,0001,227
Total noninterest expense$19,475,0001,213
Salaries and employee benefits$10,786,0001,249
Premises and equipment expense$2,682,000950
Additional noninterest expense$3,100,0001,227
Pre-tax net operating income$13,228,0001,047
Securities gains (losses)$2,000598
Applicable income taxes$2,791,000866
Income before extraordinary items$10,439,0001,072
Extraordinary gains, net$05
Net income$10,439,0001,071
Minority interest net income$063
Net income of bank and minority interests.$10,439,0001,072
Net charge-offs$56,0001,483
Cash dividends$4,400,000866
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,437,4201,096
2022-09-30 (YTD Data)Rank
Total interest income$22,355,0001,104
Total interest expense$2,259,000907
Net interest income$20,096,0001,122
Provision for loan and lease losses$-477,0004,582
Total noninterest income$4,245,0001,124
Gross Fiduciary activities income$1,590,000405
Service charges on deposit accounts$306,0001,935
Trading account gains and fees$0111
Additional Noninterest Income$2,349,0001,252
Total noninterest expense$14,449,0001,212
Salaries and employee benefits$8,087,0001,247
Premises and equipment expense$1,870,000998
Additional noninterest expense$2,349,0001,252
Pre-tax net operating income$10,369,0001,016
Securities gains (losses)$2,000628
Applicable income taxes$2,303,000827
Income before extraordinary items$8,068,0001,041
Extraordinary gains, net$04
Net income$8,068,0001,040
Minority interest net income$057
Net income of bank and minority interests.$8,068,0001,041
Net charge-offs$12,0001,769
Cash dividends$3,300,000790
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,066,4201,062
2022-06-30 (YTD Data)Rank
Total interest income$14,555,0001,089
Total interest expense$1,011,0001,125
Net interest income$13,544,0001,083
Provision for loan and lease losses$17,0002,304
Total noninterest income$2,994,0001,073
Gross Fiduciary activities income$1,165,000350
Service charges on deposit accounts$210,0001,895
Trading account gains and fees$0108
Additional Noninterest Income$1,619,0001,248
Total noninterest expense$9,778,0001,198
Salaries and employee benefits$5,422,0001,227
Premises and equipment expense$1,274,000977
Additional noninterest expense$3,082,0001,128
Pre-tax net operating income$6,743,000976
Securities gains (losses)$0687
Applicable income taxes$1,629,000755
Income before extraordinary items$5,114,0001,028
Extraordinary gains, net$04
Net income$5,114,0001,027
Minority interest net income$060
Net income of bank and minority interests.$5,114,0001,028
Net charge-offs$15,0001,434
Cash dividends$2,200,000778
Sale, conversion, retirement of capital stock, net$0494
Net operating income$5,114,0001,052
2022-03-31 (YTD Data)Rank
Total interest income$7,058,0001,085
Total interest expense$398,0001,317
Net interest income$6,660,0001,063
Provision for loan and lease losses$18,0001,809
Total noninterest income$1,507,0001,059
Gross Fiduciary activities income$569,000358
Service charges on deposit accounts$112,0001,791
Trading account gains and fees$387,00067
Additional Noninterest Income$439,0001,810
Total noninterest expense$4,787,0001,210
Salaries and employee benefits$2,701,0001,228
Premises and equipment expense$582,0001,062
Additional noninterest expense$1,504,0001,143
Pre-tax net operating income$3,362,000930
Securities gains (losses)$0623
Applicable income taxes$605,000873
Income before extraordinary items$2,757,000948
Extraordinary gains, net$04
Net income$2,757,000947
Minority interest net income$050
Net income of bank and minority interests.$2,757,000948
Net charge-offs$12,0001,131
Cash dividends$1,100,000721
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,757,000957
2021-12-31 (YTD Data)Rank
Total interest income$30,429,0001,041
Total interest expense$1,842,0001,410
Net interest income$28,587,0001,019
Provision for loan and lease losses$-372,0004,388
Total noninterest income$5,882,0001,180
Gross Fiduciary activities income$1,902,000380
Service charges on deposit accounts$618,0001,380
Trading account gains and fees$0132
Additional Noninterest Income$3,362,0001,391
Total noninterest expense$18,550,0001,230
Salaries and employee benefits$10,526,0001,247
Premises and equipment expense$2,148,0001,140
Additional noninterest expense$5,876,0001,154
Pre-tax net operating income$16,291,000886
Securities gains (losses)$02,062
Applicable income taxes$3,154,000827
Income before extraordinary items$13,137,000919
Extraordinary gains, net$010
Net income$13,137,000919
Minority interest net income$074
Net income of bank and minority interests.$13,137,000919
Net charge-offs$5,0002,441
Cash dividends$4,000,000944
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,137,000907
2021-09-30 (YTD Data)Rank
Total interest income$23,089,0001,055
Total interest expense$1,444,0001,440
Net interest income$21,645,0001,019
Provision for loan and lease losses$183,0001,536
Total noninterest income$4,373,0001,207
Gross Fiduciary activities income$1,427,000379
Service charges on deposit accounts$450,0001,397
Trading account gains and fees$0132
Additional Noninterest Income$2,496,0001,448
Total noninterest expense$13,778,0001,242
Salaries and employee benefits$7,912,0001,254
Premises and equipment expense$1,642,0001,133
Additional noninterest expense$4,224,0001,190
Pre-tax net operating income$12,057,000929
Securities gains (losses)$02,015
Applicable income taxes$2,324,000895
Income before extraordinary items$9,733,000968
Extraordinary gains, net$08
Net income$9,733,000968
Minority interest net income$069
Net income of bank and minority interests.$9,733,000968
Net charge-offs$7,0002,078
Cash dividends$3,000,000846
Sale, conversion, retirement of capital stock, net$0543
Net operating income$9,733,000955
2021-06-30 (YTD Data)Rank
Total interest income$15,390,0001,041
Total interest expense$1,042,0001,415
Net interest income$14,348,0001,009
Provision for loan and lease losses$192,0001,224
Total noninterest income$2,853,0001,222
Gross Fiduciary activities income$907,000382
Service charges on deposit accounts$289,0001,392
Trading account gains and fees$0133
Additional Noninterest Income$1,657,0001,425
Total noninterest expense$9,361,0001,215
Salaries and employee benefits$5,365,0001,234
Premises and equipment expense$1,151,0001,070
Additional noninterest expense$2,845,0001,173
Pre-tax net operating income$7,648,000955
Securities gains (losses)$01,818
Applicable income taxes$1,448,000914
Income before extraordinary items$6,200,000997
Extraordinary gains, net$06
Net income$6,200,000997
Minority interest net income$067
Net income of bank and minority interests.$6,200,000997
Net charge-offs$02,245
Cash dividends$2,000,000837
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,200,000973
2021-03-31 (YTD Data)Rank
Total interest income$7,876,0001,009
Total interest expense$576,0001,359
Net interest income$7,300,000976
Provision for loan and lease losses$347,000499
Total noninterest income$1,387,0001,240
Gross Fiduciary activities income$427,000391
Service charges on deposit accounts$141,0001,406
Trading account gains and fees$0127
Additional Noninterest Income$819,0001,443
Total noninterest expense$4,634,0001,209
Salaries and employee benefits$2,637,0001,234
Premises and equipment expense$614,0001,018
Additional noninterest expense$1,383,0001,182
Pre-tax net operating income$3,706,000970
Securities gains (losses)$01,392
Applicable income taxes$693,000927
Income before extraordinary items$3,013,0001,020
Extraordinary gains, net$03
Net income$3,013,0001,020
Minority interest net income$055
Net income of bank and minority interests.$3,013,0001,020
Net charge-offs$1,0001,805
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,013,000991
2020-12-31 (YTD Data)Rank
Total interest income$31,154,0001,020
Total interest expense$3,811,0001,218
Net interest income$27,343,000991
Provision for loan and lease losses$3,803,000686
Total noninterest income$5,855,0001,140
Gross Fiduciary activities income$2,078,000340
Service charges on deposit accounts$588,0001,436
Trading account gains and fees$0133
Additional Noninterest Income$3,189,0001,380
Total noninterest expense$18,142,0001,194
Salaries and employee benefits$10,577,0001,195
Premises and equipment expense$2,203,0001,080
Additional noninterest expense$5,362,0001,202
Pre-tax net operating income$11,253,000960
Securities gains (losses)$430,000661
Applicable income taxes$1,925,000957
Income before extraordinary items$9,758,000982
Extraordinary gains, net$04
Net income$9,758,000982
Minority interest net income$072
Net income of bank and minority interests.$9,758,000982
Net charge-offs$416,0001,098
Cash dividends$4,600,000808
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,396,800979
2020-09-30 (YTD Data)Rank
Total interest income$23,178,0001,026
Total interest expense$3,092,0001,200
Net interest income$20,086,0001,002
Provision for loan and lease losses$2,695,000750
Total noninterest income$4,311,0001,130
Gross Fiduciary activities income$1,505,000345
Service charges on deposit accounts$426,0001,475
Trading account gains and fees$0125
Additional Noninterest Income$2,380,0001,349
Total noninterest expense$13,649,0001,173
Salaries and employee benefits$8,083,0001,162
Premises and equipment expense$1,666,0001,072
Additional noninterest expense$3,900,0001,208
Pre-tax net operating income$8,053,000966
Securities gains (losses)$430,000546
Applicable income taxes$1,428,000940
Income before extraordinary items$7,055,000968
Extraordinary gains, net$04
Net income$7,055,000968
Minority interest net income$065
Net income of bank and minority interests.$7,055,000968
Net charge-offs$439,000811
Cash dividends$3,600,000718
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,698,100980
2020-06-30 (YTD Data)Rank
Total interest income$15,388,0001,045
Total interest expense$2,299,0001,174
Net interest income$13,089,0001,019
Provision for loan and lease losses$2,205,000680
Total noninterest income$2,755,0001,098
Gross Fiduciary activities income$959,000354
Service charges on deposit accounts$280,0001,517
Trading account gains and fees$0123
Additional Noninterest Income$1,516,0001,310
Total noninterest expense$9,072,0001,163
Salaries and employee benefits$5,423,0001,145
Premises and equipment expense$1,140,0001,048
Additional noninterest expense$2,509,0001,248
Pre-tax net operating income$4,567,0001,033
Securities gains (losses)$430,000401
Applicable income taxes$790,000991
Income before extraordinary items$4,207,000999
Extraordinary gains, net$04
Net income$4,207,000999
Minority interest net income$065
Net income of bank and minority interests.$4,207,000999
Net charge-offs$444,000640
Cash dividends$2,600,000657
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,845,8001,043
2020-03-31 (YTD Data)Rank
Total interest income$7,638,0001,059
Total interest expense$1,366,0001,102
Net interest income$6,272,0001,047
Provision for loan and lease losses$1,242,000537
Total noninterest income$1,401,0001,029
Gross Fiduciary activities income$456,000365
Service charges on deposit accounts$154,0001,605
Trading account gains and fees$0106
Additional Noninterest Income$791,0001,144
Total noninterest expense$4,568,0001,175
Salaries and employee benefits$2,743,0001,148
Premises and equipment expense$439,0001,335
Additional noninterest expense$1,386,0001,165
Pre-tax net operating income$1,863,0001,117
Securities gains (losses)$386,000230
Applicable income taxes$334,000997
Income before extraordinary items$1,915,000971
Extraordinary gains, net$04
Net income$1,915,000971
Minority interest net income$056
Net income of bank and minority interests.$1,915,000971
Net charge-offs$02,581
Cash dividends$1,300,000677
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,586,9001,113
2019-12-31 (YTD Data)Rank
Total interest income$30,021,0001,086
Total interest expense$5,323,0001,185
Net interest income$24,698,0001,060
Provision for loan and lease losses$250,0002,134
Total noninterest income$5,830,0001,018
Gross Fiduciary activities income$2,098,000333
Service charges on deposit accounts$689,0001,521
Trading account gains and fees$0135
Additional Noninterest Income$3,043,0001,186
Total noninterest expense$17,922,0001,174
Salaries and employee benefits$10,214,0001,186
Premises and equipment expense$2,188,0001,093
Additional noninterest expense$5,520,0001,150
Pre-tax net operating income$12,356,000879
Securities gains (losses)$2,0002,225
Applicable income taxes$2,079,000874
Income before extraordinary items$10,279,000918
Extraordinary gains, net$011
Net income$10,279,000919
Minority interest net income$076
Net income of bank and minority interests.$10,279,000919
Net charge-offs$-18,0004,579
Cash dividends$5,200,000765
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,277,340895
2019-09-30 (YTD Data)Rank
Total interest income$22,493,0001,086
Total interest expense$3,944,0001,199
Net interest income$18,549,0001,069
Provision for loan and lease losses$205,0001,940
Total noninterest income$4,330,0001,005
Gross Fiduciary activities income$1,543,000341
Service charges on deposit accounts$519,0001,517
Trading account gains and fees$0129
Additional Noninterest Income$2,268,0001,183
Total noninterest expense$12,994,0001,207
Salaries and employee benefits$7,637,0001,191
Premises and equipment expense$1,664,0001,083
Additional noninterest expense$3,693,0001,266
Pre-tax net operating income$9,680,000865
Securities gains (losses)$2,0001,990
Applicable income taxes$2,045,000759
Income before extraordinary items$7,637,000941
Extraordinary gains, net$011
Net income$7,637,000942
Minority interest net income$072
Net income of bank and minority interests.$7,637,000942
Net charge-offs$-17,0004,563
Cash dividends$3,900,000732
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,635,420920
2019-06-30 (YTD Data)Rank
Total interest income$14,906,0001,091
Total interest expense$2,579,0001,199
Net interest income$12,327,0001,068
Provision for loan and lease losses$138,0001,927
Total noninterest income$2,964,000973
Gross Fiduciary activities income$1,100,000334
Service charges on deposit accounts$347,0001,488
Trading account gains and fees$0131
Additional Noninterest Income$1,517,0001,157
Total noninterest expense$8,597,0001,226
Salaries and employee benefits$5,030,0001,203
Premises and equipment expense$1,108,0001,081
Additional noninterest expense$2,459,0001,285
Pre-tax net operating income$6,556,000828
Securities gains (losses)$2,0001,537
Applicable income taxes$1,402,000725
Income before extraordinary items$5,156,000901
Extraordinary gains, net$011
Net income$5,156,000901
Minority interest net income$069
Net income of bank and minority interests.$5,156,000901
Net charge-offs$-17,0004,624
Cash dividends$2,600,000725
Sale, conversion, retirement of capital stock, net$0573
Net operating income$5,154,420887
2019-03-31 (YTD Data)Rank
Total interest income$7,406,0001,091
Total interest expense$1,230,0001,208
Net interest income$6,176,0001,069
Provision for loan and lease losses$69,0001,809
Total noninterest income$1,313,0001,026
Gross Fiduciary activities income$456,000362
Service charges on deposit accounts$170,0001,511
Trading account gains and fees$0126
Additional Noninterest Income$687,0001,181
Total noninterest expense$4,340,0001,206
Salaries and employee benefits$2,492,0001,209
Premises and equipment expense$555,0001,087
Additional noninterest expense$1,293,0001,209
Pre-tax net operating income$3,080,000858
Securities gains (losses)$01,087
Applicable income taxes$651,000733
Income before extraordinary items$2,429,000932
Extraordinary gains, net$05
Net income$2,429,000930
Minority interest net income$052
Net income of bank and minority interests.$2,429,000931
Net charge-offs$-33,0004,988
Cash dividends$1,300,000697
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,429,000914
2018-12-31 (YTD Data)Rank
Total interest income$26,346,0001,125
Total interest expense$3,725,0001,205
Net interest income$22,621,0001,123
Provision for loan and lease losses$423,0001,602
Total noninterest income$5,363,0001,046
Gross Fiduciary activities income$2,086,000337
Service charges on deposit accounts$619,0001,703
Trading account gains and fees$0126
Additional Noninterest Income$2,658,0001,240
Total noninterest expense$16,116,0001,257
Salaries and employee benefits$9,317,0001,234
Premises and equipment expense$1,987,0001,179
Additional noninterest expense$4,812,0001,282
Pre-tax net operating income$11,445,000932
Securities gains (losses)$01,125
Applicable income taxes$2,409,000765
Income before extraordinary items$9,036,000996
Extraordinary gains, net$06
Net income$9,036,000995
Minority interest net income$072
Net income of bank and minority interests.$9,036,000995
Net charge-offs$-1,0004,181
Cash dividends$4,800,000772
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,036,000997
2018-09-30 (YTD Data)Rank
Total interest income$18,942,0001,156
Total interest expense$2,615,0001,207
Net interest income$16,327,0001,147
Provision for loan and lease losses$92,0002,669
Total noninterest income$4,044,0001,052
Gross Fiduciary activities income$1,635,000332
Service charges on deposit accounts$428,0001,825
Trading account gains and fees$0138
Additional Noninterest Income$1,981,0001,266
Total noninterest expense$11,666,0001,295
Salaries and employee benefits$6,770,0001,277
Premises and equipment expense$1,425,0001,230
Additional noninterest expense$3,471,0001,333
Pre-tax net operating income$8,613,000944
Securities gains (losses)$01,118
Applicable income taxes$1,819,000776
Income before extraordinary items$6,794,0001,004
Extraordinary gains, net$05
Net income$6,794,0001,003
Minority interest net income$066
Net income of bank and minority interests.$6,794,0001,003
Net charge-offs$-1,0004,015
Cash dividends$3,600,000699
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,794,0001,001
2018-06-30 (YTD Data)Rank
Total interest income$12,393,0001,162
Total interest expense$1,726,0001,153
Net interest income$10,667,0001,163
Provision for loan and lease losses$92,0002,256
Total noninterest income$2,525,0001,091
Gross Fiduciary activities income$1,103,000329
Service charges on deposit accounts$272,0001,878
Trading account gains and fees$0130
Additional Noninterest Income$1,150,0001,393
Total noninterest expense$7,541,0001,350
Salaries and employee benefits$4,518,0001,284
Premises and equipment expense$926,0001,260
Additional noninterest expense$2,097,0001,452
Pre-tax net operating income$5,559,000950
Securities gains (losses)$0961
Applicable income taxes$1,153,000794
Income before extraordinary items$4,406,0001,006
Extraordinary gains, net$06
Net income$4,406,0001,004
Minority interest net income$065
Net income of bank and minority interests.$4,406,0001,005
Net charge-offs$-3,0004,144
Cash dividends$2,400,000663
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,406,000999
2018-03-31 (YTD Data)Rank
Total interest income$6,188,0001,162
Total interest expense$843,0001,117
Net interest income$5,345,0001,160
Provision for loan and lease losses$28,0002,629
Total noninterest income$1,158,0001,156
Gross Fiduciary activities income$515,000344
Service charges on deposit accounts$136,0001,879
Trading account gains and fees$0123
Additional Noninterest Income$507,0001,469
Total noninterest expense$3,802,0001,343
Salaries and employee benefits$2,313,0001,263
Premises and equipment expense$439,0001,341
Additional noninterest expense$1,050,0001,441
Pre-tax net operating income$2,673,000954
Securities gains (losses)$0735
Applicable income taxes$550,000803
Income before extraordinary items$2,123,0001,020
Extraordinary gains, net$07
Net income$2,123,0001,019
Minority interest net income$052
Net income of bank and minority interests.$2,123,0001,020
Net charge-offs$-3,0004,242
Cash dividends$1,200,000627
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,123,0001,008
2017-12-31 (YTD Data)Rank
Total interest income$23,492,0001,177
Total interest expense$2,897,0001,116
Net interest income$20,595,0001,179
Provision for loan and lease losses$496,0001,467
Total noninterest income$4,964,0001,125
Gross Fiduciary activities income$1,939,000344
Service charges on deposit accounts$605,0001,765
Trading account gains and fees$0151
Additional Noninterest Income$2,420,0001,355
Total noninterest expense$14,039,0001,423
Salaries and employee benefits$7,968,0001,414
Premises and equipment expense$1,877,0001,237
Additional noninterest expense$4,194,0001,456
Pre-tax net operating income$11,024,000915
Securities gains (losses)$462,000239
Applicable income taxes$4,332,000733
Income before extraordinary items$7,154,0001,000
Extraordinary gains, net$09
Net income$7,154,0001,000
Minority interest net income$076
Net income of bank and minority interests.$7,154,0001,000
Net charge-offs$91,0002,520
Cash dividends$4,400,000753
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,858,3201,027
2017-09-30 (YTD Data)Rank
Total interest income$17,514,0001,181
Total interest expense$2,123,0001,122
Net interest income$15,391,0001,188
Provision for loan and lease losses$464,0001,207
Total noninterest income$3,614,0001,166
Gross Fiduciary activities income$1,374,000356
Service charges on deposit accounts$441,0001,821
Trading account gains and fees$0145
Additional Noninterest Income$1,799,0001,379
Total noninterest expense$10,548,0001,421
Salaries and employee benefits$5,910,0001,429
Premises and equipment expense$1,429,0001,233
Additional noninterest expense$3,209,0001,420
Pre-tax net operating income$7,993,000964
Securities gains (losses)$462,000220
Applicable income taxes$2,576,000771
Income before extraordinary items$5,879,0001,010
Extraordinary gains, net$09
Net income$5,879,0001,010
Minority interest net income$071
Net income of bank and minority interests.$5,879,0001,010
Net charge-offs$89,0002,029
Cash dividends$3,300,000716
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,555,6001,050
2017-06-30 (YTD Data)Rank
Total interest income$11,518,0001,189
Total interest expense$1,373,0001,122
Net interest income$10,145,0001,196
Provision for loan and lease losses$428,000951
Total noninterest income$2,411,0001,158
Gross Fiduciary activities income$901,000359
Service charges on deposit accounts$277,0001,881
Trading account gains and fees$0139
Additional Noninterest Income$1,233,0001,344
Total noninterest expense$7,021,0001,427
Salaries and employee benefits$3,899,0001,443
Premises and equipment expense$944,0001,253
Additional noninterest expense$2,178,0001,396
Pre-tax net operating income$5,107,000979
Securities gains (losses)$462,000165
Applicable income taxes$1,683,000754
Income before extraordinary items$3,886,000997
Extraordinary gains, net$011
Net income$3,886,000998
Minority interest net income$071
Net income of bank and minority interests.$3,886,000997
Net charge-offs$2,0003,300
Cash dividends$2,200,000701
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,562,6001,078
2017-03-31 (YTD Data)Rank
Total interest income$5,653,0001,204
Total interest expense$641,0001,162
Net interest income$5,012,0001,193
Provision for loan and lease losses$390,000548
Total noninterest income$1,121,0001,215
Gross Fiduciary activities income$448,000360
Service charges on deposit accounts$134,0001,929
Trading account gains and fees$0142
Additional Noninterest Income$539,0001,469
Total noninterest expense$3,525,0001,426
Salaries and employee benefits$1,963,0001,458
Premises and equipment expense$474,0001,252
Additional noninterest expense$1,088,0001,394
Pre-tax net operating income$2,218,0001,072
Securities gains (losses)$367,000111
Applicable income taxes$762,000804
Income before extraordinary items$1,823,0001,038
Extraordinary gains, net$08
Net income$1,823,0001,039
Minority interest net income$055
Net income of bank and minority interests.$1,823,0001,038
Net charge-offs$1,0002,795
Cash dividends$1,100,000668
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,562,4301,162
2016-12-31 (YTD Data)Rank
Total interest income$22,103,0001,191
Total interest expense$2,069,0001,379
Net interest income$20,034,0001,162
Provision for loan and lease losses$517,0001,440
Total noninterest income$4,741,0001,197
Gross Fiduciary activities income$1,958,000343
Service charges on deposit accounts$663,0001,689
Trading account gains and fees$0170
Additional Noninterest Income$2,120,0001,543
Total noninterest expense$13,536,0001,454
Salaries and employee benefits$7,564,0001,443
Premises and equipment expense$1,130,0001,965
Additional noninterest expense$4,842,0001,292
Pre-tax net operating income$10,722,000871
Securities gains (losses)$332,000611
Applicable income taxes$3,196,000746
Income before extraordinary items$7,858,000952
Extraordinary gains, net$05
Net income$7,858,000951
Minority interest net income$082
Net income of bank and minority interests.$7,858,000951
Net charge-offs$23,0003,584
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,622,280956
2016-09-30 (YTD Data)Rank
Total interest income$16,430,0001,202
Total interest expense$1,521,0001,400
Net interest income$14,909,0001,178
Provision for loan and lease losses$475,0001,181
Total noninterest income$3,516,0001,197
Gross Fiduciary activities income$1,475,000343
Service charges on deposit accounts$497,0001,694
Trading account gains and fees$0169
Additional Noninterest Income$1,544,0001,566
Total noninterest expense$10,137,0001,457
Salaries and employee benefits$5,725,0001,418
Premises and equipment expense$1,108,0001,556
Additional noninterest expense$3,304,0001,406
Pre-tax net operating income$7,813,000899
Securities gains (losses)$205,000786
Applicable income taxes$2,278,000799
Income before extraordinary items$5,740,000978
Extraordinary gains, net$05
Net income$5,740,000978
Minority interest net income$071
Net income of bank and minority interests.$5,740,000978
Net charge-offs$8,0003,492
Cash dividends$3,000,000756
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,592,400980
2016-06-30 (YTD Data)Rank
Total interest income$10,853,0001,215
Total interest expense$999,0001,424
Net interest income$9,854,0001,192
Provision for loan and lease losses$97,0002,352
Total noninterest income$2,354,0001,179
Gross Fiduciary activities income$1,018,000331
Service charges on deposit accounts$325,0001,696
Trading account gains and fees$0157
Additional Noninterest Income$1,011,0001,539
Total noninterest expense$6,734,0001,462
Salaries and employee benefits$3,799,0001,431
Premises and equipment expense$742,0001,539
Additional noninterest expense$2,193,0001,413
Pre-tax net operating income$5,377,000876
Securities gains (losses)$199,000605
Applicable income taxes$1,602,000757
Income before extraordinary items$3,974,000920
Extraordinary gains, net$016
Net income$3,974,000918
Minority interest net income$071
Net income of bank and minority interests.$3,974,000919
Net charge-offs$80,0001,820
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,832,710920
2016-03-31 (YTD Data)Rank
Total interest income$5,352,0001,225
Total interest expense$497,0001,428
Net interest income$4,855,0001,210
Provision for loan and lease losses$49,0002,210
Total noninterest income$1,190,0001,148
Gross Fiduciary activities income$526,000321
Service charges on deposit accounts$157,0001,739
Trading account gains and fees$0142
Additional Noninterest Income$507,0001,491
Total noninterest expense$3,489,0001,407
Salaries and employee benefits$1,928,0001,418
Premises and equipment expense$454,0001,294
Additional noninterest expense$1,107,0001,397
Pre-tax net operating income$2,507,000903
Securities gains (losses)$199,000299
Applicable income taxes$765,000773
Income before extraordinary items$1,941,000922
Extraordinary gains, net$012
Net income$1,941,000923
Minority interest net income$062
Net income of bank and minority interests.$1,941,000923
Net charge-offs$78,0001,156
Cash dividends$1,000,000720
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,797,720963
2015-12-31 (YTD Data)Rank
Total interest income$21,544,0001,191
Total interest expense$2,100,0001,320
Net interest income$19,444,0001,177
Provision for loan and lease losses$1,016,000815
Total noninterest income$4,518,0001,204
Gross Fiduciary activities income$1,736,000366
Service charges on deposit accounts$744,0001,571
Trading account gains and fees$0159
Additional Noninterest Income$2,038,0001,501
Total noninterest expense$13,305,0001,469
Salaries and employee benefits$7,216,0001,480
Premises and equipment expense$1,358,0001,676
Additional noninterest expense$4,731,0001,333
Pre-tax net operating income$9,641,000918
Securities gains (losses)$348,000489
Applicable income taxes$2,766,000800
Income before extraordinary items$7,223,000982
Extraordinary gains, net$023
Net income$7,223,000982
Minority interest net income$081
Net income of bank and minority interests.$7,223,000982
Net charge-offs$-1,0004,850
Cash dividends$3,900,000801
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,972,4401,005
2015-09-30 (YTD Data)Rank
Total interest income$16,137,0001,193
Total interest expense$1,609,0001,306
Net interest income$14,528,0001,183
Provision for loan and lease losses$962,000622
Total noninterest income$3,412,0001,205
Gross Fiduciary activities income$1,317,000366
Service charges on deposit accounts$552,0001,595
Trading account gains and fees$0153
Additional Noninterest Income$1,543,0001,504
Total noninterest expense$9,885,0001,485
Salaries and employee benefits$5,381,0001,489
Premises and equipment expense$952,0001,812
Additional noninterest expense$3,552,0001,324
Pre-tax net operating income$7,093,000943
Securities gains (losses)$348,000426
Applicable income taxes$2,050,000826
Income before extraordinary items$5,391,000986
Extraordinary gains, net$021
Net income$5,391,000986
Minority interest net income$078
Net income of bank and minority interests.$5,391,000986
Net charge-offs$-4,0004,929
Cash dividends$2,900,000748
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,140,4401,014
2015-06-30 (YTD Data)Rank
Total interest income$10,663,0001,202
Total interest expense$1,115,0001,253
Net interest income$9,548,0001,202
Provision for loan and lease losses$904,000463
Total noninterest income$2,245,0001,232
Gross Fiduciary activities income$888,000366
Service charges on deposit accounts$365,0001,587
Trading account gains and fees$0157
Additional Noninterest Income$992,0001,566
Total noninterest expense$6,683,0001,464
Salaries and employee benefits$3,554,0001,507
Premises and equipment expense$631,0001,826
Additional noninterest expense$2,498,0001,269
Pre-tax net operating income$4,206,0001,044
Securities gains (losses)$288,000392
Applicable income taxes$1,193,000911
Income before extraordinary items$3,301,0001,070
Extraordinary gains, net$022
Net income$3,301,0001,069
Minority interest net income$075
Net income of bank and minority interests.$3,301,0001,071
Net charge-offs$2,0003,666
Cash dividends$1,900,000747
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,090,7601,103
2015-03-31 (YTD Data)Rank
Total interest income$5,198,0001,222
Total interest expense$574,0001,225
Net interest income$4,624,0001,223
Provision for loan and lease losses$64,0001,862
Total noninterest income$1,085,0001,218
Gross Fiduciary activities income$443,000362
Service charges on deposit accounts$173,0001,642
Trading account gains and fees$0152
Additional Noninterest Income$469,0001,581
Total noninterest expense$3,181,0001,526
Salaries and employee benefits$1,751,0001,534
Premises and equipment expense$323,0001,815
Additional noninterest expense$1,107,0001,396
Pre-tax net operating income$2,464,000877
Securities gains (losses)$02,027
Applicable income taxes$673,000826
Income before extraordinary items$1,791,000962
Extraordinary gains, net$013
Net income$1,791,000962
Minority interest net income$064
Net income of bank and minority interests.$1,791,000963
Net charge-offs$1,0003,128
Cash dividends$900,000731
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,791,000921
2014-12-31 (YTD Data)Rank
Total interest income$19,408,0001,307
Total interest expense$2,185,0001,333
Net interest income$17,223,0001,302
Provision for loan and lease losses$109,0003,118
Total noninterest income$3,534,0001,387
Gross Fiduciary activities income$1,804,000352
Service charges on deposit accounts$700,0001,745
Trading account gains and fees$0180
Additional Noninterest Income$1,030,0002,297
Total noninterest expense$11,142,0001,718
Salaries and employee benefits$6,167,0001,682
Premises and equipment expense$1,062,0002,140
Additional noninterest expense$3,913,0001,588
Pre-tax net operating income$9,506,000877
Securities gains (losses)$691,000297
Applicable income taxes$2,708,000777
Income before extraordinary items$7,489,000886
Extraordinary gains, net$017
Net income$7,489,000885
Minority interest net income$084
Net income of bank and minority interests.$7,489,000885
Net charge-offs$62,0003,589
Cash dividends$3,600,000795
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,984,570925
2014-09-30 (YTD Data)Rank
Total interest income$14,071,0001,359
Total interest expense$1,659,0001,327
Net interest income$12,412,0001,344
Provision for loan and lease losses$36,0003,636
Total noninterest income$3,155,0001,244
Gross Fiduciary activities income$1,418,000345
Service charges on deposit accounts$498,0001,827
Trading account gains and fees$0174
Additional Noninterest Income$1,239,0001,677
Total noninterest expense$7,486,0001,896
Salaries and employee benefits$4,325,0001,790
Premises and equipment expense$712,0002,361
Additional noninterest expense$2,449,0001,881
Pre-tax net operating income$8,045,000784
Securities gains (losses)$02,980
Applicable income taxes$2,176,000749
Income before extraordinary items$5,869,000847
Extraordinary gains, net$015
Net income$5,869,000846
Minority interest net income$081
Net income of bank and minority interests.$5,869,000846
Net charge-offs$52,0003,217
Cash dividends$2,700,000735
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,869,000831
2014-06-30 (YTD Data)Rank
Total interest income$9,351,0001,355
Total interest expense$1,115,0001,326
Net interest income$8,236,0001,349
Provision for loan and lease losses$5,0004,053
Total noninterest income$2,121,0001,231
Gross Fiduciary activities income$1,004,000337
Service charges on deposit accounts$314,0001,879
Trading account gains and fees$0172
Additional Noninterest Income$803,0001,695
Total noninterest expense$4,755,0001,995
Salaries and employee benefits$2,782,0001,857
Premises and equipment expense$475,0002,377
Additional noninterest expense$1,498,0002,028
Pre-tax net operating income$5,597,000735
Securities gains (losses)$02,580
Applicable income taxes$1,525,000710
Income before extraordinary items$4,072,000798
Extraordinary gains, net$020
Net income$4,072,000798
Minority interest net income$080
Net income of bank and minority interests.$4,072,000798
Net charge-offs$48,0002,822
Cash dividends$1,800,000712
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,072,000781
2014-03-31 (YTD Data)Rank
Total interest income$4,627,0001,370
Total interest expense$559,0001,353
Net interest income$4,068,0001,362
Provision for loan and lease losses$3,0003,691
Total noninterest income$988,0001,263
Gross Fiduciary activities income$480,000340
Service charges on deposit accounts$147,0001,973
Trading account gains and fees$0147
Additional Noninterest Income$361,0001,788
Total noninterest expense$2,399,0001,981
Salaries and employee benefits$1,377,0001,887
Premises and equipment expense$259,0002,242
Additional noninterest expense$763,0001,984
Pre-tax net operating income$2,654,000757
Securities gains (losses)$01,715
Applicable income taxes$703,000725
Income before extraordinary items$1,951,000801
Extraordinary gains, net$016
Net income$1,951,000803
Minority interest net income$066
Net income of bank and minority interests.$1,951,000802
Net charge-offs$46,0001,931
Cash dividends$900,000664
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,951,000778
2013-12-31 (YTD Data)Rank
Total interest income$17,573,0001,442
Total interest expense$2,355,0001,449
Net interest income$15,218,0001,422
Provision for loan and lease losses$366,0002,210
Total noninterest income$3,818,0001,361
Gross Fiduciary activities income$1,425,000385
Service charges on deposit accounts$655,0001,930
Trading account gains and fees$0184
Additional Noninterest Income$1,738,0001,680
Total noninterest expense$9,842,0001,924
Salaries and employee benefits$5,475,0001,868
Premises and equipment expense$921,0002,417
Additional noninterest expense$3,446,0001,845
Pre-tax net operating income$8,828,000873
Securities gains (losses)$749,000310
Applicable income taxes$2,377,000792
Income before extraordinary items$7,200,000870
Extraordinary gains, net$029
Net income$7,200,000872
Minority interest net income$090
Net income of bank and minority interests.$7,200,000872
Net charge-offs$-35,0006,363
Cash dividends$3,200,000827
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,638,250913
2013-09-30 (YTD Data)Rank
Total interest income$13,060,0001,454
Total interest expense$1,772,0001,480
Net interest income$11,288,0001,441
Provision for loan and lease losses$9,0004,742
Total noninterest income$2,941,0001,363
Gross Fiduciary activities income$1,073,000386
Service charges on deposit accounts$487,0001,945
Trading account gains and fees$0180
Additional Noninterest Income$1,381,0001,647
Total noninterest expense$7,374,0001,927
Salaries and employee benefits$4,048,0001,900
Premises and equipment expense$680,0002,465
Additional noninterest expense$2,646,0001,791
Pre-tax net operating income$6,846,000858
Securities gains (losses)$401,000496
Applicable income taxes$1,795,000813
Income before extraordinary items$5,452,000875
Extraordinary gains, net$025
Net income$5,452,000877
Minority interest net income$084
Net income of bank and minority interests.$5,452,000877
Net charge-offs$9,0004,738
Cash dividends$2,400,000755
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,151,250891
2013-06-30 (YTD Data)Rank
Total interest income$8,579,0001,472
Total interest expense$1,189,0001,501
Net interest income$7,390,0001,455
Provision for loan and lease losses$4,0004,691
Total noninterest income$1,997,0001,361
Gross Fiduciary activities income$728,000382
Service charges on deposit accounts$317,0001,950
Trading account gains and fees$0157
Additional Noninterest Income$952,0001,638
Total noninterest expense$4,954,0001,926
Salaries and employee benefits$2,674,0001,926
Premises and equipment expense$455,0002,463
Additional noninterest expense$1,825,0001,736
Pre-tax net operating income$4,429,000870
Securities gains (losses)$242,000659
Applicable income taxes$1,128,000850
Income before extraordinary items$3,543,000878
Extraordinary gains, net$022
Net income$3,543,000878
Minority interest net income$082
Net income of bank and minority interests.$3,543,000880
Net charge-offs$16,0004,121
Cash dividends$1,600,000751
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,359,080880
2013-03-31 (YTD Data)Rank
Total interest income$4,305,0001,479
Total interest expense$592,0001,556
Net interest income$3,713,0001,445
Provision for loan and lease losses$3,0004,277
Total noninterest income$1,014,0001,353
Gross Fiduciary activities income$359,000384
Service charges on deposit accounts$149,0002,047
Trading account gains and fees$0148
Additional Noninterest Income$506,0001,565
Total noninterest expense$2,303,0002,080
Salaries and employee benefits$1,346,0001,929
Premises and equipment expense$239,0002,393
Additional noninterest expense$718,0002,168
Pre-tax net operating income$2,421,000779
Securities gains (losses)$01,966
Applicable income taxes$595,000783
Income before extraordinary items$1,826,000840
Extraordinary gains, net$010
Net income$1,826,000841
Minority interest net income$076
Net income of bank and minority interests.$1,826,000842
Net charge-offs$1,0004,010
Cash dividends$800,000657
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,826,000801
2012-12-31 (YTD Data)Rank
Total interest income$17,415,0001,512
Total interest expense$2,572,0001,710
Net interest income$14,843,0001,478
Provision for loan and lease losses$7,0005,791
Total noninterest income$3,999,0001,336
Gross Fiduciary activities income$1,527,000358
Service charges on deposit accounts$641,0002,047
Trading account gains and fees$0166
Additional Noninterest Income$1,831,0001,622
Total noninterest expense$9,671,0001,978
Salaries and employee benefits$5,411,0001,863
Premises and equipment expense$996,0002,284
Additional noninterest expense$3,264,0002,005
Pre-tax net operating income$9,164,000791
Securities gains (losses)$284,0001,408
Applicable income taxes$2,255,000792
Income before extraordinary items$7,193,000821
Extraordinary gains, net$029
Net income$7,193,000821
Minority interest net income$093
Net income of bank and minority interests.$7,193,000821
Net charge-offs$29,0005,219
Cash dividends$3,800,000724
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,977,160796
2012-09-30 (YTD Data)Rank
Total interest income$13,197,0001,541
Total interest expense$1,966,0001,750
Net interest income$11,231,0001,487
Provision for loan and lease losses$6,0005,665
Total noninterest income$2,978,0001,342
Gross Fiduciary activities income$1,123,000363
Service charges on deposit accounts$478,0002,074
Trading account gains and fees$0157
Additional Noninterest Income$1,377,0001,607
Total noninterest expense$7,265,0001,963
Salaries and employee benefits$4,068,0001,852
Premises and equipment expense$743,0002,326
Additional noninterest expense$2,454,0002,007
Pre-tax net operating income$6,938,000814
Securities gains (losses)$285,0001,162
Applicable income taxes$1,731,000800
Income before extraordinary items$5,492,000826
Extraordinary gains, net$020
Net income$5,492,000824
Minority interest net income$086
Net income of bank and minority interests.$5,492,000826
Net charge-offs$26,0004,936
Cash dividends$3,100,000539
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,275,400797
2012-06-30 (YTD Data)Rank
Total interest income$8,902,0001,534
Total interest expense$1,336,0001,771
Net interest income$7,566,0001,471
Provision for loan and lease losses$2,0005,568
Total noninterest income$1,981,0001,334
Gross Fiduciary activities income$766,000359
Service charges on deposit accounts$314,0002,073
Trading account gains and fees$0153
Additional Noninterest Income$901,0001,615
Total noninterest expense$4,989,0001,929
Salaries and employee benefits$2,764,0001,810
Premises and equipment expense$501,0002,286
Additional noninterest expense$1,724,0001,921
Pre-tax net operating income$4,556,000810
Securities gains (losses)$169,0001,227
Applicable income taxes$1,114,000814
Income before extraordinary items$3,611,000839
Extraordinary gains, net$019
Net income$3,611,000839
Minority interest net income$084
Net income of bank and minority interests.$3,611,000839
Net charge-offs$21,0004,608
Cash dividends$2,400,000445
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,482,560803
2012-03-31 (YTD Data)Rank
Total interest income$4,450,0001,550
Total interest expense$678,0001,810
Net interest income$3,772,0001,474
Provision for loan and lease losses$1,0005,211
Total noninterest income$975,0001,348
Gross Fiduciary activities income$370,000364
Service charges on deposit accounts$155,0002,073
Trading account gains and fees$0148
Additional Noninterest Income$450,0001,625
Total noninterest expense$2,453,0001,959
Salaries and employee benefits$1,387,0001,809
Premises and equipment expense$255,0002,268
Additional noninterest expense$811,0002,005
Pre-tax net operating income$2,293,000795
Securities gains (losses)$159,000696
Applicable income taxes$596,000765
Income before extraordinary items$1,856,000806
Extraordinary gains, net$019
Net income$1,856,000806
Minority interest net income$078
Net income of bank and minority interests.$1,856,000807
Net charge-offs$10,0004,036
Cash dividends$700,000659
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,735,160808
2011-12-31 (YTD Data)Rank
Total interest income$18,192,0001,566
Total interest expense$2,977,0001,972
Net interest income$15,215,0001,457
Provision for loan and lease losses$178,0004,774
Total noninterest income$3,769,0001,277
Gross Fiduciary activities income$1,454,000330
Service charges on deposit accounts$675,0002,043
Trading account gains and fees$0146
Additional Noninterest Income$1,640,0001,546
Total noninterest expense$9,412,0002,029
Salaries and employee benefits$5,278,0001,851
Premises and equipment expense$1,007,0002,400
Additional noninterest expense$3,127,0002,124
Pre-tax net operating income$9,394,000661
Securities gains (losses)$534,000757
Applicable income taxes$2,411,000683
Income before extraordinary items$7,517,000685
Extraordinary gains, net$029
Net income$7,517,000684
Minority interest net income$096
Net income of bank and minority interests.$7,517,000685
Net charge-offs$56,0005,414
Cash dividends$2,000,000950
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,111,160676
2011-09-30 (YTD Data)Rank
Total interest income$13,657,0001,577
Total interest expense$2,281,0002,017
Net interest income$11,376,0001,471
Provision for loan and lease losses$6,0006,274
Total noninterest income$2,839,0001,270
Gross Fiduciary activities income$1,172,000313
Service charges on deposit accounts$505,0002,059
Trading account gains and fees$0145
Additional Noninterest Income$1,162,0001,590
Total noninterest expense$7,158,0002,008
Salaries and employee benefits$3,947,0001,866
Premises and equipment expense$775,0002,370
Additional noninterest expense$2,436,0002,052
Pre-tax net operating income$7,051,000679
Securities gains (losses)$534,000616
Applicable income taxes$1,906,000650
Income before extraordinary items$5,679,000698
Extraordinary gains, net$021
Net income$5,679,000696
Minority interest net income$087
Net income of bank and minority interests.$5,679,000698
Net charge-offs$57,0004,882
Cash dividends$1,500,000829
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,278,500708
2011-06-30 (YTD Data)Rank
Total interest income$8,972,0001,617
Total interest expense$1,528,0002,074
Net interest income$7,444,0001,497
Provision for loan and lease losses$4,0006,123
Total noninterest income$1,877,0001,283
Gross Fiduciary activities income$797,000314
Service charges on deposit accounts$320,0002,125
Trading account gains and fees$0153
Additional Noninterest Income$760,0001,615
Total noninterest expense$4,693,0002,061
Salaries and employee benefits$2,610,0001,880
Premises and equipment expense$490,0002,492
Additional noninterest expense$1,593,0002,125
Pre-tax net operating income$4,624,000681
Securities gains (losses)$371,000461
Applicable income taxes$1,219,000647
Income before extraordinary items$3,776,000689
Extraordinary gains, net$015
Net income$3,776,000688
Minority interest net income$089
Net income of bank and minority interests.$3,776,000689
Net charge-offs$54,0004,384
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,494,040709
2011-03-31 (YTD Data)Rank
Total interest income$4,320,0001,683
Total interest expense$762,0002,147
Net interest income$3,558,0001,570
Provision for loan and lease losses$05,840
Total noninterest income$863,0001,355
Gross Fiduciary activities income$377,000325
Service charges on deposit accounts$152,0002,178
Trading account gains and fees$0158
Additional Noninterest Income$334,0001,779
Total noninterest expense$2,302,0002,102
Salaries and employee benefits$1,254,0001,957
Premises and equipment expense$255,0002,450
Additional noninterest expense$793,0002,121
Pre-tax net operating income$2,119,000745
Securities gains (losses)$249,000291
Applicable income taxes$563,000672
Income before extraordinary items$1,805,000718
Extraordinary gains, net$09
Net income$1,805,000718
Minority interest net income$086
Net income of bank and minority interests.$1,805,000718
Net charge-offs$1,0004,979
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,615,760771
2010-12-31 (YTD Data)Rank
Total interest income$17,029,0001,773
Total interest expense$3,270,0002,411
Net interest income$13,759,0001,618
Provision for loan and lease losses$215,0005,259
Total noninterest income$3,649,0001,353
Gross Fiduciary activities income$1,402,000330
Service charges on deposit accounts$768,0001,900
Trading account gains and fees$0175
Additional Noninterest Income$1,479,0001,718
Total noninterest expense$8,453,0002,288
Salaries and employee benefits$4,921,0001,970
Premises and equipment expense$890,0002,727
Additional noninterest expense$2,642,0002,550
Pre-tax net operating income$8,740,000615
Securities gains (losses)$458,000956
Applicable income taxes$2,329,000652
Income before extraordinary items$6,869,000662
Extraordinary gains, net$029
Net income$6,869,000657
Minority interest net income$0111
Net income of bank and minority interests.$6,869,000663
Net charge-offs$82,0005,582
Cash dividends$500,0002,343
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,525,500661
2010-09-30 (YTD Data)Rank
Total interest income$12,806,0001,803
Total interest expense$2,478,0002,491
Net interest income$10,328,0001,643
Provision for loan and lease losses$210,0004,819
Total noninterest income$2,789,0001,315
Gross Fiduciary activities income$1,139,000315
Service charges on deposit accounts$591,0001,909
Trading account gains and fees$0165
Additional Noninterest Income$1,059,0001,742
Total noninterest expense$6,291,0002,307
Salaries and employee benefits$3,648,0001,994
Premises and equipment expense$744,0002,534
Additional noninterest expense$1,899,0002,605
Pre-tax net operating income$6,616,000645
Securities gains (losses)$439,000822
Applicable income taxes$1,828,000635
Income before extraordinary items$5,227,000668
Extraordinary gains, net$023
Net income$5,227,000665
Minority interest net income$0110
Net income of bank and minority interests.$5,227,000668
Net charge-offs$77,0005,154
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,902,140675
2010-06-30 (YTD Data)Rank
Total interest income$8,519,0001,832
Total interest expense$1,682,0002,541
Net interest income$6,837,0001,650
Provision for loan and lease losses$207,0004,169
Total noninterest income$1,809,0001,314
Gross Fiduciary activities income$759,000317
Service charges on deposit accounts$393,0001,923
Trading account gains and fees$0152
Additional Noninterest Income$657,0001,752
Total noninterest expense$4,235,0002,286
Salaries and employee benefits$2,437,0001,994
Premises and equipment expense$489,0002,580
Additional noninterest expense$1,309,0002,525
Pre-tax net operating income$4,204,000664
Securities gains (losses)$440,000531
Applicable income taxes$1,212,000605
Income before extraordinary items$3,432,000652
Extraordinary gains, net$019
Net income$3,432,000653
Minority interest net income$0105
Net income of bank and minority interests.$3,432,000653
Net charge-offs$27,0005,335
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,106,400699
2010-03-31 (YTD Data)Rank
Total interest income$4,270,0001,878
Total interest expense$860,0002,597
Net interest income$3,410,0001,668
Provision for loan and lease losses$102,0003,921
Total noninterest income$909,0001,328
Gross Fiduciary activities income$412,000296
Service charges on deposit accounts$187,0001,985
Trading account gains and fees$0175
Additional Noninterest Income$310,0001,796
Total noninterest expense$2,055,0002,381
Salaries and employee benefits$1,172,0002,109
Premises and equipment expense$243,0002,647
Additional noninterest expense$640,0002,558
Pre-tax net operating income$2,162,000629
Securities gains (losses)$439,000281
Applicable income taxes$723,000501
Income before extraordinary items$1,878,000592
Extraordinary gains, net$016
Net income$1,878,000597
Minority interest net income$091
Net income of bank and minority interests.$1,878,000596
Net charge-offs$23,0004,330
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,561,920681
2009-12-31 (YTD Data)Rank
Total interest income$17,901,0001,886
Total interest expense$4,361,0002,546
Net interest income$13,540,0001,661
Provision for loan and lease losses$13,0007,267
Total noninterest income$733,0003,959
Gross Fiduciary activities income$1,081,000366
Service charges on deposit accounts$873,0001,907
Trading account gains and fees$0211
Additional Noninterest Income$-1,221,0007,901
Total noninterest expense$8,670,0002,285
Salaries and employee benefits$4,656,0002,108
Premises and equipment expense$1,076,0002,433
Additional noninterest expense$2,938,0002,392
Pre-tax net operating income$5,590,000755
Securities gains (losses)$1,233,000407
Applicable income taxes$1,514,000699
Income before extraordinary items$5,309,000637
Extraordinary gains, net$034
Net income$5,309,000637
Minority interest net income$0115
Net income of bank and minority interests.$5,309,000638
Net charge-offs$121,0005,522
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$850,000453
Net operating income$4,347,260782
2009-09-30 (YTD Data)Rank
Total interest income$13,635,0001,904
Total interest expense$3,429,0002,552
Net interest income$10,206,0001,653
Provision for loan and lease losses$10,0007,094
Total noninterest income$2,609,0001,471
Gross Fiduciary activities income$833,000360
Service charges on deposit accounts$659,0001,898
Trading account gains and fees$0212
Additional Noninterest Income$1,117,0001,692
Total noninterest expense$8,038,0001,882
Salaries and employee benefits$3,306,0002,254
Premises and equipment expense$804,0002,462
Additional noninterest expense$3,928,0001,384
Pre-tax net operating income$4,767,000709
Securities gains (losses)$869,000431
Applicable income taxes$1,299,000681
Income before extraordinary items$4,337,000623
Extraordinary gains, net$027
Net income$4,337,000624
Minority interest net income$0118
Net income of bank and minority interests.$4,337,000625
Net charge-offs$68,0005,432
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$850,000371
Net operating income$3,667,870729
2009-06-30 (YTD Data)Rank
Total interest income$9,283,0001,901
Total interest expense$2,418,0002,530
Net interest income$6,865,0001,647
Provision for loan and lease losses$4,0007,067
Total noninterest income$1,728,0001,488
Gross Fiduciary activities income$540,000372
Service charges on deposit accounts$424,0001,931
Trading account gains and fees$0193
Additional Noninterest Income$764,0001,710
Total noninterest expense$5,420,0001,902
Salaries and employee benefits$2,138,0002,370
Premises and equipment expense$507,0002,602
Additional noninterest expense$2,775,0001,336
Pre-tax net operating income$3,169,000737
Securities gains (losses)$113,0001,407
Applicable income taxes$695,000835
Income before extraordinary items$2,587,000711
Extraordinary gains, net$021
Net income$2,587,000709
Minority interest net income$0112
Net income of bank and minority interests.$2,587,000712
Net charge-offs$74,0004,562
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$850,000303
Net operating income$2,497,730720
2009-03-31 (YTD Data)Rank
Total interest income$4,754,0001,886
Total interest expense$1,300,0002,444
Net interest income$3,454,0001,621
Provision for loan and lease losses$4,0006,586
Total noninterest income$841,0001,496
Gross Fiduciary activities income$269,000374
Service charges on deposit accounts$206,0001,911
Trading account gains and fees$0171
Additional Noninterest Income$366,0001,713
Total noninterest expense$2,497,0001,991
Salaries and employee benefits$1,000,0002,547
Premises and equipment expense$276,0002,474
Additional noninterest expense$1,221,0001,337
Pre-tax net operating income$1,794,000695
Securities gains (losses)$-254,0008,060
Applicable income taxes$295,0001,070
Income before extraordinary items$1,245,000847
Extraordinary gains, net$015
Net income$1,245,000848
Minority interest net income$0102
Net income of bank and minority interests.$1,245,000849
Net charge-offs$5,0005,094
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$250,000249
Net operating income$1,450,740666
2008-12-31 (YTD Data)Rank
Total interest income$22,603,0001,704
Total interest expense$7,870,0001,999
Net interest income$14,733,0001,519
Provision for loan and lease losses$785,0003,078
Total noninterest income$3,378,0001,442
Gross Fiduciary activities income$1,168,000371
Service charges on deposit accounts$814,0002,098
Trading account gains and fees$0154
Additional Noninterest Income$1,396,0001,676
Total noninterest expense$8,520,0002,254
Salaries and employee benefits$4,981,0002,042
Premises and equipment expense$1,295,0002,086
Additional noninterest expense$2,244,0002,569
Pre-tax net operating income$8,806,000629
Securities gains (losses)$-8,206,0008,147
Applicable income taxes$-637,0007,576
Income before extraordinary items$1,237,0002,849
Extraordinary gains, net$039
Net income$1,237,0002,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0003,941
Cash dividends$5,184,000545
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,443,000433
2008-09-30 (YTD Data)Rank
Total interest income$17,467,0001,698
Total interest expense$6,355,0001,939
Net interest income$11,112,0001,523
Provision for loan and lease losses$776,0002,133
Total noninterest income$2,519,0001,497
Gross Fiduciary activities income$876,000376
Service charges on deposit accounts$604,0002,138
Trading account gains and fees$0148
Additional Noninterest Income$1,039,0001,766
Total noninterest expense$6,033,0002,354
Salaries and employee benefits$3,539,0002,183
Premises and equipment expense$947,0002,146
Additional noninterest expense$1,547,0002,709
Pre-tax net operating income$6,822,000737
Securities gains (losses)$-6,925,0008,249
Applicable income taxes$-842,0008,005
Income before extraordinary items$739,0003,716
Extraordinary gains, net$031
Net income$739,0003,715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,665
Cash dividends$3,888,000586
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,171,000740
2008-06-30 (YTD Data)Rank
Total interest income$12,055,0001,669
Total interest expense$4,523,0001,902
Net interest income$7,532,0001,487
Provision for loan and lease losses$776,0001,441
Total noninterest income$1,692,0001,510
Gross Fiduciary activities income$600,000379
Service charges on deposit accounts$398,0002,128
Trading account gains and fees$0149
Additional Noninterest Income$694,0001,801
Total noninterest expense$3,927,0002,409
Salaries and employee benefits$2,302,0002,254
Premises and equipment expense$615,0002,197
Additional noninterest expense$1,010,0002,719
Pre-tax net operating income$4,521,000783
Securities gains (losses)$-1,201,0008,381
Applicable income taxes$858,0001,061
Income before extraordinary items$2,462,0001,113
Extraordinary gains, net$021
Net income$2,462,0001,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,916
Cash dividends$2,592,000631
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,350,740804
2008-03-31 (YTD Data)Rank
Total interest income$6,202,0001,676
Total interest expense$2,511,0001,864
Net interest income$3,691,0001,504
Provision for loan and lease losses$56,0003,670
Total noninterest income$852,0001,495
Gross Fiduciary activities income$322,000365
Service charges on deposit accounts$191,0002,157
Trading account gains and fees$0158
Additional Noninterest Income$339,0001,822
Total noninterest expense$1,981,0002,388
Salaries and employee benefits$1,173,0002,241
Premises and equipment expense$312,0002,182
Additional noninterest expense$496,0002,745
Pre-tax net operating income$2,506,000755
Securities gains (losses)$21,0001,562
Applicable income taxes$713,000763
Income before extraordinary items$1,814,000826
Extraordinary gains, net$015
Net income$1,814,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0002,549
Cash dividends$1,296,000590
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,798,880799
2007-12-31 (YTD Data)Rank
Total interest income$23,707,0001,796
Total interest expense$11,812,0001,700
Net interest income$11,895,0001,908
Provision for loan and lease losses$-83,0008,356
Total noninterest income$3,548,0001,435
Gross Fiduciary activities income$1,518,000326
Service charges on deposit accounts$812,0002,111
Trading account gains and fees$0178
Additional Noninterest Income$1,218,0001,952
Total noninterest expense$7,541,0002,417
Salaries and employee benefits$4,379,0002,299
Premises and equipment expense$1,008,0002,553
Additional noninterest expense$2,154,0002,497
Pre-tax net operating income$7,985,0001,048
Securities gains (losses)$7,0001,467
Applicable income taxes$2,105,0001,086
Income before extraordinary items$5,887,0001,098
Extraordinary gains, net$039
Net income$5,887,0001,096
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$423,0001,892
Cash dividends$5,184,000716
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,881,8201,079
2007-09-30 (YTD Data)Rank
Total interest income$17,595,0001,816
Total interest expense$8,952,0001,672
Net interest income$8,643,0001,987
Provision for loan and lease losses$-96,0008,414
Total noninterest income$2,669,0001,439
Gross Fiduciary activities income$1,179,000317
Service charges on deposit accounts$602,0002,100
Trading account gains and fees$0184
Additional Noninterest Income$888,0001,995
Total noninterest expense$5,577,0002,427
Salaries and employee benefits$3,247,0002,323
Premises and equipment expense$732,0002,614
Additional noninterest expense$1,598,0002,474
Pre-tax net operating income$5,831,0001,170
Securities gains (losses)$01,655
Applicable income taxes$1,560,0001,184
Income before extraordinary items$4,271,0001,205
Extraordinary gains, net$033
Net income$4,271,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,810
Cash dividends$3,888,000700
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,271,0001,191
2007-06-30 (YTD Data)Rank
Total interest income$11,598,0001,854
Total interest expense$5,860,0001,714
Net interest income$5,738,0002,028
Provision for loan and lease losses$10,0005,732
Total noninterest income$1,874,0001,393
Gross Fiduciary activities income$884,000304
Service charges on deposit accounts$398,0002,123
Trading account gains and fees$0168
Additional Noninterest Income$592,0002,002
Total noninterest expense$3,641,0002,512
Salaries and employee benefits$2,189,0002,326
Premises and equipment expense$465,0002,735
Additional noninterest expense$987,0002,663
Pre-tax net operating income$3,961,0001,189
Securities gains (losses)$01,444
Applicable income taxes$1,040,0001,241
Income before extraordinary items$2,921,0001,226
Extraordinary gains, net$029
Net income$2,921,0001,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0004,783
Cash dividends$2,592,000721
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,921,0001,206
2007-03-31 (YTD Data)Rank
Total interest income$5,672,0001,887
Total interest expense$2,858,0001,746
Net interest income$2,814,0002,060
Provision for loan and lease losses$10,0005,012
Total noninterest income$730,0001,678
Gross Fiduciary activities income$273,000399
Service charges on deposit accounts$185,0002,202
Trading account gains and fees$0195
Additional Noninterest Income$272,0002,097
Total noninterest expense$1,762,0002,590
Salaries and employee benefits$1,053,0002,441
Premises and equipment expense$205,0003,043
Additional noninterest expense$504,0002,599
Pre-tax net operating income$1,772,0001,323
Securities gains (losses)$01,187
Applicable income taxes$455,0001,382
Income before extraordinary items$1,317,0001,329
Extraordinary gains, net$022
Net income$1,317,0001,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$1,296,000658
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,317,0001,323
2006-12-31 (YTD Data)Rank
Total interest income$21,962,0001,838
Total interest expense$10,646,0001,587
Net interest income$11,316,0002,056
Provision for loan and lease losses$-232,0008,549
Total noninterest income$3,642,0001,384
Gross Fiduciary activities income$1,092,000375
Service charges on deposit accounts$834,0002,048
Trading account gains and fees$0130
Additional Noninterest Income$1,716,0001,508
Total noninterest expense$6,867,0002,558
Salaries and employee benefits$4,083,0002,400
Premises and equipment expense$840,0002,876
Additional noninterest expense$1,944,0002,639
Pre-tax net operating income$8,323,0001,185
Securities gains (losses)$-130,0008,279
Applicable income taxes$2,255,0001,210
Income before extraordinary items$5,938,0001,232
Extraordinary gains, net$051
Net income$5,938,0001,233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,001
Cash dividends$5,184,000684
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,031,6001,211
2006-09-30 (YTD Data)Rank
Total interest income$16,339,0001,847
Total interest expense$7,834,0001,564
Net interest income$8,505,0002,062
Provision for loan and lease losses$-235,0008,630
Total noninterest income$2,807,0001,376
Gross Fiduciary activities income$814,000376
Service charges on deposit accounts$634,0002,019
Trading account gains and fees$0126
Additional Noninterest Income$1,359,0001,458
Total noninterest expense$5,051,0002,602
Salaries and employee benefits$3,035,0002,416
Premises and equipment expense$625,0002,903
Additional noninterest expense$1,391,0002,728
Pre-tax net operating income$6,496,0001,181
Securities gains (losses)$-130,0008,466
Applicable income taxes$1,795,0001,192
Income before extraordinary items$4,571,0001,243
Extraordinary gains, net$045
Net income$4,571,0001,243
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0004,656
Cash dividends$3,888,000674
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,664,6001,207
2006-06-30 (YTD Data)Rank
Total interest income$10,775,0001,829
Total interest expense$5,045,0001,541
Net interest income$5,730,0002,044
Provision for loan and lease losses$-235,0008,681
Total noninterest income$2,068,0001,277
Gross Fiduciary activities income$573,000368
Service charges on deposit accounts$421,0002,006
Trading account gains and fees$0126
Additional Noninterest Income$1,074,0001,289
Total noninterest expense$3,385,0002,602
Salaries and employee benefits$2,029,0002,412
Premises and equipment expense$407,0002,960
Additional noninterest expense$949,0002,694
Pre-tax net operating income$4,648,0001,090
Securities gains (losses)$-130,0008,576
Applicable income taxes$1,295,0001,124
Income before extraordinary items$3,223,0001,186
Extraordinary gains, net$039
Net income$3,223,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,252
Cash dividends$2,592,000654
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,315,3001,141
2006-03-31 (YTD Data)Rank
Total interest income$5,342,0001,804
Total interest expense$2,444,0001,507
Net interest income$2,898,0002,006
Provision for loan and lease losses$6,0005,562
Total noninterest income$1,249,0001,080
Gross Fiduciary activities income$277,000373
Service charges on deposit accounts$196,0002,079
Trading account gains and fees$0115
Additional Noninterest Income$776,000979
Total noninterest expense$1,705,0002,591
Salaries and employee benefits$1,019,0002,413
Premises and equipment expense$208,0002,926
Additional noninterest expense$478,0002,641
Pre-tax net operating income$2,436,0001,030
Securities gains (losses)$0955
Applicable income taxes$699,0001,053
Income before extraordinary items$1,737,0001,082
Extraordinary gains, net$021
Net income$1,737,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,331
Cash dividends$1,296,000612
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,737,0001,069
2005-12-31 (YTD Data)Rank
Total interest income$20,533,0001,645
Total interest expense$7,745,0001,462
Net interest income$12,788,0001,721
Provision for loan and lease losses$70,0005,300
Total noninterest income$3,154,0001,541
Gross Fiduciary activities income$1,012,000386
Service charges on deposit accounts$924,0001,859
Trading account gains and fees$0138
Additional Noninterest Income$1,218,0001,946
Total noninterest expense$6,753,0002,474
Salaries and employee benefits$3,994,0002,288
Premises and equipment expense$845,0002,750
Additional noninterest expense$1,914,0002,594
Pre-tax net operating income$9,119,0001,060
Securities gains (losses)$-162,0008,540
Applicable income taxes$2,540,0001,109
Income before extraordinary items$6,417,0001,136
Extraordinary gains, net$046
Net income$6,417,0001,136
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,956
Cash dividends$5,184,000638
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,533,6401,090
2005-09-30 (YTD Data)Rank
Total interest income$15,299,0001,613
Total interest expense$5,481,0001,461
Net interest income$9,818,0001,654
Provision for loan and lease losses$64,0004,896
Total noninterest income$2,382,0001,532
Gross Fiduciary activities income$775,000377
Service charges on deposit accounts$692,0001,855
Trading account gains and fees$0126
Additional Noninterest Income$915,0001,934
Total noninterest expense$5,049,0002,451
Salaries and employee benefits$3,074,0002,214
Premises and equipment expense$611,0002,838
Additional noninterest expense$1,364,0002,700
Pre-tax net operating income$7,087,0001,028
Securities gains (losses)$27,0001,107
Applicable income taxes$2,025,0001,057
Income before extraordinary items$5,089,0001,060
Extraordinary gains, net$035
Net income$5,089,0001,060
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,052
Cash dividends$3,888,000592
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,069,5601,043
2005-06-30 (YTD Data)Rank
Total interest income$10,007,0001,602
Total interest expense$3,446,0001,458
Net interest income$6,561,0001,639
Provision for loan and lease losses$22,0005,594
Total noninterest income$1,595,0001,513
Gross Fiduciary activities income$555,000371
Service charges on deposit accounts$448,0001,870
Trading account gains and fees$0116
Additional Noninterest Income$592,0001,945
Total noninterest expense$3,391,0002,417
Salaries and employee benefits$2,061,0002,197
Premises and equipment expense$401,0002,840
Additional noninterest expense$929,0002,624
Pre-tax net operating income$4,743,000999
Securities gains (losses)$27,0001,002
Applicable income taxes$1,360,0001,033
Income before extraordinary items$3,410,0001,023
Extraordinary gains, net$030
Net income$3,410,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,091
Cash dividends$2,592,000577
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,390,8301,012
2005-03-31 (YTD Data)Rank
Total interest income$4,978,0001,574
Total interest expense$1,601,0001,497
Net interest income$3,377,0001,574
Provision for loan and lease losses$2,0006,096
Total noninterest income$752,0001,564
Gross Fiduciary activities income$250,000395
Service charges on deposit accounts$221,0001,838
Trading account gains and fees$0115
Additional Noninterest Income$281,0001,970
Total noninterest expense$1,644,0002,493
Salaries and employee benefits$1,033,0002,198
Premises and equipment expense$205,0002,817
Additional noninterest expense$406,0002,974
Pre-tax net operating income$2,483,000945
Securities gains (losses)$01,685
Applicable income taxes$700,0001,006
Income before extraordinary items$1,783,000976
Extraordinary gains, net$024
Net income$1,783,000977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,060
Cash dividends$1,296,000531
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,783,000954
2004-12-31 (YTD Data)Rank
Total interest income$18,121,0001,596
Total interest expense$4,561,0001,781
Net interest income$13,560,0001,490
Provision for loan and lease losses$137,0004,414
Total noninterest income$3,114,0001,548
Gross Fiduciary activities income$983,000384
Service charges on deposit accounts$962,0001,828
Trading account gains and fees$0138
Additional Noninterest Income$1,169,0001,945
Total noninterest expense$6,762,0002,370
Salaries and employee benefits$4,018,0002,158
Premises and equipment expense$862,0002,614
Additional noninterest expense$1,882,0002,554
Pre-tax net operating income$9,775,000901
Securities gains (losses)$16,0002,543
Applicable income taxes$2,842,000944
Income before extraordinary items$6,949,000952
Extraordinary gains, net$034
Net income$6,949,000953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-111,0008,805
Cash dividends$5,184,000597
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,937,640911
2004-09-30 (YTD Data)Rank
Total interest income$13,072,0001,641
Total interest expense$3,127,0001,915
Net interest income$9,945,0001,514
Provision for loan and lease losses$40,0005,698
Total noninterest income$2,371,0001,537
Gross Fiduciary activities income$738,000384
Service charges on deposit accounts$704,0001,882
Trading account gains and fees$0134
Additional Noninterest Income$929,0001,868
Total noninterest expense$4,960,0002,399
Salaries and employee benefits$3,025,0002,155
Premises and equipment expense$611,0002,742
Additional noninterest expense$1,324,0002,663
Pre-tax net operating income$7,316,000909
Securities gains (losses)$16,0002,442
Applicable income taxes$2,110,000975
Income before extraordinary items$5,222,000948
Extraordinary gains, net$026
Net income$5,222,000949
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-120,0008,839
Cash dividends$3,888,000573
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,210,640917
2004-06-30 (YTD Data)Rank
Total interest income$8,580,0001,641
Total interest expense$1,987,0001,978
Net interest income$6,593,0001,509
Provision for loan and lease losses$165,0002,550
Total noninterest income$1,581,0001,532
Gross Fiduciary activities income$514,000378
Service charges on deposit accounts$438,0001,968
Trading account gains and fees$0130
Additional Noninterest Income$629,0001,858
Total noninterest expense$3,297,0002,416
Salaries and employee benefits$2,024,0002,147
Premises and equipment expense$406,0002,752
Additional noninterest expense$867,0002,712
Pre-tax net operating income$4,712,000926
Securities gains (losses)$03,413
Applicable income taxes$1,390,000979
Income before extraordinary items$3,322,000983
Extraordinary gains, net$021
Net income$3,322,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,183
Cash dividends$2,592,000566
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,322,000946
2004-03-31 (YTD Data)Rank
Total interest income$4,225,0001,665
Total interest expense$972,0002,053
Net interest income$3,253,0001,533
Provision for loan and lease losses$06,501
Total noninterest income$736,0001,597
Gross Fiduciary activities income$235,000394
Service charges on deposit accounts$189,0002,194
Trading account gains and fees$0121
Additional Noninterest Income$312,0001,834
Total noninterest expense$1,640,0002,436
Salaries and employee benefits$1,008,0002,179
Premises and equipment expense$208,0002,710
Additional noninterest expense$424,0002,746
Pre-tax net operating income$2,349,000917
Securities gains (losses)$02,934
Applicable income taxes$625,0001,082
Income before extraordinary items$1,724,000944
Extraordinary gains, net$016
Net income$1,724,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,804
Cash dividends$1,296,000533
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,724,000900
2003-12-31 (YTD Data)Rank
Total interest income$17,316,0001,644
Total interest expense$4,355,0002,043
Net interest income$12,961,0001,503
Provision for loan and lease losses$14,0007,242
Total noninterest income$3,341,0001,543
Gross Fiduciary activities income$1,001,000384
Service charges on deposit accounts$800,0002,121
Trading account gains and fees$0160
Additional Noninterest Income$1,540,0001,783
Total noninterest expense$7,032,0002,246
Salaries and employee benefits$4,189,0002,032
Premises and equipment expense$649,0003,299
Additional noninterest expense$2,194,0002,202
Pre-tax net operating income$9,256,000919
Securities gains (losses)$97,0001,927
Applicable income taxes$2,732,000991
Income before extraordinary items$6,621,000978
Extraordinary gains, net$054
Net income$6,621,000981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,938
Cash dividends$4,968,000659
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,552,130924
2003-09-30 (YTD Data)Rank
Total interest income$13,099,0001,665
Total interest expense$3,375,0002,058
Net interest income$9,724,0001,513
Provision for loan and lease losses$-68,0009,114
Total noninterest income$2,591,0001,539
Gross Fiduciary activities income$705,000404
Service charges on deposit accounts$606,0002,128
Trading account gains and fees$0153
Additional Noninterest Income$1,280,0001,722
Total noninterest expense$5,136,0002,305
Salaries and employee benefits$3,096,0002,062
Premises and equipment expense$502,0003,214
Additional noninterest expense$1,538,0002,335
Pre-tax net operating income$7,247,000912
Securities gains (losses)$1,0004,000
Applicable income taxes$2,102,0001,024
Income before extraordinary items$5,146,000978
Extraordinary gains, net$040
Net income$5,146,000978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-55,0008,978
Cash dividends$3,672,000615
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,145,290915
2003-06-30 (YTD Data)Rank
Total interest income$8,815,0001,667
Total interest expense$2,370,0002,021
Net interest income$6,445,0001,517
Provision for loan and lease losses$-68,0009,171
Total noninterest income$1,685,0001,560
Gross Fiduciary activities income$480,000403
Service charges on deposit accounts$400,0002,096
Trading account gains and fees$0150
Additional Noninterest Income$805,0001,770
Total noninterest expense$3,423,0002,295
Salaries and employee benefits$2,097,0002,025
Premises and equipment expense$289,0003,615
Additional noninterest expense$1,037,0002,289
Pre-tax net operating income$4,775,000923
Securities gains (losses)$1,0003,586
Applicable income taxes$1,402,0001,046
Income before extraordinary items$3,374,000994
Extraordinary gains, net$030
Net income$3,374,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,0009,075
Cash dividends$2,448,000620
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,373,290912
2003-03-31 (YTD Data)Rank
Total interest income$4,360,0001,700
Total interest expense$1,172,0002,095
Net interest income$3,188,0001,532
Provision for loan and lease losses$-68,0009,242
Total noninterest income$833,0001,536
Gross Fiduciary activities income$240,000412
Service charges on deposit accounts$192,0002,085
Trading account gains and fees$0134
Additional Noninterest Income$401,0001,733
Total noninterest expense$1,624,0002,390
Salaries and employee benefits$1,008,0002,098
Premises and equipment expense$149,0003,507
Additional noninterest expense$467,0002,488
Pre-tax net operating income$2,465,000907
Securities gains (losses)$02,891
Applicable income taxes$743,0001,013
Income before extraordinary items$1,722,000973
Extraordinary gains, net$021
Net income$1,722,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-65,0009,150
Cash dividends$1,224,000574
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,722,000900
2002-12-31 (YTD Data)Rank
Total interest income$18,809,0001,633
Total interest expense$5,724,0001,980
Net interest income$13,085,0001,485
Provision for loan and lease losses$329,0003,260
Total noninterest income$2,949,0001,584
Gross Fiduciary activities income$951,000415
Service charges on deposit accounts$789,0002,026
Trading account gains and fees$0153
Additional Noninterest Income$1,209,0001,929
Total noninterest expense$6,628,0002,250
Salaries and employee benefits$3,888,0002,062
Premises and equipment expense$577,0003,527
Additional noninterest expense$2,163,0002,145
Pre-tax net operating income$9,077,000942
Securities gains (losses)$04,537
Applicable income taxes$2,783,000991
Income before extraordinary items$6,294,000997
Extraordinary gains, net$070
Net income$6,294,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$267,0002,546
Cash dividends$3,528,000816
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,294,000950
2001-12-31 (YTD Data)Rank
Total interest income$22,479,0001,503
Total interest expense$10,000,0001,618
Net interest income$12,479,0001,421
Provision for loan and lease losses$537,0002,095
Total noninterest income$2,819,0001,555
Gross Fiduciary activities income$863,000450
Service charges on deposit accounts$793,0001,916
Trading account gains and fees$0177
Additional Noninterest Income$1,163,0001,836
Total noninterest expense$6,143,0002,322
Salaries and employee benefits$3,433,0002,180
Premises and equipment expense$504,0003,843
Additional noninterest expense$2,206,0002,040
Pre-tax net operating income$8,618,000881
Securities gains (losses)$16,0003,318
Applicable income taxes$2,800,000890
Income before extraordinary items$5,834,000943
Extraordinary gains, net$0105
Net income$5,834,000944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,0001,481
Cash dividends$4,608,000656
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,823,120903
2000-12-31 (YTD Data)Rank
Total interest income$24,266,0001,435
Total interest expense$13,772,0001,269
Net interest income$10,494,0001,677
Provision for loan and lease losses$341,0002,618
Total noninterest income$2,469,0001,607
Gross Fiduciary activities income$819,000462
Service charges on deposit accounts$647,0002,134
Trading account gains and fees$0180
Additional Noninterest Income$1,003,0001,850
Total noninterest expense$5,588,0002,443
Salaries and employee benefits$3,178,0002,247
Premises and equipment expense$902,0002,288
Additional noninterest expense$1,508,0002,803
Pre-tax net operating income$7,034,0001,077
Securities gains (losses)$-4,0007,844
Applicable income taxes$2,230,0001,057
Income before extraordinary items$4,800,0001,103
Extraordinary gains, net$038
Net income$4,800,0001,104
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-49,0009,605
Cash dividends$4,608,000668
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,802,7201,104
1999-12-31 (YTD Data)Rank
Total interest income$22,133,0001,474
Total interest expense$11,136,0001,344
Net interest income$10,997,0001,576
Provision for loan and lease losses$97,0005,320
Total noninterest income$2,394,0001,623
Gross Fiduciary activities income$847,000499
Service charges on deposit accounts$640,0002,077
Trading account gains and fees$0173
Additional Noninterest Income$907,0002,000
Total noninterest expense$5,927,0002,302
Salaries and employee benefits$3,327,0002,107
Premises and equipment expense$1,084,0001,890
Additional noninterest expense$1,516,0002,838
Pre-tax net operating income$7,367,0001,058
Securities gains (losses)$912,000234
Applicable income taxes$2,620,000986
Income before extraordinary items$5,659,000983
Extraordinary gains, net$035
Net income$5,659,000983
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$4,464,000710
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,038,8401,065
1998-12-31 (YTD Data)Rank
Total interest income$21,958,0001,473
Total interest expense$11,015,0001,402
Net interest income$10,943,0001,549
Provision for loan and lease losses$230,0003,213
Total noninterest income$2,023,0001,816
Gross Fiduciary activities income$731,000535
Service charges on deposit accounts$607,0002,113
Trading account gains and fees$0224
Additional Noninterest Income$685,0002,429
Total noninterest expense$5,415,0002,408
Salaries and employee benefits$3,052,0002,218
Premises and equipment expense$889,0002,188
Additional noninterest expense$1,474,0002,825
Pre-tax net operating income$7,321,0001,036
Securities gains (losses)$58,0001,631
Applicable income taxes$2,415,0001,050
Income before extraordinary items$4,964,0001,083
Extraordinary gains, net$032
Net income$4,964,0001,083
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,472
Cash dividends$4,176,000740
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,925,1401,054
1997-12-31 (YTD Data)Rank
Total interest income$20,389,0001,623
Total interest expense$10,392,0001,495
Net interest income$9,997,0001,741
Provision for loan and lease losses$229,0003,163
Total noninterest income$1,753,0001,961
Gross Fiduciary activities income$558,000611
Service charges on deposit accounts$642,0002,041
Trading account gains and fees$0239
Additional Noninterest Income$553,0002,640
Total noninterest expense$4,862,0002,642
Salaries and employee benefits$2,795,0002,377
Premises and equipment expense$792,0002,447
Additional noninterest expense$1,275,0003,172
Pre-tax net operating income$6,659,0001,184
Securities gains (losses)$-9,0009,978
Applicable income taxes$2,220,0001,210
Income before extraordinary items$4,430,0001,235
Extraordinary gains, net$044
Net income$4,430,0001,236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$3,888,000771
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,436,0301,208
1996-12-31 (YTD Data)Rank
Total interest income$19,214,0001,755
Total interest expense$9,282,0001,704
Net interest income$9,932,0001,780
Provision for loan and lease losses$4,0008,888
Total noninterest income$1,680,0002,112
Gross Fiduciary activities income$531,000686
Service charges on deposit accounts$608,0002,225
Trading account gains and fees$0262
Additional Noninterest Income$541,0002,760
Total noninterest expense$4,430,0003,059
Salaries and employee benefits$2,621,0002,545
Premises and equipment expense$661,0002,939
Additional noninterest expense$1,148,0003,921
Pre-tax net operating income$7,178,0001,047
Securities gains (losses)$-35,00010,903
Applicable income taxes$2,500,0001,010
Income before extraordinary items$4,643,0001,110
Extraordinary gains, net$053
Net income$4,643,0001,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$3,600,000825
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,665,7501,094
1995-12-31 (YTD Data)Rank
Total interest income$19,276,0001,767
Total interest expense$10,154,0001,575
Net interest income$9,122,0001,969
Provision for loan and lease losses$31,0007,042
Total noninterest income$1,620,0002,164
Gross Fiduciary activities income$501,000741
Service charges on deposit accounts$592,0002,295
Trading account gains and fees$0522
Additional Noninterest Income$527,0002,773
Total noninterest expense$4,424,0003,031
Salaries and employee benefits$2,585,0002,587
Premises and equipment expense$780,0002,549
Additional noninterest expense$1,059,0004,157
Pre-tax net operating income$6,287,0001,217
Securities gains (losses)$12,0002,250
Applicable income taxes$2,100,0001,227
Income before extraordinary items$4,199,0001,262
Extraordinary gains, net$065
Net income$4,199,0001,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,954
Cash dividends$3,312,000857
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,190,9601,245
1994-12-31 (YTD Data)Rank
Total interest income$18,089,0001,701
Total interest expense$8,098,0001,575
Net interest income$9,991,0001,810
Provision for loan and lease losses$142,0003,732
Total noninterest income$1,750,0002,028
Gross Fiduciary activities income$454,000766
Service charges on deposit accounts$639,0002,113
Trading account gains and fees$0475
Additional Noninterest Income$657,0002,441
Total noninterest expense$4,622,0002,983
Salaries and employee benefits$2,621,0002,544
Premises and equipment expense$493,0003,854
Additional noninterest expense$1,508,0003,273
Pre-tax net operating income$6,977,0001,088
Securities gains (losses)$-29,00010,630
Applicable income taxes$1,997,0001,208
Income before extraordinary items$4,951,0001,026
Extraordinary gains, net$0249
Net income$4,951,0001,022
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,032
Cash dividends$3,025,000799
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,971,5901,034
1993-12-31 (YTD Data)Rank
Total interest income$18,015,0001,737
Total interest expense$7,287,0001,795
Net interest income$10,728,0001,696
Provision for loan and lease losses$487,0002,147
Total noninterest income$1,695,0002,220
Gross Fiduciary activities income$475,000781
Service charges on deposit accounts$657,0002,077
Trading account gains and fees$0532
Additional Noninterest Income$563,0003,008
Total noninterest expense$4,929,0002,891
Salaries and employee benefits$2,624,0002,531
Premises and equipment expense$285,0006,106
Additional noninterest expense$2,020,0002,708
Pre-tax net operating income$7,007,0001,011
Securities gains (losses)$114,0002,310
Applicable income taxes$2,099,0001,154
Income before extraordinary items$5,022,0001,033
Extraordinary gains, net$03,149
Net income$5,022,0001,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,00011,177
Cash dividends$2,591,000810
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,941,060976
1992-12-31 (YTD Data)Rank
Total interest income$18,982,0001,860
Total interest expense$8,669,0001,957
Net interest income$10,313,0001,778
Provision for loan and lease losses$127,0006,563
Total noninterest income$1,553,0002,329
Gross Fiduciary activities income$426,000821
Service charges on deposit accounts$629,0002,161
Trading account gains and fees$0504
Additional Noninterest Income$498,0003,200
Total noninterest expense$4,560,0003,123
Salaries and employee benefits$2,425,0002,677
Premises and equipment expense$235,0007,071
Additional noninterest expense$1,900,0002,919
Pre-tax net operating income$7,179,000905
Securities gains (losses)$154,0002,386
Applicable income taxes$2,575,000894
Income before extraordinary items$4,758,0001,001
Extraordinary gains, net$01,422
Net income$4,758,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,00012,901
Cash dividends$2,160,000791
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,657,900930

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.